Spartan Transfer Hub is a podcast for transfer students at Michigan State University, and beyond, brought to you by the Transfer Student Success Center (TSSC). Each episode features conversations with MSU staff, faculty, and fellow students, highlighting key resources, programs, tips and individual stories to help you navigate your transfer journey. From academic support to campus involvement, Spartan Transfer Hub connects you to the tools and people that make a difference. Find us on Impact ...
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Transfer Student Success Center Podcasts
TransferTALK is a podcast hosted by Jay Fedje. He provides more than three decades of experience in Enrollment Management, Marketing, Brand Strategy, Transfer Recruitment Strategy, Higher Education Consulting, Podcasting, and Big Thinking. TransferTALK serves as a helpful resource for enrollment managers, registrars, academic deans, and transfer recruitment professionals. We seek to serve transfer students and colleges/universities.
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Navigating today's global economy and deciphering investment choices can be an intricate endeavor. The influx of opinions and ever-shifting financial data adds to the challenge. For those committed to success, staying informed through market education and unbiased guidance is paramount. This realization has led an increasing number of individuals to integrate KPP Financial's 'InvestTalk' radio program and podcast into their investment strategies. InvestTalk, a daily program, delves into a ra ...
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Is a Securities-Based Line of Credit (SBLOC) Right for You?
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45:09We will explore the risks and rewards of an SBLOC, a credit line secured by your investments, to help you decide if it's the right financial tool for your liquidity needs. Today's Stocks & Topics: Booz Allen Hamilton Holding Corporation (BAH), Market Wrap, KPP Newsletter, The Concept to Staying in the Market, Is a Securities-Based Line of Credit (S…
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Decoding the Market: 4 Strategies to Anticipate Stock Trends
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43:35We will break down how investors can combine momentum indicators, fundamental and technical analysis, mean reversion theory, and sentiment signals to make more informed predictions about where the stock market may be headed. Today's Stocks & Topics: 529 Plan, Market Wrap, Penske Automotive Group, Inc. (PAG), Micron Technology, Inc. (MU), “Decoding …
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This episode is part two of a two-part series celebrating National Transfer Student Week at Michigan State University. In this continuation of our conversation with the Transfer Student Advisory Board (TSAB), members discuss how their experiences as transfer students have shaped their academic and personal growth at MSU. They share insights on buil…
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Interestingly, gold and Bitcoin (BTC-USD) have decoupled, with gold actually outperforming Bitcoin. So, how should investors think about their asset allocation moving forward? Today's Stocks & Topics: Vistagen Therapeutics, Inc. (VTGN), iShares MSCI Brazil ETF (EWZ), Market Wrap, What's Behind the Incredible Gold rally?, Cash Management, Tencent Ho…
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Strategic. Student-Centered. And Maybe a Little Purple: Episode 17
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46:36Send us a text Description: In this episode of TransferTALK, host Jay Fedje welcomes Heath Einstein, Vice Provost for Enrollment Management at Texas Christian University, for a candid conversation on the shifting world of college admissions. Jay and Heath cover a wide range of topics: TCU’s student-centered strategic plan The post-NACAC admissions …
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When and How to Change Financial Advisors
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44:47I will provide a comprehensive guide for investors so you can assess the performance of your current financial advisor... including communication skills and fee structure. I'll also outline the necessary steps for a smooth and compliant transition to a new wealth management professional. Today's Stocks & Topics: Cameco Corporation (CCJ), Market Wra…
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This episode is part one of a two-part series celebrating National Transfer Student Week at Michigan State University. It explores the experiences of transfer students and their involvement with the Transfer Student Advisory Board (TSAB). Guests share their personal journeys, the challenges of adjusting to a new campus, and how TSAB has supported t…
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How Asset Tokenization is Revolutionizing Global Finance
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44:11We will explain how leveraging blockchain to digitize and fractionalize assets is poised to make investing cheaper, faster, more transparent, and radically accessible to everyone. Today's Stocks & Topics: Pool Corporation (POOL), Silver, Murphy USA Inc. (MUSA), AT&T Inc. (T), Market Wrap, How Asset Tokenization is Revolutionizing Global Finance, Il…
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Should You Panic? The Real Impact of a Government Shutdown on Your Investments
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44:40We will break down the historical data from Fidelity to reveal how a government shutdown truly affects the stock market, fixed income, and the broader economy, and why your long-term strategy remains the best defense. Today's Stocks & Topics: Neptune Insurance Holdings Inc. (NP), Market Wrap, Coloplast A/S (CLPBY), Games Workshop Group PLC (GMWKF),…
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The Home Equity Strategy: Can Retirees Use a Reverse Mortgage to Buy a New Home?
