Welcome to Coast to Coast Credit, hosted by me, Tamiya Robles, your dedicated credit repair expert and the proud owner of FixMyCreditNow850.com. In this empowering podcast series, I'll be your guide through the intricate world of credit. Tune in as I share invaluable insights on credit repair, credit building, DIY services, tips, and tricks. Join me as we delve into the art of repairing credit, empowering you to take control of your financial journey. Learn the secrets of building robust per ...
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Tamiya Robles Podcasts

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Bankruptcy, Child Support ๐จโ๐ฉโ๐ง and Judgments Should NEVER Be on Your Credit Report! ๐
25:47
25:47
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25:47Your credit report may show bankruptcies, child support, evictions, or judgments that donโt even belong there. โ๏ธ In this episode, I explain how these items get reported, why theyโre often inaccurate, and how you can dispute them. โ
Donโt let PACER data and third-party mistakes ruin your credit. Learn your rights, protect your profile, and take bacโฆ
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โโ๏ธ To My Referral Partners: ๐ซ No One Is Going TO Bully THIS Credit Expert!
21:11
21:11
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21:11Partnerships are powerfulโbut only when built on respect. In this episode, I set the record straight about referral partners who try to overpromise results, undermine me in front of clients, or try to tell me how to run my business. ๐ซ I appreciate every referral, but no one will ever bully me. ๐ฏ Tune in to learn the right way to collaborate, the miโฆ
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๐ณ Why I Can Only Help Your Credit (Not Hurt It)
17:24
17:24
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17:24I canโt hurt your credit โ I can only help it ๐ณ. In this episode, I break down the benefits of working with me: free consultations, education, trade lines (when appropriate), courses, workshops, and credit repair. Even in the worst-case scenario, your credit doesnโt get worse โ it only gets better. ๐ Support the show ๐ฌ Please like, comment, and subโฆ
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โ๏ธ Sued by a Debt Collector? What You Need to Know ๐ณ
32:44
32:44
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32:44Being sued by a debt collector is scary โ ๏ธ but itโs not the end. In this episode, learn what really happens when youโre served, how to respond, what trial looks like, and even what rights you may have afterward โ๏ธ๐ณ. Donโt panic โ get informed, get prepared, and protect your financial future! ๐ Support the show ๐ฌ Please like, comment, and subscribe โฆ
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๐ซ Deleted But Not Gone: The Truth About Your Debt After Deletions ๐ก
20:31
20:31
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20:31Just because a collection or charge-off is deleted from your credit report doesnโt mean the debt is gone ๐ซ. Learn what really happens to debt after removal ๐ณ, what creditors can still do โ๏ธ, and how to protect yourself with smart strategies ๐ก. Donโt confuse deletion with forgiveness โ understand the truth and move toward real financial freedom! Supโฆ
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The ACC Advantage: Access, Approvals & Better Rates ๐
15:50
15:50
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15:50Remember, opportunities are everywhere ๐โจโyou just need to know where to look. The ACC is one of those hidden gems ๐ that can change your financial future ๐ฐ. Join the ACC ( The American Consumer Council): https://americanconsumercouncil.org/ Support the show ๐ฌ Please like, comment, and subscribe to stay empowered on your credit journey! ๐ ๐ Book yoโฆ
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How to Know If Youโre Ready for Credit Repair ๐ณ
26:09
26:09
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26:09๐ณ Thinking about paying for credit repair? Before you invest your money, get the real truth about costs, timelines, patience, and setting realistic goals. This episode breaks down what you need to know so you donโt waste time or money. ๐ Ready to start your journey? Click the link to listen, then schedule your FREE consultation today! ๐ฒ Support theโฆ
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Business Credit 101 ๐ผ๐ โ Start Smart, Build Big
28:33
28:33
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28:33Understanding the difference between personal and business credit can change your financial future. This episode breaks down the full process โ from personal credit readiness to LLC formation, EINs, bank approvals, and building true business funding step-by-step. Learn what lenders look for, where to apply, and how to structure your business the riโฆ
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Not everything is a scam ๐ซ. In this episode of Coast to Coast Credit, we dive into why slow results, missed expectations, or quiet professionals donโt always mean youโve been ripped off. Whether itโs credit repair or life in general, some people truly want to help โ and they deserve patience, not paranoia. Learn how to spot the difference between dโฆ
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Before You Book That Free Call With Me.... ๐โ ๏ธ
24:58
24:58
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24:58In this episode of Coast to Coast Credit, I talk about what free credit consultations are โ and what theyโre not. ๐ฏ Whether you're seeking guidance or ready to get your credit repaired, there's a 30-minute spot just for you. But if you're here to vent, flirt, or pick her brain for free, this oneโs a wake-up call. I break down expectations, boundariโฆ
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๐ค Referral Partners! Letโs Work Together โ The Right Way!
