Best Bobby Cramer Podcasts (2025)

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Risk Based Guardrails for Drawdown | Ep 566 1:25:11

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2d ago1:25:11

1:25:11

Brad welcomes Aubrey Williams, a financial advisor and member of the ChooseFI community. They discuss innovative strategies for financial independence (FI), focusing on flexible withdrawal rates, dynamic spending adjustments using historical analysis, and how adopting a more adaptable mindset can potentially lead to earlier FI. Timestamps & Discuss…

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Javier Glatt - Former Team Canada Junior National Team OF/CFL Football player 42:42

1d ago42:42

42:42

Send us a text On this episode we have former Team Canada Junior National Team OF and CFL football player Javier Glatt....Javier comes on the show to talk about his baseball career, time with Team Canada, being a two sport athlete at UBC, football career, type of player. Thank you everyone for listening! Geoff Freeborn…

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Tax Planning To and Through Early Retirement | Cody Garrett & Sean Mullaney | Ep 565 1:06:30

8d ago1:06:30

1:06:30

Brad Barrett hosts Cody Garrett and Sean Mullaney, co-authors of Tax Planning To and Through Early Retirement, exploring essential tax strategies for the FI community. They address misconceptions about retirement taxes, the drawdown process, and effective tax rates, emphasizing the importance of informed planning to navigate financial independence …

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Brett Gray - Former Team Canada/Reds AA Multi slot RHP 1:13:44

16d ago1:13:44

1:13:44

Send us a text On this episode we have former Team Canada/Reds AA RHP Brett Gray....Brett comes on the show to talk about being a position player in college, transition to pitching, Indy ball, striking out 25 in Frontier League game, signing with the Reds, representing Team Canada, sidearm pitching Thank you everyone for listening! Geoff Freeborn…

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Financial Independence Basics with Jackie Cummings Koski | Ep 564 1:09:45

16d ago1:09:45

1:09:45

Jackie Cummings Koski returns to discuss the fundamental principles of financial independence (FI) and early retirement. The conversation emphasizes the importance of understanding FI—financial independence lets individuals no longer depend on a paycheck, offering options and freedom in life. Jackie shares insights on creating habits, starting smal…

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Safe Withdrawal Rates, Drawdown Strategies, RMDs and 50 Year FI Timelines 57:25

22d ago57:25

57:25

ChooseFI unveils a new feature on the website that allows listeners to have their financial independence questions answered by experts. Featuring in-depth discussions with Karsten Jeske (Big Earn) and Fritz Gilbert, the episode explores the ramifications of potentially increasing the safe withdrawal rate and provides critical insights into retireme…

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Braden Bristo - Former MLB RHP 28:52

25d ago28:52

28:52

Send us a text On this episode we have former MLB RHP Braden Bristo....Braden comes on to talk about his college career, grind in the minors, MLB Debut, the cutter, his pitching site Fitruvian. Thank you everyone for listening! Geoff FreebornBy Geoff Freeborn

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Navigating Financial Conflicts in Relationships | Ep 562 1:00:27

29d ago1:00:27

1:00:27

Brad and Ginger discuss the importance of asset flexibility, community building, and health savings accounts (HSAs). The conversation emphasizes maximizing contributions to HSAs while addressing financial conflicts that arise within relationships. Key Topics Discussed: Introduction and Community Building (00:00:00) Ginger shares her growing efforts…

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Mini-Retirements: Test Driving Financial Independence | Ep 561 50:16

1M ago50:16

50:16

Brad Barrett welcomes Jillian Johnsrud, author of Retire Often, as they delve into the transformative concept of mini retirements. Jillian shares her insights on how taking intentional breaks from work can enrich life experiences, enhance personal growth, and help individuals navigate transitions on their journey towards financial independence. Key…

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Living Off the 4% Rule | Marla Taner | Ep 560 1:00:21

1M ago1:00:21

1:00:21

Marla Taner shares her journey of living off the 4% rule since her retirement in 2013. She discusses the financial strategies that have supported her abundant lifestyle, the emotional aspects of transitioning into retirement, and the importance of reassessing fixed costs. Marla's insights provide inspiration for those seeking financial independence…

