Best Josephmurphy Podcasts (2025)

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Retirement isn’t about more hustle—it’s about smarter alignment. Joe Murphy has the story. 52:35

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2d ago52:35

52:35

They grew up on mixtapes, weathered two market crashes, and now Gen X is staring down retirement with one eye on the future—and the other on the fine print. For those who’ve saved smartly, the next move isn’t grinding harder, it’s aligning strategically. How do you shift from being a saver to becoming a true steward of your wealth? That’s the conve…

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Joe Murphy kicks things off with a lighthearted look at retirement and why sometimes stepping away early is the smartest move you can make. 52:51

9d ago52:51

52:51

Joe Murphy kicks things off with a lighthearted look at retirement and why sometimes stepping away early is the smartest move you can make. With the theme “Retired early – because working late never suited me,” we explore the humor, wisdom, and life lessons that come from knowing when it’s time to trade the office clock for more freedom. It’s part …

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Joe Murphy discusses the importance of reviewing annuities in light of changing market conditions, particularly with rising interest rates. 52:48

13d ago52:48

52:48

Joe Murphy discusses the importance of reviewing annuities in light of changing market conditions, particularly with rising interest rates. He explains how the 1035 exchange can be a valuable tool for transferring underperforming annuities without tax penalties. The conversation also covers the implications of required minimum distributions (RMDs) …

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Joe Murphy discusses the critical tax issues retirees face and offers strategies for tax efficiency, including the benefits of Roth conversions. 52:16

21d ago52:16

52:16

Joe Murphy discusses the critical tax issues retirees face and offers strategies for tax efficiency, including the benefits of Roth conversions. He emphasizes the importance of understanding retirement income taxation, planning for retirement decisions, and the psychological transition into retirement. The conversation also covers creating multiple…

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Joe Murphy discusses the evolving landscape of retirement planning, challenging traditional advice and exploring new strategies. 52:50

29d ago52:50

52:50

Joe Murphy discusses the evolving landscape of retirement planning, challenging traditional advice and exploring new strategies. He delves into the mortgage payoff myth, the downsizing dilemma, and the implications of the recent Big Beautiful Bill, which offers significant tax benefits for middle-income Americans. Additionally, Joe emphasizes the i…

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Joe Murphy discusses the critical financial red flags that individuals often overlook as they approach retirement. 53:19

1M ago53:19

53:19

Joe Murphy discusses the critical financial red flags that individuals often overlook as they approach retirement. They explore economic indicators, the impact of interest rate cuts on various asset classes, and the importance of budgeting and planning for retirement. The conversation also delves into the psychological aspects of transitioning into…

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Joe Murphy discusses the common financial mistakes that baby boomers make as they approach retirement. 52:31

2M ago52:31

52:31

Joe Murphy discusses the common financial mistakes that baby boomers make as they approach retirement, particularly focusing on Social Security and the importance of strategic planning. He emphasizes the need for a well-thought-out election strategy for Social Security benefits, the impact of taxes on retirement withdrawals, and the significance of…

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Joe Murphy discusses the importance of crisis-proofing retirement plans in light of unpredictable events such as market crashes, inflation, and healthcare costs. 52:31

2M ago52:31

52:31

Joe Murphy discusses the importance of crisis-proofing retirement plans in light of unpredictable events such as market crashes, inflation, and healthcare costs. He emphasizes the need for emergency accounts, diversification, and personalized asset allocation strategies to ensure financial security in retirement. The discussion also highlights the …

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Joe Murphy discusses the often-overlooked assets that can significantly enhance retirement income. 53:06

2M ago53:06

53:06

Joe Murphy discusses the often-overlooked assets that can significantly enhance retirement income. He emphasizes the importance of recognizing hidden financial gems such as life insurance policies with cash value, health savings accounts (HSAs), and collectibles. Joe explains how these assets can bridge income gaps, provide tax advantages, and serv…

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Joe Murphy discusses essential financial truths for retirement planning. 52:47

3M ago52:47

52:47

Joe Murphy discusses essential financial truths for retirement planning. They emphasize the importance of having a financial plan, understanding the impact of inflation, navigating taxes, and the significance of required minimum distributions (RMDs). The conversation also touches on the need for proper planning to address longevity and the changing…

