Best Homeownership Explained Podcasts (2025)

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From BROKE to HOMEOWNER: Former Client Explains How One Call Can Change Everything | Ep 014 16:32

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6d ago16:32

16:32

In this episode, Suzi talks to Ashley Benz, a former client and current team member, about her journey and initial struggles to become a homeowner and how once she did, her entire life began to change for the better. We want to hear from you about the topics YOU want to learn about. Leave us a comment and let us know - your opinions matter to us! B…

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The Truth About Reverse Mortgages: Protecting Your Home, Equity, and Independence 56:18

2h ago56:18

56:18

Reverse mortgages are often misunderstood — but they can be a powerful tool for homeowners 62 and older who want to secure financial stability in retirement. In this episode, Kevin Mathews and guest expert Brad B. Byrnes unpack how reverse mortgages really work, what protections are in place for borrowers, and how this strategy can help seniors mai…

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Down Payment Assistance Myths Busted: Empowering Your Path to Homeownership 14:27

11h ago14:27

14:27

If you're ready to buy your first house, or maybe your second or third, and you just don't have the funds to spare for a down payment and closing costs - this episode is for you. Down Payment Assistance Programs are widely misunderstood and often overlooked when they're a great program for those that need it! Tune in to separate fact from fiction a…

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Episode 157: Fed Cuts Rates, Markets Freak Out! What It Really Means for Mortgage Rates 17:06

1d ago17:06

17:06

Send us a text The Fed just cut rates… so why are mortgage rates getting worse? In this week’s episode of The Loans Elevated Podcast, Broch and TJ break down the recent Fed announcement — the October 2025 rate cut — and why the headlines don’t tell the full story. From the ongoing sell-off of mortgage-backed securities to the Fed’s mixed signals on…

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Episode 156: Black Friday Deals in Real Estate? Rates Down, Inventory Up! 18:54

8d ago18:54

18:54

Send us a text Think Black Friday only happens at Target? Think again. In this week’s episode, the Loans Elevated podcast breaks down why Q4 is secretly one of the best times to buy real estate and how smart buyers and investors can use this season to negotiate thousands off list prices. We’re talking: 📉 Rates trending lower while inventory climbs …

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Fix & Flip Loans: Turning Undervalued Properties into Legacy Wealth 3:53

14d ago3:53

3:53

Dive into the world of fix and flip loans with Suzi this week on BRICK by BRICK! These SHORT-TERM loans empower real estate investors to buy UNDERVALUED properties, renovate them, and flip for profit - all based on the after-repair value, not just the purchase price! Learn how to cover renovation costs without dipping into your own capital, spot hi…

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Episode 155: Government Shutdown Explained - How It Impacts Mortgages, Paychecks & Closings 10:13

15d ago10:13

10:13

Send us a text When the government shuts down, it’s not just politics—it’s personal. From TSA employees missing paychecks to delays in government-backed loans, the ripple effects can impact everything from your mortgage process to your next flight. In this week’s episode of Loans Elevated, we break down what the current government shutdown means fo…

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DSCR Loans: Building Your Real Estate Investment Portfolio Without Personal Income Checks 4:28

21d ago4:28

4:28

Dive into the world of real estate investing with Suzi Beaver as she breaks down DSCR loans – the game-changer for building wealth through rental properties. Learn how these loans focus on rental income rather than your personal paycheck, making them perfect for investors, partnerships, and anyone starting with limited funds. We cover the quick app…

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Episode 154: Utah’s Economic Boom: The Real Estate Ripple Effect 1:03:14

22d ago1:03:14

1:03:14

Send us a text Utah is transforming before our eyes. From the Inland Port and The Point project to massive tech and infrastructure expansions, the state’s economic engine is running hotter than ever—and that means major opportunities for homeowners and investors. In this week’s episode of Loans Elevated, Broch sits down with Jack Andrews of Edge Ho…

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Ep 7 - The Loyalty Mindset: Paul Evans on Honest Customer Service 12:10

23d ago12:10

12:10

By The Savvy List

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Down Payment Alternatives: USDA and FHA Loans for First-Time Buyers 5:59