29:40
29:40
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29:40๐ผTo all of my referral partners! This episode is for YOU! I break down what makes a successful partnership, how to avoid common mistakes, and what happens when assumptions get in the way of results. Let's build smarter, stronger connections that actually help the people we're serving. ๐คโจ Support the show ๐ฌ Please like, comment, and subscribe to staโฆ
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โ Stop! Donโt Fix Your Credit Until You Know What You're Doing
24:05
24:05
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24:05Thinking about fixing your own credit? ๐ง Donโt jump in too fast. This episode breaks down the biggest mistakes DIYers make and why learning the process first can save time, money, and frustration. From understanding what credit actually is to knowing your rights and having the right mindset โ weโre covering what it really takes to repair your crediโฆ
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Reputation Is Currency: Spend It Wisely ๐ณ๐ฌ
23:49
23:49
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23:49Todayโs episode is a powerful reminder that your reputation is your most valuable asset. ๐ฐ It can open doors ๐ช, slam them shut, or block your access before you even approach. Whether itโs in business, credit repair, or your personal life โ the way you move, talk, and carry yourself matters. Support the show ๐ฌ Please like, comment, and subscribe to โฆ
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Not Everyone Wants Better โ And Thatโs Okay ๐คท๐พโโ๏ธโจ
18:52
18:52
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18:52Not everyone wants more out of life โ and thatโs okay. ๐ญ This episode breaks down why some people choose to stay stuck when it comes to credit, careers, travel, or mindset. ๐ณ๐ง โ๏ธ Learn how to recognize it, protect your peace, and stay focused on personal growth without letting others hold you back. ๐ฑ๐ Support the show ๐ฌ Please like, comment, and subโฆ
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๐ผ Past Mistakes? We Donโt Judge โ We Repair
14:12
14:12
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14:12๐ฌ In this episode of Coast to Coast Credit, weโre creating a safe space where you can talk about your credit without fear, shame, or judgment. Your past does not define your future โ and weโre here to walk you through your next steps, one honest conversation at a time. โ๏ธ Why people delay fixing their credit โ๏ธ How shame blocks financial progress โโฆ
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๐ ๏ธ Fix Your Credit by Fixing Your Mindset
19:31
19:31
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19:31๐ฌ In this episode, I share how the way you see credit directly affects how you use it. Iโll help you identify the patterns and beliefs that hold you backโor push you forward. Whether your credit is struggling or youโre maintaining, Iโll walk you through solutions to shift your mindset, fix your credit, and keep it healthy for the long run. ๐ Book yโฆ
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๐ฆCapital One Merged With Discover โ How Does This Affect You?
15:49
15:49
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15:49๐ฌ In this episode, Iโm breaking down Capital Oneโs massive move now that theyโve officially acquired Discover. Youโre probably wondering โ how does this affect you? Whether youโre banking with them, using their cards, or just want to know what to expect, Iโm here to help you see what this means for your wallet and your credit. Support the show ๐ฌ Plโฆ
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๐ธ Student Loan Options Cut โ ๏ธ: How Will You Pay Now?
