A podcast that interviews leaders from insuretech and insurance to get up-to-date ideas and perspectives on how technology is disrupting and transforming the industry. We bring stories, trends, and useful insights to our audience from carriers, insuretechs, service providers, and various industry groups. New episodes feature people who are on the forefront of inventing, using, developing, or transforming the insurance world through applied technology. FNO: InsureTech is created and produced ...
…
continue reading
InsureTech Podcasts
A bi-weekly interview series highlighting the technology that is shaping the future of insurance and exploring how industry leaders are leveraging technology to grow their businesses.
…
continue reading
The insurance industry gets better through sharing innovation. On the Leadership in Insurance Podcast we speak to insurance thought leaders that are changing the game. The LIIP is a podcast helping Insurance professionals, Investors and supporters learn what it takes to achieve and succeed in the global insurance industry. We specifically look at what it takes to build a modern insurance business and how great teams are built, we share their stories to educate and inspire change to help buil ...
…
continue reading
Looking for the smartest trends and innovations in insurance? Join experts and executives on this podcast covering innovative practices, technology advancements, the latest trends, talents, and more. Tune in and join us! To discuss being a podcast guest, or for any inquiries, reach out to us via [email protected]
…
continue reading
We aim to demystify the world of safety, risk management, and insurance by having informative discussions with industry experts. Episodes come in two varieties; one is focused on providing informative content for small businesses. The others are inside baseball episodes where we interview interesting people to discuss insuretech, insurance trends, and emerging technologies.
…
continue reading
Welcome to the Venture Clash Entrepreneurship Podcast where we meet entrepreneurs in the Digital Health and FinTech spaces. Together, we’ll hear real-world stories, gain practical insights, and discover the amazing things happening behind the scenes of thriving, early-stage companies making their mark. Drop by www.ventureclash.com to learn about the $5 million VentureClash Start-up Challenge. We’ve set aside millions to support your innovation and product offerings. Venture Clash is also the ...
…
continue reading
Edge Cases are observations that aren't well represented in training data - the moments where AI systems fall short and human intelligence takes over. Hosted by Frazer Anderson, Managing Director at Link Ventures, this podcast explores the stories that lie on the frontier of what AI can do - and where its capabilities are rapidly expanding. Our guests are exceptional practitioners, technologists, investors, and entrepreneurs shaping the future of artificial intelligence. Like the technical c ...
…
continue reading
A delicious mix of Insurance and TV
…
continue reading
Rex Lesueur and Cheri Martinen give you straight forward answers to your insurance questions.
…
continue reading
Hear from Industry Experts on How to Scale Your Property Management Company and Real Estate Investments
…
continue reading
The Novaricast is a podcast on the intersection of insurance and technology, produced by Novarica. Novarica helps more than 100 insurers make better decisions about technology projects and strategy through research, advisory services, and consulting. Novarica has been serving the insurance industry since 2008. For more information on all of our research please go to novarica.com.
…
continue reading
As an experienced technology partner, listen here for the latest views from our GFT EN specialists who will be sharing their extensive knowledge of the financial services sector. We advise the world’s leading financial institutions and develop bespoke IT solutions – from banking applications and trading systems to the implementation and support of complete platforms, and the modernisation of core banking systems. Our global innovation team also develops new business models, focusing on topic ...
…
continue reading

1
Ep 284: Charlie Wendland, Chief Claims Officer of Branch
43:55
43:55
Play later
Play later
Lists
Like
Liked
43:55Scaling claims operations while harnessing AI, automation, and real adjuster insights is not easy but Branch is doing just that. Returning for a second time to FNO: InsureTech, Chief Claims Officer Charlie Wendland provides an in-depth update on how Branch’s claims team has intentionally built and evolved a fully in-house claims process focused on …
…
continue reading

1
Beyond Automation: The Real Power of AI in Insurance Claims — with Grace Hanson, CEO of Elysian
34:23
34:23
Play later
Play later
Lists
Like
Liked
34:23Hosted on Acast. See acast.com/privacy for more information.
…
continue reading

1
SPONSORED: How Independent Agents Are Winning Big in the Rental Market – with Darren Nix, Founder of Steadily
9:10
9:10
Play later
Play later
Lists
Like
Liked
9:10In this special podcast episode, Insurance Journal host George Jack sits down with Darren Nix, founder of Steadily, to explore how one burned-down rental property sparked a revolution in landlord insurance. Darren shares his journey from tech founder to insurtech disruptor, diving into early missteps, key lessons, and how Steadily is building a “Ge…
…
continue reading

