Lit conversations about books, programs, life, and all things relevant.
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Killingly Public Library Podcasts

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One Poem a Day Won't Kill You
The Desmond-Fish Public Library & The Highlands Current, hosted by Ryan Biracree
A podcasting partnership between the Desmond-Fish Public Library and the Highlands Current, offering a poem a day during National Poetry Month, read by community members in Philipstown, NY and Beacon, NY. Hosted by librarian Ryan Biracree.
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You can afford anything, but not everything. We make daily decisions about how to spend money, time, energy, focus and attention – and ultimately, our life. How do we make smarter decisions? How do we think from first principles? On the surface, Afford Anything seems like a podcast about money and investing. But under the hood, this is a show about how to think critically, recognize our behavioral blind spots, and make smarter choices. We’re into the psychology of money, and we love metacogn ...
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Vanished true crime and historical events in Pottawatomie County, Oklahoma, and more.
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How to Get Everything You Want at Work
1:44:34
1:44:34
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1:44:34Your Next Raise is open for enrollment! https://affordanything.com/how-to-negotiate-your-next-raise #632: There are 10 conversations that a person should have at work in order to do a better job, have better relationships at work, and make more money. Melody Wilding joins us to talk about how you can get the most out of your boss. Resources: Manag…
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Q&A: Is ChatGPT's Portfolio Better Than VTSAX?
1:42:08
1:42:08
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1:42:08Your Next Raise now open for enrollment! https://affordanything.com/how-to-negotiate-your-next-raise #631: Jason's analysis of his retirement plan shows that the simple path beats the efficient frontier. Is he right or is he missing something? Minerva is worried about the impacts of tax inefficiency to her wealth. Are her investments properly locat…
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BONUS First Monday: How Did the BLS Get the Jobs Report So Wrong?
17:30
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17:30Special bonus episode. The Bureau of Labor Statistics issues massive job revisions on Friday morning. The revisions wipe out nearly 90% of previously reported gains for May and June. This raises fundamental questions about how our most trusted economic data gets calculated. In this episode, we break down how the system works. We examine why the rev…
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Join us as Claudette and Kim engage in another lit talk. In this episode, they talk with special guest, Gabby Benson, co-owner of Mountain Laurel Floral Designs. Learn more here: Mountain Laurel Floral Send us a textBy Killingly Public Library
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First Friday: We Were Wrong About 258,000 Jobs (This Changes Everything)
51:51
51:51
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51:51#630: Interesting observations about the current housing market, meme stocks (again), GDP, Fed Meeting, Stock Market, and the latest Jobs Report updates. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changin…
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Nick Maggiulli: The Wealth Ladder Has Six Rungs (and Most People Never Climb Past Four)
1:11:42
1:11:42
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1:11:42#629: Here's the thing about personal finance advice: what works when you have $10,000 won't work when you have $1 million. Yet most financial guidance treats everyone the same, whether you're scraping together a $1,000 emergency fund or deciding whether to upgrade to business class. Nick Maggiulli, author of "The Wealth Ladder," joins us to break …
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Why Nice People Struggle with Money, with Dr. Sandra Matz, Professor at Columbia Business School
1:10:11
1:10:11
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1:10:11#628: You follow all the right personal finance advice. You know you should save more, invest regularly, and build an emergency fund. So why does it feel so much harder for some people than others? The answer lies in your personality. Dr. Sandra Matz, a professor at Columbia Business School, studies the intersection of psychology and money manageme…
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Q&A: When Being Good With Money … Isn't Good Enough
56:47
56:47
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56:47#627: Jlyn and her husband are 20 years from retirement, but they’ve got their eye on a second home they’ll live in when the time comes. Should they make the purchase now, or keep saving? Reese was recently laid off, and she’s struggling to choose between two financially responsible paths. Should she continue her long-term disability insurance? Or …
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Join us as Claudette and Kim engage in another lit talk. In this episode, they talk with special guests, Christopher Strout, and Amanda Strout, about their dog walking & pet care services, Happy Hounds, LLC. Learn more here: Facebook Send us a textBy Killingly Public Library
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The Hidden Psychology Behind Failed Dreams, with Yale’s Dr. Zorana Ivcevic Pringle
1:06:16
1:06:16
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1:06:16#626: A software programmer and an accountant walk into retirement planning. Are they being creative? Dr. Zorana Ivcevic Pringle, a senior research scientist at Yale University's Center for Emotional Intelligence, says absolutely. Pringle defines creativity as something that's both original and effective, whether you're solving an accounting proble…
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JL Collins Part 2: What Happens When You Don't Need to Work Anymore?
