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Learn How To Buy A Home Podcasts

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Join Adventures in Home Buying, the ultimate podcast for anyone navigating the exciting, sometimes daunting world of purchasing a home! Whether you're a first-time buyer, a seasoned investor, or dreaming of your forever home, our engaging stories and expert insights will guide you through every step of the homebuying journey. From decoding mortgages and mastering bidding wars to uncovering hidden costs and spotting sustainable home features, we deliver practical tips and real-world advice to ...
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Replace The Job You Hate With A Life You Love. This is the podcast for high performers who feel stuck in jobs they’ve outgrown. If you’re asking, “How do I actually replace $10K–$20K/month so I can quit and never look back?” — welcome home. At Action Academy, we teach you how to buy small businesses and commercial real estate to create cash flow that actually replaces your job. Monday through Friday, you’ll learn from 7–9 figure entrepreneurs, real estate moguls, and acquisition pros who’ve ...
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Welcome to Sachs Realty – Real Talk on Real Estate and the Housing Market Hosted by Real Estate Commentator and Maryland Real Estate Broker, Todd Sachs On our podcast channel, we break down what’s really happening in the U.S. housing market. Home price trends, mortgage rate updates and forecasts, job market conditions and outlook, and inflation tracking, are just a few of the topics we cover affecting American homeownership. If you’re a homebuyer, seller, investor, landlord, or just passiona ...
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How To Buy A House

Jessica Randolph

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Welcome to How To Buy A House, the podcast! If you're like most people you probably didn't learn about real estate in school or even from your parents. Buying a home is the biggest purchase of your life, so we're going to help you do it right! Join HGTV Designer, award winning Realtor® of over 10 years, and Co-Founder of The How To Buy A House Class™, Jessica Randolph, as she walks you through each step of buying a home. Homeownership is for everyone! Wherever you're at in the process, you'r ...
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This podcast is the perfect source of Real Estate information. Your host, Bob Richards, gives you the tips and advice he’s learned after 30 successful years in the real estate industry. Learn the best time to buy or sell. How to sell your home quickly & easily for top market value. How to save time and money when buying a new home. How to save money on property taxes, how to make money with vacation rentals and a whole lot more. Listen and subscribe to get the best, most current information ...
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Money Guy Show

Brian Preston and Bo Hanson

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Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.
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We believe home ownership should be a blessing, not a burden. Dave Ramsey and his team of experts will help you learn how to build wealth from buying, selling and investing in real estate the Ramsey way. Learn more at ramseysolutions.com
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For Home Buyers and Sellers

For Home Buyers & Sellers

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This podcast series is about how to buy a house. This is intended to provide home buyers and home sellers with helpful tips and advice regarding the home buying process and the home selling process. Buying and Selling real estate not easy to really do it the right way you need to get educated and informed so you can make a wise decision for you and your family. This Podcast show will allow you to watch, absorb, and utilize these home buying tips. You will learn how to choose a great Realtor, ...
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Welcome to the Mobile Home Park Mastery Podcast where you will learn how to identify, evaluate, negotiate, perform due diligence on, finance, turn-around and operate mobile home parks! Your host is Frank Rolfe, the 5th largest mobile home park owner in the United State with his partner Dave Reynolds. Together, they also own and operate Mobile Home University, the leading educational website for both new and experienced mobile home park investors!
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Selling Southport

Andrew Wright

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🏡 Selling Southport is the go-to podcast for locals, buyers, sellers, and investors looking to make smart moves in the Southport and Gold Coast property market. 🎧 Hosted by Andrew Wright — Principal of Professionals Southport since 2008 and the #1 selling principal in Queensland within the Professionals Group (2021–2022), this podcast delivers real-world advice from someone who’s lived and breathed property for decades. Professional Southport, Andrew's agency has completed thousands of succe ...
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Fig & Farm at Home, Budget Decorating, Decor Tips, Decluttering, Home Styling, DIY Decor

Danielle Watson, Home Decorator, House Decor Coach, Home Styling

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Create a cozy, comfortable home on a budget! * Do you spend hours on Pinterest pinning beautiful images? * Do you go over to a friend’s house and have decor envy? * Do you wonder where to start when it comes to decorating your house? * Are you frustrated every time you walk into your house because you haven’t taken any action on decor? * Do you wish you could create a cozy home on a budget? Friend, I’ve been there... This podcast inspires REAL moms with REAL homes and REAL budgets to transfo ...
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Design Your Home

