Best ILL Advised Podcasts (2025)

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155 | High Tide... & You're Raggin' 1:09:02

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13d ago1:09:02

1:09:02

This week, the Biffs crack open The Washington Post’s Carolyn Hax column and immediately regret having functional nervous systems. We tackle a family who keeps serving seafood despite a life-threatening allergy (because vibes > survival, apparently), a woman wondering if it’s fine to marry a man she’s not excited about as long as he’d make a solid …

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Groovemelikeout 25:55

14d ago25:55

25:55

Bill answers your questions on dealing with the heat, social batteries and being bored. This episode's playlist is called 'Groovemelikeout' and it includes: ‘Hook Me Up’ by Johnny “Guitar” Watson ‘Ain’t That Peculiar’ by Marvin Gaye ‘I Love Every Little Thing About You’ by Stevie Wonder ‘Be Thankful For What You’ve Got - Live’ by Orgone ‘Crystal Cl…

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Why Financial Independence is Overrated [Rebroadcast] 18:58

2h ago18:58

18:58

Nick Maggiulli's latest article in Of Dollars & Data challenges one of the core ideas that drives personal finance blogs, podcasts, and even some of our own thinking — the belief that financial independence should be the ultimate goal. We explore the surprising downsides of chasing early retirement, the difference between financial independence and…

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Why Your Runs Feel Hard (Even When You’re Fit): The Mindset Shift Every Midlife Runner Needs 10:01

2d ago10:01

10:01

Ever had a run that feels heavier, louder, and more effortful than it should? In this episode, Coach G breaks down why runs can feel “off” and how to respond like a runner who trains with identity, strategy, and self-awareness. We explore both physically hard runs and mentally hard runs. You’ll learn how to respond in the moment, adjust with intell…

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Spending Drops in Retirement, but Satisfaction Doesn't [Rebroadcast] 15:50

3d ago15:50

15:50

New research from David Blanchett, head of retirement research at PGIM, challenges one of the biggest assumptions in retirement planning: that happiness in retirement depends on maintaining a constant—or even increasing—level of spending. ⬇️ Upon entering retirement, households experience a median consumption decline of about 20%. This drop is ofte…

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Why Your Brain Makes You Push Too Hard (And How to Stop the Injury Cycle) 12:44

9d ago12:44

12:44

Getting back into running after time away can feel frustrating - especially when your brain remembers the runner you used to be, but your body isn’t quite there yet. In this episode, Coach G unpacks why running places a unique load on your body (even if you’ve been doing plenty of other exercise) and how this mismatch can lead to pushing too hard, …

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Who Has Actually Saved $1 Million for Retirement? [Rebroadcast] 15:16

10d ago15:16

15:16

Only 3% of Americans have saved $1 million for retirement. according to 24/7 Wall St. & AOL. I'll break down what that means—and why your personal number might be more important than any national average. After that, I answer a listener question where we tackle how to cover healthcare costs in early retirement—specifically for a 58-year-old retiree…

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154 | LOL. Brenda? 48:13

16d ago48:13

48:13

This week, the Biffs dive into Lizzy Acker’s Why Tho? column, where the drama is feral, the boundaries are theoretical, and everyone’s courage seems to come from a mysterious off-brand energy drink. We’re talking: a wife who unilaterally opens her marriage and detonates an entire friend group, a boyfriend who wants to “gently” tell his girlfriend h…

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I Nearly Never Started My Podcast…and 30 Episodes Later 6:11

16d ago6:11

6:11

In this episode of Your Running Coach with GMacSpurr, Coach G (aka Gillian) shares the honest story behind how she almost never started this podcast - and the mindset shift that finally got her moving. If you’ve ever put off a running goal, a movement routine, or something you’ve always wanted to do because you didn’t feel “ready,” this episode is …

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Five Key Retirement Challenges (and Solutions) [Rebroadcast] 18:21

17d ago18:21

18:21

Most people focus on saving for retirement, but what happens when you actually get there? Retirement isn't just about having enough money—it's about managing risks that can threaten your financial security and lifestyle. In this episode, we explore Five Key Retirement Challenges (and Solutions), inspired by a Kiplinger's Personal Finance article by…

