Straight talk about retirement, investments and your money. The Get Ready for the Future Show is Arkansas’ longest running and most listened to financial talk show.
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GenWealth Financial Advisors Podcasts

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GRFTFS: Figuring Out How Much Retirement Will Cost?
36:19
36:19
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36:19"I’m 54 and getting serious about retirement planning. We’ve got about $500,000 saved, but no clear budget for what retirement will actually cost us. How do we figure that out?" We're answering YOUR questions on this week's Get Ready For The Future Show! I keep hearing about rebalancing your portfolio, but I don’t really understand what that means …
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A government shutdown began on October 1st, and while markets are still sitting at all-time highs, the impact could grow the longer it drags on. In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down: Why Social Security, Medicare, and Medicaid benefits keep flowing (but with possible delays) How a prolonged shutdown could trigger mar…
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GRFTFS: Planning for Two Retirement Timelines?
36:20
36:20
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36:20"My wife wants to retire next year at 62, but I’d like to keep working until 68. What’s the best way to plan income and investments with two different timelines?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 60 and have both a traditional IRA and a Roth IRA. When the time comes, how do I know which one to withdra…
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Gold is having its “precious” moment, soaring more than 40% this year — its best run since 1979. But is it really the safe-haven hedge investors think it is? In this episode of The Fastest 4 Minutes in Finance, Scott Inman breaks down: Why gold prices are skyrocketing (weaker dollar, Fed rate cut expectations, central bank demand) The risks of trea…
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GRFTFS: What to Do with $400,000 in an Old 401(k)?
36:18
36:18
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36:18"I’ve got about $400,000 in an old 401(k) from a job I left years ago. Should I leave it where it is or roll it into something else now that I’m 55?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 61 and worried about inflation eating into our savings. We’ve got about $850,000 saved, but how do we protect our purch…
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The Fed has entered the second year of its rate-cutting cycle—so what does history tell us about stock market performance from here? In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down: How the S&P 500 has historically performed in year two of rate-cutting cycles. Why the outlook for 2026 depends heavily on avoiding a recession. Th…
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GRFTFS: What if You Don't Qualify for Long-Term Care?!
36:19
36:19
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36:19"How do you handle long term care if you don't qualify for long term care? What if I'm too old? What if I have health issues to preempt me from qualifying?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 59 and recently remarried. We both have adult kids and separate finances. How do we make sure our assets are pro…
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Fastest Four: Interest Rates Are Going Down?
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3:04
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3:04The Federal Reserve is expected to cut interest rates next week—possibly the first of several moves before Jerome Powell’s term ends. But what does that mean for unemployment, inflation, and the stock market? In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down: Why unemployment and inflation data are pushing the Fed toward cuts How…
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GRFTFS: Steps for a Business Succession Plan?
36:20
36:20
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36:20"I’m 58, own a small service company, and would like to retire around 65. I don’t have a formal succession plan or buyer lined up. What steps should I take now to transition out without leaving value on the table?" We're answering YOUR questions on this week's Get Ready For The Future Show! And we're joined by special guest Kaleigh Marsh, Employee …
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Is today’s stock market priced too high? Economist Brian Wesbury, Chief Economist at First Trust Advisors, has been warning that the market is overvalued by roughly 40% based on his fair value model of the S&P 500. In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down Wesbury’s analysis: Why rising Treasury yields could drag stock va…
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GRFTFS: Rental Property for Retirement Income?
36:18
36:18
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36:18"We’re 53 and thinking about buying a rental property for income in retirement. What should we watch out for before jumping in?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 59 and not in great health. Should I take Social Security early just in case, or wait and hope for the best? My husband wants to keep workin…
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Consumer confidence just slipped to 97.4, sparking concerns about the economy. But is it time to panic—or stay the course? In this week’s Fastest Four Minutes in Finance, Scott Inman breaks down: What the consumer confidence index really measures Why younger Americans are driving the decline How tariffs and inflation are weighing on outlooks What i…
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GRFTFS: Too Conservative with Our Investments?