1
Putting Humanity in the Loop — How Symphony AI Is Redefining Insurance Claims Training : An Interview with Murtaza Ali, CEO and Co-Founder of Symphony
31:18
31:18
Play later
Play later
Lists
Like
Liked
31:18I was joined this week by Murtaza Ali, CEO & Co-Founder of Symphony (YC F24), for a conversation about how he’s tackling some of the biggest challenges in the insurance industry with cutting-edge voice AI — without losing sight of the human touch. A bit of context: Murtaza’s journey insurtech journey started at McKinsey before joining Tractable to …
…
continue reading

1
Broker Leader Combines ‘Analytics and People’
36:21
36:21
Play later
Play later
Lists
Like
Liked
36:21On this installment we meet Olga Collins, CEO of the Worldwide Broker Network, or WBN. Olga is a true woman of the world, speaking six languages, including Polish from her native country. She relays a fascinating life and career story as well as business lessons she’s learned along the way. She says she fell in love with risk management and insuran…
…
continue reading

1
Connecting Policy, People, and Progress in the Insurance Industry with Dean Fadel from Ohio Insurance Institute
36:26
36:26
Play later
Play later
Lists
Like
Liked
36:26Hosts James Benham & Rob Galbraith are joined by Dean Fadel from Ohio Insurance Institute. Dean shares his expertise in connecting policy, people, and progress in the insurance industry. Discover why he believes insurance is in everything, everywhere, all the time, and how that perspective should influence…
…
continue reading

1
EP. 104: Tariffs, Trade, and Technology: Navigating Supply Chain Risk
18:44
18:44
Play later
Play later
Lists
Like
Liked
18:44In this episode of The Insuring Cyber Podcast, James Crask from Marsh discusses how companies can stay resilient in an era of rising tariffs, trade barriers, and global uncertainty. He shares his perspective on how supply chain risk is evolving and how organizations can leverage advanced technologies like AI to model risk scenarios and strengthen t…
…
continue reading

1
Independent Broker Maintains Independence
36:53
36:53
Play later
Play later
Lists
Like
Liked
36:53Meet Spencer Mahoney, chief growth officer for CCIG, a Denver-based independent broker with 100 employees generating $30 million in revenue. The firm competes with the big boys in the commercial middle market for p/c and benefits, to include captive strategies. Spencer unpacks what it’s been like for he and his brother to work for dad, who founded …
…
continue reading

1
Ep 283: Robin Roberson, President & Co-founder, Agentech
56:06
56:06
Play later
Play later
Lists
Like
Liked
56:06Ever wondered how AI is transforming the insurance industry? In this episode of the FNO: InsureTech podcast, hosts Rob Beller and Lee Boyd welcome back Robin Roberson for her second appearance—this time as President and Co-founder of Agentech. Robin shares her entrepreneurial journey and dives into how Agentech’s cutting-edge AI is shaking up insur…
…
continue reading

1
From Risk to Resilience: Empowering Africa's Smallholder Farmers : An Interview with JP Fabri, CEO of Myubuntu
27:27
27:27
Play later
Play later
Lists
Like
Liked
27:27I'm excited to share this week's conversation on The Leadership In Insurance Podcast with no other than JP Fabri, CEO of myUbuntu all about transforming agricultural insurance in Africa 🌱 🎙️ Tune into the episode: "From Risk to Resilience: Empowering Africa's Smallholder Farmers" We discuss a whole host of topics, here are some of the highlights...…
…
continue reading

1
The Intuition Behind Generative AI with Frank Schmid from Gen Re
33:38
33:38
Play later
Play later
Lists
Like
Liked
33:38Hosts James Benham & Rob Galbraith are joined by Frank A. Schmid from Gen Re. Frank shares his expertise on the intuition behind generative AI. Discover how this emerging technology continues to reshape insurance decision-making, why narrative still matters, and what insurers can do to prepare for an AI-dr…
…
continue reading

