Best Finreg Podcasts (2025)

1
All I Want for Xmas Is a OCC Digital Charter 34:46

Play Pause

8d ago34:46

34:46

As the year comes to a close, the OCC approved five crypto-related firms for new charters, a move that could have big consequences for the banking industry writ large. Ian Katz, managing partner at Capital Alpha Partners, discusses why the approvals happened, what they mean, and why banks may sue. He also tackles the other big issues of 2026 - M&A,…

1
Inside the 2025 Bank Reg U-Turn 42:15

22d ago42:15

42:15

It's safe to say 2025 has marked a dramatic change from the Biden-era bank regulatory agenda. The Trump-appointed regulators are talking about rethinking supervision, capital, and the Fed's entire approach to liquidity. What does this mean for banks and the system overall? Karen Shaw Petrou, managing director of Federal Financial Analytics, breaks …

1
Is this the End of the CFPB? 38:25

1M ago38:25

38:25

The Trump administration is refusing to take funds to pay for ongoing operations at the Consumer Financial Protection Bureau, arguing the funding structure is illegal. What does this mean for the agency's future, including its recent efforts to curb the small business lending data rule and define open banking? Kate Berry of American Banker and Evan…

1
As Crypto Talks Heat Up Again, Can Congress Cut a Deal? 39:00

2M ago39:00

39:00

Senate negotiators have started talking again on a crypto market structure bill after a breakdown in discussions earlier this year. Does the bill have momentum? Brendan Pedersen, the financial services reporter for Punchbowl News, breaks down the latest around the legislation, what it means for banks, and whether bank efforts to close loopholes aro…

1
Why Gutting the CDFI Fund Hurts Banks, Communities 31:00

2M ago31:00

31:00

As the government shutdown drags on, the Treasury Department fired the entire staff of the CDFI Fund, a program with substantial bipartisan support. Dennis Ammann, CEO of People's Bank, a CDFI in Mississippi, and Jeannine Jacokes, CEO of the Community Development Bankers Association, discuss the impact on CDFIs nationwide and why it has alarmed law…

1
The Battle Over the Fed's Future 41:37

3M ago41:37

41:37

Aaron Klein, senior fellow at the Brookings Institution, explains how the Supreme Court is likely to react to President Trump's efforts to fire Fed Gov. Lisa Cook, and what it means for the central bank's future as well as monetary policy. Klein also details how crypto is fighting banks' attempt to prevent stablecoins from paying interest or reward…

1
HFSC Chair Hill on Agenda, Crypto, Fraud & Housing 30:52

3M ago30:52

30:52

More than two dozen bills dedicated to Making Community Banks Great Again have passed House Financial Services Committee. Panel Chair French Hill handicaps which will have the most impact and what is most likely to be enacted. He also discusses the latest on the crypto market structure bill, how regulators can help banks in the fight against fraud,…

1
Anchorage Digital: Inside the First Crypto Bank 38:01

4M ago38:01

38:01

Nathan McCauley, Cofounder and CEO of Anchorage Digital, discusses how his institution obtained the first OCC digital trust charter five years ago, how it has changed his business, and why other crypto firms are rushing to apply for the same charter now. He also discusses stablecoins vs. crypto, and the changing attitudes around debanking.…

1
Stablecoins, Tokenized Deposits and the Race to Win the Future of Money 46:43

5M ago46:43

46:43

Alex Johnson, founder and publisher of FinTech Takes, sorts through what happens now that Congress has passed a new law to regulate stablecoins. Will stablecoins take over finance, and if so, are they a bigger threat to banks or money market mutual funds? What are the use cases for stablecoins vs. tokenized deposits? Can big banks beat stablecoin i…

1
What the Fight Over Fed's Powell is Really About 29:25

5M ago29:25

29:25

Victoria Guida, economics correspondent and columnist for Politico, talks about President Trump's reported decision – and then quick reversal – of a move last week to oust Jerome Powell as chairman of the Federal Reserve Board. She goes behind the scenes on what the president is telling allies, how GOP lawmakers view the situation, and why firing P…

