Best JoePat Roop Podcasts (2025)

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Memory Money: Funding Your Bucket List Without Going Broke 22:22

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3d ago22:22

22:22

What’s your “memory money” moment? In this episode of Retirement For Living, JoePat Roop shares how to plan for bucket list experiences—without risking your retirement. JoePat explains how to carve out funds for joy while still preparing for life’s storms. He also breaks down the tax planning opportunities in the new “Big Beautiful Bill” and why wa…

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Understanding IRMA: The Hidden Costs of Medicare 23:11

10d ago23:11

23:11

This week on Retirement For Living, JoePat Roop discusses the implications of recent legislation on retirement savings, focusing on tax cuts, Social Security, and Medicare costs. He emphasizes the importance of understanding the tax landscape for retirees, particularly regarding IRMA premiums and the potential impact on Social Security taxation. Th…

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Navigating Debt in Retirement: What You Need to Know 17:10

18d ago17:10

17:10

This week on Retirement For Living, JoePat Roop discusses the complexities of managing debt in retirement, emphasizing that while some debt can be acceptable, it depends on individual circumstances. He highlights the importance of having a comprehensive financial plan to navigate retirement effectively, particularly in relation to taxes, which can …

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The Mid-Year Retirement Check-Up 21:30

25d ago21:30

21:30

In this episode of Retirement For Living, JoePat Roop discusses the importance of proactive retirement planning, especially during the mid-year mark. He emphasizes the need for timely financial decisions, the significance of understanding retirement income needs, and the role of purpose in retirement. The conversation also covers managing debt, pre…

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Navigating Retirement: Overcoming Financial Frustrations 14:34

1M ago14:34

14:34

In this episode of Retirement For Living, JoePat Roop discusses the common frustrations faced by retirees, particularly regarding required minimum distributions (RMDs) and the complexities of 401(k) strategies. He emphasizes the importance of a comprehensive financial roadmap that includes tax planning and investment strategies tailored to individu…

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Conquering Procrastination in Retirement Planning 24:05

1M ago24:05

24:05

This week, JoePat Roop discusses the critical importance of proactive retirement planning and the dangers of procrastination. He emphasizes the need for a comprehensive retirement income plan, including strategies like Roth conversions and custom pension plans. The conversation also covers the role of annuities in providing guaranteed income and th…

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Building Trust in Retirement Planning 23:32

2M ago23:32

23:32

In this episode of Retirement For Living, JoePat Roop discusses the importance of trust in retirement planning, emphasizing the need for a clear process to build that trust. He highlights the significance of income in retirement, suggesting a combination of Social Security and annuities for financial stability. The conversation delves into the pros…

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Interview with Duane Allen of The Oak Ridge Boys 9:00

2M ago9:00

9:00

JoePat Roop recently sat down with Duane Allen, the lead singer of the iconic country gospel band, the Oak Ridge Boys. They discuss the band's legacy, Duane's personal experiences in the music industry, and reflections on retirement and continuing to perform. The conversation highlights the importance of enjoying life and the challenges of transiti…

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The Difference Between Financial Advisors, Wealth Managers, and Retirement Planners 23:22

2M ago23:22

23:22

This week, JoePat Roop discusses the various roles within financial services, emphasizing the importance of understanding the differences between financial advisors, wealth managers, and retirement planners. He highlights the significance of retirement income planning, the implications of taxes in retirement, and the benefits of Roth conversions. T…

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Honoring Sacrifice: The True Meaning of Memorial Day 13:33

2M ago13:33

13:33

In this special episode of Retirement For Living, JoePat Roop reflects on the significance of Memorial Day, emphasizing the importance of honoring those who sacrificed for our freedom. He connects this theme to retirement planning, discussing the need for careful financial strategies to ensure a secure future. The conversation delves into the nuanc…

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Being Wealthy vs. Being Rich: What’s the Real Difference? 22:47

2M ago22:47

22:47

In this episode of Retirement For Living, JoePat Roop discusses the distinction between being rich and being wealthy, emphasizing that true wealth encompasses health, family, and peace of mind rather than just financial assets. He explores the gradual transition into retirement, the importance of customized retirement planning, and the significant …

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Navigating the Retirement Danger Zone 24:12

3M ago24:12

24:12

This week, JoePat Roop emphasizes the critical connection between health and financial planning for retirement. He discusses the importance of preparing for a healthy retirement, navigating market volatility, understanding asset allocation, and the significant impact of taxes on retirement savings. JoePat also highlights the necessity of creating a…