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Bobby Cramer - Former MLB LHP 1:06:27

2M ago1:06:27

1:06:27

Send us a text On this episode we have former MLB LHP Bobby Cramer... Bobby comes on the show to talk about his unique journey to the bigs, college career, having to go the Indy ball route, MLB debut, playing overseas, sidearm pitching Thank you everyone for listening! Geoff FreebornBy Geoff Freeborn

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Zero-Based Everything: FI, Travel, and the Art of Starting Fresh | Katie & Alan Donegan | Ep 559 1:20:16

2M ago1:20:16

1:20:16

Join Brad, Katie, and Alan in a candid conversation about financial independence, travel rewards, and lifestyle choices. They discuss the importance of zero-based thinking, share experiences as digital nomads, and challenge conventional views on net worth by introducing the concept of a "freedom fund." Timestamps: 00:03:48 - Zero-Based Thinking Dis…

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Designing an Intentional Life | Tim Ferriss | Ep 558 1:35:41

2M ago1:35:41

1:35:41

Tim Ferriss focusing on financial independence, the importance of mentorship, and the role of playful experimentation in living a fulfilling life. Discover insights on designing an intentional life and the values behind Tim's new game, COYOTE. Key Takeaways Experiential Learning & Game Selection Choose the right projects to engage in rather than ju…

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It's Big, But Is It Beautiful? Let's Talk About It... | Ep 557 1:00:18

2M ago1:00:18

1:00:18

Key changes in tax law related to the newly passed One Big Beautiful Bill significantly impact the financial independence (FI) community. Notably, the extension of tax rates and the higher standard deduction provide more planning certainty for early retirees, allowing greater financial management under these new regulations. Brad & Sean Mullaney di…

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Mailbag: Bond Funds, Roth Conversions, Advanced FI Strategies, Solo 401k and Backdoor Roth 1:01:04

2M ago1:01:04

1:01:04

Brad and Rachael Camp tackle listener-submitted questions focusing on bonds, retirement strategies, pensions, and optimizing Roth IRA conversions. Rachael Camp, a Certified Financial Planner, sheds light on various financial independence (FI) strategies—discussing the impact of interest rate volatility on bond investments, the importance of tax pla…

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Are You Over-Optimizing? | Jesse Cramer | Ep 555 57:50

3M ago57:50

57:50

Effective financial planning resembles both a puzzle and a spider web, where each decision impacts interconnected aspects of one's financial life. Brad is joined by Jesse Cramer and explores the importance of resilience over perfection in financial planning, how minor choices can have significant implications, and the necessity of revisiting one's …

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Tim Dell - Former AA/Team Canada RHP 1:49:25

3M ago1:49:25

1:49:25

Send us a text On this episode we have former AA/Team Canada RHP Tim Dell....Tim comes on the show to talk about his college career, playing for Team Canada, grind in the minors, playing for the Brewers replacement team in Spring Training, sidearm pitching Thank you everyone for listening! Geoff Freeborn…

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From Poverty to Semi-Retired | Kristen Knapp | Ep 554 58:59

3M ago58:59

58:59

Kristen Knapp shares her journey from a childhood marked by poverty to achieving financial independence and transitioning to part-time work as a television meteorologist. She introduces her new venture, FI Friends Travel, a travel initiative that connects financial independence enthusiasts through meaningful, shared travel experiences. Kristen emph…

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Deep Dive: Putting the Middle-Class Trap to Bed | Ep 553 1:06:57

3M ago1:06:57

1:06:57

Cody Garrett, (CFP), joins Brad to discuss the pervasive myth of the middle-class trap in the financial independence (FI) community. Through four case studies, they illustrate how individuals often feel trapped financially due to psychological barriers rather than actual limitations. The conversation provides insights into turning retirement accoun…

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Unraveling Your Relationship with Money | Shannah Game | Ep 552 52:02