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44:51Seniors looking to relocate or downsize can use a little-known, specialized financial tool which will allow retirees to finance a new primary residence using their equity and a down payment. Today's Stocks & Topics: QXO, Inc. (QXO), Innovative Industrial Properties, Inc. (IIPR), Market Wrap, Celestica Inc. (CLS), Portfolio Management, Berkshire Hat…
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In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World. Today's Stocks & Topics: Strategy for a Potential Recession, Silver, I-R-A Rollover, Sitting on Cash, Earnings Forecast, Pros and Cons of 351 Exchange, Short-Term Rental Market, …
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The Sunbelt Paradox: Why Retirement Hotspots Like Florida and Arizona Face a Social Security Crisis
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44:39States like Florida and Arizona are top destinations for retirees, but residents in these areas face a disproportionate risk in the event of any reduction in promised Social Security benefits. Today's Stocks & Topics: AutoZone, Inc. (AZO), Market Wrap, Exxon Mobil Corporation (XOM), The Sunbelt Paradox: Why Retirement Hotspots Like Florida and Ariz…
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3 Costly Mistakes Novice Investors Need to Avoid Right Now
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45:49Emotional, impulsive reactions can sabotage long-term returns, we will explain the disciplined strategies you will need to adapt and navigate today's volatile markets. Today's Stocks & Topics: Cal-Maine Foods, Inc. (CALM), Market Wrap, Idaho Strategic Resources, Inc. (IDR), 3 Costly Mistakes Novice Investors Need to Avoid Right Now, Prysmian S.p.A.…
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AI's Copper Consumption: Is the Data Center Boom Driving a Looming Supply Crunch?
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45:43AI-powered data centers are significantly more "copper-intensive" than traditional facilities, and their rapid global build-out is set to clash with years of underinvestment in new mines. Today's Stocks & Topics: The Carlyle Group Inc. (CG), Market Wrap, Retirement, AI's Copper Consumption: Is the Data Center Boom Driving a Looming Supply Crunch?, …
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After the Federal Reserve's recent rate cut, analysts from Fannie Mae and the National Association of Home Builders (NAHB) have released their forecasts for the 30-year fixed mortgage rate. Today's Stocks & Topics: Global X Dow 30 Covered Call & Growth ETF (DYLG), Market Wrap, LKQ Corporation (LKQ), Will Mortgage Rates Keep Dropping?, Starbucks Cor…
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The Billion-Dollar Gamble: Why OpenAI’s Massive Deals with AMD and Nvidia Carry Systemic Risk
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43:20OpenAI's strategy of striking enormous, multi-year hardware deals with both AMD and Nvidia to secure its AI infrastructure and prevent a chip monopoly introduces new financial risks. We will dig into this story. Today's Stocks & Topics: Denison Mines Corp. (DNN), Market Wrap, Sprouts Farmers Market, Inc. (SFM), The Billion-Dollar Gamble: Why OpenAI…
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Recession by ZIP Code: Why 22 States Are Already Feeling the Downturn
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45:53In this episode, we will look into how 22 U.S. states may already be in a recession and what it could mean for you. Today's Stocks & Topics: Copart, Inc. (CPRT), Market Wrap, The Progressive Corporation (PGR), Recession by ZIP Code: Why 22 States Are Already Feeling the Downturn, Where to Invest?, Trailing Stops, Fair Isaac Corporation (FICO), Emer…
