The NZ Everyday Investor! A podcast designed for the the everyday person, who's keen to build new wealth in the new world using existing, and new tools to get the job done. We select guests for our show who have a genuine story to tell - not just industry experts but people who have made great financial moves, some on purpose and some totally by accident! We hope you enjoy the show.
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Podcasts NZ / WorldPodcasts.com / Darcy Ungaro
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John Alcock / When Banking Safety Goes Too Far, Ep 499
1:30:22
1:30:22
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1:30:22Everyday, banks and governments justify new rules, checks, and blocks in the name of preventing fraud, money‑laundering, terrorism, and scams. It's a reasonable objective: stop bad actors and protect vulnerable people. It's just that, at some point, the line between protecting customers and controlling customers, can quietly disappear. Special than…
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Jason Titman / The Future of Banking Ep 498
56:33
56:33
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56:33Not a week goes buy where I don’t hear of the difficulties associated with buying digital assets like Bitcoin, from regulated institutions – all in the name of safety, they gate keep, ticket clip, dilute, surveil, ration, throttle, censor, inflate, tax, sequester, audit, and potentially even confiscate wealth that belongs to the people. Read more. …
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Steve Orenstein / A New Listing on The NZX?! Ep 497
45:21
45:21
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45:21Steve Orenstein is the founder of LOCATE Technologies, a publicly listed company that's relocating to NZ. This episode is a fascinating case study around how NZ can be good at some things, and occasionally wins, despite the odds! Please remember that all types of investing carry some degree of uncertainty. Always do your own due diligence before ta…
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Darcy Ungaro / Are We Paying Too Much Tax? Ep 496
25:55
25:55
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25:55Are we paying too much tax? "Yes", said all the people paying the vast majority of taxes in NZ. "No", said everyone else. Whether we think it's fair, or it's theft, Kiwi's ought to prepare now for a future where higher rates of taxation are inevitable. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightl…
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Rick Rule / Gold, Silver, and Uranium Ep 495
1:01:00
1:01:00
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1:01:00Rick Rule, the most hated contrarian precious metals and resources expert talks to me on this one about 3 very odd ingredients in my own portfolio. We talk about gold, and how it'll play a role in everyday money, the silver price paradox, and first-time topic, uranium! Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up …
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Vanessa Williams / Property Sentiment Just Changed Ep 494
39:28
39:28
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39:28Vanessa Williams from realestate.co.nz shares a little about her own property journey, then comments on the shift currently happening in the property market. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Swyftx: With over 1 million customers across New Zealand and Australia.…
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Tim Doyle / The IRD Is Watching Your Wallet, Ep 493
42:25
42:25
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42:25Are you tax-compliant with your crypto-holdings? Over 70% of Kiwi's aren't. I'm talking with Tim Doyle, of Doyle Accountants. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto…
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Kelvin Davidson / New Bank Rules to Juice NZ Property? Ep 492
47:11
47:11
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47:11Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx. MyRent: See why residential property investors all over New Zealand are switching to myRent. Pr…
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Darcy Ungaro / Why The OCR Goes MUCH Lower, Ep 491
27:47
27:47
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27:47The Official Cash Rate (OCR), which influences the floating mortgage rate, and short term fixed-rates, dropped last week. Everyone has a view around what SHOULD happen, but no one's talking about what WILL happen. Read more. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Swyf…
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Darcy Ungaro / Why Gold's Going Crazy?! Ep 490
22:54
22:54
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22:54Watch YouTube version here. Diversification, or placing your money in more than one type of investment, needs to be applied more broadly. Spreading your bets across the US, rest of world, emerging markets, and Australasia is fine start, but the jobs not done here. If all these investments are denominated in dollars, then you still have a huge conce…
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Tony Walker / Beat The Bank, DIY Retirement. Ep 489
47:02
47:02
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47:02Ex-Financial Adviser Tony Walker joins me on this one. Here's 4 things you’ll need to keep front of mind if you’re planning to, or you already are, handling your retirement. 1 – Learn how to identify the best, short term investment strategy 2 – Keep it simple 3 – Use your mortgage for the win, and lastly 4 – Stay laser-eyed on real returns. Read mo…
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Zac Townsend / Bitcoin Life Insurance? Ep 488
34:15
34:15
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34:15Special thanks to Zac Townsend from Meanwhile, for joining me to unpack how life insurance works, when the money changes. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto tak…
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Jack Revill & Carl Burling / What Makes Commercial Property Better, Ep 487
