Best Bobby Cramer Podcasts (2025)

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Top Five Regrets of the Dying (Book Club with Frank Vasquez and Ginger) | Ep 574 1:17:47

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1h ago1:17:47

1:17:47

Join Ginger and Frank as they dive into the impactful concept of regret, exploring insights from Bronnie Ware's The Top Five Regrets of the Dying. Discover how these regrets can shape a life of fulfillment and happiness, and learn how to embrace self-expression and relationships to achieve true satisfaction. Episode Summary: In this episode, the ho…

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Cognitive Behavioral Tools for FI With Jasper Lee, PhD | Ep 573 1:06:31

26m ago1:06:31

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Show Notes Guest: Jasper Lee, PhD - Clinical Psychologist Episode Summary: In this episode, Jasper Lee discusses the psychological elements that impact the journey to financial independence (FI). He provides actionable insights on dealing with emotions and behaviors that influence financial decisions, emphasizing cognitive restructuring and behavio…

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Bias Towards Action: The Adventure List(s) | Ep 572 1:10:08

37m ago1:10:08

1:10:08

In this episode, hosts Brad, Emily W, and Emily C delve into the importance of building meaningful friendships and adding adventure to life. They discuss the concept of an "adventure list," embracing vulnerability, and the creativity that can stem from constraints. The conversation encourages listeners to engage in various levels of travel experien…

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Getting Personal with Personal Finance: Maggie Tucker | ep 571 1:04:38

5d ago1:04:38

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Maggie Tucker shares her journey to financial independence at the age of 41, discussing her experiences with fear and anxiety about leaving a secure job. Her insights on the importance of community, transparency in financial matters, and travel with children highlight how to embrace a fulfilling life beyond conventional measures of success. Timesta…

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State of the Stock Market 2025 Q&A with Brian Feroldi | Ep 570 1:03:47

23d ago1:03:47

1:03:47

Brian Feroldi discusses the current state of the stock market, providing insights on market valuations, personal investment strategies, and the impact of artificial intelligence on stock analysis. The conversation highlights the importance of sustainability in stock market growth, potential investment pitfalls, and the benefits of leveraging AI too…

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Always Come Back to the Why | Alan and Katie Donegan | Ep 569 1:26:49

17d ago1:26:49

1:26:49

Brad, Katie, and Alan Donegan discuss the significance of understanding the "why" behind pursuing financial independence (FI). They delve into their journey, emphasizing the importance of community, intentional spending, and lifestyle design. Listeners are encouraged to confront their fears of rejection when building friendships and to embrace vuln…

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The FiiRE Framework With Paula Pant | Ep 568 1:23:56

24d ago1:23:56

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Paula Pant introduces her innovative FI-I-R-E framework, which encompasses Financial Psychology, Increasing Your Income, Investing, Real Estate, and Entrepreneurship. The discussion emphasizes the critical role of financial psychology in shaping one's financial decisions and behaviors. Paula's approach aims to inspire excitement about personal fina…

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Are We Taking the Wrong Risks? With Chris Hutchins | Ep 567 1:16:46

1M ago1:16:46

1:16:46

Brad interviews Chris Hutchins, host of the podcast All The Hacks. They dive deep into challenging the traditional mindset of financial independence (FI), exploring the balance between saving for the future and enjoying life experiences in the present. The discussion revolves around the potential pitfalls of overly conservative financial strategies…

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Risk Based Guardrails for Drawdown | Ep 566 1:25:11

1M ago1:25:11

1:25:11

Brad welcomes Aubrey Williams, a financial advisor and member of the ChooseFI community. They discuss innovative strategies for financial independence (FI), focusing on flexible withdrawal rates, dynamic spending adjustments using historical analysis, and how adopting a more adaptable mindset can potentially lead to earlier FI. Timestamps & Discuss…

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Tax Planning To and Through Early Retirement | Cody Garrett & Sean Mullaney | Ep 565 1:06:30

2M ago1:06:30

1:06:30

Brad Barrett hosts Cody Garrett and Sean Mullaney, co-authors of Tax Planning To and Through Early Retirement, exploring essential tax strategies for the FI community. They address misconceptions about retirement taxes, the drawdown process, and effective tax rates, emphasizing the importance of informed planning to navigate financial independence …