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Joe Murphy discusses the essential elements of retirement planning, focusing on the importance of health and financial peace of mind. 52:42

3M ago52:42

52:42

Joe Murphy discusses the essential elements of retirement planning, focusing on the importance of health and financial peace of mind. The conversation delves into the three main spending phases of retirement: the go-go years, slow-go years, and no-go years, emphasizing the need for strategic planning to navigate these phases effectively. Joe also h…

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Joe Murphy discusses the impact of market volatility on retirement planning, emphasizing the importance of adapting strategies to ensure financial security. 52:04

4M ago52:04

52:04

Joe Murphy discusses the impact of market volatility on retirement planning, emphasizing the importance of adapting strategies to ensure financial security. He explores the benefits of working longer, the necessity of guaranteed income sources, and the need for dynamic spending adjustments in retirement. The conversation highlights the significance…

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Joe Murphy discusses the current economic landscape, focusing on the recent contraction of the US economy and its implications for retirees. 51:07

4M ago51:07

51:07

Joe Murphy discusses the current economic landscape, focusing on the recent contraction of the US economy and its implications for retirees. He emphasizes the importance of understanding sequence of returns risk, especially during market downturns, and highlights the rising costs of healthcare and inflation as significant concerns for retirees. Joe…

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Joe Murphy discusses the current economic landscape, focusing on recession indicators, consumer behavior, and the importance of stress testing retirement plans. 51:55

4M ago51:55

51:55

Joe Murphy discusses the current economic landscape, focusing on recession indicators, consumer behavior, and the importance of stress testing retirement plans. He highlights quirky economic signals like the lipstick index and cardboard box shipments, emphasizing the need for retirees to adapt their income strategies in a volatile market. Joe also …

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Joe Murphy discusses the implications of tariffs and trade wars on retirement planning. 50:09

5M ago50:09

50:09

Joe Murphy discusses the implications of tariffs and trade wars on retirement planning. He emphasizes the importance of understanding how these economic factors affect everyday expenses and investment portfolios, particularly for retirees. Insights from Jamie Dimon highlight the interconnectedness of global debt and inflation, while Joe stresses th…

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Joe Murphy discusses the impact of tariffs on retirement planning. 50:27

5M ago50:27

50:27

Joe Murphy discusses the impact of tariffs on retirement planning, emphasizing the importance of proactive strategies during market volatility. He reflects on historical market corrections, highlighting opportunities for investors to buy low and the significance of planning for retirement income. Joe encourages listeners to remain calm and consider…

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Joe Murphy discusses the significant demographic shift known as Peak 65 53:15

6M ago53:15

53:15

Joe Murphy discusses the significant demographic shift known as Peak 65, where over 4 million Americans are expected to retire annually through 2027. He highlights the challenges retirees face, including a shortage of qualified financial advisors and rising healthcare costs. Joe emphasizes the importance of proactive retirement planning, including …

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Joe Murphy discusses the implications of the Japanese carry trade 52:00

6M ago52:00

52:00

Joe Murphy discusses the implications of the Japanese carry trade, the risks associated with adjustable rate mortgages, strategies for Roth conversions, the complexities of single premium immediate annuities (SPIAs) in legacy planning, and the benefits of annuities in retirement planning. Each topic is explored in depth, providing listeners with va…

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Joe Murphy discusses the essential steps to replace your paycheck in retirement. 53:07

6M ago53:07

53:07

Joe Murphy discusses the essential steps to replace your paycheck in retirement. He emphasizes the importance of planning, budgeting for expenses, understanding healthcare costs, and assessing your financial situation. Joe also covers withdrawal strategies, creating multiple income streams, and the role of dividends and annuities in retirement plan…

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Joe Murphy discusses a revolutionary proposal for a national retirement savings program. 51:41

6M ago51:41

51:41

Joe Murphy discusses a revolutionary proposal for a national retirement savings program put forth by Zach Buchwald, CEO of Russell Investments. They explore the implications of this proposal, comparing it to existing systems in Australia and the Netherlands, and delve into the complexities of retirement planning in the U.S. The conversation also to…

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Joe Murphy and Steve Sedahl discuss the implications of Trump-era tariffs on inflation and the economy, emphasizing the importance of understanding these policies for retirees. 52:33

