Best Homeownership Explained Podcasts (2025)

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What is DTI Ratio? Front vs Back End Explained for First-Time Buyers! 5:52

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11d ago5:52

5:52

Join Suzi Beaver in this energizing episode where she demystifies Debt-to-Income (DTI) ratios, a crucial piece of the mortgage puzzle for first-time buyers. Learn the key differences between front-end ratios (focusing on housing costs) and back-end ratios (including all debts), and discover typical lender requirements. Blessings! Suz CHECK OUT THES…

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Down Payment Alternatives: USDA and FHA Loans for First-Time Buyers 5:59

7h ago5:59

5:59

In this episode of Brick by Brick, your host Suzi Beaver dives into the real challenges of owning a home, especially when it comes to those daunting down payments. She breaks down awesome options like USDA and FHA loans that let you skip the traditional 20% down. We chat about why knowing your eligibility and loan limits is a game-changer, and I wa…

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E069: How Human Design & EFT Transform Business Success with Shakti Rios 30:00

20h ago30:00

30:00

Episode Overview Join host Nicole Saunches in this powerful conversation with business coach and trauma expert Shakti Rios, founder of Phnx Legacy. Discover how human design and emotional freedom technique (EFT) can revolutionize your approach to business, helping you work in alignment with your natural wiring rather than against it. In This Episod…

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KiwiSaver Is Like the All Blacks: Get Your Lineup Wrong and Be Crushed 11:50

2h ago11:50

11:50

KiwiSaver isn’t just a savings plan — it’s your financial future. And just like rugby, you can’t win the game if you pick the wrong lineup. Get your KiwiSaver settings wrong, and you’ll be outplayed, outmuscled, and left behind when it matters most.By Wealthhq

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Compass to Acquire Anywhere Real Estate: $4.2 Billion Deal Shakes the Industry 12:00

22h ago12:00

12:00

Welcome to Go Gaddis Real Estate Radio. I’m Cleve Gaddis, and my mission is simple—helping you move from novice to confident pro so that buying and selling real estate is clear, not scary.In this episode, we’re unpacking a $4.2 billion dollar merger that has the entire real estate world buzzing: Compass is set to acquire Anywhere Real Estate. What …

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Where Do You Want to Live When You Retire? Plus Atlanta Market Insights 12:00

24h ago12:00

12:00

Welcome to Go Gaddis Real Estate Radio, where we help you move from real estate novice to pro so you can buy or sell with total confidence. In this episode, Cleve Gaddis dives into the latest on the Metro Atlanta real estate market and shares insights every homeowner and buyer should know.We’ll also explore why Atlanta was recently named one of the…

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MV Realty’s Homeowner Benefit Program: Quick Cash or Costly Trap? 12:00

24h ago12:00

12:00

You’re listening to Go Gaddis Real Estate Radio, where our mission is simple: to help you move from novice to confident pro so buying and selling real estate can be done with total confidence.In this episode, Cleve Gaddis takes a hard look at MV Realty’s controversial “Homeowner Benefit Program.” Marketed as a way to get quick cash, the program has…

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Carmichael Farms Spotlight, Love It or List It?, and the Truth About Today’s Housing Market 12:00

1d ago12:00

12:00

Welcome to Go Gaddis Real Estate Radio. I’m Cleve Gaddis—here to help you move from novice to confident pro so you can buy and sell real estate without fear, confusion, or second-guessing.This week’s show is packed with insights for Metro Atlanta homeowners and buyers:Neighborhood Spotlight: We’re highlighting Carmichael Farms in Canton, a beautifu…

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Jacqui Spain: Mindset, Community, and Generational Wealth in Real Estate 23:16

4d ago23:16

23:16

In this episode of Brick by Brick, Suzi interviews Jacqui Spain, a realtor from Real Broker, who shares her journey from occupational therapy to real estate. Jacqui discusses her family life, the importance of community, and how her mindset has evolved in her new career. She emphasizes the significance of building relationships, understanding the r…

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Atlanta Real Estate Update, Dogwood Festival Woes, and Rising New Home Inventory 12:00

