Best Ralph V. Estep Podcasts (2025)

1
The Power of Compounding: How to Make Your Money Work for You? 12:55

Play Pause

21h ago12:55

12:55

Ready to dive into some financial magic? Today, we’re talking about compound interest, and trust me, it’s a big deal. It’s like your money is throwing a party, and every time it gets a little bit bigger, it invites more friends to join in the fun! Seriously though, compounding can turn those small, regular investments into serious cash over time. T…

1
Your Business Budget, Finally Simplified 28:52

2d ago28:52

28:52

1
What Are Mutual Funds & ETFs: Your Easy Button for Diversification? 12:44

1d ago12:44

12:44

1
Understanding Bonds: The “Safe Bet” in Your Portfolio? 12:40

3d ago12:40

12:40

Alright, let's dive into the world of bonds, shall we? Today, we're breaking down why these bad boys are often touted as the safe bet in investing. Understanding Bonds: The “Safe Bet” in Your Portfolio? But what does that really mean? We’re gonna explore the ins and outs of bonds, from government to corporate, and why they can be a solid part of yo…

1
Demystifying Stocks: What Are They and How Do They Work? 7:25

4d ago7:25

7:25

Stocks don’t have to be all fancy-pants and complicated, folks! Today, we’re diving into the basics of what stocks really are and how they work, all in plain English. Trust me, if you’ve ever felt like stocks are just for Wall Street big shots, you’re not alone, and I’m here to clear up that confusion. We’ll break it down like this: buying a stock …

1
What’s Your Investment Horizon: Short-Term vs. Long-Term Goals? 10:42

5d ago10:42

10:42

Today, we're diving into the nitty-gritty of investing for both short and long-term goals. You know that feeling when you’re not sure if you should stash cash for that upcoming vacation or let it ride for retirement? Yeah, we’ve all been there, right? The key takeaway? Your timeline totally changes the game. We’ll chat about why mixing short-term n…

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Understanding Risk vs. Reward: How Much is Right for You? 10:47

6d ago10:47

10:47

Today, we're diving into the nitty-gritty of balancing risk and reward in investing. You know, it's like trying to find the sweet spot between jumping in headfirst and tiptoeing around the pool. I'm here to help you figure out how much risk is right for you, so you can invest with confidence instead of fear. We’ll chat about some real-life stories,…

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Is Investing Only for the Rich? How to Start Small? 9:58

7d ago9:58

9:58

Today we're diving into the idea that investing isn't just for the big shots in fancy suits—it's for everyday folks like you and me, starting with just $25 a month! I mean, how cool is that? We’ll chat about how you can take that leap without feeling like you need a mountain of cash. It’s all about ownership, not elitism, and I’ll break down why sm…

1
What Even IS Investing, and Why Does It Matter for Me? 9:27

8d ago9:27

9:27

Investing isn’t just for the rich folks in their fancy suits—it’s for everyone, including you! That’s why we’re starting this series by asking a big question: What Even IS Investing, and Why Does It Matter for Me? A lot of people think they need bags of cash to even think about investing, but that’s just not the case. It’s all about putting your mo…

1
Automating for Freedom: How to work less and accomplish more 33:44

9d ago33:44

33:44

Today’s episode asks a powerful question: What could you do if you had six extra weeks in your year? We explore how automation can help you win back that time by cutting out repetitive, time-consuming tasks. Many small business owners get stuck in endless admin work, leaving little energy for the projects that really move their business forward. In…

1
Am I Ready for My Next Level of Financial Confidence? 9:07

9d ago9:07

9:07

Today, we’re diving into that big question: Am I Ready for My Next Level of Financial Confidence? If you’re sitting there wondering if it’s time to trust God more or just chill, you’re not alone, my friend. Trust me, I’ve been there too, and here’s the scoop: financial peace isn’t a finish line—it’s more of a lifelong journey with God by your side.…

1
How Can I Practice Grace When My Financial Habits Aren’t Perfect? 10:16

10d ago10:16

10:16

Ever felt like you’re totally nailing your budget, then BAM, you overspend and that inner critic starts yelling? Yeah, I’ve been there too. Today, we’re diving into why that happens and how to shake off the shame that comes with it. Spoiler alert: perfection isn't the goal; it's all about grace and progress. We’ll chat about how to get back up afte…

