Best Troy Rabaud Podcasts (2025)

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#040 - Expert Explains How To Beat New Super Laws Legally 7:14

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9h ago7:14

7:14

In this episode, Troy explains how the July 2026 superannuation law changes could cause you to accidentally breach your concessional contributions cap and trigger a surprise tax bill. He breaks down the mechanics of the Payday Super Trap, why 15 months of contributions can fall into a single financial year, and how this impacts high earners and pro…

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#037 - How to setup your SMSF in 2026 (Complete Guide) 13:25

7d ago13:25

13:25

In this episode, Troy walks through the complete 2026 setup guide for a self-managed super fund, but in a way that actually helps you avoid the classic mistakes people make when they rush it or try to DIY. You’ll hear the three questions to ask before you do anything, why the ATO guideline balance matters for cost effectiveness, and the exact setup…

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#036 - Why 42,000 Australians Fired Their Super Fund Last Year 12:59

12d ago12:59

12:59

A perfect storm is hitting Australian super, and it’s driving a $1 trillion shift toward SMSFs. In this episode, Troy breaks down why nearly 42,000 Australians fired their super fund last year, who’s actually making the switch in 2025, and why this momentum is accelerating. You’ll hear the “great unbundling” explained in plain English, why trust in…

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#035 - They’ve setup over 1,300 SMSF’s (What You Need To Know) 40:36

15d ago40:36

40:36

In this episode of SMSF Insider, Troy sits down with Jefferson, COO of Blue Chip, to unpack what it really takes to build Australia’s most efficient SMSF engine behind the scenes. Jefferson shares his journey from banking in Brazil to leading operations at Blue Chip, and why he believes SMSFs are the most powerful trust structure in Australia for b…

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#034 - SMSF Expert Reacts To Industry Influencers 12:38

20d ago12:38

12:38

In this episode of SMSF Insider, Troy reacts to a stack of viral super and SMSF clips and breaks down what’s actually true, what’s missing, and how it all fits into your long-term retirement plan. He starts with the headline-grabbing chart on median super balances by age and explains why older Aussies are entering retirement with such low balances,…

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#033 - Buying Bitcoin In Your SMSF? Here's What You Need To Know 54:43

22d ago54:43

54:43

In this episode of SMSF Insider, Troy sits down with Simon, CFO and Head of SMSF Strategy at Coinstash, to unpack what it really means to put crypto inside a self-managed super fund. They cover why “if it sounds too good to be true, it probably is” applies so brutally to crypto yields, how to think about 50–70% drawdowns without blowing up your ret…

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#032 - The Truth About SMSF Property Investing No One Tells You 9:19

24d ago9:19

9:19

In this episode of SMSF Insider, Troy sits down with Alex, an experienced property strategist to unpack how smart investors use the right team, the right lending strategy, and off-market buying opportunities to build wealth inside an SMSF. They cover how to reverse-engineer a long-term investment plan, why working with specialist SMSF brokers chang…

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#031 - Watch out For THESE Superfunds When Starting Your SMSF 8:27

27d ago8:27

8:27

In this episode of SMSF Insider, Troy breaks down two of the trickiest super structures people come across when they’re thinking about starting an SMSF: defined benefit funds and deferred benefit funds. He explains how defined benefit funds work (and why they’re so valuable), what a deferred benefit fund actually is, and the huge tax bill that can …

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#030 - What Really Happens When You Set Up an SMSF 27:52

29d ago27:52

27:52

In this episode of SMSF Insider, Troy sits down with Tara, Blue Chip’s number one customer service rep, to walk through what it actually looks like to set up an SMSF with Blue Chip, from the first phone call to the funds landing in the account and beyond. They cover the realistic minimum balance to start an SMSF, how the $199/month flat fee works (…

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#029 - SMSF Terminology You Need To Know NOW 9:33