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Financial Independence Basics with Jackie Cummings Koski | Ep 564 1:09:45

2M ago1:09:45

1:09:45

Jackie Cummings Koski returns to discuss the fundamental principles of financial independence (FI) and early retirement. The conversation emphasizes the importance of understanding FI—financial independence lets individuals no longer depend on a paycheck, offering options and freedom in life. Jackie shares insights on creating habits, starting smal…

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Safe Withdrawal Rates, Drawdown Strategies, RMDs and 50 Year FI Timelines 57:25

3M ago57:25

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ChooseFI unveils a new feature on the website that allows listeners to have their financial independence questions answered by experts. Featuring in-depth discussions with Karsten Jeske (Big Earn) and Fritz Gilbert, the episode explores the ramifications of potentially increasing the safe withdrawal rate and provides critical insights into retireme…

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Navigating Financial Conflicts in Relationships | Ep 562 1:00:27

3M ago1:00:27

1:00:27

Brad and Ginger discuss the importance of asset flexibility, community building, and health savings accounts (HSAs). The conversation emphasizes maximizing contributions to HSAs while addressing financial conflicts that arise within relationships. Key Topics Discussed: Introduction and Community Building (00:00:00) Ginger shares her growing efforts…

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Mini-Retirements: Test Driving Financial Independence | Ep 561 50:16

2M ago50:16

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Brad Barrett welcomes Jillian Johnsrud, author of Retire Often, as they delve into the transformative concept of mini retirements. Jillian shares her insights on how taking intentional breaks from work can enrich life experiences, enhance personal growth, and help individuals navigate transitions on their journey towards financial independence. Key…

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Living Off the 4% Rule | Marla Taner | Ep 560 1:00:21

3M ago1:00:21

1:00:21

Marla Taner shares her journey of living off the 4% rule since her retirement in 2013. She discusses the financial strategies that have supported her abundant lifestyle, the emotional aspects of transitioning into retirement, and the importance of reassessing fixed costs. Marla's insights provide inspiration for those seeking financial independence…

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Zero-Based Everything: FI, Travel, and the Art of Starting Fresh | Katie & Alan Donegan | Ep 559 1:20:16

4M ago1:20:16

1:20:16

Join Brad, Katie, and Alan in a candid conversation about financial independence, travel rewards, and lifestyle choices. They discuss the importance of zero-based thinking, share experiences as digital nomads, and challenge conventional views on net worth by introducing the concept of a "freedom fund." Timestamps: 00:03:48 - Zero-Based Thinking Dis…

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Designing an Intentional Life | Tim Ferriss | Ep 558 1:35:41

4M ago1:35:41

1:35:41

Tim Ferriss focusing on financial independence, the importance of mentorship, and the role of playful experimentation in living a fulfilling life. Discover insights on designing an intentional life and the values behind Tim's new game, COYOTE. Key Takeaways Experiential Learning & Game Selection Choose the right projects to engage in rather than ju…

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It's Big, But Is It Beautiful? Let's Talk About It... | Ep 557 1:00:18

3M ago1:00:18

1:00:18

Key changes in tax law related to the newly passed One Big Beautiful Bill significantly impact the financial independence (FI) community. Notably, the extension of tax rates and the higher standard deduction provide more planning certainty for early retirees, allowing greater financial management under these new regulations. Brad & Sean Mullaney di…

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Mailbag: Bond Funds, Roth Conversions, Advanced FI Strategies, Solo 401k and Backdoor Roth 1:01:04

4M ago1:01:04

1:01:04

Brad and Rachael Camp tackle listener-submitted questions focusing on bonds, retirement strategies, pensions, and optimizing Roth IRA conversions. Rachael Camp, a Certified Financial Planner, sheds light on various financial independence (FI) strategies—discussing the impact of interest rate volatility on bond investments, the importance of tax pla…

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Are You Over-Optimizing? | Jesse Cramer | Ep 555 57:50

