Best Rob Hoxton Podcasts (2025)

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What is Revenge Saving - All You Need To Know 16:53

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2h ago16:53

16:53

Did you revenge spend during the COVID pandemic and now you're revenge saving? Revenge saving isn't necessarily that much healthier for your finances. Today, we chat about it. CFP Professionals Archie Hoxton and Rob Hoxton dive into the ideas of "revenge spending" and "revenge saving"—two financial behaviors that surged in popularity after COVID-19…

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How to Enjoy and Spend After a Lifetime of Saving for Retirement 16:09

8h ago16:09

16:09

When do you start spending in retirement? And more importantly, how do you even begin? Many retirees face an unexpected challenge: shifting from being a meticulous saver to being a confident spender. On today's episode, CFP Professionals Rob Hoxton and Archie Hoxton discuss exactly how they can help you do just that. They explore why making the tra…

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Social Security and Medicare Changes: What the Latest 2026 Adjustments Mean for Your Retirement 18:47

1d ago18:47

18:47

In this episode of the Last Paycheck Podcast, CFP Professionals Archie Hoxton and Rob Hoxton break down the latest updates on Social Security's cost-of-living adjustment (COLA) and what it means for retirees. They explore how the COLA is calculated, why the numbers might surprise you, and how rising Medicare premiums and taxes can take a big bite o…

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Maximize Your Retirement Income by Picking the Right State 17:00

23d ago17:00

17:00

Doesn't it always seem people move when they retire? It's not required, but it can be quite beneficial. In this episode of the Last Paycheck, CFP Professionals Rob Hoxton and Archie Hoxton explore what role your choice of state plays in shaping your retirement lifestyle. (This episode is about retiring in the USA, if you need an episode about retir…

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You Could Be Missing Thousands! How to Find Your Lost 401(k) 16:31

30d ago16:31

16:31

In this episode of The Last Paycheck Podcast, CFP Professionals Rob Hoxton and Archie Hoxton tackle a major financial problem: forgotten 401(k) accounts. 🚨 💡 Did you know there are over 32 million lost 401(k)s worth nearly $2 trillion in unclaimed retirement savings? Rob and Archie explain why so many people leave old accounts behind, the hidden co…

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Year-End Tax Planning Tips You Can't Afford to Miss! 15:59

1M ago15:59

15:59

As the year winds down, CFP Professionals Rob Hoxton and Archie Hoxton share essential year-end tax planning strategies to help you finish strong financially. 💰 In this episode of The Last Paycheck Podcast, Rob and Archie break down everything you need to know before December 31: - Required Minimum Distributions (RMDs) - Roth Conversions & Retireme…

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Giving While Living: How to Build Your Legacy Today 16:51

1M ago16:51

16:51

CFP Professional Archie Hoxton and financial advisor Jimmy Sutch dive into the strategy of "giving while living"—sharing your wealth with loved ones or charities during your lifetime instead of waiting until after you've passed. They break down: ✅ The emotional fulfillment of seeing your generosity impact children, grandchildren, and causes you car…

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How To Build and Diversify Your Portfolio 17:40

2M ago17:40

17:40

Don't miss their free Investment Alignment Worksheet to help you take the next step - https://hoxtonpm.com/worksheets/investment-alignment-worksheet/ CFP Professionals Rob and Archie Hoxton break down the fundamentals of building a strong investment portfolio. From stocks and bonds to money markets, and even a quick look at real estate, they explai…

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How To Handle a Bad Market At Every Stage of Life 16:05

2M ago16:05

16:05

In this episode of The Last Paycheck Podcast, CFP Professionals Rob and Archie Hoxton unpack the realities of bear markets and how your response should shift depending on your stage of life. Whether you're just starting your career, halfway to retirement, or already enjoying your golden years, Rob and Archie break down: - How market downturns affec…

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Should You Downsize in Retirement? What To Do and What NOT To Do 16:05

2M ago16:05

16:05

Should you downsize in retirement? In this episode of the Last Paycheck Podcast, CFP Professionals Rob Hoxton and Archie Hoxton dive into the ins and outs of downsizing as part of your retirement strategy. With many retirees considering smaller homes or moving closer to family, this episode tackles the financial and emotional aspects of making such…

