Best Gavin & Kaleb Podcasts (2025)

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The Retirement Conversation You Didn’t Know You Needed 15:14

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3d ago15:14

15:14

What if the biggest surprise in retirement isn’t financial at all—but discovering something new about the person you’ve shared your life with? In this episode, Mike Douglas explores how unexpected preferences, unspoken concerns, and shifting priorities often surface when couples start planning for retirement. Through real stories and relatable humo…

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Are Your Retirement Fears Quietly Costing You? 36:25

5d ago36:25

36:25

What happens when smart retirement decisions collide with real‑life fears? This episode from this past weekend’s radio show dives into the tension between tax strategy, Social Security timing, and the emotional roadblocks that keep retirees from spending confidently. Mike Douglas breaks down why withdrawal plans matter, how long‑term tax thinking c…

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Tax Prep vs. Tax Planning: What’s Costing You? 14:02

10d ago14:02

14:02

Are you just prepping for taxes, or actually planning for them? Mike Douglas breaks down the crucial difference between tax prep and tax planning, revealing how a forward-thinking strategy can help you keep more of your hard-earned money. Learn why integrating your financial, tax, and estate plans matters—and how avoiding siloed advice can make a r…

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The Paris Heist and Your Retirement: Are You Making Costly Mistakes? 55:32

12d ago55:32

55:32

What do a Paris jewelry heist and your retirement plan have in common? This episode reveals how simple mistakes—like weak passwords or one-dimensional financial strategies—can leave you vulnerable. Mike Douglas shares real stories and practical tips on diversifying your retirement plan, managing taxes, and building a life that goes beyond spreadshe…

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Beyond Simple: The Hidden Risks in Your Retirement Plan 15:48

17d ago15:48

15:48

What do the Louvre heist and your retirement plan have in common? Sometimes, simple solutions leave you exposed. Mike Douglas unpacks the most common financial mistakes retirees make, from relying on one “bucket” of money to ignoring taxes, inflation, and family preparedness. Learn why a purposeful, diversified strategy is key to protecting your we…

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Is Your Retirement Coach Stuck in the Past? 21:11

19d ago21:11

21:11

Is your retirement plan running on a playbook from a decade ago? Mike Douglas tackles why sticking to outdated strategies can cost you, the importance of proactive tax planning, and how building multiple income streams can protect your financial future. Hear real stories of retirees who revamped their approach and gained confidence in uncertain tim…

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The Inheritance Conversation: Why Silence Isn’t Golden 9:11

24d ago9:11

9:11

What happens when families avoid talking about inheritance? Mike Doulgas dives into the real-life drama of legacy planning, revealing why open conversations and financial education are crucial for preserving your legacy. Hear how secrecy can spark family conflict—and learn strategies to help your wealth last for generations. Schedule your complimen…

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From Saver to Spender: Seven Steps to Enjoy Your Retirement 16:20

1M ago16:20

16:20

Are you letting “spendophobia” steal your retirement joy? Certified financial planner Mike Douglas shares seven practical steps to overcome the fear of spending, from building a detailed financial plan to understanding the real purpose of money. Explore how mindset, habits, and life experiences shape your approach to retirement, and learn strategie…

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Spendophobia: Breaking Free from Retirement’s Biggest Fear 29:51

1M ago29:51

29:51

Are you ready to flip decades of saving into a life of spending—without regret? This weekend's radio show dives into “spendophobia,” the fear that keeps retirees from enjoying their hard-earned savings. Hear practical strategies, real-life stories, and how to transition from saver to spender, overcome scarcity mindsets, and make your retirement tru…

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Five 401k Changes That Could Upend Your Retirement Plan 21:38

1M ago21:38

21:38

What if the next big shift in your 401k isn’t on your radar? Mike Douglas breaks down five proposed changes that could reshape how you save for retirement—from caregiver credits and automated annuities to new rules on withdrawals and expanded plan access. Explore the pros, cons, and real-life implications of these ideas, plus practical tips for rev…

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Chili Cook-Offs & Retirement: Why Shortcuts Don’t Work With Your Money 31:03

1M ago31:03

31:03

What can a chili cook-off teach you about retirement planning? This past weekend’s show explores why shortcuts might work in the kitchen but can backfire with your finances. Mike Douglas shares real stories about RMDs, Roth conversions, and the importance of building a plan that fits your life—not someone else’s recipe. Plus, hear cautionary tales …

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Is Your Retirement Plan Missing Its Most Important Investment? 17:20

2M ago17:20

17:20

What does it really mean to “invest in yourself” as you approach retirement? This episode explores how taking ownership—like Sarah Blakely did with Spanx—can transform your financial future and your sense of purpose. Mike Douglas discusses why knowing who you are, what you want, and how you want to live matters as much as the numbers. Discover the …