Sally Soricelli

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Designing and decorating your home doesn't have to feel overwhelming and stressful. But with so many decisions to make, it's no wonder it feels hard. If you're not sure where to start, or what furniture to buy, or how to put it all together, then please know that you're not alone. Everyone, and I mean everyone, can learn how to design a home they love. And this podcast is here to help you by sharing design secrets from over 20 years in interior design. So tune in to weekly design conversatio ...
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This is a show about life and how money messes with it. Each week, Marketplace’s Reema Khrais digs in with stories about the unanticipated ways money affects relationships, shapes identities and often defines what it means to be an adult. How much money do you lend a friend? Who can afford to vote? Can you get your life back after being wrongfully convicted?
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Welcome to the Foreclosure.com podcast. We discuss how to find the best real estate deals for savvy home buyers before they hit the market. From foreclosures, Short sales, sheriff sales to Tax liens find out about the various opportunities available to buy a home. Get the best real estate deals first, before they hit the mass market! HOT FORECLOSURE DEALS with one simple search https://www.foreclosure.com
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Danny Buys Houses

Danny Johnson

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Welcome to the Danny Buys Houses Podcast, hosted by Danny Johnson, a trusted real estate investor in San Antonio. Whether you’re looking to sell your house fast, exploring cash for houses, or curious about cash house buying companies, this show is for you. Danny breaks down the process of selling to “we buy houses” experts, sharing tips, stories, and insider know-how to help San Antonio homeowners sell quickly and stress-free. Tune in for practical advice and learn how to turn your property ...
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The Arbor Move Team has a proven track record of success in the Ann Arbor area housing market. With years of experience and a commitment to excellence, we are the go to team for buying or selling a home. Our team is dedicated to making your home buying or selling experience as seamless and stress-free as possible.The one constant is change, trust me, we know. Marketing is a precise and fluid art that must be consistently monitored to effectively reach more people. This is how we sell houses ...
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You can't save your way to your dream life anymore. The truth is, you’re gonna need to learn to make more money. The Travis Makes Money Podcast is not your typical personal finance show. Rather than shaming you for buying a Starbucks coffee or pressuring you to become a billionaire, we focus on empowering you to make more money so you can enjoy life today while preparing for your future. You don’t have to cut back so much that you miss out on the present, and you don’t need to become the nex ...
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Wanna see a trick? Give us any topic and we can tie it back to the economy. At Planet Money, we explore the forces that shape our lives and bring you along for the ride. Don't just understand the economy – understand the world. Wanna go deeper? Subscribe to Planet Money+ and get sponsor-free episodes of Planet Money, The Indicator, and Planet Money Summer School. Plus access to bonus content. It's a new way to support the show you love. Learn more at plus.npr.org/planetmoney
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Savvy Women Talk Money

Savvy Women Wealth Management

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You’ve spent a lifetime using your strengths as a woman to make smart decisions about life. Isn’t it time to apply those same strengths to making financial decisions and investing? Listen in and learn how to apply your natural strengths as a woman to managing your finances and investing, so you can accomplish more with your money. Without giving up lattes, wine or mani-pedis. Hosted by Catherine Magaña, CFP® & Rachel Ivanovich, EA, MBA Savvy Women Wealth Management is an SEC Registered Inves ...
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Brian Lofrumento reveals everything you need to go from wantrepreneur – or someone who WANTS to own their own business – to a money-making, action-taking entrepreneur. Discover exactly how to start a business and build a raving audience of fans and customers who want to buy your stuff, and learn exactly how to best serve your customers and clients by building a customer-centric line of products and services. Brian has built multiple six-figure businesses, including a six-figure SEO agency at ...
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Motley Fool Money

The Motley Fool

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Motley Fool Money is a daily podcast for stock investors. Weekday episodes offer a long-term perspective on business news with The Motley Fool's investment analysts. Weekend shows are a mix of investing classes and longer-form interviews.
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Consulting Success Podcast

