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Financial Design Studio Podcasts

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Behind The Designs

Financial Design Studio

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Ever wonder what financial advisors have to say about money related topics? Join us every other Tuesday for a sneak peek into our internal conversations at Financial Design Studio. If you want to better understand the whys behind the complex designs of taxes, insurance, planning, retirement, or investments, then subscribe! … because this podcast is for you! Hosted by Michelle Smalenberger. Co-Hosts featuring members of the Financial Design Studio team. Recorded, Edited, and Produced by Anna ...
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Welcome to Building Savvy Bottom Line—the podcast that bridges the gap between home buyers, owners, and housing industry professionals. We bring you expert insights on everything from engineering best practices and cutting-edge home design trends to legal issues, legislation, and business strategies shaping the industry. Our goal is simple: to make building or remodeling a home a seamless, enjoyable experience by fostering better understanding between builders and their customers. Tune in to ...
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Wrist Check Pod

Wrist Check Podcast

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Wrist Check Pod is a weekly podcast connecting the inner circle of the global watch community through compelling stories, expert insights, and engaging discussions. Hosted by Perri and Rashawn, two close friends and watch enthusiasts. The podcast revolves around their appreciation for horology, culture, story, art, and design. It serves as a celebration of all things related to timekeeping, providing listeners with insights into new watch releases, industry updates, and engaging interviews w ...
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Wealthy AF Podcast

Martin Perdomo "The Elite Strategist"

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Welcome to Wealthy AF, the ultimate podcast for ambitious individuals ready to transform their lives. Hosted by Martin Perdomo, The Elite Strategist, this show dives deep into the powerful pillars of personal growth, entrepreneurship, and building wealth. Each week, we bring you actionable insights, inspiring interviews with industry leaders, and proven strategies to help you break free from the 9-to-5 grind, unleash your entrepreneurial potential, and create lasting financial freedom. Wheth ...
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FraudQast

FloQast Studios

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Each season of the FraudQast [The Fraud Files by FloQast Studios], takes the listener on a journey through a new fascinating true financial crime story. With an array of characters, and intricate sound design elements, the FraudQast is truly a movie for your ears. Share and support the show by entering our tech giveaway! Find out more about the show, the cast, the crew, the giveaways contest, and the story, at www.fraudqast.com FraudQast, Season 1: The Dawn J. Bennett Fraud Files, is availab ...
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Listen and learn the blueprint and action steps to setting up a money-making studio! You will hear strategies and tips on how to market yourself to your dream clients. Each episode features one of the masters in the photography industry. Tavis interviews other successful artists who give away their best-kept secrets of building value, serving clients well, and accomplishing financial goals by selling photography. While listening to this you will quickly recognize that you too have what it ta ...
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Build With Rob

Rob Dyrdek

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Build With Rob is a show about building amazing companies while building an amazing life. Whether you’re a seasoned or aspiring entrepreneur, climbing the corporate ladder, or seeking to live an optimized, balanced life, Rob Dyrdek’s advice will help propel you toward your goals. Rob Dyrdek builds & invests in startups, takes them to multi-million dollar exits, and shares lessons along the way. His one-of-a-kind venture creation studio, Dyrdek Machine, is a company that builds companies by s ...
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805conversations

805connect

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Conversations with fascinating people you'll want to know better. Focused on leaders, entrepreneurs, educators and citizens mostly from the 805 region of California. Sponsored by California Lutheran University School of Management and Tolman & Wicker Insurance Services.
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All In Uncensored with Ryan & Bryon