1
Why Crypto Firms Are Lining Up to Charter Banks 33:30

6M ago33:30

33:30

Crypto firms often pitch themselves as an alternative to and the future of traditional finance. So why are firms like Ripple, Circle, Wise and Erebor attempting to charter banks? Penny Crosman, executive editor for technology at American Banker, talks about what's going on, how regulators will view these applications, and whether banks plan to figh…

1
A Backdoor Way to Merge Bank Regulators? 25:47

6M ago25:47

25:47

Todd Phillips, assistant professor at Georgia State University's Robinson College of Business, discusses the latest attempt to merge bank regulatory agencies and what that means for efforts in this area. He also discusses reported discussions by Walmart and Amazon to start stablecoins, and the potential impact on banks.…

1
You Say You Want a (Global Payments) Revolution 45:27

6M ago45:27

45:27

Tom Halpin, the regional head of North America Global Payment Solutions for HSBC, talks about how AI and new technologies are changing domestic and global payments—and what that means both for his bank and the industry. He also tackles where AI can help (or hurt), the status of the FedNow roll out, and concerns around CBDCs and stablecoins.…

1
Are Banks Really Ready for AI? 45:14

7M ago45:14

45:14

Kiah Haslett, banking and fintech editor for Bank Director and FinXTech, talks about how Wall Street giants like Bank of America and community-focused lenders are training their teams to be savvy AI users. She also shares insights about an upcoming FinXTech report on why community banks need a comprehensive data strategy, and federal regulators' de…

1
After a Fraud, this Bank Refused to Give Her Money Back. Now She's the CEO. 39:01

7M ago39:01

39:01

While serving in the Oklahoma National Guard, Jill Castilla returned home to find a family member had stolen her money. The bank refused to give her the money back. Decades later, she now leads that bank, Citizens Bank of Edmond, and has used it to launch a digital bank aimed at servicemembers to ensure others don't suffer the same fate. She also t…

1
Politico's Sutton on China Tariff Deal, Behind the Scenes at Milken 24:35

8M ago24:35

24:35

Sam Sutton, the author of Politico's Morning Money, discusses the impact of the Trump Administration's recent deal to reduce tariffs on China, and what Wall Street and bankers were worried about — publicly and privately — at last week's Milken Institute gathering.By IntraFi

1
Inside Dems Surprising Turn Against the Stablecoin Bill 46:22

8M ago46:22

46:22

Brendan Pedersen, author of Punchbowl News' The Vault, talks about why key Democrats withdrew support for a bill to regulate stablecoins, how House Financial Services Committee GOP are targeting CFPB, and why an effort to overturn the medical debt rule appears to have failed for now.By IntraFi

1
UK's New Crypto Regulatory Framework 2025: A Deep Dive into the FCA's Latest Rules 26:23

8M ago26:23

26:23

In this emergency episode, Wayne and Gareth dissect the UK's newly announced comprehensive crypto asset regulation framework. They explore how the FCA has adapted existing financial regulations to create a new regime for crypto assets, covering everything from stablecoin issuance to trading platforms. The discussion breaks down key timelines for im…

1
There’s Always a FinReg angle: Just how prepared is Europe for T+1? Plus more crypto custody musings 24:16

8M ago24:16

24:16

The FinReg experts are back to discuss how European market participants are preparing for T+1 in comparison to their US counterparts, along with chat about the US crypto custody scene after the final hurdle for incumbent custodians was recently overcome. Hosted on Acast. See acast.com/privacy for more information.…

1
Is This the End of the Fed and CFPB As We Know Them? 36:07

8M ago36:07

36:07

President Trump is flirting with the idea of firing Fed Chairman Jerome Powell while the administration is attempting to lay off 90% of the CFPB's employees. John Heltman, Washington bureau chief of American Banker, and Kate Berry, the paper's consumer reporter, discuss what's next for these two agencies.…

