The Identity Trust Pulse brings you the latest fraud and identity insights from industry leading experts across the world, sharing their expertise on relevant topics to help your business fight fraud and prioritize positive customer experiences. Find the fraud and identity insights to navigate our world of expanding opportunities and evolving risks. See the bigger picture – and the smaller one too – with this engaging podcast. The Identity Trust Pulse is brought to you by LexisNexis® Risk So ...
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Credit in Focus unpacks the global complexities of credit risk across the customer lifecycle, from marketing and origination to account management, collections and recovery. Industry experts across the globe join the conversation to discuss actionable insights and emerging trends in credit risk management. Credit in Focus is brought to you by LexisNexis Risk Solutions, which helps organizations improve outcomes across the customer lifecycle by expanding existing assessment strategies with al ...
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ID Tech's Alex Perala and Tony Bitzionis are joined by a varied range of guest experts to discuss identity technology, biometrics, digital ID, artificial intelligence, and more.
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In each episode of Unique Contributions, we bring you closer to some of the most interesting people from around our business working on industry-shaping issues that matter. We explore how they and we collectively as a business, create a positive impact on society through our knowledge, resources and skills. This is what we call our “unique contributions”. Join our host YS Chi, director of corporate affairs at RELX and Chairman of Elsevier, as he dives deep into conversations with some of his ...
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AI Fraud: How IDVerse® is Transforming Document Authentication and Biometric Verification
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19:08In this episode, we introduce IDVerse®, part of LexisNexis® Risk Solutions - our latest acquisition and a powerful addition to the fraud and identity portfolio. IDVerse® delivers market-leading document authentication and biometric verification capabilities to help businesses combat AI-powered fraud and empower global trust in digital identity veri…
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Navigating Credit Risk in Emerging Markets
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42:04Wesley Smith, Senior Director of Strategy for International Credit Risk, Mauro Villarreal, Director of Market Planning for Global Digital Credit Decisioning and John McWilliams, Director of Consultative Solutions deep dive into why understanding credit risk in emerging markets is crucial for lenders in the broader financial ecosystem. They also dis…
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How GLEIF Is Giving Companies a Digital ID of Their Own
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34:11In this episode of ID Talk, Alex Perala sits down with Alexandre Kech, CEO of the Global Legal Entity Identifier Foundation (GLEIF), to explore how GLEIF is bringing digital identity to the enterprise itself. They discuss the origins of the Legal Entity Identifier (LEI), its global adoption, and the foundation’s latest innovation – the Verifiable L…
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Commercial Credit Strategies and Insights
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33:49Join Brian Christein, Senior Vertical Solutions Consultant and Kristin Carlson, Senior Data Scientist at LexisNexis Risk Solutions as they discuss industry best practices for commercial underwriting strategies and small business commercial credit health trends. Visit risk.lexisnexis.com to learn more about industry trends, customer strategies and i…
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Research integrity, AI, open access - how Elsevier is navigating the hot topics of scientific publishing
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25:37In this episode, YS Chi interviews Laura Hassink, Managing Director of Elsevier journals. Elsevier publishes 17 percent of the world's research output across its 3,000 journals. This gives it a unique vantage point on some of the biggest issues currently discussed in the research and scientific communities: research integrity, trust in science, AI,…
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Data, trust and rising premiums: Insights from LexisNexis Risk Solutions
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32:08In this episode, YS Chi speaks with Bill Madison, CEO of our insurance business at LexisNexis Risk Solutions to explore the dynamics within the insurance industry and why premiums keep rising across the board. To understand the challenges consumers and insurance carriers are facing today, Bill takes us back to 2020, right at the beginning of the pa…
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IDnow’s Montaser Awal Wants AI to Earn Your Trust
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30:43In this episode of ID Talk, IDnow’s Director of Research, Montaser Awal, reveals how AI is reshaping the fight against digital fraud and deepfake threats. He discusses IDnow’s role in Europe's groundbreaking Achilles Project, emphasizing transparency, fairness, and trust in artificial intelligence. Montaser also shares valuable insights into the im…
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Collections in the Digital Age: Challenges and Opportunities
