Introducing the Rich Habits Podcast — a financial literacy podcast for anyone ready to take back control of their money by implementing new habits. Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money. Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin ...
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Austin Hankwitz And Robert Croak Podcasts
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142: You Just Got a Raise! Don't Let Lifestyle Creep Steal It
32:41
32:41
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32:41In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz shares their strategies to help you build wealth after receiving a raise in your job. --- 💸 Want to invest into SpaceX, Perplexity, xAI, MrBeast, Graza, Acorns, and other category-defining companies alongside Robert and Austin? Click here! --- 🔥 Ready for a FRE…
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Special Guest: Caleb Silver, OpenAI's $1 Trillion IPO, & Meta's FAKE $16B Tax Bill
37:52
37:52
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37:52In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share the headlines sitting at the top of the Rich Habits Radar. OpenAI's rumored 2026 / 2027 $1 Trillion IPO, the Fed's decision to potentially pause rate cuts in December, and Trump's trade deal with China. --- 💸 Want to invest into SpaceX, Perplexity, xAI, MrBeas…
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Q&A: Cashing Out The College Fund, Discretionary 401(k) Match, & Shopping Financial Advisors
43:12
43:12
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43:12In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 💸 Want to invest into SpaceX, Perplexity, xAI, MrBeast, Graza, Acorns, and other category-defining companies alongside Robert and Austin? Click here! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Publi…
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141: The 5 Financial Accounts You Need to Set up BEFORE 2026
45:41
45:41
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45:41In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through the five financial accounts you need to set up BEFORE the calendar turns to 2026. --- 💸 Want to invest into SpaceX, Perplexity, xAI, MrBeast, Graza, Acorns, and other category-defining companies alongside Robert and Austin? Click here! --- 👉 Cal…
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Amazon’s Robot Plans, Trump’s Stock Picks, & Tesla’s Inflection Point
36:04
36:04
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36:04In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz talk about Amazon's plan to replace 600,000 employees with robots, the Trump Administration's newest stock picks, and Tesla's inflection point for Optimus. --- 💸 Want to invest into SpaceX, Perplexity, xAI, MrBeast, Graza, Acorns, and other category-defining companies…
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Q&A: Portfolio Adjustments, Starting an Ice Vending Business, When NOT To Use A 529
42:03
42:03
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42:03In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 💸 Want to invest into SpaceX, Perplexity, xAI, MrBeast, Graza, Acorns, and other category-defining companies alongside Robert and Austin? Click here! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public …
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140: EXCLUSIVE NYSE Updates On The ETF Boom w/ Bilal Little
46:09
46:09
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46:09In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by Bilal Little, the Director of Exchange Traded Products at the New York Stock Exchange. Bilal uncovered headline-worthy statistics surrounding ETFs, as well as shared his own definition of "diversification" when it comes to investing. --- 💰 Learn more a…
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A $1.5 TRILLION Bet on America, Bull Market Anniversary, & Sports Media Rights
33:31
33:31
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33:31In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk through the bull market entering it's fourth year, the $1.5T bet on America, and the new Apple tabletop smart device slated to launch in 2026. --- ✅ Ready to start investing? Open a brokerage account on Public.com/richhabits and get a FREE 1% match …
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Q&A: Investing OR Paying Off Mortgage, Passing Wealth To Children, & Paying For College
44:43
44:43
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44:43In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! Thank you all SO much for leaving such kind comments last week on our 100th Q&A episode, we're incredibly grateful to have so many of you that come back every week to listen to our show. --- 🔥 Ready for a free 1% match on your IRA contribution…
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139: The Easiest Way To Lower Your Tax Bill - Direct Indexing with Public
50:31
50:31
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50:31In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Stephen Sikes, the COO of Public to discuss their newest product launch -- direct indexing! --- 💰 Start building a nest-egg for your financial future using Public! The easiest way to start investing toward long-term wealth building is on Public.com…
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OpenAI's $100B Deal w/ AMD, 2026 Tax Brackets, & Rising Foreclosures
36:25
36:25