1
How Tariffs Impact Banks, Bessent's Ambitious Agenda & Stablecoin Fears 31:21

8M ago31:21

31:21

Jaret Seiberg, managing director at TD Cowen, talks about how the uncertain economic environment—and changing policies regarding tariffs—are impacting banks large and small. He also tackles Treasury Secretary Scott Bessent's bank regulatory agenda, whether the Trump administration can successfully accomplish GSE reform and the significant risks to …

1
Why State Regulators Are Worried About Stablecoin Legislation 37:35

9M ago37:35

37:35

Brandon Milhorn, the CEO of the Conference of State Bank Supervisors, details his concerns about bills fast-tracked in Congress that would give regulatory guardrails for stablecoins. The state regulators he represents say it would open the door to mixing banking and commerce, disintermediate banks and give too much power to the federal government.…

1
What the Hell Is Going on with the GSEs? 27:00

9M ago27:00

27:00

Katy O'Donnell, the financial services reporter for Politico, dives into a series of surprising moves by new FHFA Director Bill Pulte, including firing the CEO of Freddie Mac, appointing himself chair of both GSEs, and cutting programs.By IntraFi

1
What the Hell is Going On: CDFI, CFPB Edition 29:20

9M ago29:20

29:20

The Trump administration unexpectedly targeted the Community Development Financial Institution Fund, touching off concern among bankers and their representatives that the bipartisan program could be eliminated. Ryan Tracy, who covers financial regulation and banking for Capitol Account, explains what happened, why, and the future of CDFIs. We also …

1
There’s Always a FinReg angle: Early thoughts on T+1 challenges in Europe and big changes land in the US 27:19

9M ago27:19

27:19

The FinReg experts are back after an episode where they predicted a bumpy ride in 2025 to discuss what has already occurred in the first three months of the year in the US, while addressing the big talking points as T+1 preparation officially kicks off in Europe. Hosted on Acast. See acast.com/privacy for more information.…

1
The Evolution of Financial Regulation: Traditional Funds Meet Crypto Innovation 28:16

9M ago28:16

28:16

In this episode of Fair, Clear, and Not Misleading, industry experts dive into crucial updates about the Overseas Funds Regime (OFR) and explore whether fund prospectuses qualify as financial promotions. The discussion shifts to the evolving crypto regulatory landscape, including recent FCA enforcement actions against Bitcoin ATMs and the challenge…

1
How Treasury's Bessent Is Upending Bank Regulation 31:26

9M ago31:26

31:26

Not that long ago, the Treasury secretary mostly took a back seat to the banking agencies in crafting policy, stepping in only during times of crisis. Not anymore. Karen Shaw Petrou, managing partner of Federal Financial Analytics, discusses Treasury Secretary Scott Bessent's expansive view of his own role, why he's taking charge, and what it means…

1
Zelle Chief on Fraud, Friction and Future 29:11

10M ago29:11

29:11

Cam Fowler, the CEO of Zelle parent company Early Warning Services, talks about the peer-to-peer payment system's rapid growth, the furor around fraud, and its new digital wallet, Paze. Fowler explains how the company is working to make the platform safer for consumers and why he believes shared accountability is the best approach to stopping crimi…

1
Rep. Lucas on Fed Independence, Bank Supervisory Role 25:31

10M ago25:31

25:31

Rep. Frank Lucas, the chair of a newly created Congressional task force on monetary policy, discusses the panel's agenda and upcoming hearings, the first of which takes place this week. The Oklahoma Republican grapples with two separate questions: should the Fed be independent and should it have a direct role in banking supervision?…

1
What the Hell is Going On, Part II: Merging OCC, FDIC? 32:48

10M ago32:48

32:48

The Trump administration wants to fold the FDIC's bank oversight duties into the OCC without congressional approval. Evan Weinberger, a banking correspondent at Bloomberg Law, details the ramifications for community banks, what's already happening at both agencies, and what may happen next.By IntraFi

