Best ML&S Podcasts (2026)

1
Eligible Obligations 101: What They Are and What Credit Unions Need to Know 30:27

Play Pause

24d ago30:27

30:27

In a follow up to their discussion about loan participations earlier this year, Jenn Winston continues her conversation with Mike Heller about what exactly eligible obligations are; why they are important to credit unions as both buyers and sellers; and what differences there are between eligible obligations and loan participations and why that's i…

1
What you Need to Know about Mortgage CUSOs 24:57

4M ago24:57

24:57

Amanda Smith joins the podcast to discuss important issues that your credit union needs to consider prior to forming, investing in, or partnering with a mortgage CUSO.By ML&S

1
Repercussions of the Federal Stablecoin Legislation on the Credit Union Industry 33:50

5M ago33:50

33:50

Mike and Mike discuss the passage of the GENIUS Act and some other key takeaways for your credit union from 'Crypto Week'.By ML&S

1
What is Going on at the CFPB? Part 2 30:12

7M ago30:12

30:12

In the second part of our 2-part episode, the discussion about what has been going on at the CFPB with Jennifer Winston continues. The topics in Part 2 of this episode include an update about the current status of certain CFPB rules and Jenn and Mike do their best to discuss where the agency could go from here.…

1
What is Going on at the CFPB? Part 1 29:59

7M ago29:59

29:59

In a 2-part episode, Jennifer Winston joins the podcast to discuss what has been going on at the CFPB since the return of the Trump administration - it's been a lot! The topic in Part 1 of this episode is a discussion about the shifting focus and priorities of the CFPB with the return of the Trump administration and what it could mean for the credi…

1
Two Board Members Removed! What is Going on at NCUA? 32:57

8M ago32:57

32:57

Jennifer Winston, Mike Mulvey, and Mike Heller break down the latest at the NCUA with the recent removal of Board Members Harper and Otsuka - the timeline of events, the current lawsuit, and what the NCUA may or may not be able to do with only a one member Board.By ML&S

1
Loan Participations 101: What Credit Unions should consider before taking the Plunge 30:30

10M ago30:30

30:30

We are seeing an uptick in questions about the purchase of loan participations. Jenn Winston steps into the host chair to ask Mike Heller why loan participation purchases are attractive to both buyers and sellers, as well as what regulatory requirements buying credit unions should be aware of.By ML&S

1
What to Think About When Acquiring a CUSO 24:17

11M ago24:17

24:17

Mike Mulvey discusses what your credit union should be considering when acquiring an existing business to operate as a CUSO. We talk about how to legally structure these transactions, due diligence considerations in finding the right business, operating the business in accordance with CUSO regulations, and more!…

1
Impact of 2024 Elections on the Credit Union and CUSO Industry 36:53

1y ago36:53

36:53

We have a full house Messick Lauer & Smith podcast episode to discuss the impact of the 2024 elections on the credit union and CUSO industry. This full roundtable discussion covers the transition at the NCUA and CFPB and also includes a host of other relevant industry topics that we are all keeping an eye on as we move from the Biden administration…

1
Discussion on Data Security: What Credit Unions Expect and CUSOs Need to Know 30:55

1y ago30:55

30:55

Mike and Mike are on the podcast today to discuss what credit unions are thinking, and what CUSOs should be thinking about regarding data security and confidentiality protections in credit union due diligence and contract writing and negotiating. These protections are topics covered in every critical service contract and this podcast includes some …

1
The Post-Chevron Impact on the Credit Union Industry: What Do We Know 28:24

1+ y ago28:24

28:24

Mike, Jenn, and Mike have a roundtable discussion about the latest hot topics in the credit union industry including the Supreme Court's Loper Bright decision that overturned the Chevron doctrine, some of the latest regulatory actions at the CFPB, and an update on the FTC's final rule to ban noncompete clauses.…

1
The CFPB's Crusade against Junk Fees and How it Impacts the CU Industry 40:45

1+ y ago40:45

40:45

Today, we are once again joined by Jenn Winston and Mike Mulvey to discuss the latest developments from the CFPB regarding their focus against junk fees. After Jenn discusses recent actions taken by the CFPB and their impact on the credit union industry, Mike Mulvey has some ideas and actions that credit unions can and should be thinking about to r…

1
The CFPB’s Proposed Personal Financial Data Rights rule 37:36

1+ y ago37:36

37:36

In this episode, Jenn Winston sits down with Mike Heller to discuss the CFPB's new proposed Personal Financial Data Rights rule. Mike answers questions about what credit unions, CUSOs, and fintechs need to know so they can be ready when the final rule is published in the fall.By ML&S

