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The Happy Retirement Show with Victor Gray and Colin Hurst

Victor Gray, RICP® and Colin Hurst, CFP®

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Hosted by Victor Gray, RICP® and Colin Hurst, CFP®, The Happy Retirement Show is an educational resource designed to help you learn how to achieve a successful and fulfilling retirement. Each episode, Victor and Colin will share expert insights on building a solid foundation for your future. Tune in for thoughtful discussions on income planning, managing risk, tax planning, legacy building, and much more. Whether you're planning your retirement or already in it, the Happy Retirement Show is ...
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The Money & Retirement Show

Victor Gray & Colin Hurst

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Retirement planning might seem complicated and confusing, but the truth is, it doesn't have to be. The Money & Retirement Show with Victor Gray & Colin Hurst seeks to simplify, educate, and entertain those in retirement and those preparing for retirement.
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Open your mind to the world with New Zealand’s number one breakfast radio show. Without question, as New Zealand’s number one talk host, Mike Hosking sets the day’s agenda. The sharpest voice and mind in the business, Mike drives strong opinion, delivers the best talent, and always leaves you wanting more. The Mike Hosking Breakfast always cuts through and delivers the best daily on Newstalk ZB.
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Frustration from farmers over Environment Canterbury's decision to declare a nitrate emergency. It voted —nine to seven— for the declaration after groundwater testing found levels of the chemical increasing in the majority of monitored sites. Federated Farmers Vice President Colin Hurst told Mike Hosking solving this problem can take a number of ye…
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Medicare is already complex, but 2025 is bringing some of the biggest shifts in years. Premiums, prescription drug costs, and deductibles are all moving, and with millions of baby boomers entering the system, retirees could feel the impact more than ever. To help cut through the confusion, Colin is talking again with Medicare Expert, Alex Sieler. A…
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On the Mike Hosking Breakfast Full Show Podcast for Monday the 22nd of September, we know where $100m is going for our hospitals. But is it a band-aid, or substantial money for infrastructure? The Prime Minister answers whether he's feeling embattled, is fast track really fast track and when we're getting news about reform in the electricity sector…
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When Ted Cruz and Tucker Carlson are raging against their President, you know a line has been crossed. Cruz said the FCC threat from Brendan Carr was straight out of Goodfellas and it's got mafia written all over it. It's important not to forget we have the confluence of several stories here in the Jimmy Kimmel scrap; 1) The absurdity of defending …
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Jason Pine and Andrew Saville join Mike Hosking this morning to discuss the weekend's sports. On the table today: The AFL semi finals draw 100,000 fans to each game. Liam Lawson finished 5th in Baku to secure his best ever finish in F1. And what should the Black Ferns take away from their defeat in the Rugy World Cup semi finals? LISTEN ABOVE See o…
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Frustrations are growing around the fast-track process in Taranaki, which has grounded to a halt due to bureaucracy. 215 parties are now having their say in the ‘VTM’ seabed mining project. Resource Minister Shane Jones told Mike Hosking that the discourse around the project is responsible for hindering its progress. ‘We're dealing with a substanti…
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Cabinet expects to make a final decision later this week, on whether New Zealand will formally recognise a Palestinian state. Australia, the UK and Canada have all formally announced their recognition of Palestine. Israeli Prime Minister Benjamin Netanyahu has condemned their moves, saying a Palestinian state would be a "huge reward to terrorism" a…
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Thousands have gathered in Arizona for the memorial service of right-wing influencer Charlie Kirk. Among those in attendance is a number of Republican politicians and high-profile names including The President, Vice President and Elon Musk. US Correspondent Richard Arnold says that the rise of political discourse around free speech has grown alongs…
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Demand is outstripping supply when it comes to luxury accommodation. New Zealand agents say they're turning away half of high-net-worth travellers due to a shortage of properties. Some are fielding up to 50 requests a week. Co-founder of Stay Luxe Accommodation, Greg Owen told Mike Hosking that there's a real shortage in Auckland, so hotels are bei…
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A rural doctor says the government's hospital investment is still not enough. Health Minister Simeon Brown's announced a $100million boost for 21 local projects, aimed at improving clinical spaces and support services. General Practice Aotearoa chair Dr Buzz Burrell told Mike Hosking that the investment will be only for touch ups. He says there wil…