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36:25In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz break down OpenAI's $100B deal with AMD, the newly-released 2026 tax bracket, and the recent rise in foreclosures. --- ✅ Ready to start investing? Open a brokerage account on Public.com/richhabits and get a FREE 1% match on all IRA deposits, transfers, and…
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Q&A: Finances For A Growing Family, Quantum Computing, & Post-Grad Jobs
41:03
41:03
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41:03In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, click here! --- 🏠 Download the Rich Habits Real Estate Hacks, click here! --- 💰 Downlo…
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138: Your Year-End Money Checklist — Don't Ignore These
40:14
40:14
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40:14In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their year-end money checklist to save on taxes and ensure wealth building for decades to come. --- 💰 Start building a nest-egg for your financial future using Public! The easiest way to start investing toward long-term wealth building is on Public.com -- get …
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Apple's Smart Glasses, OpenAI Is Worth $500B, & The Government Shutdown
43:13
43:13
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43:13In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz talk Apple's new smart glasses, OpenAI becoming the world's most valuable privately-held company, and the government shutdown. --- ✅ Ready to start investing? Open a brokerage account on Public.com/richhabits and get a FREE 1% match on all IRA deposits, tran…
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Q&A: My Dad Gifted Me A House, Closing Credit Cards, & Mortgage Worries
42:02
42:02
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42:02In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- ⚙️ Automate your entire financial workflow, from investing to saving, with Sequence. 💰 Visit http://go.getsequence.io/richhabitspodcast to get started today! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up…
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137: Trying To Build The Next Trillion-Dollar Company w/ Ilya Pozin
1:00:41
1:00:41
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1:00:41In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Ilya Pozin, the co-founder and CEO of Telly. Telly's business model is simple: give away premium TVs for free, then make money on the backend with ads. To learn more about Ilya Pozin, follow him on X and Instagram. To sign up for Telly's waitlist, visi…
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Nvidia Investing $100B Into OpenAI, Starbucks Closing 400 Locations & Amazon's $2.5B Fine For Tricking Prime Members
39:12
39:12
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39:12In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz talk about Amazon's $2.5B fine incurred for tricking Prime members, Starbucks' planned closure of 400 locations, and Nvidia Investing $100B into OpenAI. --- ✅ Ready to start investing? Open a brokerage account on Public.com/richhabits and get a FREE 1% match o…
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Q&A: Donating $8M, Borrowing $36K For A “Career Start” Loan & $6M In Single Stocks
43:39
43:39
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43:39In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, click here! --- 🏠 Download the Rich Habits Real Estate Hacks, click here! --- 💰 Download the 2…
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In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz explain how $9.99 tricks your brain into buying more subscriptions than you need. By simply investing the $194 / month the average American has in subscriptions they don't use at 12% over 30 years, you'll have $678K in retirement. --- 🎨 Skip the waitlist and invest …
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Special Guest: Bilal Little, Nvidia Invests $5B into Intel, & Fed Rate Cut Reactions
49:27
49:27
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49:27In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk through the biggest headlines and happenings impacting you and your money. We're joined by Bilal Little! Be sure to learn more about the ETF Central's podcast, ETF Central's website, and all things NYSE. --- ✅ Ready to start investing? Open a brokerage account on…
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Q&A: Feeling Squeezed, Gambling on Canadian Real Estate, & Off-Market Deals
43:11
43:11
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43:11In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, click here! --- 🏠 Download the Rich Habits Real Estate Hacks, click here! --- 💰 Download the 2025 …
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135: How to Invest in the Next Billion Dollar Startup w/ Collin West
1:00:08
1:00:08
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1:00:08In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz interview Collin West. Collin is the founder and managing partner of Ensemble VC. Under his leadership, Ensemble has invested into countless startups that have turned into multi-billion dollar companies. In this interview, we learn about Collin's exact strategy for …
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Q&A: Taking Social Security Early, Building Two ADUs, & Whole Life Insurance For Children?