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Estate Planning 101: The 3 Documents Everyone Needs 15:18

2M ago15:18

15:18

In this week's episode of Last Paycheck Podcast, CFP Professional Rob Hoxton and Financial Advisor Jimmy Sutch dive into the essentials of estate planning—a topic that can feel overwhelming, but is crucial for everyone, not just the wealthy. Rob and Jimmy break down the three key documents you need: - a will - a healthcare directive - a power of at…

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Should Your Political Views Influence Your Investment Decisions? 16:48

3M ago16:48

16:48

This week on the Last Paycheck Podcast, CFP Professionals Rob Hoxton and Archie Hoxton dig into a big question: Should Your Political Views Influence Your Investment Decisions? They break down how emotions and political beliefs can cloud judgment, why short-term political events often create more noise than impact, and what really drives long-term …

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Are Financial "Rules of Thumb" Helping You or Hurting You? 19:24

3M ago19:24

19:24

Are financial "rules of thumb" the key to building wealth—or could they actually steer you off course? In this episode of the Last Paycheck Podcast, CFP Professionals Rob and Archie Hoxton dig into some of the most popular money guidelines: - Save 10% of your income - The 4% retirement withdrawal rule - The 80% replacement rule for retirement incom…

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Breaking Down the One Big Beautiful Bill: Tax Changes Every Retiree Needs to Know | Pt 2 15:53

3M ago15:53

15:53

The landmark "One Big Beautiful Bill" continues to shake up the financial world — and in this part 2, we continue the conversation. Join CFP Professional Archie Hoxton and Financial Advisor Emily Leslie on the Last Paycheck Podcast as they explore the latest wave of tax law changes and what they mean for your money — especially if you're planning f…

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The "One Big Beautiful Bill": What It Means for Your Wallet in 2025 | Pt 1 16:56

3M ago16:56

16:56

The "One Big Beautiful Bill" is here — but what does it actually mean for your money? In this episode of Last Paycheck Podcast, CFP Professional Archie Hoxton and Financial Advisor Emily Leslie break down the biggest financial legislation shakeup in years — and yes, it's only the tip of the iceberg! They cover: 💥 Making the 2017 Tax Cuts and Jobs A…

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Buffer ETFs vs Fixed Index Annuities: Managing Market Risk in Retirement 16:07

4M ago16:07

16:07

Certified Financial Planners Archie Hoxton and Rob Hoxton dive deep into a top concern for retirees and conservative investors: How can you grow your money in the stock market, without exposing yourself to major losses? In this episode, Rob and Archie cover: 🔹 What Buffer ETFs are, how they work, and why their gain caps and one-year cycles matter 🔹…

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Taking Time Off Work Strategically: Sabbatical Planning Tips from CFP Professionals 17:06

4M ago17:06

17:06

Are you thinking of taking a sabbatical or carreer break? CFP Professionals Rob and Archie Hoxton walk through what that looks like in this week's episode of Last Paycheck. Whether you're contemplating a mid-career break for personal growth, burnout recovery, further education, or a major life pivot, Rob and Archie dive into the crucial planning co…

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Avoiding Probate: The Power of Naming the Right Beneficiaries 17:05

4M ago17:05

17:05

In this episode of The Last Paycheck Podcast, CFP Professional Archie Hoxton and Financial Advisor Jimmy Sutch break down one of the most overlooked aspects of estate planning: beneficiary designations. Many people assume that having a will is enough, but it's not. Archie and Jimmy explain how properly assigning beneficiaries on accounts like 401(k…

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Support Your Adult Kids Financially or Focus on Retirement First? 16:20

4M ago16:20

16:20

In this episode of The Last Paycheck Podcast, Certified Financial Planner professionals Archie Hoxton and Rob Hoxton tackle a common retirement dilemma: Should you help your adult children financially, and at what cost to your retirement? They explore the emotional and financial trade-offs of supporting grown kids, including how it can impact your …

1
Are Your Money Habits Your Parents' Fault? Understanding Financial Baggage 19:27

4M ago19:27

19:27

In this episode of the Last Paycheck Podcast, CFP Professionals Rob and Archie Hoxton dive into the roots of our financial habits by exploring the concept of "money scripts"—the core beliefs about money we pick up in childhood. Take your money script inventory: https://www.bradklontz.com/moneyscriptstest They discuss how these early experiences and…