1
Navigating Success with Chad Nedland: Strategies for Meaningful Impact 25:32

1+ y ago25:32

25:32

Join us for an enlightening conversation with Chad Nedland, a renowned author, business strategy coach, and inspiring speaker. With over two decades of experience in transforming challenges into steppingstones, Chad has mastered the art of driving personal and professional growth. In this episode, Chad will share his invaluable insights on resilien…

1
Getting ready for the NACUSO Conference 28:56

1+ y ago28:56

28:56

Pre-NACUSO Conference Roundtable! Mike, Jenn, and Mike get together to give a preview to their "Hot Topics" presentation at next week's NACUSO Conference. It covers topics and trends that we are looking at prevailing in the industry.By ML&S

1
Tech Horizons: Unveiling Density 6 with Ken Davis 24:12

1+ y ago24:12

24:12

Join us on Dove and Dragon Radio as we sit down with tech mogul Ken Davis, the visionary behind Density 6 (D6). Dive deep into the world of innovation as Ken gives us an exclusive sneak peek into the cutting-edge products set to revolutionize the industry. Discover the inspiration, technology, and strategy propelling D6 to the forefront of the tech…

1
The Timekeeper's Guide: with M.L. Ruscsak and Trenace' K. Carter 29:58

1+ y ago29:58

29:58

Welcome to Dove and Dragon Radio, where mystical insights meet practical wisdom. Join your host, M.L. Ruscsak, as we journey through the realms of time management and personal empowerment with the illustrious Trenace' K. Carter, Founder and CEO of 1 Authentic Woman, Certified Master Life Coach, and author of "Embrace Your Crown: A Time Management H…

1
🌟 From Broke to CEO: Unveiling the Journey to Success 🌟 37:08

2y ago37:08

37:08

Join us for an inspiring and transformative keynote presentation by M.L. Ruscsak, esteemed CEO and founder, as he shares his remarkable journey from adversity to triumph. In this riveting discussion, M.L. delves deep into the challenges he faced, the obstacles he overcame, and the invaluable lessons he learned along the way. In a world where the ro…

1
Empowering Voices: LaVita Gunby on Dove and Dragon Radio 19:22

2y ago19:22

19:22

Join us on Dove and Dragon Radio as we celebrate International Women's Day with the remarkable LaVita Gunby, author of the upcoming book "She's So Perfect." Set for its grand release on March 22nd, LaVita's visit to our studio promises an enriching conversation full of inspiration, empowerment, and poetic grace. In this special episode, LaVita will…

1
Join us on Dove and Dragon Radio for an enlightening conversation with the esteemed Marco Torres 22:24

2y ago22:24

22:24

Join us on Dove and Dragon Radio for an enlightening conversation with the esteemed Marco Torres. In this exclusive episode, we delve into the pioneering journey of Marco, exploring the milestones and challenges that have shaped his path to success. Discover the insights and strategies that Marco employs to navigate the ever-evolving landscapes of …

1
Innovating with Luka Yancopoulos: Insights and Inspirations 18:42

2y ago18:42

18:42

In this compelling episode of Dove and Dragon Radio, we have the pleasure of hosting Luka Yancopoulos, the innovative mind behind go-grapevine.com, a revolutionary platform designed to assist healthcare professionals in economizing on medical supplies. Luka’s journey is a testament to the power of innovation in addressing real-world challenges, par…

1
The Corporate Transparency Act: A Journey through the Maze 31:15

2y ago31:15

31:15

Mike Mulvey returns to In the CU for a deep dive into the Corporate Transparency Act, a new set of FinCEN regulations that include reporting obligations that could impact your CUSO.By ML&S

1
Dove and Dragon Radio with Dave Albin, CEO of Firewalk Productions 39:15

2y ago39:15

39:15

Join us on Dove and Dragon Radio for an inspiring episode with Dave Albin, CEO of Firewalk Productions LLC, who brings over three decades of experience in personal development and a lifetime of entrepreneurial spirit. Dave's journey began at the tender age of 9 with a paper route and selling flowers, paving the way for a remarkable path of growth a…

1
The Entrepreneurial Mindset Unveiled: A Journey into Success 13:38

2y ago13:38

13:38

Welcome to the Dove and Dragon Radio Podcast, a place where we dive deep into the minds of business visionaries and authors. I'm your host, M.L. Ruscsak, CEO and Founder of Trient Press. Today, we have a special episode where I'll be your sole speaker, taking you on an extraordinary journey into the fascinating world of the entrepreneurial mindset.…

1
An Interview with the Honorable Rodney Hood 36:05

2y ago36:05

36:05

Brian Lauer speaks with NCUA Board Member Rodney Hood.By ML&S

1
Amplify Her Leadership: Strategies for Ascendancy with M.L. Ruscsak Full speech 10:52

2y ago10:52

10:52

🌟 Are you ready to transform your leadership journey? Dive into an empowering episode with M.L. Ruscsak, CEO of Trient Press, as she navigates the intricacies of 'Cultivating a Leadership Mindset' on our latest podcast. This episode, specially themed for the "Amplify Her" event, is a treasure trove of insights for aspiring and established women lea…