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Is Your Retirement Plan Too Dependent on Superstars? 19:52

2M ago19:52

19:52

Is your retirement plan built to weather the chaos of year-end and market swings? This past weekend’s radio show explores why balance—not bold moves—wins in retirement, especially as interest rates shift and tech stocks dominate headlines. Mike Douglas breaks down the pitfalls of chasing trends, the importance of income security, and how to diversi…

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Three Steps to Survive an Unplanned Career Exit 14:40

2M ago14:40

14:40

What would you do if an unexpected job loss forced you into early retirement? Mike Douglas explores real stories and practical strategies for navigating sudden career changes five to ten years from retirement. Learn how to assess your financial needs, build a safety net, evaluate exit options, and keep your skills sharp to stay marketable in a rapi…

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Is Your Retirement Really Safe? The Hidden Risks Revealed 30:37

2M ago30:37

30:37

Is your retirement plan truly bulletproof, or are hidden risks lurking beneath the surface? In this episode from this past weekend’s radio show, Mike Douglas dives into the realities of market cycles, tax strategies, and the crucial decisions facing retirees. Hear real stories of families navigating income planning, annuities, and the complexities …

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Year-End Rush: Are Your Finances Ready for the Finish Line? 17:01

2M ago17:01

17:01

Why does the end of the year always feel like a race against the clock—and what does that mean for your finances? Mike Douglas dives into the essential year-end financial checklist, from maximizing retirement contributions and health savings accounts to the power of quarterly goals and charitable giving. Discover practical strategies to declutter y…

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Holiday Travel & Family Life | Stock Market Warning Signs | Building a Retirement Income Strategy 32:28

2M ago32:28

32:28

Is your financial future ready for the unexpected? This episode kicks off with real-life stories of holiday travel and family hustle, then Mike Douglas dives into Warren Buffett’s market red flags and the risks facing today’s investors. Discover how to build a retirement income strategy that weathers market storms, tackles taxes, and keeps your lif…

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Retirement Clickbait: Seven Moves That Could Wreck Your Future 13:56

2M ago13:56

13:56

Are you falling for retirement clickbait that could sabotage your future? This episode unpacks seven common moves that threaten your nest egg, from mistaking your 401k for a plan to overlooking hidden fees and home equity. Mike Douglas breaks down what really matters for retirement success, emphasizing strategy, education, and avoiding blanket advi…

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Tax Planning That Saves Your Nest Egg | Spending Strategies for a Fulfilling Retirement | Life Insurance Beyond the Basics 28:06

2M ago28:06

28:06

Think taxes are your biggest retirement risk? Discover how smart tax planning can preserve your savings, why most retirees struggle to spend confidently, and how life insurance can do more than just cover emergencies. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagra…

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401k Revolution: What Alternative Investments Mean for You 14:45

2M ago14:45

14:45

Are you ready for the 401k revolution? Mike Douglas unpacks the upcoming changes that will let everyday investors access alternative investments like hedge funds and private equity. Discover why diversification is both an opportunity and a risk, and learn the pitfalls of over-investing or misunderstanding complex options. With real-world analogies …

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Holiday Planning & Retirement Confidence | The Three Worlds of Money: Wall Street, Banks, Insurance | Tax Loss Harvesting Secrets 31:27

3M ago31:27

31:27

Confused by all the retirement advice out there? Mike Douglas kicks off with holiday planning and family milestones, then dives into the “three worlds of money”—Wall Street, banks, and insurance—and unpacks how tax loss harvesting can help balance your financial future. Get clear, practical insights to help you navigate retirement choices and avoid…

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Why Your Retirement Plan Needs More Than a Spreadsheet 11:17

3M ago11:17

11:17

By Mike Douglas

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Retirement Planning Feels Like “New Math” | Social Security & RMD Rule Changes | Personalized Advice vs. Big-Box Firms 29:55

3M ago29:55

29:55

Feeling lost in a maze of new retirement rules? Mike Douglas dives into why planning for retirement now feels like learning “new math,” explores the latest changes to Social Security and RMDs, and reveals how personalized advice can make all the difference compared to generic big-box solutions. Discover real stories of Michigan retirees navigating …

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Social Security Shake-Up: What’s Your Backup Plan? 15:01

3M ago15:01

15:01

Is Social Security really running out of money—and what can you do about it? Certified financial planner Mike Douglas breaks down the latest headlines, explains why relying on a single income stream is risky, and shares practical strategies for building a resilient retirement plan. Learn how to diversify your income, optimize taxes, and stay proact…

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Retirement Headlines: Fact, Fear, or Fiction? 32:05

3M ago32:05

32:05

Are financial headlines making you anxious about retirement? Michigan’s Retirement Coach, Mike Douglas, reveals how to cut through market noise and build a plan that brings confidence and clarity. From Fed rate drama to tax surprises, discover real stories and strategies for protecting income, managing risk, and minimizing taxes. Learn why a person…