1
How Much Should You Have Saved for Retirement by Now? 17:47

5M ago17:47

17:47

Welcome back to the Last Paycheck Podcast! CFP Professional Rob Hoxton and Financial Advisor Jimmy Sutch dive into one of the most common questions about retirement: "How do I know if I've saved enough for retirement by now?" Rob and Jimmy break down popular retirement savings rules of thumb, like how many times your annual salary you should have s…

1
The Truth About Millionaires Next Door: How Ordinary People Build Real Wealth 16:10

5M ago16:10

16:10

How do you become the millionaire next door? CFP Professionals Archie Hoxton and Rob Hoxton take a deep dive into what it truly means to be the "millionaire next door." They dispel the myths commonly perpetuated by social media, highlighting that most American millionaires are not flashy spenders but instead live simply, drive modest cars, and focu…

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Should You Take Social Security Early? 5 Surprising Reasons to Consider It 16:24

5M ago16:24

16:24

In this week's episode of Last Paycheck Podcast, CFP Professional Archie Hoxton and financial advisor Jimmy Sutch tackle one of retirement's biggest questions: Should you take Social Security early? Archie and Jimmy break down the conventional wisdom around delaying benefits and offer fresh insight into five key reasons why claiming early might be …

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Is Long Term Care Insurance Worth It? Pros and Cons as You Age 17:55

6M ago17:55

17:55

Welcome to the 100th episode of the Last Paycheck Podcast! CFP Professionals Rob Hoxton and Archie Hoxton celebrate with viewers and dive deep into the crucial topic of long-term care insurance. The hosts share statistics from the U.S. Department of Health and Human Services, revealing that 70% of adults over age 65 will need some form of long-term…

1
5 Reasons You Should Retire Early 16:56

6M ago16:56

16:56

Have you ever wondered if retiring before 65 or 70 is the right move for you? In this week's episode of the Last Paycheck Podcast, CFP Professionals Rob Hoxton and Archie Hoxton dive into the hot topic of early retirement. The hosts share five compelling reasons why you should consider hanging up your work boots ahead of schedule, from regaining va…

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How to Find Meaning and Purpose in Retirement: Smart Giving Strategies and Living Well 17:20

6M ago17:20

17:20

☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com 🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation In this episode of Last Paycheck Podcast, CFP Professionals Archie Hoxton and Rob Hoxton dive into the i…

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Relationships and Money: Aligning Goals, Values, and Habits 16:28

6M ago16:28

16:28

Welcome to the Last Paycheck Podcast! CFP Professionals Archie Hoxton and Rob Hoxton tackle the vital topic of financial alignment in relationships. Drawing from their experience working with couples, they discuss why communicating about money is essential and how early financial memories can shape each partner's attitudes. They dive into common fr…

1
DIY Retirement Planning: Common Pitfalls and When to Hire a Financial Planner 15:54

7M ago15:54

15:54

In this episode of the Last Paycheck Podcast, CFP Professionals Rob and Archie Hoxton tackle the increasingly popular topic of DIY retirement planning. They explore the advantages of taking a do-it-yourself approach, such as potential cost savings and the satisfaction of managing your own finances. However, the hosts also highlight the pitfalls tha…

1
Financial Spring Cleaning Tips to Organize Your Money for a Stress-Free Year 16:47

7M ago16:47

16:47

In this week's episode of the Last Paycheck Podcast, CFP Professionals Rob Hoxton and Archie Hoxton help you "spring clean" your finances. Using the momentum of tax season, they guide listeners through practical steps for getting organized and tackling financial clutter. Rob and Archie break down how to review your spending, manage subscriptions, c…

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Want to Retire Early? Key Challenges and Strategies You Need to Know 18:27

7M ago18:27

18:27

In this episode of the Last Paycheck Podcast, CFP Professional Archie Hoxton and Financial Advisor Jimmy Sutch dive into the topic of early retirement. They debunk the misconception that retiring early shares the same planning approach as traditional retirement. They emphasize the importance of a well-thought-out plan and discuss the substantial ch…

