At the helm of Gauteng’s biggest business radio show, Kaya Biz, is Gugulethu who will be leading the conversation on what is next for the Afropolitan business landscape. The show presents local and international business news, entrepreneurship, corporate and investment banking. Since its inception in May 2006 Kaya Biz has grown from a half-an-hour daily finance update to an hour show bringing compelling business news and market reviews to listeners.
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Kaya FM Podcasts
Listen to the latest news, insights and views on topical issues. Old Mutual Wealth is an advice-led wealth management business, aimed at providing financial planners and their clients with a full suite of industry-leading strategies and services.
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Sawa ka na ba sa mga mema at hirit na pa-cute lang? Kung ganoon, dito ka na sa mainit at makabuluhang pagtalakay ng mahahalagang isyu sa bansa kasama ang lodi nating si Ted Failon! Pakikinggan at hihimayin niyang mabuti ang pananaw ng magkabilang panig para mas malinawan ang taumbayan. Kaya guys, kinig na! Manong Ted is in the house!
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Kaya FM Interview - When 1% of companies drive 65% of returns, what does it mean for investors?
14:25
14:25
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14:25Sean Ashton, Head of Investments at Private Clients by Old Mutual Wealth, and Gugulethu Mfuphi of Kaya Bizi discuss the importance of understanding the underlying drivers of major market indices like the S&P 500.By Old Mutual
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MotionAds Reaches R20 Million in Supplementary Earnings for Independent Riders.
9:35
9:35
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9:35Guest: Jon Berkowitz – Co-founder of MotionAds From just three branded bikes in 2019 to a nationwide fleet of over 2,000 motorcycles, MotionAds has unlocked R20 million in supplementary income for South Africa’s delivery drivers. The pioneering ad-tech company has built a model that works for both brands and riders delivering measurable marketing i…
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From Blind Spots to Balance: Practical Tips for Saving and Growing Your Money
16:15
16:15
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16:15GUEST – Dr Frank Magwegwe, Nedbank's Executive for Financial Wellness and Advisory Tonight shining a light on the money blind spots that many of us don’t even realize we have from hidden expenses that quietly drain our wallets to missed opportunities for growing our wealth. We’ll be sharing practical tips on how to save smarter, invest wisely, and …
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SA’s Business Leaders Face Heightened Competition, Talent Shortages and Geopolitical Uncertainty – C-suite Barometer 25'
11:10
11:10
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11:10GUEST – Sebastien de Place, partner at Forvis Mazars . Forvis Mazars has released its C-suite Barometer 2025, capturing the views of more than 1,700 executives in over 35 countries, including South Africa. The survey reveals a paradox: business leaders remain optimistic about growth, yet face unprecedented challenges from rising competition, regula…
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Whisky Live and the Business of Whisky in SA.
14:16
14:16
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14:16GUEST - Ken Varejes - CEO Whisky Live The global spirits market is valued at over a hundred billion dollars, and at the heart of its premium segment sits whisky. It’s not just a social staple; it's a massive economic engine, driving significant GDP contributions, tourism, and investment both internationally and here in South Africa, which remains o…
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How FNB and the G20 Are Empowering South African SMEs.
14:10
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14:10Guest: Linnet Mhishi – Client Strategy Head for FNB Business South Africa’s small and medium-sized enterprises (SMEs) are the backbone of inclusive growth and job creation, yet access to affordable finance has long been a stumbling block. FNB is tackling this challenge through strategic partnerships with global Development Finance Institutions (DFI…
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The Debt Trap Behind South Africa’s R1.14 Trillion Gambling Boom
12:44
12:44
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12:44Guest: Dehan Scherman - Process Development & Change Manager, National Debt Advisors South Africans wagered a staggering R1.14 trillion last year on par with the national education budget. But behind this extraordinary boom is a silent epidemic of debt. Gambling participation has doubled since 2017, with 74% of youth now gambling, often using credi…
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The Squeezed Middle: Why South Africa’s Middle Class is Losing Confidence.