7M ago52:33

52:33

Joe Murphy and Steve Sedahl discuss the implications of Trump-era tariffs on inflation and the economy, emphasizing the importance of understanding these policies for retirees. They explore the potential benefits and drawbacks of tariffs, particularly in relation to energy prices and domestic production. The conversation shifts to the rising value …

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Joe Murphy and Steve Sedahl delve into the world of exchange-traded funds (ETFs) and mutual funds, highlighting their differences, advantages, and how they can be utilized for retirement planning. 52:00

7M ago52:00

52:00

Joe Murphy and Steve Sedahl delve into the world of exchange-traded funds (ETFs) and mutual funds, highlighting their differences, advantages, and how they can be utilized for retirement planning. Joe explains the significance of understanding the nuances between various ETFs, including dividend and bond market ETFs, and emphasizes the importance o…

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Joe Murphy discusses the critical concept of risk tolerance in retirement planning and investment strategies. 53:25

8M ago53:25

53:25

Joe Murphy discusses the critical concept of risk tolerance in retirement planning and investment strategies. He emphasizes the importance of understanding individual risk tolerance, which can change over time due to various factors such as age, income, investment experience, and personal goals. Joe also explores the emotional cycle of investing, h…

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Joe Murphy emphasizes the importance of budgeting as a foundational element of financial health, especially for younger clients. 52:47

8M ago52:47

52:47

Joe Murphy emphasizes the importance of budgeting as a foundational element of financial health, especially for younger clients. He discusses strategies for maximizing retirement contributions and the benefits of tax loss harvesting. The conversation highlights the need for financial literacy and disciplined saving to achieve long-term financial se…

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Joe Murphy discusses the common missteps people make when saving for retirement. 54:29

9M ago54:29

54:29

Joe Murphy discusses the common missteps people make when saving for retirement. He emphasizes the importance of starting early, understanding investment risks, and having a solid emergency fund. The conversation also covers the rising costs of healthcare and the need for a comprehensive retirement plan. Joe provides actionable strategies for liste…

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Joe Murphy delves into the significant wealth held by Baby Boomers and the importance of effective estate planning. 51:13

9M ago51:13

51:13

Joe Murphy delves into the significant wealth held by Baby Boomers and the importance of effective estate planning to ensure that this wealth is preserved and transferred efficiently to future generations. The discussion highlights the challenges posed by changing tax laws, healthcare costs, and the need for strategic planning to mitigate potential…

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Joe Murphy discusses the importance of adaptability in retirement planning, especially in light of the gig economy's rise. 53:15

10M ago53:15

53:15

Joe Murphy discusses the importance of adaptability in retirement planning, especially in light of the gig economy's rise. He emphasizes the need for flexible retirement strategies to accommodate unexpected expenses and changing lifestyles. The conversation covers various retirement savings options for gig workers, the significance of diversifying …

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Joe Murphy discusses strategies for reviving retirement savings. 53:08

10M ago53:08

53:08

Joe Murphy discusses strategies for reviving retirement savings, the importance of understanding investment movements, and maximizing employer contributions. They delve into the significance of IRAs, catch-up contributions under the Secure Act 2.0, and the necessity of managing debt and establishing emergency savings. The conversation emphasizes th…

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Joe Murphy explores the implications of artificial intelligence (AI) in retirement planning. 52:22

10M ago52:22

52:22

Joe Murphy explores the implications of artificial intelligence (AI) in retirement planning. They discuss the potential benefits and limitations of AI in providing financial advice, emphasizing the importance of human judgment and trust in financial decision-making. The conversation highlights the need for personalized financial planning and the ri…

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Joe Murphy explores the implications of artificial intelligence (AI) in retirement planning. 51:57

10M ago51:57

51:57

Joe Murphy explores the implications of artificial intelligence (AI) in retirement planning. They discuss the potential benefits and limitations of AI in providing financial advice, emphasizing the importance of human judgment and trust in financial decision-making. The conversation highlights the need for personalized financial planning and the ri…

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Joe Murphy and Paul Payne delve into the intricacies of life insurance, particularly focusing on the benefits of cash value in permanent policies and the importance of planning for long-term care. 53:18