Bryon Taylor & Ryan Buys

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Welcome to "All In Uncensored," the podcast hosted by two seasoned mortgage brokers, Ryan and Bryon, where they cut through the noise and offer an unfiltered, candid perspective on the journey to homeownership and life beyond. Whether you're a first-time buyer, a seasoned homeowner, or simply curious about the world of real estate, this show is your guide to making informed decisions and embracing the endless possibilities. In "All In Uncensored," Ryan and Bryon strip away the complexities o ...
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On this episode of the Wrist Check Podcast, we sit down with collector, journalist, and podcaster Blake Buettner to talk about his journey in watch journalism and how the media landscape has shifted from the early days to the post-COVID era. We explore the importance of brands creating authentic moments and experiences for watch enthusiasts, the va…
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Send us a text The economic landscape is sending mixed signals to wealth builders, and your strategic positioning needs to account for these crosscurrents. Home Depot's recent earnings miss reveals a telling shift in consumer behavior that directly impacts your investment strategy. With net sales falling short at $45.28 billion and a 2.2% decline i…
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Send us a text The rental market has reached a pivotal turning point that smart investors can't afford to ignore. After more than two years of stagnant or declining rents, we're witnessing the biggest year-over-year jump in apartment rents in two and a half years. At $1,790, the median asking rent has climbed 1.7% since last July – and this is just…
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In this special episode of Wrist Check Podcast, Perri and Rashawn welcome their good friend Shane — a passionate watch collector who’s taken his love for horology to the next level. Filmed live at Super Niche Studios in front of an audience of friends, Shane shares how his fascination with independent watchmaking and the mechanics of timepieces ins…
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Having represented both builders and property owners, Attorney Matthew Motes brings a balanced perspective to construction law. He emphasizes that avoiding disputes often comes down to the “devil in the details” of your builder contract. In this episode, he unpacks key topics including the benefits of arbitration, Cost-Plus versus Fixed Fee payment…
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Send us a text Mortgage rates have finally given us a break, dropping to 6.55% - the lowest we've seen since October of last year. For buyers and investors, this translates to serious purchasing power gains. If you're working with a $3,000 monthly budget, you can now afford a home worth $458,750 compared to just $438,000 when rates peaked in May. T…
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Send us a text Trump's Fed chair shortlist signals major economic changes ahead with four candidates in the running that will impact rates and market confidence. July's job report confirms economic cooling with below-forecast job creation and rising unemployment, creating strategic opportunities for prepared investors. • Trump's shortlist for Fed c…
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In this episode of the Wrist Check Podcast, Perri and Rashawn sit down with brothers Jack and Robin Alexander, the creative minds behind Alabaster Industries. Originally crossing paths in Switzerland, the crew reconnects to talk about the duo’s unconventional journey from the fashion and film worlds into independent watchmaking. They dive into thei…
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In this fictional case study, we help a couple nearing retirement decide how to fund the purchase of a new home, as they adjust to relocating to care for aging parents, without taking on debt and pushing back their retirement date. We are Financial Design Studio: Michelle, Steve, Rob, and Trevore…We have a passion for helping others reach financial…
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In this episode of the Wrist Check Podcast, the guys sit down with rising watch influencer Charity of Pulse On The Wrist to talk about her journey into watches and how she’s carved out a lane in the space. They dive into the current state of the market, what it means to develop a voice as a newcomer, and the challenges of creating authentic luxury …
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This episode of Wrist Check Podcast, brought to you by luxury watch marketplace Bezel, dives deep into the numbers behind the wrist game. Perri and Rashawn break down the latest Bezel Report, revealing how buyers and sellers are shaping the market—from the most in-demand metals to which eras of iconic models are rising or falling in favor. They als…
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In this episode of the Wrist Check Podcast, Perri and Rashawn dive into your questions—covering everything from watch collecting advice and industry insights to off-the-wall hypotheticals and personal stories. It's a mix of laughs, real talk, and sharp opinions that give you a deeper look into the minds behind the mic. If your question didn’t make …
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In this episode of Wrist Check Pod, we sit down with collector and T.W. Kessler founder Taylor Wos to talk watches, family, and her journey in the industry. Taylor shares how she got into watch collecting through friends in school, cut her teeth at Betteridge under the legendary Rich Lopez (now at Sotheby’s), and deepened her bond with her father b…
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Paul Evans, a six-year voting member of the International Code Council board, takes us behind the scenes of how residential building codes are crafted and adopted across Texas. He unpacks the intent behind these codes—and why pushing requirements too far can backfire. Paul also explains how most builders lean into performance-based models that not …
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In this episode of the Wrist Check Podcast, the guys break down the essentials of buying vintage watches—from the golden rule of “buying the seller” to navigating online purchases and building trust with dealers. They dive into what really matters: condition vs. box and papers, the value of originality, the allure (and pitfalls) of tropical dials, …
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In this episode of Wrist Check Pod, the guys sit down with Quaid Walker, co-founder and CEO of Bezel — the rapidly growing online watch marketplace that's changing the way people buy and sell timepieces. Quaid shares his journey from designing products at Google to launching Bezel with friends, tackling the challenge of making luxury watch buying o…