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What’s My Secret Weapon Against Losing Financial Motivation? 12:20

11d ago12:20

12:20

Today, we're diving deep into a hot topic: how to keep your financial motivation alive when the journey feels like a never-ending slog. Our listener hit us up with a real gem of a question, What’s My Secret Weapon Against Losing Financial Motivation? Spoiler alert: motivation isn’t some magical fairy dust that just appears; it’s something we’ve got…

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How Can I Lock In My Financial Wins and Make Them Last? 11:55

12d ago11:55

11:55

We’re diving straight into how to lock in those financial wins you’ve worked so hard for. How Can I Lock In My Financial Wins and Make Them Last? Seriously, you’ve busted your butt to break free from those old habits, and now it’s time to make sure they don’t come creeping back. Did you know that a whopping 73% of folks who hit a financial mileston…

1
How Can I Finally Live in True Financial Peace? 13:01

13d ago13:01

13:01

Today, we’re diving deep into a question that’s been buzzing in your minds: How Can I Finally Live in True Financial Peace? Spoiler alert: it’s not about crossing some imaginary finish line or ticking off a checklist. Nope, peace is more like a lifelong journey of faith, one step at a time. We’ve spent the last 30 days breaking those pesky financia…

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Why Does God Want Me to Be Financially Confident? 12:19

14d ago12:19

12:19

God really wants you to be a financially confident Christian, and that’s what we’re diving into today. Why Does God Want Me to Be Financially Confident? We’re busting the myth that money and faith are at odds, ‘cause let’s face it, feeling guilty about wanting to be financially successful is just plain silly. We’ll chat about how God desires your c…

1
Why Do I Still Worry About Money Even When Things Are Okay? 15:03

15d ago15:03

15:03

Why Do I Still Worry About Money Even When Things Are Okay? We’re diving into the heart of financial anxiety today, and trust me, you're not alone in feeling it. Even when everything looks peachy on paper—savings are growing, debt is a thing of the past—there’s that nagging worry that creeps in like an uninvited guest. We’re chatting about how near…

1
Scaling Your Marketing: Attracting Your Ideal Clients Consistently 35:11

16d ago35:11

35:11

This episode focuses on the consequences of inconsistent marketing, which often leads to unpredictable revenue and threatens the stability of small businesses. It highlights the common struggle entrepreneurs face with the exhausting feast-or-famine cycle caused by irregular marketing efforts. Research shows that 82% of small businesses fail due to …

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Why Do I Feel Like My Financial Progress Doesn’t Stick? 14:52

16d ago14:52

14:52

Why Do I Feel Like My Financial Progress Doesn’t Stick? Let’s dive into the nitty-gritty of why financial progress can feel like a game of whack-a-mole. We’ve all been there, right? You kick things off strong, maybe set a budget or start saving, but then life throws a curveball, and suddenly, you’re back to square one. It’s a bummer, but you’re def…

1
Why Do I Feel Unprepared for Big Life Financial Decisions? 12:32

17d ago12:32

12:32

Big life decisions like marriage, buying a home, and changing careers can be a real rollercoaster, right? We dive into how these moments, which should be filled with joy, often come with a hefty dose of anxiety and that pesky knot in your stomach. Seriously, you're not alone if you’ve ever wondered how the heck you’re going to pay for it all or if …

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Why Does Giving My Money Away Feel So Risky? 13:09

18d ago13:09

13:09

Today, we’re diving into a topic that’s probably got your stomach in knots—trusting your paycheck versus trusting your provider. Why Does Giving My Money Away Feel So Risky? It’s a biggie, and let’s be real, we all wrestle with it. I mean, who hasn’t flipped out over whether to give when money’s tight? We’re chatting about why giving can feel like …

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Why Do I Struggle to Use My Talents to Earn More Money? 12:17

19d ago12:17

12:17

Today we’re diving into a topic that might ruffle some feathers: Why Do I Struggle to Use My Talents to Earn More Money? Seriously, if you’re keeping those skills and talents under wraps, you’re missing out on blessings—not just for yourself but for others too. We chat about how playing it safe isn’t the humble route it’s cracked up to be. It’s mor…

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Why Is It So Hard to Manage Money When My Income Jumps Around? 13:56