17:35
17:35
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17:35๐ฌ In this episode, Iโm breaking down the new student loan bill that just passed the Senate. If you have federal student loans or youโre thinking about borrowing, listen up โ this could change how you pay for college, how much you owe, and what options you have. Iโm going to help you understand exactly whatโs changing, who itโs going to hit the hardโฆ
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Fixing Your Credit Isnโt a Quick Fix ๐ซ
34:07
34:07
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34:07Fixing your credit isnโt instant โ and in this episode, I share the truth about what it really takes to build better credit, especially if youโre facing repos, evictions, or bankruptcies. Letโs focus on progress, not perfection. ๐ณ๐ Support the show ๐ฌ Please like, comment, and subscribe to stay empowered on your credit journey! ๐ ๐ Book your FREE 30โฆ
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What is a Tradeline ๐ค: Understanding Tradelines Like a Pro ๐
33:00
33:00
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33:00In this episode, I took a deep dive into tradelines โ what they are, how they work, and when they can help you. ๐ณ๐ You learned the pros โ
, the cons โ, and why strategy matters ๐ฏ. Whether youโre thinking about becoming an authorized user, buying a tradeline, or just checking your report ๐ต๏ธโโ๏ธ, the most important thing is making informed decisions thโฆ
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Section 8 Is Ending Soon โณHow to Prepare Now and Take Control!
38:48
38:48
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38:48Section 8 is ending in just two years โ are you ready? โณ๐ In this episode, Iโm sharing real strategies to help you prepare for life beyond public housing, food programs, and other benefits. ๐ก๐ Whether youโre currently receiving assistance or know someone who is, this episode offers guidance, motivation, and a clear plan to become financially indepeโฆ
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The TRUTH About My Credit Journey: From Reckless to Resourceful ๐ฅ
38:42
38:42
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38:42In this episode Iโm sharing how years of poor financial decisions, a lack of financial education, and impulsive spending shaped the credit expert I am today. ๐ธ From giving away money in school to blowing entire paychecks on things that didnโt matter, Iโve made a lot of mistakes. But everything changed when life forced me to grow up financially. ๐ช Tโฆ
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The Real vs The Fake๐ญ Breaking Down 10 Personality Types- Which One Are YOU? ๐ณ
1:33:02
1:33:02
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1:33:02In this episode I share real-life stories, personal examples, and self-reflection tools to help you identify who you are, how you show up in relationships and business, and what personality traits might secretly be working against you. ๐ก Whether you're a People-Pleaser or a Realist, this episode will help you tap into your core identity, grow throuโฆ
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๐ Are You Pouring Into the Wrong People? Not Everyone Wants to be Saved by You!
39:15
39:15
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39:15Sure! Here's a shorter, emoji-friendly version of your podcast episode description: In this episode of Coast to Coast Credit, Tamiya Robles shares a hard truth โ some people just donโt want help. ๐ Whether itโs fixing credit, building wealth, or growing in life, not everyone is ready. Tamiya opens up about real stories ๐ฌ from clients, housing waitlโฆ
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โ Legacy Starts at Home: Raising Wealthy-Minded Children
36:02
36:02
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36:02Today we broke down 10 ways you can treat your children like the priceless investments they are. From education to emotional health to financial literacy, this episode was about shifting our mindset. Affirmation: ๐ My child is a reflection of my love, ๐ my lessons, ๐ and my legacy. ๐ก I invest with intention. Support the show ๐ฌ Please like, comment,โฆ
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Your Business is a Success ๐- But Are You Ready For What You Prayed For?