8d ago12:00

12:00

Show Teaser – Metro Atlanta Real Estate Update for the Last 7 Days, Dogwood Festival Financial Woes, and Rising New Home InventoryI’m Cleve Gaddis, and this is Go Gaddis Real Estate Radio—where we turn confusion into confidence so you can buy and sell with clarity, not anxiety. Whether you’re a first-time buyer, a move-up seller, or just real-estat…

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Generational Housing Boom: How Boomers, Millennials, and Gen Z Are Reshaping Real Estate 12:00

8d ago12:00

12:00

I’m Cleve Gaddis—this is GoGaddis Real Estate Radio. We help you go from novice to confident pro so life’s biggest real-estate moves feel clear, not scary. Questions or topic ideas? GoGaddisRadio.com—send us a note, nominate your Neighborhood Spotlight, and subscribe to the podcast. Let’s get to it.This generational housing boom isn’t just numbers …

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Neighborhood Spotlight: Summer Lake in McDonough, Homeownership Trends & Online Scam Awareness 12:00

8d ago12:00

12:00

In today’s Neighborhood Spotlight, we’re heading to Summer Lake in McDonough, a community with beautiful homes, great amenities, and strong curb appeal.But beyond neighborhoods, we’re tackling two major real estate and financial headlines. First, homeowner households are dropping for the first time since 2016. What does this mean for new buyers and…

1
The Generational Housing Boom: Millennials, Gen Z, and Baby Boomers Reshaping Real Estate 12:00

8d ago12:00

12:00

I’m Cleve Gaddis—and this is GoGaddis Real Estate Radio. We help you go from novice to confident pro so life’s biggest real estate moves feel clear, not scary. Questions or topic ideas? Visit GoGaddisRadio.com—send us a note, nominate your Neighborhood Spotlight, and subscribe to the podcast. Let’s get to it.Today, we’re talking about something tru…

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E068: Homeowner’s Insurance 101: Coverage, Gaps & Money-Saving Tips with Clive Gavin 45:10

16d ago45:10

45:10

Here’s a polished set of show notes that align with the style of your previous Selling St. Pete with Nicole Saunches episodes and integrate the transcript details you provided: Selling St. Pete with Nicole Saunches Guest: Clive Gavin, State Farm Insurance Agent (FL) Contact: (727) 799-4665 • [email protected] Episode Snapshot Homeowner’s insu…

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Bank Statement and Asset Loans: Flexible Paths to Your Dream Home 3:23

15d ago3:23

3:23

In this quick episode of BRICK by BRICK, join Suzi Beaver as she breaks down bank statement loans and asset loans—game-changers for self-employed folks or anyone with strong assets but tricky income proof. Discover how these flexible options can unlock your dream home without the usual tax return hassle. Remember, everyone has the right to own a ho…

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Signing Real Estate Documents as a Trust, LLC, or Corporation: What You Need to Know 12:00

15d ago12:00

12:00

Segment Teaser – Signing Documents as a Trust, LLC or Corporation: Sound Confusing?I’m Cleve Gaddis, and this is Go Gaddis Real Estate Radio, where our mission is simple: to help you go from real estate novice to expert so you can buy and sell with total confidence—without the stress and uncertainty that usually comes with life’s biggest investment…

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Oxford Mill Johns Creek Spotlight, Seller Concessions Explained, and What Buyers Are Searching For in 2025 12:01

15d ago12:01

12:01

Segment Teaser – In our Neighborhood Spotlight: Oxford Mill in Johns Creek; Seller Concessions—Deal Maker or Deal Breaker?; Buyers Are Looking and Search Trends Prove It!I’m Cleve Gaddis, and this is Go Gaddis Real Estate Radio—the show where we help listeners go from real estate novice to expert, so buying and selling can be done with total confid…

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Real Estate Legal Insights with Joe O’Kelley: What Buyers and Sellers Need to Know 12:00

15d ago12:00

12:00

I’m Cleve Gaddis, and this is Go Gaddis Real Estate Radio—the show that helps listeners move from real estate novice to expert, so buying and selling can be done with total confidence and without the worry that so often comes with life’s biggest investments.Let’s Talk: Visit GoGaddisRadio.com to ask questions, comment, push back, share ideas, or ev…

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Metro Atlanta Real Estate Update, Fainting Goat Vineyards, and Power Outage Preparedness 12:00

