Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all witho ...
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Most of today’s climbing media is focused on what happens at the edges of the sport involving the most experienced and talented climbers in the world. Your host Kyle Broxterman believes that most of these stories and experiences do not directly relate to the majority of climbers that now exist. Thanks to gyms, the Olympics, and mainstream media coverage a vast growing group of people are now discovering this magical sport. As a part of this group, he is here to give this new Climbing Majorit ...
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How Victoria Devine Built a Multimillion-Dollar Small Business
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45:47
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45:47Ever wondered how She’s on the Money went from a Facebook group to a full-blown empire? In this special episode, she finally shares the real story: the chaos, the challenges, and the wild, unexpected moments that turned a side hustle into a multimillion-dollar brand. No highlight reel, just what actually happened behind the scenes. She also answers…
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How Property Flipping Helped Us Build the Life We Actually Wanted
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22:38
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22:38They flipped one house and flipped their whole future. Ever wondered if flipping a property could actually change your life? Today’s Money Diarist shares how she and her husband scraped together a deposit, lived in a caravan while they renovated their first fixer-upper, and flipped it for a serious profit. Once they realised they had a knack for it…
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This Is the Money Trap That Keeps So Many Women Stuck
49:08
49:08
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49:08This episode is all about those moments when you know something’s not working, but you don’t know how to change it. Whether it’s setting boundaries around your time, charging what you’re worth, or figuring out how to leave a relationship that no longer serves you… when money’s involved, it gets complicated. We’re getting into what keeps people stuc…
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Blue Eyed Kayla Jade: Behind the Money, Followers and Fame
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43:20
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43:20She made $30k in one day... and that's not even the most impressive part. With over 2 million TikTok followers, viral cash-counting clips, and a six-figure business built from the ground up, Kayla Jade is one of the most recognisable (and unapologetic) faces in Australian content creation. And she’s not just here for attention. She’s here to build …
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How Georgie Stevenson Built Naked Harvest (and a Wellness Empire)
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40:10She walked away from a corporate law career to chase something that didn’t quite make sense on paper... and ended up co-founding one of Australia's most recognisable wellness brands. Georgie Stevenson wasn’t trying to build a business. She saw a gap in the wellness space, backed herself, and built Naked Harvest (now being rebranded as NU Harvest) i…
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91 | Our Illusion Of Safety w/ IFMGA Silas Rossi
1:45:15
1:45:15
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1:45:15In a world flooded with climbing content, tech tips, and loud online opinions, it’s easy to feel overwhelmed when you’re educating yourself on safety systems. The truth? Learning how to climb safely and efficiently can be confusing—and quite honestly pretty dangerous. So what is the best way to learn? Books, YouTube, mentors, guides? Honestly, it’s…
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She Didn’t Go to Uni — But She’s Got Her Dream Home, Investments… and a Massive Decision to Make
36:40
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36:40She didn’t go to uni. She’s 26, bought a home young, and has been building her money confidence piece by piece. But when her dad passed away and left her an inheritance, she found herself completely stuck. Not because she doesn’t care — but because the pressure to use it “right” is heavier than she expected. This week’s Money Diary is about grief, …
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Would You Walk Away From Shares That Might Make You a Millionaire?
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37:57
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37:57You've been offered a new job with better pay and less stress. But here's the catch: leaving your current role means giving up employee shares that might make you a millionaire one day. So… what would you do? We’re unpacking the emotional rollercoaster of choosing between short-term peace and long-term potential, why golden handcuffs are very real,…
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The Truth About Big Tech Money From Someone Living It
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45:20
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45:20You’ve probably heard the hype: tech jobs = massive salaries. But can you still get a slice of the pie if you don’t work in a technical role? This week’s Money Diarist is here to say… yes, you absolutely can. She’s in her early 30s, earning up to $650K "total comp" a year and building her dream home. But her path into tech was anything but traditio…
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Should You Buy a House or Invest? Let's Break it Down
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42:33Should you buy a house or invest the cash instead? That’s the exact question one of our community members is facing. After a separation and the sale of her home, she’s now sitting on a lump sum. But with property prices still out of reach, she’s torn: should she wait it out, buy in a cheaper area, or invest the money and build wealth another way? W…
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What Share Market Dips Do to Your Brain... and What History Says is Coming Next
37:43
37:43
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37:43Your portfolio’s down, and the news is throwing around words like “correction” and “crash.” So... should you be worried? In this episode, Victoria breaks down what’s actually happening in the share market. What’s behind the dip, how global headlines (looking at you, Trump and your tariffs) rattle investor confidence, and why it messes with your dec…
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90 | No Hand, No Problem w/ Kimber Cross
1:29:00
1:29:00
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1:29:00Picture this: you’re ice climbing. Now picture doing it… without fingers on one of your hands. Sounds nearly impossible, right? Well today, I sit down with Kimber Cross, a kindergarten teacher, adaptive athlete, and living embodiment of her own personal motto: Can’t. Will. Did. Born without fingers on her right hand, Kimber grew up doing all the “n…
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Superyachts, Sports Cars, and a Secret She Couldn’t Tell Anyone
44:12
44:12
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44:12This week, Victoria sits down with a diarist whose story starts like a dream: swept off her feet, love-bombed, and suddenly living a life of superyachts, luxury cars, and first-class everything. But beneath the shine was something far more complex... and much harder to escape. In this deeply moving episode, she shares her experience with financial …