1
What the Hell is Going On? A Banker's Guide to D.C. 44:20

10M ago44:20

44:20

Victoria Guida of Politico and Brendan Pedersen of Punchbowl News sort through how and why the Trump administration is remaking banking regulation. Is the CFPB neutered for the next four years or maybe forever? Will the OCC take over the FDIC's exam functions? Why did big bank CEOs meet with the Senate Banking Committee? What's DOGE up to at Treasu…

1
The Human Side of Financial Compliance: Banking, Grandmas, and QR Codes 32:35

11M ago32:35

32:35

Join Wayne and Gareth on Fair, Clear and Not Misleading - a fresh and insightful podcast that dives deep into the world of financial promotions, regulatory compliance, and consumer protection. Recently celebrating their FCA authorisation as the second firm to become a financial promotion approver, the hosts share real-world experiences and practica…

1
Bank Supervision Needs "Complete Change in Focus" 33:51

11M ago33:51

33:51

Greg Baer, the CEO of the Bank Policy Institute, argues that bank supervision has gone off course, focusing on the wrong areas and making the system less safe. He outlines how he and big banks would recommend fixing it. He also discusses stress test and AML reform, new liquidity rules, Basel III, CFPB and more.…

1
There’s Always a FinReg angle: Get ready for a bumpy ride in 2025 34:16

11M ago34:16

34:16

The FinReg experts are back for a new season to discuss what’s hot on the agenda at the start of 2025 including talk of deregulation, a potential delay to US Treasury Clearing, the axing of SAB 121 and its broader impact on servicing digital assets, along with much more. Hosted on Acast. See acast.com/privacy for more information.…

1
Fmr. Sen. Toomey: Why Debanking Crypto Occurred—And How to Solve It 33:12

11M ago33:12

33:12

Former Sen. Pat Toomey, R-Pa., one of the first lawmakers to sound alarms about the debanking of crypto firms , talks about President Trump's accusation that large banks are systemically debanking conservatives, and what he thinks is really going on. That includes how policymakers could fix the issue permanently and why some proposed solutions migh…

1
The Ins and Outs of Crypto Frictions 40:57

11M ago40:57

40:57

In this episode of The Fair, Clear, and Not Misleading podcast, hosts Wayne Green and Gareth Malna discuss the concept of "frictions" in the realm of cryptocurrency. They explain frictions as a set of rules designed to slow down consumers in their purchase journey for crypto, preventing impulsive or emotional purchases and ensuring thoughtful inves…

1
What Is a Financial Promotion Anyway? 38:24

11M ago38:24

38:24

In this latest episode, hosts Gareth and Wayne are joined by policy consultant Charles Swan, non executive director at Englebert. The trio delves into the nuanced topic of financial promotions, exploring the differences between regulatory and marketing perspectives. They discuss various scenarios, including the implications of buy buttons, retweets…

1
Navigating User Onboarding and Regulatory Compliance in Crypto 35:02

11M ago35:02

35:02

Dive into the complex world of cryptocurrency with Wayne Green and Gareth Malna in the next episode of the Fair, Clear, and Not Misleading Podcast. This episode is a treasure trove of insights for both crypto enthusiasts and fintech builders, as they delve into user onboarding, categorisation, and the role of data in the high-risk crypto asset mark…

1
From FOMO to Regulation: The Evolution of Crypto Investments 37:59

11M ago37:59

37:59

This episode of the Fair, Clear, and Not Misleading podcast explores the origins and implications of financial promotion rules, particularly in relation to high-risk investments and cryptocurrencies in the UK. Hosts Wayne Green and Gareth Malna, co-founders of Engelbert, delve into the following key topics: - The Financial Conduct Authority's (FCA)…

1
Compliance Culture in Crypto 35:55

11M ago35:55

35:55

In this episode of the "Fair, Clear, and Not Misleading" podcast we discuss: - The process of becoming authorised by the Financial Conduct Authority (FCA) to approve financial promotions - The importance of compliance culture in regulated businesses, especially for crypto firms. - Different routes for crypto businesses to operate in the UK, includi…