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Send us a text The global economic landscape is shifting rapidly as three major developments converge to challenge businesses and investors. First, escalating tensions between the US and Iran have brought us to the brink of a potential closure of the Strait of Hormuz, sending oil markets into volatility with Brent crude touching $97 per barrel—up f…
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In this fictional case study, we walk you through a financial plan for two executives retiring in five years. They wonder how they will retire early without dealing with large withdrawal penalties or taxes on short term gains. And while they feel good about how much they saved, they still worry that they won't have enough after they start traveling…
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This week on Wrist Check Pod, we sit down with Rome—a true multi-hyphenate collector whose love for sneakers, art, and horology reveals the depth of what it means to have the collector’s gene. From rare kicks to modern and vintage watches, Rome walks us through his journey and philosophy as a collector. We also share a first-ever live unboxing on t…
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In this episode of the Wrist Check Podcast, we sit down with Cedric Joos, Brand Manager of Swiss haute horology house Hautlence. Cedric walks us through the brand’s unconventional origin in Neuchâtel, its rebellious design language, and how the company is evolving under the leadership of the Meylan family—also known for H. Moser & Cie. From indepen…
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Realtor Cliff Kessler, a top producer at the prestigious Allie Beth Allman & Associates in Dallas, shares his journey from California to Texas and what makes the Lone Star State such a great place to live. In this episode, Cliff discusses his passion for helping newcomers discover the opportunities that brought them here and thrive in their new com…
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Send us a text The housing market standoff has arrived, and the numbers don't lie. After years of seller dominance, the pendulum is swinging decisively toward buyers – regardless of what mainstream real estate voices might claim. Fresh data reveals new home listings grew just 6.3% year-over-year (the smallest increase in three months), while total …
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In this insider-packed episode of Wrist Check Podcast, Rashawn and Perri pull back the curtain on one of the most elusive questions in watch collecting: How do you get a Patek Philippe from an authorized dealer? They break down the mysterious allocation process, explain why being a family-owned brand shapes how Patek operates, and offer real talk o…
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You might think about taxes once a year, but as financial advisors, we think about it all year round! In this episode, we share what we noticed while filing 2024 tax returns and how, in light of upcoming legislative changes, you can start your 2025 tax planning today. We are Financial Design Studio: Michelle, Steve, Rob, and Trevore…We have a passi…
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This week on Wrist Check Podcast, we’re joined by Erica Ratini — aka Miss GMT — whose tagline, “Watches from a woman’s perspective,” is more than a motto; it’s a mission. Erica takes us inside her world of collecting highly complicated timepieces and uncovers the cultural influences — especially from Japan — that have shaped her unique taste, inclu…
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Ever wonder what it really takes to buy a Rolex at retail? In this episode, Perri pulls back the curtain on the luxury watch game, sharing behind-the-scenes insights from his time as a director at an authorized dealer. From navigating spend history to building real relationships with sales professionals, he and Rashawn break down the dos and don’ts…
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In this episode of the Wrist Check Podcast, Perri and Rashawn sit down with Richard Benc, the founder and creative force behind British microbrand Studio Underd0g. Known for his vibrant, boundary-pushing designs, Richard shares the story of launching his brand from scratch, how he blends Swiss mechanics with playful British humor, and what it took …
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Home designer and Zero Energy Ready Home Instructor Armando Cobo highlights the importance of highly detailed home plans in preventing costly foundation, structural, and mechanical issues. However, he cautions that there’s no single solution that fits every project. Success isn’t just about choosing the right products—it’s about how they’re applied…
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Send us a text The American housing market stands at a critical inflection point. With median home prices reaching an unprecedented peak of $387,600 and mortgage rates hovering around 6.76%, monthly housing payments have hit a record $2,868 for typical buyers. Despite these challenging conditions, regional markets are telling dramatically different…
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Friend of the pod and NYC watch scene fixture, Greg Wirtz, joins Perri and Rashawn for a deep dive into his refined collection of haute horology. A lawyer by trade and a passionate collector, Greg shares insights on acquiring F.P. Journe pieces before the market boom, why he believes the brand finally caught fire, and what sets independents like H.…
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Send us a text Social Security recipients finally have reason to celebrate. The SSA has dramatically changed course on its overpayment recovery approach, moving from the potential withholding of 100% of benefits to a default of just 10%. Commissioner O'Malley calls it a step toward "fairness and compassion" – but for millions of Americans who rely …
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In this episode of the Wrist Check Podcast, hosts Perri and Rashawn sit down with respected New York City-based watch collectors James and Yan to explore the world of independent watchmaking and rare, obscure timepieces. Known for their deep knowledge of micro-brands, complicated movements, and under-the-radar references, James and Yan open up abou…
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Luxurious, regular travels might be more possible than you realize. Ism Shovan is a digital nomad that slow travels the world with his family using credit card points. In this episode, he talks about the travel lifestyle, how he plans his trips and funds them using points and miles. We are Financial Design Studio: Michelle, Steve, Rob, and Trevore……