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36:55Michael Bernard, Senior Analyst for Retail Banking at Celent moderates a conversation with Carrie Coker-Aivaliotis, Senior Director of Market Planning for Servicing and Recovery, Denise Cross, Director of Servicing and Collection Solutions and Andrea Bell, Senior Solutions Consultant about the findings and takeaways from the survey results of 155+ …
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Unmasking digital fraud: How AI and biometrics are changing the game. Insights from LexisNexis Risk Solutions
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29:47In this episode, YS Chi speaks with Kimberly Sutherland, vice president of fraud and identity at LexisNexis Risk Solutions. Banks and businesses need to constantly adapt to our need for fast and secure online transactions, while having to detect and stop online fraud. This is a complex task since scammers are increasingly sophisticated and operate …
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How LexisNexis Risk Solutions is Staying Ahead of AI-Driven Fraud, with Kimberly Sutherland
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30:07In the wake of LexisNexis Risk Solutions' recent acquisition of IDVerse, Kimberly Sutherland, Global Head of Fraud and Identity, joins the ID Talk podcast to discuss the evolving landscape of digital fraud and identity security. Sutherland shares her insights on the growing sophistication of fraud threats powered by AI, the strategic thinking behin…
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Customer-centric technology in the events industry: a discussion with RX leaders
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39:52In this episode, YS Chi speaks with Brian Brittain, Chief Operations Officer, and Gaby Appleton, Chief Product Officer at RX, the global events business. The events industry is all about connecting buyers and sellers and bringing people together to enable them to grow their business. Far from being a threat to in-person events, as many feared, the …
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Detecting and Preventing First-Party Fraud
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46:36What is one of the most vexing challenges in credit risk management? First-party fraud. Kevin King, Vice President of U.S. Credit Risk, Zach Tondre, Director of Credit Risk Decisioning and Wesley Smith, Senior Director of Strategy for International Credit Risk discuss why this threat is so hard to define, difficult to identify and complex to defend…
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The Ripple Effect: How Fraud Impacts the Travel Industry
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26:34In this episode we explore the hidden threats that fraud poses to travel companies, from financial losses to the erosion of trust and reputation. Join our LexisNexis® Risk Solutions expert, Jason Lane-Sellers, Market Planning Director, EMEA and guest speaker, Gustavo Tonti, Head of Fraud at Destinia as they dive into the evolving nature of fraud in…
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AI diplomacy: the difficult balancing act between innovation and regulation
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25:04YS Chi speaks with Philippa Scarlett, RELX global head of government affairs. As a child of diplomats, Pippa has a unique background which gives her cross-cultural competency in a role that requires global thinking. She shares her insights on how different governments think about AI and the opportunities and challenges they face when leveraging AI …
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ICMEC's Colm Gannon on Getting Regulations Aligned with the Fight Against Child Exploitation
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42:43This week, ID Talk welcomes Colm Gannon, CEO of ICMEC Australia, for a discussion about the intersection of technology, privacy, and child protection. Gannon discusses how ICMEC collaborates with law enforcement, regulators, and tech companies to combat child exploitation, the challenges of balancing privacy rights with victim protection, and the r…
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Generative AI and the law: how customers are adopting this new technology and creating value. Insights from LexisNexis
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34:04In this first episode of Season Four, YS Chi speaks with Sean Fitzpatrick, CEO of LexisNexis North American, UK & Ireland. In June 2023, YS interviewed Mike Walsh, CEO of LexisNexis Legal & Professional, a few months after introducing generative AI at scale to the legal profession. Fast forward to 2025 and thousands of small and large legal firms a…
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Gain a better understanding of the role alternative data plays in personalized marketing strategies. Hemant Deulkar, Senior Director of Data Driven Marketing sits down for a conversation with John McWilliams, Director of Consultative Solutions to discuss the importance of trust and personalization in driving consumer choice. They emphasize the evol…
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AI Safety Expert Cyrus Hodes on the Risks of Creating an 'Alien Intelligence'
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38:22In this episode of ID Talk, co-hosts Alex Perala and Tony Bitzionis sit down with Cyrus Hodes, an AI governance expert affiliated with the OECD and co-founder of The Future Society. Cyrus shares insights into the urgent need for global AI safety measures, the rise of deepfakes, and the challenges of governing rapidly evolving AI technologies. He di…