1
Understanding the UK's Overseas Funds Regime 30:00

11M ago30:00

30:00

Understanding the UK's Overseas Funds Regime: A New Era for European Fund Marketing... In this episode of the Fair, Clear, and Not Misleading podcast, featuring Wayne Green and Gareth Malna, the hosts discuss the new Overseas Funds Regime (OFR) for European funds marketing in the UK. Key points covered: - The OFR replaces the temporary marketing pe…

1
Behind the Scenes: Building a FinReg Business from Scratch 30:46

11M ago30:46

30:46

In this episode of Fair, Clear, and Not Misleading podcast, Wayne and Gareth discuss their entrepreneurial journey in the financial promotions space. They share candid experiences about launching and scaling their business, which has been operating for about 18-24 months. The conversation covers their expansion into crypto and investment funds mark…

1
Due Diligence in Crypto: Navigating Risks and Rewards 32:18

11M ago32:18

32:18

In Episode 3 of The Fair, Clear, and Not Misleading podcast, co-founders Gareth Malna and Wayne Green discuss the topic of due diligence in the context of crypto asset tokens. They emphasise the importance of understanding the nature and specifics of a crypto asset, especially when making promotional communications. They also highlight the need for…

1
A Debrief From The Crypto Conference Season: What We’ve Learnt 28:33

11M ago28:33

28:33

This episode of the "Fair, Clear, and Not Misleading" podcast features a discussion between Gareth and Wayne, co-founders of Engelbert, about marketing and promotion of financial products in the UK, with a focus on the crypto industry. The episode covers several key topics, including a debrief on recent conferences, such as the inaugural Engelbert'…

1
The Truth About What "Clear, Fair, And Not Misleading" Means 20:49

11M ago20:49

20:49

In this episode of The Clear, Fair, and Not Misleading podcast, hosts Wayne Green and Gareth Malna dive into the intricacies of cryptocurrency regulations. They discuss the concept of "frictions" - a set of rules designed to guide consumers in the crypto purchase journey. The hosts explore essential frictions like personalised risk warnings, invest…

1
Rep. Waters on Dem's Strategy, Stablecoins, Housing & More 38:21

11M ago38:21

38:21

Rep. Maxine Waters, lead Democrat on House Financial Services, discusses how the committee and Congress have changed in her long tenure, her relationship with Chair French Hill, and the importance of community banks. She also unveils the Democratic agenda for this Congress, including housing reform, stablecoin regulation and more.…

1
What Community Bankers Want from D.C. 33:33

11M ago33:33

33:33

Brad Bolton, the CEO of Community Spirit Bank in Red Bay, Ala., discusses the state of community banking right now, including what challenges he and other small institutions face and how they hope policymakers can help. He dives into concerns about new small business lending data requirements and other pending regulations, calls for bank consolidat…

1
The End of Independent Bank Regulation? 23:59

12M ago23:59

23:59

Michael Barr's surprising decision to step down as Fed vice chair of banking supervision next month allows the incoming Trump administration to make its own pick for the job and raises questions about the political independence of the banking regulators going forward. Andrew Ackerman, senior financial reporter with The Washington Post, walks throug…

1
OCC's Hsu on Unfinished Business, Reg Restructuring & Dangers Ahead 35:06

12M ago35:06

35:06

Acting Comptroller of the Currency Michael Hsu talks about his three-plus years at the forefront of bank regulation, including what regulators learned from the fall of SVB, why we still need new Basel capital rules, and whether regulatory restructuring would be worth the effort.By IntraFi

1
Bank Capital and the Death of Basel Endgame 1:07:13

1y ago1:07:13

1:07:13

Professor Anat Admati, co-author of The Bankers' New Clothes, discusses the new and expanded edition of her groundbreaking book. Anat and Lee reflect on the persistent fragility of the banking system, the Federal Reserve's Basel Endgame proposal, and the future of international regulatory coordination. Anat also shares her insights on why stronger …