1
Why High Net Worth Clients Face Great Cyber Risk
2:06
2:06
Play later
Play later
Lists
Like
Liked
2:06High net worth individuals often carry public profiles that make them uniquely vulnerable to cyber threats. From executives and celebrities to board members and influencers, their visibility—and the digital footprint that comes with it—attracts sophisticated cybercriminals who may quietly monitor their online presence for months before striking. In…
…
continue reading

1
EP. 12: Is Magic the Secret Sauce for Turning Insurance Careers Into Show‑Stopping Success?
56:05
56:05
Play later
Play later
Lists
Like
Liked
56:05Get ready for an exciting episode of Golfertainment with Golfertainment George, Patrick Wraight, and Kevin Amrhein as they sit down with Tony Cañas for a one-of-a-kind conversation! 🎤 Tony shares his career pivots, from underwriter to blogger, best-selling author/speaker, recruiter, and podcaster – and yes, even a magician! Hear all about his journ…
…
continue reading
Would you relish reading insurance contracts on a Sunday afternoon so you can properly counsel your client on what they should buy? Do we hear a “Hell, no?” That’s okay. Self-described insurance nerd and recovering insurance attorney Dan Schuleman will save you the trouble. He cofounded the insuretech Qumis as an assistive-AI platform to quickly an…
…
continue reading

1
Ep 282: Tony Triola, Head of Ecosystem & Partnerships, Verisk
52:32
52:32
Play later
Play later
Lists
Like
Liked
52:32In this latest episode of the FNO: InsureTech Podcast, we reconnect with Tony Triola, Head of Ecosystem & Partnerships at Verisk. Joining us for the fourth time, Tony shares pivotal insights on the growth of claims processes and ecosystem integration. Discover how Verisk is redefining the insurance landscape by streamlining integrations and facilit…
…
continue reading

1
Transforming insurance economics through Actuarial Science and AI : An Interview with Onur Gungor, CEO of Allegory
30:54
30:54
Play later
Play later
Lists
Like
Liked
30:54Hosted on Acast. See acast.com/privacy for more information.
…
continue reading

1
How Analytics Is Rewriting Underwriting with Denise Olson from K2 Insurance Services, LLC
29:36
29:36
Play later
Play later
Lists
Like
Liked
29:36Hosts James Benham & Rob Galbraith are joined by Denise Olson from K2 Insurance Services, LLC. Denise shares her expertise on how analytics is rewriting underwriting. Discover how data is transforming risk evaluation, streamlining claims forecasting, and shaping the future role of the underwriter across di…
…
continue reading

1
InsurTech Summit 2025 Wrap-Up: Overcoming Legacy Systems, AI and Industry Transformation
32:31
32:31
Play later
Play later
Lists
Like
Liked
32:31In the second episode of the insurance wrap-up, the focus is on key insights from the 2025 InsurTech Summit, which showcased notable guests and discussions. Margo Giles highlights the importance of agentic AI in fostering collaboration within the insurance sector, while Alexis Vaughn points out education and job security fears as significant barrie…
…
continue reading

1
EP. 103: Managing Digital Risks in the High-Net-Worth Space
28:13
28:13
Play later
Play later
Lists
Like
Liked
28:13In this episode, Jason Ott, President of Aon Private Risk Management, and Diane Delaney, Executive Director of the Private Risk Management Association, spoke about the biggest cyber risks faced by high-net-worth individuals and how insurers can help navigate them. From social engineering scams to fraudulent electronic fund transfers, the risk envir…
…
continue reading

1
Unlocking the Future of Short-Term Rental Insurance : An Interview with Andrew Bate, CEO of Safely
30:22
30:22
Play later
Play later
Lists
Like
Liked
30:22🏠 Unlocking the Future of Short-Term Rental Insurance with Safely's CEO Andrew Bate Hosted on Acast. See acast.com/privacy for more information.
…
continue reading

1
Honeycomb Addresses Multifamily Housing Coverage
38:26
38:26
Play later
Play later
Lists
Like
Liked
38:26On this installment we’re joined by Itai Ben-Zaken, founder and CEO of Honeycomb, an MGA with AI-driven technology to analyze aerial photographs of commercial building roofs to assess their condition. Honeycomb launched with admitted markets but recently expanded to E&S, opening up more opportunities for retail agents to place tough risks. For exam…
…
continue reading

