Best Ari Taublieb Cfp Mba Podcasts (2025)

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A Beginner's Guide To Roth Conversions 10:20

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4d ago10:20

10:20

Are you overthinking your Roth conversion strategy? While Roth conversions can be powerful, not every retiree needs them. In this video, you’ll learn when a Roth conversion truly makes sense—and when it may just add unnecessary complexity. Using the “cauliflower analogy,” we break down how Required Minimum Distributions (RMDs) can push retirees int…

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The Cliché Advice You Should Finally Pay Attention To 19:47

8d ago19:47

19:47

We’ve all heard the clichés: focus on what you can control, embrace the pain not the suffering, fight for what you want. Easy to dismiss, right? But the truth is, those sayings stick around for a reason. They hold the kind of wisdom that can change how you approach life, work, and even setbacks. What often gets missed is that clichés aren’t about p…

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7 Benefits Of Brokerage Accounts (Superhero) 13:30

9d ago13:30

13:30

Forget everything you thought you knew about retirement planning. While 401(k)s and IRAs get most of the spotlight, brokerage accounts can be a powerful tool for flexibility, tax savings, and early retirement. In this episode, you’ll learn the seven key advantages brokerage accounts offer, including how a married couple could generate over $126,000…

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6 Surprising Statistics About Wealthy Retirees 12:29

18d ago12:29

12:29

Retirement anxiety does not discriminate based on wealth. Even multi-million-dollar portfolios are not immune to the fear of running out of money. This creates one of retirement’s greatest paradoxes: having enough but feeling like you don’t. When clients hear they can safely spend $150,000 a year in retirement, many hesitate. They remember their fi…

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How to Know You’ve Found the Right Financial Advisor │ Root Talks 18:18

22d ago18:18

18:18

What makes you trust someone with your financial future? In this episode of Root Talks, James and Ari unpack the powerful role of intuition in building lasting relationships with financial advisors, business partners, and even loved ones. They explain how what we call a gut feeling is actually condensed pattern recognition, your brain quietly scann…

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This Is What The Average Retiree Spends In Retirement 13:10

25d ago13:10

13:10

Are you working longer than you need to because of a retirement planning mistake? One of the biggest misconceptions is assuming you will spend the same amount every year in retirement. The reality is different, and understanding it could change when you retire. Experts call it the retirement smile. In your “go-go years” (65–75), spending is highest…

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10 Questions To Ask Your Spouse So They Are Excited For Retirement 13:52

1M ago13:52

13:52

Struggling to get your spouse involved in retirement planning? You are not alone. Many financially-minded partners lose their spouse’s attention by jumping straight into 401(k) allocations or tax strategies. The result is glazed eyes and little engagement. This approach works differently. Start with powerful, open-ended questions that spark curiosi…

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Inside Root’s Growth Plan (And the Promise Refuse to Break) │ Root Talks 17:47

1M ago17:47

17:47

What happens when growth changes a company? We’ve all seen it—your favorite restaurant expands and suddenly the quality slips. The connection feels lost. But does growing always mean losing what made you special? At Root, we think about growth differently. We use “anti-goals” to define what we never want to become, with checks in place so expansion…

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What's The Average 401(k) Balance At My Age? Am I On Track? 12:17

1M ago12:17

12:17

Think you know how much people save for retirement? The median American over 65 has just $100,000 saved, yet the average household spends $57,000 a year in retirement, with $20,000 going to housing alone. The math doesn’t work. At Root Financial, most clients retire with $2–3M and plan to spend $100K–$200K annually. That’s not about bragging. It’s …

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4 Massive Reasons You'll Wish You Retired Earlier 8:51

2M ago8:51

8:51

Early retirement is about more than money Science shows there are compelling reasons to retire sooner than most people think. The UK’s Whitehall 2 study found that retiring at 60 lowers the risk of chronic disease by 32 percent compared to working longer. Harvard research reveals that close relationships, not wealth or titles, are the strongest pre…

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The Hidden Cost of Financial Optimization (And How to Avoid It) 17:43

2M ago17:43

17:43

What if the “financially optimal” choice doesn’t actually lead to your best life? This conversation explores the balance between optimizing money and optimizing happiness. We break down the Five Types of Wealth—financial, time, social, mental, and physical—and show why sometimes the decision that looks inefficient on paper may actually be the smart…

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I Want To Retire (Or Just Work Less). Will I Still Be On Track For A Comfortable Retirement? 11:26

2M ago11:26

11:26

Some choose to grind a few more years in a high-paying job they dislike, aiming for an early, full stop at retirement. Others step into more fulfilling work that pays less, but adds purpose to their days—and often still results in more wealth than expected. Take John and Jennifer. Both start at age 50 with $1M saved and $150K salaries. John works f…