1M ago9:33

9:33

In this episode of SMSF Insider, Troy breaks down the most common SMSF terms you’ll come across when setting up or managing your fund. If you’ve ever felt overwhelmed by jargon like trustee, LRBA, bare trust, preservation age, or concessional contributions, this episode clears everything up in plain English. Troy explains what each term means, how …

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#028 - The Truth Behind Common SMSF Misconceptions 12:02

1M ago12:02

12:02

In this episode of SMSF Insider, host Troy, founder of Blue Chip SMSF Services, tackles the most common myths about self-managed super funds (SMSFs) and what you really need to know before setting one up. From rolling over the wrong kind of super fund to misunderstanding how deeds, property rules, and tax benefits work, Troy breaks down the biggest…

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#027 - How to Build Wealth Through Property with Your SMSF 38:17

1M ago38:17

38:17

In this episode of SMSF Insider, host Troy welcomes Alex from Piermont Advisory to discuss the growing trend of Australians purchasing property through self-managed super funds (SMSF). Troy highlights the common lack of awareness among individuals regarding their investment options and the complexities of SMSFs. Alex shares insights on why property…

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#026 - SMSF Expert Reacts to Financial Advice! 14:25

1M ago14:25

14:25

In this episode of SMSF Insider, host Troy, founder of Blue Chip SMSF Services, dives into the importance of taking control of your superannuation early in life. He reflects on his own journey and explains how paying attention to your super at just 20 years old can potentially lead to significant wealth over time. Troy also breaks down the key diff…

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#025 - Australian Government Backflips On The $3 Million Super Tax (What To Do Now?!) 11:24

1M ago11:24

11:24

In this episode of SMSF Insider, host Troy, founder of Blue Chip SMSF Services, discusses the recent reversal of the unrealized capital gains tax announced by Jim Chalmers. Initially, super funds with assets exceeding $3 million were set to be taxed on amounts over that threshold regardless of whether the assets had been sold. However, due to signi…

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#024 - Should I Buy Property Under a Trust or Personal Name? 5:46

2M ago5:46

5:46

In this episode of SMSF Insider, host Troy, founder of Blue Chip SMSF Services, delves into the differences between purchasing property in your personal name versus purchasing through a trust. Troy highlights the ease of lending and the taxation benefits associated with buying property personally, particularly for investment properties that generat…

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#023 - SMSF Expert Explains What Happens If Your SMSF Breaches The Law ⚖️🚨 6:54

2M ago6:54

6:54

In this episode of SMSF Insider, host Troy discusses common breaches that can occur with self-managed super funds (SMSFs) and how to navigate them. He highlights significant issues such as allowing related parties to live in purchased properties, which violates investment rules, and the serious penalties that can arise, including potential loss of …

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#022 - How Fast Can You Set Up an SMSF? (And Why Others Take Months) ⚡💰 8:08

2M ago8:08

8:08

In this episode of SMSF Insider, host Troy, founder of Blue Chip SMSF Services, breaks down one of the most common questions people have when setting up a self-managed super fund, how long does it actually take? Troy shares how his team achieved their fastest setup ever in just 7 days, and what really causes delays for most Australians (hint: it’s …

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#021 - SMSF Expert Explains The Difference Between SMSF vs Trust 🤔🏦 9:08

2M ago9:08

9:08

In this episode of SMSF Insider, host Troy, founder of Blue Chip SMSF Services, delves into the key differences between self-managed super funds (SMSFs) and trusts. He explains that SMSFs are primarily designed for retirement purposes, with strict access conditions that require individuals to reach preservation age or meet specific criteria such as…

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#020 - Property VS Shares (The SMSF Mistake Costing Australian’s Millions) 🏠💸 11:05

2M ago11:05

11:05

In this episode of SMSF Insider, host Troy, founder of Blue Chip SMSF Services, delves into the age-old debate of property versus shares as investment options. He discusses the ease of liquidity with shares, highlighting how quickly they can be sold and the potential for dividends. In contrast, he examines the income generated from property through…

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#019 - Your Spare Bedroom Is Being TAXED?! Millionaire Reacts 😱💸 9:28

