Welcome to the Wealth On Main Street podcast, a guide to building dependable wealth. Join Richard Canfield and Jayson Lowe as they unlock the secrets to creating financial peace of mind in an uncertain world. Discover the strategies and mindsets to a financial future you can bank on. Discussing The Infinite Banking Concept and strategy of Becoming Your Own Banker in Canada as only Canucks can!
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Jayson Lowe Podcasts
The reality is, if you just learn about wealth strategies but your life and relationships aren't well and you're not feeling fulfilled then no amount of money will matter. The Better Wealth podcast is based on principles of educating people today about their number one asset which is themselves, and maximizing finances, relationships and health to experience true wealth.
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ESPN's Zach Lowe talks to various basketball people about various basketball things.
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Debate: Should You Buy Cars with Infinite Banking? | Mr. BRRRR
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1:18:57Should you buy cars using Infinite Banking? Caleb Guilliams and @Mr_brrrr debate one of the most controversial questions in the life insurance world, whether using a whole life insurance policy to purchase vehicles is a smart wealth strategy or a financial mistake. We break down the math, the mindset, and the real pros and cons of using Infinite Ba…
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295: How to Build a Sale-Ready Brand | Neil Twa
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52:34The System Behind Success (and Why Most Entrepreneurs Miss It) If time, money, energy, or attention is missing, you’re not building a business; you’re just surviving. That’s how Neil Twa, CEO and Co-Founder of Voltage Holdings, opened his conversation with Richard Canfield on the Wealth on Main Street podcast and right out of the gate, it’s clear t…
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The Real Reason the Ultra-Rich Buy Whole Life Insurance | Kuldeep Madan & Tom Wall
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21:37Have you ever wondered how the wealthiest people on earth think about life insurance and use it for their financial planning? Caleb Guilliams is joined by two legends in the industry, Kuldeep Madan and Tom Wall to discuss the ins and outs of working with ultra-high-net worth clients and how they utilize whole life insurance in their wealth creation…
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294: Faith, Freedom & Fearless Wealth | The Texas Boys’ Story
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1:18:38What would make someone leave an 11-year career as a financial planner, walk away from spreadsheets and suits, and trade it all for a pair of work boots? That’s exactly what our guest, T.D. Ford from The Texas Boys did. In this conversation, he proves that stepping out on faith can lead to more abundance, peace, and purpose than most people ever fi…
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How to Legally Write Off Life Insurance Premiums (4 Advanced Strategies)
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57:58Is it possible to write off your life insurance premiums? In this video, Caleb Guilliams is joined by Alden Armstrong and Penn Mutual’s Bill Bell, a tax attorney and industry expert, to unpack the surprising ways life insurance interacts with the tax code. You’ll learn four ways certain structures can unlock deductions, protect your wealth, and eve…
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Was I Wrong for Putting My Life Insurance in a Trust?
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8:58Should you put your life insurance into a trust or is it a mistake that overcomplicates your financial legacy planning? Get 'What Would The Rockefellers Do?' Book for FREE! Click Here: https://www.betterwealth.com/wwrd-book Watch the original video: https://youtu.be/eguqNGausk8?si=0Ig5cAZ9CIInhc4v Want a Life Insurance Policy? Go Here: https://bttr…
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How To Pay For College Using Your Life Insurance Policy | Brock Jolly
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26:33Learn the hidden strategy being used by parents to pay for college without a 529 plan, avoiding fees and market risk. Want a College Planning Life Insurance Policy? Go Here: https://bttr.ly/college-planning Learn More & Connect with Brock Jolly: https://www.thecollegefundingcoach.org ______________________________________________ Learn More About B…
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293: Infinite Banking Made Simple for Business Owners
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54:15How Infinite Banking Creates Financial Peace for Business Owners What if your company could run on peace of mind instead of pressure from the banks? In this episode of Wealth on Main Street, Jayson Lowe and Richard Canfield sit down with Troy Treleaven, a corporate trainer with decades of experience at the Dale Carnegie Organization. Troy shares hi…
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Are IULs the Biggest Scam in the Insurance Industry?
