Best Forever Self Employed Podcasts (2025)

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How to start investing, and go from $5, to financial freedom. Webinar REPLAY 53:02

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2h ago53:02

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Think shares are too risky or too complicated? Think again. In this live webinar, Frances Cook is joined by Ruth Henderson from The Happy Saver, independent financial journalist and founder of The Bottom Line, Paul McBeth, and Dean Anderson, founder of investing platform Kernel. Together they’re going to break down how investing really works, witho…

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THE ART OF CONSCIOUS AGING WITH WAYNE LEHRER; Self Care Month Hacks: Walking, Sleepmaxing & Grandparenting; Centenarian Breakfast Secrets; How Drugs Are Increasing Deaths from Falls for Seniors; How Solo ...

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In this September episode, host and gerontologist, Sherri Snelling, talks with Wayne Lehrer, author of the new book, “The Art of Conscious Aging for National Healthy Aging Month. For CAREGIVER WELLNESS NEWS, Sherri dives into the secrets of living longer such as eating the breakfast foods that those who reach age 100 love for National Centenarian D…

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Why we financially sabotage ourselves, and how to stop 37:01

1d ago37:01

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Most of us don’t just make money mistakes, we repeat them. Why? Because our money beliefs and money psychology are quietly running the show. In this episode of Making Cents, financial journalist Frances Cook dives into how financial self-sabotage happens, with guest Nick Alcock, a tax debt coach and chartered accountant who uses financial therapy t…

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Using your home to buy investment property: smart or risky? 15:50

2h ago15:50

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Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money. If you’re thinking about property investment, there’s one word that always comes up - leverage. It’s the strategy of using your ho…

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What it’s really like to quit work forever at 30, with Captain FI 51:27

9d ago51:27

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It’s a fantasy many of us share: what if you could retire early, walk away from your job forever, and live life on your own terms by the age of 30? Would it be all freedom and fun… or would the reality look very different? In this episode of Making Cents, I talk to Captain Fi, one of Australia’s most well-known FIRE (Financial Independence, Retire …

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OBBBA Explained: Keep More of Your CRNA Income 5:57

10d ago5:57

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The OBBBA just delivered big tax wins for CRNAs. From locked-in low tax brackets to a larger standard deduction, these changes could save you thousands without adding extra shifts. You’ll also learn about new perks for parents, seniors, and charitable givers—plus why the SALT deduction increase matters if you live in a high-tax state. Tune in to se…

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No pay rise? How to ask for benefits instead 13:31

1d ago13:31

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Fast Money with Jim Mora on Sunday Morning with RNZ. Chatting everything from cost-of-living savings, how to pay off debt faster, how to get a pay rise or what to do next if a pay rise is turned down, and what's happening with the property market at the moment. Links Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo news…

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Side hustle mistakes that cost you time and money 15:23

7h ago15:23

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Side hustles can boost your money life, but only if you avoid the mistakes that tank most people early on. In this episode of Making Cents: Ask the Experts, we’re breaking down the most common side hustle mistakes, and how to avoid them. From financial pitfalls to admin overload, we’re giving you real, practical advice to help you start a side hust…

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How to find a financial adviser you can actually trust (In NZ) 41:12

1d ago41:12

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Finding a financial adviser in New Zealand can feel both overwhelming, and risky. With so many options, how do you know who to trust with your money, your KiwiSaver, your mortgage, or your retirement plan? In this episode of Making Cents, Frances Cook breaks down exactly how to find a financial adviser in NZ that you can actually rely on. We cover …

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Small changes to beat the cost of living 7:19

19d ago7:19

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Whether you're hitting the supermarket, or paying your regular bills, here are some quick ways to tackle the cost of living in your daily life. Frances Cook talks to the TVNZ Breakfast team about the ways to fight the price rises. Links Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money …

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These 3 pressure washing myths are BANKRUPTING beginners (myth #2 will shock you) 41:26

8d ago41:26

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Send us a text Busting The TOP 3 MYTHS About Pressure Washing | High-Ticket Business Secrets Revealed 🚫 STOP believing these pressure washing lies that are killing your profits! In this explosive episode, industry veterans Coty and Aaron destroy the most dangerous myths keeping beginners broke and struggling. 🔥 What You'll Discover: MYTH #1 BUSTED:…

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The KiwiSaver trap: why a common tactic can accidentally torpedo your nest egg 17:35

6d ago17:35

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Are you accidentally sabotaging your KiwiSaver? KiwiSaver is one of the most powerful tools New Zealanders have for growing wealth, but if you’re on autopilot, you could be losing tens of thousands of dollars without realising it. In this episode of Ask the Experts, we reveal the common KiwiSaver mistakes that are quietly shrinking your nest egg, a…