3M ago52:02

52:02

Brad chats with certified financial planner Shannah Game, who shares insights from her book Unraveling Your Relationship with Money. They discuss the emotional and psychological aspects of finance, emphasizing the importance of understanding one's money stories, setting intentional spending boundaries, and achieving financial independence beyond ju…

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Aaron Rouselle - 40 year old college baseball player 38:18

3M ago38:18

38:18

Send us a text On this episode we have 40 year old college baseball player Aaron Rouselle....Aaron comes on the show to talk about his incredible journey, playing college basketball, battling cancer, joining a juco at 40, type of player, the mental part of the game Thank you everyone for listening! Geoff Freeborn…

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Brad Ziegler - Former MLB Submarine RHP 47:59

4M ago47:59

47:59

Send us a text On this episode we have former MLB submarine RHP Brad Ziegler....Brad comes on the show to talk about his arm slot story, low slot pitching, grind in the minors, MLB debut, MLB scoreless innings streak Thank you everyone for listening! Geoff FreebornBy Geoff Freeborn

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Roundup: Buy vs. Rent, Mortgage Amortization, Minimalism and More | Ep 551 59:00

4M ago59:00

59:00

Lets dive into the emotional and practical considerations of paying off a mortgage early, explore the benefits and drawbacks, personal experiences, and broader financial implications of renting versus owning a home. Key Topics and Timestamps Introduction to Mortgage Conversations (00:00:00) Overview of the episode’s focus on mortgages, buying vs. r…

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Andy Mitchell - Former Orioles AAA Submarine RHP 29:39

4M ago29:39

29:39

Send us a text On this episode we have former AAA submarine RHP Andy Mitchell...Andy comes on the show to talk about his arm slot story, college career, submarine pitching, grind in the minors, winter ball, time as a hitter in rookie ball Thank you everyone for listening! Geoff FreebornBy Geoff Freeborn

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Getting Personal with Personal Finance: Meghan & Ginger | Ep 550 46:51

4M ago46:51

46:51

Ginger interviews Meghan Combs, who shares her journey to financial independence after recently getting married. They discuss budgeting strategies, the significance of personal values in spending, and adapting financial goals amid life transitions. Meghan reflects on her net worth of $527,000 and the impact of automating savings, as well as her des…

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Deep Dive: Taxable Brokerage Accounts | Ep 549 52:04

4M ago52:04

52:04

Episode Summary: Taxable brokerage accounts are often overlooked but are essential for building wealth and achieving early retirement. Brad Barrett and Cody Garrett highlight their flexibility, tax advantages, and strategic value. Cody Garrett provides insights on how to effectively navigate these accounts, dismantling common misconceptions while s…

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Anthony Young - Pro boxer turned college baseball player 31:33

4M ago31:33

31:33

Send us a text On this episode we have pro boxer turned college baseball player Anthony Young...Anthony comes on the show to talk about his unique journey to playing college baseball at 37, ran high level track in HS, played college football, pro boxing career, now college baseball career. Thank you everyone for listening! Geoff Freeborn…

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FI Service Corps | Ryan Brennan | Ep 548 50:57

4M ago50:57

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In this episode of ChooseFI, Ryan Brennan, founder of the FI Service Corps, dives into his journey within the financial independence (FI) community and how he is merging it with the spirit of volunteering. The discussion explores Ryan's background as a recovering CPA, his transition into this new venture, and the pilot events that successfully comb…

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The Simple Path Revisited in 2025 With JL Collins | Ep 547 1:07:17

4M ago1:07:17

1:07:17

In this episode, JL Collins discusses the transformative principles of financial independence outlined in his renowned book, The Simple Path to Wealth. Collins emphasizes the simplicity of investing, the power of living below your means, and the crucial role of compounding returns in achieving financial freedom. The conversation also touches on the…

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Marten Gasparini - Former Italy Royals prospect turned Javelin athlete 52:56

5M ago52:56

52:56

Send us a text On this episode we have former baseball player turned Javelin thrower Marten Gasparini....Marten comes on the show to talk about his athletic journey, baseball in Italy, signing with the Royals at 16, time in the minors, transition to track and field. Thank you everyone for listening! Geoff Freeborn…