59:43
59:43
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59:43#625: What do you do when you've reached financial independence? JL Collins says it depends entirely on your spending rate, not just your net worth. Collins joins us for part two of our conversation about what happens after you reach financial independence. He tackles the question of whether you should invest differently once you've "won the game."…
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JL Collins Part 1: The Simple Path vs. The "Optimal" Path
55:15
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55:15#624: JL Collins, author of "The Simple Path to Wealth" — the guy synonymous with VTSAX and chill — joins us for Part 1 of a two-part series where we skip the basics and dive straight into the complex stuff. We ask him whether his simple approach actually beats more sophisticated strategies, and his answer might surprise you. He says that Paul Merr…
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Q&A: “Help! My Mom’s Financial Crisis Is Becoming Mine!”
51:08
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51:08#623: An anonymous caller feels trapped in a no-win situation with her financially reckless mother. She has the means to bail her out, but it doesn’t feel right. What should she do? Shannon is excited about investing in several companies overseas. But she can only access them using American Depository Receipts. What are they, and how do they work? …
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Join us as Claudette and Kim engage in another lit talk. In this episode, they talk with special guest, Christopher Strout, and his wife, Amanda, about his specialized art designs. Learn more here: Strout's Custom Acrylics Send us a textBy Killingly Public Library
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First Friday: Why Americans Are More Pessimistic Than Ever
37:42
37:42
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37:42#622: #622: The headlines said America added 147,000 jobs in June. The reality? Private companies actually cut 33,000 positions. Grad students just lost access to unlimited borrowing. Parent PLUS loans now cap at $65,000. And tariffs are about to jump as high as 70 percent. Everything is changing at once — taxes, tariffs, student loans, and immigra…
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Q&A: Which Investments Should Go Into Which Accounts?
1:05:06
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1:05:06DOWNLOAD the FREE Cheat Sheet: ASSET LOCATION MADE SIMPLE at affordanything.com/assetlocation #621: Jared is attracted to the favorable terms of the annuity plan that his employer offers, but he’s hesitant to pay the opportunity cost of locking up his money now. What should he do? An anonymous caller is struggling to find the efficient frontier wit…
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The Hidden Cost of Replacing You at Work, with “Money with Katie” host Katie Gatti Tassin
37:08
37:08
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37:08#620: You probably think your value to your employer equals your paycheck. Katie Gatti Tassin has news for you — you're worth way more than that. The host of "Money with Katie" recently joined us to break down a framework that could change how you negotiate forever. Her formula is simple: Your worth equals your market rate plus what it costs to rep…
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Q&A: My Company Is Going Public and I Have No Idea What to Do – Plus, Should I Fire My Advisor?