11M ago53:18

53:18

Joe Murphy and Paul Payne delve into the intricacies of life insurance, particularly focusing on the benefits of cash value in permanent policies and the importance of planning for long-term care. They discuss how life insurance can serve multiple purposes beyond just providing a death benefit, including tax-free income and financial independence. …

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Special guest Jon Shurr provides insights into Medicare options, open enrollment, and the differences between Medicare Advantage plans and supplements. 53:06

11M ago53:06

53:06

In this episode of Wealth Health Radio, Joe Murphy and Steve Sedahl delve into the complexities of IRAs and Medicare. They discuss the differences between traditional and Roth IRAs, the importance of planning for retirement, and the nuances of Medicare, including parts A, B, and D. Special guest Jon Shurr provides insights into Medicare options, op…

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Joe Murphy breaks down the Federal Reserve interest rate cut and what it means for retirees of the past, present and future 53:04

11M ago53:04

53:04

On a new episode of Wealth Health Radio with Joe Murphy, Joe explores the latest from the Federal Reserve and explores the impacts of the latest decision regarding interest rates, outlining how they might affect you on your retirement planning journey. Joe covers the different pieces of “advice” to challenge when planning for retirement and how to …

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Joe Murphy discusses the importance of financial planning and the need for a thorough 'deep cleaning' of one's financial situation, especially as retirement approaches. 52:52

11M ago52:52

52:52

Joe Murphy discusses the importance of financial planning and the need for a thorough 'deep cleaning' of one's financial situation, especially as retirement approaches. He emphasizes the significance of understanding interest rate changes, decluttering financial accounts, rebalancing investment portfolios, and preparing for unexpected expenses. The…

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Joe Murphy and Steve Sedahl explore the spooky financial fears that can haunt retirement planning. 51:23

12M ago51:23

51:23

In this Halloween special episode Joe Murphy and Steve Sedahl explore the spooky financial fears that can haunt retirement planning. They discuss various financial 'ghouls' such as zombie stocks, hidden fees, and the demons of poor financial decisions. The conversation also covers the risks of inflation, healthcare costs, long-term care, and the se…

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Joe Murphy discusses various weather-related events and how they relate to retirement planning. 53:11

12M ago53:11

53:11

Joe Murphy discusses various weather-related events and how they relate to retirement planning. They cover topics such as the risks of retirement, the importance of diversification, the impact of inflation, and the need to plan for long-term care. They also offer advice on how to protect oneself from these risks and provide information on how liste…

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Joe Murphy discusses the psychological phases of retirement, as described by author Riley Moynes. 51:57

12M ago51:57

51:57

Joe Murphy discusses the psychological phases of retirement, as described by author Riley Moynes. The four phases are: the vacation phase, the feeling lost phase, the trial and error phase, and the reinvent and rewire phase. The hosts emphasize the importance of planning for retirement, both financially and psychologically, to ensure a smooth trans…

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Joe Murphy and estate planning attorney Brian Less discuss the Fed's annual economic conference in Jackson Hole and the implications of the Fed's rate cut cycle. 51:53

1y ago51:53

51:53

Joe Murphy and estate planning attorney Brian Less discuss the Fed's annual economic conference in Jackson Hole and the implications of the Fed's rate cut cycle. Brian also explains the difference between a will and a trust, highlighting the benefits of a trust in avoiding probate and providing more control over assets. The conversation then shifts…

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Joe Murphy discusses the seven habits of highly effective people and retirement readiness. 51:43

1y ago51:43

51:43

Joe Murphy discusses the seven habits of highly effective people and retirement readiness. They emphasize the importance of accurate information and planning for retirement, using tools like calculators and budgeting. They also discuss the timeless wisdom found in self-help books and the value of gaining knowledge and perspective. The conversation …

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Joe Murphy discusses the topic of Roth conversions. He explains the benefits of a Roth IRA, such as tax-free growth and no required minimum distributions (RMDs). 52:16

1y ago52:16

52:16

In this episode of Wealth Health Radio, Joe Murphy discusses the topic of Roth conversions. He explains the benefits of a Roth IRA, such as tax-free growth and no required minimum distributions (RMDs). He also highlights the importance of considering future tax changes and the potential impact on retirement savings. Joe discusses the process of a R…

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The conversation covers market update and pre-planning steps for near-term retirees. 51:51