1
102: How Recreational Cannabis Laws Have Affected Workers’ Comp Claims
12:34
12:34
Play later
Play later
Lists
Like
Liked
12:34Has the adoption of recreational cannabis laws affected workers’ compensation claims? A new study from the Workers Compensation Research Institute seeks to answer that question and others related to cannabis use and workers. We spoke with Vennela Thumula, policy analyst at the WCRI and lead author of the study, to get lots of data for the latest ep…
…
continue reading

1
"Mitigating Flood Risks: Transforming Insurance Through Prevention with Lauren from Mitigate" : An Interview with Laurent Feuilleaubois, CEO of Mitigrate
30:34
30:34
Play later
Play later
Lists
Like
Liked
30:34Hosted on Acast. See acast.com/privacy for more information.
…
continue reading

1
How Tech is Powering the Modern Agent in Licensing, Launching, and Leveling Up - Brett Fulmer from Newport Beach Insurance Center LLC
40:26
40:26
Play later
Play later
Lists
Like
Liked
40:26Hosts James Benham & Rob Galbraith are joined by Brett Fulmer from Newport Beach Insurance Center LLC and Skyway Underwriters. Brett shares his expertise on how tech is powering the modern agent in licensing, launching and leveling up. Discover how digital tools are helping accelerate early …
…
continue reading

1
The Rise of InsurTech: 10 Moments Covering the Transformation of the Industry
17:10
17:10
Play later
Play later
Lists
Like
Liked
17:10In the first episode of The Insurance Wrap-Up, Allen Laman, Elizabeth Blosfield, and Ezra Amacher dive into the evolving landscape of InsurTech, spotlighting trends in collaboration between startups and legacy carriers, innovations in AI, and the modernization of core systems. They highlight key articles and expert insights on AI’s role in fraud de…
…
continue reading
Do you truly understand your policyholders, distribution partners and employees? Do you have a clear lens into what competitors are doing? If your organization attempts to get feedback all by itself or relies on ad-hoc, anecdotal feedback from key stakeholders, you will miss opportunities to evolve and innovative. On this recording, research whiz M…
…
continue reading

1
Navigating InsurTech Innovation: Beyond the Buzzwords : An Interview with Rory Pyke, Insurtech Insights
36:54
36:54
Play later
Play later
Lists
Like
Liked
36:54Tune into our latest episode of The Leadership In Insurance Podcast Podcast, where I was joined Rory Pyke at Insurtech Insights, to unpack the real state of innovation in insurance. 👉 We discuss the truth about AI in insurance - separating hype from real innovation and how InsurTech Insights is catalysing industry transformation 👉Upcoming event ins…
…
continue reading

1
EP. 11: Teeing Off on Hurricane Prep: Live Golfertainment with Curtis Goldsborough!
38:23
38:23
Play later
Play later
Lists
Like
Liked
38:23Special Live Podcast Episode! Join the Golfertainment crew – George Jack, Patrick Wraight, and Kevin Amrhein, – as they tee off on hurricane prep and its surprising connections to golf, rap, and insurance! 💥 🎤🎥 Special guest Curtis Goldsborough aka LO$$ RATIO (Insurtech Aficionado & 🎥 Creator) joins the conversation for an episode you won’t want to…
…
continue reading

1
Ep 281: Amy Cooper, CEO & Founder of RISE®
48:07
48:07
Play later
Play later
Lists
Like
Liked
48:07In this episode, we meet Amy Cooper, the dynamic CEO and Founder of RISE®, a professional organization championing the next generation of insurance leaders. As RISE celebrates its eighth anniversary, Amy shares the journey from inception to becoming a global community with nearly 7,000 members across 12 countries. Join us as we discuss the vital ro…
…
continue reading

1
From Help Desk to the Executives Desk with Chris Griffith from American Coastal & Skyway Underwriters
42:22
42:22
Play later
Play later
Lists
Like
Liked
42:22Hosts James Benham & Rob Galbraith are joined by Chris Griffith from American Coastal and Skyway Underwriters. Chris shares his expertise on going from the help desk to the executives desk. Discover how strong execution, smart frameworks, and leadership drive innovation without compromising …
…
continue reading