44:18
44:18
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44:18In todayโs episode, we talk about what it really looks like when your hustle turns into a successful business. We explore how that can shift your identity, your credit needs, your environment, and your value. Remember: the goal isnโt just success โ itโs sustainable success. Donโt be afraid to evolve. Youโre not who you used to be โ and thatโs a gooโฆ
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๐ผ How to Stop Wage Garnishment Before It Starts
36:42
36:42
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36:42๐ธ Getting your paycheck garnished by a debt collector is one of the most stressful financial hits you can face ๐ฉ๐ผ But what if I told you there are smart โ
legal โ๏ธ steps you can take to protect your money before it ever gets that far? ๐ง In todayโs episode, weโre digging deep into how to stop wage garnishment before it starts โ and the actions you cโฆ
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๐ณ What to Do If a Debt Collector Sues You
33:58
33:58
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33:58๐ฑ Ever been threatened with a lawsuit over a debt? Or even worse โ handed court papers by a debt collector at your door? ๐ช๐ Donโt panic โ this episodeโs got your back! Iโm breaking down exactly what to do if a collection agency sues you AND how to protect yourself using a powerful law most people donโt even know exists ๐ผโ๏ธ ๐ง Tune in now so you knowโฆ
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You Paid Them, But Want Me To Fix Your Credit for Free? ๐คจ๐ณ Think Again!
21:00
21:00
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21:00You didnโt ask for a discount when you paid hundredsโsometimes thousands ๐ธ to people who ghosted you ๐ป or left your credit in even worse shape ๐. So why expect real results now for free? ๐ค๐ผ #youtube #creditscore #mortgage #creditrepair #podcast #money #2025 #realestate #community #shortsvideo #yt #motivation #business #financialfreedom #trending #vโฆ
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Whatโs Really Happening With Your Medical Debt & Your Credit ๐ฉป๐
23:02
23:02
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23:02The CFPB said medical debt would be removed from credit reports starting March 17, 2025 ๐งพโ โ but has that actually happened? Since the CFPB has been on hold ๐ซ, itโs not clear. In this episode, I break it all down ๐, share a video update ๐ฅ, and give you 5 companies that can help pay or erase medical bills ๐ธ๐ฅ. If youโre still struggling with medical โฆ
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๐ฅ Bring more to the table & Stop Being a One-Trick Pony ๐
34:30
34:30
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34:30Being multi-talented isnโt just about showing off โ itโs about survival in todayโs business world ๐ผ๐ฅ. Donโt wait until your backโs against the wall ๐ง. Start growing now ๐ฑ. Be valuable ๐ก. Be different โจ. Be a force they canโt replace ๐ช๐พ๐ Support the show ๐ฌ Please like, comment, and subscribe to stay empowered on your credit journey! ๐ ๐ Book your FRโฆ
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๐ฅ Keep the Ghetto Out of Your Business ๐ฅ
27:46
27:46
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27:46In this episode, we talked about why bringing a street mentality into your business can hold you backโand even cost you everything ๐ผ๐ซ. Whether itโs how you talk ๐ฃ๏ธ, act ๐ญ, or present yourself ๐โโ๏ธ, it all matters. The truth is, you are talented ๐, but your mindset and energy have to match the level of success youโre reaching for ๐โจ. Growth doesnโt โฆ
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Jess Hilarious Crashed Outโฆ Hereโs What I Think ๐ฃ๏ธ๐ค
39:34
39:34
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39:34๐ Did you catch Jess Hilariousโ rant on The Breakfast Club? She opened up about feeling replaced and pushed outโand it got a lot of people talking. In this episode, Iโm watching it with you and sharing my real-time thoughts, reactions, and opinions. ๐ค From the emotion in her voice to what might be happening behind the scenes, weโre breaking it all โฆ
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Why Ignoring Credit Problems Now Can Cost You Later โณ๐ธ
24:25
24:25
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24:25๐จ The warning signs are always thereโyou just have to pay attention and act! โ ๏ธ Whether itโs loan denials โ, credit score drops ๐, or new policies shaking things up ๐๏ธ, now is the time to take control of your credit ๐ณ and protect your financial future. โณ Donโt wait until things get worse. Start NOW, make the necessary changes, and set yourself up fโฆ
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๐ฑ Your Student Loan Payment Went Up?! Whatโs Going On?