1:06:22
1:06:22
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1:06:22#619: Dave is no longer happy with his financial advisor, but he’s nervous about switching over to self-management after being completely hands-off for so long. What should he do? An anonymous caller keeps hearing about the benefits of Cost Segregation for investment property. What is it? And should he apply this strategy to his recently acquired d…
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Join us as Claudette, Kim, and special guest, Rachel Mather engage in another lit talk. In this episode, they discuss vacationing in the Caribbean. Send us a textBy Killingly Public Library
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How to Retire at 50 While Supporting Aging Parents, with Frank Vasquez
1:16:57
1:16:57
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1:16:57DOWNLOAD the RISK PARITY PORTFOLIO CHEAT SHEET at affordanything.com/riskparity ______________ #618: Frank Vasquez watched his parents, ages 91 and 96, struggle financially in retirement. They were immigrants. His dad was a physician. They raised five kids. They retired in the early 1990’s. But by 2009, they ran out of money. When Frank was 45, in …
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Q&A: We Just Had a Baby and Lost Half Our Income
1:00:03
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1:00:03#617: Austin and his wife are worried about moving to a single-income household while supporting two kids. Should they free up cash flow by paying off a car loan, or tighten up and stay the course? Paul has been retired for seven years, but still can’t shake his anxiety about not having enough. Is there a good way to know when he’s finally escaped …
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How Hackers Are Stealing Your Retirement $50 at a Time, with former CIA hacker Dr. Eric Cole
1:45:30
1:45:30
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1:45:30#616: Two school teachers in Ohio saved their entire lives for one dream — buying a farm. When they inherited $1.3 million and found the perfect property for $1.2 million, everything seemed perfect. Five days before closing, they received what looked like a legitimate email from their closing company with wire transfer instructions. They sent the m…
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Q&A: We Saved $1.2 Million But We’re Still Renting. Should We Buy?
1:08:01
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1:08:01#615: Emily is nervous that buying their first home will derail her family’s journey to financial independence. What’s the smartest way to deploy their savings and stay on track? Based on cap rate calculations, Paul’s real estate investments have appreciated beyond their sensible holding point. Should he sell his assets, or is there more to conside…
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Join us as Claudette and Kim engage in another lit talk. In this episode, they talk with special guest, Concetta Falcone-Codding about her book The Lonely Nest: The Story of Two Women Whose Short Lives Will One Day Make a Difference in the World. Send us a textBy Killingly Public Library
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First Friday: The Dollar Is Weak, Bonds Are Expensive, and We Owe WWII-Level Debt
53:24
53:24
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53:24#614: The US just added 139,000 new jobs in May. That beat expectations. But the real story isn't in the job numbers — it’s in the bond market. Something unusual is happening in bonds. Treasury yields are spiking. The dollar is weakening. That combination almost never happens together. And it's signaling concerns about future inflation. Trade wars …
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Rachel Rodgers: This Multimillionaire Started With $330,000 in Debt and a $41,000 Salary
1:33:19
1:33:19
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1:33:19#613: Rachel Rodgers graduated from law school with $330,000 in student loans. Her starting salary? Just $41,000. Most people would have accepted this crushing debt-to-income ratio. They'd slowly chip away at payments for decades. Rodgers had a different plan. She deferred her loans and started her own virtual law practice in 2008 — during the rece…
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How to Know If You're Cut Out for Entrepreneurship Before You Risk Everything, with Grant Sabatier
1:13:46
1:13:46
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1:13:46Grant Sabatier never worked in retail, never worked in a bookstore, and had no idea what he was doing when he opened Clintonville Books in Columbus, Ohio. But that's exactly the point. The experiment required 1,200 hours of solo work — measuring spaces, moving 40,000 books, and navigating city regulations. But it taught him something crucial: even …
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Q&A: Is It REALLY Different This Time?