Consulting Success

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The #1 podcast for consulting business owners who want to build a profitable, scalable and strategic consulting business. Over one thousands consulting business owners have applied the growth system that Consulting Success teaches here https://www.consultingsuccess.com/coaching-for-consultants Trusted by tens of thousands of consultants, the weekly conversations shine the spotlight on valuable business tips. Episodes support you in understanding how to navigate the market. This podcast is yo ...
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Loan Officer Success Live

Devin Dubuc, Coach Rick Koenig

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This isn’t another sales tips podcast. This is LOS.LIVE - where mortgage and real estate pros come to master modern growth without the burnout. Hosted by Devin Dubuc, LOS.LIVE is a deep dive into the psychology, strategy, and systems that build legacy-driven businesses in today’s market. Whether you're a high-performing loan officer, a rising agent, or an entrepreneur scaling fast—you’ll learn how to attract clients, grow income, and lead with brand, not brute force. Real conversations. Tact ...
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Who's really in control when you buy a property? The Elephant In The Room is where the things that no one wants to talk about, actually get talked about. Veronica Morgan, real estate agent, buyers agent and co-host of Foxtel’s Location Location Location Australia & Chris Bates, financial planner, mortgage broker and wealth coach have joined forces to find out what’s really going on in the world of real estate. Veronica and Chris talk to property owners and buyers every day in their respectiv ...
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The Loan Doctor

Sean Shallis, The Loan Doctor

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The Loan Doctor – Helping Physicians Buy Homes & Build Wealth Through Smart Mortgage Strategies Buying a home as a physician, dentist, or medical professional comes with unique financial challenges—high student debt, fluctuating income, residency transitions, and complex loan requirements. But what if you had an expert guide to help you navigate the process with confidence? Welcome to The Loan Doctor, the #1 podcast for physician mortgage loans, home buying strategies, and wealth-building in ...
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Welcome to the Beach Boss Influencers Show! This show is for entrepreneurs and network marketers who want to learn how to consistently generate more customers and recruit more teammates without bugging friends and family and spamming on social media. We’ve all tried building our businesses the way our upline or other “gurus” taught us. While some of the old-school tactics may have worked for a little while, they didn’t give us the true leverage and time freedom we were looking for. Over the ...
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One stop shop on how to buy or sell a home! Whether you want to sell your house at top dollar, buy your dream home, insure your home, get financing or invest in a rental, these podcasts have everything you need to learn!
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Learn how to be a top producing Real Estate agent or if your interested in Buying and selling homes get tips and learn about what to expect during the home buying or selling process. Listen to tips from Brad Roth a top selling Real estate agent in Los Angeles California interview top agents in the country and interview vendors such as lenders, title & escrow companies as well as moving and storage. Anything to do with Real Estate. You can find at ALL Things Real Estate Podcast. You can also ...
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Everyone needs a little help being a human. From sleep to saving money to parenting and more, host Marielle Segarra talks to experts to get the best advice out there. Life Kit is here to help you get it together. Want another life hack? Try Life Kit+. You'll support the show and unlock exclusive curated playlists and sponsor-free listening. Learn more at plus.npr.org/lifekit
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Vacation Property Secrets is the insider's guide to investing in vacation home properties. In each episode, Vacation Property Secrets provides listeners with actionable information to maximize returns, minimize investment risk and make profitable and enjoyable investments. Hosted by short-term vacation property investment expert Rodman Schley, this series dives deep into the fundamentals that drive successful vacation home investments. Learn how to make investment decisions based on sound fi ...
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Be a Smarter Homeowner

Beth Dodson and John Bodrozic

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Welcome to Be a Smarter Homeowner podcast, where hosts, Beth Dodson and John Bodrozic are dedicated to helping you save money and get organized while managing, maintaining, protecting, improving, and eventually buying or selling your largest financial asset and biggest expense, your home. Discover how easy it is to be a smarter homeowner. Having worked with homeowners for over 20 years, your co-hosts are two of the three co-founders of HomeZada, a digital home management software platform th ...
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Welcome to College Real Estate Coach, the podcast where real estate meets opportunity in America’s favorite college towns. Whether you’re a parent exploring housing options for your student, an investor looking for high-return markets, or a student wondering if buying beats renting—we’ve got you covered. Each episode is packed with real-world tips, expert insights, and local know-how to help you make smart money moves and build lasting memories. From game day rentals to student housing strat ...
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Shares for Beginners

