Best Anthony A Saccaro Chfc Esq Podcasts (2025)

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Outdated Retirement Rules that Can Cost You - And What to Do Instead 43:08

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15h ago43:08

43:08

Many of the “golden rules” of retirement no longer shine. The 4% withdrawal rule, the “set it and forget it” investment strategy, and even long-trusted programs like Social Security and Medicare aren’t as reliable as they once were. In this week's podcast, we unpack why these outdated approaches could put your financial future at risk, and more imp…

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How Fed Rate Cuts Could Impact Your Retirement 45:12

20h ago45:12

45:12

Over the past few months, the economic debate has heated up: the Federal Reserve is weighing the possibility of lowering interest rates, President Trump has already extended corporate tax cuts, and the national debt continues to soar. What does all of this mean for your retirement security? In this episode, we unpack how lower rates could affect ev…

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5 Ways to Fireproof Your Retirement 46:31

8d ago46:31

46:31

If a fire broke out, would you know exactly how to respond? In the heat of the moment, panic can take over — and retirement works the same way. The worst time to make critical financial decisions is in the middle of a crisis. That’s why planning ahead is essential. In this week’s Providence Financial Retirement Show, we share 5 practical ways to fi…

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Trump's "Big Beautiful Bill" and Your Retirement 43:38

28d ago43:38

43:38

The "big beautiful bill" that just went into play has sparked both praise and criticism — but what does it really mean for retirees and those approaching retirement? While politicians debate and high-profile voices like Elon Musk warn that this law could widen the deficit and eventually pressure lawmakers to cut spending or raise taxes, supporters …

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Mutual Funds, ETFs and Your Retirement Income 44:03

23d ago44:03

44:03

Mutual funds are one of the most popular investment tools — but are they the right choice for your retirement? This week on the podcast we take a closer look at mutual funds and ETFs, uncovering fees, tax implications, and drawbacks you may never have considered. In retirement, it’s not just about growth — it’s about generating reliable income and …

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Paychecks in Retirement: How to Invest for Steady Income 46:11

30d ago46:11

46:11

When you retire, your paycheck stops — but your need for income doesn’t. Too many retirees rely on the “withdrawal method,” slowly spending down their savings and hoping the market cooperates. In this week’s podcast, we explain why building an income stream through interest and dividends can be a smarter, more sustainable approach. You’ll learn: ✔️…

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Halftime Check-In: Smart Money Moves for the Rest of the Year 43:15

1M ago43:15

43:15

We’re officially in the second half of the year — and just like in football, halftime is the perfect moment to reassess the game plan and take a strategic pause to evaluate your finances, goals, and risk exposure before the year slips away. Ask yourself: ✔️ What’s gone well so far this year—and what hasn’t? ✔️ Have your goals, income, or expenses c…

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Retiring Right: How to Prepare Financially and Emotionally 46:45

1M ago46:45

46:45

Most people think retirement readiness is all about the numbers — but there’s a lot more to it than that. In this week’s episode, we explore what it truly means to be ready for retirement — not just financially, but mentally and emotionally too. We’ll cover the financial side, including: ✔️ Creating reliable income that lasts ✔️ Managing inflation …

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Smart Retirement Strategies: How to Maximize Income and Minimize Taxes 43:04

2M ago43:04

43:04

A successful retirement isn’t just about how much you’ve saved — it’s about how wisely you manage it. In this episode, we walk through some of the most effective strategies for turning your nest egg into lasting, tax-efficient retirement income. We’ll cover: ✔️ Tax-saving moves that can keep more money in your pocket ✔️ When annuities make sense—an…

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Long Term Care - The Hidden Risk 45:14

2M ago45:14

45:14

Long-term care is one of the most underestimated — and financially devastating — challenges facing retirees today. In this week’s episode of The Providence Financial Retirement Show, we break down everything you need to know about preparing for the possibility of needing care in your later years. Whether it’s home health assistance, assisted living…

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Mastering Retirement Accounts: IRAs, Roths, Conversions & Tax Strategies 45:29

3M ago45:29

45:29

Join me for a comprehensive review of retirement account essentials — covering how to maximize benefits, avoid pitfalls, and optimize for both tax efficiency and legacy planning. - Traditional IRA: Tax-deferred contributions grow until withdrawal; ideal for those seeking upfront tax deductions - Roth IRA: After‑tax contributions grow tax-free, with…

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Retirement Q&A (Roth Conversions, Annuities, 4% Rule + More) 44:51

3M ago44:51

44:51

Join us for a Q&A-style deep dive as we tackle the retirement planning questions you’ve been asking: Inflation: Learn how rising prices slowly chip away at your purchasing power — what used to cover essential expenses now may fall short. Interest Rates: Discover the ripple effect of rate changes on income streams and savings—whether you’re holding …