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FAQs: Wills, Trusts, Power of Attorneys, and Other Estate Planning Tools (Part 2) 13:34

2M ago13:34

13:34

Estate planning isn’t fun to think about, but skipping it can cost loved ones time, stress, and money. In this week's episode, Ari breaks down the essentials so you can take action with confidence. Learn the key differences between wills and trusts, which states make trusts especially valuable, and why even residents of “will-friendly” states might…

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Does Your Spouse Really Know the Financial Plan? Why That Matters │ Root Talks 16:48

2M ago16:48

16:48

Money conversations fall short when only one spouse is at the table. It’s easy to treat financial planning like another household task to divide and conquer, but unlike errands, your financial plan is the blueprint for your shared future. What we’ve seen time and again is that the person sleeping next to you often holds the key to your blind spots.…

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Here's When A Will Is Sufficient And Trust Isn't Necessary (Part 1) 13:15

2M ago13:15

13:15

Estate planning doesn’t have to be complicated. This episode breaks down the essentials: wills, trusts, and what actually matters, so you can protect your assets and give your loved ones peace of mind. Wills determine where assets go after death. Trusts do that and more. They can manage assets during your lifetime and help avoid probate, offering m…

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Why I Love Retirement Planning At 29 Years Old 15:26

2M ago15:26

15:26

What does soccer have to do with retirement? A lot more than you'd think. As a 5'5" former college soccer player turned financial advisor, I’ve learned it’s not about brute strength. It’s about smart decisions. That mindset guides the way I approach financial planning today. At 29, people ask why I care so much about retirement. The answer is simpl…

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How to Know If You’re Ready to Retire (Hint: It’s Not Just About Money) 17:07

3M ago17:07

17:07

The hardest part of retirement isn’t always financial, it’s psychological. For many, stepping away from work isn’t a light switch, but a dimmer that adjusts over time. This episode of Root Talks unpacks what makes the retirement decision so complex, especially for high-achieving professionals whose identity is tied to their careers. Through a real-…

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5 Surprising Statistics That Will Make You Want To Retire Early 17:01

3M ago17:01

17:01

Ready to feel more motivated about retiring early? These five research-backed stats reveal how early retirement can positively impact everything from health to relationships—and might be the nudge you need to take your financial independence plan more seriously. The benefits go well beyond just having more free time. While many people delay retirem…

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Here's How To Plan For Social Security If You Retire Early 19:52

3M ago19:52

19:52

Too many people delay retirement just to boost their Social Security benefits, often at the cost of time, energy, and joy. But at Root, we believe retirement planning should be about more than just maximizing one metric. It should be about maximizing your life. If you're working extra years simply to avoid gaps in your earnings history or to earn a…

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DIY vs. Financial Advisor: How to Know When It’s Time to Get Help 20:11

3M ago20:11

20:11

If you’ve ever found yourself wondering whether you really need a financial advisor, this episode is for you. James and Ari unpack the deeper reasons people seek financial guidance—and why the decision often goes far beyond dollars and cents. Much like seeing a doctor for preventative care, working with the right advisor is about protecting your fu…

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The Not-So-Obvious Reason To Retire Early 15:55

3M ago15:55

15:55

We often focus on the fear of running out of money in retirement—but what if the bigger risk is running out of health before you can enjoy it? After watching The Amazing Race, I was reminded of a client story we hear all too often: years of diligent saving, only to be sidelined by health issues just before retirement begins. At Root, we’ve seen cli…

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Why Retire Early? History Of The Podcast 19:37

3M ago19:37

19:37

What if work became a choice, not a requirement? The Early Retirement Podcast is here to help you navigate the path to financial independence, so you can retire when you want and live how you want. Whether you’re nearing retirement or just starting to plan, this podcast delivers clear, actionable insights designed to simplify your biggest financial…

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Why Brokerage Accounts Might Be the Most Underrated Tool in Your Financial Plan 18:35

4M ago18:35

18:35

You’ve probably heard that maxing out your 401(k) and IRA is the smartest move you can make. But for many investors, that strategy alone may lead to a surprising challenge: becoming "qualified rich, cash poor." In other words, having plenty saved, but locked away in accounts you can’t easily access without tax consequences or penalties. That’s wher…

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How to Calculate Your EXACT Early Retirement Number (Simple Formula) 18:29

4M ago18:29

18:29

Retirement doesn’t come down to a magic number, it comes down to your number. In this episode, we walk through a simple, personalized framework to help you understand when you can truly retire, based on what you want life to look like, not generic benchmarks. We cover the core question: How much do you want to spend each month? From there, we rever…

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How To Pay 0% Taxes On $120k+ Of Retirement Income 15:46