1y ago51:51

51:51

The conversation covers market update and pre-planning steps for near-term retirees. The market experienced whipsaw action, causing some panic selling by the general public, while institutions bought the dip. Warren Buffett's decision to unload 50% of his Apple stock raised eyebrows. The conversation also delves into the concept of carry trades and…

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Joe Murphy discusses the topic of Roth conversions. He explains the benefits of a Roth IRA, such as tax-free growth and no required minimum distributions (RMDs). 52:15

1y ago52:15

52:15

In this episode of Wealth Health Radio, Joe Murphy discusses the topic of Roth conversions. He explains the benefits of a Roth IRA, such as tax-free growth and no required minimum distributions (RMDs). He also highlights the importance of considering future tax changes and the potential impact on retirement savings. Joe discusses the process of a R…

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Joe Murphy discusses the five critical pillars of retirement planning. 51:34

1y ago51:34

51:34

In this episode of Wealth Health Radio, Joe Murphy discusses the five critical pillars of retirement planning. The first pillar is income, which is essential for maintaining the desired lifestyle in retirement. Joe emphasizes the importance of diversifying income streams to mitigate risks. The second pillar is expense management, which involves und…

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n this episode of Wealth Health Radio, Joe Murphy and Steve Sedahl discuss various topics including the market update, the Trump assassination attempt, and the appointment of JD Vance as Trump's VP. They ... 51:48

1y ago51:48

51:48

In this episode of Wealth Health Radio, Joe Murphy and Steve Sedahl discuss various topics including the market update, the Trump assassination attempt, and the appointment of JD Vance as Trump's VP. They also delve into the concept of speculative bubbles, using examples from history such as the dot-com bubble and the housing bubble. Joe warns list…

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Joe Murphy discusses the risks that retirees face and the importance of hedging against those risks. 49:49

1y ago49:49

49:49

In this conversation, Joe Murphy discusses the risks that retirees face and the importance of hedging against those risks. He highlights five major risks: social security reduction, health impairment, market risk, longevity risk, and legacy shortfall. Joe emphasizes the need for retirees to plan ahead and hedge against these risks to ensure a succe…

1
Joe Murphy and Steve Sedahl discuss various topics, including current events, interest rates, bank stress tests, and lessons from Warren Buffett's investor playbook. 53:05

1y ago53:05

53:05

In this episode of Wealth Health Radio, Joe Murphy and Steve Sedahl discuss various topics, including current events, interest rates, bank stress tests, and lessons from Warren Buffett's investor playbook. They emphasize the importance of understanding the impact of current events on retirement planning and the need for patience and discipline in i…

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Joe Murphy and Steve Sedahl discuss the petrodollar agreement and its impact on the global economy. 49:39

1y ago49:39

49:39

In this conversation, Joe Murphy and Steve Sedahl discuss the petrodollar agreement and its impact on the global economy. They explore the history of the petrodollar, starting with the Bretton Woods agreement in 1944, which established fixed exchange rates and pegged currencies to the US dollar. They explain how the petrodollar system emerged, with…

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The conversation covers the proposed changes to taxation and retirement planning under President Biden's 2025 budget. 53:05

1y ago53:05

53:05

The conversation covers the proposed changes to taxation and retirement planning under President Biden's 2025 budget. The focus is on the potential impact of these changes on individuals and corporations. The discussion highlights the potential for higher taxes on higher income earners and the negative consequences of raising corporate taxes. The c…

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The conversation covers significant changes in retirement planning, including the impact of crypto regulations, technical glitches in the stock market, the transition from defined benefit plans to defined ... 52:46

1y ago52:46

52:46

The conversation covers significant changes in retirement planning, including the impact of crypto regulations, technical glitches in the stock market, the transition from defined benefit plans to defined contribution plans, and changes in required minimum distributions. It also discusses strategies for maximizing retirement income and the implicat…

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The conversation covers the topic of retirement planning, financial regrets, and the role of annuities in retirement income planning. 52:32

1+ y ago52:32

52:32

The conversation covers the topic of retirement planning, financial regrets, and the role of annuities in retirement income planning. It emphasizes the importance of early retirement planning and the impact of inflation and market volatility on retirement savings. The discussion also delves into the different types of annuities and their suitabilit…