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If only nostalgia paid the bills. But when it comes to peaches, it doesn’t. Wattie's is out. Pams do a good line of imported stuff, and those who buy peaches in tins like it cheap. A lot of us like cheap. Cheap has never been more appealing in a cost of living crisis. If I was in the business of patriotic purchases, I would close my door and go hom…
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At the end of each week, Mike Hosking takes you through the big-ticket items and lets you know what he makes of it all. Farmer confidence: 8/10 In an economic world of woe, it's good to see a decent chunk of people doing well and enjoying it. GDP: 2/10 Sort of the turgid, rank, icing on the rotten economic cake. How does a Reserve Bank not see a co…
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Was this the final nail in the Adrian Orr coffin? Can we add Christian Hawkesby and the entire monetary policy committee? After all, it's easy to blame a governor, but it’s a committee that votes on what to do with the cash rate. After the famed Q2 finished (remember April, May and June), we come to the next committee decision in July. Orr is gone,…
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It’s Friday so Kate Hawkesby and Tim Wilson are back with Mike Hosking to Wrap the Week that Was. Mike decided to end the week with another pop quiz – this time on things that were covered on the programme this morning. Kate was not enthused. Plus the school holidays are coming up, so they had to touch on everyone’s plans. LISTEN ABOVE See omnystud…
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On the Mike Hosking Breakfast Full Show Podcast for Friday 19th of September, Sir John Key has some advice for Finance Minister Nicola Willis, who has some tough questions to answer after that Q2 GDP result. The Government is flying the flag for the wool industry in China. Kate Hawkesby and Tim Wilson take a pop quiz and discuss school holidays pla…
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We’re in the business end of the Women’s Rugby World Cup, but a former Black Ferns captain is warning against getting cocky. The Black Ferns have made light work of Spain, Japan, Ireland, and South Africa, leading them to the semi-finals. Saturday morning will see them face off against the World No 2 team – Canada. Former Captain Dr Farah Palmer to…
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The axing of Jimmy Kimmel's late-night show has sparked debate around freedom of speech. Kimmel has been pulled off air indefinitely by ABC over his comments relating to the Charlie Kirk killing. The late-night host suggested Kirk, who was shot at a Utah University last week, was killed by a pro-Trump Republican. US Correspondent Richard Arnold tol…
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Negotiations between senior doctors and the Government have broken down. They've rejected a $160 million offer and are set to strike for 48 hours next week. The Association of Salaried Medical Specialists had put a proposal which would have cost about $300 million. Executive Director Sarah Dalton told Mike Hosking doctors are playing catch up. She …
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Finance Minister Nicola Willis says a new Reserve Bank Governor will be announced “very shortly” as she comes under growing pressure to tackle New Zealand’s economic woes. Economists are calling on the Reserve Bank to cut the Official Cash Rate more aggressively after yesterday’s shock GDP result. New Zealand’s gross domestic product (GDP) fell by …
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The Associate Agriculture Minister believes wool is making a comeback and New Zealand could double its exports over the next decade. Mark Patterson is in China for the country's largest wool conference, where he'll meet with industry representatives, wool growers, and processors. It's our largest trading partner for wool, with $176 million of $446 …
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Sir John Key says the Reserve Bank deserves much of the blame for the latest sharp drop in GDP. Our economy's contracted 0.9% in the June quarter. The Government says international turmoil and uncertainty over tariffs have driven the fall, which was much larger than expected. Key told Mike Hosking the OCR was also a major factor. He says two months…
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Having argued the other week for compulsory KiwiSaver, it was sort of ironic, but probably lucky, that several reports came out post the comments that wanted the same thing. Then enter Winston who wants it as well, and will pay for it, apparently with tax cuts. Of course the tax cuts are completely unaffordable, but it doesn’t make the compulsion a…
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The US President's been treated to a day of processions, gifts and flypasts in his second state visit to the UK. Donald Trump's attending a state banquet at Windsor Castle, hosted by King Charles, with about 150 other guests. The King is cherishing the close ties between American and British people, saying the ocean may divide the two countries, bu…