4M ago15:46

15:46

Tax gain harvesting is one of the most underused but powerful strategies available to early retirees and those pursuing financial independence. In this episode, we explore how it works, who it's best suited for, and how it can help reduce long-term tax liability. Unlike tax loss harvesting, which involves selling investments at a loss to offset gai…

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This Is What Financial Planning Really Changes 18:25

4M ago18:25

18:25

What does it really mean to change someone’s life through financial advice? While we’re not saving lives like doctors, the impact we have on our clients’ futures can be just as meaningful. Often, it’s not about the numbers—it’s about helping someone move forward when fear is holding them back. We’ve seen it firsthand. Like the dentist who had every…

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Why $1.5M Is Enough To Retire If You Want To Spend Like This 15:21

4M ago15:21

15:21

You don’t need $2 to $3 million to retire unless your lifestyle truly requires it. In this episode, we break down why your retirement number should be built around your personal spending needs, not a one-size-fits-all benchmark. With a well-diversified $1.5 million portfolio, many retirees can support $60,000 to $75,000 per year in spending, especi…

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5 Expenses To Cut to Reach Financial Independence (and 3 NOT to) 21:03

4M ago21:03

21:03

Retiring early doesn’t mean cutting out everything you love, it means being intentional about what truly adds value to your life. In this episode of Root Talks, we take a closer look at the spending choices that can either delay or accelerate your path to early retirement. We explore which tradeoffs are worth making, where small changes can have a …

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Ready to Retire? Here's How to Tell Your Company │ Root Talks 24:32

4M ago24:32

24:32

In this episode, Ari and James explore the emotional and practical sides of retiring—specifically, how to have the conversation that officially ends your career. Whether you're months away or years out, this discussion tackles the fear, hesitation, and freedom that come with telling your boss you're done. You'll hear real stories from Root Collecti…

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The 4% Rule: Is It Still the Key to Early Retirement in 2025? 19:12

5M ago19:12

19:12

The 4% withdrawal rule does not apply to early retirees since it's based on a 30-year timeline, not the 40+ years needed for early retirement. Guyton's guardrails approach offers a better alternative, allowing for 5.2-5.6% withdrawal rates by adapting spending based on market performance. • Guardrails approach uses flexible withdrawal rates that in…

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Here's 5 Portfolio Changes To Create More Income In Retirement 18:38

5M ago18:38

18:38

Building a retirement income strategy involves more than selecting dividend-paying stocks. A focus on total return — which includes both growth and income — can offer a more comprehensive approach for long-term planning. • Relying solely on dividend-paying stocks may reduce portfolio diversification and growth potential • Total return (income + gro…

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The Surprising Regrets of Wealthy Retirees | Root Talks 16:05

5M ago16:05

16:05

Retired with millions—but full of regret? In this episode of Root Talks, James and Ari share the real stories no one talks about: wealthy retirees who did everything “right” financially but still feel like they missed out. From sacrificing health and relationships for more savings, to realizing too late that they were planning for someone else’s ve…

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Why The Biggest Risk To Retiring Early Is Not What You Think 14:06

5M ago14:06

14:06

Even when the financial plan indicates you're on track, many people experience anxiety—especially between ages 50 and 65, before traditional retirement benefits begin. This episode explores ways to prepare for that critical transition with clarity and confidence. • One of the most impactful retirement risks is withdrawing too much from your portfol…

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Avoid These 6 Common Mistakes When Retiring Early 17:00

5M ago17:00

17:00

In this episode, Ari explores six common oversights in early retirement planning that can create unnecessary stress and limit flexibility in the long run. • Not establishing a taxable brokerage account to access funds before traditional retirement age • Overlooking healthcare planning, including available subsidies, which may impact retirement timi…

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Root Talks: Spend Your Way to a Happier Retirement: 5 Pillars of Better Spending 18:08

5M ago18:08

18:08

Many great savers struggle to switch gears once they retire—unsure how to spend with confidence after decades of discipline. James and Ari reflect on the mindset shift from saving to spending, exploring how to use money and time more intentionally to create a meaningful life now, not just someday. Prompted by a thoughtful comment from a Root Collec…

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Why More People Are Retiring Early Today Than Ever Before 14:59

6M ago14:59

14:59

More Americans than ever before are retiring early due to seven key factors reshaping our approach to work and retirement planning. • COVID-19 accelerated early retirements with 2.6 million more people retiring during the pandemic than expected • Average retirement age dropped from 64 in 2019 to 62 in 2022, one of the sharpest declines in decades •…

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4 Tax Strategies To Consider This Year 16:28

6M ago16:28

16:28

Tax strategy is the most overlooked aspect of financial planning, yet it could save you thousands over your lifetime by minimizing your total tax burden rather than just focusing on this year's bill. • Roth conversions let you pay taxes at potentially lower rates now to avoid higher taxes later in life • Asset location matters – keep growth investm…

