Best Jacent Podcasts (2025)

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#235: How She Paid Off $94K of Debt in 3 Years with Jacent Wamala 35:49

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4h ago35:49

35:49

What if paying off your debt didn’t have to feel like punishment? In this episode, I’m joined by Jacent Wamala, a licensed therapist and money coach who paid off $94,000 of debt in just three years…all on a single income! After walking through divorce, grief, and grad school, Jacent decided to treat her debt-free journey as an experiment instead of…

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She Turned $10 Into OVER $100,000 NET WORTH 28:41

12h ago28:41

28:41

Book your complimentary financial consultation session. If you’ve been craving clarity, direction, or proof that real transformation is possible… you need to hear this. Lily went from feeling stuck, anxious, and completely overwhelmed by money — to building a six-figure net worth, paying off her student loans, starting a business, landing two promo…

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#234: Overspent This Month? Here’s How to Fix Your Budget! 17:38

6h ago17:38

17:38

Ever feel like you’re crushing your budget… until halfway through the month when you realize you’ve overspent? You’re not alone. I’ve been there too—and the good news is, it doesn’t mean you’ve failed. In this episode, I’m sharing the five simple steps my family uses to fix our budget when things go sideways. From adjusting your numbers without sta…

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#233: What Hospitals Don’t Tell You About Financial Assistance with Jared Walker 33:47

5h ago33:47

33:47

If a big hospital bill just landed in your mailbox and your stomach dropped, take a breath. You may not have to pay all of it (or any of it). In this episode, Jared Walker, founder of Dollar For, explains how hospital charity care (financial assistance) works, who qualifies, and how his nonprofit walks patients through the process for free. Try Thi…

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#232: Used Your Emergency Fund? Here’s Your Next Step 26:20

22d ago26:20

26:20

If you’ve ever had to dip into your emergency fund, you’re not alone. It’s such a frustrating feeling to watch your savings go down after working so hard to build it up. You know it’s there for a reason, but still, it can feel like a major setback. In this episode, I’m answering a listener question from Rachel, who asked what to do after you’ve had…

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#231: Using ChatGPT to Find Your Next Side Hustle (with Nick Loper) 37:36

27d ago37:36

37:36

Ever wish someone could just hand you a list of side hustle ideas that actually fit your skills and schedule? In this episode, Nick Loper, host of The Side Hustle Show, shows us how to do exactly that with the help of AI. Nick has a free worksheet that pairs with ChatGPT to brainstorm side hustle ideas. We test it live during our conversation using…

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#230: How To Save Money On Groceries (3 Rules I Live By) 19:22

1M ago19:22

19:22

If your grocery spending feels like it’s getting out of control, you are not alone. As my kids have grown, I’ve noticed just how much more food (and bigger portions!) we’re going through every single week. Add inflation on top of that, and suddenly the grocery bill looks way higher than it used to. In this episode, I’m sharing the 3 rules my family…

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#229: From TV Dinners to Millionaire: Emily’s Journey to Financial Freedom 30:22

2M ago30:22

30:22

What does it really take to go from struggling with money to building lasting wealth? This week on the Inspired Budget Podcast, I’m joined by Emily Egashira, a Certified Financial Education Instructor who went from living in poverty and surviving off TV dinners… to becoming a debt-free millionaire in her 30s. Emily opens up about: Growing up in pov…

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#228: The 3 Biggest Mistakes I Made While Paying Off Debt (And What I’d Do Differently) 19:26

2M ago19:26

19:26

Paying off over six figures of debt completely changed my family’s future, but it was not a perfect journey. Looking back, there are three big mistakes I made along the way. And honestly, I wish someone had told me sooner so I did not have to learn the hard way. In this episode of the Inspired Budget Podcast, I’m sharing: Why making your budget too…

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#227: Cooking Your Way to Savings with Erin Chase 33:57