8:12
8:12
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8:12Guest: Nomvelo Moima – Junior Economist, Bureau for Economic Research (BER) South Africa’s Consumer Confidence Index has slipped further into the red at -13 for the third quarter, but it’s the middle class that’s really feeling the squeeze. Confidence among households earning between R5,000 and R20,000 a month has dropped sharply from -7 to -16, re…
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From Intern to Insider: The Real Tax Lessons You Can’t Study For
7:21
7:21
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7:21Stepping into a leading tax practice reveals just how far real-world tax work can stretch beyond the classroom. Rendani Makatu, Tax Intern and Expatriate Tax Support Specialist at Tax Consulting SA, shares the crucial insights she’s gained on the job that no textbook could prepare her for. Kaya FMBy Gugulethu Mfuphi
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Remgro rewards shareholders with special dividend after headline earnings jumped 38%.
9:30
9:30
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9:30GUEST - Carel Vosloo, Chief Investment Officer at Remgro Investment giant Remgro has announced a hefty payout to shareholders including a special dividend of 200 cents a share after reporting a strong set of results for the year to June 2025. Headline earnings jumped 38%, driven by contributions from Mediclinic, OUTsurance, Rainbow Chicken, RCL Foo…
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Canal+ clinches MultiChoice in R55bn mega deal – what it means for Africa’s media future.
18:42
18:42
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18:42GUEST - Mudiwa Gavaza - business writer for the Business Day and Financial Mail French media giant Canal+ has finally sealed its R55-billion takeover of MultiChoice, creating a broadcasting and streaming powerhouse with more than 40 million subscribers across nearly 70 countries. The deal, years in the making, wasn’t just about cheques and sharehol…
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Gen Z and Millennials are redefining career growth and rewards in South Africa.
15:53
15:53
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15:53GUEST - Deon Smit, Master Reward Specialist and Executive Committee Member at the South African Reward Association (SARA). In the workplace, the traditional notions of career growth and promotions are being reshaped by the ambitions of Generation Z (born 1997 - 2012) and Millennials (born 1981 - 1996). Kaya FM…
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TECH & INNOVATION: South Africa caught in the crossfire of global chip wars.
18:28
18:28
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18:28GUEST - Jan Vermeulen, Editor at MyBroadband Taiwan has slapped export restrictions on semiconductors bound for South Africa a move that threatens industries from car manufacturing to cloud computing. The decision follows Pretoria’s downgrading of Taiwan’s diplomatic office, a gesture widely seen as bowing to Beijing. With Taiwan controlling up to …
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Import duty report reveals mounting inefficiencies hurting SA’s trade system.
21:13
21:13
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21:13GUEST – Donald MacKay, CEO of XA Global Trade Advisors XA Global Trade Advisors has released its seventh Import Duty Investigation Report, highlighting mounting inefficiencies in South Africa’s tariff system, growing backlogs, and the rise of so-called “zombie tariffs” that linger for years without resolution. The report reveals that tariff investi…
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South African credit market sees largest QoQ growth since Covid.
12:07
12:07
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12:07GUEST - Andrew Fulton, Director at Eighty20. Following years of slow growth in credit participation post pandemic, South Africa's second quarter of 2025 marked its most significant expansion since Covid-19. The number of outstanding bank and retail loans rose by 3.5% YoY. Most of this growth in account volumes stemmed from unsecured loans, which sa…
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Why Your Medical Aid Premiums Could Climb Even Higher in 2026
15:23
15:23
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15:23South Africans on medical aid are bracing for another tough year. Despite calls from the Council for Medical Schemes to keep 2026 contribution increases in line with inflation, history tells a different story. In 2025 alone, medical aid costs overshot inflation by a staggering 7.1 percentage points – and experts warn the trend is unlikely to revers…
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CAREER’S CORNER – Workplace culture, stress, burnout and how to toxic leaders harm employee mental health.
23:01
23:01
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23:01GUEST - Prof Renata Schoeman - Head of the MBA in Healthcare Leadership at Stellenbosch Business School According to the latest Gallup report, 36% of the South African workforce experience excessive daily stress and more than 71% are either disengaged or actively disengaged at work – some of the alarming signs of burnout. This is not surprising con…
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WEALTH CREATION - What happens to your investments when you pass away, and how your heirs can rightfully claim
11:50
11:50
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11:50GUEST - Vuyo Lee, Director of Marketing and Corporate Affairs at the JSE The Johannesburg Stock Exchange has launched a tool for South Africans to check if they are owed any money for unclaimed dividends. The stock exchange has launched its new “Claim It” campaign, urging South Africans to check of they are potential shareholders owed a portion of …
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Chinese automakers expanded their market share to nearly 15%, up from just 3.1% in 2022 – Transunion data.