Philip Muscatello - Australian Investor Education

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We're all investors in the share market, either directly or through our superannuation. We're handing over management of our assets to financial advisors and fund managers. The best will look after our interests and make us wealthier. But how can we know for sure? Where do you go if you're completely new but want to start learning about investing in the markets yourself. The jargon is dense and it can feel like we're being kept deliberately in the dark. In Shares for Beginners, you'll hear f ...
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Streams of Income

Dr. David Powers

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Streams of Income is a place where we talk about side hustles, passive income, residual income, and everything in between and how it all fits together. The goal isn’t to add more jobs to your life but finding ways to make sure you find the right income streams that make your dreams possible.
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Understanding Real Estate

Sky High Podcast Network

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Welcome to Understanding Real Estate with Becky Cobb, a trusted realtor with the West Cobb Alliance in Neosho, Missouri—Your Realtors for Life! In this weekly podcast, Becky shares 5 practical tips to help buyers and sellers make informed decisions in the fast-paced world of real estate. Backed by the experience and connections of ReeceNichols REALTORS®, Becky provides exclusive expertise, insider knowledge, and state-of-the-art strategies to guide you through every step of your real estate ...
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There are a lot of real estate podcasts out there, most of which focusing on the residential fix and flips or wholesaling, but Kevin Bupp believes there's a smarter way to build long term cash flow and generational wealth. On the Real Estate Investing For Cash Flow podcast, you'll learn firsthand how the most successful commercial real estate investors in the world have learned to leverage their multifamily and commercial properties to create a steady stream of passive income. We'll spend ti ...
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Deciding whether to build your dream home on your own land or buy into a developer's community represents one of the biggest choices in the homeownership journey. After navigating this process ourselves, we're pulling back the curtain on the surprising realities that most people discover too late. Financial considerations extend far beyond the obvi…
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Student Loan Horror Story: A viral video highlights a 26-year-old with $90,000 in student debt paying a staggering 17% interest rate—and after years of $1,500/month payments, she owes more than the original amount. Student loan debt in the U.S. has exploded, rising from $187 billion to $1.4 trillion since 1990, while college costs are up 420%, but …
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There are many styles of turn-arounds, but one of the riskiest and most complex is buying a property that has extremely low occupancy. In this Mobile Home Park Mastery podcast we’re going to review the key elements to the successful purchase and turn-around of mobile home parks with high levels of vacancy.…
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Fifteen years ago, they were $35,000 in debt and struggling to make minimum payments. Today, before turning 40, they have a $4 million net worth and a path to financial independence. We uncover the mindset shifts, real estate strategies, and honest money conversations that fueled their journey. ⁠⁠⁠⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financi…
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Guest: Alex Smereczniak— Serial entrepreneur, former CEO of 2ULaundry & Laundry Lab (over $100M valuation, 118 franchises sold), founder of Franzy (30,000+ monthly users, $3M+ raised to help people buy “cash-flowing” businesses). Early Hustles & First Big Win: Started with classic entrepreneurial pursuits: trading cards, washing cars as a kid, and …
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Your home should be a blessing, not a burden—but unfortunately, some people learn that the hard way. Get the answers you need with Real Estate The Ramsey Way, and learn what to avoid and how to do real estate the right way. Next steps: 🏠Have questions about how real estate can help you reach your financial goals? Check out our ⁠⁠Real Estate Home Ba…
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Want To Quit Your Job In The Next 6-18 Months Through Buying Commercial Real Estate & Small Businesses? 👔🏝️ Schedule A Free 30 Minute Coaching Call With Our Team Here To Get "Unstuck" Check Out Our Bestselling Book : From Passive To Passionate: How To Quit Your Job - Grow Your Wealth - And Turn Your Passions Into Profits Want A Free $100k+ Side Hus…
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Join Alice and Mark as they share expert tips and clever hacks for organizing small spaces and making any room feel larger and more inviting! #SmallSpaceLiving, #SmallSpaceDesign, #OrganizeYourHome, #DeclutteringTips, #SpaceSaving, #InteriorDesignIdeas, #HomeOrganization, #ApartmentLiving, #SmartStorage, #TinyHomeDesign, #MinimalistLiving, #DesignH…
