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GenWealth Financial Advisors Podcasts

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"I’m 58 and about 40% of my portfolio is in company stock from where I’ve worked for 25 years. Should I diversify even if it’s been performing well?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 66 and recently realized my IRA still lists my ex-spouse as the beneficiary. If I update it now, does that override my …
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Would you pay for your house for 50 years? The Trump administration is floating a plan to allow banks to offer 50-year mortgages—and while the headline sounds like “affordable homeownership,” the math tells a very different story. In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down what a 50-year mortgage really means for buyers, i…
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"I’m 60 and feel paralyzed every time the market drops. I’ve missed several rebounds because I waited too long. How do I stop letting fear run my portfolio?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 64 and financially ready to retire, but I just can’t bring myself to stop working. How do you know when it’s re…
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The S&P 500 has hit two all-time highs in the past two months — and it’s surged 85% since October 2022. That kind of run has many investors wondering: Is a pullback coming soon? In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down key historical data showing why a year-end rally is actually the most likely outcome — not a crash. Sin…
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"My spouse and I disagree on how much we need to retire. I think we’re fine with $1 million, she’s convinced we need $2 million. Who’s right — and how do we find out?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 66 and planning to downsize next year. We’ll have about $200,000 left over after the move. Should we …
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Social Security checks are getting a 2.8% cost-of-living adjustment in 2026 — but don’t get too excited. That’s only about $56 more per month for the average retiree. The problem? Healthcare costs are climbing faster than inflation, and Medicare premiums are expected to jump 11.6%, eating away nearly half of that “raise.” In this week’s Fastest Fou…
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"I’m 64 and retiring soon. I have the option to take a lump sum from my pension or monthly payments for life. How do I evaluate which one is better for us?" We're answering YOUR questions on this week's Get Ready For The Future Show! We’re 67 and 65 and just paid off our house. We’ve heard that having a trust avoids probate, but our estate isn’t th…
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The U.S. national debt just crossed $38 trillion — up $3 trillion in only 12 months. What does that mean for interest rates, inflation, and your retirement savings? In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down the real impact of America’s exploding debt and why it’s more than just a Washington headline. You’ll learn: Why eco…
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"I’m 65 and plan to work a few more years. I’ve got a good amount saved, but I’ve never actually thought through how I’ll turn that into income. Where do I even start?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’ve always contributed to a traditional 401(k), but my employer just added a Roth option. Should I swit…
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A new IMF report says President Trump’s tariffs haven’t hit the U.S. economy as hard as expected — and growth might even be stronger than feared. In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down the numbers: GDP growth projections: 2% in 2025 and 2.1% in 2026 Inflation is cooling faster than expected New trade deals may be offse…
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"I’m 62, just retired, and don’t plan to take Social Security until 67. Should I be converting some of my IRA to a Roth during these lower-income years?" We're answering YOUR questions on this week's Get Ready For The Future Show! We’re 70 and have three adult children. One is financially responsible, the other two—not so much. Can we structure our…
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Are we living through another stock market bubble? With headlines warning of “frothy markets” and “sky-high valuations,” it’s easy to feel like we’ve seen this movie before. But according to LPL Research, today’s AI-driven rally looks very different from the dot-com boom of the 1990s. In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks …
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"I’m 54 and getting serious about retirement planning. We’ve got about $500,000 saved, but no clear budget for what retirement will actually cost us. How do we figure that out?" We're answering YOUR questions on this week's Get Ready For The Future Show! I keep hearing about rebalancing your portfolio, but I don’t really understand what that means …
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A government shutdown began on October 1st, and while markets are still sitting at all-time highs, the impact could grow the longer it drags on. In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down: Why Social Security, Medicare, and Medicaid benefits keep flowing (but with possible delays) How a prolonged shutdown could trigger mar…
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"My wife wants to retire next year at 62, but I’d like to keep working until 68. What’s the best way to plan income and investments with two different timelines?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 60 and have both a traditional IRA and a Roth IRA. When the time comes, how do I know which one to withdra…
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Gold is having its “precious” moment, soaring more than 40% this year — its best run since 1979. But is it really the safe-haven hedge investors think it is? In this episode of The Fastest 4 Minutes in Finance, Scott Inman breaks down: Why gold prices are skyrocketing (weaker dollar, Fed rate cut expectations, central bank demand) The risks of trea…