13:31
13:31
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13:31GUEST – Ayesha Hatea, director of research and consulting at TransUnion South Africa TransUnion’s latest Mobility Insights Report shows South Africa’s automotive market building momentum in 2025, supported by a favourable interest rate environment, record-low new-vehicle inflation, and liquidity from the two-pot pension reform. While recovery is un…
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Why Red Meat Still Eats Into Household Budgets
8:13
8:13
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8:13GUEST – Paul Makube, Senior Agricultural Economist, FNB Commercial Why does red meat remain the heaviest weight on household food budgets even as broader food inflation shows signs of easing? After peaking at 5.5% in July, food inflation slowed to 5.2% in August, thanks to cheaper cereals, vegetables, and dairy products. Strong harvests and a firme…
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South Africans spent R324.4 billion on FMCG during the first half of 2025, a 7.4% year-over-year value growth
14:16
14:16
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14:16GUEST - Lané Klopper - Consumer Panel Services Lead at NIQ South Africa NielsenIQ (NIQ) South Africa has released its State of the Retail Nation analysis for the first half of 2025, showing healthy increases in retail sales value and volume. South African consumers spent just over R324.4 billion on fast-moving consumer goods (FMCG) through traditio…
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66% of South Africans do not have wills – What are some of the reasons?
32:18
32:18
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32:18GUEST - David Thomson, Senior Legal Adviser at Sanlam Trust Sixty-six percent of South Africans do not have wills, and this shortfall cuts across ages, income levels, and demographic groups. This is according to Sanlam Legacy’s 2025 Survey on South Africans and Wills, which found that although most people recognise the importance of estate planning…
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A number of big companies are cutting jobs – What this says about the state of economy?
13:53
13:53
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13:53GUEST – Andrew Levy, labour economist South Africa is seeing a wave of job cuts by major companies from mining to manufacturing. But what do these retrenchments reveal about the true state of the economy?. Are we facing a structural problem in the labour market, or is this part of a global trend of companies tightening belts? Kaya FM…
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GUEST – Tshiamo Masike – Economist at Momentum Investments
11:23
11:23
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11:23Sarb policy rate left unchanged, at 7%. The Reserve Bank’s monetary policy committee (MPC) held the repo rate at 7% at its meeting on Thursday, maintaining a cautious stance in the face of inflationary pressures stemming from new trade tariffs, global uncertainty and a subdued domestic growth outlook. Four of the six MPC members voted to hold, whil…
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Baliktarin na ang bandila? (Aired September 16, 2025)
23:08
23:08
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23:08Mahigit 10 ghost at questionable projects na ang nadiskubre sa distrito ni dating Bulacan 1st DEO District Engineer Henry Alcantara na isa sa mga tinaguriang "BGC BOYS" o Bulacan Group of Contractors na ibinunyag ni Senator Ping Lacson na nagpapatalo umano ng milyon-milyon at nagpapapalit umano ng bilyon-bilyong piso sa mga casino. Pero kahit klaro…
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20 years in SA – How has YouTube reshaped the local creator economy.
21:40
21:40
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21:40GUEST – Lorraine Landon - Head of Advertising Products and Solutions at Google Sub-Saharan Africa YouTube is celebrating 20 years in South Africa, a milestone that tells the story of how a simple video-sharing site grew into one of the most powerful players in media, advertising, and the creator economy. Over the past two decades, South Africans ha…
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Why Do Commissions of Inquiry Cost So Much?
13:56
13:56
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13:56GUEST - Mpumelelo Zikalala – law expert More than R1 billion. That’s how much South Africa has spent on commissions of inquiry over the years – from Marikana to State Capture with mixed results. The newly established Madlanga Commission is expected to cost R148 million in just six months, reigniting debate over whether these commissions deliver val…
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GUEST – Celiwe Ross - Chief Human Capital and Corporate Affairs Officer at Old Mutual Old Mutual has launched its 'Add Your Voice' campaign to bring South Africans into global policy conversations during the country’s G20 Presidency. Central to the campaign is The People’s Podium, a platform where citizens can share their views on social and econom…
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INSIDE YOUR BUSINESS - The business of gyms in the South African context.