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15:42My response to @NikoleGalanes video "Exposing IUL (Index Universal Life): The Insurance Scam Destroying Families". Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review ______________________________________________ Learn …
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292: How to Secure Your Crypto Wealth with Infinite Banking
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23:35Success or regret often comes down to one thing: guidance. In this episode, Richard Canfield and Jayson Lowe reveal how to combine crypto and the Infinite Banking Concept (IBC) to keep control, minimize risk, and protect your wealth through every market swing. Learn the basics of Infinite Banking The Big Mistake Most Crypto Investors Make Everywher…
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He Quit Selling IULs After This One Realization | Kyle Fuller
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33:33Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault 00:00 Introduction 02:03 Who is Kyle Fuller? 07:19 How Do You Think About Money? 11:43 How Do You Talk About Life Insurance? 15:25 Philosophy About Whole Life 17:49 Why Make Your Safest A…
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291: Silver, CBDCs & Infinite Banking: Secure Lasting Wealth
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51:03Money touches every part of our lives, but what if the very system behind it is designed for control, not freedom? In this episode, Richard Canfield and Jayson Lowe sit down with David Morgan, known as the Silver Guru, to expose the storm building beneath our financial system. From the rise of central bank digital currencies (CBDCs) to the role of …
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How the Wealthy Use Bitcoin Mining to Pay ZERO Taxes | Colin Yurcisin
1:07:58
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1:07:58Wealth influencer & entrepreneur Colin Yurcisin ( @Colincyurcisin ) breaks down exactly how he became a multi-millionaire with bitcoin and now owns 280 bitcoin mining machines to grow his wealth and pay less in taxes. In this masterclass, Colin shows everything you need to know about bitcoin mining, the pros, cons, benefits, and risks. 00:00 Introd…
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290: Infinite Banking Risks & How to Avoid Them
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28:28When people hear “Infinite Banking,” they’re told it’s either a magic bullet or a massive risk. The truth lives in between. This post strips away hype and reveals the real risks, most of which stem from behaviour, not the product, and how to mitigate them. If you want long-term control over how you finance life, start here and turn IBC into a durab…
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How to Create a Family Banking System Using Life Insurance | with Jayson Lowe
1:05:47
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1:05:47Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review 00:00 - Intro 02:19 - Top Canadian Life Insurance Producer 05:50 - The Key to Long-Term Control …
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This Policy Design Lost $200K in Year One (How We Fixed It)
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20:00Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Lead Policy Design specialist at BetterWealth, Alden Armstrong walks through a real life case study of a client who lost $200k of cash value because the original agent he worked wit…
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289: Infinite Banking FAQs | Chey & Garrett, US Advisor
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30:30When families first discover the Infinite Banking Concept (IBC), they often ask the same essential questions. What’s the real benefit of policy loans? Do loan repayments grow the policy? Should every dollar flow through the system? In this episode of Wealth On Main Street, Richard Canfield is joined by US Agents Chey O’Brien and Garrett Gastil to b…
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Stop Saying This About Infinite Banking...