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Five Secrets to a Retirement That Lasts 17:06

3M ago17:06

17:06

What’s the secret to a retirement plan that truly lasts? Certified financial planner Mike Douglas reveals five essential keys for building longevity into your finances and your life. From turning savings into a steady paycheck to spending with purpose and planning for life’s “what ifs,” this episode explores how shared values, smart tax strategies,…

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Retirement Tax Myths: Five Ways to Keep More of Your Money 16:19

3M ago16:19

16:19

Think taxes end when you retire? Think again! Certified financial planner Mike Douglas breaks down the five reasons every retiree needs a tax advisor. From understanding how retirement income is taxed to timing your withdrawals, using tax-loss harvesting, protecting your legacy, and leveraging a virtual family office, this episode reveals strategie…

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Retirement’s Goal Line: Are You Really Ready? 17:00

4M ago17:00

17:00

Are you ready for retirement’s “goal line”? Discover the five essential strategies every retiree needs: income planning, investments, insurance, tax tactics, and estate planning. Certified financial planner Mike Douglas shares real-life stories and actionable advice to help you avoid common pitfalls, balance growth with protection, and keep more of…

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Why Women Must Lead Their Financial Future 19:13

4M ago19:13

19:13

Women are set to inherit 80% of the $100 trillion wealth transfer—so why are they still being left out of financial planning conversations? In this episode, Mike Douglas tackles the outdated norms that exclude women from financial decision-making. From generational shifts to widowhood realities, he explores how advisors and families can better supp…

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Still Using Dial-Up to Plan Retirement? 17:23

4M ago17:23

17:23

Is your retirement plan stuck in the dial-up era? In this episode, Michigan’s Retirement Coach Mike Douglas breaks down the four outdated elements that could be dragging your financial future offline: old advice, old investments, old technology, and yes—even old advisors. From phantom capital gains to spreadsheet planning pitfalls, Mike explains wh…

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Healthcare Costs: The Retirement Expense Nobody Talks About 15:27

4M ago15:27

15:27

Venus Williams returned to tennis—for the health insurance. In this episode, Mike Douglas uses her story to spotlight a major retirement blind spot: healthcare costs. From Medicare premiums to long-term care, Mike shares real-life examples and four key strategies to help retirees plan for medical expenses without sacrificing their lifestyle. Schedu…

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Retirement Planning Isn’t One-Size-Fits-All 19:27

5M ago19:27

19:27

Is the 4% retirement withdrawal rule outdated? Certified financial planner Mike Douglas dives into why generic financial advice may not fit your life. From debunking national radio soundbites to explaining how bond yields and equity returns impact your income, this episode urges listeners to rethink retirement planning. Learn why personalized strat…

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The Five Pillars of Purposeful Retirement 10:05

5M ago10:05

10:05

What if retirement wasn’t the end—but the beginning of something more meaningful? In this episode, Mike Douglas explores how to retire with purpose, not just a portfolio. From mental and physical wellness to community, service, and faith, he outlines five key areas to help you thrive in your next chapter. It’s not just about money—it’s about living…

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Tax Prep vs. Tax Planning: Why It Matters More Than Ever 11:39

5M ago11:39

11:39

Think doing your own taxes in retirement is no big deal? It could be a six-figure mistake. In this episode, Mike Douglas breaks down the difference between tax prep and tax planning—and why the latter is critical as you shift from saving to spending. From Roth conversions to RMDs and business write-offs, Mike shares real-life strategies that can he…

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The Four-Step Plan to Retire Without Regret 11:19

5M ago11:19

11:19

We all dream about retirement—but are we actually planning for it? In this episode, Mike Douglas shares four powerful steps to help you turn your retirement dreams into reality. From front-loading your early retirement years to creating a “living inheritance” and protecting your legacy, Mike explains how to align your financial plan with your life …

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The Five Ages That Could Make or Break Your Retirement 13:50

5M ago13:50

13:50

Mariah Carey may not believe in birthdays, but the IRS sure does. In this episode, Mike Douglas breaks down the five key ages that shape your retirement tax strategy—and why ignoring them could cost you. From catch-up contributions at 50 to required distributions at 73, Mike explains how each milestone opens (or closes) a window of opportunity. Whe…

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Planning for 120: Is Your Retirement Built to Last? 11:29

6M ago11:29

11:29

What if you lived to 120—would your retirement plan survive? In this episode, Mike Douglas tackles the growing reality of extreme longevity and what it means for your financial future. From shifting retirement age expectations to the impact of medical breakthroughs, Mike explores how to build a plan that supports not just a long life, but a fulfill…

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Why Retirement Shouldn’t Feel Like a Roller Coaster 15:07