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Pocket Squares Make Me Uneasy 24:53

23d ago24:53

24:53

Bill attempts to answer your questions on what to do when you forget someone’s name to wearing the colour yellow. This episode's playlist is called ‘Car Keys And A Good Coat’: ‘Blues Party Tonight’ by Denise LaSalle ‘I’m Gonna Tear Your Playhouse Down’ by Ann Peebles ‘Wishful Thinking’ by Conya Doss, B. Golden ‘We Are the Sun’ by SAULT ‘Put It Down…

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Master Your Mind on Race Day 15:57

23d ago15:57

15:57

Race-day nerves are real - and they can make or break your performance. If you’ve ever stood in the starting corral with your heart pounding, thinking “I’m not ready” or “What if I can’t do this?”, this episode is for you. In this episode of Master Your Mind on Race Day, running mindset coach Gillian shares practical, psychology-backed strategies t…

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Retirees Only Spend 2.1% Per Year [Rebroadcast] 15:23

24d ago15:23

15:23

Click here to work with us! Many retirees enter their golden years with the goal of financial security, but what if the biggest risk isn't running out of money—it's not spending enough of it? A surprising new study reveals that retirees are withdrawing just 2% a year from their savings—barely half of what's traditionally considered safe. This cauti…

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I Am A Moisturising Freak 27:18

1M ago27:18

27:18

Bill answers your questions from how to deal with challenging odours to what to wear on the aeroplane. This episode's playlist is called ‘Dance Tunes For Snake Hips’ ‘It’s About That Walk’ by Prince ‘Good and Strong’ by Sy Smith ‘Only In It For The Money’ by Jimmy Smith, Dr.John ‘A Rose Is Still a Rose’ by Aretha Franklin ‘Stay - Live Nassau Colise…

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153 | Wowed, Oohed, and Aahed 44:21

1M ago44:21

44:21

This week, the Biffs tackle Thanksgiving chaos courtesy of Dear Prudence and Dear Abby: one man is appalled his wife wants to help the less fortunate on a holiday (unthinkable), and one older sister is being roped into cooking the entire feast for a sibling who’s “hosting” in name only. Stefani and Ray bring peak sarcasm and zero patience for seaso…

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One Small Change That Could Improve Your Half Marathon or Marathon Time 16:24

1M ago16:24

16:24

Are you doing all the right training - long runs, strength work, proper fueling - but still not hitting the race times you want? Often, it’s not more training that’s missing, but one small change that can make a big difference. In this episode of Your Running Coach with GMacSpurr, Coach G shares a real-life story about a tiny oversight that deraile…

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How to Spend More (or Less) in Retirement [Rebroadcast] 19:37

1M ago19:37

19:37

Click here to work with us! Are you spending too little in retirement, worried you might outlive your savings? Many retirees struggle to strike the right balance, often holding back on enjoying the wealth they've worked a lifetime to build. I'll show you how to overcome those fears and spend with confidence while still planning for the future. What…

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Respect My Hustle 24:47

1M ago24:47

24:47

Another slice of Bill's ill-advice from how to cope with early mornings to placating your clean-freak husband. This episode's playlist is called 'I Forget To Breathe': ‘I’ll Be Your Lover, Too’ by Van Morrison ‘At Last’ by Aretha Franklin ‘Here I Am’ by Mary J.Blige ‘This Day Is For You’ by Leela James ‘Thanks To You’ by Boz Scaggs ‘Call My Name’ b…

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152 | Flop Out & Flop Over 50:41

1M ago50:41

50:41

This week, the Biffs dive into Slate’s How To Do It, where the sex is messy, the signals are mixed, and every letter reads like it was written mid–panic spiral. We tackle: a husband rattled by a “joke” from his wife that lands way too close to home; a guy overwhelmed by his girlfriend’s marathon-level orgasm skills; and a couples’ night that detona…

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Rediscovering Your Why: Running with Purpose Beyond your Watch Data 8:06