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23:19
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23:19Reacting to Toby Mathis' video on '3 Ways to Be Your Own Bank', in particular, his presentation on infinite banking. Caleb Guilliams go through what he got right and what he got wrong as well as filling in the gaps for the areas his missed. Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resour…
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How Reverse Mortgages Can Create Lifetime Retirement Income | with Harlan Accola
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54:45Learn how reverse mortgages can create lifetime retirement income by unlocking home equity for cash flow, tax benefits, and financial security. In this video, Caleb Guilliams and Harlan Accola break down the myths, strategies, and real-life benefits of using reverse mortgages as a powerful retirement and wealth building tool. Want a Life Insurance …
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288: IBC Legacy: Living Wealth Joins Ascendant Financial
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52:37In this episode, Nate and Holly Poteet share the story of Living Wealth, their father Ray’s mission, and how Infinite Banking changes families for generations. With Ascendant Financial carrying the torch, the legacy of faith, family, and financial freedom continues. Discover how the Infinite Banking Concept helps keep wealth where it belongs, in th…
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287: Five Years Practicing Infinite Banking with Gastil Brothers
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47:41Brothers Garrett and Miles Gastil share their five-year journey practicing the Infinite Banking Concept. From using policies to grow a contracting business to securing family wealth, they reveal lessons on capitalization, control, and building equity. Discover why Infinite Banking is more than numbers, it’s about discipline, freedom, and creating a…
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The Inner Workings of The Rockefeller’s Life Insurance Strategy
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25:03
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25:03Check Out Edward Collins Channel: https://www.youtube.com/@edwardcollins_upleveled Get 'What Would The Rockefellers Do?' Book for FREE! Click Here: www.betterwealth.com/wwrd-book Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault Wa…
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How To Use Non-Profits To Reduce Taxes Like the Ultra Wealthy | with Antomius Wise
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1:04:37Ex NFL player and current criminal investigator, Antomius Wise, breaks down how he has utilized his Non-profit to create massive tax returns for him and his clients. Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault Want Us To Review You…
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I Left Wall Street to Build Real Wealth | What I Discovered Changed Everything…
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26:22Interview with Russ Morgan, the co-founder of Wealth Without Wall Street. Russ explains why he abandoned Wall Street in pursuit of financial freedom and how he discovered the infinite banking process through Nelson Nash. Russ now makes $50k a month in passive income, utilizing the tools and lessons he's learned ever since leaving the rat race. Want…
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This Viral Infinite Banking Video is Completely Wrong!
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28:51
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28:51Caleb Guilliams reacts to a viral infinite banking video from Ben Oberg that describes how he uses high early cash value life insurance to invest, pay zero taxes, and receive 10% interest from his policy alone. Caleb breaks down all the false information in this video and shows how these policies actually perform. Want a Life Insurance Policy? Go H…
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286: Building Generational Wealth & Legacy Through Infinite Banking with Thomas O’Connell
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53:32What does it mean to retire on your own terms and create a ripple effect of wealth that lasts for generations? What does it mean to retire on your own terms and create generational wealth that lasts? In this episode of Wealth On Main Street, Richard Canfield and Thomas O’Connell explore the Infinite Banking Concept and how it empowers families to b…
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What Whole Life Insurance Does That No Other Asset Can | with Vince D’Addona
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26:40Legendary life insurance advisor Vince D’Addona shares his biggest insights from decades in estate planning, pensions, and working with top 1% clients. He reveals how permanent life insurance really works, why most people misunderstand its purpose, and how wealthy individuals use it completely differently than the average consumer. Want a Life Insu…
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Are These Insurance Products a Waste of Money? Agent Reacts
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21:48Insurance Agent Reacts to George Kamel’s “Agents Will Hate This Video”. Caleb Guilliams breaks down which ones are a waste of money and which one's are actually beneficial for your financial strategy. Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.l…
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How Whole Life Insurance Quietly Outperformed Bonds Over 20 Years | with Tom Wall
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13:51This exclusive presentation from Tom Wall, PhD in Retirement Income Planning, was filmed at the Life Insurance Summit hosted by BetterWealth. In it, Tom explains how whole life insurance quietly outperformed bonds over the past 20 years—offering stable, tax-advantaged returns with virtually no volatility. Want a Life Insurance Policy? Go Here: http…
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Whole Life Insurance Is Actually a Scam? Response to Rich on Money's Harsh Critique
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34:45Are life insurance agents misleading you about whole life insurance? Caleb Guilliams reacts to Rich on Money's latest video critiquing whole life insurance and the agents who sell it. Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity The…
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Andrei Jikh Pushes Back on Dave Ramsey about Bitcoin | Is He Changing His Mind?