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What if the relentless pursuit of growth is actually making your business more complex and less profitable? This week, Michael is joined by Blair Enns, founder of Win Without Pitching and author of The Four Conversations, who returns to the podcast to share how his business has evolved since 2018. Blair reveals how a forced pivot to online training…
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Sometimes you're just feeling blah: maybe the weather's bad, you can't get out of bed and you're struggling to shake off that listlessness. In these moments, the solution is often simpler than we think. This episode, NPR's Science desk and Life Kit staff present research-backed mood boosters to instantly shake yourself out of a slump and turn your …
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In an era where content is king, video reigns supreme. But how do you cut through the noise and create video content that actually grows your business? In this episode, Brian sits down with Bobby Holbrook, a six-time Producer of the Year and a master storyteller with over 20 years of experience. Bobby breaks down his industry-agnostic approach to c…
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Spencer Gray is the founder and President of Gray Capital, an investment firm based in Indianapolis that specializes in value-add multifamily properties in select Mid-western markets. Spencer leads all strategic initiatives at the firm, including investment strategy, capital raising, and property operations. Since founding Gray Capital with his wif…
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Join Alice and Mark as they unravel the main myths about de-cluttering, sharing helpful insights and life hacks to simplify your space! #Decluttering, #DeclutteringTips, #DeclutterMyLife, #DeclutterYourHome, #DeclutteringMyths, #OrganizedLiving, #MinimalistLifestyle, #MinimalismTips, #ClutterFree, #SimplifyYourLife, #HomeOrganization, #OrganizeYour…
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NIMBY vs YIMBY? Is saying “no” to change protecting community character — or blocking the homes our cities desperately need? In this episode, we sit down with Jonathan O’Brien, lead organizer of YIMBY Melbourne, to unpack what’s at stake when communities resist — or embrace — change. We dig into whether opposing development is simply selfish or a l…
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Charlie Wheelan has spent his career making complex ideas understandable and accessible. He’s the faculty director for the Dartmouth Tuck Center for Business, Government & Society, and the best-selling author of Naked Economics, Naked Money, and Naked Statistics. Motley Fool analyst Buck Hartzell and Motley Fool contributor Rich Lumelleau talk with…
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Ever feel like you’re missing out on the financial stability of a 9-to-5? This episode tackles the often-ignored (but crucial) conversation about long-term financial planning for entrepreneurs. We're not just talking to a financial expert; we're learning from Chris Stemler, a true serial entrepreneur who has built an impressive portfolio of seven d…
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Joseph Shalaby, founder and CEO of e-mortgage capital, joins Travis Chappell to share his journey in the mortgage industry. With over 20 years of experience, Joseph is known for his innovative lending solutions and personal branding strategies. His unique approach to the mortgage business and his commitment to transparency make him a standout figur…
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William Bengen established 4% as the initial safe withdrawal rate in retirement more than 30 years ago. But in subsequent research, he has concluded that 4% is likely much too low. That research is thoroughly explained in his new book, “A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More.”Bengen joined Motley Fool retirement…
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In this game-changing episode, Rebecca Whitney shares over 30 years of experience helping businesses scale from millions to nearly $100 million. She reveals why the key to explosive growth isn't hustling harder, but slowing down to build powerful, scalable frameworks. This episode is a must-listen for any entrepreneur feeling overwhelmed or stuck, …
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Join Travis as he sits down with Neil Ghosh, a seasoned entrepreneur with over 30 years of experience in launching and scaling both nonprofit and for-profit ventures. Neil shares his journey from his early days in India to becoming a successful leader in the U.S., emphasizing the importance of passion, mentorship, and reinvention. Neil Ghosh's Webs…
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The Federal Reserve has been under intense pressure from President Donald Trump as he pushes for more control over the historically independent agency. The Fed is tasked with keeping inflation and unemployment under control, and it’s supposed to be insulated from politics so it can do whatever is necessary for the economy. But Trump has been openly…
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AI spending is approaching $1 trillion per year, but will there be a return from that spending. And the crew discusses the latest housing trends and how KPop Demon Hunters could change media. Travis Hoium, Lou Whiteman, and Tim Beyers discuss: - AI capex trends - Housing prices decline - KPop Demon Hunters and Netflix content - We play “Cut Down Da…