2M ago9:28

9:28

In this episode of SMSF Insider, host Troy, founder of Blue Chip SMSF Services, addresses a listener's question about purchasing cryptocurrency through a self-managed super fund (SMSF). He explains that it is permissible to buy crypto with an SMSF as long as the account is set up in the SMSF's name. The discussion also touches on broader economic i…

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#018 - Are You Getting These Tax Benefits! (Millionaire Reacts) 💰🤯 20:12

3M ago20:12

20:12

Ready to finally take control of your take control of your retirement savings and stop leaving your future in someone else’s hands? Book your free call with our team today to find out more: https://www.bcsmsf.com.au/contact-us/ In this episode of SMSF Insider, host Troy, founder of Blue Chip SMSF Services, discusses the advantages of buying propert…

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#017 - SMSF Expert Explains How To Beat The $3M Super Tax Legally 💼📈 7:17

3M ago7:17

7:17

In this episode of SMSF Insider, host Troy discusses the complexities surrounding Division 296 and its implications for self-managed super funds (SMSFs). He emphasizes the importance of transferring assets outside of superannuation, such as into family trusts or insurance bonds, to avoid the negative impacts of Division 296. Troy explains how Divis…

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#016 - How Much Does It Cost To Set Up An SMSF 🧐💰 9:54

3M ago9:54

9:54

In this episode of SMSF Insider, host Troy discusses the costs associated with establishing a self-managed super fund (SMSF). He outlines the range of costs that can vary significantly based on providers, from as low as $1,000 with online services to $10,000 for comprehensive financial advice. Troy explains the factors that influence these costs, s…

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#015 - Busting The Most Common SMSF Myths 💸🧐 13:08

3M ago13:08

13:08

In this episode of SMSF Insider, host Troy dives into the most common myths surrounding self-managed super funds (SMSFs). He clarifies the misconceptions that SMSFs are automatically more expensive than other superannuation funds, emphasizing that while they may be pricier for lower balances, they can be more cost-effective as balances grow. Troy a…

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#014 - How SMSFs Can Save You Thousands in Tax 💸📊 8:31

3M ago8:31

8:31

In this clip, we delve into the world of self-managed super funds (SMSFs) and their role in purchasing cryptocurrency and property investments. Our discussion highlights the appeal of SMSFs for clients looking to expand their investment portfolios, particularly in real estate, despite the risks associated with crypto scams. We explain the tax impli…

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#013 - SMSF Expert Breaks Down SMSF Vs Industry Funds 📉📈 9:53

3M ago9:53

9:53

In this episode of SMSF Insider, host Troy, founder of Blue Chip SMSF Services, discusses the key differences between industry funds and self-managed super funds (SMSFs). Troy highlights that industry funds operate on a percentage-based fee structure, making them suitable for individuals with lower balances, as they offer a more hands-off approach …

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#012 - The Easiest Way to Set Up an SMSF 💡🔑 7:43

3M ago7:43

7:43

In this clip, we delve into the straightforward setup process for establishing a Self-Managed Super Fund (SMSF) and a Bare Trust. Our expert outlines the two essential application forms required, which are identical and only one page each. Listeners will learn that the initial documentation needed includes a super statement and identification, maki…

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#011 - Can You Use Your SMSF to Buy Crypto? 💰💻 24:10

3M ago24:10

24:10

In this episode of SMSF Insider, host Troy discusses the ins and outs of purchasing cryptocurrency using a Self-Managed Super Fund (SMSF). He explains that while you can invest in crypto, it must adhere to the sole purpose test under the Superannuation Act, ensuring that the SMSF is solely for providing retirement benefits. Key points include the t…

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#010 - My Honest Reaction to SMSF Hot Takes! 🔥👀 20:31

4M ago20:31

20:31

In this episode of SMSF Insider, host Troy, founder of Blue Chip SMSF Services, reacts to different videos discussing the nuances of purchasing property through a self-managed super fund (SMSF). He highlights the option of using a 10% deposit and the implications of gearing up to 90%, emphasizing the aggressive nature of such a strategy. Troy expla…

