Four teens from diverse backgrounds sit down and talk about the struggles that come with being a teenager in modern day society
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THE ADVICE POD: Kyle, Kelly and Raysean are diving into the wide world of Reddit and giving their best, worst and most sincere advice. From R/Advice and Would You Rather, to Am I The Assh*le and relationship advice, tune in each week to hear the most ridiculous advice questions from the internet and how these 3 random friends would handle the situations.
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In my daily life of web designer, IT manager, database developer, Excel specialist, application programmer, server administrator, person with a modern phone, and internet user I come across some puzzling situations. Here you can hear me work through them. Become a podcaster and get one month free! Sign up for a Spreaker pro plan with this link to save: https://www.spreaker.com/plans?coupon_code=thetalkinggeek I love Humble Bundle (especially the book deals), check them out: https://www.humbl ...
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Famous Nick the most ignorant or intelligent person you'll meet talks many things ranging from the daily ignorance he experiences in his life to why he wants to have 100 kids. He answers questions with real answers you wont get anywhere else on the internet. nothing is off limits here he clowns everyone himself included he likes to talk about women, movies, some current events music. relationship advice, life advice random rants, the occasional crazy story from his life. Or go on a rant on w ...
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Thank you for stopping by in this corner of the internet. Mainly, this will be about my thoughts and rants that course through my mind at any given moment. As i have continued through this life i have felt somewhat disconnected from many things. I feel there must be plenty of others out there that feel the same. I some can relate. I'm not the smartest, but i am just giving a perspective of the person that is me. Hope you enjoy.
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Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
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Disney Reality Check: The Good, the Bad and the Magical
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45:37📈 Are you on track with the Baby Steps? Get a free personalized plan. If you’re willing to go into debt for limited-edition Mickey Mouse ears 🐭 . . . it’s time to stop the madness. In this episode, Rachel and George reveal Disney adults’ top hacks so you can enjoy the most magical place on Earth without breaking the bank. Next Steps: 🎥 Watch our vi…
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Putting Our Financial Knowledge to the Test (With Special Guests!)
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36:25📈 Are you on track with the Baby Steps? Get a free personalized plan. Today’s special guests may not be old enough to drive a car, but they’ve got some serious money chops. In this episode, test your knowledge as Rachel and George quiz each other (and the Cruze kids!) on personal finance. Next Steps: 🎥 Watch our video Surprising Money Facts Everyon…
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📈 Are you on track with the Baby Steps? Get a free personalized plan. If buying a house feels impossible, you’re In this episode, Rachel and George tackle your biggest housing questions and reveal which home upgrades are at the top (and bottom) of their list. Next Steps: 🎥 Watch the video “Harmless” Purchases That Drain Your Bank Account. 🏠 Pay off…
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The Internet Came for Us . . . Here’s Our Response
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39:49📈 Are you on track with the Baby Steps? Get a free personalized plan. “Does George Kamel even know how much things actually cost?” In this episode, Rachel and George react to savage comments and defend their controversial money takes with facts even the haters can learn something from. Next Steps: 🎥 Watch our video Revisiting Our Most Viral Financi…
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Make It Make Sense: Calling Out Money Double Standards
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36:43📈 Are you on track with the Baby Steps? Get a free personalized plan. If you’d happily drive an extra 10 minutes to save 10 cents a gallon on gas—no judgment! In this episode, Rachel and George confess to money habits that don’t always make sense. Plus, they share what it means for you if you can relate. Next Steps: 🎥 Watch our video Revisiting Our…
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Side Hustles That Are (and Aren’t) Worth It
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44:34📈 Are you on track with the Baby Steps? Get a free personalized plan. Whether you’re a weekend DJ or assembling boxed furniture, extra money is extra money. In this episode, find out how to pick a good side hustle that makes the most of your time and talents. Next Steps: 💸 Take the quiz to find out what side hustles are best for you! 💰 Take the Mon…
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Our Ultimate Guide to Budget-Friendly Travel
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37:57📈 Are you on track with the Baby Steps? Get a free personalized plan. Is dragging yourself to the airport at 4 a.m. for a $90 round-trip flight worth it? In this episode, Rachel and George weigh in on travel budget hacks you can try to save big on your next trip. Next Steps: 🏅Help us make the show better! Please fill out a quick survey. 🍸 Follow Sm…
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The Money Strategies That Are NOT Dave Ramsey Approved!