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"I’ve got about $400,000 in an old 401(k) from a job I left years ago. Should I leave it where it is or roll it into something else now that I’m 55?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 61 and worried about inflation eating into our savings. We’ve got about $850,000 saved, but how do we protect our purch…
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The Fed has entered the second year of its rate-cutting cycle—so what does history tell us about stock market performance from here? In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down: How the S&P 500 has historically performed in year two of rate-cutting cycles. Why the outlook for 2026 depends heavily on avoiding a recession. Th…
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"How do you handle long term care if you don't qualify for long term care? What if I'm too old? What if I have health issues to preempt me from qualifying?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 59 and recently remarried. We both have adult kids and separate finances. How do we make sure our assets are pro…
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The Federal Reserve is expected to cut interest rates next week—possibly the first of several moves before Jerome Powell’s term ends. But what does that mean for unemployment, inflation, and the stock market? In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down: Why unemployment and inflation data are pushing the Fed toward cuts How…
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"I’m 58, own a small service company, and would like to retire around 65. I don’t have a formal succession plan or buyer lined up. What steps should I take now to transition out without leaving value on the table?" We're answering YOUR questions on this week's Get Ready For The Future Show! And we're joined by special guest Kaleigh Marsh, Employee …
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Is today’s stock market priced too high? Economist Brian Wesbury, Chief Economist at First Trust Advisors, has been warning that the market is overvalued by roughly 40% based on his fair value model of the S&P 500. In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down Wesbury’s analysis: Why rising Treasury yields could drag stock va…
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"We’re 53 and thinking about buying a rental property for income in retirement. What should we watch out for before jumping in?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 59 and not in great health. Should I take Social Security early just in case, or wait and hope for the best? My husband wants to keep workin…
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Consumer confidence just slipped to 97.4, sparking concerns about the economy. But is it time to panic—or stay the course? In this week’s Fastest Four Minutes in Finance, Scott Inman breaks down: What the consumer confidence index really measures Why younger Americans are driving the decline How tariffs and inflation are weighing on outlooks What i…
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"We’re 60 and worried we’re too conservative with our investments. We’ve got $850,000 but very little in stocks. Is it too late to adjust our risk?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 62 and just started collecting Social Security, but I also inherited a small IRA from my sister. What are the tax implic…
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Generation X may be headed toward retirement unprepared. According to recent studies, Gen Xers have lower savings, higher debt, and less financial confidence than other generations. In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down the numbers and shares 4 practical action steps every Gen Xer should take right now to avoid fallin…
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Retirement savings are front and center in Washington — and President Trump’s latest 401(k) proposals could impact how you save, invest, and access your money. In this week’s Fastest Four Minutes in Finance, Alec Daril breaks down the three biggest potential changes: Bigger Catch-Up Contributions – Why those 50+ could save even more before retireme…
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"We’re 58 and have never had life insurance. Is it still worth looking into, or have we missed the boat?" We're answering YOUR questions on this week's Get Ready For The Future Show! We're in our early 60s and just sold our business and netted about $1.4 million. How do we turn that into sustainable retirement income without blowing it? My spouse i…
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The markets are moving fast—and so should your strategy. In this week’s Fastest Four Minutes in Finance, John Shrewsbury breaks down seven key developments shaping the investment landscape in August 2025: Fed Rate Cut Watch – Why the next move could come in September Slowing U.S. Economy – Consumer weakness and rising delinquencies Big Tech Dominan…
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"I’ve been self-employed for years and never set up a formal retirement plan. At 55, is it too late to catch up — or should I just invest in a brokerage account?" We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ We’re 57 and have a paid-off house worth $500,000, but not much in retirement savings. Should we consider a …
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The U.S. economy roared back in Q2 with a surprising 3% GDP growth, but don’t be too quick to celebrate. In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down the mixed signals behind the headline number—from falling investment and cautious inventory spending to the lingering effects of President Trump’s tariff policy. We’ll unpack: …
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"We have around $900,000 saved, but most of it is in my accounts — not my spouse’s. Should we try to even that out, or does it not matter come retirement?" We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ I’m 60 and was recently offered a consulting role that pays well but has no benefits. Should I take it and delay re…