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The AI secret Google doesn't want contractors to know (changes everything) 17:48

9d ago17:48

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Send us a text GEO AI Local Search: What Contractors Need to Know About the Future of SEO Join Aaron and Chris Lonergan from Footbridge Media as they dive deep into the hottest topic buzzing in local service business circles: Generative Experience Optimization (GEO) and its impact on traditional SEO. In this episode, we break down: • What GEO actua…

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From Uber to dog poop: The side hustles people really get paid for 47:21

23d ago47:21

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Everyone wants a bit of extra cash, but are side hustles actually worth your time, or just another way to burn out? From driving for Uber to picking up dog poop, side hustles in New Zealand range from the weird to the wonderful. Some can bring in fast money to help with the cost of living crisis, while others might grow into a full-time business or…

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Cheapest Ways To Get MORE Leads In Pressure Washing 21:16

23d ago21:16

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Send us a text Support the show Get The "How To Actually Wash Course" Footbridge Media $199 Lean & Mean Deal Pressure Washing Customer Contract Chemicals & Equipment The Pros Use Come To The In-person Training. (Serious Starter Bootcamp) Aaron's InstagramBy Aaron Parker

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The Tax Break That Changed CRNAs Small Businesses Forever 8:58

25d ago8:58

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What if every dollar of your small business profit was taxed with no tax break? That was the reality before 2017. In this episode, we unpack the story of the Qualified Business Income Deduction (QBI)—from its creation in the Tax Cuts and Jobs Act, to its near expiration, to the sweeping bill that made it permanent. You’ll learn how this 20% deducti…

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GOLDEN GIRLS 2.0 INTERVIEW WITH SAVENIA FALQUIST OF HOMESHARE; Taylor Swift’s Caregiving News, Caregiver Grief Awareness & Help, Friendships & Health, Relaxation Day Tips, Parkinson’s and Golf, the Beach ...

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Our August episode has host and gerontologist, Sherri Snelling, talking with Savenia Falquist of HomeShare Oregon about a roommate finding service for older adults. Looking to support older adults who are living at home and help them with avoiding loneliness while also boosting their financial resilience, this is what we call “Golden Girls 2.0.” Sa…

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Cheap reno wins vs expensive fails: What adds real value 20:14

27d ago20:14

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Small fixes for a big win: it’s time for renovations that actually add value Not all renovations are created equal. Some upgrades could cost you thousands without adding a cent to your resale value. In this Ask the Experts episode of Making Cents, financial journalist Frances Cook is joined by Vanessa Williams from realestate.co.nz to reveal which …

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Outsmart the cost of living: Here’s why your wallet feels empty 53:57

28d ago53:57

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Why does life still feel so expensive? In this webinar, we break down what’s really driving the cost of living in New Zealand, and why your grocery bill, rent, and power costs keep climbing while tech and travel seem cheaper. You’ll learn: - The hidden forces pushing up the price of essentials - Smart ways to save on food and bills without giving u…

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How to quit the money guilt (without quitting your financial goals) 31:41

30d ago31:41

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Feeling guilty every time you spend money? You’re not alone, but it might be doing more harm than good. In this episode of Making Cents, we’re diving into why money guilt is one of the biggest mindset traps stopping people from saving, investing, or sticking to a budget. I’ll break down the psychology behind guilt and spending, and show you how to …

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Why New Zealanders are scared of the sharemarket 6:57

1M ago6:57

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A quick hit highlight clip from the April 2025 episode "Housing, KiwiSaver, and debt: Solving NZ’s biggest money issues with the Retirement Commissioner", with Jane Wrightson. Making Cents is supported by Kiwibank. Links Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbo…

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How to stay motivated when your money goals feel too big 18:49

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Ever felt like your financial goals are just too far away? Whether you're dreaming of financial independence, planning for early retirement, or just trying to build up a decent savings buffer, staying motivated over the long haul can be tough. In this Ask the Experts episode of Making Cents, we're talking about how to stay on track with your bigges…

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When stage 4 cancer hit, financial independence gave her room to breathe 35:03

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What if the worst happened, but you were financially ready? When Caroline Gordon was diagnosed with stage four bowel cancer, everything changed. But because she’d already built financial independence, she had something many people in crisis don’t: options. In this episode of Making Cents, we dive into how financial freedom became Caroline’s safety …

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How do banks decide if they'll lower interest rates - and are they going down more? 9:50

1M ago9:50

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Will your mortgage rate go down soon, or will banks keep them higher for longer? In this episode of Making Cents, financial journalist Frances Cook joins RNZ’s Nights on 14 August, to break down everything you need to know about New Zealand interest rates right now. We cover: How the Official Cash Rate (OCR) works and what it means for home loans T…

