Best Ralph Estep Podcasts (2025)

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016 | Breaking the Silence of Financial Shame with Special Guest Ralph Estep Jr. 38:45

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9d ago38:45

38:45

Send us a text In this episode of the Thrive Within Podcast, Agatha Ibhaluobe hosts Ralph Estep Jr., who shares insights on the often hidden struggles of high performers with financial shame. This conversation explores the intersection of faith and finance, emphasizing that money issues are deeply intertwined with one's soul and identity. Ralph sha…

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How Can I Help Others Without Hurting Myself? 11:27

3h ago11:27

11:27

Today, we’re diving into a topic that hits home for a lot of us parents: how to be generous during the holidays without going broke. Ralph shares a listener's question about the struggle to balance giving with financial stability. Trust me, I’ve been there, and I know many of you have too, especially when it comes to wanting those magical holiday m…

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Your Business Should Pay You—Here’s How 28:24

15h ago28:24

28:24

The central theme of today's discussion revolves around the imperative for small business owners to prioritize their own compensation amidst the myriad demands of entrepreneurship. We delve into the common conundrum faced by many—working extensive hours yet failing to remunerate oneself adequately. Your Business Should Pay You—Here’s How. This epis…

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Am I Trapped in Emotional Spending? 9:14

7h ago9:14

9:14

Today, we’re diving into the wild world of emotional spending. Am I Trapped in Emotional Spending? Did you know that a whopping 63% of Americans have splurged on stuff just to feel better? Yeah, that’s right! We’re talking about how feelings like stress and excitement can lead us to whip out our wallets when we probably shouldn’t. So, if you're fee…

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How Can You Enjoy the Travel Season Without Breaking the Bank? 10:26

4h ago10:26

10:26

Traveling and hosting during the holidays can seriously mess with your wallet if you're not careful. How Can You Enjoy the Travel Season Without Breaking the Bank? We're diving into how to enjoy both without going broke. I’ll share the story of the Smiths, who almost skipped family visits due to costs but found a way to make it work by planning ahe…

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The Self-Help Trap: Why Hustle Can’t Heal You 32:10

5h ago32:10

32:10

The prevailing theme of this podcast episode centers on the pervasive loneliness epidemic affecting many individuals in our contemporary society. I illuminate the distressing statistics that reveal nearly one in three adults in America experiences loneliness weekly, while over half of young adults report a lack of purpose in their lives. Despite ou…

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How can I make Holiday Meals on a Budget? 8:46

1d ago8:46

8:46

Alright, let’s dive into this! So, if you’re worried about hosting a holiday feast without blowing your budget, we’ve got the scoop for you. I mean, who wants to be drowning in debt over turkey and pie, right? How can I make Holiday Meals on a Budget? We’re chatting about how to whip up a delicious spread without feeling the pinch in your wallet. I…

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017 | The 7 Laws of Life's mission - How can I live a life that matters? with special guest Audrey Rindlisbacher 1:01:35

7h ago1:01:35

1:01:35

Send us a text In this episode of the Thrive Within Podcast, Audrey Rindlisbacher, author of 'The Mission Driven Life.' and I explore the concept of life's mission, emphasizing the importance of aligning with seven foundational laws that guide individuals toward extraordinary living. This conversation delves into the transformative power of underst…

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How do I manage Family Expectations and Holiday Pressures with Grace? 8:53

5d ago8:53

8:53

Feeling the heat from family gift expectations? You’re not alone! Today, we’re diving into how to set those much-needed boundaries without stirring the pot. Let's face it, the holidays can feel more like a financial tightrope walk than a joyful celebration, and we’re here to help you keep your balance while still enjoying the season. We’ll share so…

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How do I avoid Holiday shopping traps? 10:26

6h ago10:26

10:26

Are you tired of that post-holiday credit card regret? Yeah, me too! This week, we're diving into how to shop smarter this holiday season without breaking the bank. We’ve all been there, right? The excitement of gift-giving mixed with the fear of missing out can lead to some serious overspending. But don’t sweat it! We’re sharing some solid strateg…