15d ago12:00

12:00

Welcome back to Go Gaddis Real Estate Radio! I’m Cleve Gaddis, your trusted voice for navigating the Atlanta real estate market. For most people, buying or selling a home is the single largest investment they’ll ever make—and it’s also one filled with the most worry. My mission is simple: to help you replace fear with confidence, uncertainty with c…

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Real Estate Tax Strategies Explained: 1031 Exchange, Passive Losses & Short-Term Rentals 39:35

17d ago39:35

39:35

Want to learn how real estate investors legally avoid capital gains taxes and maximize tax savings? In this episode, Kevin Mathews sits down with CPA and tax expert George Graziano to break down powerful real estate tax strategies every investor should know. We cover: ✅ What a 1031 Exchange is and how it lets you defer capital gains taxes ✅ Rules f…

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E067: Auto Insurance 101: Protecting Yourself on Florida Roads with Clive Gavin 32:15

20d ago32:15

32:15

In this episode of the Selling St. Pete Podcast, host Nicole Saunches sits down with Clive Gavin, a seasoned State Farm Insurance agent with over two decades of experience, to demystify the world of auto insurance. Whether you’re a daily commuter, a seasonal resident, or someone trailering a boat across Florida, understanding your coverage is essen…

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Ep 6 - The Owner-Builder Advantage with Patrick Harrington 15:49

23d ago15:49

15:49

Ever wondered what it really takes to build your own home—and whether you could pull it off yourself? In this episode of Building Savvy Bottom Line, host Beverly Smyrnas chats with Patrick Harrington of Blue Sky Consulting and Construction Services to unpack the rising trend of homeowners stepping into the role of general contractor. With years of …

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Grandparents Day Continued: Cleve’s Reflections 12:00

22d ago12:00

12:00

On this continuation of our Grandparents Day special on Go Gaddis Real Estate Radio, I’m taking a moment to get personal and share some of my own favorite memories of my grandparents.For me, grandparents weren’t just relatives—they were anchors in our family. I can still remember the little traditions, the meals, the conversations, and even the hom…

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Metro Atlanta Market Update & Dahlonega’s Gold Rush Days 12:00

22d ago12:00

12:00

This week on Go Gaddis Real Estate Radio, we’re starting off with the latest Metro Atlanta Real Estate Update for the past seven days. If you’re buying, selling, or just curious about where the market stands right now, I’ll walk you through the numbers and what they really mean for your next move.Then, in our “Something You Should Know About Atlant…

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Grandparents Day & Real Estate: How Moves Shape Families 12:00

22d ago12:00

12:00

This week on Go Gaddis Real Estate Radio, we’re celebrating Grandparents Day with a fun look at how real estate plays a bigger role than you might think in keeping families close.From downsizing decisions to multigenerational homes, grandparents are quietly becoming trendsetters in today’s housing market. Cleve and Tammie dive into questions like: …

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Grandparents Day Continued: How Lifestyle Shapes Housing Choices 12:00

25d ago12:00

12:00

On this segment of Go Gaddis Real Estate Radio, we’re continuing our Grandparents Day discussion with a closer look at the extracurricular activities, hobbies, and lifestyle choices that influence how grandparents think about real estate today.It’s not just about downsizing or moving closer to loved ones. Many grandparents are looking for homes tha…

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Unlock Your Home's Power: Crush High-Interest Debt with HELOCs and HELOANs 4:12

25d ago4:12

4:12

Hey there, future homeowners! I'm Suzi Beaver, and in this episode of BRICK by BRICK, we're diving into the game-changing world of HELOCs (Home Equity Lines of Credit) and HELOANs (Home Equity Loans). If you're buried under credit card bills or other high-interest debt, these tools can be your secret weapon to pay it off faster and smarter—often at…

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E066: Marine Maintenance Made Easy: A Conversation with First Time Marine’s Max McNary 17:57

27d ago17:57

17:57

Boating in Tampa Bay is a lifestyle—but it comes with its own set of challenges. From saltwater corrosion to keeping up with modern electronics, local boat owners often find themselves juggling repairs and upgrades at the worst possible times. In this episode of the Selling St Pete Podcast, host Nicole Saunches sits down with Max McNary, owner of F…