30:01
30:01
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30:01GUEST - Mannee De Wet, Managing Director and co-founder of Planet Fitness We take a closer look at the business of gyms in South Africa, an industry that has had to constantly adapt to shifting consumer trends, health and wellness demands, and the pressures of a challenging economic climate. At the centre of this story is Planet Fitness, a brand th…
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GUEST - Jeanette Marais - Momentum Group CEO Momentum Group delivered an exceptional set of results for the year ending 30 June 2025, with record normalised headline earnings (NHE) of R6.26 billion, up 41% on the prior financial year which was already a record year. Operating profit increased by 52% from R3.6 billion to R5.48 billion. Kaya FM…
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TECH & INNOVATION – SA has nearly 8 million crypto users, only about 500,000 are declaring the income or capital gains
7:30
7:30
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7:30GUEST – Wiehann Olivier, a Partner and FinTech & Digital Assets Lead at Forvis Mazars South Africa. Thousands of South Africans who have traded or invested in crypto assets may soon face severe penalties. The South African Revenue Service (SARS) has started issuing letters to individuals suspected of undeclared crypto gains. Experts warn that those…
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Manufacturer confidence drops to lowest level in a year and a half – Absa Survey
11:45
11:45
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11:45GUEST – Sachin Chanderdhev - Absa Business Banking manufacturing sector specialist The Absa Manufacturing Survey decreased by ten points to 23 in the third quarter – its lowest level since the first quarter of 2024, with Absa noting that overall business confidence in the sector remains under severe pressure, despite notable gains in sales and prod…
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ALLAN GRAY - Protect your legacy with a valid will
14:12
14:12
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14:12GUEST - Reo Emmet, senior legal adviser at Allan Gray Statistics reveal that over three-quarters of South Africans don’t have a valid will in place. Sadly, this can lead to lengthy delays that often end in unfavourable outcomes for their loved ones after they pass away. This week we celebrate National Wills Week in South Africa and this annual init…
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GUEST - Robbie Proctor, Investment Analyst, Anchor Capital Walmart, the world’s largest retailer, has announced plans to open its first branded stores in South Africa (SA) before year-end. While the brand will be a new addition to the retail landscape, the company has been operating in SA since 2011, when it acquired a majority stake in MassmartHol…
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MultiChoice to reoganise SA operations for Canal+ deal.
11:35
11:35
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11:35GUEST - Mudiwa Gavaza - business writer for the Business Day and Financial Mail MultiChoice has officially begun restructuring its South African operations a key condition set by the Competition Tribunal before Canal+ can complete its R55-billion buyout of the pay-TV giant. Mudiwa Gavaza, business writer for Business Day and Financial Mail talks to…
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Online retail now makes up nearly 10% of total retail sales in SA.
15:50
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15:50GUEST – Arthur Goldstuck, CEO of World Wide Worx South Africa’s online shopping boom shows no signs of slowing. According to the latest Online Retail in South Africa 2025 report by World Wide Worx, online retail sales surged 35% in 2024, reaching R96-billion and are expected to hit R130-billion in 2025, pushing e-commerce to nearly 10% of total ret…
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In conversation with Zibusiso Mkhwanazi, author of Business by Grace and Executive Chairman of M&N
27:35
27:35
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27:35We sit down with Zibusiso Mkhwanazi, author of Business by Grace, co-founder of Avatar Advertising Agency and Executive Chairman of M&N, South Africa’s largest independent black-owned agency network. From starting his entrepreneurial journey with just R2 000 in high school to building an advertising powerhouse with approximately 200 employees acros…
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SA’s Big Four Banks: Earnings Up, Costs Tight, Digital Bets Rising
15:12
15:12
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15:12GUEST - Rivaan Roopnarain, PwC South Africa Banking and Capital Markets Partner In this conversation we dive into PwC’s Major Banks Analysis 2025, a detailed look at the performance of South Africa’s Big Four banks, Standard Bank, FNB, Absa and Nedbank. Despite operating in a climate of weak domestic growth, global trade uncertainty and shifting mo…
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EXPLAINER: How are adverts regulated in South Africa?
20:35
20:35
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20:35GUEST - Gail Schimmel, CEO of the Advertising Regulatory Board (ARB) In this conversation we unpack how advertising is regulated in South Africa and why truth in branding matters. Gail Schimmel, CEO of the Advertising Regulatory Board (ARB), explains the role of the ARB in safeguarding consumer interests, setting industry standards, and ensuring ad…
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SA Rental Market Hits Record Low In Tenant Arrears – What’s Driving The Shift?