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Sleep Masterclass | Dr. Bobby Dubois | Ep 546 57:50

5M ago57:50

57:50

Dr. Bobby DuBois returns to discuss the essential role of sleep in achieving financial independence and enhancing overall health. He addresses the worrying trend of sleep deprivation among Americans and its significant consequences on heart health, weight management, and cognitive functionality. This episode is filled with evidence-based insights a…

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Tax Efficient Strategies for Early Retirement | Mailbag Episode | 545 | With Rachael Camp 53:56

5M ago53:56

53:56

In this mailbag episode, Brad and Rachael dive deep into strategies for efficiently withdrawing money from taxable brokerage and retirement accounts. With a focus on understanding the different tax treatments associated with these accounts, listeners gain crucial insights into managing tax liabilities for retirement. Key Takeaways Different Types o…

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Brian McNichol - Former MLB LHP 52:45

5M ago52:45

52:45

Send us a text On this episode we have former MLB LHP Brian McNichol....Brian comes on the show to talk about his baseball journey, college career, Cape Cod league, interesting call-up story, MLB debut, winter ball Thank you everyone for listening! Geoff FreebornBy Geoff Freeborn

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Roundup With Ginger | Zero-Based Thinking: How to Rethink Your Life Choices 1:03:16

5M ago1:03:16

1:03:16

Join the conversation with the ChooseFI community on the brand NEW ChooseFI Members Site and participate in discussions about budgeting, travel rewards, and obviously all things financial independence! Register Your Free Account See the Group Discussion Ginger Mentioned in this Episode Hi, all! Ginger here. Brad and I discussed minimalism a bit, an…

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Danny Boone - Former MLB Knuckleball LHP 44:11

5M ago44:11

44:11

Send us a text On this episode we have former MLB LHP Danny Boone....Danny comes on the show to talk about his unique journey to the show, college career, getting drafted 5 times, MLB debut, getting signed again out of Senior Men's league as a knuckleball pitcher, pitching again in bigs with Orioles at 36 Thank you everyone for listening! Geoff Fre…

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Is the Middle-Class Trap Something to Worry About? | Ep 543 57:07

5M ago57:07

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In this episode of ChooseFI, Brad Barrett is joined by Mindy from BiggerPockets Money and Chris from Can I Retire Yet? to explore the concept of the "middle-class trap." They discuss the challenges faced by many middle-class individuals who appear wealthy on paper, yet find themselves financially restricted due to their assets being tied up in home…

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Kieran Powell - West Indies cricket player/former MLB prospect 27:39

6M ago27:39

27:39

Send us a text On this episode we have West Indies national cricket player Kieran Powell...Kieran comes on the show to talk about his journey into the baseball world, training for 6 months in Florida for baseball, tryouts with several MLB teams including a couple offers, time with West Indies cricket, baseball/cricket similarities Thank you everyon…

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Mastering Tax Strategies: How to Optimize Your Path to Financial Independence | Ep 542 52:11

6M ago52:11

52:11

In this episode of ChooseFI, hosts Brad and Sean Mulaney dive deep into tax strategies crucial for financial independence, focusing on tax basketing, asset location, and effective use of retirement accounts. The conversation includes recent changes regarding 529 plans funding Roth IRAs and reassurances for those starting their financial journey at …

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Getting Personal with Personal Finance: Vicki Robin & Ginger | Ep 541 58:12

6M ago58:12

58:12

Embracing Aging, Community, and Financial Independence Episode Summary: In this enlightening episode of ChooseFI, host Ginger talks with Vicki Robin, renowned author of Your Money or Your Life. The conversation delves into the complexities of aging, the importance of community connections, and how financial independence plays a critical role in pre…

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Aaron Northcraft - Former sidearm MLB RHP 46:15

6M ago46:15

46:15

Send us a text On this episode we have former MLB sidearm RHP Aaron Northcraft....Aaron comes on the show to talk about his arm slot story, sidearm pitching, MLB debut at 31, getting called up 7 years earlier and not getting in game, making opening day in 2020 but season cancelled, relief pitching Thank you everyone for listening! Geoff Freeborn…