4M ago57:50

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Effective financial planning resembles both a puzzle and a spider web, where each decision impacts interconnected aspects of one's financial life. Brad is joined by Jesse Cramer and explores the importance of resilience over perfection in financial planning, how minor choices can have significant implications, and the necessity of revisiting one's …

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From Poverty to Semi-Retired | Kristen Knapp | Ep 554 58:59

4M ago58:59

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Kristen Knapp shares her journey from a childhood marked by poverty to achieving financial independence and transitioning to part-time work as a television meteorologist. She introduces her new venture, FI Friends Travel, a travel initiative that connects financial independence enthusiasts through meaningful, shared travel experiences. Kristen emph…

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Deep Dive: Putting the Middle-Class Trap to Bed | Ep 553 1:06:57

5M ago1:06:57

1:06:57

Cody Garrett, (CFP), joins Brad to discuss the pervasive myth of the middle-class trap in the financial independence (FI) community. Through four case studies, they illustrate how individuals often feel trapped financially due to psychological barriers rather than actual limitations. The conversation provides insights into turning retirement accoun…

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Unraveling Your Relationship with Money | Shannah Game | Ep 552 52:02

5M ago52:02

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Brad chats with certified financial planner Shannah Game, who shares insights from her book Unraveling Your Relationship with Money. They discuss the emotional and psychological aspects of finance, emphasizing the importance of understanding one's money stories, setting intentional spending boundaries, and achieving financial independence beyond ju…

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Roundup: Buy vs. Rent, Mortgage Amortization, Minimalism and More | Ep 551 59:00

5M ago59:00

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Lets dive into the emotional and practical considerations of paying off a mortgage early, explore the benefits and drawbacks, personal experiences, and broader financial implications of renting versus owning a home. Key Topics and Timestamps Introduction to Mortgage Conversations (00:00:00) Overview of the episode's focus on mortgages, buying vs. r…

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Getting Personal with Personal Finance: Meghan & Ginger | Ep 550 46:51

5M ago46:51

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Ginger interviews Meghan Combs, who shares her journey to financial independence after recently getting married. They discuss budgeting strategies, the significance of personal values in spending, and adapting financial goals amid life transitions. Meghan reflects on her net worth of $527,000 and the impact of automating savings, as well as her des…

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Deep Dive: Taxable Brokerage Accounts | Ep 549 52:04

6M ago52:04

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Episode Summary: Taxable brokerage accounts are often overlooked but are essential for building wealth and achieving early retirement. Brad Barrett and Cody Garrett highlight their flexibility, tax advantages, and strategic value. Cody Garrett provides insights on how to effectively navigate these accounts, dismantling common misconceptions while s…

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FI Service Corps | Ryan Brennan | Ep 548 50:57

6M ago50:57

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In this episode of ChooseFI, Ryan Brennan, founder of the FI Service Corps, dives into his journey within the financial independence (FI) community and how he is merging it with the spirit of volunteering. The discussion explores Ryan's background as a recovering CPA, his transition into this new venture, and the pilot events that successfully comb…

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The Simple Path Revisited in 2025 With JL Collins | Ep 547 1:07:17

6M ago1:07:17

1:07:17

In this episode, JL Collins discusses the transformative principles of financial independence outlined in his renowned book, The Simple Path to Wealth. Collins emphasizes the simplicity of investing, the power of living below your means, and the crucial role of compounding returns in achieving financial freedom. The conversation also touches on the…

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Sleep Masterclass | Dr. Bobby Dubois | Ep 546 57:50

6M ago57:50

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Dr. Bobby DuBois returns to discuss the essential role of sleep in achieving financial independence and enhancing overall health. He addresses the worrying trend of sleep deprivation among Americans and its significant consequences on heart health, weight management, and cognitive functionality. This episode is filled with evidence-based insights a…

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Tax Efficient Strategies for Early Retirement | Mailbag Episode | 545 | With Rachael Camp 53:56

6M ago53:56

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In this mailbag episode, Brad and Rachael dive deep into strategies for efficiently withdrawing money from taxable brokerage and retirement accounts. With a focus on understanding the different tax treatments associated with these accounts, listeners gain crucial insights into managing tax liabilities for retirement. Key Takeaways Different Types o…