2M ago33:57

33:57

Picture this: your grocery bill, cut in half. Sounds impossible, right? Not when you've got the queen of budget-friendly meals, Erin Chase, guiding you through the art of frugal feasting! Erin, founder of $5Dinner.com and author of the $5Dinner Mom Cookbook series, joins us for a chat that's sure to change how you shop, cook, and eat. From navigati…

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#226: Shopping as Self-Soothing: How I Broke the Cycle 28:41

2M ago28:41

28:41

If you’ve ever felt that rush from clicking “Buy now,” waited for the package like it was Christmas morning, and then… felt the guilt later, you’re not alone. In this episode, I share the honest story of how I used shopping to cope with stress, boredom, and hard feelings—and the simple shifts that helped me break the cycle. We’ll talk about why sho…

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#225: Should You Buy It or Not? Try This 14-Question Quiz To Find Out 40:14

2M ago40:14

40:14

Have you ever felt stuck on whether to buy something? Maybe it sits in your Amazon cart for weeks—or you hit “order” and later regret it. In this episode, I’m joined by Abigail Roe of Downsize Upgrade, who created the Deliberation Station: a set of quick questions that help you decide if a purchase is worth your money, space, and energy. We talk ab…

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#224: 5 Money Lies Keeping You Broke 24:50

3M ago24:50

24:50

If you’ve ever felt like you’re doing everything “right” with money but still stuck living paycheck to paycheck, you’re not alone. More often than not, it’s not the math that’s holding you back—it’s the money lies you’ve come to believe. In this episode, I’m calling out five lies that might be keeping you broke (yes, even the ones I used to believe…

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#223: Creating a Home You Love with Less Stuff with Jacqueline Stein 37:53

3M ago37:53

37:53

What if downsizing your home could actually upgrade your life? In today’s episode, I’m chatting with Jacqueline from Home Reimagined, who shares how she and her husband left behind a high-cost lifestyle in Austin, Texas to live full-time in a luxury RV. They cut their expenses by 45% and gained so much more in the process! Jacqueline opens up about…

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#222: Back-to-School Routines That Keep My Family (and Budget) on Track 23:51

3M ago23:51

23:51

It’s back-to-school season, which means schedules are packed, evenings fly by, and the to-do list never ends. If you’ve ever felt like you’re just trying to keep your head above water this time of year, you’re not alone. In this episode, I’m sharing the five routines that help me keep my home and budget running during busy seasons—and the three thi…

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#221: Getting Your Home and Money Organized with Christina Hidek 34:49

3M ago34:49

34:49

Has anybody else been binge-watching "Get Organized with The Home Edit" on Netflix? Between that and my new kitchen renovation, I've been in an organization frenzy. So it only felt fitting to have Christina Hidek on the podcast today, an attorney turned professional organizer who is passionate about structure, organization and creating custom syste…

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#220: What I Wish I Knew About Paying Off Debt as a Mom 25:57

4M ago25:57

25:57

Let’s be real. Paying off debt is tough. But trying to do it while raising little kids? That’s a whole new level of hard. In this episode, I’m sharing what it was really like to pay off over six figures of debt while being a mom to two little ones. I talk about the guilt, the pressure, and the emotional weight I didn’t expect. This isn’t a step-by-…

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#219: Working Through Financial Shame, Relationship Tensions, and Debt with Dr. Erika Rasure 33:05

4M ago33:05

33:05

In this episode, I sit down with financial therapist Dr. Erika Rasure to talk about something most personal finance advice skips over: the emotional side of money. Erika shares why so many of us carry shame, guilt, or fear when it comes to spending and debt, and how we can begin to break those patterns for good. We discuss: What financial wellness …

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#218: If I Woke Up With $100K of Debt Today, Here’s EXACTLY What I’d Do 26:55

4M ago26:55

26:55

In this episode, I’m walking you through the six steps I would take if I woke up today with over $100,000 of debt. This is the exact approach I’d follow based on my own experience of paying off $111,108.29 on two teacher salaries while raising a family. I’m breaking down what I’d do differently, what worked for us, and how to stay motivated along t…

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#217: How Cindy Paid Off $215,000 Of Student Loans 23:34