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40:34📈 Are you on track with the Baby Steps? Get a free personalized plan. If you’re debt-free but holding onto that Disney credit card, you might be “Ramsey-ish.” In this episode, find out what that means for you and your finances. Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rach…
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📈 Are you on track with the Baby Steps? Get a free personalized plan. On a scale of cloth diapers to compost, how crunchy are you? In this episode, get Rachel and George’s take on popular “clean” products. Plus, find the best crunchy money-saving hacks out there. Next Steps: 🎥 Watch our video The #1 Budget Buster That No One Can Avoid. 🏅 Help us ma…
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Reacting to Random Things People Used Their “Emergency” Fund For
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41:47📈 Are you on track with the Baby Steps? Get a free personalized plan. Nothing screams emergency fund like a full-scale raccoon home infestation. In this episode, Rachel and George share the weirdest things listeners spent their emergency fund on and the lessons we can learn from these scary stories. Next Steps: 🍸 Follow Smart Money Happy Hour on Ti…
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Spilling the Financial Tea With Our Better Halves
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53:40📈 Are you on track with the Baby Steps? Get a free personalized plan. Today we’ve got two very special guests in the studio . . . Winston Cruze and Whitney Kamel! In this episode, Rachel, George and their spouses spill the tea on married life, money, and how the two mix. Next Steps: 🏅 Help us make the show better! Please fill out a quick survey. 🍸 …
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The Art of Talking Money in Any Relationship
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37:38📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Do you ever feel like the “poor friend” of the group struggling to keep up? In this episode, Rachel and George talk about money’s impact on different relationships so you can avoid relational drama. Next Steps: 🏅 Help us make the show better! Please fill out a quick survey. 💵 Star…
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Dave Ramsey Answers Your Most-Asked Questions
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53:30📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Today we’re giving the people what they want: the man himself, Dave Ramsey. In this special episode, Dave plays 20 Questions with inquiries you submitted about his life, wealth and the things he won’t waste a dime on. Next Steps: 🏅 Help us make the show better! Please fill out a q…
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Sneaky Marketing Tactics That Aren’t Your Friend
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37:35📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Remember signing up for that “free” trial of Apple TV+ . . . and four years later, you’re still paying $9.99 a month for it? In this episode, Rachel and George reveal sneaky marketing tactics like this to help you avoid wasting money. Next Steps: 💵 Start your free budget today. Do…
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Stirring the Pot With These Off-Limits Topics
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41:43💵 Start your free budget today. Download the EveryDollar app! If you love awkward silences, just try asking your blind date how much money he makes. In this episode, Rachel and George share hot takes on common taboo money topics, plus how you can avoid cringey situations. Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour. …
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Things That Scream “I’m Pretending to Be Upper Class”
36:44
36:44
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36:44💵 Start your free budget today. Download the EveryDollar app! We all know that person who wears flashy designer logos like they’re personally endorsed by Michael Kors. In this episode, Rachel and George react to ways people pretend to be upper class and discuss how to be smart with your money instead. Next Steps: 🍸 Follow Smart Money Happy Hour on …
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Things to Stop Doing With Your Money in 2025
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37:33
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37:33💵 Start your free budget today. Download the EveryDollar app! If you want to have a “new year, new you,” you have to do new things. In the first episode of the new year, Rachel and George share bad money habits you’ll want to ditch in 2025. Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour. 📱 Submit a Guilty As Charged que…
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💵 Start your free budget today. Download the EveryDollar app! It’s almost time to put out the flame on 2024, and we’re feeling reflective. In this episode, Rachel and George look back on the best (and worst 😅) Smart Money Happy Hour moments of the year, including money lessons you won’t want to forget in 2025. Next Steps: 🍸 Follow Smart Money Happy…
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Unpacking Money Lessons from Your Favorite Christmas Movies
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41:03💵 Start your free budget today. Download the EveryDollar app! It’s easy to get caught up in holiday commercialism during the holidays—just ask the Grinch. In this festive episode, Rachel and George find money lessons in nostalgic Christmas movies that you can apply all year long. Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhap…
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Fast Food Showdown: Debating Our Favorites!