29:48
29:48
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29:48In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, click here! --- 🏠 Download the Rich Habits Real Estate Hacks, click here! --- 💰 Download the 2025 Weal…
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134: Exposing Wall Street's $1 Trillion Real Estate Blindspot w/ Ben Miller
54:00
54:00
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54:00In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz have a conversation with Ben Miller -- the CEO of Fundrise. Fundrise pioneered real estate investing for the average American. Today, they manage billions for hundreds of thousands of customers across multiple different asset classes. If you're not yet investing in …
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Apple's New AI Project, Sydney Sweeney Adding $1B to AE & Trump's Tech Dinner
34:18
34:18
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34:18In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk through the biggest headlines and happenings impacting you and your money. This includes Trump's Tech CEO dinner, the weakening labor market, and Sydney Sweeney adding $1B to American Eagle's market cap. --- ✅ Ready to start investing? Open a brokerage account …
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Q&A: Going Broke Paying For College, Outsmarting Term-Life Insurance & Living Abroad
46:51
46:51
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46:51In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, click here! --- 🏠 Download the Rich Habits Real Estate Hacks, click here! --- 💰 Download the 2025 Wealth-B…
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133: How To Diversify Your Portfolio For Generational Wealth
33:08
33:08
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33:08In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share the blueprint for diversifying your portfolio no matter the size. --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, click here! --- ✅ Attend the 2025 Blossom Investor Tour, click h…
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Nvidia Earnings, Amazon's Robotaxi, & Jerome's Rate Cuts
41:55
41:55
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41:55In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through Nvidia's earnings results, Jerome Powell's recent speech in Jackson Hole, and Trump's new tariff on cheap Chinese goods. --- ✅ Ready to start investing? Open a brokerage account on Public.com/richhabits and get a FREE 1% match on all IRA deposits,…
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Q&A: Starting a Franchise, Balance Transfer Credit Cards, & What NOT To Do In Real Estate
48:01
48:01
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48:01In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, click here! --- 🏠 Download the Rich Habits Real Estate Hacks, click here! --- 💰 Download the 2025 Wealth-Build…
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132: What The GENIUS Act Means For You & Your Money w/ Nick Elledge
32:33
32:33
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32:33In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with stable coin expert Nick Elledge, CEO of Stablecore. Nick walks us through the GENIUS Act, how it's impacting individuals and small business owners all around the world, and how to best position yourself for the future. --- 🔥 Ready for a free 1% match o…
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Labubu Dolls, Record-High Corporate Bankruptcies, & Chamath's $250M SPAC
35:42
35:42
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35:42In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz talk about Pop Mart's profits soaring +400% thanks to Labubu dolls, corporate bankruptcies hitting a 5-year high, and Chamath's new $250M SPAC focused on "American Exceptionalism." --- ✅ Ready to start investing? Open a brokerage account on Public.com/richhabits and g…
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Q&A: Separating From Active Duty, Buying Airbnbs To Lower My Taxes, & Living With My Girlfriend
39:32
39:32
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39:32In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, click here! --- ✅ Learn more about Airbnb Investor Academy, click here! --- 🏠 Download the Rich Habits Real Estate Hacks…
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In this week’s episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share with you how to 70X, 26X, and 10X your money over time. Remember, investing doesn’t mean you’re taking thousands of dollars at once and putting it in the markets – but sometimes $5 or $10. When you have compound interest on your side, investing any amount of m…
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Crypto Treasuries, Amazon's Same-Day Grocery Delivery & Chinese Chip Sales
39:19
39:19
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39:19In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk through the rise of crypto treasury companies, the US government's 15% revenue share on China-specific chip revenue from Nvidia and Advanced Micro Devices, and Amazon's new same-day grocery delivery rollout. --- 💳 Earn 10% cash back on your first $500 spent wit…
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Q&A: High-Paying Job vs. PSLF, Aging Parents, & House-Hacking Too Soon?