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Roundup With Ginger | Zero-Based Thinking: How to Rethink Your Life Choices 1:03:16

7M ago1:03:16

1:03:16

Join the conversation with the ChooseFI community on the brand NEW ChooseFI Members Site and participate in discussions about budgeting, travel rewards, and obviously all things financial independence! Register Your Free Account See the Group Discussion Ginger Mentioned in this Episode p]:text-base font-normal m-0 [&>strong]:text-primary [&>a]:text…

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Is the Middle-Class Trap Something to Worry About? | Ep 543 57:07

7M ago57:07

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In this episode of ChooseFI, Brad Barrett is joined by Mindy from BiggerPockets Money and Chris from Can I Retire Yet? to explore the concept of the "middle-class trap." They discuss the challenges faced by many middle-class individuals who appear wealthy on paper, yet find themselves financially restricted due to their assets being tied up in home…

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Mastering Tax Strategies: How to Optimize Your Path to Financial Independence | Ep 542 52:11

7M ago52:11

52:11

In this episode of ChooseFI, hosts Brad and Sean Mulaney dive deep into tax strategies crucial for financial independence, focusing on tax basketing, asset location, and effective use of retirement accounts. The conversation includes recent changes regarding 529 plans funding Roth IRAs and reassurances for those starting their financial journey at …

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Getting Personal with Personal Finance: Vicki Robin & Ginger | Ep 541 58:12

8M ago58:12

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Embracing Aging, Community, and Financial Independence Episode Summary: In this enlightening episode of ChooseFI, host Ginger talks with Vicki Robin, renowned author of Your Money or Your Life. The conversation delves into the complexities of aging, the importance of community connections, and how financial independence plays a critical role in pre…

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Breaking the Mold: How Lexi Redefined Her Financial Goals with ChooseFI | Episode 540 43:33

7M ago43:33

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Episode 13: Episode 279: Episode Summary: Lexi, a first-grade teacher from Las Vegas, shares her journey into personal finance, revealing how finding ChooseFI empowered her financial goals. Initially focused on homeownership, her perspective shifted during the COVID housing market boom, leading her to invest in her skills and explore high-yield sav…

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Rebelutionaries: Stages of FI | Katie & Alan Donegan | Episode 539 1:02:03

8M ago1:02:03

1:02:03

Brad, Katie, and Alan Donegan discuss the groundbreaking financial independence-themed music album "Money Revolution." Through four key songs, they navigate the essential aspects of the financial independence (FI) journey, emphasizing the importance of taking action, understanding compounding, and finding purpose beyond traditional employment. The …

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Coast FI Masterclass | The Fioneers | Episode 538 58:16

8M ago58:16

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Brad dives into a CoastFI MasterClass with Jess, and Corey from The Fioneers —where saving for retirement becomes optional. ?? Jess and Corey, popularizers of the term, share their unique journey transitioning from high savings rates to a fulfilling CoastFI lifestyle. They explore vital themes like financial flexibility, the psychological aspects o…

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Navigating the Path to FI: Bill Powell's Blue Collar Journey from Debt to Empowerment 46:24

9M ago46:24

46:24

Community member Bill Powell shares his inspiring journey from a blue-collar background riddled with credit card debt to achieving financial independence. He emphasizes accountability through journaling, mentorship, and the importance of financial literacy within blue-collar professions. Bill explores the value of small, consistent actions and mean…

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Getting Personal With Personal Finance | Ron & Ginger | Ep 536 1:00:19

9M ago1:00:19

1:00:19

Ron Babcock shares his multifaceted journey towards financial independence, combining his experiences as a TV editor, stand-up comedian, and family man. He discusses the value of long-term thinking in financial decision-making, the importance of community in the financial independence journey, and actionable budgeting strategies. Timestamps and Top…

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The Top 10 Ten Investing Mistakes We All Make | Cody Garrett | Ep 535 57:41

9M ago57:41

57:41

Brad and Cody Garrett from Measure Twice Money dive into the ten most common mistakes that even savvy investors make. They cover essential topics from asset location to maximizing health savings accounts (HSAs), emphasizing a holistic approach to financial wellness. Key Takeaways: Understanding the impact of asset location on tax liabilities. Impor…