1
Amplify Her Leadership: Strategies for Ascendancy with M.L. Ruscsak 8:50

2y ago8:50

8:50

Join us on Dove and Dragon Radio for a compelling episode titled "Navigating Leadership Heights: Empowering Strategies with M.L. Ruscsak." In this enlightening session, M.L. Ruscsak, renowned CEO and founder of Trient Press, delves deep into the art and science of cultivating a transformative leadership mindset. M.L. Ruscsak shares invaluable insig…

1
Pioneering Pathways: Celebrating Women in STEM on Dove and Dragon Radio 15:56

2y ago15:56

15:56

Embark on an illuminating expedition with host M.L. on Dove and Dragon Radio, as we traverse the inspiring journeys of remarkable women who have significantly contributed to the fields of Science, Technology, Engineering, and Mathematics (STEM). This episode resonates with the indomitable spirit of discovery and innovation, highlighting the groundb…

1
Dove and Dragon Radio with host M.L.Ruscsak and guest Steve Eoannou 29:09

2y ago29:09

29:09

🎙️ Welcome to Dove and Dragon Radio, the place where captivating stories and fascinating guests come to life! I'm your host, M.L. Ruscsak, and today we have a special treat for you. We're diving into the world of literature and adventure with an extraordinary author, Steve Eoannou. 📚 Imagine unraveling the mysteries behind iconic characters like th…

1
Dove & Dragon Radio" with host M.L. Ruscsak and special guest Greg Moore, the CEO of Franchise Maven 25:51

2y ago25:51

25:51

"Dove & Dragon Radio," hosted by M.L. Ruscsak, features a riveting discussion with special guest Greg Moore, the distinguished CEO of Franchise Maven. In this enlightening conversation, M.L. Ruscsak delves into the realm of franchising, uncovering the intricate details of this business model with her insightful inquiries. Greg Moore, a seasoned fra…

1
Witch's Hour: The Alchemy of the Modern Era - Bridging Ancient Mysticism and Contemporary Spirituality 20:45

2y ago20:45

20:45

Welcome to this limited edition episode of Witch's Hour, where the cryptic becomes clear, and the arcane finds resonance in modern life. Your host, M.L., journeys through the labyrinth of alchemy to shed light on its symbolic and literal implications, especially in contemporary spiritual contexts. Overview Introduction: The Meaning of Alchemy Duali…

1
Dove and Dragon Radio with Special Guest Deaunna Marie Smith 27:41

2y ago27:41

27:41

Welcome to a highly anticipated episode of Dove and Dragon Radio. Your host, Emma Vuchok, is joined by an illustrious guest, Deaunna Marie Smith, a best-selling author with Trient Press. Together, they delve into a cornucopia of riveting topics, ranging from personal development to the nuanced art of storytelling, and even explore the esoteric real…

1
What makes a Financial Institution - with Amanda Smith 23:41

2+ y ago23:41

23:41

A conversation with Amanda Smith about whether your business is considered to be (seriously) a financial institution, what the FTC's Safeguards Rule is, and what your business needs to know about it. For more guidance about the Safeguards rule, click here.By ML&S

1
Dove and Dragon Radio with Host M.LRuscsak and Esteemed Larry Thorntoned Guest 31:23

2+ y ago31:23

31:23

Larry Thornton, the CEO of Coca-Cola and a renowned author, bravely shared his extraordinary experiences as a teenager during the 1960s when he was one of six students who integrated an all-white school. He candidly discussed the challenging societal messaging that often made individuals feel worthless, but he defied these messages and emerged succ…

1
Talking With Mike Mulvey About Corporate Separateness 23:54

2+ y ago23:54

23:54

In today's episode, Mike Mulvey returns to In the CU to discuss the legal and operational importance of corporate separatenessBy ML&S

1
Dove & Dragon Radio with host M.L. Ruscsak and guest Tom Paladino 25:40

2+ y ago25:40

25:40

The meeting discussed the potential of using scalar energy instruments to improve emotional and physical health. The instruments use natural energy from the sun and stars to administer quantum energy to a person's quantum field through their photograph. Tom Paladino discussed the ancient use of similar techniques for healing and how this quantum re…

1
Discovering Mackinac Island and Traverse City in Michigan 20:09

2+ y ago20:09

20:09

Welcome to "Discovering Mackinac Island and Traverse City in Michigan"! In this episode, we explored the charming and picturesque Mackinac Island and the vibrant city of Traverse City. From the famous Mackinac Island fudge to the local wineries and breweries, we covered the best of the local cuisine and beverage scene. For outdoor enthusiasts, we s…

