Introducing the Rich Habits Podcast — a financial literacy podcast for anyone ready to take back control of their money by implementing new habits. Join Robert Croak and Austin Hankwitz every Monday and Thursday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money. Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an ent ...
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Owning a small business can be one of the most rewarding and challenging things a person does. Amid an uncertain economy and ever-evolving consumer trends, there is a lot to figure out and navigate to ensure your business thrives. Join hosts Jannese Torres (Yo Quiero Dinero) and Austin Hankwitz (Rate of Return) as they connect with small business owners and hear their stories about managing the ups and downs of starting and growing a small business. Listen to "Mind the Business: Small Busine ...
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120: How To Hedge Against Market Volatility in 2025
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40:30In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite strategies to hedge against volatility in 2025. For the first few minutes of the episode, we're joined by Stephen Sikes, the Chief Operating Office of Public, to get an inside scoop as to how their millions of users are also hedging agains…
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Q&A: Living at Home at 29, Tax-Deferred Annuities, & Amazon RSUs
34:44
34:44
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34:44In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🗞 Sign up for the Rich Habits Newsletter and join 59K+ like minded investors in receiving weekly market updates, click here! --- 🏠 Download the Rich Habits Real Estate Hacks, click here! --- ⚡️ Trial the Rich Habits Network for 7 days…
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119: What Your Financial Advisor Won’t Tell You
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37:39
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37:39Check out Sammi's new podcast Social Currency on Spotify, click here! --- In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz uncover the secrets of Financial Advisors, specifically, what they don't tell you! --- 🎨 Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks…
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Q&A: Patenting an Invention, Agency Bonds, & Raising Children as a Millionaire
46:54
46:54
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46:54In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 👉 Sign up for the Rich Habits Newsletter and join 52K+ like minded investors in receiving weekly market updates, click here! --- 🏠 Download the Rich Habits Real Estate Hacks, click here! --- 🔥 Trial the Rich Habits Network for …
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118: Turning a College Side Hustle into $75M w/ Alex Lieberman
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56:37In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz interview Alex Lieberman. During this jam-packed conversation, we learn more about Alex's journey building Morning Brew from a college dorm room side hustle into a $75M exit. Alex also gives us a clue into what he's betting on now in 2025. We know this is audio-only…
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Q&A: Multi-Level Marketing Schemes, Turn-Key Real Estate Investing & High-Interest Student Loans
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46:06In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 💰 Sign up for the Rich Habits Newsletter and join 52K+ like minded investors in receiving weekly market updates, click here! --- 🏠 Download the Rich Habits Real Estate Hacks, click here! --- ⚡️ Trial the Rich Habits Network for…
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117: Financial Freedom by Fall — This Summer’s Rich Habits
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36:00In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their "summer rich habits" to ensure you're on track to reach financial freedom by fall. --- 🔥 Sign up for the Rich Habits Newsletter and join 52K+ like-minded investors in receiving weekly market updates, click here! --- 👉 Trial the Rich Habits Netw…
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Q&A: Vacation Rental Co-Ownership, Selling a Biz for $3.5M, & Retirement Contributions
40:31
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40:31In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- Sign up for the Rich Habits Newsletter and join 52K+ likeminded investors in receiving weekly market updates, click here! --- Trial the Rich Habits Network for 7 days completely for free and see why 600+ other podcast listeners love …
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In this week's episode of the Rich Habits Podcast, Robert and Austin share the step by step blueprint on how anyone can retire early. --- 🔥 Every financial journey starts with one smart step and the right investing mindset. If you're ready to start your FIRE journey, the FIRE ETFs were built from the ground up to support your path to financial inde…
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Q&A: Leveraged ETFs, Losing Rental Property, & Our Bitcoin Exit Strategy
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55:40In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by Zaid Admani from Public's The Rundown! --- Sign up for the Rich Habits Newsletter and join 52K+ likeminded investors in receiving weekly market updates, click here! --- Trial the Rich Habits Network for 7 days completely for free and see why 600+ other…
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In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their four strategies for recession-proofing your wealth. --- ⚡️ Take advantage of our 7-day FREE Trial and join the Rich Habits Network today! No commitments. Click here! --- 💰 Still using an online broker from the 1900s? Time to upgrade to Public! On Public,…
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Q&A: High-Risk Investing, Millionaires in Credit Card Debt, & Washing Your Crypto