1M ago8:06

8:06

Have you ever finished a run, hit all your targets, and still felt…nothing? That spark, the reason you started running in the first place, can fade - and when it does, running can start to feel like a chore rather than a source of energy and clarity. In this episode, Coach G is diving into why your “why” evolves over time, how performance-based thi…

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Richie Sadlier: 'My kids will be sick of me mentioning the word sex, when they're teens' 45:55

1M ago45:55

45:55

Former footballer Richie Sadlier is now better known for his career as a psychotherapist and working with young people in the area of sex education and wellbeing. Knowing what he knows about young people's lives, Andrew Tate and the manosphere, he's well equipped to deal with the thorny issues that many other parents actively avoid discussing. But …

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2025: The Year of Donor Advised Funds? 21:46

1M ago21:46

21:46

Major charitable-giving changes are set to take effect next year under the One Big Beautiful Bill Act. As a result, 2025 may be the best—and possibly last—great year to make a big charitable gift and get the full tax benefit in the same year. Listen in to hear the changes that take place in 2026 that could make 2025 the best year to use donor advis…

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Don't Forget To Disco 25:43

1M ago25:43

25:43

Bill answers your important questions on choosing the right pair of glasses, assimilating into Japanese culture, salsa dancing and the best way to enjoy scones. This episode's playlist is called 'Don't Forget To Disco'; Never, Never Gonna Give Ya Up - Barry White It's A Disco Night (Rock Don't Stop) Pts.1&2 - The Isley Brothers What' Cha Gonna Do F…

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151 | Camel Noise 57:37

2M ago57:37

57:37

From body odor to boundary issues, this week’s reading of the Dear Annie column is giving eau de despair. One writer’s begging HR to handle a fetid coworker, another’s stuck between her mother-in-law’s feuding daughters, and someone’s “service animal” story is pure fiction. The Biffs tackle it all with equal parts compassion, chaos, and questionabl…

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How to Run a Race Without PB Pressure: Finding Joy in Your Running 11:06

2M ago11:06

11:06

Have you ever signed up for a race thinking you’d just run for fun - only to feel that invisible pressure to hit a personal best? You’re not alone. In this episode, Coach G shares her personal story of signing up for a 5K at the Singapore Marathon with zero PB goals, and the mindset strategies she uses to let go of performance pressure and reconnec…

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Miriam O’Callaghan: ‘I’m lucky to have eight children after suffering secondary infertility’ 46:57

2M ago46:57

46:57

Miriam O’Callaghan says she understands that having eight children is a source of fascination for people. And where once she might have been bothered by the double standards (i.e. how male broadcasters don’t seem to be defined by their parental status), she is now as happy to talk about her brood as she is about her TV career. The current affairs p…

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This Social Security Strategy Gives Retirees More to Spend 20:09

2M ago20:09

20:09

A new report says retirees who use a so-called "bridge strategy" can actually spend more and need fewer assets to retire securely. That's right. By delaying Social Security and using other savings to "bridge the gap," you could improve your lifetime income, reduce longevity risk, and build more peace of mind into your plan. We will break down the r…

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I Am Very Particular About Air Guitaring 24:58

2M ago24:58

24:58

This week on ill-advised by Bill Nighy, Bill discusses 'over-thinking', public speaking and the best song to air guitar to. This episode's playlist is called 'Too Long At The Fair': 'Turn to me' by Lou Reed ‘Jackson’ by Craig Finn 'Songs She Sang in the Shower' by Jason Isbell 'Ain’t Goin’ To Goa' by Alabama 3 'Blackout' by Ruston Kelly 'New Sensat…

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What Consistency Really Looks Like: Showing Up Even When You Don’t Feel Like It 5:21

2M ago5:21

5:21

Ever struggled to stay consistent, whether it’s with running, habits, or even recording a podcast? In this episode of Your Running Coach with GMacSpurr, Coach G gets real about what consistency actually looks like - and why it doesn’t have to be perfect to count. Using her own last-minute podcast recording as an example, Coach G explains how showin…

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Sophie Ellis-Bextor: ‘We were going out six weeks when we found out I was pregnant’ 35:16