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Would You Leave Everything Behind to Be Mortgage-Free? And Asking for the Pay You Deserve
39:06
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39:06Would you move away from your family, friends, and entire support system just to own a home outright? Well this week’s Friday Drinks is all about big trade-offs, bold moves, and knowing your worth (even when it feels uncomfortable to ask for it). This week, one listener is thinking of quitting her FIFO job and selling her home to move interstate an…
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We Asked the Finance Minister What This Budget Really Does For You
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29:38Are you still trying to get your head around what this budget means for you? Well Victoria went straight to Parliament House to sit down with Finance Minister & Minister for Women Katy Gallagher and ask the questions we actually care about... no fluff, no jargon, just real answers about what this budget means for you. They cover everything from HEC…
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This week’s diarist takes us inside a financial journey that will feel very familiar to anyone who’s ever used retail therapy to escape stress. From using Buy Now Pay Later for festival outfits and groceries to hiding debt from her partner (who works in finance, by the way), she found herself in a spiral of spending and shame and didn’t feel like s…
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Everything You Need to Know About This Year’s Budget
15:31
15:31
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15:31If hearing the words “Federal Budget” makes your eyes glaze over… we’ve got you. In this bonus episode, Victoria breaks down what was actually announced in Australia's 2025 Federal Budget (straight from her hotel room in Canberra, right after leaving Parliament House). From tax cuts and HECS debt changes to childcare, housing, rent relief and energ…
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Owed Super or Don’t Know Where to Start Investing? Let’s Fix Both.
40:22
40:22
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40:22Scared to start investing because you don’t want to mess it up? This one’s for you. This week, we’re tackling one of the most common DMs we get: How do I actually start investing without messing it up? We talk through the fear, the noise, and the pressure to “pick the right thing” and share how to take your first step with confidence. We also unpac…
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How Victoria Devine Went From Money Mess to Millionaire
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51:18Think you're too behind to fix your finances? Victoria Devine was once right where you are. Before she was a best-selling author, business owner and the voice behind Australia’s number one money podcast, Victoria was financially stuck, overwhelmed, and winging it hard. In this episode, Bec puts Victoria in the hot seat to unpack her actual money jo…
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If you’re a crack climber, chances are you’ve either made the pilgrimage to Indian Creek or have at least dreamed about it. Nestled in the Utah desert, this valley holds one of the highest concentrations of pure splitter cracks in the world. It’s quite literally a crack climber’s paradise. The remarkable uniformity of its cracks require upwards of …
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Would You Buy Property With a Partner After 8 Months? She Did!
29:38
29:38
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29:38This Money Diary starts with a bold move... buying a house with your partner less than a year into dating. And from there? Life happened. In big, unpredictable, deeply emotional ways. She’s bought homes, sold homes (without an agent!), navigated love, loss, DIY renos, dodgy tenants, and some truly tough decisions—all while trying to stay on top of …
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Why a Super-for-Housing Policy Could Actually Push Prices Higher
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13:04There’s a lot of noise right now about using your superannuation to help buy your first home. And on the surface? It sounds pretty good. But in this episode, I break down show you exactly what happened when New Zealand tried this approach—and why it ended up hurting the very people it was meant to help. We’ll talk about rising prices, the impact on…
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If Buying a Home Feels Impossible—Is This the Next Best Thing? Plus, Should You Ditch a Share Over Ethics?
44:08
44:08
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44:08Feeling like home ownership is totally out of reach? You’re not alone. With property prices skyrocketing, we’re looking at a surprising alternative—investing in commercial real estate. Could this be a smarter move than saving endlessly for a deposit? Or is it just another risk? We break down what you need to know before diving in. Then, we’re tackl…
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Can You Actually Manifest Money? Here’s What Science Says
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37:06
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37:06We’ve all seen the TikToks... vision boards, affirmations, “just think rich and you’ll be rich!” But does manifestation actually work, or is it just a glorified daydream? Some say it’s the secret to success, while others insist that financial freedom comes from strategy, not vibes. So what’s the truth? This week, we’re breaking down the science beh…
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$20K in Debt With No Clue About Money… Now I'm Raising Money-Smart Kids
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48:40
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48:40She was already in debt as soon as she even turned 18—because no one ever taught her how money worked. Growing up, financial security felt impossible, and without a game plan, she kept spiraling deeper into debt. Until one day, she made a choice: her kids would grow up differently. Now? She’s debt-free, earning six figures, and making sure her kids…
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Everyone’s Panicking About the Market... Here’s Why I’m Not (and You Shouldn't Either)
15:01
15:01
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15:01The news is making it sound like the sky is falling, your portfolio might be looking a little red, and you’re wondering… should I be worried? But before you make any big moves, let’s talk about what’s actually happening—and why staying the course might be your best move yet. In this episode, Victoria breaks down: 📉 What’s really going on with the m…
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Is It Time to Normalise Financial Success Celebrations?
45:59
45:59
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45:59This week, we’re diving into a big money dilemma: should we be more open about celebrating financial wins, or does it make things uncomfortable with friends? If you’ve ever downplayed a pay rise, felt weird sharing a money win, or struggled with how to react to someone else's financial success, we're diving right into it. Plus we've got some seriou…
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