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43:02💵 Start your free budget today. Download the EveryDollar app! When it’s 11:30pm and a snack is calling your name, do you go for McDonald’s French fries or a cheesy gordita crunch? In this episode, Rachel and George debate favorite fast-food and fast casual chains, plus you’ll learn which might be best for your budget. Next Steps: 🍸 Follow Smart Mon…
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Settling the Debate on Your Financial Faux Pas (We’re Divided)
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40:51💵 Start your free budget today. Download the EveryDollar app! So, you booked all the Airbnbs for the group hiking trip, but that was two months ago, and Becky still hasn’t responded to your Venmo request? Awkward. In this episode, Rachel and George are responding to cringy financial faux pas you’ve experienced with friends. Next Steps: 🍸 Follow Sma…
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Affordable Gifts People Will Actually Love
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36:31
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36:31🍸 Check out more episodes of Smart Money Happy Hour Tired of giving your dad the same pack of white socks every year for Christmas? In this episode, Rachel and George have the gift inspo you’ve been looking for—plus great ideas for the one on your list who has everything. Rachel and George’s Gift Guide: Wine and Cocktail Lovers Cocktail shaker that…
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💵 Start your free budget today. Download the EveryDollar app! Carefree (and kid-free) travel isn’t the only reason DINKs are living their best life. In this episode, Rachel and George get real about the cost of kids and how to know if you’re ready. Next Steps: 🎥 Watch our video Why Fewer People Are Having Kids Today. 📱Submit a Guilty As Charged que…
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25 Life-Changing Tech Purchases You Need to Try
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42:14💵 Start your free budget today. Download the EveryDollar app! “Alexa, set a timer for tomorrow at 8 a.m. Alexa, turn the thermostat to 70 degrees. Alexa, can you make my budget?” Okay, maybe that last one is a stretch, but modern conveniences can be truly life changing. Find out Rachel’s and George’s take on what technology is worth the hype. Next …
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Reacting to People’s Money Fails (So You Can Feel Better)
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38:34💵 Start your free budget today. Download the EveryDollar app! Okay, so maybe you get a little carried away at Bath and Body Works, but at least you risk your financial future on a perm and hair products. In this episode, Rachel and George react to hilarious money fails you found on Reddit. Next Steps: 📱Submit a Guilty As Charged question for Rachel…
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💵 Start your free budget today. Download the EveryDollar app! Today we’re setting the chrometophobes who haven’t been on a vacation since 2004 free! In this episode, Rachel and George are calling out the irrational money fears keeping you stuck—plus how you can overcome them. Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyho…
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Do We Have It Harder Financially Than Our Parents?
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46:53
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46:53💵 Start your free budget today. Download the EveryDollar app! We all love the ‘80s (minus the shoulder pads and neon). But were ‘80s babies better off financially? Find out how your favorite decade stacks up against today when it comes to money. Next Steps: 💸 Invest in your future with a SmartVestor Pro! Ramsey Solutions is a paid, non-client promo…
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Save a Dime or Save Your Time: How Far Is Too Far?