1:05:25
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1:05:25#611: With the state of the world changing so rapidly, Lesley is struggling to accept that “this time isn’t different.” Does the past still reliably inform the present in the face of major decisions today? An anonymous caller and her husband want to achieve financial independence through real estate within 10 years. Is it better to pay off existing…
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Join us as Claudette and Kim engage in another lit talk. In this episode, they discuss their most recent book orders and what they are most likely to read. Books Mentioned: Strangers in Time by David Baldacci When the Wolf Comes Home by Nat Cassidy Dinner for Vampires: Life on a Cult TV Show by Bethany Joy Lenz The Bright Years by Sarah Damoff The …
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Your Goals Might Be Killing You (Literally), with Sebastien Page
1:30:59
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1:30:59In 2005, Sebastien Page nearly died from a mysterious bacterial infection that doctors couldn't diagnose for a week. A single observant physician noticed cuts on his toes from running in wet terrain and connected the dots. The experience forced Page to confront mortality — and completely changed how he thinks about goals. Page, the chief investment…
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Q&A: How Not To Screw Up Retirement Spending
1:14:49
1:14:49
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1:14:49Eva is approaching financial independence, but she’s worried about messing up the transition. How does she set her portfolio up for success during the drawdown years of early retirement? Former financial planner Joe Saul-Sehy and I deep-dive into this question in today’s episode. Enjoy! P.S. Got a question? Leave it here. Episodes about the Efficie…
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The Stoic Path to Wealth, with Billionaire Investor and Philanthropist Robert Rosenkrantz
1:21:18
1:21:18
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1:21:18#608: At age seven, Robert Rosenkrantz made a decision that would shape his entire life: he would take full responsibility for his future. As a child, Rosenkrantz watched his parents struggle financially. His father was unemployed for two years, and his mother worked as a drugstore clerk. Their financial insecurity was painfully obvious to young Ro…
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Q&A: Remember When Money Advice Came From Just One Book at the Library?
1:20:46
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1:20:46#607: George is a worried baby boomer, wondering if today’s generation is drowning in the noise of today’s financial landscape. How does one find a balance between information and overload? Heather is stunned by the notion that renting could make more financial sense than buying. Where she’s from, the numbers seem to always swing in favor of owning…
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Join us as Claudette and Kim engage in another lit talk. In this episode, they talk with special guest, Robert B. O'Connor about his book Jeep Show – A Trouper at the Battle of the Bulge. Send us a textBy Killingly Public Library
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Can You Really Afford to Die? - with Hospice and Oncology Nurse Suzanne O’Brien
1:13:52
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1:13:52#606: Hospice nurse and end-of-life educator Suzanne O’Brien joins us to discuss the financial realities of dying in America — and they might surprise you. Remember Aretha Franklin? Her handwritten will was found in her couch cushions after she passed away. Despite her substantial wealth, this simple document was legally upheld. It's a powerful rem…
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Q&A: My Boss Said Return to Office. So I’m Quitting.
44:57
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44:57#605: In light of recent federal mandates to return to the office, Pedro is having a hard time giving up on his fully remote lifestyle. Is there a creative solution to his dilemma? An anonymous caller is excited to move abroad permanently. How should she structure her investments to support her international lifestyle while maintaining a home base …
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First Friday: How April’s Tariffs Changed the Economy
58:41
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58:41#604: The biggest trade shake-up in 135 years is happening right now. April brought tariff levels that economists say haven't been seen since the 1890s, creating ripple effects throughout the economy. We're seeing a stark disconnect between official economic data and how people feel about their financial future. While the economy added 177,000 jobs…
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April 30, 2025 - "The End" by A. A. Milne, read by Lettie Biracree
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2:20April 30, 2025 - "The End" by A. A. Milne, read by Lettie Biracree by The Desmond-Fish Public Library & The Highlands Current, hosted by Ryan BiracreeBy The Desmond-Fish Public Library & The Highlands Current, hosted by Ryan Biracree
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Q&A: Who Actually Makes Money From Gold and Silver These Days?
