The NZ Everyday Investor! A podcast designed for the the everyday person, who's keen to build new wealth in the new world using existing, and new tools to get the job done. We select guests for our show who have a genuine story to tell - not just industry experts but people who have made great financial moves, some on purpose and some totally by accident! We hope you enjoy the show.
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Podcasts NZ / WorldPodcasts.com / Darcy Ungaro
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Tim Doyle / The IRD Is Watching Your Wallet, Ep 493
42:25
42:25
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42:25Are you tax-compliant with your crypto-holdings? Over 70% of Kiwi's aren't. I'm talking with Tim Doyle, of Doyle Accountants. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto…
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Kelvin Davidson / New Bank Rules to Juice NZ Property? Ep 492
47:11
47:11
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47:11Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx. MyRent: See why residential property investors all over New Zealand are switching to myRent. Pr…
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Darcy Ungaro / Why The OCR Goes MUCH Lower, Ep 491
27:47
27:47
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27:47The Official Cash Rate (OCR), which influences the floating mortgage rate, and short term fixed-rates, dropped last week. Everyone has a view around what SHOULD happen, but no one's talking about what WILL happen. Read more. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Swyf…
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Darcy Ungaro / Why Gold's Going Crazy?! Ep 490
22:54
22:54
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22:54Watch YouTube version here. Diversification, or placing your money in more than one type of investment, needs to be applied more broadly. Spreading your bets across the US, rest of world, emerging markets, and Australasia is fine start, but the jobs not done here. If all these investments are denominated in dollars, then you still have a huge conce…
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Tony Walker / Beat The Bank, DIY Retirement. Ep 489
47:02
47:02
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47:02Ex-Financial Adviser Tony Walker joins me on this one. Here's 4 things you’ll need to keep front of mind if you’re planning to, or you already are, handling your retirement. 1 – Learn how to identify the best, short term investment strategy 2 – Keep it simple 3 – Use your mortgage for the win, and lastly 4 – Stay laser-eyed on real returns. Read mo…
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Zac Townsend / Bitcoin Life Insurance? Ep 488
34:15
34:15
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34:15Special thanks to Zac Townsend from Meanwhile, for joining me to unpack how life insurance works, when the money changes. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto tak…
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Jack Revill & Carl Burling / What Makes Commercial Property Better, Ep 487
46:45
46:45
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46:45In 2021, the combination of spiking interest rates, differential tax treatment, new RBNZ regulations, and the CCCFA, put and end to the residential property party. Although some of the sting's been taken out, many property investors are formulating a plan to exit, once any sign of life returns to the market. Where will they go? Provincia: Whether y…
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John Kenel / Thriving, While The West Fails Ep 486
48:24
48:24
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48:24Big thanks to property expert John Kenel. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You MyRent: See why residential property investors all over New Zealand are switching to myRent. Provincia: Whether you're looking to invest, or you have a commercial property that needs bett…
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Michael Every / Why The Death Of Free Trade Matters Ep 485
49:42
49:42
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49:42My guest on this one is Michael Every, Global Macro Strategist with Rabobank. We're no better conditioned than dogs waiting for a bell to ring. Bad stuff happens, rates go down, house prices go up. Easy. But now, after almost 4 years of watching house prices stagnate, if you're anything like me, you're wondering if the rules have changed. It's scar…
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Peter Dunworth / Wealth Tax, Strategy, Bump and Grind, Ep 484
1:04:05
1:04:05
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1:04:05Learn more about Loan My Coins.* For multi-signature wallets, check out The Bitcoin Adviser.* Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You MyRent: See why residential property investors all over New Zealand are switching to myRent. Provincia: Whether you're looking to inves…
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Charlie Meadon / Soros, Reflexivity, Interest Rates & Strategy Ep 483
1:11:55
1:11:55
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1:11:55Markets create reality through our collective expectations and actions. It's a self-fulfilling prophecy fed by mass-psychosis. Read more. Special thanks to Charlie Meadon, CEO of Eccuity. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You MyRent: See why residential property inve…
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G. Edward Griffin / The Jekyll Island Rebellion, Ep 482
52:43
52:43
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52:43G. Edward Griffin is the author of The Creature From Jekyll Island. If you ever wanted a deeper understanding on the origin and aims of the US Federal Reserve, this is it. Learn more about Red Pill University. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You MyRent: See why res…
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John Alcock / "We Are In World War III" Ep 481
1:16:02
1:16:02