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38:54
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38:54💵 Start your free budget today. Download the EveryDollar app! On a scale of “water only at restaurants” to “extreme couponing,” how far would you go to save? Rachel and George weigh in on what savings hacks are really worth your time. Next Steps: 🎥 Watch our video Cheapskate or Resourceful? A Wake-Up Call With Sharon Ramsey 📱Submit a Guilty As Char…
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Throwback to Junior High: Financial “Would You Rather”
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45:37
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45:37💵 Start your free budget today. Download the EveryDollar app! Would you rather retire in style or broke? (All right, that’s an easy one.) In this episode, Rachel and George are putting you to the test with a financial twist on “Would You Rather.” Next Steps: 📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @g…
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Revisiting Our Most Viral Financial Advice
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46:44
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46:44💵 Start your free budget today. Download the EveryDollar app! Remember Horsegate? When George broke a girl’s heart with just three words: “Sell the horse”? Well in this episode, Rachel and George react to seven of their viral money moments like that one that got your attention. Next Steps: 🎥 Watch our video Explaining Our Most Hated Financial Advic…
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Savvy or Sketchy: Reacting to Crazy Cost-of-Living Hacks
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37:38
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37:38💵 Start your free budget today. Download the EveryDollar app! Would you park a mile away to avoid pricey parking? Or let your home become a sauna to keep AC costs low? Just how far are you willing to go to save on cost of living? Stick around to hear some of the most extreme money-saving hacks out there. Next Steps: 🎥 Check out our video Girl Math:…
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We Debunk Your Top Excuses for Not Budgeting
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37:40
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37:40💵 Start your free budget today. Download the EveryDollar app! If you’d rather do literally anything else besides sit down and make a budget (including watching Frozen with your kids for the 10th time), then this one’s for you. In this episode, George and Rachel are responding to the most common excuses for not budgeting. Next Steps: 📗 Order George …
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Surprising Money and Pop Culture Facts You Would Never Guess
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38:53
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38:53💵 Start your free budget today. Download the EveryDollar app! If you’ve ever dreamed of being a contestant on your favorite game show (and yelling “good answer!” at the top of your lungs), then today’s episode is the next best thing! Rachel and George are going head-to-head in our Financial and Fun game, so play along for some money- saving tips. N…
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Responding to Your Complicated Money Situations (Our Two Cents)
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43:18
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43:18💵 Start your free budget today. Download the EveryDollar app! In this episode, we’re switching things up with a little help from our friends (that means you, #SMHHNation)! Rachel and George are here to weigh in on actual money questions submitted by YOU. Next Steps: · 🎥 Check out our video Explaining Our Most Hated Financial Advice. · 📱 Submit a Gu…
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💵 Start your free budget today. Download the EveryDollar app! The smell of warm cookies, a hug from your bestie, American Idol b-roll—let’s face it, we all love feeling good! But in this episode, Rachel and George explore why dopamine overdosing doesn’t hit quite like it used to—plus how to regain everyday joy. Next Steps: · 🎥 Check out our video S…
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Will This “New” Shopping Tactic Actually Save You Money?
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39:57
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39:57💵 Start your free budget today. Download the EveryDollar app! We all love a good BOGO, but can you really spend your way into saving more? In this episode, Rachel and George help you identify common “spaving” tricks you may be falling for and how to break the cycle! Next Steps · Never heard of EntreLeadership before? Check out our podcast for busin…
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Sharing Our Dumbest Money Mistakes (and Reacting to Yours!)
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32:34
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32:34💵 Sign up for EveryDollar today to create a free budget! We’ve all been guilty of some “stupid tax” moments, like that time you spent $75 on a velvet cat pillow (that you didn’t even use). In this episode, Rachel and George confess a few of their own epic money fails and react to some of yours! Next Steps · 📱Submit a Guilty As Charged question for …
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The #1 Budget Buster That No One Can Avoid
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38:15
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38:15💵 Start your free budget today. Download the EveryDollar app! Did you know there’s one expense that no one on the planet can avoid? And what if we told you the cost of that thing has risen by 26% in the last two years alone? If you’re starting to spiral, don’t panic! Today we’re talking grocery shopping pet peeves, takeout tips and other money and …
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Life (and Money) Tips We Wish We Knew in Our 20s
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42:49
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42:49💵 Sign up for EveryDollar today to create a free budget! Are there things in life you wish you’d known sooner? Well, you’re in luck! Rachel and George are here with important life and finance lessons, revealing things they wish they’d known in their 20s. Next Steps 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruz…
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Challenge: Explaining Investing “Like I’m 5 Years Old”
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38:02
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38:02💵 Sign up for EveryDollar today to create a free budget! Consider this episode your crash course in investing! We get it—investing can be confusing. But don’t worry, Rachel and George are here to break it all down for you in a way that’s so simple even a five-year-old could understand. Next Steps 📱Submit a Guilty As Charged question for Rachel and …
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Generational Money Trends: Who’s Got It Right?