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1:00:57#603: Bethany’s partner wants to invest most of their money in gold and silver, but no one seems to talk about this kind of investing. Is this a red flag or a potential opportunity? Diana is worried she’s been saving too much for her kids’ college - hundreds of dollars a month since they were born. How does she know when to stop? Wendy’s pension an…
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April 29, 2025 - "Instructions on Not Giving Up" by Ada Limon, read by Allison Hague and Marilyn Young
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3:45April 29, 2025 - "Instructions on Not Giving Up" by Ada Limon, read by Allison Hague and Marilyn Young by The Desmond-Fish Public Library & The Highlands Current, hosted by Ryan BiracreeBy The Desmond-Fish Public Library & The Highlands Current, hosted by Ryan Biracree
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April 28, 2025 - "Litany" by Billy Collins, read by Jonathan Wendell Townsend-Pitt
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3:10April 28, 2025 - "Litany" by Billy Collins, read by Jonathan Wendell Townsend-Pitt by The Desmond-Fish Public Library & The Highlands Current, hosted by Ryan BiracreeBy The Desmond-Fish Public Library & The Highlands Current, hosted by Ryan Biracree
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April 27, 2025 - "Casey at the Bat" by Ernest Thayer, read by Wendy DeGiglio
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5:43April 27, 2025 - "Casey at the Bat" by Ernest Thayer, read by Wendy DeGiglio by The Desmond-Fish Public Library & The Highlands Current, hosted by Ryan BiracreeBy The Desmond-Fish Public Library & The Highlands Current, hosted by Ryan Biracree
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Join us as Claudette and Kim engage in another lit talk. In this episode, they talk with special guests, Sarah Wolfburg, and Melissa Halford about their podcast Could Read, Should Read, Must Read. https://open.spotify.com/show/40GnqgZeRlf8yU9b3MHPru Send us a textBy Killingly Public Library
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April 26, 2025 - "Sonnet" by Alice Moore Dunbar-Nelson, read by Frances Donahue
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2:38April 26, 2025 - "Sonnet" by Alice Moore Dunbar-Nelson, read by Frances Donahue by The Desmond-Fish Public Library & The Highlands Current, hosted by Ryan BiracreeBy The Desmond-Fish Public Library & The Highlands Current, hosted by Ryan Biracree
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April 25, 2025 - "This is Just to Say" by William Carlos Williams, read by Chris Valle
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2:05April 25, 2025 - "This is Just to Say" by William Carlos Williams, read by Chris Valle by The Desmond-Fish Public Library & The Highlands Current, hosted by Ryan BiracreeBy The Desmond-Fish Public Library & The Highlands Current, hosted by Ryan Biracree
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April 24, 2025 - "The More It Snows" by A. A. Milne, read by Russon Danicich
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2:08April 24, 2025 - "The More It Snows" by A. A. Milne, read by Russon Danicich by The Desmond-Fish Public Library & The Highlands Current, hosted by Ryan BiracreeBy The Desmond-Fish Public Library & The Highlands Current, hosted by Ryan Biracree
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April 23, 2025 - "The Tyger" by William Blake, read by Magdalena Morningfire
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3:11April 23, 2025 - "The Tyger" by William Blake, read by Magdalena Morningfire by The Desmond-Fish Public Library & The Highlands Current, hosted by Ryan BiracreeBy The Desmond-Fish Public Library & The Highlands Current, hosted by Ryan Biracree
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The Surprising Science of Six-Figure Thinking
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1:02:00#602: Ever looked back at an old Facebook post and cringed? According to Olga Khazan, staff writer at The Atlantic, that discomfort is evidence of something powerful: your personality has changed, even if you didn't notice it happening. In our latest episode, Khazan, who recently wrote a book on the science of personality change, breaks down how ou…
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April 22, 2025 - "Sarah Cynthia Sylvia Stout" by Shel Silverstein, read by Andrea Wood
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3:52April 22, 2025 - "Sarah Cynthia Sylvia Stout" by Shel Silverstein, read by Andrea Wood by The Desmond-Fish Public Library & The Highlands Current, hosted by Ryan BiracreeBy The Desmond-Fish Public Library & The Highlands Current, hosted by Ryan Biracree
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Q&A: The Stock Market Sucks. Is Private Equity Any Better?
52:53
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52:53#601: Nick and his wife have $100,000 to invest, but they’re worried about the volatility of the current stock market. Should they look into alternative investments such as private equity? Even though Roth IRAs come with tax-free withdrawals in retirement, Josh is worried about his tax bracket going up and neutralizing the benefits. Is he right to …
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