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In this episode of the Spartan Transfer Hub podcast, host Siddhi Choubey sits down with guests from the Transfer Student Success Center to explore what it really means to be a transfer student at Michigan State University. The conversation dives into building community, finding hidden gems on campus, getting involved in clubs and organizations, and…
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There may be a potential long-term shift in global investment flows-- driven by a combination of a weaker dollar and cooling global inflation. Today's Stocks & Topics: Elastic N.V. (ESTC), Market Wrap, Power Solutions International, Inc. (PSIX), Sprott Gold Equity Investor (SGDLX), Pfizer Inc. (PFE), Organon & Co. (OGN), Emerging Markets are Finall…
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Top 18 U.S. Cities That Don’t Tax Your 401(k) or Pension
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46:30In this episode we will look at 18 U.S. cities, in various states, that impose no taxes on 401(k) or pension withdrawals — and how choosing one can stretch your retirement dollars further. Today's Stocks & Topics: Perdoceo Education Corporation (PRDO), Calamos US Equity Autocallable Income ETF (CAIE), Market Wrap, Top 18 U.S. Cities That Don’t Tax …
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Gold Rush or Golden Trap? The Truth About Precious Metals IRAs
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42:40We will explore the risks and rewards of a precious metals IRA, detailing how these accounts offer diversification and a hedge against inflation but come with "gotchas". Today's Stocks & Topics: Martin Marietta Materials, Inc. (MLM), Market Wrap, Albertsons Companies, Inc. (ACI), Gold Rush or Golden Trap? The Truth About Precious Metals IRAs, Aliba…
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Roth or Bust: The $145K 401(k) Catch-Up Rule Change for 2026
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44:04Starting in 2026, workers aged 50 and older who earned over $145,000 in the prior year will be required to make their 401(k) catch-up contributions on an after-tax Roth basis (a key tax shift mandated by the SECURE 2.0 Act). Today's Stocks & Topics: Trane Technologies plc (TT), Circle Internet Group (CRCL), Market Wrap, Roth or Bust: The $145K 401(…
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The Shrinkflation Problem: How You're Paying More for Less at the Grocery Store
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45:19In this episode, we will reveal how manufacturers secretly decrease the size of products like coffee and paper towels—resulting in a hidden price hike that contributes to overall inflation. (We will also look into policy options for increasing consumer transparency.) Today's Stocks & Topics: Universal Technical Institute, Inc. (UTI), Market Wrap, A…
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"Small Colleges, Big Shifts: Reinventing Relevance in a Rapid World" Ep 16
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41:31Send us a text In this episode of TransferTALK, host Jay Fedje is joined by Scott Novak, entrepreneur, consultant, and unapologetic advocate for small colleges. Together, they tackle the hard truths facing small institutions: outdated systems, shrinking budgets, rising student expectations — and the fierce resistance to change that keeps many from …
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The Sunk Cost Fallacy: Why You Can't Walk Away
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46:31The Sunk Cost Fallacy is a psychological trap that tricks rational investors and leaders into throwing good money after bad. We will break down the story. Today's Stocks & Topics: Fox Factory Holding Corp. (FOXF), Market Wrap, Albemarle Corporation (ALB), The Sunk Cost Fallacy: Why You Can't Walk Away, Paying Mortgage vs. Investing, Diamondback Ene…
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Is $2 Million Enough to Retire Comfortably?