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15:35Financial YouTuber Andrei Jikh confronts Dave Ramsey over Bitcoin, and investing vs speculation. Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review…
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285: Breaking Free Financially Through Infinite Banking with Riccardo Manazza
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1:01:17Wealth On Main Street 285: Breaking Free Financially Through Infinite Banking with Riccardo Manazza Picture having complete control over your money and the freedom to decide exactly how it works for you. In a recent episode of Wealth On Main Street, Richard Canfield welcomed Riccardo Manazza to share an uplifting and empowering story of how the Inf…
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The Right Time to Buy: Mortgages Stuck at 7%, Will the Fed Cut Rates in 2026?
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50:57Mortgage Expert, Tim Chermak explains if it's a good time to buy a house at the current 7% interest rates, what the true roll of the Fed is, and if we can expect housing rates to be cut in 2026. John Galt Mortgage Company: https://www.johngaltmortgage.com/ Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life …
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284: Taking Financial Control: Being the Pilot of Your Finances with John T. Urbik IBCP
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50:53Wealth On Main Street 284: Taking Control: Being the Pilot of Your Finances with John T. Urbik IBCP You are the pilot of your own financial aircraft. If you don’t take the controls, someone else will, often without your best interests in mind. Thousands of hours logged in the cockpit. Countless missions flying B-52 bombers through war zones. In thi…
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Biggest 2025 Tax Deductions for Business Owners (How to SAVE Thousands)
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32:13Caleb Guilliams & Tax CPA Garrett Richetto break down the biggest 2025 tax updates that business owners need to know from bonus depreciation and cost segregation to entity structuring and charitable strategies. Learn how to legally save thousands (or even millions) for your small, medium, or large business by understanding what’s changed and how to…
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Did Mr. Brrrr Really Make $177K Buying a Car with Infinite Banking?
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37:30Mr. Brrrr claims he made $177,000 using Infinite Banking to buy a car — but is that actually true? Caleb Guilliams breaks down the math, challenges the language, and shows a clearer framework for using life insurance the smart way. Mr Brrrr’s Original Video: https://youtu.be/h92Lh7MaHBo?si=-nuxgiO5fXXhXS5e Want a Life Insurance Policy? Go Here: htt…
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Robert Kiyosaki Wants to Debate Dave Ramsey on Our Channel… Let’s Make It Happen!
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17:55I met Robert Kiyosaki and he told me he wants to debate Dave Ramsey, right here on the BetterWealth channel! In this video, I share the full behind-the-scenes story, what Robert said, and how we can make this happen! Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here…
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How Entrepreneurs Build Tax-Free Wealth Using Life Insurance | with Tom Wheelwright
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28:40Learn how to utilize whole life insurance to not only build tax free wealth but protect and grow your businesses without using the banks. Caleb Guilliams presents at Tom Wheelwright's ( @TomWheelwrightCPA ) inner circle franchise group, teaching them the step-by-step framework behind "becoming your own banker" or "infinite banking" and why life ins…
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283: Double Your Financial Freedom: Bitcoin and Infinite Banking Together with Shaun Somers
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46:43Wealth On Main Street 283: Double Your Financial Freedom: Bitcoin and Infinite Banking Together with Shaun Somers Imagine having a financial system where your savings are safe from government overreach and bank restrictions, while your child’s first major purchase is financed through your family’s own private banking system. In a recent episode of …
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282: How Millennials Are Rewriting the Money Rules with Infinite Banking
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39:07Wealth On Main Street 282: How Millennials Are Rewriting the Money Rules with Infinite Banking If you’ve ever wondered why the old money advice doesn’t quite sit right with you, you’re not alone. Millennials have lived through economic upheaval, student debt crises, housing bubbles, and a digital revolution. In this episode of the Wealth On Main St…
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Forget the Math? This Is Why Life Insurance Actually Matters | Todd Langford