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Best Of August Segment 4 12:00

28d ago12:00

12:00

Best Of August Segment 4 by Cleve GaddisBy Cleve Gaddis

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Best Of August Segment 1 12:00

28d ago12:00

12:00

Best Of August Segment 1 by Cleve GaddisBy Cleve Gaddis

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Best Of August Segment 3 12:00

1M ago12:00

12:00

Best Of August Segment 3 by Cleve GaddisBy Cleve Gaddis

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Best Of August Segment 2 12:00

1M ago12:00

12:00

Best Of August Segment 2 by Cleve GaddisBy Cleve Gaddis

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QM vs. Non-QM Mortgages: Unlocking Doors for Non-Traditional Dreamers 4:50

1M ago4:50

4:50

Hey future homeowners! In this episode, we dive into the world of Qualified Mortgages (QM) and Non-Qualified Mortgages (Non-QM), breaking down their key differences, pros, and cons. QM loans offer stability with stricter guidelines and lower risk for lenders, but they might not fit everyone. Non-QM shines for those with non-traditional income—like …

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E065: Navigating Homeownership After Disaster: FHA 203h Loans Explained 15:28

1M ago15:28

15:28

In this episode of the Selling St. Pete Podcast, host Nicole Saunches welcomes back Andi Menaul from Goodwin Mortgage Group to discuss the impact of hurricanes Helene and Milton on the Tampa Bay area. They focus on the challenges faced by displaced families and explore the FHA 203h loan as a financial lifeline for those affected by the disasters. A…

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The Contract Traps Most Buyers and Sellers Never See Coming 12:00

1M ago12:00

12:00

When it comes to buying or selling a home, most people focus on the big numbers: price, down payment, interest rates, and closing costs. But here’s the truth — it’s often the fine print in your real estate contract that makes or breaks the deal. In this episode of Go Gaddis Real Estate Radio, I’m exposing the hidden contract traps that quietly cost…

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Contingency Offers Explained: Smart Move or Risky Bet? 12:00

1M ago12:00

12:00

On this episode of Go Gaddis Real Estate Radio, we’re tackling one of the trickiest parts of real estate transactions: contingency offers. Whether you’re buying or selling, these offers can completely change the dynamics of your deal — and knowing how to handle them could save you thousands.We’ll break down what a contingency offer really is, why b…

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Zoning Laws 101: What You Can — and Can’t — Build on Your Property 12:00

1M ago12:00

12:00

Your property might feel like it’s yours to do whatever you want with — but the truth is, city and county zoning laws often have the final say. Whether you’re dreaming of building a backyard cottage, adding a second story, starting a home business, or developing a multi-unit investment, zoning rules determine if it’s even possible. In this episode …

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Bill Ackman’s Big Idea: Should Fannie Mae and Freddie Mac Merge? 12:01

1M ago12:01

12:01

On this episode of Go Gaddis Real Estate Radio, we unpack billionaire investor Bill Ackman’s bold new idea: merging Fannie Mae and Freddie Mac into one giant “mortgage super-company.” What would this mean for homeowners, buyers, and the U.S. housing market?I’ll walk you through the history of Fannie and Freddie—from their origins in the Great Depre…

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CREDIT Conundrums?! SOLVED! 8:13

1M ago8:13

8:13

Join host Suzi Beaver as she dives into the world of "Credit Conundrums," where our dedicated team at Castle & Cooke Mortgage goes the extra mile to turn homeownership dreams into reality! Featuring our VP of Credit Risk, this episode reveals how we tackle tough credit challenges—reaching out to Fannie Mae, double-checking guidelines, and finding c…

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Fort Yargo, No Tax on Tips, and Your Metro Atlanta Real Estate Update 12:01

1M ago12:01

12:01

Atlanta’s real estate scene continues to move and shift, and in this episode, we’ve got your quick snapshot of what’s been happening over the past seven days—along with my own take on where the market might be headed next. We’ll also take a moment to step outside the city for a bit of local exploration. Today’s “Something You Should Know About Atla…

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The Mortgage Programs and Mistakes Most Buyers Never Hear About 12:00