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1:16:02Recording date: 18th of July 2025 The question of whether Bitcoin is fueling a political revolution is something I’ve been chewing on for a while. I think it is, but I reached out to John Alcock to see what he thinks (and I got more than I bargained for!). Read more about it here. Book in a free 15-min phone call with Darcy Ungaro (financial advise…
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Luke Kemeys / Paths To Business Wealth, Ep 480
1:02:07
1:02:07
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1:02:07Can genuine, transformational wealth still come from work hard and focus? With record amounts of cash sitting idle in bank accounts and property markets showing signs of strain, many aspiring investors and business owners face an uncomfortable truth. Is now the time to quit, or double down? Read more. Many thanks to Luke Kemeys, from Next Advisory …
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John Alcock / NZ's First Bitcoin Property Transaction, Ep 479
48:06
48:06
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48:06Sometimes the future doesn’t tap politely. It knocks, and while the instinct is to keep the door bolted, at some stage we need to do better. That’s what’s happening right now in New Zealand, as John Alcock aims to facilitate the country's first property sale powered entirely by a blockchain. Read more. Book in a free 15-min phone call with Darcy Un…
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Darcy Ungaro / Where To Invest, If NOT Property? Ep 478
30:10
30:10
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30:10It’s a dwelling, but it’s an asset class too - People buy property to live in it, and to grow their wealth in it. Since the early 1970’s, property values have doubled roughly every 7-10 years in many Western countries, including here in NZ. But sitting here in 2025, after watching at least 3 years of falling prices, it’s natural to wonder if the pa…
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Mary Jo Vergara / How NZ Property Prices Lead The World. Ep 477
29:24
29:24
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29:24New Zealand was one of the first economies where the central bank hiked interest rates. Being first, I wonder if that means other countries watch us to see how sensitive economies are to monetary policy? Read more Special thank you to Mary Jo Vergara - senior economist at Kiwibank. Book in a free 15-min phone call with Darcy Ungaro (financial advis…
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Catherine Emerson / Better Get Rich, Kids. Ep 476
51:56
51:56
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51:56the art of investing is balancing growth and protection, for both you and your kids. Read more. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop …
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Francis Hunt / Global Debt Meltdown? Ep 475
1:18:33
1:18:33
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1:18:33Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more. Affiliate Links! Th…
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Darcy Ungaro / 2 Ways 2 Grow Obscene Wealth, Ep 474
27:13
27:13
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27:13I believe the core ingredient in any wealth building strategy is the acquisition of just a few assets. As we acquire assets, we need to start thinking more, not less, about all the things that rob us, and no, not just fees. Read more. Catch the full Michael Saylor talk here Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sig…
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Darcy Ungaro / The Inevitability of Investment Returns, Ep 473
28:09
28:09
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28:09Recently, I attended a conference which centered on what I suspect will be the future of money in a more digital world. One of the best presentations I sat through was from author (of a book called 'Broken Money') and macro-analyst Lyn Alden - 'Nothing stops this train'. The current form of money we use (fiat currency) is tethered to a leveraged sy…
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Mike Grimshaw / Has NZ Lost Its Way? Ep 472
1:05:00
1:05:00
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1:05:00Has New Zealand lost its way? If so, the only path forward is to honestly acknowledge what we once were, understand how and why we’ve changed, and then chart a course for the future we want. It’s a tough question, no doubt, but like any hard problem, there’s a reward waiting on the other side. I’m joined today by Mike Grimshaw, a self-confessed ‘in…
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Ashley Church / RIP NZ Property Market? Ep 471
1:02:20
1:02:20
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1:02:20In a perfect world, housing would be for lifestyle, and investments for long term planning - regardless, we live in an imperfect world. The real question becomes - what's your response to it? Jump in for number go up? If so, now's looking really, really good. *Just keep a lazy eye some of the bigger changes a foot. Read more here. Check out the wor…
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Paul Quickenden / Neo-Mercantilism: This IS Happening, Ep 470
50:08
50:08
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50:08From neoliberal globalization to neo-mercantilism – This is happening, and it might not be a simple transition. Why? Because the digital transformation of money is occurring at the exact same time. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Sign up to Easy Crypto: To buy and sell d…
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Cody Ellingham / Bitcoin Over $100k...Again! Ep 469
1:10:21
1:10:21
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1:10:21For everyday people struggling to get ahead in a system that feels rigged, the path to financial security does not in fact, come from getting the degree, working hard, and trying to be liked. That’s the old world. In the new world, to build new wealth, we have to quest for objective truth. Really? Sounds a bit full on. Check out Cody Ellingham on t…
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