1
Stay Cool and Invest Smart: Winning Tactics for Uncertain Markets 18:28

7M ago18:28

18:28

In this episode of Last Paycheck Podcast, CFP Professionals Rob and Archie Hoxton delve into the hot topic of market volatility. As financial markets face fluctuations, they share insights and practical advice for navigating these turbulent times. Highlighting their newly developed Market Volatility Guide (email [email protected] to get it …

1
Six Mistakes to Avoid When You Inherit Money 18:17

8M ago18:17

18:17

Welcome to the Last Paycheck Podcast! Today, CFP Professionals Rob and Archie Hoxton discuss the common mistakes to avoid when inheriting money. With a massive generational transfer of wealth underway, it's crucial to prepare for the unique challenges that come with windfalls. They highlight the dangers of treating an inheritance as "found money" a…

1
Is the 4% Rule Still Relevant? Examining Its Role in Today's Retirement Planning 15:21

8M ago15:21

15:21

In this episode of the Last Paycheck Podcast, CFP Professional Archie Hoxton and Financial Advisor Jimmy Sutch dive into the well-known 4% rule of retirement planning. They explore its origins, usefulness, and potential pitfalls. The conversation begins by defining distribution rates and questioning what genuinely constitutes a sustainable withdraw…

1
5 Retirement Risks & The Key to Lasting Financial Security 16:37

8M ago16:37

16:37

Welcome back to the Last Paycheck Podcast, CFP professionals Rob and Archie Hoxton dive into the crucial topic of retirement risks. They break down five significant risks retirees need to be aware of: investment risk, inflation, taxes, Medicare premiums, and longevity risk. With investment risk at the forefront, they discuss the importance of balan…

1
Ready to Retire? Stay on Track with This Checklist 16:47

8M ago16:47

16:47

Welcome to part 2 of the retirement checklist episode on the Last Paycheck Podcast. CFP Professionals Rob and Archie Hoxton guide listeners through crucial aspects of retirement preparation. Building on last week's discussion, they continue with the remaining parts of their comprehensive retirement readiness checklist, available upon request via em…

1
Retiring Soon? Use a Checklist to Get it Right 15:44

9M ago15:44

15:44

Welcome to the Last Paycheck Podcast. CFP professionals Archie and Rob Hoxton delve into essential strategies for individuals who are approaching retirement. Need a retirement checklist? Email [email protected] They emphasize the importance of understanding key age milestones, like 50 for catch-up contributions, 59.5 to avoid withdrawal pen…

1
Financial Freedom: Essential Tips to Remove Barriers and Build Lasting Wealth 16:41

9M ago16:41

16:41

Welcome to the Last Paycheck Podcast! Today, CFP professional Archie Hoxton and Financial Advisor Jimmy Sutch dive deep into the common hindrances people face when trying to accumulate wealth. They start by defining wealth, highlighting that it encompasses financial stability, time, health, and relationships. Then they explore how debt, especially …

1
Prepare Now to Make Taxes Less Taxing 18:31

9M ago18:31

18:31

It's time to start thinking about tax season! In this episode of the Last Paycheck Podcast, CFP Professionals Rob Hoxton and Archie Hoxton delve into the often dreaded but unavoidable topic of tax preparation. With the April 15th filing deadline looming, they offer valuable insights to ensure this annual chore is as stress-free and efficient as pos…

1
Tax-Free Growth & Life Satisfaction: Real Money Talk 17:03

10M ago17:03

17:03

Welcome back to the Last Paycheck Podcast! CFP Professionals Rob and Archie Hoxton dive into the world of viral financial advice videos. They start by reacting to a video discussing the importance of setting up a Roth IRA, highlighting the benefits and clearing up misconceptions. Rob and Archie debunk erroneous claims about tax penalties and emphas…

1
Hidden Threats to Your Retirement: Inflation, Healthcare, and Emotional Investing 17:54

10M ago17:54

17:54

Welcome to the Last Paycheck Podcast! CFP professionals Rob and Archie Hoxton delve into the often-overlooked risks that can threaten your financial stability in retirement. While many are aware of the commonly discussed threats, this episode sheds light on hidden landmines like inflation, healthcare costs, long-term care, and the mistakes driven b…