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Navigating Retirement: Fees, Markets, and Planning 24:33

3M ago24:33

24:33

In this episode of Retirement For Living, Taylor Lee discuss critical aspects of retirement planning, including the impact of hidden fees in retirement accounts, market trends, and the importance of having a comprehensive retirement plan. He also shares personal insights and updates, emphasizing the need for strategic financial planning to navigate…

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The Complexities of Annuities 17:35

3M ago17:35

17:35

This week on Retirement For Living, JoePat Roop discusses the role of gold in retirement portfolios, the complexities of annuities, and the importance of a personalized retirement roadmap. He emphasizes the need for secure income in retirement, the potential risks associated with gold investments, and the critical role of Social Security in funding…

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Rethinking Retirement: Is 65 Still the Magic Age? 10:41

3M ago10:41

10:41

In this episode of Retirement For Living, JoePat Roop discusses the evolving landscape of retirement planning, emphasizing the importance of flexibility in retirement age and the need for a comprehensive financial strategy. He highlights the unpredictability of life events that can impact retirement plans and stresses the significance of regular re…

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The Emotional Side of Retirement Planning 20:05

3M ago20:05

20:05

In this episode of Retirement For Living, JoePat Roop discusses the challenges and uncertainties surrounding retirement savings in today's volatile market. He emphasizes the importance of principal protection and sustainable income, especially for those nearing or in retirement. The conversation also touches on the emotional aspects of investing, t…

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Strategies For Navigating Market Volatility 18:53

4M ago18:53

18:53

This week, JoePat Roop discusses the intricacies of Roth conversions, the importance of guaranteed income in retirement, and strategies for navigating market volatility. He emphasizes the need for personalized retirement income plans and dispels common myths surrounding retirement savings and annuities. The conversation highlights the significance …

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Essential Questions For Financial Advisors 19:44

4M ago19:44

19:44

In this episode of Retirement for Living, JoePat Roop discusses essential questions to ask financial advisors, the importance of fiduciary responsibility, strategies for building sustainable retirement income, and the value of local knowledge in financial planning. He also evaluates the role of financial gurus in the industry and emphasizes the nee…

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Navigating Retirement: Trust and Financial Security 17:10

4M ago17:10

17:10

This week, JoePat Roop discusses the importance of trust in financial planning, especially in light of current economic uncertainties. He emphasizes the need for a solid retirement roadmap that accounts for potential job loss and market fluctuations. The conversation highlights strategies for building a secure income stream in retirement and the si…

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March Madness: A Lesson in Retirement Planning 16:57

4M ago16:57

16:57

This week on Retirement for Living, JoePat Roop discusses the importance of retirement planning, drawing parallels with the excitement of March Madness. He emphasizes the need for a structured retirement income plan, especially in light of market corrections and the various risks retirees face, including taxes and inflation. The conversation highli…

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Mastering Retirement: The Bucket Strategy Explained 17:58

5M ago17:58

17:58

This week, JoePat Roop discusses the importance of a structured approach to retirement planning, emphasizing the bucket strategy for managing savings. He highlights the significance of creating different buckets for security, risk, growth, and memories, while also addressing common obstacles retirees face, such as market volatility and healthcare c…

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Critical Aspects of Retirement Planning 18:12

5M ago18:12

18:12

This week, JoePat Roop discusses the critical aspects of retirement planning, focusing on the implications of inheritance and taxes, the importance of tax planning, and the hidden fees associated with financial products. He emphasizes the need for a comprehensive financial strategy that aligns with individual goals and highlights the role of taxes …

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Navigating Retirement: Common Pitfalls and Solutions 14:00

5M ago14:00

14:00

In this episode of Retirement For Living, JoePat Roop discusses common mistakes individuals make in their retirement planning, particularly focusing on the importance of understanding fees and the impact of taxes. He emphasizes the need for a comprehensive approach to retirement income, including social security strategies and the integration of ta…

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Navigating Your Retirement Journey 15:03

6M ago15:03

15:03

This week, JoePat Roop discusses the importance of personalized financial planning for retirement. He emphasizes the need for a tailored approach that focuses on individual goals and addresses common concerns such as taxes and financial security. The conversation highlights the mission of Belmont Capital Advisors to help clients live without worry …