1
Can Cloud-Native Platforms Change the Future of Policy Management?
3:58
3:58
Play later
Play later
Lists
Like
Liked
3:58What happens when small-to-midsize insurers get fed up with clunky, overpriced legacy systems? They build their own. In this episode of the Insuring Cyber Podcast, we dive into how James Benham, tech entrepreneur and JBKnowledge Founder, spotted a massive market gap and created a clean-sheet solution that’s automating workflows, slashing costs, and…
…
continue reading
A major workplace challenge is basic human communication among the age groups. How can we create a workplace culture where all four working generations thrive? “Culture Doctor” Warren Wright returns to On Point with insights. Generational conflict impacts teamwork, productivity and retention. Workplace preferences are varied: Boomers and GenXers va…
…
continue reading

1
EP. 102: Bootstrapping Brilliance: Building a Tech Empire from the Ground Up
39:10
39:10
Play later
Play later
Lists
Like
Liked
39:10In this episode, tech entrepreneur and JBKnowledge Founder James Benham shares his journey from coding in his college dorm room to leading a multinational software company serving the insurance and construction industries. He opens up about the principles of bootstrapping, the inspiration behind his book, Be Your Own VC, and how lessons from his fa…
…
continue reading

1
Introducing the Claims Journal Podcast with Don Jergler!
16:25
16:25
Play later
Play later
Lists
Like
Liked
16:25Hurricane Season 2025 Could Be Brutal — Here’s What You Need to Know: Today we are launching a brand new podcast series, called the Claims Journal Podcast! In this inaugural episode, editor Don Jergler sits down with AccuWeather Chief Meteorologist Jonathan Porter to unpack the high-stakes forecast for the 2025 Atlantic hurricane season. Will this …
…
continue reading

1
Surfacing The Science of Risk : An Interview with Jared Kaplan, CEO at Indigo Insurance
30:31
30:31
Play later
Play later
Lists
Like
Liked
30:31Good morning and welcome to the latest episode of The Leadership In Insurance Podcast where where this week we are joined by Jared Kaplan, CEO of Indigo Insurance. Hosted on Acast. See acast.com/privacy for more information.
…
continue reading

1
Straight From InsurTech NY: Rethinking Enrollment from the Strategy Seat with Jason Gross from TruStage
39:27
39:27
Play later
Play later
Lists
Like
Liked
39:27Host James Benham is joined by Jason Gross from TruStage. Jason shares his expertise on rethinking enrollment from the strategy seat. Discover how emerging technologies are reducing friction in the enrollment process, and how those improvements connect to larger goals like access, equity, and long-term customer value. T…
…
continue reading

1
Rainbow Founder Eyes 3 Keys to Specialization
36:16
36:16
Play later
Play later
Lists
Like
Liked
36:16The danger in writing all small commercial lines is becoming a generalist, says Bobby Touran, who a few years ago founded Rainbow, a restaurant-focused MGU insuretech. Rainbow distributes through independent agents—who he calls “critically” important. Listen as Bobby unpacks three strategic concepts behind Rainbow. “We wanted to be very specialized…
…
continue reading

1
Simplifying AI with Simplifai : An Interview with Niels Zijderveld
32:00
32:00
Play later
Play later
Lists
Like
Liked
32:00Hosted on Acast. See acast.com/privacy for more information.
…
continue reading

1
Ep 280: Paul Vacquier, Founder & CEO of Beagle Services
59:11
59:11
Play later
Play later
Lists
Like
Liked
59:11In this episode of the FNO InsureTech Podcast, hosts Rob Beller and Lee Boyd interview Paul Vacquier, the founder and CEO of Beagle Services. Beagle Services is on a mission to tackle the pervasive problem of non-weather water damage claims by leveraging technology and installation services. Paul shares the innovative approach Beagle takes in worki…
…
continue reading

1
Why Identifying the Right Pain Points is Key to AI Success with Preetha Sekharan from Unum
38:38
38:38
Play later
Play later
Lists
Like
Liked
38:38Hosts James Benham & Rob Galbraith are joined by Preetha Sekharan from Unum. Preetha shares her expertise on why identifying the right pain points is key to AI success. Discover how to pinpoint the most impactful AI use cases, gain buy-in from stakeholders, and navigate the challenges of imp…
…
continue reading

1
Cyber Insurance: Navigating the Ever-Changing Risk Landscape
3:47
3:47
Play later
Play later
Lists
Like
Liked
3:47As cyber threats evolve, the insurance industry struggles to keep pace, leading to shifting policies, increasing exclusions, and unexpected coverage gaps. Watch this highlight from the latest Cyber Insurance podcast with host Elizabeth Blosfield and guests Melissa Ventrone of law firm Clark Hill and Arthur Armstrong of law firm Reed Smith. To watch…
…
continue reading