1
The Positive Shift: Changing Your Mindset to Achieve Your Goals 20:52

2+ y ago20:52

20:52

Welcome to Mindset Shift, the podcast that helps you transform your mindset to achieve your goals and live your best life. In this episode, we'll explore the power of a positive mindset and how it can help you overcome obstacles, achieve your goals, and live a fulfilling life. First, we discuss what a positive mindset is and how it differs from a n…

1
Innovation and Creativity in Business: 31:05

2+ y ago31:05

31:05

Episode Title: Innovation and Creativity in Business Episode Description: Innovation and creativity are essential for business growth and success. In this episode, we explore the importance of innovation and creativity in business and discuss various tools and techniques that can be used to enhance them. We also examine the role of leadership in fo…

1
The role of book clubs and other reader communities in author success. 15:24

2+ y ago15:24

15:24

Welcome to another episode of Author Talk! In today's episode, we'll be discussing the vital role that book clubs and other reader communities play in the success of authors. We'll be exploring the benefits of author engagement with reader communities, including opportunities for direct feedback, exposure to new audiences, and word-of-mouth promoti…

1
Enjoying the natural beauty of Acadia and Bar Harbor in Maine 14:44

2+ y ago14:44

14:44

Welcome to our podcast! In this episode, we'll be exploring the breathtaking natural beauty of Acadia National Park and the charming town of Bar Harbor in Maine. We'll begin by discussing the many outdoor activities that Acadia National Park has to offer, including hiking, biking, and kayaking. We'll also share some of our favorite trails and sceni…

1
The Mindful Journey: Finding Inner Peace and Self-Acceptance. 16:38

2+ y ago16:38

16:38

In this episode of The Mindset Shift, we explore the power of mindfulness and its ability to help us find inner peace and self-acceptance. Through practical tips and strategies, we learn how to navigate difficult emotions, cultivate self-awareness, and adopt a mindful lifestyle. We begin by discussing the importance of self-awareness and how it pla…

1
Speaking with NACUSO CEO Jack Antonini 28:21

2+ y ago28:21

28:21

A conversation with Jack Antonini on his time at NACUSO and what's next...By ML&S

1
Project Management: Best Practices and Tools 34:12

2+ y ago34:12

34:12

Welcome to our latest episode on project management, where we discuss the best practices and tools that can help ensure the success of any project. In this episode, we covered the importance of creating a project management plan, establishing team roles and responsibilities, and setting up effective communication channels. We also discussed the sig…

1
Tips for creating engaging book launch events. 13:20

2+ y ago13:20

13:20

Description: Are you an author looking to promote your latest work? In this episode, we'll provide you with practical tips and strategies for creating memorable and engaging book launch events that will leave a lasting impression on your audience. From pre-event planning to post-event follow-up, we'll guide you through every step of the process. Pl…

1
Road tripping through Vermont and visiting Cape Cod in Massachusetts 15:38

2+ y ago15:38

15:38

Episode Title: Road tripping through Vermont and visiting Cape Cod in Massachusetts Summary: Join us on a road trip through the charming towns of Vermont and the scenic beauty of Cape Cod, Massachusetts. In this episode, we'll share our favorite places to visit, eat, and stay in both destinations. Key points: Vermont's Mad River Valley is a popular…

1
The Purposeful Life: Discovering Your Passion and Living Your Best Life 24:16

2+ y ago24:16

24:16

The Purposeful Life: Discovering Your Passion and Living Your Best Life Are you feeling lost, stuck, or unfulfilled in life? Do you crave a deeper sense of purpose and meaning? If so, you're not alone. Many people struggle to find their passion and live their best life with purpose. But fear not, because in this episode, we'll explore how to discov…

1
Risk Management: Identifying and Mitigating Risks in Your Business 21:33

2+ y ago21:33

21:33

Hello and welcome to our latest episode on risk management. In this episode, we will be discussing how businesses can identify and mitigate risks in order to prevent potential losses and maximize their chances of success. We will start by defining what risk management is and why it is important for businesses of all sizes. We will then discuss the …

1
developing a newsletter and other email marketing strategies for authors: 23:28

2+ y ago23:28

23:28

Welcome to another episode of Author Talk! In this episode, we're discussing how authors can use email marketing to grow their audience and connect with their readers. As an author, having a strong email list is essential for building a loyal fan base and promoting your work. And while social media platforms can be a great way to connect with reade…

1
Hiking in Zion and Bryce Canyon National Parks in Utah 19:05

2+ y ago19:05

19:05

As we come to the end of this episode, let's take a moment to recap the main points covered in our journey through Zion and Bryce Canyon National Parks. We started by discussing the best time of year to visit, noting that the shoulder seasons of spring and fall offer mild weather, smaller crowds, and vibrant foliage. For those seeking a more advent…