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Have you ever looked around your home and thought, “Why doesn’t this feel like me?” Or maybe you’ve made decorating choices that cost more than you’d like to admit—only to regret them later. You’re not alone. In today’s episode, I’m sitting down with a member of The Collective who has walked that very path. When she first started, her home felt dis…
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Looking to buy or sell a home? Welcome to Understanding Real Estate, the must-listen real estate podcast for home buyers, sellers, and investors! Hosted by Becky Cobb, a trusted real estate agent with the West Cobb Alliance in Neosho, Missouri, this weekly show delivers real estate tips, home selling strategies, and home buying advice to help you n…
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Nearly 70% of Americans believe they’ll never retire, but you don’t have to be one of them. We sit down with Erin from Erin Talks Money to break down JP Morgan’s study of 5 million retirees and reveal the four key behaviors that lead to retirement success: valuing your time, staying consistent, focusing on what you can control, and remembering that…
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Tired of answering the same questions over and over? Frustrated that your team's valuable knowledge gets lost in endless Slack channels? In this episode, Tomas Franc, CEO and founder of the NextKS Framework, reveals how to transform your team's scattered "tribal knowledge" into a powerful, scalable, and searchable asset. Tomas breaks down his journ…
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In this episode, Travis Chappell sits down with Robin Dreeke, a former FBI special agent, to explore the art of communication. Robin shares his journey from spy recruitment to sales, emphasizing the importance of trust, empathy, and empowering others with choice. Discover actionable strategies to enhance your communication skills and build lasting …
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Today's Flash Back Friday episode is from #558 that originally aired on Feb. 27, 2023. Chris Larsen is the founder and Principal of Next-Level Income. Since “retiring” after 18 years in the medical device industry he dedicates his time to helping others become financially independent through education and investment opportunities. Chris has been in…
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Can NVIDIA’s recent earnings continue to bolster the market? Or maybe Nano Banana is the savior of AI? Travis Hoium, Jon Quast, and Dan Caplinger discuss: - NVIDIA’s earnings - Nano Banana from Google Gemini - Spotify gets social - Dollar General show momentum in retail. Companies discussed: NVIDIA (NVDA), Alphabet (GOOG), Microsoft (MSFT), Meta Pl…
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Chandler Bolt is the founder and CEO of Self-Publishing.com, helping people write books that grow their businesses. He's a Forbes 30 Under 30 recipient who dropped out of college and scaled his company from zero to over $75 million, publishing 2-5 books daily with over 7,000 books published to date. Connect with Chandler: Instagram: @realchandlerbo…
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Do you know any twins? Or perhaps you are a twin yourself! Many people are fascinated by the lives of twins, but what questions should you avoid asking when you meet a twin? Neil and Beth discuss this and teach you some new vocabulary. Find a full transcript, worksheet and interactive quiz for this episode at: https://www.bbc.co.uk/learningenglish/…
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Behavioral scientist Wendy De La Rosa and personal finance expert Katie Gatti Tassin answer murky money questions from Dear Life Kit listeners. Follow us on Instagram: @nprlifekit Sign up for our newsletter here. Have an episode idea or feedback you want to share? Email us at [email protected] Support the show and listen to it sponsor-free by signing…
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Financial wellness expert Peter Waitzman joins the show to completely reframe how you think about money on your entrepreneurial journey. He reveals why the generic financial advice we’ve all heard is holding founders back and what to do instead. This episode is a masterclass in building a rock-solid financial foundation that gives you the freedom t…
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Episode Description: Join Travis Chappell on the Travis Makes Money podcast as he sits down with Jace Graham, CEO of Rising Phoenix Capital. In this insightful episode, Jace shares his expertise on alternative investments, focusing on the lucrative opportunities in oil, gas, and real estate. Discover how to leverage mineral rights, non-operated wor…
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Elon Musk has sued Apple over its App Store practices, but the bigger news may be Apple considering acquiring some major AI startups. We also cover the government’s interest in taking equity stakes in defense companies and Fox’s weak hand as it looks for higher cable fees. Travis Hoium, Lou Whiteman, and Rachel Warren discuss: Elon Musk suing Apple…
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What's Your Retirement Vision? It's Time to Design a Life You Love Retirement isn't just about money, it's about meaning. In this episode, Catherine Magaña and Rachel Ivanovich go beyond the spreadsheets and dive into what really matters when planning your next chapter. Spoiler: It's not just about when you can stop working, it's about what lights …
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