4M ago23:34

23:34

My guest today paid off over $215,000 in student loans and credit card debt in just 48 months! Cindy Zuniga-Sanchez is a daughter of two immigrants, a lawyer turned entrepreneur, and the founder of Zero-Based Budget Coaching, LLC. After graduating law school in 2015, Cindy found herself in six figures worth of debt. Instead of giving into the tempt…

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#216: What I Wish I Knew Before Paying Off $100K Debt 24:56

5M ago24:56

24:56

Let’s rewind to the beginning of our debt-free journey—back when I thought paying off six figures of debt would be simple, linear, and honestly… a little more glamorous. Spoiler alert: it wasn’t. In today’s episode, I’m getting real about the three biggest things I wish someone had told me before we even got started. These aren’t the kind of tips y…

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How HIGH EARNING WOMEN can save $20,000 in 6 MONTHS 8:29

5M ago8:29

8:29

Book your complimentary financial consultation now https://bit.ly/3GwbsSc Connect on IG @JacentWamala

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#215: How Leigha’s Paying Off $169K of Debt in Her 30s 32:52

5M ago32:52

32:52

What do you do when you wake up and realize you owe $169,000 in debt? If you're Leigha, you grab a spreadsheet, get honest with yourself, and start sharing your journey online. In this inspiring episode, Leigha (@millennial30something) opens up about the moment she said enough is enough and decided to not only start her debt free journey, but share…

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#214: 5 Things We Did First To Pay Off Over $100K Of Debt (Without Making a Fortune) 22:27

5M ago22:27

22:27

When my husband and I decided we were DONE with debt, we had no clue where to start. We were drowning in over $111,000 worth of debt and making two teacher salaries. We didn’t have extra money lying around, but we were determined to change our lives. So what did we do first? In this episode, I’m walking you through the very first five steps we took…

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#213: Teaching Kids Kitchen Skills That Save You Time and Money 36:11

5M ago36:11

36:11

In this episode, I talk with Katie Kimball about teaching kids kitchen skills that save both time and money. Katie shares practical advice for parents looking to build cooking independence in children while keeping grocery budgets in check. In this episode you will learn: How to teach age-appropriate kitchen skills to kids 10+ (like knife skills an…

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#212: 6 Things I Regret Spending Money On (And What I Learned) 31:17

5M ago31:17

31:17

Just because I teach budgeting doesn’t mean I’ve always made perfect money choices. In this episode, I’m getting personal and sharing six purchases I regret. Not to shame myself or anyone else, but to show that we’re all learning as we go. Some of these were impulse buys. Some were made with the best intentions. But all of them taught me something …

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#211: How Kelly Paid Off $23K in Debt and Built a Life She Loves 30:35

6M ago30:35

30:35

In this episode, I sit down with my friend Kelly Anne Smith to talk about what it really looks like to go from barely getting by to building a life with financial peace. Kelly opens up about her early money mistakes, including the time her car was repossessed—even though she technically had the money in her account. We talk about: Why not knowing w…

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#210: What to Do When You’re Facing Job Loss While Paying Off Debt 21:06

6M ago21:06

21:06

Ever feel like you're trying to pay off debt while holding your breath, hoping your income doesn’t suddenly vanish? Or maybe your family has income that comes in waves, and you’re just trying to keep the budget afloat? You’re not alone. In this episode, I’m answering two listener questions that so many people are navigating right now: Should I paus…

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#209: Making Disney Work On Your Budget with Kevin Payne 42:10

6M ago42:10

42:10

In this episode, I chat with Kevin Payne about how families can experience the magic of Disney without breaking the bank. Kevin shares his journey from adopting two children (doubling his family size!) to finding ways to make travel affordable while maintaining certain non-negotiables. We discuss: The biggest Disney expenses Pros and cons of stayin…

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#208: 7 Things I'm Not Buying This Summer (And 3 Things I'm Splurging On) 26:45