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35:54
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35:54💵 Sign up for EveryDollar today to create a free budget! Rachel and George have a hot topic on the agenda for this episode: Are Gen Zers just millennials . . . rebranded? Trends, tech, money habits—they’re comparing it all to find out if there really is a clear divide or if it’s just one big generational blur. Next Steps 📱Submit a Guilty as Charged…
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What Is The Rudest And Nicest Way You Told A Nosey Person To Mind Their Business?
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16:09"What is the rudest and nicest way you told a nosey person to mind their business?" Kyle and Raysean are back to round out the week, talking about how they've handled some nosy/rude people in the past. New Alert: Kyle yelled at an old woman recently, so you'll hear the whole story. Let us know your thoughts in the comments, and if you want to suppo…
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Our Friend and His Girlfriend Ruined My Boyfriend's Surprise Proposal For Me.
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11:02"Boyfriend's best friend's girlfriend ruined my BF’s surprise proposal for me." Kyle and Raysean are angry. And it's mostly about this Boyfriend's Best Friend's Girlfriend being so sweaty. Let us know your thoughts in the comments, and if you want to support the show please subscribe, like and share the video and we'll see you back here tomorrow fo…
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Financial Realities You Learn as an Adult
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41:05
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41:05💵 Start your free budget today. Download the EveryDollar app! In this episode, Rachel and George explore the realities of adulting. Spoiler alert: It’s not all fun and games, especially when it comes to those sneaky, money-related expenses. But, before you get too down, stick around because they’re sharing a special tip to instantly make adulthood …
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I Walked In On My Husband Wearing a Diaper And Acting Like A Child. Now What?
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16:28
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16:28"I (F34) walked in on my husband (M36) wearing a diaper and acting like a child. Where do we go from here?" Kyle and Raysean are back to discuss this weird relationship situation... What are you doing if you walk in on your husband or wife sitting there like a big old baby with a pacifier and junk? Let us know your thoughts in the comments, and if …
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Should I Message My Ex-Boyfriend's New Girlfriend, Or Let It Go?
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14:02Should I Message My Ex-Boyfriend's New Girlfriend, Or Let It Go? Kyle and Raysean are back for this weird one... what do you do when your ex-boyfriend starts sending you naked pictures of his new girlfriend? Let us know your thoughts in the comments, and if you want to support the show please subscribe, like and share the video and we'll see you ba…
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AITA For Getting Frustrated With My Girlfriend's Messages After My Dad Just Died?
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10:09AITA For Getting Frustrated With My Girlfriend's Messages After My Dad Just Died? Kyle and Raysean are back for a duo show this week, diving into this AITA post... Is this guy an asshole for making his girl feel like an asshole when she was kind of an asshole? That's a lot of asshole. Let us know your thoughts in the comments, and if you want to su…
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AITA For Telling My Wife I’m Not In Love With Her Anymore After What She Did?
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11:40"AITAH for telling my wife I’m not in love with her anymore because she destroyed my self confidence a couple of years ago?" Let us know your thoughts in the comments, and if you want to support the show please subscribe, like and share the video and we'll see you back here tomorrow for more advice. Subscribe on YouTube: https://bit.ly/3Wktvhn Rate…
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I'm Fighting Ronald Reagan. Happy 4th of July!
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15:37"You get the chance to fist fight anyone in history, past or present" Friends of the show should be aware of the intense hypothetical beating that Ronald Reagan is about to receive. Rest In Piss, Bozo. Happy 4th of July. Let us know your thoughts in the comments, and if you want to support the show please subscribe, like and share the video and we'…
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Is Chasing “Financial Freedom” Really Worth It?
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44:41💵 Start your free budget today. Download the EveryDollar app! It's Independence Day and Rachel and George are celebrating in true Smart Money Happy Hour style—with patriotic cocktails and a little chat about financial independence. Is it a realistic goal, or should you aim for financial peace instead? They'll answer these questions on financial dep…
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