50:24
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50:24In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- ⭐️ Take advantage of our 7-Day FREE Trial of the Rich Habits Network and don't miss out on our next big investment! Click here! --- 👉 If you're looking for a broker built during this century, check out Public! Bonds, crypto, stocks, ETFs, …
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114: Swipe Smart; Using Credit Cards Without the Debt
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55:42
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55:42In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share the blueprint for swiping smart; using your credit cards without going into debt. There's a handful of terms you must first understand if you plan to use credit cards wisely. In this episode, we cover all of them. --- 💳 Consider checking out a huge 100,000 poi…
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Pushing Past Stagnation & Business Plateaus
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30:21Hitting plateaus is a common milestone in business, but there’s a difference between stability and a rut. In the last installment of this season, we’ll dive into the ways small business owners push beyond plateaus and find new ways to achieve revenue growth. Jannese and Austin wrap up their time in Nashville, Tennessee with a wonderful visit to N.B…
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Q&A: Pre-IPO Investing, Real Numbers Behind House Hacking, & Tax Refunds
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48:03
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48:03In this week's episode of the Rich Habits Podcast, Robert and Austin answer your questions! --- 🔥 If you're serious about investing in 2025, you should be using Public to build your portfolio! No matter the asset class, Public has you covered. Click here to start investing on Public! --- 👀 Check out the open roles at Stan Store! They're hiring th…
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113: The Man That Turned $20K into $60M
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1:32:38In this week's episode of the Rich Habits Podcast, we sit down with legendary investor Chris Camillo. Chris is most famously know for turning $20K into $60M over the last 18-years by implementing a trading strategy knows as social arbitrage investing. Follow Chris Camillo on X by clicking here, or YouTube by clicking here! --- 💰 Sign up for a 7-day…
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Q&A: Market Volatility, Raising Money from Investors, & Our Fav Credit Cards
50:47
50:47
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50:47In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here! — 🔥 If you're serious about investing in 2025, you should be using Public to build …
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In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz demystify the "Art of Staying Rich." --- ⭐️ Trial the Rich Habits Network completely for free for 7 days, click here! --- 💰 It's time to take your investing seriously! On Public, you can invest in just about everything. Transfer your old portfolio and earn up $10,00…
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Strategic Growth: Knowing When to Scale Your Business
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30:28Building a thriving business isn't always about rapid expansion. When should you hit the accelerator on growth, and when should you pump the brakes? Jannese and Austin are in Nashville, Tennessee to talk with Taku Zhou and Sibusiso Ajayi of TKZ Architecture LLC to explore this crucial entrepreneurial crossroads. The duo shares candid insights from …
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Q&A: Paying Taxes on $4.5M, Broke Doctors, & FIRS + FIRI
51:22
51:22
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51:22In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🚀 Sign up for the Rich Habits Network's 7-Day Free Trial! There are no commitments, click here! — 🔥 If you're serious about investing in 2025, you should be using Public to build your portfolio! No matter the asset class, Public has you co…
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111: How to Build a Winning Stock Portfolio, Automatically w/ JJ Maxwell
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44:15
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44:15In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with JJ Maxwell, the CEO of Double Finance. Double Finance is an online brokerage platform that allows investors to build their own strategies from scratch using characteristic screeners. Only want to invest in companies who've been paying dividends for the…
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Q&A: Assuming a 2.5% Mortgage, Stock Lending, & Buying vs Leasing
44:06
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44:06In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 👉 Click here to participate in a 7-Day FREE Trial of the Rich Habits Network! Don't like it? Simply cancel. No hard feelings! --- ⚡️ Vote for us to be awarded "Financial Creators of the Year" from Stocktwits! Click here. --- 💰 It's time yo…
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110: The Spending Trap: Escape the Psychology of Broke
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44:22
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44:22In this week’s episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their perspectives on how to escape the three most common spending traps. — ⭐️ Join us at the GRIT Money Summit in Toronto, Canada! Click here. --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, …
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Integrating AI Efficiency + Human Connection to Better Your Business
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31:08
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31:08AI isn't about replacement – it's about enhancement. Austin and Jannese travel to Tampa, Florida to meet Alexa Kritis Mancuso, founder of Alexa Kritis Events, who reveals how she masterfully blends artificial intelligence with the personal connection essential to event planning. Discover how Alexa shares how she leverages AI platforms to handle rou…