28d ago5:59

5:59

In this episode of Brick by Brick, your host Suzi Beaver dives into the real challenges of owning a home, especially when it comes to those daunting down payments. She breaks down awesome options like USDA and FHA loans that let you skip the traditional 20% down. We chat about why knowing your eligibility and loan limits is a game-changer, and I wa…

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Episode 153: Why Fed Rate Cuts Don’t Mean Lower Mortgage Rates 23:02

29d ago23:02

23:02

Send us a text When the Federal Reserve announces a rate cut, most people expect mortgage rates to drop too. But here’s the truth: Fed funds rates and mortgage rates aren’t directly tied, and that’s where so much confusion comes in. In this week’s episode of Loans Elevated, we break down the difference between Fed rate cuts, Treasury yields, and mo…

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KiwiSaver Is Like the All Blacks: Get Your Lineup Wrong and Be Crushed 11:50

30d ago11:50

11:50

KiwiSaver isn’t just a savings plan — it’s your financial future. And just like rugby, you can’t win the game if you pick the wrong lineup. Get your KiwiSaver settings wrong, and you’ll be outplayed, outmuscled, and left behind when it matters most.By Wealthhq

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Jacqui Spain: Mindset, Community, and Generational Wealth in Real Estate 23:16

1M ago23:16

23:16

In this episode of Brick by Brick, Suzi interviews Jacqui Spain, a realtor from Real Broker, who shares her journey from occupational therapy to real estate. Jacqui discusses her family life, the importance of community, and how her mindset has evolved in her new career. She emphasizes the significance of building relationships, understanding the r…

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Episode 152: Rates Are Dropping! What That Means for Buyers & Refinancers 21:06

1M ago21:06

21:06

Send us a text Rates are falling—and with them comes one of the biggest opportunities buyers and homeowners have seen in years. In this episode of Loans Elevated, we break down why waiting for the “perfect” rate could cost you tens of thousands in lost buying power. You’ll learn: How a 1% drop in rates adds 50,000 new Utah buyers to the market (and…

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What is DTI Ratio? Front vs Back End Explained for First-Time Buyers! 5:52

1M ago5:52

5:52

Join Suzi Beaver in this energizing episode where she demystifies Debt-to-Income (DTI) ratios, a crucial piece of the mortgage puzzle for first-time buyers. Learn the key differences between front-end ratios (focusing on housing costs) and back-end ratios (including all debts), and discover typical lender requirements. Blessings! Suz CHECK OUT THES…

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Episode 151: Why Affordable Housing Is So Hard to Build 41:49

1M ago41:49

41:49

Send us a text Everyone says we need more affordable housing—but why is it so hard to actually build it? In this episode of Loans Elevated, we sit down with Josh Best of Countryside Homes to unpack the real reasons behind Utah’s housing affordability crisis. From zoning roadblocks and city politics to skyrocketing labor costs and fees, we reveal wh…

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Bank Statement and Asset Loans: Flexible Paths to Your Dream Home 3:23

1M ago3:23

3:23

In this quick episode of BRICK by BRICK, join Suzi Beaver as she breaks down bank statement loans and asset loans—game-changers for self-employed folks or anyone with strong assets but tricky income proof. Discover how these flexible options can unlock your dream home without the usual tax return hassle. Remember, everyone has the right to own a ho…

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Real Estate Tax Strategies Explained: 1031 Exchange, Passive Losses & Short-Term Rentals 39:35

2M ago39:35

39:35

Want to learn how real estate investors legally avoid capital gains taxes and maximize tax savings? In this episode, Kevin Mathews sits down with CPA and tax expert George Graziano to break down powerful real estate tax strategies every investor should know. We cover: ✅ What a 1031 Exchange is and how it lets you defer capital gains taxes ✅ Rules f…

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Episode 150: Job Market Weakens | What It Means for Mortgage Rates 16:46

2M ago16:46

16:46

Send us a text The jobs market just showed its first real cracks in 5 years—and the ripple effect is already hitting mortgage rates. In this week’s Loans Elevated episode, we break down the latest BLS report, Fed expectations, and why this could be the golden window for buyers. You’ll learn: Why unemployment and weak job growth are now the #1 drive…

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Ep 6 - The Owner-Builder Advantage with Patrick Harrington 15:49