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The Price of Waiting 43:18

3M ago43:18

43:18

Welcome to episode #400! This week, we explore the unseen cost of inaction in retirement planning — from delaying tax planning and staying trapped in growth investments (rather than shifting to income investments), to hoping the market simply rebounds. With interest rates expected to drop later this year and tax laws set to evolve — such as potenti…

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Retirement in a Shifting Economy 44:37

3M ago44:37

44:37

With recent market turbulence — fueled by geopolitical tensions, rising oil prices, tariffs, and inflation — many retirees are feeling the pressure. How do you stay grounded when everything is shifting? In this week's podcast, we break down how these forces can impact your retirement income strategy and why having a proactive, long-term plan is mor…

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How to Retire and Make Your Money Last 47:03

3M ago47:03

47:03

We take the time this week to explore the evolving dynamics of retirement planning. Gone are the days when a 30-year tenure at a single company culminated in a comfortable pension and a worry-free retirement. Today, retirees face a complex array of challenges, including inflation, market volatility, and the gradual disappearance of traditional pens…

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7 Warning Lights Retirees Miss 46:29

4M ago46:29

46:29

This week's podcast sheds light on seven critical yet often overlooked warning signs that could derail your retirement plans. 1. Market Volatility: Sudden market swings can significantly impact your retirement savings, especially if they occur early in your retirement. Understanding sequence of returns risk is crucial to safeguarding your nest egg.…

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RMDs and Roth Conversions - Navigating the Tax Maze of Retirement 46:03

4M ago46:03

46:03

This week's podcast is focused on the intricacies of Required Minimum Distributions (RMDs) and Roth IRA conversions—two pivotal elements in retirement planning. With the age for initiating RMDs now set at 73, retirees are compelled to withdraw a minimum amount annually from their traditional retirement accounts, potentially escalating their taxable…

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Annuities: Weighing Stability Against Flexibility 44:21

4M ago44:21

44:21

This week on the podcast we delve into the rising interest in annuities as a response to current economic uncertainties. With market volatility, discussions of potential recessions, and global tensions, many retirees are seeking stability over growth, making annuities an attractive option for guaranteed income. We explore how annuities function, t…

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Tariffs and Your Retirement: Navigating Economic Uncertainty 42:42

4M ago42:42

42:42

In this episode of the Providence Financial Retirement Show, we discuss the recent implementation of President Trump's tariffs and their potential impact on the economy and retirees. With tariffs reaching up to 145% on Chinese imports, consumers may face higher prices on everyday goods, from electronics to clothing. Anthony discusses how these tari…

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Mastering Emotions: The Key to a Fulfilling Retirement 45:46

5M ago45:46

45:46

In this episode of the podcast, we delve into the often-overlooked emotional aspects of retirement planning. While market corrections, geopolitical tensions, and economic uncertainties can stir anxiety, it's the mastery over our emotional responses that truly determines retirement success. A successful retirement isn't solely about the size of you…

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Navigating Retirement Risks: Roth Conversions, Inflation, Sequence of Returns, and Bonds 45:13

5M ago45:13

45:13

In this week's podcast, we delve into four critical aspects of retirement planning that can significantly impact your financial future. - Roth Conversions: This strategy involves transferring funds from a traditional IRA or 401(k) to a Roth IRA, paying taxes on the converted amount now to enjoy tax-free withdrawals later. It's particularly benefic…

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Retirement Planning: Illusion vs. Reality 44:44

5M ago44:44

44:44

In this episode, we explore how retirement planning can resemble a magic show—filled with illusions that may mislead.We'll discuss how perceived low-risk investments might carry hidden dangers, the importance of distinguishing between market volatility and actual financial loss, and the value of having a knowledgeable advisor to guide you through t…

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Planning for Volatility: Why Your Portfolio Needs a Fire Drill 45:29

5M ago45:29

45:29

In this week's episode, we delve into the recent market volatility and the factors contributing to it, including trade policy uncertainties and economic growth concerns. We discuss the importance of having a well-structured plan that anticipates market fluctuations, ensuring you're prepared to respond calmly rather than react emotionally. Just as r…

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Avoiding Unseen Pitfalls: Proactive Steps for a Secure Retirement 46:31

6M ago46:31

46:31

In this episode, we explore critical areas where procrastination can lead to unexpected challenges in retirement. By addressing these issues early, you can ensure a more secure and comfortable future: 1. Tax Planning: Delaying tax strategies can result in higher liabilities during retirement. Proactive planning helps minimize taxes on withdrawals …

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Retirement: Expectations vs. Reality 45:01

6M ago45:01

45:01

In this episode, we examine eight common retirement expectations and contrast them with the realities many retirees face: 1. Lower Expenses: Many anticipate reduced living costs in retirement, but factors like healthcare, travel, and leisure activities can keep expenses high. 2. Manageable Healthcare Costs: While some believe Medicare will cover al…