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Navigating 2025: Key Credit Trends and Insights
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38:43This episode was recorded the week of January 6, 2025. Gain insights into the top 5 credit risk trends that span the customer lifecycle that will have the biggest impact on risk managers and collection professionals heading into 2025. Kevin King, Vice President of U.S. Credit Risk, Zach Tondre, Director of Credit Risk Decisioning, Carrie Coker-Aiva…
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What's Happening to Mobile Users' Trust, with MEF's Dario Betti
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40:03In this episode of ID Talk, hosts Alex Perala and Tony Bitzionis sit down with Dario Betti, CEO of the Mobile Ecosystem Forum (MEF), to discuss the latest trends in mobile identity, authentication, and consumer trust. Dario shares insights from MEF’s meticulous reports revealing why trust in mobile services remains low, how SMS authentication is de…
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Gaming the System:Tackling Digital Fraud in India's Online Gaming Boom
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43:31The online gaming industry in India is on an explosive growth trajectory, projected to nearly quadruple by 2027. But with rapid expansion comes an increase in fraud threats, including identity theft, account hijacking and real-money gaming fraud. In this episode, we explore the challenges and solutions shaping the future of gaming security. Our hos…
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Year in Preview with Danielle VanZandt and Alan Goode
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47:46In this episode of ID Talk, hosts Alex Perala and Tony Bitzionis are joined by industry analysts Danielle VanZandt (Frost & Sullivan) and Alan Goode (Goode Intelligence) for an in-depth discussion on the biggest digital identity and biometrics trends shaping 2025. The conversation covers key developments in the European Union’s Digital Identity Wal…
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Credit Check: The Pulse of Global Lending Confidence
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45:22Unpack the ramifications globally from the 2024 Consumer Lending Confidence Report that was recently executed by Datos Insights in partnership with LexisNexis® Risk Solutions. Stewart Watterson, Strategic Advisor at Datos Insights moderates a discussion with Kevin King, Vice President of U.S. Credit Risk, Wesley Smith, Senior Director of Strategy f…
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HID's Rob Sutton on How Identity Technology Is Transforming Air Travel
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45:47This week on the ID Talk Podcast, Alex Perala and Tony Bitzionis sit down with Rob Sutton, HID's Director of Solution Enablement for Aviation and Travel. Rob shares his expertise on how biometrics and digital transformation are revolutionizing air travel. From regional challenges to groundbreaking technologies like facial recognition and mobile cre…
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Credit in Focus unpacks the global complexities of credit risk across the customer lifecycle, from marketing and origination to account management, collections and recovery. Industry experts across the globe join us to discuss actionable insights and emerging trends in credit risk management. See opportunities where others see risk. Credit in Focus…
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3D vs. 2D Biometrics, Part 2: Jay Meier on Liveness Detection and Revolutionizing IDV
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40:58Following Part 1 of our deep dive into 3D biometrics with FaceTec VP Jay Meier, the conversation delves even deeper into the innovations driving FaceTec’s technology—and its new UR code protocol. Jay highlights the transformative power of 3D systems over 2D systems, and explores how FaceTec’s system mitigates risks like presentation attacks and dee…
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3D vs. 2D Biometrics: Talking Photons, Bias, and Perspective Distortion with FaceTec's Jay Meier (Part 1)
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31:36For ID Talk's first episode of 2025, FaceTec VP Jay Meier returns to dig into the technical underpinnings of his firm's new UR Code solution. The discussion explores the critical differences between 2D and 3D biometric systems, with Jay detailing the limitations of 2D systems, including perspective distortions and challenges with depth perception, …
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TECH5’s Rahul Parthe on Decentralized Identity and the Future of Digital Public Infrastructure
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41:25In this episode of ID Talk, Alex Perala and Tony Bitzionis welcome back Rahul Parthe, CTO, Chairman, and co-founder of TECH5. They dive into the challenges and opportunities of building decentralized digital identity systems, especially in the Global South. Rahul explains how decentralization can enhance security, reduce costs, and protect privacy,…
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Anonybit’s Frances Zelazny on Privacy-First Biometrics and the Future of Identity
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38:38In this episode of the ID Talk podcast, hosts Alex Perala and Tony Bitzionis are joined by Frances Zelazny, Co-Founder and CEO of Anonybit, to explore the evolving landscape of biometric security and privacy. Frances dives into Anonybit's unique approach to decentralized biometrics, explaining how sharding and distributing data across multi-cloud e…