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We love Lotto, but investing loves us back 11:59

1M ago11:59

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Why we choose Lotto over investing, even when it’s irrational, and how to flip the script so investing feels just as exciting. A replay of a conversation with Wallace Chapman on RNZ's The Panel, from 11 August. Making Cents is supported by our friends at Kiwibank. Links Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo n…

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Roth IRAs: How High Earning CRNAs Slip Past the Income Limits 5:34

1M ago5:34

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Think you earn too much for a Roth IRA? Think again. This episode reveals the legal backdoor strategy that lets high earners unlock the powerful tax-free growth of a Roth IRA. You’ll learn the exact steps to make it happen, the perfect timing to maximize your gains, and the pitfalls—like the tricky pro-rata rule—you need to avoid. If you want to ke…

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From broke to thriving: Money fixes for self-employed and side hustlers 22:03

1M ago22:03

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Are you enjoying the freedom of self-employment - or just underpaid, overworked, and financially stressed? Running your own business can give you freedom, flexibility, and the chance to build something that truly works for you. But without the right systems in place, it’s also easy to end up burnt out, broke, and completely unprepared for the futur…

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“We sold everything and moved into a caravan” - creating financial freedom without the fat paycheck 41:18

1M ago41:18

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She hit financial freedom at 51, by downsizing to a caravan and selling the family trade business. It wasn’t a tech salary. It wasn’t an inheritance. It was good old-fashioned DIY thinking, property investment, and a whole lot of planning. In this episode of Making Cents, you’ll meet Charmaine Hands, who “re-lifed” in her 50s and built a whole new …

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How to stop guilt sabotaging your money goals 7:36

2M ago7:36

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The 1news Breakfast team have questions about how we can beat the guilt, and create systems to help us feel better about our money. A replay of the TVNZ segment from 5 August. Making Cents is supported by our friends at Kiwibank. Links Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money t…

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Are house prices about to drop more? What you need to know in 2025 17:13

2M ago17:13

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Are house prices about to drop more, or is this the bottom of the market? In this episode of Ask the Experts, we dig into what’s really going on with New Zealand’s housing market in 2025. Whether you’re a first home buyer, property investor, or current homeowner, understanding the true drivers behind NZ house prices is essential to making smart mon…

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Building FU money on an average income - "Enough is not a number, it's a decision" 40:29

2M ago40:29

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You don’t need a million dollars to reach financial freedom. In this episode of Making Cents, we’re breaking down how Germano Gomes built lifestyle freedom on an average income. No lottery win. No six-figure job. Just smart money moves. He paid off his mortgage in five years, lived simply, and built up enough FU money to say no to the traditional 9…

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Major money changes you need to know: protect your savings account, KiwiSaver cuts, and grocery fights 44:53

2M ago44:53

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There’s a wave of major money changes rolling through New Zealand, hitting everything from where you keep your savings, to what’s in your KiwiSaver, to the price of your weekly groceries. In this live Making Cents episode, Frances Cook is joined by Consumer NZ CEO Jon Duffy to break down what actually matters, and what you should do next. We cover:…

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Tax-Free CRNA Money in Retirement? Yes, Please. 6:58

2M ago6:58

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Imagine growing your money for decades and pulling it out tax-free in retirement. Sounds too good to be true? It’s not—if you know how to use a Roth IRA the right way. In this episode, we cover the simple rules every 1099 CRNA needs to know to take full advantage. Chapters: 00:00 - Introduction 01:23 - What is Roth IRA? 01:50 - Rule #1: How much mo…

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The real estate standoff: Buyers, sellers, and the gap no one wants to close 16:38

2M ago16:38

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Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money. Buyers vs Sellers: What’s really happening in NZ’s housing market right now? In this episode of Ask the Experts, we dive into the …

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Being too polite could cost you $240,850 33:16

2M ago33:16

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What if being polite was secretly draining your bank account? Welcome to Making Cents, the podcast for people who want financial freedom without giving up their coffee. I’m Frances Cook, a financial journalist and fellow financial freedom seeker who makes money simple for you. In this episode of Making Cents, I'm breaking down how to negotiate bett…

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NATIONAL DAY OF JOY WITH SAUDIA GAJADHAR – COMFORT KEEPERS; Sandwich Generation Month latest news & lifestyle changes, International Self-Care Day July 24, Rucking is the New Walking, Joy vs. Happiness ...