36:17
36:17
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36:17"We’re 60 and worried we’re too conservative with our investments. We’ve got $850,000 but very little in stocks. Is it too late to adjust our risk?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 62 and just started collecting Social Security, but I also inherited a small IRA from my sister. What are the tax implic…
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Generation X may be headed toward retirement unprepared. According to recent studies, Gen Xers have lower savings, higher debt, and less financial confidence than other generations. In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down the numbers and shares 4 practical action steps every Gen Xer should take right now to avoid fallin…
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Retirement savings are front and center in Washington — and President Trump’s latest 401(k) proposals could impact how you save, invest, and access your money. In this week’s Fastest Four Minutes in Finance, Alec Daril breaks down the three biggest potential changes: Bigger Catch-Up Contributions – Why those 50+ could save even more before retireme…
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GRFTFS: Have We Missed the Boat On Life Insurance?
36:11
36:11
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36:11"We’re 58 and have never had life insurance. Is it still worth looking into, or have we missed the boat?" We're answering YOUR questions on this week's Get Ready For The Future Show! We're in our early 60s and just sold our business and netted about $1.4 million. How do we turn that into sustainable retirement income without blowing it? My spouse i…
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Fastest Four: 7 Urgent Market Updates Investors Can’t Ignore
4:29
4:29
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4:29The markets are moving fast—and so should your strategy. In this week’s Fastest Four Minutes in Finance, John Shrewsbury breaks down seven key developments shaping the investment landscape in August 2025: Fed Rate Cut Watch – Why the next move could come in September Slowing U.S. Economy – Consumer weakness and rising delinquencies Big Tech Dominan…
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GRFTFS: Self-Employed with No Formal Retirement Plan?
35:53
35:53
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35:53"I’ve been self-employed for years and never set up a formal retirement plan. At 55, is it too late to catch up — or should I just invest in a brokerage account?" We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ We’re 57 and have a paid-off house worth $500,000, but not much in retirement savings. Should we consider a …
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Fastest Four: Trump Tariffs & Investor Reactions
2:39
2:39
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2:39The U.S. economy roared back in Q2 with a surprising 3% GDP growth, but don’t be too quick to celebrate. In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down the mixed signals behind the headline number—from falling investment and cautious inventory spending to the lingering effects of President Trump’s tariff policy. We’ll unpack: …
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GRFTFS: Okay if Most of OUR Retirement Assets are in MY Accounts?
38:16
38:16
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38:16"We have around $900,000 saved, but most of it is in my accounts — not my spouse’s. Should we try to even that out, or does it not matter come retirement?" We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ I’m 60 and was recently offered a consulting role that pays well but has no benefits. Should I take it and delay re…
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President Trump wants Fed Chair Jerome Powell out—and markets are watching closely. In this episode of the Fastest 4 Minutes in Finance, Scott Inman breaks down the legal battle brewing, and why firing Powell may not have the impact Trump hopes. Here’s what you’ll learn: Whether a president can fire the Federal Reserve Chair—and under what conditio…
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"We’re 61 and 62 and just paid off our mortgage. Should we keep aggressively saving or start shifting toward preserving what we’ve already built?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’ve got $500,000 in a 401(k), but I’m burned out and considering a career break. I’m 53 — can I step away for a while without…
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Fastest Four: Takeaways from the Big Beautiful Bill
3:24
3:24
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3:24The “One Big Beautiful Bill” just became law—and it’s already shaking up the financial landscape. In this episode of the Fastest 4 Minutes in Finance, Scott Inman breaks down the 6 most important takeaways from the 869-page legislation. Here’s what you’ll learn: Why the national debt is expected to increase despite $1.2 trillion in spending cuts Ho…
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GRFTFS: Budgeting for Premiums and Medical Expenses?
36:12
36:12
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36:12"We’ve got around $750,000 saved, plan to retire in 8 years, but we’re really unsure about healthcare costs. How do we budget for premiums and unexpected medical expenses?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 47, single, and own a small business. What’s the easiest way to get started on a retirement plan…
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The market isn’t crashing—it’s just catching its breath. But if you’re tempted to sit on the sidelines until things “feel safe” again, this episode of The Fastest Four Minutes in Finance is your wake-up call. John Shrewsbury breaks down new research from J.P. Morgan showing how missing just the 10 best days in the market can cut your long-term retu…
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GRFTFS: Smartest Way to Use an Inheritance?