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45:10I will look into what a $2 million nest egg really means for retirement— and how lifestyle, spending, and smart planning can determine whether it’s truly enough. Today's Stocks & Topics: Everest Group, Ltd. (EG), Market Wrap, National Grid plc (NGG), Datavault AI Inc. (DVLT), Is $2 Million Enough to Retire Comfortably?, Momentum Trading, Avantis US…
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Here's a one-sentence Description: A blue-chip stock is a share in a large, financially stable company with a long track record of reliable performance and often consistent dividends. Today's Stocks & Topics: Tilray Brands, Inc. (TLRY), Market Wrap, Alger Concentrated Equity ETF (CNEQ), What Is a Blue-Chip Stock?, Silver and Gold, Franklin Bitcoin …
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Trump’s H-1B Visa Fee and Its Impact on the U.S. Economy
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45:04There is concern that the new $100,000 H-1B visa fee could discourage companies from hiring foreign workers, potentially affecting U.S. businesses, innovation, and overall economic growth. Today's Stocks & Topics: Cencora, Inc. (COR), Market Wrap, Sprouts Farmers Market, Inc. (SFM), Trump’s H-1B Visa Fee and Its Impact on the U.S. Economy, Chagee H…
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Top 4 Signs You’ve Over-Diversified Your Portfolio
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45:35Owning too many overlapping investments can water down returns, so we will explain how spreading your portfolio too thin may create more risk than protection. Today's Stocks & Topics: XPO, Inc. (XPO), Market Wrap, Tax Lost Harvesting, Infosys Limited (INFY), Palo Alto Networks, Inc. (PANW), Top 4 Signs You’ve Over-Diversified Your Portfolio, Newmon…
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Building Your Career Path: A High Impact Practice
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40:59In this episode of Spartan Transfer Hub, we discuss the importance of career planning and the resources available at Michigan State University (MSU) for transfer students. Exploring the role of the Career Center (Career Services Network I Michigan State University), the significance of internships, and how students can leverage their experiences to…
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The Retirement Generation Gap: Boomers vs. Gen X
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45:39We will break down the contrasting retirement strategies and financial mindsets of Baby Boomers and Gen X to uncover key lessons for your financial future. Today's Stocks & Topics: Richtech Robotics Inc. (RR), BNY Mellon US Large Cap Core Equity ETF (BKLC), Market Wrap, Kinross Gold Corporation (KGC), SSR Mining Inc. (SSRM), The Retirement Generati…
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Mortgage Refinance in 2025? These Tax Breaks Can Boost Your Savings
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45:39When you refinance your mortgage in 2025, there are both tax implications and opportunities for deductions that can boost your savings. Today's Stocks & Topics: Salesforce Inc. (CRM), Market Wrap, Market Wrap, FactSet Research Systems Inc. (FDS), iShares MSCI Agriculture Producers ETF (VEGI), Mortgage Refinance in 2025? These Tax Breaks Can Boost Y…
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Is Your 401(k) Doing Everything It Could Be?
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45:29If you know the secrets of top-performing 401(k)s, you can begin transforming your retirement savings from good to great. Today's Stocks & Topics: RKLB - Rocket Lab Corp., Market Wrap, Amerigo Resources Ltd. (ARREF), Is Your 401(k) Doing Everything It Could Be?, Fixed Income, British American Tobacco P.L.C. (BTI), Gold, Powell Industries, Inc. (POW…
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AI vs. Human: Can You Trust a Robot with Your Money?
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45:13In this episode, we weigh the potential of AI as a tool for financial literacy against its significant limitations, exploring why its "bare bones" advice may fall short of the personalized guidance needed for your most important financial decisions. Today's Stocks & Topics: CNM - Core & Main Inc., Market Wrap, CALM - Cal-Maine Foods, Inc., AI vs. H…
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The Millionaire Mindset: How Successful People Think About Money
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45:46In this episode, we explore how successful individuals make a powerful shift in perspective—from seeing money as an end goal to a tool for unlocking opportunities and building sustainable, long-term wealth. Today's Stocks & Topics: SBSW - Sibanye Stillwater Limited ADR, GOOG - Alphabet Inc., Market Wrap, The Millionaire Mindset: How Successful Peop…
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Navigating Undergraduate Research Opportunities : A High Impact Practice
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31:57This conversation explores the various aspects of undergraduate research at MSU, focusing on its importance, the opportunities available for students, especially transfer students, and the role of mentorship. The discussion highlights the supportive programs in place to help students navigate their research interests and the significance of showcas…
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The AI Job Paradox: Why AI Isn't Causing Layoffs, It's Hiding Hiring Cuts
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46:24In this episode, we will analyze a new Federal Reserve report that reveals how AI is quietly influencing hiring for jobs requiring a college degree (and why this trend of scaled-back hiring is expected to accelerate in the coming months). Today's Stocks & Topics: CMG - Chipotle Mexican Grill, Market Wrap, MRK - Merck & Co. Inc., The AI Job Paradox:…
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The 2026 Social Security COLA: Will a 2.7% Increase Be Enough to Outrun Inflation?