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Beware One Size Fits All Retirement Planning 47:46

6M ago47:46

47:46

In this episode, we challenge conventional retirement planning approaches that may not suit everyone's unique needs: The Buy-and-Hold Dilemma: Wall Street often promotes a buy-and-hold strategy, encouraging investments in stocks and mutual funds without considering how to convert these assets into usable income during retirement. Without a clear pl…

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How to Choose Your Retirement Income Strategy 46:11

6M ago46:11

46:11

In this episode, we delve into two primary strategies for funding your retirement: Income Method (Interest and Dividends): This approach focuses on generating income by investing in assets that provide regular interest or dividend payments, such as bonds or dividend-paying stocks. By living off this income, you preserve your principal investment, p…

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Redefining Retirement: Finding Purpose and Fulfillment 53:39

7M ago53:39

53:39

Retirement isn’t just about leaving work — it’s about stepping into a new chapter of life with purpose and intention. But too many retirees find themselves feeling lost once they’re no longer defined by their careers. Who are you now, and what will you do to stay fulfilled? In this episode, we’ll discuss how to be proactive in shaping a meaningful …

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Winning the Retirement Game: Your Strategic Playbook 45:37

7M ago45:37

45:37

Just like sports, retirement requires a solid game plan. Are you ready for the biggest game of your life? In this episode, we’ll walk you through the Retirement Playbook — a strategic guide to ensure all the components of your retirement work together seamlessly so you can win the retirement game. But what does “winning” in retirement actually mean…

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Your Retirement Questions Answered: RMDs, LTC, Annuities, and More 45:13

7M ago45:13

45:13

Got questions about retirement? You’re not alone! In this special Q&A episode, we’re tackling some of the most common questions we’ve received, including: 🔹 Required Minimum Distributions (RMDs) – How do they work, and how can you prepare to avoid costly penalties? 🔹 Long-Term Care (LTC) – What are your options, and how can you protect your assets …

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8 Retirement Concepts You Can't Afford to Ignore 44:04

7M ago44:04

44:04

A secure and stress-free retirement doesn’t happen by chance — it requires understanding key financial concepts that can make or break your retirement plan. In this episode, we’re covering eight crucial retirement principles that every retiree and pre-retiree should know, including: ✅ Sequence of Returns Risk – Why market downturns early in retirem…

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10 Key Milestones on Your Journey to Retirement 44:12

7M ago44:12

44:12

Retirement isn’t just a single event — it’s a journey with important milestones along the way. There are specific ages when you become eligible for certain benefits, gain new financial opportunities, or face new restrictions. Knowing these key moments can help you maximize your savings, avoid penalties, and make smarter decisions about your retirem…

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The New Approach to Long Term Care: What You Need to Know 45:14

8M ago45:14

45:14

Long-term care (LTC) insurance has changed, and it may not be as expensive or complicated as you think. In this episode, we break down asset-backed long-term care insurance—how it works, why it’s different from traditional LTC policies, and whether it’s the right solution for you. We’ll also discuss what long-term care actually is, who might need i…

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5 Ways to Emergency-Proof Your Retirement 48:41

8M ago48:41

48:41

The recent devastating fires in Southern California have been a harsh reminder of how quickly life can change. Many losses were irreplaceable—personal memorabilia, sentimental items, and even lives, in some cases, because warnings weren’t heeded. Just as it's crucial to prepare for physical emergencies, the same applies to your retirement. In this …

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Retirement Under a Trump Presidency: What to Expect 44:55

8M ago44:55

44:55

Starting this week, we have a new President. With this transition, many retirees are wondering: How will the Trump Presidency impact my retirement over the next four years? In this episode, we break it down into two key areas: taxes and the economic environment. We’ll discuss potential tax changes, how they could affect your retirement income, and …

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Answering Your Questions: Taxes, Annuities, Reverse Mortgages, Fixed Income + More 45:33

8M ago45:33

45:33

This week’s show is a little different! Over the holidays, we received a flood of great questions, and today we’re dedicating the episode to answering as many as possible. We’ll cover a range of topics, including taxes, annuities, reverse mortgages, and how fixed-income portfolios might react if the FED lowers interest rates. Listen in. >>>>>>>>>>>…

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New Year, New Priorities 46:08

9M ago46:08

46:08

As we step into a new year, it’s the perfect time to pause and reflect on your retirement journey. Take a moment to look back at last year — did you achieve the financial milestones you set? What worked well, and what could have been better? Reflecting on these experiences is key to making more informed decisions moving forward. Now, shift your foc…

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Debunking Retirement Myths: Assumptions, Risks, and Realities 47:02