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Another case of a Kiwi punching above his weight. Hailing from Christchurch, 20 year old motorsport driver Jacob Douglas is currently competing in the USF Pro 2000 Circuit over in the States. He’s on the road to IndyCar, and has just wrapped up the season, finishing 5th overall and securing a win and eight podiums. At age 16 Douglas made the move t…
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Hamilton's first domestic jet service in 25 years will connect thousands of people to Christchurch every year. Air New Zealand's Airbus A320 service will operate alongside two smaller planes, to be deployed to other parts of the regional network. From today the 171-seat domestic jet will leave Christchurch at 3pm five days a week and return from Ha…
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On the Mike Hosking Breakfast Full Show Podcast for Thursday 18th of September, we look at the predictions of how bad Q2 was economically, and whether this is the worst of it. Some extraordinary new numbers when it comes to youth crime that shows the Government is starting to get the issue under control. Young motorsport driver Jacob Douglas detail…
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Top musicians are taking their music off Spotify and leaving the platform behind – but why? Kiwi musicians like Tiki Taane and The Bats have joined overseas acts like Deerhoof and King Gizzard & The Lizard Wizard in boycotting the platform, accusing it of exploitation, poor royalties, and subsidising big international acts. As it stands, each strea…
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The vast majority of New Zealand's foreign tourist levy is being held on to by the Government. Budget documents show up to $139 million is being banked from the International Visitor Levy for Crown spending. This year's budget allocated $55 million a year to spending in conservation and $35 million to new spending in tourism from a pot of almost $2…
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The Children's Minister is attributing a reduction in youth reoffending to boot camps, even though they haven't started yet. The Government says serious and persistent young offending has dropped by more than 14% since June 2023. Northland experienced the greatest decrease at 40%. Minister Karen Chhour told Mike Hosking there have been significant …
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Many are predicting a fall in GDP for quarter two. Stats NZ will release the figures later this morning, just before 11am. The Reserve Bank expects a 0.3% drop while bank economists are more pessimistic. Westpac Senior Economist Michael Gordon told Mike Hosking there are worrying trends. He says the construction sector is still in a downturn, while…
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If it's any help to those chained to Nicola Willis' office, there is a decent piece I read yesterday asking whether Israel was heading towards a South Africa moment. In an interview this week, Netanyahu seemed to accept some sort of isolation was a price his country was, and is, paying for as a result of the war. But none of that has been brought a…
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The 22-year-old charged with allegedly killing right-wing activist Charlie Kirk has made his first appearance in court. Tyler Robinson is facing seven charges including aggravated murder, obstruction of justice, and witness tampering. Kirk was fatally shot while speaking at an event at Utah Valley University last week. US Correspondent Richard Arno…
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Things have been heating up in the political sphere, so Mark Mitchell and Ginny Andersen joined Mike Hosking to delve into the latest developments. They discussed the decision to close Auckland’s Harbour Bridge for a protest, before the wind changed the plans, free speech and the right to protest, and the latest in the situation with Te Pati Māori …
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On the Mike Hosking Breakfast Full Show Podcast for Wednesday 17th of September, data reveals the chance of going to prison is at an all-time high, but only 15% of criminals are going behind bars. The Black Caps’ new coach is in for a word ahead of the 20th anniversary of T20s and our series against Australia. Keen sports fans will know that the fi…
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New Zealand’s creative sector has much more impact on the economy than commonly believed. The sector is now the country’s fourth-largest export industry, worth $13 billion a year and supporting 100,000 jobs. It’s also more productive than agriculture, with each worker generating $346,000 a year compared to $317,000. Toi Mai Workforce Development Co…
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A chance for the Black Caps to build depth and experience in the Chappell-Hadlee T20 series against Australia at home. The 14-man squad's been depowered by injury. Regular skipper Mitchell Santner, Will O'Rourke, Finn Allen, Glenn Phillips, Lockie Ferguson and Adam Milne are sidelined, while Kane Williamson's unavailable. Coach Rob Walter told Mike…
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Food prices are continuing to rise, with a 5% increase in the year to August. Dairy continues to be the main driver, with the price of milk rising 16%, cheese 26%, and butter 32%. Meat, poultry, and fish followed behind, up 8.1% annually. Fonterra Co-operative Council Chair John Stevenson told Mike Hosking what they see is a pretty clear correlatio…