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18:20Caleb Guilliams and Todd Langford from Truth Concepts ( @TruthConcepts ) discuss the real reasons why whole life insurance is so valuable outside of the rate of return. They walk through a dozen underrated life insurance benefits as well as a brand new concept that could change the way agents help their clients. Want Us To Review Your Life Insuranc…
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281: Taking Charge of Your Wealth That Lasts Generations with Justin Maxwell
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40:15Wealth On Main Street 281: Taking Charge of Your Wealth That Lasts Generations with Justin Maxwell You’ve worked tirelessly to build a thriving business, but there’s a quiet question you carry: Am I just earning a high income, or am I truly building wealth that will last beyond me? It’s a question that goes beyond bank accounts or investment portfo…
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Confronting a Bitcoin-Only Life Insurance Company | Danny Baer
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1:03:31Interview with Danny Baer, an executive at Meanwhile, the world’s first licensed Bitcoin life insurance company — he break down how it works, we review a real policy illustration live, and explore who this is (and isn’t) a fit for. I raise tough questions, and concerns we've heard raised from our subscribers that challenge this bold new approach to…
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The 3 Biggest Flaws in Suze Orman’s Life Insurance Advice
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20:49Caleb Guilliams reacts to Suze Orman's ( @SuzeOrman ) life insurance framework and breaks down 3 flaws in her perspective. Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: h…
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280: How Legacy Planning Protects Your Family’s Generational Wealth with Shane Stirling
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42:26Wealth On Main Street 280: How Legacy Planning Protects Your Family’s Generational Wealth with Shane Stirling If you're building something meaningful, a business, a legacy, a future for your kids, then you've likely asked yourself: How do I ensure this wealth doesn't vanish in a generation or two? Honestly, it’s a question more families should be a…
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This Couple Made Caleb Hammer SNAP — His Most Unhinged Episode Yet?
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24:24Reacting to Caleb Hammer’s biggest freakout yet on financial audit—where a couple making $30K a year spends $120K and the conversation spirals fast. Caleb Guilliams breaks down the mindset behind their decisions and shares what it really takes to turn things around financially. *Learn More About BetterWealth: https://betterwealth.com *Want Us To Re…
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This Infinite Banking Debate Went Off the Rails!
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34:33Reacting to a debate on JT Pocket Watchers where he challenges people to change his mind about infinite banking being a scam. A life insurance agent calls and the debate goes off the rails fast. @PocketWatcherJT 00:00 Introduction 00:46 Understanding Infinite Banking Concept 3:00 Uncovering Bias in Financial Guidance 4:50 Clash of Technical Accurac…
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The Worst TikTok Tax Advice That Could Get You Audited | Real CPA Reacts
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49:32Real CPA with 20+ Years of Experience, Chase Insogna, reacts to some of the worst tax advice on tiktok. Learn More About BetterWealth: https://betterwealth.com Learn More about Chase and his Team: https://insognacpa.com/ 00:00 Introduction to Tax Strategies 02:52 The Impact of Social Media on Tax Advice 06:22 Why IRA's Suck? 11:26 How Backdoor ROTH…
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279: Break the Cycle: Build Wealth on Your Own Terms with Joseph Romualdi
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59:16Wealth On Main Street 279: Break the Cycle: Build Wealth on Your Own Terms with Joseph Romualdi What happens when your lifelong career ends, but your desire to grow doesn’t? That’s the story of Joseph Romualdi, CEO of Casa Pulita Corp and a former police officer who served for 35 years. On a recent episode of Wealth On Main Street, hosted by Jayson…
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Ramit Sethi Just Ended the Renting vs Homeownership Debate | Calculating the REAL Cost
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24:36Did Ramit Sethi just destroy the biggest renting vs owning myth on the Diary of a CEO podcast? Caleb compares the costs of renting & owning a home to show which one is actually cheaper in the long run! 00:00 Introduction 00:45 Renting Vs Owning 04:50 Caleb Thoughts on Owning vs Renting 05:25 Monthly Cost to Live? 05:45 How Much Money Do You Need? 0…
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