6M ago26:45

26:45

Summer spending can sneak up on you fast. Between pool days, fireworks, and sales everywhere you look, it’s easy to blow through your budget without even realizing it. In this episode, I’m getting honest about where I’m NOT spending money this summer (looking at you, lemon-themed decor) and the few things I am saying YES to, guilt-free. I’m sharing…

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#207: Will Social Security Really Be Enough? 40:42

7M ago40:42

40:42

Jesse Cramer, a former aerospace engineer turned financial planner, joins me to talk about longevity risk and why it’s especially important for women to plan for the long haul. We talk about what it means to outlive your money, how Social Security really works (especially for stay-at-home moms or lower earners), and what to do if you're behind on r…

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#206: What 38 Feels Like (An Honest Check-In) 25:12

7M ago25:12

25:12

Today is my birthday—I'm 38! 🎂 And instead of giving you a list of lessons or tips, I’m doing something a little different. I’m sharing what this season of life feels like—from motherhood and money, to business, marriage, and the friendships that come and go. This is a heart-to-heart episode about being present, growing through the hard parts, and …

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#205: She Made $500K on Etsy Without Design Experience (Here’s How!) 32:39

7M ago32:39

32:39

What if you could turn your creative curiosity into a side hustle that pays off debt, fits around your kids’ schedules, and maybe even replaces your 9-to-5? In today’s episode, I’m chatting with Emily Odido-Sutton, a former educator turned full-time Etsy seller, who built a wildly successful print-on-demand business—without any prior design or busi…

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#204: Tariffs, Rising Prices & Budget Stress: Here’s How to Prepare 18:57

7M ago18:57

18:57

In this special Q&A episode, I’m answering two important questions from our Inspired Budget community. First, we talk about how to prepare your finances when prices are rising and the economy feels uncertain (hello, tariffs and recession talk!). Then, I answer a question about what to do when you keep going over budget—even when you technically hav…

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#203: What No One Tells You About Financial Advisors with Jeremy Schneider 39:15

8M ago39:15

39:15

Today, we’re sitting down again with Jeremy Schneider, and it feels just like catching up with an old friend who’s here to clear up the confusion around financial advisors. Jeremy, who's behind both Personal Finance Club and the new venture, Nectarine, shares personal stories and why finding genuine, unbiased financial advice can be tricky. If you'…

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This $15 Book Made Me DEBT FREE 23:30

8M ago23:30

23:30

Book your complimentary financial consultation sessionhttps://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01Disclaimer:Note information shared is for educational purposes only. Thank you for your support!#JacentsWamala #debtfree #debtfreejourney #debtfreecommunity…

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#202: The Freak Accident That Made Me Grateful for Our Emergency Fund 42:48

8M ago42:48

42:48

Two months ago my youngest son had a freak accident that turned our world upside down. What started as a chipped tooth at school quickly spiraled into multiple surgeries, procedures, and a life-changing injury. I'm taking you behind the scenes of this emotional journey - from that first call from the school nurse to endless visits with specialists …

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How MOMS can STOP WORRYING about money 13:45

8M ago13:45

13:45

Book your complimentary financial consultation sessionhttps://calendly.com/wamalawellness/n...Say hi on social:Instagram: / jacentwamala Disclaimer:Note information shared is for educational purposes only. Thank you for your support!#JacentsWamala #moms #stopworrying

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Moms give me 13 minutes and i'll change your financial habits forever 13:40

8M ago13:40

13:40

Book your complimentary financial consultation sessionhttps://calendly.com/wamalawellness/n...Say hi on social:Instagram: / jacentwamala YouTube Video URL: *Affiliate Disclaimer:Note information shared is for educational purposes only. Thank you for your support!#JacentsWamala #moneymindset #moneycoach…

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#201: Unraveling Your Relationship with Money with Shannah Game 25:01

8M ago25:01

25:01

In this episode, Allison chats with Shannah Game, financial expert and author of "Unraveling Your Relationship with Money." They dive into the deep end of our feelings about money, discussing how emotional and psychological factors impact our financial decisions. This episode is packed with stories and tips on how to manage your money mindfully. Wh…

