Most people don't understand how banks think, work, or what really determines rates. Hosted by Loan Officer Cortavius Thomas, Lending Lounge makes mortgages relatable. It serves as a hub for honest insight—blending expertise with real-world experience. The show tackles the misinformation and market trends confusing buyers and professionals, while opening the floor to stories and the psychology behind the deal.
…
continue reading
Cortavius Thomas Podcasts
1
The Death of 620: Buying a House With NO Credit Score (The "Secret" Update)
11:27
11:27
Play later
Play later
Lists
Like
Liked
11:27
Send us a text For decades, the 620 credit score was the bouncer at the door of the housing market. If you didn’t have the number, you didn’t get in. But Fannie Mae just changed the locks. In this episode of the Lending Lounge, Cortavius Thomas breaks down the massive shift in Desktop Underwriter (DU) that is allowing "Credit Invisible" borrowers t…
…
continue reading