2M ago35:16

35:16

Sophie Ellis-Bextor wasn’t expecting to have a baby so soon into her relationship with her now husband, but she says there was a part of her that felt really good about it. This was in the early 2000s when it was not the done thing for a female pop star to start a family. 21 years and five boys later she’s managing to juggle family life with a succ…

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"One free lunch, please." Why Buffered ETFs might not fit the bill. 20:32

2M ago20:32

20:32

If something promises higher returns, it comes with higher risk — even if that risk isn't easy to see. And if something promises to protect your downside, it's usually charging you for it through fees, limited upside, or long-term lockups. Today's headline from Ben Henry-Moreland fits that idea perfectly. "Why 'Downside Protection' ETFs Don't Prote…

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Help! My Horse is Ignoring Me 26:55

2M ago26:55

26:55

Bill is back to answer your questions from how to cook eggs to communing with your horse. This episode's playlist is called 'She Tried to Love You' 'Kyoto' by Phoebe Bridges 'Coyote' by Joni Mitchell 'Go Find Yourself or Whatever' by Carly Rae Jepsen 'Morning Elvis' by Florence and the Machine featuring Ethel Cain 'Don’t Remind Me' by Amber Mark wi…

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The Run That Changed Everything: Coach G’s Story of Courage and Growth 15:48

2M ago15:48

15:48

Today’s episode of Your Running Coach with GMacSpurr is a little different; it’s personal. Instead of lessons or coaching advice, Coach G opens up and shares her full running story from her first step to the ripple effect that changed her entire life. It all started with a simple New Year’s resolution that turned into something far more powerful. A…

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Chris Hadfield: 'I have an Irish granddaughter and I couldn't be more delighted' 33:09

2M ago33:09

33:09

Chris Hadfield has a granddaughter in China and, as of earlier this year, another granddaughter here in Ireland. But despite the distance, the retired astronaut says they are very much in each others lives. And after all, "I've been around the world in 90 minutes, it's just a little place," he jokes. In this episode, the world's most famous living …

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Why Advisors Should Never Recommend Social Security Claiming at 62 22:19

2M ago22:19

22:19

A few episodes ago, we covered Derek Tharp's research suggesting that not everyone should delay until 70 — especially those with shorter life expectancies or limited assets. This week's headline brings the opposite perspective: Michael Finke argues that for higher-income retirees who expect to live longer, claiming early is almost always a mistake …

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There's Nothing Wrong with My Custard 24:37

2M ago24:37

24:37

On this week's episode Bill tackles small talk, applications of marmite and how to live a happy life. This episode's playlist is called 'It’s Too Late To Go Home': Mr. Lucky - featuring Robert Cray - John Lee Hooker Black Limousine - The Rolling Stones Just Like Tom Thumb’s Blues - Bryan Ferry Why I Sing The Blues - Aretha Franklin Lovers Rock - Fu…

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Progress Is Bigger Than Pace: Letting Go of Perfection in Your Running Journey 12:38

2M ago12:38

12:38

If you’ve ever caught yourself obsessing over your watch stats or feeling like every run has to “count,” this episode of Your Running Coach with GMacSpurr is your wake-up call. Coach G unpacks how perfectionism can quietly sneak into your running mindset, often disguised as ambition, drive, and goal setting. She explains why tying your worth as a r…

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Aoibhinn Ní Shúilleabháin: 'My mum was mortified I was breastfeeding in a restaurant' 45:58

2M ago45:58

45:58

Aoibhinn Ní Shúilleabháin says she and her husband would have had a fourth child, but for her debilitating pregnancies. The scientist and broadcaster says her births went without a hitch, but she was chronically ill with hyperemesis gravidarum on each of her three pregnancies - a complication that causes persistent and extreme vomiting. Her third c…

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It's so Simple… 17:46

2M ago17:46

17:46

Do lower-cost funds tend to outperform pricier ones over time? Jeffrey Ptak analyzed fifteen years of performance data covering virtually every U.S. mutual fund and ETF. He divided them into five "cost buckets," from the cheapest 10% all the way up to the most expensive 10%. He then compared each group's average monthly return against its peers wit…