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Send us a text The landscape of real estate is shifting beneath our feet. In this market update, we uncover the surprising trend of falling home prices across 11 major metropolitan areas—the largest drop we've seen in nearly two years. Cities like San Antonio, Oakland, and Jacksonville are feeling the squeeze most acutely, while national prices con…
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Send us a text The markets are speaking—are you listening? Today's episode of Wealthy AF Business Brief decodes the latest financial signals and technology shifts that could transform your investment approach. Global markets are taking a step back as mixed corporate earnings reports, geopolitical tensions, and interest rate uncertainties create a p…
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In this episode of the Wrist Check Podcast, Perri and Rashawn sit down with Hodinkee editor and photographer Mark Kauzlarich to talk about his unconventional path into the world of watches. From freelancing and working on a grant project with National Geographic to telling powerful stories about collectors and makers, Mark shares how he found his v…
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Send us a text The shifting sands of the real estate market are creating new dynamics for buyers, sellers, and investors alike. Home price growth across the U.S. has notably decelerated, with the median price increasing just 4.5% year-over-year for the four weeks ending April 7th—the smallest gain observed since June 2023. This cooling trend emerge…
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Send us a text Nvidia's strategic move to manufacture AI chips on American soil marks a watershed moment for domestic tech production. Starting later this year through partnerships with TSMC in Arizona and Intel's foundries, this initiative responds to surging AI demand while creating valuable jobs for middle-class Americans. The first batch of US-…
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In this episode, Perri and Rashawn sit down with Josh and Emily, the husband-and-wife duo behind micro-brand watch company Papar. Born in the high desert of San Miguel de Allende and now growing in the Berkshires, Papar blends brutalist architecture, vintage watch design, and the playful spirit of paper planes into something fresh yet familiar.They…
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Perri and Rashawn return from Geneva to break down their unforgettable week at Watches & Wonders 2025. From wild moments with N.O.R.E., Roman Sharf, and Nico Leonard to after-hours vibes with Ulysse Nardin, they share the behind-the-scenes highlights that made the trip one for the books. They also present their personal top picks from the new relea…
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Send us a text Mortgage rates are falling, but buyers are still walking away from deals in record numbers. What's really happening in today's real estate market? We break down the paradoxical trends shaping housing decisions across America. Phoenix and Miami lead the nation with pending home sale cancellation rates exceeding 15% - significantly hig…
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Send us a text The economic chess match between the world's superpowers intensifies as China raises tariffs on US goods from 34% to a staggering 84%, effective April 2025. This direct response to President Trump's 104% tariff on Chinese imports signals a significant escalation in global trade tensions that investors cannot afford to ignore. We diss…
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Send us a text Mortgage payments have hit an unprecedented milestone in the housing market, reaching an all-time high of $2,807 during March 2025. This record surge arrives alongside a 3% year-over-year increase in median home sales prices, while mortgage rates hover around 6.67%. Yet amid these challenging affordability conditions, a ray of hope e…
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Send us a text Massive consolidation is reshaping the mortgage industry as Rocket Companies moves to acquire Mr Cooper Group in a $9.4 billion all-stock deal. This strategic merger will create one of America's most powerful mortgage servicing companies, with Rocket positioned to manage an unprecedented portion of US home loans. The timing couldn't …
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In this episode of Wrist Check Podcast, we sit down with Lex Borrero—music executive, entrepreneur, and co-founder of Neon 16—to dive deep into his journey in the entertainment industry and his passion for watches. From working with artists like J Balvin and Bad Bunny to launching his own ventures in television and branding, Lex shares how he’s bui…
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If you have a retirement account, one day you will face Required Minimum Distributions. And the sooner you plan for these the better it will be for your taxes! In this episode, we walk you through how RMDs work, how to plan for them in advance, and how all this works for inherited accounts as well! We are Financial Design Studio: Michelle, Steve, R…
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Send us a text The latest economic signals suggest the Federal Reserve may need to take a more aggressive stance against inflation, according to our analysis in this week's Wealthy AF Business Brief. Despite careful measures to maintain steady interest rates, inflation continues its stubborn persistence, creating a precarious balancing act for poli…
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Send us a text Rentership rates across the United States have climbed to a nine-year high of 36% according to fresh Redfin data, marking a significant shift in the housing landscape as we move through 2025. This growing preference—or necessity—for renting over homeownership tells a compelling story about affordability challenges that continue to sh…
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In this episode of Wrist Check Pod, Perri and Rashawn sit down with Karlos Williams, a passionate watch collector, Detroit native, and friend of the pod. Karlos shares the story behind his latest pick-up — a Rolex Daytona on Oysterflex — and dives into how he fell in love with the world of horology. He also discusses his role in D.C.-based watch cl…
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Send us a text What does it take to build a 50-year legacy in a competitive industry? Brian Foreman, founder and president of Performance Kitchens and Home, reveals his extraordinary journey from determined young carpenter to established kitchen design visionary in this captivating conversation that bridges craftsmanship with entrepreneurship. When…
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