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Understanding the Quantum Threat with Lastwall's Karl Holmqvist
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1:01:13This week, the ID Talk podcast welcomes Karl Holmqvist, founder and CEO of Lastwall, to explore the pressing challenges of cybersecurity in the age of quantum computing. Lastwall's focus is on securing critical infrastructure through identity and credential solutions, and Karl delves into how technologies like behavioral and cognitive biometrics ar…
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AuthenticID's Blair Cohen on the Evolution of Identity Tech
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41:39This week, the ID Talk podcast welcomes Blair Cohen, the Founder and President of AuthenticID. Blair is a serial entrepreneur with over three decades of experience in identity verification and fraud prevention. He shares his journey from founding one of the world’s first background screening companies to pioneering innovations in digital identity, …
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Trust in a Deepfake World: Balancing Security and Customer Experience
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28:16As generative AI becomes more sophisticated, so do the challenges organizations face in protecting identities and maintaining consumer trust. We’ll discuss how technologies like behavioral biometrics are combating these threats, how businesses are balancing security with customer experience and what the future holds for fraud prevention as generati…
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How Do UR Codes Actually Work? A Deep Dive with FaceTec's Jay Meier
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57:25On this week's episode of the ID Talk podcast, FaceTec's Jay Meier returns to answer some follow-up questions about his firm's innovative new "UR Code" solution. Whereas Jay had previously offered an overview of the solution, which essentially ties the biometric and biographic data of a registered individual to a QR code, this time he delves into s…
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ID Talk: Humanity Protocol's Founder on Biometrics, Blockchain, and Bridging Web3 and Real Life with Digital ID
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55:28This week, the ID Talk podcast welcomes Terence Kwok, the founder and CEO of Humanity Protocol—a blockchain-based digital ID project that uses palm vein biometrics to verify that each of its users is indeed a real human being, and not a bot. Having only just launched this year, Humanity Protocol is a very new project. But it has gained steam quickl…
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ID Talk: SIA Experts Tell Us Why the Industry's Vibes are So Good During This 'Interesting' Election Cycle
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48:25This week on the ID Talk podcast, we present a fascinating conversation with two experts from the Security Industry Association: Ronald Hawkins, Director of Industry Relations, and Senior Director of Government Relations Jake Parker. Ron and Jake join the pod to discuss some of the intriguing findings from the most recent SIA Security Market Index,…
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ID Talk: How UR Codes Will Help Solve Identity Verification, with FaceTec's Jay Meier
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54:17FaceTec's Jay Meier returns to the ID Talk podcast to delve deeper into his company's important new solution for identity verification—the UR Code. Officially announced at September's Identity Week America event in Washington, D.C., the UR Code is essentially a QR code that operates as a biometric ID. An issuing authority – such as a Department of …
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ID Talk: eu-LISA R&I Engineer Javier Galbally Talks Biometrics, Privacy, and the EES
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54:47This week, the ID Talk podcast is very fortunate to welcome Javier Galbally, a Capability Building Officer in Research and Development for eu-LISA, the European Union agency overseeing some of the most important IT systems across the bloc, including border management systems like the Schengen Information System (SIS), the Visa Information System (V…
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Predicting Fraud with Smart Machine Learning
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32:56As fraud becomes more sophisticated, businesses are turning to big data and advanced machine learning models to solve their fraud and identity challenges. We’ll explore predictive analysis, how machine learning models adapt to new data, the importance of customization for different industries and how privacy is kept at the forefront. Join our Lexis…
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ID Talk: Identity Week's Jonathan Drape-Comyn on Putting 15 Months Into a Week
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37:27On this week's episode of the ID Talk podcast, co-hosts Tony Bitzionis and Alex Perala talk with Jonathan Drape-Comyn, Head of Sales for Identity Week. With a very successful Identity Week America having wrapped in Washington, D.C. a few weeks ago, and Identity Week Asia quickly coming up in Singapore, ID Talk takes the opportunity to get a peek be…
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ID Talk: Decoding the IN Groupe-Idemia Talks with Danielle VanZandt