36:19
36:19
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36:19"We’re in our early 50s, and my wife is inheriting around $200,000. What’s the smartest way to use an inheritance in your prime working years?" We're answering YOUR questions on this week's Get Ready For The Future Show! My husband and I are considering buying long-term care insurance, but the premiums are steep. Is there a point where it no longer…
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As we head into the second half of 2025, volatility remains the norm, but what lies ahead for the markets and the economy? In this week’s Fastest 4 Minutes in Finance, Scott Inman discusses: The major questions LPL Research is addressing in its Midyear Outlook—from recession probabilities to Fed rate cuts. Why short-term volatility is no reason to …
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GRFTFS: Asset Rich & Cash Poor in Retirement?
35:59
35:59
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35:59"We’re 55 and have about $500,000 saved, but most of it’s in real estate. Should we be worried about being 'asset rich, cash poor' in retirement?" We're answering YOUR questions on this week's Get Ready For The Future Show! We’re thinking about retiring abroad. Is that financially wise, or are we missing some big risks? I’m 49 and recently remarrie…
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Worried about your retirement in today’s uncertain world? In this week’s Fastest Four Minutes in Finance, John Shrewsbury explains how to navigate market volatility—whether you're building wealth or already retired. Learn why staying invested during turmoil can be a long-term win Discover the “bucketing strategy” to protect against inflation, timin…
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GRFTFS: Missing Something Not Working with an Advisor?
36:15
36:15
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36:15"I’m 63 and planning to retire next year. We’ve saved $920,000, but we’ve never worked with an advisor. Are we missing anything critical by going it alone this late in the game?" We're answering YOUR questions on this week's Get Ready For The Future Show! Should we knock out Parent PLUS loans before retiring or keep paying the minimum? My husband j…
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Fastest Four: Americans Failing Financial Literacy
2:57
2:57
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2:57A recent report from the TIAA Institute and the Global Financial Literacy Excellence Center reveals a startling truth: most Americans are failing at financial literacy. In this episode of the Fastest Four Minutes in Finance, Scott Inman breaks down the results from a quiz taken by over 3,300 adults - and the numbers aren’t pretty. He also explores …
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GRFTFS: I changed jobs, how should I take my pension?
35:52
35:52
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35:52On this episode of Get Ready for the Future Show, we’re tackling some big retirement questions with even bigger financial decisions. Angie from Jonesboro wonders whether to take a pension lump sum or monthly benefit — we break down the pros, cons, and how to truly compare them. Elisha, a 62-year-old widow still working part-time, wants to know the …
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Fastest Four: Is the Market Back on Track or Headed for a Swerve?
3:13
3:13
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3:13Inflation cooled. Stocks surged. But is it smooth sailing ahead—or just the calm before the next curve? In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down the latest CPI data, sector gains, and what economists are saying about the Trump tariffs and inflation fears.By GenWealth Financial Advisors
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"My husband and I are both 55. We’ve saved about $400,000 so far and plan to retire at 67, but it doesn’t feel like enough. How can we tell if we’re way behind or just need to ramp things up a bit?" We're answering YOUR questions on this week's Get Ready For The Future Show! My job’s getting more stressful and I’d love to walk away next year. How d…
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Trump's latest bill contains a hidden provision that economists are calling a potential economic disaster. In this week's Fastest Four, Scott Inman is taking a look at Section 899 - dubbed the "Revenge Tax" - and how it could transform the ongoing trade war into something far more dangerous: a global capital war.…
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GRFTFS: Let My Life Insurance Policy Expire?
36:08
36:08
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36:08"I’ve got $700,000 in retirement accounts and a $2 million term life insurance policy that expires at 70. I’m 63 now. Should I look at converting that to permanent coverage or just let it go?" We're answering YOUR questions on this week's Get Ready For The Future Show! We’re both self-employed, in our late 40s, and about $100,000 in a SEP IRA. Shou…
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Are you afraid to spend your retirement savings? You're not alone. In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down the psychology behind why retirees often cling to a “just-in-case” mindset—hoarding their savings out of fear and uncertainty.By GenWealth Financial Advisors
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"We have a mix of accounts—$850,000 in traditional IRAs and about $320,000 in a Roth IRA. We’re both 66 and about to retire. What’s the smartest order to draw from these accounts to keep our taxes low?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 62 and just got laid off. I’m eligible for Social Security but hav…
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Is $1.26 million the new retirement goal? According to Northwestern Mutual's latest study, that's the average number Americans believe they need to retire comfortably. But here's the truth: retirement is personal—and relying on a national average might set you up for failure. In this episode of the Fastest 4 Minutes in Finance, Scott Inman unpacks …
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GRFTFS: Retirement Steps for Small Business Owner?