2M ago15:49

15:49

Ever wondered what it really takes to build your own home—and whether you could pull it off yourself? In this episode of Building Savvy Bottom Line, host Beverly Smyrnas chats with Patrick Harrington of Blue Sky Consulting and Construction Services to unpack the rising trend of homeowners stepping into the role of general contractor. With years of …

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Unlock Your Home's Power: Crush High-Interest Debt with HELOCs and HELOANs 4:12

2M ago4:12

4:12

Hey there, future homeowners! I'm Suzi Beaver, and in this episode of BRICK by BRICK, we're diving into the game-changing world of HELOCs (Home Equity Lines of Credit) and HELOANs (Home Equity Loans). If you're buried under credit card bills or other high-interest debt, these tools can be your secret weapon to pay it off faster and smarter—often at…

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Episode 149: Price vs. Quality - What Actually Sells Homes in Today’s Market 48:57

2M ago48:57

48:57

Send us a text Why are some listings flying off the market while others sit for weeks or months? In this episode of Loans Elevated, we bring on top Utah realtor Nick Gonzalez to debate the age-old question: What sells a home faster—compelling price or superior quality? You’ll learn: Why “days on market” is like cancer for listings How buyers actual…

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QM vs. Non-QM Mortgages: Unlocking Doors for Non-Traditional Dreamers 4:50

2M ago4:50

4:50

Hey future homeowners! In this episode, we dive into the world of Qualified Mortgages (QM) and Non-Qualified Mortgages (Non-QM), breaking down their key differences, pros, and cons. QM loans offer stability with stricter guidelines and lower risk for lenders, but they might not fit everyone. Non-QM shines for those with non-traditional income—like …

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Episode 148: How to Build Generational Wealth Through Real Estate—Even Now 36:26

2M ago36:26

36:26

Send us a text Is real estate still a legit path to retirement in 2025? In this episode of Loans Elevated, we tackle one of the most common questions we get from clients: Can I still become a millionaire through real estate in today’s market? You’ll learn: Why seller financing isn’t always the “golden ticket” (and the risks of due-on-sale clauses) …

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CREDIT Conundrums?! SOLVED! 8:13

2M ago8:13

8:13

Join host Suzi Beaver as she dives into the world of "Credit Conundrums," where our dedicated team at Castle & Cooke Mortgage goes the extra mile to turn homeownership dreams into reality! Featuring our VP of Credit Risk, this episode reveals how we tackle tough credit challenges—reaching out to Fannie Mae, double-checking guidelines, and finding c…

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Episode 147: How Sage Homes Redefines Luxury - Quality, Culture, and Vision 26:51

2M ago26:51

26:51

Send us a text What separates a good home from a truly great one? For Sage Homes, it’s uncompromising quality, obsessive attention to detail, and a culture that puts people first. In this episode of Loans Elevated, we sit down with Doug from Sage Homes to uncover: How Sage achieves flawless fit and finish—even where most builders cut corners Why cu…

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Condo VS House: Pros and Cons for First-Time Homebuyers 32:12

3M ago32:12

32:12

In this episode of BRICK by BRICK: Building Homeownership, host Suzi Beaver sits down with Andrea Jones from Lifestyle International Realty to break down the key differences between condos, townhomes, and single-family residences. Whether you're dreaming of low-maintenance living or more space for your growing family, we'll dive into the pros and c…

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Episode 146: The Jobs Report Is Lying to You (And It’s Costing You Money) 18:24

3M ago18:24

18:24

Send us a text The Bureau of Labor Statistics just dropped another jobs report and we’re calling BS. This week on Loans Elevated, we break down how massive downward revisions and the flawed “birth-death” model are painting a false picture of the labor market… and keeping mortgage rates higher than they should be. You’ll learn: How May & June’s job …

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Ep 5 - The Devil in the Details: Builder Contracts Explained with Matthew Motes 34:04

3M ago34:04

34:04

Having represented both builders and property owners, Attorney Matthew Motes brings a balanced perspective to construction law. He emphasizes that avoiding disputes often comes down to the “devil in the details” of your builder contract. In this episode, he unpacks key topics including the benefits of arbitration, Cost-Plus versus Fixed Fee payment…

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Top 5 Mistakes First-Time Homebuyers Make and How to Avoid Them 12:13