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Breaking the Mold: How Lexi Redefined Her Financial Goals with ChooseFI | Episode 540 43:33

6M ago43:33

43:33

Episode 13: Episode 279: Episode Summary: Lexi, a first-grade teacher from Las Vegas, shares her journey into personal finance, revealing how finding ChooseFI empowered her financial goals. Initially focused on homeownership, her perspective shifted during the COVID housing market boom, leading her to invest in her skills and explore high-yield sav…

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Joe Van Meter - Globetrotting Pro RHP 29:38

6M ago29:38

29:38

Send us a text On this episode we have pro RHP Joe Van Meter....Joe comes on the show to talk about his 15 year pro ball journey, starting out as a hitter in college, transition to pitching, grind in the minors, playing Internationally all over the world. Thank you everyone for listening! Geoff Freeborn…

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Rebelutionaries: Stages of FI | Katie & Alan Donegan | Episode 539 1:02:03

6M ago1:02:03

1:02:03

Brad, Katie, and Alan Donegan discuss the groundbreaking financial independence-themed music album "Money Revolution." Through four key songs, they navigate the essential aspects of the financial independence (FI) journey, emphasizing the importance of taking action, understanding compounding, and finding purpose beyond traditional employment. The …

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James Meeker - MLB RHP 27:54

7M ago27:54

27:54

Send us a text On this episode we have pro RHP James Meeker....James comes on the show to chat about his unique journey to the MLB, being a dual player in college, having to go the Indy ball route, playing winter ball, putting up video game numbers, MLB debut. Thank you everyone for listening! Geoff Freeborn…

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Coast FI Masterclass | The Fioneers | Episode 538 58:16

7M ago58:16

58:16

Brad dives into a CoastFI MasterClass with Jess, and Corey from The Fioneers —where saving for retirement becomes optional. ?? Jess and Corey, popularizers of the term, share their unique journey transitioning from high savings rates to a fulfilling CoastFI lifestyle. They explore vital themes like financial flexibility, the psychological aspects o…

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Navigating the Path to FI: Bill Powell's Blue Collar Journey from Debt to Empowerment 46:24

7M ago46:24

46:24

Community member Bill Powell shares his inspiring journey from a blue-collar background riddled with credit card debt to achieving financial independence. He emphasizes accountability through journaling, mentorship, and the importance of financial literacy within blue-collar professions. Bill explores the value of small, consistent actions and mean…

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Brad Case - AAA Sidearm RHP 53:45

7M ago53:45

53:45

Send us a text On this episode we have pro sidearm RHP Brad Case....Brad comes on the show to chat about his college career, arm slot story, sidearm pitching, grind in the minors so far Thank you everyone for listening! Geoff FreebornBy Geoff Freeborn

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Mickey Callaway - Former MLB RHP/Pitching coach/Mets Manager 43:40

7M ago43:40

43:40

Send us a text On this episode we have former MLB RHP/Pitching coach/NY Mets Manager Mickey Callaway....Mickey comes on the show to talk about his college career, grind in the minors, MLB debut, playing over in Asia, transition to coaching, time with the Mets. Thank you everyone for listening! Geoff Freeborn…

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Getting Personal With Personal Finance | Ron & Ginger | Ep 536 1:00:19

7M ago1:00:19

1:00:19

Ron Babcock shares his multifaceted journey towards financial independence, combining his experiences as a TV editor, stand-up comedian, and family man. He discusses the value of long-term thinking in financial decision-making, the importance of community in the financial independence journey, and actionable budgeting strategies. Timestamps and Top…

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The Top 10 Ten Investing Mistakes We All Make | Cody Garrett | Ep 535 57:41

7M ago57:41

57:41

Brad and Cody Garrett from Measure Twice Money dive into the ten most common mistakes that even savvy investors make. They cover essential topics from asset location to maximizing health savings accounts (HSAs), emphasizing a holistic approach to financial wellness. Key Takeaways: Understanding the impact of asset location on tax liabilities. Impor…