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Root Talks: How Does The Advisory Team Structure Work at Root? 23:50

6M ago23:50

23:50

What actually happens when you work with a financial advisor? At Root Financial, we've built a carefully structured team model to ensure every client gets consistent, exceptional service regardless of which advisor they're paired with. Unlike products (think identical Honda Civics or iPhones at any retailer), financial advice is inherently personal…

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Why It's Natural To Be Worried To Retire (And What To Do About It) 15:59

6M ago15:59

15:59

Retirement anxiety is normal and healthy, even for people with solid financial plans—it shows you're taking your future seriously and want to make thoughtful decisions about your life transition. • Understanding why retirement worry is natural despite having financial security • How joining a retirement community can provide perspective and reduce …

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Healthcare Analysis: How We Save Our Clients Thousands Before Medicare Begins 19:30

6M ago19:30

19:30

Healthcare costs shouldn't stop you from retiring early, especially when strategic planning can reduce those expenses from $1,000+ to as little as $50 per month. We explore how proper account structure and withdrawal strategies can save you tens of thousands in healthcare premiums during the critical pre-Medicare years. • "Superhero accounts" (brok…

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Root Talks: How to Get Past the Fear of Retiring Even When You Have Enough 21:10

6M ago21:10

21:10

You've run the numbers. You have enough saved. Your spreadsheet says you can retire comfortably. So why can't you pull the trigger and leave your high-stress, high-paying job behind? This struggle represents one of retirement planning's most challenging psychological hurdles. After spending decades accumulating wealth and building a career identity…

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How Much Should I Have In Bonds/Cash/etc. In Retirement? 19:32

6M ago19:32

19:32

We explore how much safe money you should maintain throughout retirement for financial security and peace of mind without sacrificing long-term growth potential. Instead of using cookie-cutter rules, we break down a personalized approach to balancing safety and growth in your retirement portfolio. • Start with your annual spending needs to calculat…

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My Biggest Recommendation Before You Retire - Please Do This 19:01

7M ago19:01

19:01

Dreaming big and being intentional about planning for retirement can be the difference between merely surviving and truly thriving in your post-work years. • Retire TO something, not just FROM something • Test-drive your retirement dreams before committing fully, like renting in a new state before buying • Be honest about how retirement will change…

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Root Talks: How We Plan When Markets Are Volatile 14:57

7M ago14:57

14:57

James and Ari tackle a great question from the Root Collective: How do you keep things fun when markets—or life—get tough? They break down why “fun” isn’t just about ping pong tables and perks—it’s about being prepared, building trust, and maintaining strong relationships before challenges arise. James shares a personal story from the early Covid d…

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How To Instill Financial Values In Children 19:23

7M ago19:23

19:23

Financial literacy starts at home, but teaching kids can be challenging when they develop an abundance mindset and spend everything they make. We explore effective strategies for engaging young people with money concepts by connecting to their existing interests rather than lecturing them about financial terms. • Growing up around money doesn't aut…

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The One Reason Everyone Delays Their Retirement 17:11

7M ago17:11

17:11

Fear of retirement often arises from the head trash that clouds decision-making and prevents individuals from taking action. Understanding the valid concerns behind this fear is essential to dispel myths that delay retirement readiness. - Explaining the concept of head trash and its impact on retirement decisions - Real-life case study illustrating…

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How To Plan For Big One-Time Expenses Before You Retire 18:06

7M ago18:06

18:06

This episode focuses on effectively managing significant one-off financial expenses in retirement and the best strategies for portfolio withdrawals. We explore different sources of withdrawals, tax considerations, and how to balance immediate needs with long-term financial security. • The impact of one-time expenses on portfolio sustainability • An…

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How To Remove "Headtrash" and Spend In Retirement Without Worrying 24:22

7M ago24:22

24:22

The podcast explores the complexities of the scarcity mindset in individuals, specifically highlighting the challenges associated with spending even after achieving financial security. Through engaging storytelling and practical insights, we dissect how ingrained beliefs affect spending decisions. • Introduction of the scarcity mindset and its impa…

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Behind The Scenes At Root: How Do We Select Our Advisors? 25:27

7M ago25:27

25:27

Understanding how we select financial advisors is crucial for clients and prospective clients. This episode takes you behind the scenes of Root Financial, highlighting our unique approach to hiring and training advisors to ensure consistent client experiences. • Discusses the importance of advisor alignment with client goals • Explores the internal…

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5 Questions To Ask When Interviewing A Financial Advisor 29:40

7M ago29:40

29:40

A clear understanding of how to select the right financial advisor can simplify your journey toward financial success. We discuss five essential questions that are key to uncovering an advisor's capabilities and compatibility with your needs, ensuring that you are well-informed before making a decision. • Importance of asking if the advisor is a CF…