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Q&A: Preparing for a Recession, Invest $37K or Pay Off the Car, & Active Portfolio Management
48:06
48:06
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48:06In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- ⚡️ Register for the webinar taking place today! Click here. --- 📲 Join the Rich Habits Network with a 7-day free trial! If you don't like it, no hard feelings :) Click here! --- 🔥 If you're serious about investing in 2025, you should be us…
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In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share 12 things they wish they were taught in their 20s. --- 🎥 Sign-up for our FREE Financial Independence Retire Early webinar (March 20th @ 4p ET), click here! --- 🎨 Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterwork…
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Q&A: $1,200 / Month Car Payment, $59K 401(k) Loan, & Owing $30K to the IRS
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50:08
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50:08In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! This week's episode was full of surprises -- we hope you like it! --- 🔥 If you're serious about investing in 2025, you should be using Public to build your portfolio! No matter the asset class, Public has you covered. Click here to start inve…
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108: How We're Approaching Volatility in 2025
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56:28
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56:282025 has been a volatile year thus far, as we had predicted months ago. The good news is there are a ton of different ways to position yourself to take advantage of this volatility. NEOS Investments' ETFs, specifically QQQH, has a built in "hedge" for downside risk. Their other ETFs, like SPYI & QQQI, offer monthly income to provide a 1% or more mo…
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Q&A: $4M Invested in a Single Stock, 529 Account Loopholes, & Dividing Expenses When Married
1:03:13
1:03:13
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1:03:13In this week’s episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 👉 Listen to The Rundown podcast by Public! This daily podcast does a wonderful job of keeping you up-to-date on the headlines moving the markets. --- 🔥 If you're serious about investing in 2025, you should be using Public to build your p…
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Understanding Taxes as a Newly Formed Small Business - Part 2 of the Small Business Starter Kit
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28:24In our second installment of the Small Business Starter Kit series - we’re tackling a topic that’s sometimes tricky, sometimes confusing, but ever-present: taxes. Hosts Austin and Jannese have an insightful conversation with entrepreneur Isabella Rosal who started 7th Sky Ventures, an exporter and distributor of craft spirits, beer, and wine. Havin…
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107: Scaling to $1B in Real Estate w/ Brandon Turner
1:10:32
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1:10:32In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Brandon Turner. You might recognize Brandon from the Bigger Pockets Podcast or the Better Life Podcast. Brandon has scaled his real estate to portfolio to over 15,000 units representing over $1 BILLION. We hope you enjoy this episode we've recorded wit…
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The Rich Habits Podcast is officially two years old! From the bottom of our hearts, thank you for listening. We owe all of our success to you, the weekly listener. Without you, our show doesn't exist. Thank you for coming back every week to listen to our ideas, answers to your questions, and sharing your favorite episodes with your friends and fami…
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106: How to Manufacture Luck & High-Value Opportunities w/ Scott Clary
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52:07In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Scott Clary from the Success Story Podcast to learn all about manufacturing luck & high-value opportunities. --- Download our FREE Financial Planning Workbook for 2025! 👉 CLICK HERE! --- ⭐️ Open a Bond Account on Public…
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The Next Round: Finding Capital for Continued Growth
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31:22
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31:22Most people understand the importance of raising capital to start a business, but securing additional funding after launch can be just as crucial for reaching the next level. Jannese and Austin discuss the strategies and challenges of finding ways to raise more capital to give your business a booster where it needs it most. The hosts chat with one …
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Q&A: Side Hustle for Students, Too Many Stocks, & a $330K Inheritance
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45:52
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45:52In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🗣 Join Austin and Robert in Toronto, Canada (or virtually) at the GRIT Money Summit -- click here! --- Download our FREE Financial Planning Workbook for 2025! 👉 CLICK HERE! --- ⭐️ Open a Bond Account on Public…
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105: The 5 Financial Accounts You Need to Have in 2025
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34:41In this week's episode of the Rich Habits Podcast, Robert and Austin give you the account-by-account blueprint for financial success in 2025. --- 🎥 Join us for FREE at the GRIT Money Summit in Toronto, Canada! Click here. --- ⭐️ Watch the new NEOS Monthly Income Podcast, click here! --- Download our FREE Financial Planning Workbook for 2025! 👉 …