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34:05On the latest episode of ID Talk, Frost & Sullivan's Danielle VanZandt returns to the pod to discuss the identity technology industry's biggest M&A story of the moment. Danielle dives into IN Group's exclusive talks to acquire Idemia's identity division from Advent International, a deal thought to be valued at over $1 billion and expected to close …
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How Bhutan Leapfrogged to Next-Gen Digital ID
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46:42On this week's episode of ID Talk, co-hosts Tony Bitzionis and Alex Perala are joined by Anand Acharya and Pallavi Sharma, who discuss their work on Bhutan NDI, a pioneering national digital ID program that incorporates blockchain and biometric technologies. Among other things, the conversation delves into the historical and geographic factors that…
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The ID Talk team was recording on-site at this year's Identity Week America conference in Washington, D.C. Amid the energetic commotion of the show floor, hosts Tony Bitzionis and Alex Perala had the opportunity to speak on the record with a few big names: Thales' Neville Pattinson, who was recently named Board Chair of the International Biometrics…
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Collaborative Networks: Building Trust and Fighting Fraud
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34:08As digital fraudsters become more sophisticated, the need for robust, collaborative efforts across industries has never been more important. We’ll be exploring what collaborative networks are, why they are essential and how the philosophy of 'it takes a network to fight a network' is transforming the way we approach identity verification and fraud …
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ID Talk: Why ID and Payments are Foundational to Digital Infrastructure, with Visa and TECH5
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46:29This week's episode of the ID Talk podcast delves into a fascinating new digital ID solution—the GovWallet, which combines TECH5's biometric digital identity technologies with Visa's payment tech and infrastructure. To lay it all out, ID Talk hosts Tony Bitzionis and Alex Perala are joined by TECH5 co-founder, Chairman, and CTO Rahul Parthe, along …
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How to Make Biometric Data Useful – and Useless – with FaceTec's Jay Meier
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45:09On this week's ID Talk podcast, Jay Meier returns to expand on his ideas in a recent discussion about biometric binding—that is, linking a person's biometric data directly to their biographic information for the purpose of identity verification.Having previously laid out the foundations of the concept, Jay now answers a number of follow-up question…
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What Biometric Binding Is and Why It Is Critical to Verifying Your Digital ID, with Jay Meier
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37:05FaceTec's Jay Meier returns to discuss the importance of biometric binding when it comes to identity verification. Why is that so important? The answer has to do with Jay's idea of "the PKI fallacy", which he discussed on his previous appearance on the ID Talk podcast. The key question, from Jay's perspective, is to figure out how to make sure that…
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Defend Against Authorized Transfer Scams - How Financial Institutions Can Transform an Epidemic Into an Opportunity
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27:23Authorized transfer scams, also known as authorized push payment fraud, have become a significant concern for financial institutions worldwide, accounting for a substantial portion of global fraud losses. In this episode of The Identity Trust Pulse, host Soudamini Modak, Director of Market Planning at LexisNexis® Risk Solutions, delves into the gro…
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Walking the Privacy Tightrope in Identity Fraud Prevention with AuthenticID's Chris Borkenhagen
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39:17On this week's episode, we're joined by Chris Borkenhagen, AuthenticID's Chief Digital Officer, who offers insights on cybersecurity and biometrics, the changing regulatory landscape, and why there's no "silver bullet" for preventing hack attacks. Chris brings a level of expertise to the discussion that clearly has a lot of depth and breadth, and m…
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Touring ID R&D's Deepfake Detection Lab with CEO Alexey Khitrov
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36:32This week on the ID Talk podcast, hosts Tony Bitzionis and Alex Perala are joined by Alexey Khitrov, the CEO of ID R&D, a Mitek company. Alexey recently gave Alex a tour of ID R&D's New York City headquarters, which included live demonstrations of his company's cutting-edge deepfake detection technology—all of which was caught on camera for ID Talk…
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Navigating Cybersecurity and Fraud Prevention in the Middle East: Insights and Collaborations
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28:28Proactive fraud management is essential for businesses in today’s complex landscape. In this episode, we delve into the intricate world of fraud and explore the crucial role of cross-industry and cross-territory collaboration in combating it. We’ll be examining the latest regulatory landscapes, discussing how different sectors in the Middle East ar…
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