36:11
36:11
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36:11"46-year-old small business owner. Currently max a Roth out and have done so for years. What is the next step to set more away for retirement?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 58, still owe about $72,000 on my mortgage, and I’d like to retire at 62 - should we work to pay off the house first or keep …
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Markets are rallying on cooler inflation and a temporary truce in the U.S.-China tariff war—but is it too early to celebrate? In this week’s Fastest Four Minutes in Finance, Scott Inman breaks down the latest Consumer Price Index report, the impact of slashed Trump-era tariffs, and what it all means for your investments. Don’t get caught in short-t…
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GRFTFS: Saved $1.2M, But Will Our Plan Hold Up?
36:09
36:09
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36:09"We’ve saved around $1.2 million, and plan to retire in 4 years. With everything getting more expensive, I’m worried our retirement plan won’t hold up!" We're answering YOUR questions on this week's Get Ready For The Future Show! I know I need to sign up for Medicare, but I’m confused about what parts I really need and what it’s going to cost me. M…
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Is the housing market sending warning signs about the U.S. economy? In this episode of The Fastest Four Minutes in Finance, Scott Inman breaks down the latest earnings reports from the Big 4 homebuilders—D.R. Horton, Lennar, Pulte Group, and NVR—and what their forward guidance says about affordability, tariffs, and mortgage rates. With the S&P 500 …
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GRFTFS: Shift Investments to Keep Up with Inflation?
36:07
36:07
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36:07"Mostly been invested in stocks - what kind of shift should I make to keep up with inflation?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’ll be turning 40 soon and I have two kids - when does it make sense to invest in a 529? How could part-time work or freelancing in retirement affect my Social Security benefits…
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The headlines are buzzing: U.S. GDP just turned negative for the first time in two years, rattling markets and sparking fears of recession. But what’s really behind the numbers? In this week’s Fastest Four Minutes in Finance, Scott Inman breaks down the latest GDP report, explains how surging imports (and tariffs) played a major role, and reminds i…
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"Do I really need more than a basic will? What are the biggest mistakes people make with estate planning that I should be aware of?" We're answering YOUR questions on this week's Get Ready For The Future Show! What health coverage options should I look at to bridge a two-year gap if I retire early? How should I balance purchasing long-term care ins…
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Are you saving for decades only to be afraid to spend in retirement? In this episode, Scott Inman's looking at why most retirees consume 80% of their lifetime INCOME but only 50% of their SAVINGS. What barriers are creating this "retirement consumption puzzle?" Stop preserving wealth you've worked hard to build and start enjoying the retirement you…
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GRFTFS: For My Pension - Lump Sum or Monthly?
35:47
35:47
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35:47"I’ve got the option to take a monthly pension or a one-time lump sum. The monthly option seems like a good idea, but I don’t know if I’m missing something?" We're answering YOUR questions on this week's Get Ready For The Future Show! Can you explain how to plan for RMD withdrawals and avoid unexpected tax hits? How can I set my kids up for financi…
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This week on the Fastest Four Minutes in Finance, Scott Inman reveals a dramatic 20-year case study from T. Rowe Price showing how staying invested during market downturns created a $2 million advantage over trying to time the market. Learn why panic selling locks in losses, how recovery periods typically last only 3-6 months after corrections, and…
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Originally aired 4/9/2025 In this week’s GRFTFS, we’re joined by our Chief Investment Officer, Andrew Beatty, to take a look at the recent tariffs imposed by President Trump. What could this mean for the markets and the economy? And more importantly, what does this mean for YOU? If you've got a question for Andrew or the GenWealth Team, give us a c…
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