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Memories over Money: How to avoid holiday debt? 9:03

1d ago9:03

9:03

Let’s dive right in, folks! Memories over Money: How to avoid holiday debt? Today, we’re chatting about how to create unforgettable holiday memories without busting the bank. Seriously, it’s all about moments over money, ya know? We’ve all been there, drowning in gift lists and decorations, but what really sticks with us are those epic family exper…

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Let’s Talk Debt: Strategic or Dangerous? 30:05

8d ago30:05

30:05

Debt plays a crucial role in shaping a business’s growth—it can either serve as a ladder that helps a company climb higher or as a shovel that digs it deeper into financial trouble. In this episode, we tackle a listener’s question about borrowing: how can you tell if debt is working for you or against you? By looking at real-world examples, we’ll b…

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What are some creative gifts for the Holidays? 9:47

2d ago9:47

9:47

We're diving into a super relatable topic today: how to give gifts without breaking the bank. Spoiler alert: you don’t need to spend a fortune for your gifts to mean something! We chat about how the best presents come straight from the heart, not from some high-end store. I share a personal story that’ll have you thinking about what truly counts du…

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What is a Holiday FUN FUND? 7:19

3d ago7:19

7:19

Alrighty, folks! Today we’re diving into the joy of the holiday season without letting our wallets take a hit. What is a Holiday FUN FUND? We got a listener’s burning question about how to enjoy all the festive shenanigans—like parties and concerts—without spiraling into debt. Spoiler alert: it’s all about planning ahead! I’m talking about setting …

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How do we create a Christian holiday budget for gifts, food, and decor? 7:34

10d ago7:34

7:34

Holidays can really hit the wallet hard, and today we're diving into how to whip up a holiday budget that actually works. I’m talking about some eye-opening stats that show folks plan to spend over a grand on Christmas this year, and believe me, that adds up fast! We’re gonna break it down with my four-bucket approach: gifts, food, decor, and extra…

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How Do I Escape the Endless Cycle of Want? 28:43

8d ago28:43

28:43

In today’s episode, we tackle the struggle of discontentment in a world driven by consumerism. Even with more wealth and comfort than ever before, many still feel empty and unfulfilled. We’ll explore why chasing possessions never leads to lasting peace—and how true contentment comes from a deeper relationship with Christ. Together, we’ll look at bi…

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Is a Debt-Free Holiday Season Actually Possible for Me? 10:41

5d ago10:41

10:41

Alright, let’s dive in! We’re kicking things off with a hot topic—Is a Debt-Free Holiday Season Actually Possible for Me? I mean, with all the spending pressure out there, it can feel like a tall order, right? But we’re here to tell you that it doesn’t have to be that way! We’ll share some eye-opening stats about holiday spending that might just ma…

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Your Investing Checklist: Ready for Lifelong Wealth Building? 11:01

11d ago11:01

11:01

Feeling overwhelmed by investing? You’re definitely not alone—over half of investors are in the same boat, drowning in too many options and losing sleep over market uncertainties. In today’s chat, we’re diving into a super simple eight-point checklist to help you navigate the investment waters without getting lost. Your Investing Checklist: Ready f…

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Helping creators turn passion into profit with smart, simple financial strategies. 1:35

7d ago1:35

1:35

The Content Creator’s Accountant is the show where the business side of creativity finally makes sense. Hosted by seasoned accountant, business coach, and media entrepreneur Ralph Estep Jr., each episode helps creators master the fundamentals of building a real business from their creative passions. The creator economy is booming — yet most creator…

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Building Your Investment Confidence: From Fear to Faith? 10:12

9d ago10:12

10:12

Fear is a major roadblock when it comes to investing, and trust me, you're not alone in feeling that way. A whopping 42% of folks in the U.S. admit that fear keeps them from taking the plunge into investing. But here's the deal—fear doesn't have to win the day. In this episode, we dive into how to shake off that fear and build your confidence, one …