1M ago12:00

12:00

You could be leaving thousands of dollars on the table and not even know it. In this episode of Go Gaddis Real Estate Radio, we’re shining a light on the mortgage programs and insider strategies most buyers never hear about. From VA, FHA, and USDA loans to state and local down payment assistance programs, you’ll learn how to find out what you quali…

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Busting Mortgage Myths: What You Really Need to Buy a Home 12:00

1M ago12:00

12:00

Think you need 20% down to buy a house? Or that your credit score has to be perfect? Not so fast. In this episode of Go Gaddis Real Estate Radio, we’re separating fact from fiction when it comes to getting a mortgage. Whether you’re a first-time buyer, thinking about refinancing, or simply curious about what it takes to qualify, this conversation c…

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Can You Buy Before You Sell? Contingent Offers, Neighborhood Spotlight, and a Fun Grocery Tip 12:00

1M ago12:00

12:00

On this episode of Go Gaddis Real Estate Radio, we’re spotlighting The Preserve in Lawrenceville and diving into the hot topic of contingent offers. If you’ve been wondering whether it’s possible to buy your next home without selling your current one first, this episode is for you.A listener from Norcross asks, “If we make an offer on a house, can …

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Condo VS House: Pros and Cons for First-Time Homebuyers 32:12

2M ago32:12

32:12

In this episode of BRICK by BRICK: Building Homeownership, host Suzi Beaver sits down with Andrea Jones from Lifestyle International Realty to break down the key differences between condos, townhomes, and single-family residences. Whether you're dreaming of low-maintenance living or more space for your growing family, we'll dive into the pros and c…

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Ep 5 - The Devil in the Details: Builder Contracts Explained with Matthew Motes 34:04

2M ago34:04

34:04

Having represented both builders and property owners, Attorney Matthew Motes brings a balanced perspective to construction law. He emphasizes that avoiding disputes often comes down to the “devil in the details” of your builder contract. In this episode, he unpacks key topics including the benefits of arbitration, Cost-Plus versus Fixed Fee payment…

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Atlanta Real Estate Market Update with Mitchell Palm – What the Numbers Really Say 12:00

2M ago12:00

12:00

Atlanta’s real estate market is shifting—but not always in the way the headlines suggest. Are we cooling off, heating up, or just settling into a new normal? In this episode of Go Gaddis Real Estate Radio, I’m joined by Mitchell Palm of Smart Real Estate Data, one of the leading experts on Atlanta housing trends, to break down exactly what’s happen…

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Atlanta Real Estate Trends, Hot August Events, and a Sad Goodbye to ‘Married to Real Estate’ 12:00

2M ago12:00

12:00

This week on Go Gaddis Real Estate Radio, we’re diving into the numbers, the fun, and a little bit of heartbreak in the Atlanta real estate scene.First, we kick things off with your Metro Atlanta Real Estate Update for the last 7 days—covering the latest data on new listings, pending sales, and market shifts that could impact your buying or selling…

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Whitlock Heights Spotlight & How to Spot a Ponzi Scheme 12:00

2M ago12:00

12:00

In this episode of Go Gaddis Real Estate Radio, we start with our Neighborhood Spotlight on Whitlock Heights in Marietta. This charming community offers a unique blend of character, convenience, and curb appeal — and we’ll share what makes it stand out for today’s buyers and homeowners.Then, we shift gears to talk about a topic that’s been making h…

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Atlanta Market Playbook: Expert Advice from Mitchell Palm 12:00

2M ago12:00

12:00

So, the data is in — but what do you actually do with it? Whether you’re buying, selling, or just curious about the value of your home, this episode of Go Gaddis Real Estate Radio could save you time, money, and stress. I’m joined again by Mitchell Palm of Smart Real Estate Data, one of Atlanta’s leading market experts, to share exactly how to play…

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Top 5 Mistakes First-Time Homebuyers Make and How to Avoid Them 12:13

2M ago12:13

12:13

Join Suzi Beaver, your energetic guide from Castle & Cooke Mortgage, as she breaks down the top 5 mistakes first-time homebuyers often make—and shares practical tips to sidestep them. From skipping pre-approvals to ignoring hidden costs, Suzi draws on her 30+ years in the mortgage world to help you navigate the path to ownership with confidence. No…