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Our July episode has host and gerontologist, Sherri Snelling, talking with Saudia Gajadhar, Chief Happiness Officer at Comfort Keepers about this year’s National Day of Joy survey among older adults and family caregivers and Comfort Keepers’ role in the new PBS documentary, “Caregiving.” In CAREGIVER WELLNESS NEWS, Sherri shares the latest stats to…

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How to get your boss to pay for your insurance 15:05

2M ago15:05

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Hate paying for insurance? What if you didn’t have to? Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money. Insurance is one of those financial to-dos that’s easy to ignore, until it’…

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Rentvesting: A fast look at pros and cons 6:51

2M ago6:51

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The 1news Breakfast team have questions about the good and bad of rentvesting. A replay of the segment from 22 July. Making Cents is supported by our friends at Kiwibank. Links Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/…

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"Why I gave up my dream home to rentvest instead" - Ilse Wolfe 43:29

2M ago43:29

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What if renting your dream home and building long-term wealth weren’t opposites? Welcome to Making Cents, the podcast for people who want financial freedom without giving up their coffee. I’m Frances Cook, a financial journalist and fellow financial freedom seeker who makes money simple for you. Today we’re diving into “rentvesting”, the strategy w…

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The pocket money debate: Should kids earn it or just get it? 14:52

2M ago14:52

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Should kids get pocket money, and what’s the best way to teach them to use it? Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money. Pocket money seems simple, but it can actually be o…

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Could you save on insurance, or should you cancel it? As well as grocery prices, house values, and how to survive NZ's money madness 19:08

2M ago19:08

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Fast Money with Jim Mora on Sunday Morning with RNZ. Chatting everything from why your groceries are so expensive, how to save money on insurance, why house prices are down, and how to get the best mortgage rate. Links Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox …

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Audit Horror = $36K Lost 4:48

2M ago4:48

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Are you a 1099 CRNA? Then this episode is for you. We tell the true story of a business owner who lost $36,000 because he didn’t keep receipts. He paid people in cash, didn’t write things down, and the IRS said, “No proof, no deduction.” Learn: Why saving receipts matters What the IRS needs to see Simple ways to stay organized If you want to keep m…

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Bitcoin made boring: How crypto going mainstream is changing how we invest into it 40:56

2M ago40:56

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Welcome to Making Cents, the podcast for people who want financial freedom without giving up their coffee. I’m Frances Cook, an independent financial journalist and fellow financial freedom seeker who makes money simple for you. Bitcoin and other cryptocurrencies are no longer just for tech bros and Reddit threads. As crypto edges closer to the mai…

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The mortgage mistake that’s costing you thousands (and how to fix it) 16:01

3M ago16:01

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Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money. Buying a house is one of the biggest financial commitments most people ever make, and unless you’re one of the lucky few born into…

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More food tips that'll save your budget (fast edition) 8:34

3M ago8:34

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A replay of a conversation with the 1News Breakfast team, on the best tips to save money from your food budget. Making Cents is supported by our friends at Kiwibank. Links Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/priva…

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AARP CAREGIVER ANSWER BOOK AUTHORS BARRY JACOBS & JULIA MAYER; Alzheimer’s & Brain Health Month Blood Tests, Popcorn Brain; Sunshine Cures for Alz and MS; Employer Wellness Month, Sound Bathing & Gardening ...

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For our June episode host and gerontologist, Sherri Snelling, talks with the authors of the new “AARP Caregiver Answer Book” – Barry Jacobs and Julia Mayer. They share some of the insights from the book including the difference in caring for a spouse versus an older parent, how and why families need to have the caregiving conversation, how to adopt…

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“Food shouldn’t be this expensive” - chef Alice Taylor on eating well for less 48:26

3M ago48:26

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Grocery prices have gone off the rails. Butter costs more than brunch, olive oil feels like a luxury item, and meat? Don’t even ask. It’s enough to derail your entire budget, and for many Kiwis, it already has. In this episode of Making Cents, I’m joined by Chef Alice Taylor, the force behind @AliceTaylorEats, whose cheap, delicious, and realistic …

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One in three NZers 'accidentally' bought a house? Here's how 18:16

3M ago18:16

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Welcome to Ask the Experts, where each week we talk to industry insiders to get the inside word on what’s happening in the market, and what that means for the tactics that you should use to make the most of your money. Here’s a wild stat to kick things off: almost one in three New Zealanders have accidentally bought a house. Not just wealthy invest…

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Quick Hit: Is a revolving credit mortgage worth it? 4:17

3M ago4:17

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A highlight clip from the February 3rd episode, “From how I invest, to getting rid of the mortgage fast: A chaotic Ask Me Anything episode”, with Frances Cook Links Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for …

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Should you invest in gold? 23:37

3M ago23:37

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Welcome to Making Cents, the podcast for people who want financial freedom without giving up their coffee. I’m Frances Cook, an independent financial journalist and fellow financial freedom seeker who makes money simple for you. Has the world gone mad, and is that why gold prices are hitting record highs? With inflation, war, and market instability…