20d ago13:56

13:56

Today, we’re diving into the wild ride of irregular income—yeah, that roller coaster that has us feeling like we’re climbing high one month and plummeting the next. Our buddy in sales dropped a gem, saying his paycheck feels just like that, and honestly, who hasn’t felt that way? Why Is It So Hard to Manage Money When My Income Jumps Around? We’re …

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Why Do I Feel My Income is Never Enough for My Needs? 11:15

21d ago11:15

11:15

How much money do you really need to feel comfortable? Why Do I Feel My Income is Never Enough for My Needs? Spoiler alert: it’s not about the bucks you’re raking in, but more about the mindset of “enough” you’ve got going on. Today, we’re diving deep into why so many of us feel like our income is never enough, even when we’re cashing in more than …

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Why Do Taxes Always Feel So Confusing and Stressful? 9:19

22d ago9:19

9:19

Tax season can feel like a bad movie we all have to sit through, right? Why Do Taxes Always Feel So Confusing and Stressful? But it doesn’t have to be a total nightmare! Today, we’re diving into some chill tips to help you tackle your taxes without the stress. The secret sauce? Get organized, my friends! Having everything in one neat folder through…

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Profit First Principles: How to Guarantee Your Business is Always Profitable 34:25

23d ago34:25

34:25

The principal focus of this podcast episode is the revolutionary Profit First system, which fundamentally alters the traditional approach to financial management in small businesses. We delve into the pervasive issue faced by many entrepreneurs: the struggle to achieve profitability despite diligent efforts and consistent revenue generation. This e…

1
Why Are My Utility Bills Always So High and Stressful? 11:07

23d ago11:07

11:07

Ever crack open your electric bill and feel like you just got hit by a ton of bricks? Yeah, me too. It’s wild how those numbers just keep climbing, right? Why Are My Utility Bills Always So High and Stressful? Today, we’re diving into some super chill tips to help you cut those pesky utility costs without turning your home into an icebox or a sauna…

Ralph V. Estep Podcasts

4
Financially Confident Christian

Ralph V. Estep, Jr.

1
Grit and Growth Business

Ralph V. Estep, Jr.

1
The Power of Compounding: How to Make Your Money Work for You? 12:55

1
Your Business Budget, Finally Simplified 28:52

1
What Are Mutual Funds & ETFs: Your Easy Button for Diversification? 12:44

1
Understanding Bonds: The “Safe Bet” in Your Portfolio? 12:40

1
Demystifying Stocks: What Are They and How Do They Work? 7:25

1
What’s Your Investment Horizon: Short-Term vs. Long-Term Goals? 10:42

1
Understanding Risk vs. Reward: How Much is Right for You? 10:47

1
Is Investing Only for the Rich? How to Start Small? 9:58

1
What Even IS Investing, and Why Does It Matter for Me? 9:27

1
Automating for Freedom: How to work less and accomplish more 33:44

1
Am I Ready for My Next Level of Financial Confidence? 9:07

1
How Can I Practice Grace When My Financial Habits Aren’t Perfect? 10:16

1
What’s My Secret Weapon Against Losing Financial Motivation? 12:20

1
How Can I Lock In My Financial Wins and Make Them Last? 11:55

1
How Can I Finally Live in True Financial Peace? 13:01

1
Why Does God Want Me to Be Financially Confident? 12:19

1
Why Do I Still Worry About Money Even When Things Are Okay? 15:03

1
Scaling Your Marketing: Attracting Your Ideal Clients Consistently 35:11

1
Why Do I Feel Like My Financial Progress Doesn’t Stick? 14:52

1
Why Do I Feel Unprepared for Big Life Financial Decisions? 12:32

1
Why Does Giving My Money Away Feel So Risky? 13:09

1
Why Do I Struggle to Use My Talents to Earn More Money? 12:17

1
Why Is It So Hard to Manage Money When My Income Jumps Around? 13:56

1
Why Do I Feel My Income is Never Enough for My Needs? 11:15

1
Why Do Taxes Always Feel So Confusing and Stressful? 9:19

1
Profit First Principles: How to Guarantee Your Business is Always Profitable 34:25

1
Why Are My Utility Bills Always So High and Stressful? 11:07