3M ago12:13

12:13

Join Suzi Beaver, your energetic guide from Castle & Cooke Mortgage, as she breaks down the top 5 mistakes first-time homebuyers often make—and shares practical tips to sidestep them. From skipping pre-approvals to ignoring hidden costs, Suzi draws on her 30+ years in the mortgage world to help you navigate the path to ownership with confidence. No…

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Mortgage 101: Unlocking the Basics of Home Financing 7:14

3M ago7:14

7:14

Did you know that over 60% of homebuyers don’t understand the difference between fixed and adjustable-rate mortgages? In this episode of BRICK by BRICK: Building Homeownership, Suzi Beaver, your energetic branch manager at Castle & Cooke Mortgage in Marshville, NC, breaks down the essentials of mortgages with passion and care! Join Suzi as she guid…

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Episode 145: Stuck Between Two Homes? Here’s the Smarter Bridge Loan Alternative 14:38

3M ago14:38

14:38

Send us a text Can’t buy your next home until you sell your current one? This week on Loans Elevated, we break down the smartest alternative to a traditional bridge loan—one that eliminates DTI roadblocks, minimizes fees, and gives you real leverage in this buyer’s market. You’ll learn: Why most bridge loans suck (and what makes ours different) How…

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Unlock Hidden Tax Perks of Homeownership 50:44

3M ago50:44

50:44

In this episode of Home and Finance Insights, host Kevin Mathews sits down with CPA George Graziano of Tax Plan Pros (Auburn, CA) to explore how homeownership impacts your income taxes. With decades of experience in tax planning and preparation, George shares valuable insights into the tax benefits of owning a home, including mortgage interest dedu…

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Episode 144: Will a New Fed Chair Lower Mortgage Rates? Here’s the Truth 23:48

3M ago23:48

23:48

Send us a text Jerome Powell is (likely) out. The Fed is about to pivot. But what does that actually mean for mortgage rates, buyers, and the housing market? In this episode of Loans Elevated, we break down the complex relationship between the Fed, inflation, bond markets, global uncertainty, and mortgage interest rates. Understand: Why replacing t…

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Welcome to BRICK by BRICK: 30 YEARS of BUILDING HOMEOWNERSHIP w/ Suzi Beaver 3:45

3M ago3:45

3:45

Hey everyone, I’m Suzi Beaver, your passionate branch manager at Castle & Cooke Mortgage in Marshville, NC, and I’m thrilled to welcome you to BRICK by BRICK: Building Homeownership! With over 30 years in the mortgage industry, I’ve seen it all—processing loans, selling homes, and guiding families—and I believe everyone has the right to own a home.…

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Episode 143: They Said You’d Regret Buying in 2022… Here’s the Truth in 2025 14:49

3M ago14:49

14:49

Send us a text Remember those people who said, “You’ll regret buying in 2022”? This week on Loans Elevated, we set the record straight and bring the data receipts. You’ll learn: What actually happened to home values since 2022 Why the average buyer has gained $30K–$60K+ in equity How temporary buydowns work (and why they weren’t a trap) Why waiting…

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Episode 142: The 5 Biggest Homebuying Myths Keeping You Broke in 2025 21:53

4M ago21:53

21:53

Send us a text The media is still pushing fear. TikTok is full of bad advice. And most buyers are sitting on the sidelines, waiting for a “better time.” In this episode of Loans Elevated, we dismantle the 5 most common homebuying myths with real math, real market stats, and zero fluff. You’ll learn: Why “waiting for rates to drop” is a financial tr…

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Episode 141: How to Buy a Home with $0 Out of Pocket in 2025 27:54

4M ago27:54

27:54

Send us a text Can you actually buy a home in 2025 with no money out of pocket? The answer is YES, and it might be the smartest financial move you make this decade. In this week’s episode of Loans Elevated, we dismantle the biggest myth in real estate (“you need 20% down”) and walk through real client strategies for buying homes with $0 cash out of…

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Cracking the Code with Paul Evans 14:26

4M ago14:26

14:26

Paul Evans, a six-year voting member of the International Code Council board, takes us behind the scenes of how residential building codes are crafted and adopted across Texas. He unpacks the intent behind these codes—and why pushing requirements too far can backfire. Paul also explains how most builders lean into performance-based models that not …

