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Welcome to The FED Weekly, the go-to podcast for current and retired U.S. federal employees who need to stay informed on the issues that matter most. In a rapidly changing political landscape, we deliver concise, weekly updates on the legislative, executive, and agency-level actions that have a direct impact on your professional life and financial future.
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The College Investor podcast is a daily audio show that's dedicated to bringing you the best of TheCollegeInvestor.com. We discuss a variety of topics, all relating to millennial money - including student loan debt, investing, earning more money, and more! Robert Farrington, the founder of The College Investor and a Millennial Money Expert, shares how to get out of student loan debt so that you can start investing and building wealth for the future. Instead of cutting expenses and living a f ...
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Off-Balance

Dr. Brooks Demming

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Welcome to Off-Balance, the podcast for women who are growing businesses, raising families, and nurturing their faith all at once. If you’re in a season of life where you’re juggling a lot and trying to do it with purpose and grace, you’re in the right place. Each week, we delve into genuine conversations and practical insights that resonate with the heart of your everyday life. From faith that grounds you to family that needs you to a business that drives you, we’ll help you find rhythms th ...
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The federal hiring process is undergoing a transformation, and it’s more than a policy change; it’s a values shift. In this episode, we delve into the core of the new Merit Hiring Plan and its significance for faith-driven applicants. Discover how the government is refocusing on skill, service, and constitutional commitment and what that means for …
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Welcome to the FED Weekly, the go-to podcast for current and retired U.S. federal employees who need to stay informed on the issues that matter most. In a rapidly changing political landscape, we deliver concise, weekly updates on the legislative, executive, and agency-level actions that have a direct impact on your professional life and financial …
  continue reading
 
Wondering which students and families actually get merit-based scholarships and grants at private colleges? We have the data. Parents of college-bound children who are considering high-cost private non-profit colleges often wonder how to qualify for institutional financial aid. These grants and scholarships may or may not really be based on merit, …
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The FED Weekly: June 15–21, 2025 report highlights significant developments impacting federal employees and retirees. A major focus is the Senate’s draft of a budget reconciliation bill that preserves controversial measures requiring new federal employees to either pay a higher retirement contribution or forfeit civil service protections. While som…
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Welcome to the Federal Workforce Roundup, the go-to podcast for current and retired U.S. federal employees who need to stay informed on the issues that matter most. In a rapidly changing political landscape, we deliver concise, weekly updates on the legislative, executive, and agency-level actions that have a direct impact on your professional life…
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When your student loans are discharged due to disability, you may be limited in whether you can work or go to school for a period of time. Otherwise, your student loans may be reinstated. This can be an especially difficult issue to navigate if your loans are discharged while you're attending school, or plan to. And it can happen even if you never …
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In this episode of Off-Balance, we’re diving into the essential topic of reasonable accommodation in the federal workplace. What does it mean? Who qualifies? And how can faith, compassion, and leadership come together to create more inclusive work environments? With insights from both OPM and EEOC guidance, we unpack the legal framework, real-world…
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In this episode of Off-Balance, we delve into the newly signed Take It Down Act, a bipartisan law designed to combat the spread of nonconsensual intimate images and AI-generated deepfakes. This groundbreaking legislation holds offenders accountable and empowers victims with tools to reclaim their privacy online. Join us as we unpack what the law me…
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What happens when your growth, success, or faith journey stirs up something uncomfortable in your parent, something that looks a lot like jealousy? In this candid and compassionate episode, we delve into the often-unspoken reality of parental jealousy. Whether it's subtle criticism, emotional distance, or dismissive remarks, many adults quietly wre…
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Not everyone can afford your high-ticket service, but that doesn’t mean they can’t become a valuable customer. In this episode of Off-Balance, we explore why every service-based entrepreneur should consider offering a product, like a book, an ebook, or a journal, to serve a wider audience and create an additional stream of income. You'll learn how …
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Paying for college isn’t just about covering tuition. It’s about understanding what happens when life takes a turn and what protections exist if it does. Each year, families across the country commit thousands of dollars toward college without fully understanding the terms behind the payment. If a student gets sick or has to take a leave during the…
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What happens when the job you thought was secure suddenly isn’t? In this heartfelt and practical episode, we unpack how to navigate the emotional, spiritual, and financial challenges of job instability especially in federal or long-term government roles. Whether you’ve experienced a reduction in force (RIF), early retirement, or are facing unexpect…
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After years of payments, pauses, and paperwork, many public service workers are confused on what payments and time periods may count for Public Service Loan Forgiveness (PSLF). However, there are also more options to have qualifying periods count - thanks to the PSLF buyback program. If you've been stuck in the SAVE forbearance, served in the milit…
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College move-in day is filled with excitement, but new students often learn quickly that shared living spaces come with unexpected risks. And if you’re not careful, even small accidents can be expensive. From laptop spills to missing laundry, a range of common mishaps can cause financial stress. In partnership with GradGuard, we’re going to highlig…
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Loss comes in many forms: a job, a relationship, a loved one, and each can leave us feeling shaken, heartbroken, and unsure of what’s next. In this episode of Off-Balance, we’re creating space to talk honestly about what it means to bounce back after loss. Through a biblical lens and personal reflection, we’ll explore how to move forward with faith…
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Income-Driven Repayment (IDR) plans provide affordable monthly student loan payments by basing the payments on a portion of the borrower’s discretionary income, as opposed to the amount they owe. Generally, IDR plans will yield lower student loan payments when the borrower’s total student loan debt exceeds their annual income. However, there are wa…
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Most of us avoid making others uncomfortable—even when it costs us our peace. In this episode of Off-Balance, we’re diving into why it’s so hard to set boundaries and speak up, especially when faith, family, and business values are on the line. I’ll share a personal story about a small boundary that caused big frustration and unpack why discomfort …
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Many families assume that once a student accepts admission to a college, the financial aid offer is final. In most cases, that’s true. Schools often budget tightly and expect students to commit based on the information already provided. But there are exceptions. Appealing a financial aid award after committing to a school is uncommon, but not impos…
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The latest reconciliation bill set for review in the House Committee on Education and the Workforce proposes some of the most extensive changes to higher education funding and student loans in decades. This is the papered proposal, it's NOT law yet. If enacted, the legislation would limit federal borrowing, end Parent PLUS loans, change repayment o…
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In a world obsessed with approval, it’s easy to fall into the trap of people-pleasing — especially when you’re juggling faith, family, and business. But here’s the truth: everyone’s not going to like you, and that’s okay. In this episode of Off-Balance, we’re having a heart-to-heart about what it really means to release the pressure to be liked, st…
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Student loan debt is not fun to have. While it may have been necessary to pay for school, now that you’re graduated, it’s time to think about ways to pay off your student loans faster. If you’re looking at your repayment plan options - even the shortest term is usually around 10 years. That can seem like forever! At the same time, looking at these …
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As families juggle decisions about housing, orientation dates, and class schedules, one area that often gets overlooked is life skills. The transition from high school to college is one of the biggest changes a teenager will face. And while some schools may offer a session study habits, far fewer address what it takes to function day to day. The co…
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With the stock market fluctuating and new tariffs raising concerns about family finances, some families are re-thinking the college decision (at least in the short term). While it might not be off the table, taking a gap year or deferring enrollment is an option for some. But what happens to financial aid if my child takes a gap year? While taking …
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