6M ago15:07

15:07

What do roller coasters and retirement have in common? In this episode, Mike Douglas draws a vivid parallel between thrill rides and market volatility, offering practical strategies to help you step off the financial roller coaster. From segmenting your income and managing risk to understanding the real impact of 401(k) limitations, Mike breaks dow…

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Don’t Let the Market Cancel Your Retirement Plans 18:17

6M ago18:17

18:17

What if your dream retirement trip could be wiped out by a market dip? In this episode, Mike Douglas explains how to protect your retirement lifestyle from volatility using a segmented investment strategy. From front-loading your “must-go” years to navigating 401(k) setbacks and milestone ages, Mike shares real stories and practical insights to hel…

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Claim Now or Wait? The Math Behind Social Security Timing 16:58

6M ago16:58

16:58

Is filing for Social Security early a smart move—or a fear-based reaction? Mike Douglas breaks down the real math behind early claims, income limits, tax traps, and survivorship strategies. From misunderstood stats to outdated loopholes, he explores what retirees might be missing when they rush to collect benefits. Whether you're planning for age 6…

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Tariffs and Taxes: What Do They Mean for Retirees? 18:26

7M ago18:26

18:26

Retirement is often a maze of financial decisions, but are you building the right safeguards for your future? Mike Douglas goes through the impact of tariffs, market timing, and the shifting taxation landscape affecting retirees. Highlighting strategies to preserve wealth and segment financial plans, listeners gain insights into managing their "old…

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Life After Work: Finding Fulfillment in Retirement 15:07

7M ago15:07

15:07

Are you retiring to something or just stepping away from work? Mike Douglas dives into the heart of retirement planning, exploring how purpose, legacy, and life goals shape your post-work years. Inspired by the story of Anne Schroeder, a 94-year-old who worked for 75 years, Mike highlights the importance of aligning your financial plans with what t…

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Are You Using Outdated Financial Rules for Your Retirement? 18:36

7M ago18:36

18:36

With retirement around the corner, it's time to rethink outdated financial rules. In today's world, applying strategies from 1995 to your retirement could leave you unprepared and vulnerable. Mike Douglas emphasizes the importance of personalized retirement planning, considering your unique needs, risk tolerance, and goals. Key actions include dete…

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5 Key Questions Before Rolling Over Your 401K 15:14

7M ago15:14

15:14

Are you ready to roll over your 401k without falling into tax pitfalls? Mike Douglas goes through the complexities of 401k rollovers. He explores essential questions to ask, such as understanding the type of money in your account and evaluating fees. He also discusses whether it’s better to leave some money behind for early access and how identifyi…

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Preparing for the Unexpected in Your Golden Years 19:36

8M ago19:36

19:36

Retirement can be full of surprises, and not all of them are welcome. Certified Financial Planner Mike Douglas discusses the importance of planning for the curveballs that life may throw at you after you retire. From market volatility to health care costs, he explores how to build a solid financial plan that anticipates both the expected and the un…

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Retirement Planning: The Avocado Analogy 19:05

8M ago19:05

19:05

Ever wondered how retirement planning is like picking the perfect avocado? Certified Financial Planner Mike Douglas explores the balance between enjoying life now and saving for the future. It emphasizes the importance of making the most out of healthy years and not delaying gratification too much, while also ensuring financial security for later y…

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Retirement Planning: The Essential Checklists 14:25

8M ago14:25

14:25

Are you emotionally and financially ready to retire? Certified Financial Planner Mike Douglas explores the crucial emotional and logical checklists needed for retirement. He discusses the importance of having a clear purpose after leaving work, managing depleting accounts, and communicating with your spouse about retirement plans. He also emphasize…

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How to Recession-Proof Your Retirement 19:30

8M ago19:30

19:30

Retirement planning doesn't have to be intimidating. Certified Financial Planner Mike Douglas explains how to protect your savings from market volatility and ensure a steady income throughout your retirement. By focusing on securing monthly income first and safeguarding future money, Mike emphasizes that retirees should aim for stability no matter …

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Tariffs Simplified: Explaining the Trade Deficit Plainly 17:52

9M ago17:52

17:52

Mike Douglas gives an objective overview of Trump’s tariff strategy and how the United States got into the trade deficits it’s currently in. He sheds light on how China and other countries have put themselves in advantageous positions regarding trade. Mike also provides historical context of where Nancy Pelosi once stood on trade imbalance with Chi…

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Addressing the Market Downturn | The 5 Things You Need To Do 15:37

9M ago15:37

15:37

Trump’s retaliatory tariffs have taken effect, and the markets have significantly dropped. So, what does this mean for your portfolio? Certified Financial Planner Mike Douglas shares 5 actionable things we need to do to keep our emotions in check amid market volatility: Stay focused on the long-term plan Review Your Withdraw Strategies Assess Your …