54:43
54:43
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54:43In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, click here! --- 🏥 Learn more about Long-Term Care Insurance from Suriance, click here! --- 🏠 Download the Rich Habits Real…
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130: How To Overcome Your Emotions During Volatility
33:23
33:23
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33:23In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three personal strategies for overcoming their own emotions during times of market volatility. --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, click here! --- 🏠 Download the Rich …
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Apple's $600B Investment, Crypto in Your 401(k), & Disney's Deal with the NFL
34:10
34:10
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34:10In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk through Apple's $600B investment in the United States, Trump's EO that allows 401(k) issuers to include crypto and private equity in your retirement accounts, and ESPN's deal with the NFL. --- 💳 Earn 10% cash back on your first $500 spent with Zena! Don't wait, i…
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Q&A: $4M in SpaceX Stock, Buying an Airbnb with Family, & Losing $70K from Annuities
47:24
47:24
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47:24In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, click here! --- 🏠 Download the Rich Habits Real Estate Hacks, click here! --- 💰 Download the 2025 Wealth-Building Work…
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129: How Reid Hoffman Built and Sold PayPal & LinkedIn for $27B
1:04:52
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1:04:52In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Reid Hoffman. Reid was part of the "PayPal Mafia" from back in the late-90s. He sold PayPal to eBay for $1.5 billion in 2002. A few months later, Reid co-founded LinkedIn. Microsoft acquired LinkedIn for $26B in 2016. This interview was special. Reid i…
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Meta & Microsoft's $150B Shopping Spree, The Fed's Dot Plot, and Tunnels Under Nashville
30:46
30:46
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30:46In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk you through Meta and Microsoft's $150B CapEx guidance, what drove a +3% Q2 GDP result, and the Fed's expectations for interest rates through the rest of the year. --- 💳 Start spending smarter with Zena, the AI business card that helps you bucket your spending. Ge…
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Q&A: YieldMax ETFs, When To Invest For Your Children, & A Special Guest!
46:47
46:47
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46:47In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions, joined by our special guest Zaid Admani! Zaid is the host of the Rundown podcast by Public -- we highly recommend tuning into that show on a weekly basis as well. --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up fo…
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In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share Robert's framework for building successful online brands. This is the exact same framework he used to build SillyBandz into a $200M+ online brand in the early-2010s. --- 🎨 Skip the waitlist and invest in blue-chip art for the very first time by signing up for …
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Q&A: Hedging Against the “September Slump,” LTC Insurance, & Taxes on Worldwide Income
38:36
38:36
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38:36In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, click here! --- 🤝 Check out our friends over at Suriance for all of your long-term health care needs, click here! --- 🏠 Downlo…
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127: How to Pay Less in Taxes w/ Karlton Dennis
52:04
52:04
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52:04In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Karlton Dennis to learn more about tax-saving strategies. The strategies shared by Karlton Dennis is this episode can be applied no matter how much you make, as everyone's personal finance situation is different. They also discuss a handful of the most…
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Q&A: When To Talk About Money While Dating, Driving Uber Full-Time, & Pensions
45:52
45:52
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45:52In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! They talk about relying on pensions during retirement, investing throughout college, mortgages in Australia, accessing investments before 59.5 years of age, when it's appropriate to begin talking about money with your partner, saving for a dow…
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126: The 5 Types of Wealth w/ Sahil Bloom
52:45
52:45
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52:45Please enjoy a flashback to one of your favorite Rich Habits Podcast episodes! We're excited to get back to making new content for you this week! --- In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Sahil Bloom to learn more about his framework for building wealth in our everyday lives. --- Download …
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Q&A: Preparing for a Recession, Invest $37K or Pay Off the Car, & Active Portfolio Management
48:49
48:49
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48:49Thank you for your patience as I navigate this incredibly difficult time in my life. I'm grateful to have the opportunity to record weekly podcast episodes for you all, and I plan to jump back on the saddle as soon as I can. --- In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- Sign up fo…
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In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their favorite three habits they depended on when building their first $1M in net worth. --- 🚨 Join the Rich Habits Network and invest alongside us! We've participated in six opportunities year-to-date, with more to come. https://www.skool.com/richhabitsnetwor…
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Q&A: Investing During Times of War, Vanguard's Drawbacks, & Buying a House at 62
33:07
33:07
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33:07In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🔥 If you're serious about investing in 2025, you should be using Public to build your portfolio! No matter the asset class, Public has you covered. Click here to start investing on Public! --- ⭐ Download our FREE Budgeting Template – …
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124: Our 2025 Mid-Year Update + Bonus Predictions
45:12
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45:12In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz reflect upon their 2025 market predictions as well as share some bonus predictions as we turn the corner into the second-half of the year. Additionally, they announced the launch of a new weekly episode starting Friday, August 1st! Be sure to tune in every Friday, s…
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