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Inherited Account Deep Dive, Barista FI and Saving When Starting a Business | Rachael Camp | Ep 534 57:56

9M ago57:56

57:56

This episode discusses financial independence strategies, including Barista FI and Coast FI, along with insights into inherited accounts post-Secure Act (2020). Listeners will learn about health insurance considerations in early retirement, the dynamics of inherited IRAs, and how to manage finances during entrepreneurial transitions. The discussion…

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Getting Personal with Personal Finance: Brad & Ginger | Ep 533 1:03:42

10M ago1:03:42

1:03:42

Ginger interviews Brad as they delve into the personal side of financial independence, focusing on the real struggles and triumphs behind the scenes of ChooseFI. The conversation emphasizes the importance of relatability and the idea that financial independence is accessible to everyone, not just experts. They discuss 'one more year syndrome,' the …

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Wouldn't It Be Cool If ?? | Open the Aperture With Jonathan And Brad | Ep 532 45:58

10M ago45:58

45:58

Introducing The 'Wouldn't It Be Cool If' Series Episode Summary: 2025 marks the start of an exciting new era for ChooseFI! In this episode, hosts Jonathan and Brad dive into the journey to financial independence—what it means, how to define your FI number, and why taking control of your finances is crucial. Plus, we're evolving! This year, we're ha…

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2025 State of the Stock Market | Brian Feroldi | Ep 531 40:03

9M ago40:03

40:03

Explore the latest insights on the stock market performance and investment strategies with friend of the show and frequent guest Brian Feroldi. This episode dives deep into the trends that shaped 2024 and what to expect in 2025, discussing everything from the significance of the S&P 500 to long-term investing principles and the impact of emerging t…

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The FI Case for Electric Vehicles | With Chris Terrell | Ep 530 1:11:01

10M ago1:11:01

1:11:01

Chris Terrell shares his personal journey with electric vehicles (EVs) and discusses the financial implications of owning one. Highlighting key incentives like the Inflation Reduction Act and the benefits of home charging, the conversation delves into the affordability, practicality, and simplicity of EV ownership, providing insights for financial …

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Getting Personal With Personal Finance | Laura And Ginger | Ep 529 55:28

11M ago55:28

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Laura's shares how she transitioned from a high-stress academic career to retirement. Discover the challenges of job identity, financial planning discussions with family, and the mental preparations for life after work. Laura's career as an associate professor in genetics involved heavy grant writing and significant stress, particularly as a parent…

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The Purpose Code | Jordan Grumet | 528 48:56

11M ago48:56

48:56

In this episode of ChooseFI, co-host Brad sits down with Jordan Grumet, author of The Purpose Code, to discuss the crucial differences between "big P" purpose and "little p" purpose. They explore how identifying small, meaningful activities can bring joy and fulfillment to life. Jordan elaborates on turning regrets and childhood joys into "purpose …

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Buy What You Love Without Going Broke | Frugal Friends | Ep 527 57:43

11M ago57:43

57:43

Join Brad, Jen, and Jill as they navigate the intricate balance between frugality and financial independence. Explore creative alternatives for spending less, and the importance of aligning your finances with your core values. Key Topics Discussed Introduction to Frugality (00:00:00) Overview of the tension between overspending and frugality. Impor…

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2024 Year-End Celebration: Inspiring Wins from the ChooseFI Community | Ep 526 1:15:43

11M ago1:15:43

1:15:43

Our Favorite episode of the year, listeners share their remarkable financial wins and transformations throughout the year. These stories highlight the power of financial independence (FI) and showcase actionable steps taken by individuals and families on their journeys. Timestamped Key Topics: 00:00:25 Celebration of Listener Wins Jonathan and Brad…

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Travel Builds Connections and Unlocks Rewards | Ep 525 1:15:06

11M ago1:15:06

1:15:06

Brad shares insights from his life-changing trip to Asia and how it reshaped his perspectives on connection and gratitude. He highlights the importance of direct human interactions and how travel exposes the beauty of our shared humanity. Ginger emphasizes the value of taking risks to build relationships and the significance of continuous learning.…