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Tailoring Your Retirement: The Key to Success 18:43

6M ago18:43

18:43

In this episode of Retirement for Living, JoePat Roop discusses the importance of personalized retirement planning. He emphasizes that retirement needs vary greatly among individuals and families, and that financial plans should be tailored to reflect personal goals and circumstances. JoePat introduces the concept of 'memory money,' which allows re…

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Finding Success Through Gratitude in Retirement 20:06

6M ago20:06

20:06

This week, JoePat Roop emphasizes the importance of gratitude in retirement, discussing how true success is a state of mind rather than a monetary achievement. He highlights the significance of building good financial habits early on, such as budgeting and saving, which can lead to a secure retirement. The conversation transitions into the necessit…

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The Essential Guide to Retirement Income Planning 13:15

6M ago13:15

13:15

This week, JoePat Roop emphasizes the critical importance of having a personalized income plan for retirement. He discusses the alarming statistics regarding income planning, the need for comprehensive tax planning, and the implications of social security and Medicare costs. JoePat highlights the necessity of understanding one's retirement savings,…

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The Importance of Early Retirement Planning 19:30

7M ago19:30

19:30

On this week's episode, JoePat Roop discusses the importance of early retirement planning, market trends, and the significance of understanding fees associated with retirement accounts. He emphasizes the need for a personalized retirement income plan and the implications of required minimum distributions (RMDs) for retirees. For more information or…

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Make 2025 the Best Year Ever 18:54

7M ago18:54

18:54

In this episode of the Retirement for Living Podcast, JoePat Roop discusses various scenarios that could impact retirement planning, including potential layoffs, early retirement, health emergencies, and the importance of having a comprehensive financial plan. He emphasizes the need for proactive planning, setting realistic financial goals, and cel…

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Navigating Market Uncertainty in Retirement 20:14

7M ago20:14

20:14

In this episode of the Retirement for Living podcast, JoePat Roop discusses the current market predictions and warnings from financial experts. He emphasizes the importance of preparing for retirement income, having cash on hand, and creating a customized retirement plan that focuses on individual cash flow needs. The conversation also covers tax s…

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Building a Secure Retirement Income 17:04

7M ago17:04

17:04

This week, JoePat Roop discusses the importance of sustainable income in retirement planning, emphasizing the need for customized financial strategies that cater to individual goals. He highlights the significance of understanding market trends, taxes, and hidden fees that can impact retirement savings. The conversation also touches on the necessit…

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Maximizing Your Retirement Income 15:26

8M ago15:26

15:26

In this episode, JoePat Roop discusses the importance of tax planning for retirees, particularly those with significant IRA savings. He emphasizes the need for strategic moves, such as Roth IRA conversions and Qualified Charitable Distributions (QCDs), to minimize tax liabilities. The conversation also highlights the value of seeking second opinion…

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Retirement Savings: A Wake-Up Call 19:17

8M ago19:17

19:17

This week, JoePat Roop discusses the alarming statistics regarding retirement savings among Americans, emphasizing the importance of understanding individual financial situations and planning for retirement. He highlights the decline of pension plans and the necessity of creating a personalized retirement income plan. The discussion also touches on…

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Navigating Family Adventures and Financial Planning 18:29

8M ago18:29

18:29

This week, JoePat Roop explores the importance of family adventures, the complexities of financial planning, and the impact of political changes on taxes and retirement strategies. He discusses the significance of understanding financial documents, the role of tax strategies in retirement planning, and the influence of celebrity endorsements in pol…

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Year-End Financial Planning Strategies 7:17

9M ago7:17

7:17

This week, JoePat Roop covers essential financial planning strategies as the year comes to a close, emphasizing the importance of tax loss harvesting, Roth conversions, and proactive planning to manage taxes effectively in retirement. JoePat highlights the significance of understanding tax implications on retirement savings and the need for strateg…

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Navigating Long-Term Care: A Personal Journey 19:12

9M ago19:12

19:12

This week, Alaina Sanders joins JoePat Roop and shares her personal experiences with her father's dementia and the importance of long-term care planning. The discussion emphasizes the financial implications of long-term care, the necessity of early planning, and the various options available to families. She highlights the emotional and practical a…

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Navigating Retirement Planning: Strategies for Success 16:55