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Episode 140: What It Really Costs to Rent vs. Own in 2025 - F.U.E.L. w/ Jon Bass 27:12

4M ago27:12

27:12

Send us a text Everyone’s talking about affordability, but most of the conversation is dead wrong. It’s not just about the monthly payment. It’s about control, stability, and long-term financial leverage. In this episode of F.U.E.L. by Loans Elevated, we sit down with real estate agent (and former compliance officer) Jon Bass to unpack the real def…

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Mortgage Equity Partners Cash Offer Program: Participation Agreement Explained 9:55

4M ago9:55

9:55

In this episode, we break down the Mortgage Equity Partners Cash Offer Program Participation Agreement—highlighting the key terms, benefits, and expectations for all participating parties. Whether you're a real estate agent, loan officer, or homebuyer, this overview will help you understand how the program works, what you need to know before signin…

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Episode 139: Are Mortgage Points Worth It? Here’s the Truth No One Tells You 28:50

4M ago28:50

28:50

Send us a text A client walked into our office this week ready to pay 4 points on his loan, all because Google told him to. But here’s the problem: not only would it not get him the rate he wanted… it would’ve cost him thousands in the long run. In this week’s episode, we’re breaking down the real math and strategy behind mortgage points. You’ll le…

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Escrow Explained: What Every Buyer Needs to Know 42:50

4M ago42:50

42:50

In this episode of Home and Finance Insights, host Kevin Mathews sits down with seasoned title expert Tim Mikulin to break down the often-overlooked—but crucial—world of title and escrow. Whether you're a first-time homebuyer, homeowner, or a real estate professional, this conversation sheds light on the importance of title insurance and escrow, ho…

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Episode 138: Sell Like The Builder - The Strategy to Beat Rising Days on Market 14:08

4M ago14:08

14:08

Send us a text Listing inventory is rising. Days on market are climbing. Price reductions are creeping in. If you’re a real estate agent feeling the pressure, this episode is for you. In this tactical episode of Loans Elevated, we break down what we learned at Tom Ferry’s Listing Edge event and how we’re helping agents fight back using our Sell Lik…

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Episode 137: How to Recession-Proof Your Finances (Before It's Too Late) 26:11

5M ago26:11

26:11

Send us a text Are you prepared if the next recession hits? In this episode of the Loans Elevated Podcast, we break down exactly how to recession-proof your finances before it’s too late. We cover: Strategic mindset shifts that build resilience How to analyze your true monthly expenses Real-world hacks to reduce spending and boost savings Why a rec…

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Ep 3 - Cliff Kessler: Helping Californians Call Texas Home 24:58

5M ago24:58

24:58

Realtor Cliff Kessler, a top producer at the prestigious Allie Beth Allman & Associates in Dallas, shares his journey from California to Texas and what makes the Lone Star State such a great place to live. In this episode, Cliff discusses his passion for helping newcomers discover the opportunities that brought them here and thrive in their new com…

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Episode 136: Two Homes to $4 Million - The Simple Real Estate Plan Anyone Can Follow 39:03

5M ago39:03

39:03

Send us a text Most people think building wealth through real estate is complicated or out of reach, but what if all it took was two homes? In this special episode of Loans Elevated, we unpack a live talk we gave to the Salt Lake Board of Realtors about transformational real estate planning. You’ll learn why real estate is still the #1 path to weal…

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Episode 135: Would You Survive a Financial Crisis? Here’s Your Fire Drill 22:25

5M ago22:25

22:25

Send us a text What if your income dropped by 50%… tomorrow? What if the banks froze your credit lines and you had no access to cash? Could you survive the financial storm? In this episode of Loans Elevated, we run a complete financial fire drill—inspired by our latest blog post—to help you simulate worst-case scenarios before they happen. We cover…

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Episode 134: Holistic Mortgage Planning - The Financial Strategy No One Talks About 33:40

5M ago33:40

33:40

Send us a text Buying a home isn’t just about the payment. In this episode, we break down the truth behind holistic mortgage planning, why liquidity trumps low payments, and how smart leverage creates wealth—not stress. We cover: How to plan for future income (and avoid buyer’s remorse) When it’s smarter to pay off a car vs. put more down Why putti…