23:34
23:34
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23:34Have you checked your student loan bill lately? ๐๐ฐ If your payments suddenly went up, youโre not alone! In this episode, Iโm showing real videos ๐ฅ of people reacting to higher student loan payments and breaking down why this is happening. If youโre feeling frustrated, confused, or just plain tired of student debt, I got you! ๐ก Weโll go over: โ
Why โฆ
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๐ The Truth About Credit Specialists: Who Can You Trust? ๐ค
28:28
28:28
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28:28When it comes to fixing your credit, are you making the right choice, or just following the hype? ๐ค๐ณ Not all credit specialists are created equal, and in todayโs world, picking the wrong one can cost you more than just moneyโit can cost you your financial future. ๐จ๐ธ In this episode, I break down the real way to choose a credit specialist and avoid โฆ
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Fraud is on the Rise! How to Protect Yourself Now ๐๐
30:48
30:48
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30:48๐จ With the Consumer Financial Protection Bureau (CFPB) suspended, financial scams, identity theft, and predatory lending are about to skyrocket! ๐ณโ ๏ธ Whoโs protecting you now? ๐ฆโ What can you do to stay safe? ๐ Stick with me because today, weโre breaking down the real risks ahead and how to keep yourself protected! ๐ก๏ธ #YouTube #credit #mortgage #creโฆ
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If You Think I'm Talking About Youโฆ I Am ๐คท๐พโโ๏ธ Now, FIX YOUR CREDIT & HUSH!
30:47
30:47
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30:47If you get in your feelings in this episode, you'll be fine. ๐ But instead of being mad at me, use that energy to change your situation. Credit is a gameโyou either learn the rules and play to win, or you stay losing. Itโs that simple. Donโt be the hit dog that hollers. Be the one that levels up. ๐ Now go fix that credit! Support the show ๐ฌ Please โฆ
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๐ฅ Secured Credit Cards vs. Credit Builder Loans: The Shocking Truth Revealed! ๐ณ๐ฐ
34:46
34:46
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34:46๐ค Thinking About a Secured Card or Credit Builder Loan? Think Twice! ๐ณ๐ธ Before jumping into a secured card or credit builder loan, pause and consider the long-term impact. These options arenโt always the best moveโespecially if you already have some credit history. ๐ซ๐ โ
Instead, focus on paying bills on time, lowering your debt, and keeping older aโฆ
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๐ก Major Mortgage Changes in 2025: Will You Still Qualify?
33:41
33:41
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33:41Big changes are coming to home loans in 2025! ๐ก If you're planning to buy a home, you need to know how these updates will affect you. The mortgage industry is shifting to a new credit scoring system that could impact your ability to qualify for financing. Lenders will be using new rules to assess your credit, and if you're not prepared, getting appโฆ
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The CFPB Freeze: What It Means for Credit ๐ณ, Banking ๐ฆ, and Homeownership ๐ก
55:11
55:11
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55:11The CFPB plays a critical role in financial fairness and consumer protection ๐ฆโ๏ธ. With its oversight on pause, we have to be more vigilant than ever ๐. Your financial security is in your hands ๐ณ๐ฐ, and the best way to protect yourself is by staying informed ๐ข and monitoring your credit ๐. If no one is going to protect us, we MUST protect ourselves! โฆ
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Exclusive Interview: NAREB High Desert President Tamiya Robles on The Hemet Beat Daily Show ๐๏ธ
38:23
38:23
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38:23Today, I had the pleasure of being interviewed on The Hemet Beat Daily Show with Joseph Mekael ๐๏ธ to talk about homeownership in the High Desert ๐ก and how NAREBโs High Desert Chapter is working to make it more accessible. Many people believe buying a home is out of reach, but with the right resources, guidance, and support, homeownership is possiblโฆ
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๐ฑ Surprise! These Items Donโt Belong on Your Credit Report ๐