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#200: Breaking Free from Credit Card Debt in 2025 30:23

8M ago30:23

30:23

In this episode, Allison shares a 4-step strategy that will make a real difference in your financial life and help you break free from credit card debt. These are real steps for real people who want to pay off their credit card debt, stop the debt cycle, and build a healthier relationship with credit. If you're feeling overwhelmed by credit card ba…

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#199: Why Every Couple Already Has a Prenup—and Why You Should Write Your Own 33:16

9M ago33:16

33:16

Is talking about a prenup planning for divorce—or is it actually planning for a successful marriage? In this episode, I chat with Carlie Spencer, family lawyer and founder of The Prenup Girl. Carlie is on a mission to help couples create strong marriages by having open, honest conversations about finances and future plans—starting with a prenuptial…

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#198: Why Your Budget Isn’t Working (and How to Fix It) 23:03

9M ago23:03

23:03

In this episode, we're diving into the 6 sneaky reasons your budget might be failing (and trust me, you're not alone in this!). Ever look at your bank account and wonder where all your money went, even though you had a budget? Been there! I'm sharing a real story about how life threw our family a curveball last month with medical expenses, and how …

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#197: How Your Money Story Shapes Your Financial Life with Jessica Moorhouse 31:36

9M ago31:36

31:36

Ever feel like you’re doing all the “right” things with your money but still not getting the results you want? In this episode, I chat with Jessica Moorhouse, author of Everything But Money, about the often-overlooked barriers that hold us back financially. Jessica shares her personal story of growing up with financial shame, how family history inf…

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#196: The 4 Money Conversations You Can’t Avoid 29:48

9M ago29:48

29:48

In this episode, we're talking about 4 must-have money talks with your partner or family. You know, the kind that can feel a bit awkward but are totally crucial if you want to keep things smooth in the finance department. If you've ever felt nervous about bringing up the budget or debt with your loved ones, or if you're just not sure how to start t…

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#195: Millionaire Habits To Teach Your Teens 27:01

9M ago27:01

27:01

How can parents teach their teens millionaire habits that lead to lifelong financial success? In this episode, I sit down with Maya Corbic, founder of the Wealthy Kids Investment Club. Together, we discuss practical ways parents can help their teens build habits of saving, budgeting, and investing that set them up for financial independence. You’ll…

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Hacks to Save Money WITHOUT Sacrificing Your Lifestyle 20:10

10M ago20:10

20:10

Book a complimentary strategy sessionhttps://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01Say hi on social:Instagram:https://www.instagram.com/jacentwamalaYouTube Video URL: *Affiliate Disclaimer:Note information shared is for educational purposes only. Thank you for your support!…

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#194: Managing Your Money When You Have Depression Or Anxiety 30:55

10M ago30:55

30:55

I'm not going to lie to you - I'm a little bit nervous about releasing this episode. Partly because I'm talking about something that I have experience in, but not professional training in. And also, because I'm going to be very vulnerable and open here. I'm going to be sharing something about myself that not a lot of people know about. And usually,…

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#193: How Sleep Affects Your Finances: The Hidden Costs of Sleep Deprivation 34:23

10M ago34:23

34:23

Sleep expert Terry Cralle, MS, RN, joins the Inspired Budget Podcast to share how sleep impacts every part of our lives—from decision-making to financial health. Discover why sleep deprivation can lead to impulsive spending, poor judgment, and chronic stress, and learn actionable tips for improving your sleep habits. What You’ll Learn: How lack of …

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#192: What to Do with Your Tax Refund? Save, Spend, or Pay Debt? 22:59

10M ago22:59

22:59

Join us for this special Q&A episode of the Inspired Budget Podcast! Today, Allison answers your questions about everything from managing a tax refund to setting up your bank accounts and budgeting after losing your job. Questions We Answer: How should I use my tax refund? Should I save it, pay off debt, or spend it? What kinds of bank accounts sho…