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President Trump wants Fed Chair Jerome Powell out—and markets are watching closely. In this episode of the Fastest 4 Minutes in Finance, Scott Inman breaks down the legal battle brewing, and why firing Powell may not have the impact Trump hopes. Here’s what you’ll learn: Whether a president can fire the Federal Reserve Chair—and under what conditio…
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"We’re 61 and 62 and just paid off our mortgage. Should we keep aggressively saving or start shifting toward preserving what we’ve already built?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’ve got $500,000 in a 401(k), but I’m burned out and considering a career break. I’m 53 — can I step away for a while without…
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The “One Big Beautiful Bill” just became law—and it’s already shaking up the financial landscape. In this episode of the Fastest 4 Minutes in Finance, Scott Inman breaks down the 6 most important takeaways from the 869-page legislation. Here’s what you’ll learn: Why the national debt is expected to increase despite $1.2 trillion in spending cuts Ho…
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"We’ve got around $750,000 saved, plan to retire in 8 years, but we’re really unsure about healthcare costs. How do we budget for premiums and unexpected medical expenses?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 47, single, and own a small business. What’s the easiest way to get started on a retirement plan…
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The market isn’t crashing—it’s just catching its breath. But if you’re tempted to sit on the sidelines until things “feel safe” again, this episode of The Fastest Four Minutes in Finance is your wake-up call. John Shrewsbury breaks down new research from J.P. Morgan showing how missing just the 10 best days in the market can cut your long-term retu…
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"We’re in our early 50s, and my wife is inheriting around $200,000. What’s the smartest way to use an inheritance in your prime working years?" We're answering YOUR questions on this week's Get Ready For The Future Show! My husband and I are considering buying long-term care insurance, but the premiums are steep. Is there a point where it no longer…
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As we head into the second half of 2025, volatility remains the norm, but what lies ahead for the markets and the economy? In this week’s Fastest 4 Minutes in Finance, Scott Inman discusses: The major questions LPL Research is addressing in its Midyear Outlook—from recession probabilities to Fed rate cuts. Why short-term volatility is no reason to …
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"We’re 55 and have about $500,000 saved, but most of it’s in real estate. Should we be worried about being 'asset rich, cash poor' in retirement?" We're answering YOUR questions on this week's Get Ready For The Future Show! We’re thinking about retiring abroad. Is that financially wise, or are we missing some big risks? I’m 49 and recently remarrie…
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Worried about your retirement in today’s uncertain world? In this week’s Fastest Four Minutes in Finance, John Shrewsbury explains how to navigate market volatility—whether you're building wealth or already retired. Learn why staying invested during turmoil can be a long-term win Discover the “bucketing strategy” to protect against inflation, timin…
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"I’m 63 and planning to retire next year. We’ve saved $920,000, but we’ve never worked with an advisor. Are we missing anything critical by going it alone this late in the game?" We're answering YOUR questions on this week's Get Ready For The Future Show! Should we knock out Parent PLUS loans before retiring or keep paying the minimum? My husband j…
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A recent report from the TIAA Institute and the Global Financial Literacy Excellence Center reveals a startling truth: most Americans are failing at financial literacy. In this episode of the Fastest Four Minutes in Finance, Scott Inman breaks down the results from a quiz taken by over 3,300 adults - and the numbers aren’t pretty. He also explores …
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On this episode of Get Ready for the Future Show, we’re tackling some big retirement questions with even bigger financial decisions. Angie from Jonesboro wonders whether to take a pension lump sum or monthly benefit — we break down the pros, cons, and how to truly compare them. Elisha, a 62-year-old widow still working part-time, wants to know the …
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Inflation cooled. Stocks surged. But is it smooth sailing ahead—or just the calm before the next curve? In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down the latest CPI data, sector gains, and what economists are saying about the Trump tariffs and inflation fears.By GenWealth Financial Advisors
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"My husband and I are both 55. We’ve saved about $400,000 so far and plan to retire at 67, but it doesn’t feel like enough. How can we tell if we’re way behind or just need to ramp things up a bit?" We're answering YOUR questions on this week's Get Ready For The Future Show! My job’s getting more stressful and I’d love to walk away next year. How d…
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"I’ve got $700,000 in retirement accounts and a $2 million term life insurance policy that expires at 70. I’m 63 now. Should I look at converting that to permanent coverage or just let it go?" We're answering YOUR questions on this week's Get Ready For The Future Show! We’re both self-employed, in our late 40s, and about $100,000 in a SEP IRA. Shou…
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"We have a mix of accounts—$850,000 in traditional IRAs and about $320,000 in a Roth IRA. We’re both 66 and about to retire. What’s the smartest order to draw from these accounts to keep our taxes low?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 62 and just got laid off. I’m eligible for Social Security but hav…
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