25:03
25:03
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25:03โDid you know there are items showing up on your credit report that shouldnโt be there? ๐ซ๐ If youโve ever wondered why certain things are hurting your score, ๐ this episode is for YOU! ๐ฏ #YouTube #credit #mortgage #creditrepair #podcast #money #2025 #realestate #investing #community #shorts #yt #motivation #business #financialfreedom #trending #virโฆ
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Think Secured Cards Help Your Credit? Think Again! ๐ค๐
22:27
22:27
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22:27๐ณ Think a secured credit card is the key to fixing your credit? ๐ค Think again. Itโs not a flex ๐ซ and might actually be holding you back more than you realize. #YouTube #credit #mortgage #creditrepair #podcast #money #2025 #realestate #investing #community #shorts #yt #motivation #business #financialfreedom #trending #viralvideo #livestream Support โฆ
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Trumpโs MAJOR CFPB Changes ๐๏ธ, The Shutdown ๐ซ: How It Affects YOU ๐
41:46
41:46
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41:46Credit reporting is shifting fast! In this episode of Coast to Coast Credit, I uncover the CFPBโs lawsuit against Experian, government shake-ups, and how Elon Muskโs involvement could impact your credit. โ๏ธ๐ณ Donโt let these changes catch you off guardโtune in to learn whatโs happening, whatโs coming, and how to protect your score! ๐ง๐ฅ #YouTube #credโฆ
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๐ FICO Changes, Lawsuits & Red Flags: Is This The END of Credit Repair? I Have Some Ideas! ๐ก
36:26
36:26
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36:26๐ก Have you ever had a moment where everything just clicked? ๐ค I remember the exactly when I realizedโthis is the beginning of the end of credit repair. ๐ซ๐ณ Curious how I got there? ๐คจ Let's talk about it! Support the show ๐ฌ Please like, comment, and subscribe to stay empowered on your credit journey! ๐ ๐ Book your FREE 30-minute consultation now: httโฆ
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๐จ Experian & Equifax Are Being Sued Right Now โ๏ธ โ What This Means for You! ๐ค
1:21:25
1:21:25
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1:21:25๐จ Soโฆ You heard the credit bureaus are being sued? Yup, itโs true! โ๏ธ And if you think this doesnโt affect YOU, think again. Experian and Equifax are in some serious legal trouble, and this could be a game-changer for your financial future. The real question isโwhat should YOU be doing right now? ๐ค FACT CHECK! 1. https://tinyurl.com/39j54jpd 2. httโฆ
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We Are Not the Same: Understanding the Difference in Credit Repair ๐ณ๐๐ ๏ธ
19:33
19:33
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19:33In todayโs episode, we talked about how I, as a factual disputer ๐ผ, take a different approach to credit repair ๐ ๏ธ compared to others. By focusing on accuracy โ
, legal compliance ๐, and detailed, strategic disputes ๐ง, I ensure that every step I take is backed by facts ๐ and has long-term value โณ. Remember, not all credit repair is the same โ๏ธ, and cโฆ
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Paying Off Debt Doesnโt โ๏ธ Erase It From Your Credit Report ๐
23:20
23:20
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23:20In this episode, we talked about why paying off debt doesnโt automatically remove it from your credit report ๐ณ. While paying off debt is a big step toward better credit ๐ช, the negative history tied to the debt can stick around ๐. The best way to improve your credit is by fixing any errors ๐, paying down debt ๐ฐ, and adding positive credit activity oโฆ
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๐ Assets vs. Liabilities: Whoโs in Your Circle? ๐๐ฅ
35:16
35:16
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35:16In this episode, we dove into the importance of evaluating the people in your life ๐ญ. Are they assets ๐ or liabilities ๐? We explored how supportive individuals ๐ can boost your growth ๐ฑ, while unsupportive ones ๐ซ can hold you back โณ. Remember, YOU have the power ๐ช to shape your environment ๐ and create a circle ๐ซ that uplifts ๐ and propels you forโฆ
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