9M ago47:02

47:02

What if some of the beliefs guiding your retirement and investment decisions aren’t true? In this episode, we dive into the critical difference between opinions—ideas that can’t be proven—and facts, which are backed by evidence. Just as humanity once believed the Earth was flat or the center of the universe, we may be holding onto outdated assumpti…

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Investing for Your Life Phase: Strategies for Any Political Landscape 45:18

9M ago45:18

45:18

With a triple-red government ahead, one of the most common questions I hear is, "How should we invest now?" The truth is, the answer remains the same—your investment strategy should align with the phase of life you’re in, regardless of who’s in office. In this episode, we break down the three key life phases for investing: accumulation, protection,…

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Take Control: Who's Really Managing Your Retirement? 46:56

9M ago46:56

46:56

Retirement is meant to be a time of freedom and enjoyment, but are you truly in charge of your financial future, or is it controlling you? Too often, I talk to retirees who are letting fear or indecision shape their retirement. Whether it’s trying to avoid taxes, delaying Roth conversions, or ignoring the need to plan for long-term care, these choi…

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Year-End Retirement Planning: 10 Essential Checklist Items 46:33

10M ago46:33

46:33

As the year comes to a close, it’s the perfect time to review your financial plan and ensure you’re set up for a successful retirement. In this episode, we walk through a 10-point checklist to help you maximize savings, optimize taxes, and fine-tune your retirement strategy before the new year begins. 1. Required Minimum Distributions 2. Roth conve…

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Thankful in Retirement: 7 Reasons to Celebrate This Thanksgiving 45:48

10M ago45:48

45:48

In this special Thanksgiving edition of our podcast, we’re counting blessings that retirees in the U.S. can truly be thankful for. We explore 7 surprising reasons to feel gratitude, from groundbreaking medical advances and the joy of friends, family, and hobbies to the ability to amass wealth, plan a legacy, and enjoy financial freedom. We also tou…

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Why Generating Income Beats Selling Shares in Retirement 46:11

10M ago46:11

46:11

When planning for retirement, one of the biggest challenges is ensuring your money lasts as long as you do. But what’s the best way to generate that income? Should you rely on interest and dividends, or sell off shares as needed? In this episode, we break down the key differences between the income method—earning from interest and dividends—and the…

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Exploring Retirement Income Streams 52:03

10M ago52:03

52:03

In this episode, we take a comprehensive look at the diverse income sources available to help you make the most of your retirement savings and ensure they last as long as you do. Tune in as we explore key strategies, including: Maximizing Social Security benefits Contract-based investments Real estate investment trusts (REITs) Preferred stocks for …

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Financial Foundations: Our 4 Guiding Principles 45:43

10M ago45:43

45:43

This week's podcast is an inside look at the four guiding principles that shape our financial planning approach at Providence Financial. Discover how these principles can help you build a strong financial foundation, navigate economic changes, and reach your goals with confidence. We will discuss each principle in detail, exploring how they drive s…

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The Ultimate Goal of Retirement 45:28

11M ago45:28

45:28

In this show, we're taking a higher level look at retirement than we normally do. We'll climb to the highest peak and look down, surveying the landscape. What is your ultimate goal for retirement? Is it to pursue your favorite hobbies or pick up new ones? Is it to stay active hiking or biking? Is it travel? And if so, where will you go? How long wi…

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How to Avoid the 10 Haunting Pitfalls of Retirement 47:03

11M ago47:03

47:03

Truth be told, I'm not a big fan of Halloween. In fact, it's my least favorite holiday (if you can even call it that). It celebrates death and, as a believer in the Lord Jesus Christ, there's nothing less worthy of celebration than that. But anyway - every year I like to do a show tied to the Halloween theme, and this week I'd invite you to listen …

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Q&A: Investing for Income, Gold, Roth IRAs, Social Security 45:37

11M ago45:37

45:37

"Why are you so passionate about investing for income?" Someone asked me this question recently and we're starting this show with the four main reasons why: 1. you know you can count on your income because you don't have to sell shares and cannibalize your principal 2. it allows you to do planning, not guessing 3. it's much less stressful 4. it all…

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8 Year-End Tax-Saving Strategies 45:24

11M ago45:24

45:24

We're rapidly approaching the end of the year and the time to start thinking about taxes is now. In this show, I cover 8 tax-saving strategies you can implement by the end of 2024 in order to maximize how much you keep. retirement account contributions Roth IRA conversions Required Minimum Distributions charitable giving deferring income accelerati…

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Building a Healthy Retirement: 7 Core Principles 45:05

12M ago45:05

45:05

This week's show is a bird's eye view of seven core principles you must implement in order to enjoy a healthy retirement; we've covered each one in detail in previous episodes so make sure to browse our archived shows for more specific information on any topic you may want further help with. 1. determine how much money you will need to retire 2. st…