1
Stay Calm, Stay Invested: Strategies for Bear Markets 16:26

10M ago16:26

16:26

In today's episode of Last Paycheck Podcast, CFP professional Archie Hoxton and Financial Planner Jimmy Sutch tackle the pressing concern of navigating bear markets. Archie emphasizes the importance of not panicking during market downturns and revisiting financial plans designed to withstand such fluctuations. They explain key concepts: market corr…

1
The Required Minimum Distributions Playbook: Minimize Taxes and Maximize Savings 16:25

10M ago16:25

16:25

Welcome to the Last Paycheck Podcast, CFP professional Archie Hoxton and Financial Advisor Jimmy Sutch dive deep into the topic of Required Minimum Distributions (RMDs). They unravel the complexities of RMDs, a vital yet often misunderstood aspect of retirement planning. They discuss the implications of RMDs, how they're calculated, and the potenti…

1
Can Having a Financial Plan Help You Live Longer? 14:48

11M ago14:48

14:48

In this episode of the Last Paycheck Podcast, CFP Professionals Rob and Archie Hoxton delve into the intriguing connection between financial planning and longevity. Inspired by a recent Wall Street Journal article, they explore how higher net worth and income can correlate with longer life expectancy. The discussion emphasizes the critical role of …

1
Financial Resolutions that Stick in 2025 15:36

11M ago15:36

15:36

Happy New year! In the first episode of Last Paycheck Podcast in 2025, CFP Professionals Rob and Archie Hoxton tackle the timely topic of New Year's resolutions—this time, with a financial twist. Tired of the usual "lose weight" promise, Rob explores more impactful financial goals. Archie suggests quick wins like bumping up your 401(k) contribution…

1
How to Handle Life Insurance and Annuities You No Longer Want 15:45

11M ago15:45

15:45

In this episode of Last Paycheck Podcast, CFP Professionals Rob and Archie Hoxton dive into a commonly faced financial dilemma: what to do with life insurance policies and annuities that no longer seem necessary. They explore a range of solutions, starting with simply retaining the policy, which could still fulfill vital financial needs. The discus…

1
Last Minute Planning: 4 Things to do to Supercharge Your Retirement 17:48

11M ago17:48

17:48

Welcome to Last Paycheck Podcast, CFP Professionals Rob and Archie Hoxton discuss strategies to boost your retirement savings as you approach the end of your career. With practical advice targeted at individuals within three to five years of retiring, they break down four actionable steps to supercharge your savings. Topics include maximizing contr…

1
The Basics of Investing: Breaking Down Stocks, Bonds, and More 17:10

11M ago17:10

17:10

Welcome to this week's episode of Last Paycheck Podcast! CFP Professionals Rob and Archie Hoxton take you back to the basics of navigating investment vehicles, focusing on some of the most common yet often misunderstood options. They break down the essentials of stocks and bonds, explaining how owning shares of a company or lending money through bo…

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Upcoming 401k and IRA Changes Explained: What You Need to Know 16:52

12M ago16:52

16:52

In this episode of theLast Paycheck Podcast, CFP Professionals Archie and Rob Hoxton talk about the significant upcoming changes impacting retirement accounts. They explore new rules for 401ks, simple IRAs, and inherited IRAs, providing vital clarifications for those approaching retirement. Key topics include the increased contribution limits known…

1
Ultimate Year-End Tax Planning Tips for 2024 16:54

12M ago16:54

16:54

Let's talk taxes! In this episode of Last Paycheck Podcast, CFP professionals Archie Hoxton and Rob Hoxton dive into essential year-end tax planning strategies to help you maximize your financial health. As the year rapidly comes to a close, they discuss key moves that could make a significant difference when filing for the 2024 tax year. Topics in…

1
Cognitive Decline in Retirement: What You Need to Know to Safeguard Your Future 16:29

1y ago16:29

16:29

In this week's episode of Last Paycheck Podcast, our hosts, CFP professionals Rob and Archie Hoxton, tackle the crucial yet often overlooked topic of cognitive decline in retirement. They explore how cognitive issues pose both health and financial risks, affecting decision-making abilities and financial stability. Rob and Archie emphasize the impor…