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#009 - What Happens After You Open an SMSF? 🤔💼 59:03

4M ago59:03

59:03

In this episode of SMSF Insider, host Troy welcomes Paul Whitehead, Head of Client Relations at Blue Chip SMSF Services, to discuss the setup process of establishing a self-managed super fund (SMSF). Troy shares impressive statistics about their quick turnaround times for applications, highlighting a record of just seven days from application to ro…

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#008 - Avoid These SMSF Property Mistakes At ALL Costs ⚠️📉 12:52

4M ago12:52

12:52

In this episode of SMSF Insider, host Troy reacted to videos about the ins and outs of property investments within self-managed super funds (SMSFs). He clarifies the rules surrounding residential versus commercial property ownership in SMSFs, emphasizing that while residential properties cannot be lived in or rented to friends, commercial propertie…

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#007 - SMSF Mistakes That Could Cost You Thousands ⚠️💸 8:07

4M ago8:07

8:07

In this episode of SMSF Insider, host Troy, founder of Blue Chip SMSF Services, discusses critical mistakes to avoid when establishing a Self-Managed Super Fund (SMSF). He emphasizes the importance of getting involved in the market and not waiting for the perfect timing. Troy explains the significance of choosing the right trustee structure, highli…

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#006 - DON’T Buy Property In Your SMSF (Until You’ve Watched This) ⚠️🏠 8:28

4M ago8:28

8:28

In this episode of SMSF Insider, host Troy, founder of Blue Chip SMSF Services, explores the benefits and complexities of buying property through a self-managed super fund (SMSF). He highlights the potential for gearing, allowing investors to leverage their funds to purchase property, and emphasizes the tax advantages, such as the absence of capita…

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#005 - Expert Reacts To RIDICULOUS SMSF Advice 🤯💼 16:14

4M ago16:14

16:14

In this episode of SMSF Insider, host Troy, founder of Blue Chip SMSF Services, shares insights on self-managed super funds (SMSFs) and the rising popularity of cryptocurrency as an asset class. He discusses the potential benefits of opening an SMSF, especially for those with significant superannuation balances, and how this strategy has proven eff…

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#004 - Why You Should NEVER Set Up Your Own SMSF! 🚨❌ 12:12

4M ago12:12

12:12

Ready to finally take control of your take control of your retirement savings and stop leaving your future in someone else’s hands? Book your free call with our team today to find out more: https://www.bcsmsf.com.au/contact-us/ In this episode of SMSF Insider, host Troy, founder of Blue Chip SMSF Services, discusses the critical reasons why individ…

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#003 - SMSF’s Explained Like You’re a 5 Year Old! 💯 🛎️ 23:23

4M ago23:23

23:23

Ready to finally take control of your take control of your retirement savings and stop leaving your future in someone else’s hands? Book your free call with our team today to find out more: https://www.bcsmsf.com.au/contact-us/ In this episode of SMSF Insider, host Troy, founder of Blue Chip SMSF Services, delves into the fundamentals of self-manag…

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#002 - Will Your SMSF Survive Australia's Economic Collapse? 🚨 🔎 16:55

5M ago16:55

16:55

Ready to finally take control of your take control of your retirement savings and stop leaving your future in someone else’s hands? Book your free call with our team today to find out more: https://www.bcsmsf.com.au/contact-us/ In this episode of SMSF Insider, host Troy delves into the important topic of managing your investment portfolio during ec…

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#001 - 20 Years Of Brutally Honest SMSF Experience (In Under 10 Minutes) 9:23

5M ago9:23

9:23

Ready to finally take control of your take control of your retirement savings and stop leaving your future in someone else’s hands? Book your free call with our team today to find out more: https://www.bcsmsf.com.au/contact-us/ In this debut episode of SMSF Insider, Troy Rabaud, founder of Blue Chip SMSF Services, shares the raw truth about what re…