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The Government wants to see more careers in the aviation sector take off. It's launched the first ever aviation strategy which is designed to future proof the sector, and promote tourism and economic growth. Associate Transport Minister James Meager says he wants to make it quicker and easier for people to train while keeping standards high. He tol…
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New data shows hospitals were, on average, 587 nurses short every shift last year. A Nurses Organisation Infometrics report analysed Te Whatu Ora data from 1.69 million shifts from 2022 to 2024 in 59 public hospitals. Last year saw a slight improvement on 2023, when the shortage averaged 684 nurses per shift. Former Health New Zealand Chair Rob Cam…
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More than seven thousand people have been sent to prison following a conviction. Ministry of Justice data shows the proportion of convicted charges leading to prison sentences has reached an all-time high at 27%. People convicted of robbery, sexual offences, and homicides have the highest imprisonment rates. Criminal defence lawyer Steve Cullen tol…
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I see the plan. Labour is sweating the current Māori Party meltdown, so they have rolled out Willie Jackson, who claims Takuta Ferris is handing political extremists ammunition to paint the Māori Party as too weird to ever do business with Labour. There are several problems with the plan. Firstly, post the by-election Willie has no credibility. Wil…
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Alan Davies is a well-known funnyman. He’s best known for starring in Jonathan Creek and for his permanent spot on QI, as well as his nearly 40 years of stand-up comedy. Davies has had a busy career, and in amongst it all he’s written two memoirs, Just Ignore Him, released in 2020, and White Male Stand-Up, released just this month. In both the memo…
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On the Mike Hosking Breakfast Full Show Podcast for Tuesday 16th of September, the state of our economy took another hit with the 18th straight month of contractions in our services sector. Q2 GDP numbers on Thursday will be fascinating. Yet again we are looking at Eden Park and whether more concerts could be held there. Can we just get on and do s…
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The Gisborne forestry industry wants to manage expectations when it comes to cleaning up slash. One company is appealing the district council's order, which would force it to prevent all woody debris from leaving a forestry block. Samnic Forest Management says it would likely go bankrupt if the order were to go ahead. Forest Owners Association Chie…
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Wētā Workshop has signed a Memorandum of Understanding with a Saudi Arabian princess. The agreement is part of five new commercial partnerships signed by Kiwi and Saudi businesses, valued at $100 million. Creative organisation Rukun was founded by HRH Princess Noura bint Saud bin Nayef bin Abdulaziz Al Saud and will work with Wētā to help grow Saud…
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Our largest sector is continuing to do it tough. Latest data from BNZ and Business NZ shows our services sector —which makes up almost three quarters of the economy— has contracted for the 18th consecutive month. Our manufacturing sector is also back in contraction after a period of growth. Business NZ Chief Executive Katherine Rich told Mike Hoski…
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A new Government paper suggests gas demand could outpace supply before the turn of the decade. The briefing from Resources Minister Shane Jones delivers a strong warning for the coming years. It says, unless the country finds new gas or alternative power generation, there won't be enough gas from 2029. Jones told Mike Hosking there will be some ava…
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Claims the current Eden Park rules are comical. The Government's looking at settings including the number of concerts held at the Auckland stadium and their duration. RMA Reform Minister Chris Bishop says there will be a four to six week investigation period. He told Mike Hosking he won't be making a pre-emptive decision on what needs to change. Bi…
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There's an expectation farmer confidence will stay high as long as commodity prices stay up. The latest Rabobank survey's found farmers' faith in the broader agricultural economy is at its second highest level in the last decade, up to 46%. 51% expect it to improve in the year ahead. DairyNZ Board Member Jacqueline Rowarth told Mike Hosking the sec…
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On the Mike Hosking Breakfast Full Show Podcast for Monday the 15th of September, we've got a $70m package to secure major events here. Is it enough? And what does it get us? The Prime Minister is in to talk the Pacific Islands Forum, why a protest can block SH1 and when we are getting an Indian trade deal. Jason Pine and Andrew Saville talk the di…
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