1
Better Coverage for America’s Truckers : An Interview with Nyles Oppenheimer, CEO, Cover Whale
35:31
35:31
Play later
Play later
Lists
Like
Liked
35:31Hosted on Acast. See acast.com/privacy for more information.
…
continue reading
Most insuretechs aren’t about flashy consumer-focused websites. They improve the plumbing — all the workflows behind the scenes never seen by agents and consumers. Sound exciting? Well, it sure is for Aaron Wright, director of strategy at Earnix, an insuretech supporting carriers’ pricing and underwriting with AI and machine learning. Aaron emerged…
…
continue reading

1
EP. 101: Insuring Cyber Risk in a Shifting Political Landscape
33:49
33:49
Play later
Play later
Lists
Like
Liked
33:49In this episode, Melissa Ventrone of law firm Clark Hill and Arthur Armstrong of law firm Reed Smith joined The Insuring Cyber Podcast to unpack the Trump administration’s cybersecurity policies and explore their potential ripple effects on the cyber insurance landscape. In these conversations, Melissa and Arthur discuss how evolving federal strate…
…
continue reading

1
Finpro Presents ... InsurTech Sales: What's driving deals in 2025 (and what's not) - Connor Berry Feat. Daniel Grimwood-Bird (Maptycs), Jaeton Cary (Supercede) & Matt Hudson (Layr)
48:18
48:18
Play later
Play later
Lists
Like
Liked
48:18As a first in a webinar series, GTM lead, Connor Berry invites senior sales leaders from the InsurTech industry to discuss what is actually driving sales in 2025 and what's just noise. The panel discuss AI, Social selling, Cold calling & how to attract and build a successful sales team. Also, if you enjoy these conversations, make sure to follow Th…
…
continue reading

1
Ep 279: FireDome, feat. Gadi Benjamini (Cofounder and CEO) and Gabriel Gross (Member of the Board of Advisors)
55:26
55:26
Play later
Play later
Lists
Like
Liked
55:26In this episode, we traverse three continents to bring you insights from Gadi Benjamini, co-founder and CEO of FireDome, and Gabriel Gross, a member of FireDome's advisory board. As FireDome emerges from stealth mode, Gadi and Gabriel discuss groundbreaking technology aimed at combating wildfires—a pivotal issue exacerbated by climate concerns. Thr…
…
continue reading

1
The Intrapreneur’s Playbook: Disrupting Insurance from Within with Bobbie Collies from Coterie Insurance
43:15
43:15
Play later
Play later
Lists
Like
Liked
43:15Hosts James Benham & Rob Galbraith are joined by Bobbie Collies from Coterie Insurance. Bobbie shares her expertise on intrapreneurship and disrupting insurance from within. Discover how to turn innovation into real change, leverage technology and data, and drive meaningful impact in the fut…
…
continue reading

1
101: A Softer EPL Market for Dispensaries, But Claims Are on The Rise
21:32
21:32
Play later
Play later
Lists
Like
Liked
21:32Dispensaries may be getting a bit of a break on employment practices liability insurance in recent times as capacity grows and insurers get better at evaluating the risks at these operations—and therefore become more comfortable with them. Nick Matsie, an assistant vice president at Berkley Select, is seeing a softer EPL market for dispensaries and…
…
continue reading
On this recording we welcome back Dave Tralka, our knowledgeable and friendly banker who understands a thing or two about independent agents. Dave is CEO of InsurBanc, the financial institution launched by the Big “I” to support agents’ growth. Dave lucidly covers today’s business opportunities for agencies as well as the broader landscape over whi…
…
continue reading

1
Ep 278: Chaz Perera, CEO and Co-founder of Roots Automation
53:00
53:00
Play later
Play later
Lists
Like
Liked
53:00In this engaging episode, we sit down with Chaz Perera, CEO and Co-founder of Roots Automation, to uncover the transformative role of AI in the insurance industry. Chaz shares his journey from leading major initiatives at AIG to founding his own company aimed at solving one of the industry's longstanding challenges—unstructured data. Through his in…
…
continue reading