14:08
14:08
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14:08South Africa’s rental market just hit a milestone only 17% of tenants are behind on rent, the lowest arrears ever recorded by the PayProp Rental Index. We speak to André van Rooyen, National Head of Sales at PayProp, about the Q2 2025 rental trends shaping the market. We unpack why national rental growth slowed to 5% year-on-year, the role of major…
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One Year Into The Two-Pot System: How Much Have South African’s Withdrawn?
14:57
14:57
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14:57Guest - Nzwa Shoniwa, Managing Executive: Sanlam Umbrella Solutions From 1 September 2024 to 31 August 2025, Sanlam Corporate paid out approximately R4 billion across 223 000 emergency-pot claims with R1 billion in tax flowing to SARS. On average, we are paying out about R150 million a month, but when the new tax year opened in March withdrawals sp…
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Discovery Group Delivers 30% Rise In Profits
18:00
18:00
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18:00Guest - Hylton Kallner, CEO of Discovery South Africa and Discovery Bank Discovery has delivered record results, posting a 30% surge in profit and entering a new phase of scaled growth with its two main composites, Discovery South Africa and Vitality. We’re joined by Hylton Kallner, CEO of Discovery South Africa and Discovery Bank, to unpack the dr…
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FirstRand Post 10% Rise In Earnings And An Impressive 20% Return On Equity
16:43
16:43
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16:43Guest – Mary Vilakazi – CEO of FirstRand South Africa’s largest banking group, FirstRand, has posted a 10% rise in earnings and an impressive 20% return on equity – well above peers – despite economic headwinds. In this episode, we speak to Mary Vilakazi, the Group CEO, about what drove this performance, including strong growth in FNB, RMB, and Wes…
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MoneyWebNOW Interview - When 1% of companies drive 65% of returns, what does it mean for investors?
7:34
7:34
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7:34Sean Ashton and Simon Brown unpack big tech’s outsized role in S&P 500 returns, how to manage that concentration.By Old Mutual
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What Tractor Sales Tell Us About The State Of Agriculture In South Africa?
20:17
20:17
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20:17Guest – Thabile Nkunjana, Agricultural Economist Agricultural Machinery Sales indicate that August tractor sales of 700 units were 22% more than the 572 units sold in August last year. There have been welcome reactions from agricultural associations about the increase in machinery sales. kaya959 · Kaya FM…
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Anglo And Teck Join Forces To Create Copper Giant
13:28
13:28
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13:28Guest – Peter Major – Mining analyst Anglo American and Teck have struck a deal that will reshape the global copper landscape, creating the world’s second-largest listed copper miner after BHP. The new company plans to invest C$4.5-billion in Canada over the next five years, extending the life of Highland Valley Copper, boosting processing capacity…
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Inside Your Business - The Right to Disconnect In SA: What Employers Need To Know
16:45
16:45
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16:45Guest - Leila Moosa, senior associate at Cliffe Dekker Hofmeyr The global movement to give workers the “right to disconnect” from employer communication outside of working hours is gaining momentum, with Australia the latest country to adopt such laws. While South Africa has no immediate plans to follow suit, legal experts say businesses cannot aff…
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Guest - Jurie Strydom – Old Mutual CEO Old Mutual has posted a strong set of interim results, with adjusted headline earnings rising 29% to R4.2bn, supported by exceptional underwriting performance at Old Mutual Insure and resilient equity markets. But beneath the topline growth lies a complex story of restructuring, margin pressures, and shifting …
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Growthpoint Earnings Boosted By SA Portfolio And Green Energy Push
17:22
17:22
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17:22Guest - Estienne de Klerk, South Africa CEO of Growthpoint Growthpoint Properties has delivered a resilient set of results, with distributable income rising 3.1% to R5bn on the back of a stronger showing across its three South African property sectors. Improved rental dynamics in retail and office, reduced vacancies, and robust growth in the logist…
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Tech & Innovation – How SA Businesses Can Navigate SWIFT Sanctions Threat
15:51
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15:51What would happen if South Africa were cut off from the SWIFT payment system? Beyond the headlines, such a disruption could upend trade, strain consumer access to goods, and test the resilience of local businesses. Harry Scherzer, CEO of Future Forex, joins us to unpack the real implications of a SWIFT disruption, the practical steps companies can …
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