9M ago16:55

16:55

This week, JoePat Roop delves into the concept of tax loss harvesting, emphasizing its importance in reducing tax liabilities for investors. He discusses strategies for retirement planning, including the significance of having a well-structured portfolio that can withstand market fluctuations. The discussion also highlights the need for proactive t…

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Tax Strategies for a Secure Retirement 22:49

9M ago22:49

22:49

This week's conversation delves into the critical aspects of retirement planning, emphasizing the importance of sound financial advice and the need for a tailored approach to retirement income. JoePat Roop discusses common regrets among retirees regarding financial decisions, the significance of principal protection, and the impact of taxes on reti…

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Lynyrd Skynyrd Interview 9:28

9M ago9:28

9:28

In this engaging conversation, members of the legendary Lynyrd Skynyrd (Johnny Van Zant & Rickey Medlocke) sit down with JoePat Roop to discuss the evolution of their music careers, the importance of audience appreciation, and the memories created in their early days at the 'Hell House.' They also reflect on the significance of building a strong te…

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The Role of Annuities in Retirement Planning 18:53

10M ago18:53

18:53

This week, JoePat Roop focuses on the pressing concerns retirees and pre-retirees have regarding Social Security and annuities. He highlights the uncertainty surrounding Social Security's future, the importance of understanding filing strategies, and the potential impact of taxes on retirement income. The discussion also delves into the role of ann…

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Tax Strategies for a Secure Retirement 18:51

10M ago18:51

18:51

This week, JoePat Roop shares his journey from West Virginia to a successful career in financial planning, reflecting on the unpredictability of life and the importance of having a solid financial strategy. The discussion transitions into the current political climate and its implications for the economy, emphasizing the need for sound retirement p…

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Investment Strategies in a Volatile Market 12:44

10M ago12:44

12:44

In this week's conversation, JoePat Roop discusses the current economic landscape, focusing on the potential for a recession, inflation rates, and the Federal Reserve's actions. He explores investment strategies amidst market volatility and the importance of long-term financial planning. The discussion also touches on the political climate and its …

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Is Your 401(k) Enough for Retirement? 14:32

10M ago14:32

14:32

This week, JoePat Roop discusses the importance of understanding net income in retirement planning, particularly in relation to Social Security and Medicare. He highlights the implications of IRMA surcharges and the need for proactive tax planning. The discussion also covers the limitations of 401(k) plans as a sole retirement strategy and emphasiz…

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Navigating Retirement Regrets 13:06

10M ago13:06

13:06

This week, JoePat Roop discusses the common regrets people have regarding retirement planning, particularly focusing on the importance of saving and the implications of taxes. He also talks about the current economic climate, including interest rate changes and their impact on annuities. For more information or to schedule a consultation call 704-9…

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Creating a Comprehensive Retirement Income Plan 13:41

11M ago13:41

13:41

As we enter the fall season, it's important to prepare for potential changes and uncertainties in the fourth quarter. This week, JoePat Roop considers the impact of the upcoming election, potential tax increases in 2026, and the possibility of a recession. The conversation also explores the role of the 401(k) program in retirement planning, discuss…

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Indicators of a Potential Recession 13:32

11M ago13:32

13:32

This week, JoePat Roop discusses the possibility of a recession and its potential impact on the economy. He highlights indicators of a recession, such as the inverse yield curve and frothy markets. The conversation also delves into the proposed capital gains tax increase and its potential effects on individuals and the economy. The importance of ta…

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Consolidating Lost 401(k) Accounts 11:27

12M ago11:27

11:27

Retiring early presents challenges such as ensuring that your money lasts longer and provides a consistent income. JoePat Room discusses additional risks, including market downturns and higher spending in the early retirement years. It is important to have a clear purpose and budget for retirement. Other obstacles to consider are health insurance a…

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The Benefits of Roth IRAs in Retirement 12:02

12M ago12:02

12:02

On this week's show, JoePat Roop discusses the fear of running out of money in retirement and the preference of preserving money rather than growing it. He also explores the topic of taxes in retirement and the importance of having a tax strategy. The conversation emphasizes the need for a comprehensive retirement income plan that includes streams …

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Gold Medals & Surprise Taxes 17:44

12M ago17:44

17:44

This week, JoePat Roop discusses the Olympics and the excitement and pride that comes with watching athletes compete. The conversation then transitions to taxes on Olympic medals and the potential surprise taxes that individuals may face in retirement. JoePat talks about the recent global tech outage caused by a cyber security glitch and the import…