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45:24In this segment, we break down the estimated 2.7% cost-of-living adjustment for 2026 and explore why experts are concerned this moderate boost may not be enough to cover rising expenses for retirees. Today's Stocks & Topics: DIS - Walt Disney Co., Market Wrap, EBAY - EBay Inc., The 2026 Social Security COLA: Will a 2.7% Increase Be Enough to Outrun…
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The Crypto Retirement Debate: Is a Small Bet the Key to Future Wealth?
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45:00In this episode, we weigh the potential for a small cryptocurrency allocation to enhance your retirement returns against the significant risks of its extreme volatility and unpredictable regulatory landscape. Today's Stocks & Topics: AGX - Argan, Inc., Market Wrap, LRN - Stride Inc., The Crypto Retirement Debate: Is a Small Bet the Key to Future We…
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Exploring Education Abroad: A High Impact Practice
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48:55Part 1 of our 3-part High Impact Practice miniseries. This conversation explores the significance of education abroad as a high-impact practice, detailing the growth of programs at Michigan State University (MSU), the benefits of studying abroad, and personal experiences of the speakers. The discussion emphasizes the importance of intentional progr…
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Why Investors Shouldn’t Ignore AI’s Impact
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45:40AI is rapidly transforming investment strategies and financial services, driving innovation and personalization in wealth management while presenting long-term opportunities that investors must actively monitor. Today's Stocks & Topics: TGS - Transportadora de Gas del Sur ADR, Market Wrap, MKC - McCormick & Co., Inc., Why Investors Shouldn’t Ignore…
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What Is Identity Theft and How Can You Prevent It?
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45:51Identity theft occurs when someone uses another person's private data without permission and then commits fraud, so it is important to learn the warning signs. Today's Stocks & Topics: DUOL - Duolingo Inc., Market Wrap, ICU - Sea Star Medical Holding Corp., What Is Identity Theft and How Can You Prevent It?, LUGDF - Lundin Gold Inc., Key Benchmark …
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Gold Moves Beginner Investors Should Make Before the Next Price Surge
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46:19With gold prices nearing record highs, beginner investors should be exploring different gold investment options— before prices go higher. Today's Stocks & Topics: OMF - OneMain Holdings Inc., Market Wrap, ARE - Alexandria Real Estate Equities Inc., APLD - Applied Digital Corporation, Influx of Capital, Credit Card Interest Rates, TGT - Target Corp.…
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So, You Think You’re Transfer Friendly? Episode 15
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41:38Send us a text In this episode of TransferTALK, Jay Fedje sits down with Jon Endicott, Dean of Student Services at West Hills College Coalinga, to get real about what it means to be truly transfer-friendly. With experience in both Private higher ed and the California community college system, Jon shares insights on serving non-traditional students,…
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Generation X Faces Unique Retirement Challenges — Can They Catch Up?
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45:45With strategic planning, Generation X still has a path to financial security— but they have to overcome significant retirement hurdles—including limited savings and rising debt. Today's Stocks & Topics: DELL - Dell Technologies Inc., GEV - GE Vernova Inc., Market Wrap, Generation X Faces Unique Retirement Challenges — Can They Catch Up?, TTD - Trad…
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How a Fed Interest Rate Cut Could Impact Your Finances Soon
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44:56An anticipated Fed rate cut this month could lower borrowing costs, reduce savings yields, and influence mortgage rates. Today's Stocks & Topics: AMPX - Amprius Technologies Inc., Market Wrap, OKE - Oneok Inc., How a Fed Interest Rate Cut Could Impact Your Finances Soon, ULTY – Yield Max Ultra Option Income Strategy ETF, EVR - Evercore Inc, Consume…
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Best of Caller Questions - Labor Day Special
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46:55In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World. Today's Stocks & Topics: Strategy for a Potential Recession, Silver, I-R-A Rollover, Sitting on Cash, Earnings Forecast, Pros and Cons of 351 Exchange, Short-Term Rental Market, …
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In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World. Today's Stocks & Topics: FIW - First Trust Water ETF, Market Wrap, III - Information Services Group Inc., Politicians Stock Trades, CDs & Taxes, Cash-Out Refinancing, Measure the…
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