46:45
46:45
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46:45In 2021, the combination of spiking interest rates, differential tax treatment, new RBNZ regulations, and the CCCFA, put and end to the residential property party. Although some of the sting's been taken out, many property investors are formulating a plan to exit, once any sign of life returns to the market. Where will they go? Provincia: Whether y…
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John Kenel / Thriving, While The West Fails Ep 486
48:24
48:24
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48:24Big thanks to property expert John Kenel. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You MyRent: See why residential property investors all over New Zealand are switching to myRent. Provincia: Whether you're looking to invest, or you have a commercial property that needs bett…
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Michael Every / Why The Death Of Free Trade Matters Ep 485
49:42
49:42
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49:42My guest on this one is Michael Every, Global Macro Strategist with Rabobank. We're no better conditioned than dogs waiting for a bell to ring. Bad stuff happens, rates go down, house prices go up. Easy. But now, after almost 4 years of watching house prices stagnate, if you're anything like me, you're wondering if the rules have changed. It's scar…
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Peter Dunworth / Wealth Tax, Strategy, Bump and Grind, Ep 484
1:04:05
1:04:05
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1:04:05Learn more about Loan My Coins.* For multi-signature wallets, check out The Bitcoin Adviser.* Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You MyRent: See why residential property investors all over New Zealand are switching to myRent. Provincia: Whether you're looking to inves…
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Charlie Meadon / Soros, Reflexivity, Interest Rates & Strategy Ep 483
1:11:55
1:11:55
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1:11:55Markets create reality through our collective expectations and actions. It's a self-fulfilling prophecy fed by mass-psychosis. Read more. Special thanks to Charlie Meadon, CEO of Eccuity. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You MyRent: See why residential property inve…
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G. Edward Griffin / The Jekyll Island Rebellion, Ep 482
52:43
52:43
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52:43G. Edward Griffin is the author of The Creature From Jekyll Island. If you ever wanted a deeper understanding on the origin and aims of the US Federal Reserve, this is it. Learn more about Red Pill University. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You MyRent: See why res…
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John Alcock / "We Are In World War III" Ep 481
1:16:02
1:16:02
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1:16:02Recording date: 18th of July 2025 The question of whether Bitcoin is fueling a political revolution is something I’ve been chewing on for a while. I think it is, but I reached out to John Alcock to see what he thinks (and I got more than I bargained for!). Read more about it here. Book in a free 15-min phone call with Darcy Ungaro (financial advise…
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Luke Kemeys / Paths To Business Wealth, Ep 480
1:02:07
1:02:07
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1:02:07Can genuine, transformational wealth still come from work hard and focus? With record amounts of cash sitting idle in bank accounts and property markets showing signs of strain, many aspiring investors and business owners face an uncomfortable truth. Is now the time to quit, or double down? Read more. Many thanks to Luke Kemeys, from Next Advisory …
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John Alcock / NZ's First Bitcoin Property Transaction, Ep 479
48:06
48:06
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48:06Sometimes the future doesn’t tap politely. It knocks, and while the instinct is to keep the door bolted, at some stage we need to do better. That’s what’s happening right now in New Zealand, as John Alcock aims to facilitate the country's first property sale powered entirely by a blockchain. Read more. Book in a free 15-min phone call with Darcy Un…
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Darcy Ungaro / Where To Invest, If NOT Property? Ep 478
30:10
30:10
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30:10It’s a dwelling, but it’s an asset class too - People buy property to live in it, and to grow their wealth in it. Since the early 1970’s, property values have doubled roughly every 7-10 years in many Western countries, including here in NZ. But sitting here in 2025, after watching at least 3 years of falling prices, it’s natural to wonder if the pa…
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Mary Jo Vergara / How NZ Property Prices Lead The World. Ep 477
29:24
29:24
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29:24New Zealand was one of the first economies where the central bank hiked interest rates. Being first, I wonder if that means other countries watch us to see how sensitive economies are to monetary policy? Read more Special thank you to Mary Jo Vergara - senior economist at Kiwibank. Book in a free 15-min phone call with Darcy Ungaro (financial advis…
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Catherine Emerson / Better Get Rich, Kids. Ep 476
51:56
51:56
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51:56the art of investing is balancing growth and protection, for both you and your kids. Read more. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop …
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Francis Hunt / Global Debt Meltdown? Ep 475
1:18:33
1:18:33
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1:18:33Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more. Affiliate Links! Th…
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