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What Investment Mistakes Should I Absolutely Avoid? 10:36

12d ago10:36

10:36

Today, we're diving into the nitty-gritty of investing mistakes we all want to avoid. What Investment Mistakes Should I Absolutely Avoid? We kick things off with a real talk about how fear can totally mess with our investment game. Seriously, we’ve all been there, making those rookie moves that leave us feeling burnt. But, hey, it ain't all doom an…

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The Ultimate Long-Term View: Investing for Eternity? 10:36

14d ago10:36

10:36

Have you ever thought about your investments in terms of eternity? Yeah, it's a wild concept, right? We dive into some serious numbers today, like the fact that U.S. retirement assets are sitting at a jaw-dropping $43 trillion. But here’s the kicker: how much of that cash is gonna matter in heaven? The Ultimate Long-Term View: Investing for Eternit…

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How to Stay in Business When Money is Tight 36:30

15d ago36:30

36:30

This episode focuses on one of the biggest challenges small business owners face—how to keep the business running when money is tight. Many entrepreneurs feel the pressure of financial stress, with 57% saying they experience anxiety about money. Still, there’s hope: around 75% of small business owners remain optimistic about their financial future,…

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How Can My Investments Fund My God-Given Calling? 10:06

16d ago10:06

10:06

Are you ready to flip the script on how you think about investments? This episode dives into the juicy question of whether money is just about greed or if it can actually help you live out your Christian calling right now. How Can My Investments Fund My God-Given Calling? I mean, why wait 30 years to cash in on your dreams when your investments cou…

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Investing with Generosity: Tithing & Giving from Your Growth? 9:09

16d ago9:09

9:09

Today, we're diving into a super interesting question about tithing from investment growth. Investing with Generosity: Tithing & Giving from Your Growth? You know, it's not just about that paycheck; it’s about giving from all the good stuff you’ve got coming in. We’re talking about how investing isn’t just about stacking cash but also about spreadi…

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The Politics of the Kingdom – Engaging as Christians in a Divided World 38:34

17d ago38:34

38:34

Today’s discussion focuses on the challenge of balancing faith and politics in a world that feels more divided than ever. One listener asked an important question: how can a Christian stay true to their faith and peace while engaging in politics? This episode explores the tension between what culture tells us—to pick sides and win arguments—and wha…

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The Brutal Truth: What Every Business Owner Must Do Before January 50:57

18d ago50:57

50:57

This podcast episode focuses on how to finish the year with clarity and confidence, especially as business owners face the pressure that comes with the final months of the year. We take time to look back and evaluate what worked well and what didn’t, highlighting the importance of honest reflection. You’ll learn why it’s essential to find a balance…

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Understanding Behavioral Finance: Why Emotions Affect Your Investing? 16:54

18d ago16:54

16:54

Money issues can be a real pain, but guess what? The biggest threat to our cash flow isn't the market; it's us and our emotions! Yep, a whopping 78% of folks in the U.S. are sweating bullets about investing. Today, we're diving into how fear and greed can mess with our financial decisions and lead us down a rabbit hole of regret. I’ll share some wi…

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What’s a Financial Advisor, and Do I Need One for Investing? 15:43

18d ago15:43

15:43

We're diving into the nitty-gritty of whether you really need a financial advisor or if you can just wing it on your own. Spoiler alert: trust is the name of the game! A whopping 25% of Americans are working with financial advisors because they value that trust factor. But hey, not everyone thinks they can afford one, or even knows where to find on…

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How Can I Invest to Create Passive Income Streams? 16:20

19d ago16:20

16:20

Today, we’re diving into the world of passive income and trust me, it’s not just for the rich folks! Did you know that over half of Americans are already raking in some sort of passive income? Yeah, that’s right! How Can I Invest to Create Passive Income Streams? We're chatting about how you can join the club, even if you’re starting with just a fe…