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Q&A: Business Trouble, Portfolio Allocation in Retirement, & $450K of Student Loan Debt
48:16
48:16
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48:16In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- Download our FREE Financial Planning Workbook for 2025! 👉 CLICK HERE! --- ⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here! --- 🚀 Sign up for …
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104: Exposing Unknown Hedge Fund Strategies w/ Chris DeMuth
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45:58
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45:58In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with hedge fund manager Chris DeMuth to uncover the lesser-known investing strategies of the "smart money." We discuss merger-arbitrage, 2025 expectations, and how Chris was able to profit from Elon Musk buying Twitter. We know this episode is a bit intimid…
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Q&A: $850K in SpaceX Stock, Building a Barndominium & $50K in Credit Card Debt
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50:18In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- Download our FREE Financial Planning Workbook for 2025! 👉 CLICK HERE! --- ⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here! --- 🚀 Sign up for the Ri…
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In business, every decision you make can change the trajectory of your company - so it’s important to be as informed as possible. The intel you collect as you learn and grow is vital to informing how and why you run your business in the future. On this episode, hosts Jannese and Austin share their own experiences with using data to inform the paths…
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103: The 5 Types of Wealth w/ Sahil Bloom
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49:46
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49:46📚 Order Sahil's book, The 5 Types of Wealth, on Amazon! 👉 CLICK HERE! --- In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Sahil Bloom to learn more about his framework for building wealth in our everyday lives. --- Download our FREE Financial Planning Workbook for 2025! 👉 CLICK HERE! --- ⭐️ Open…
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Q&A: $10MM Net Worth, Recasting a Mortgage & Expense Ratios
32:48
32:48
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32:48In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- Download our FREE Financial Planning Workbook for 2025! 👉 CLICK HERE! --- ⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here! --- 🚀 Sign up for the Rich Habits Ne…
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In this week’s episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite tips to build automation with your money in 2025. — Download our FREE Financial Planning Workbook for 2025! 👉 CLICK HERE! --- ⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click …
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The SB Starter Kit - Everything You Need or Need to Know to Get Your Business Off the Ground (Part 1) - Trademarks, Patents, LLCs and SCorps
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35:28Step one for starting a small business is often coming up with an exciting idea. But what is step two? Step three? Steps four through launch and beyond? On our second episode, and first iteration of our Small Business Starter Kit Series, Austin and Jannese visit The Candle Pour to chat with founders Misty and Dennis Akers. They’ll tell our hosts ab…
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Q&A: Forex Trading, Peer-to-Peer Lending, & Cashing-In on RSUs
44:11
44:11
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44:11In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- Download our FREE Financial Planning Workbook for 2025! 👉 CLICK HERE! --- ⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here! --- 🚀 Sign up for the Rich Habits Ne…
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101: Conquering Your Financial Fears in 2025
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46:32📲 Try this easy-to-use Retirement Calculator! --- Download our FREE Financial Planning Workbook for 2025! 👉 CLICK HERE! --- In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for conquering your financial fears in 2025. --- ⭐️ Open a Bond Account on Public to lock in…
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Q&A: 10-Years in Prison, $3.4M Mortgage, & Becoming a Millionaire Firefighter
41:23
41:23
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41:23In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- ⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here! --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, …
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Download our FREE Financial Planning Workbook for 2025! 👉 CLICK HERE! --- In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their market predictions for 2025. --- ⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here! --- 🚀 Sign up for the Ri…
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When Looking Back Helps You Move Forward - The Importance of Reflection in Business
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37:05The long-term success of every small business starts with looking at its history and identifying the hits and misses along the way. In our premier episode for Season 3, hosts Austin Hankwitz and Jannese Torres sit down in person with Sherrice Rose, owner of Potentia Therapeutics in her clinic in Tampa, Florida. Together, they look back at her journ…
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Q&A: Investing $200K of RSUs, Buying a Failing Biz, & $1.4M Net Worth at 34
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41:16In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- ⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here! --- 🏠 Start investing in real estate alongside Robert and Austin through the Fundrise Flagship Fund, click here! -…
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