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You're Not a Weirdo 25:19

2M ago25:19

25:19

Bill answers your questions from how to cope with sleepless nights to where to buy the perfect shirt. This episodes' playlist is called ‘Country Hurts’ Storm Windows - John Prine Leavin’ - Shelby Lynne Dying Star - Ruston Kelly Lately I’ve let things slide - Caitlin Rose How Can I Protect You - Alabama 3 - featuring Aslan This playlist can be found…

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150 | Hide Your Rakes and Your Wives 46:44

3M ago46:44

46:44

This week, the Biffs celebrate 150 episodes by heading to Reddit’s messy courthouse - Am I The Asshole? - to judge three cases that range from petty to downright sociopathic. We’ve got a neighborly heist involving patio furniture and audacity, a revenge bridesmaid in a color rebellion, and a “death wasn’t a tragedy” hot take that’ll make you clutch…

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Reframe, Rethink, Run Again: Mastering the Mental Side of Tough Runs 13:01

3M ago13:01

13:01

Every runner has experienced it - that run that just felt bad. But was it really? In this episode of Your Running Coach with GMacSpurr, Coach G helps you reframe the concept of a “bad run” and teaches you how to train your mind to see it differently. Often, our brains are quick to slap a negative label on an experience - even if the thing that “rui…

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Ciara Kelly: ‘A consultant shamed me for being an unmarried, pregnant junior doctor’ 42:54

3M ago42:54

42:54

Ciara Kelly was on in a bar on a sun holiday when she found out she was pregnant. 1999 was a time when Ireland was becoming more liberal, but being an unmarried mum "wasn't without some stigma," and no allowances were made on the gruelling 60-hour shifts that were common for junior doctors then. Though motherhood came early she took to it so well t…

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Cut Your Retirement Stress in Half (New Vanguard Study) 22:58

3M ago22:58

22:58

Vanguard Research put out a paper called "The Emotional and Time Value of Advice" (June 2025). It claims that there are "emotional benefits and time-saving value that paid professional financial advice provides to clients." In other words: The benefit isn't the portfolio or financial advice, but the emotional and time-saving value getting paid prof…

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Procrastination 25:38

3M ago25:38

25:38

ill-advised by Bill Nighy is an actual thing! Bill is here to answer your questions... from what to do when you don't recognise somebody to his thoughts on clutter. If you are socially adept, there’s nothing really for you here but if you have time to squander, this podcast might just be for you. This episode playlist is called ‘Adultery Soul’ ‘I W…

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149 | There, There. Hear, Hear. Now, Now. 44:13

3M ago44:13

44:13

A fiancé in love with his AI “girlfriend.” A food influencer who turns a first date into content. A boyfriend who live-streams arguments for likes. This week, the Biffs dig into three Ask Natalie letters that prove dating has gone full Black Mirror. Between the clout-chasing, the codependency, and the collective loss of shame, Stefani and Ray ask t…

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The Loneliness of the Long Run: Turning Solitude Into Strength 12:28

3M ago12:28

12:28

In this episode of Your Running Coach with GMacSpurr, Coach G explores a side of running that doesn’t get talked about enough: the loneliness of long runs. We all imagine dreamy, cinematic miles filled with endorphins and flow but the reality is often different. Sometimes those long runs feel endless, quiet, and isolating, leaving you alone with no…

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Prof. Donal O’Shea: “I’ll be advising my girls to go on HRT” 46:35

3M ago46:35

46:35

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Delay to 70? Not So Fast - The New Case for Claiming Early 27:13

3M ago27:13

27:13

Only about 4% of retirees actually wait until age 70 to claim Social Security, despite the financial benefits of delaying them. This comes from an article by Derek Tharp at Kitces.com titled "The Flaws In Using A 0% Discount Rate To Justify Delaying Social Security". It takes a hard look at why the common advice to "wait until 70" might not always …

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148 | We Didn't Shave for This 58:17

3M ago58:17

58:17

This week, Stefani and Ray put the advice column down and turn the spotlight on themselves—answering the kind of unhinged, cockamamie questions only ChatGPT could dream up. From ghosting for the pettiest reasons to drag-naming their unresolved trauma, the Biffs get brutally honest and painfully funny about their own mess. Turns out, nothing makes y…