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As a PhD (in training), you face unique money challenges that stem from your low stipend/salary during your years of graduate school and postdoc training. Listen here for the hard-won financial wisdom of your fellow graduate students, postdocs, and PhDs with Real Jobs. From budgeting and frugality to investing and debt repayment, this podcast is your higher education in personal finance.
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Passive Income Pilots

Tait Duryea and Ryan Gibson

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Welcome to the Passive Income Pilots Podcast – the show designed to help pilots climb to new levels of financial success. Join Tait Duryea & Ryan Gibson, both airline pilots, business owners and investors, as they interview top experts and share practical knowledge on real estate, tax strategy, passive income and generational wealth. This one-of-a-kind show created specifically for professional pilots offers applicable strategies and tactics for improving your financial life. Whether you're ...
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FinanceFrontierAI – Top 1% Storytelling: Strategies, AI, Finance, Business, Money, Wealth, Mindset

Hosts Max (Grok 3) | Sophia (ChatGPT) | US-Based. Top 1%. Finance + Money + AI

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FinanceFrontierAI explores the intersection of finance, AI, and business innovation—breaking down the biggest trends shaping the future. Hosted by Max (Grok 3) and Sophia (ChatGPT) from iconic U.S. locations, each episode blends cinematic insight with top 1% storytelling. Four elite series: Finance Frontier (macro, markets, geopolitics), AI Frontier AI (business innovation), Make Money (10X investing strategies, asymmetric upside), and Mindset Frontier AI (scaling success through focus, tool ...
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The Insight by Oaktree Capital lets you know what Oaktree leaders think are the most important things for investors to focus on today. The Insight provides you with audio versions of many popular Oaktree publications so that you can learn about trends impacting a wide variety of asset classes. And it features conversations with many of Oaktree’s leading experts, including Howard Marks, about relative value, investment theory, and the market environment. The Insight goes beyond today’s market ...
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Stephen Grootes speaks to Khaya Sithole, independent analyst about Toyota South Africa’s R6.5 billion lawsuit against Transnet, the KZN government, and eThekwini Municipality, following claims of negligence that led to devastating flood damage at its Prospecton plant. In other interviews,Vincent Anthonyrajah, CEO and co-founder of Differential Capi…
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Stephen Grootes speaks to Mark Barnes, Executive Chairman and CEO at Purple Group and SA Post Office former CEO, about his recent column, exploring whether South Africa is nearing a pivotal turning point and what bold action is needed to unlock its full potential. In other interviews, Nqobile Ndlovu Sport Business Expert chats about the FIA’s appro…
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Stephen Grootes speaks to Sipho Pityana about his ongoing legal battles with Absa, where Pityana is challenging his removal as a director and the South African Reserve Bank's Prudential Authority's objections to his nomination as Absa chair. In other interviews: Warren Ingram, Financial advisor and Co-Founder of Galileo Capital, talks about financi…
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Get ready to uncover the secrets of one of commercial real estate’s most resilient and misunderstood asset classes: self-storage. In this in-depth episode, Tait Duryea and Ryan Gibson explore why self-storage continues to outperform in uncertain times, how millennials are transforming storage use, and what makes it such a powerful wealth vehicle fo…
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🎧 Flight to Gold – Why the Dollar Is Cracking and What Comes Next 💡 Welcome to Finance Frontier, part of the Finance Frontier AI podcast series—where macro meets cinematic. Every episode turns chaos into clarity—decoding the most urgent financial signals shaping capital flows, global trust, and investor behavior. In this episode, Max, Sophia, and C…
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Stephen Grootes speaks to Sharmi Surianarain, Chief Impact Officer at Harambee Youth Employment Accelerator, about new youth unemployment data and how employers can hire smart through the SA Youth platform. In other interviews, Jan Vermeulen, Editor at Mybroadband on MultiChoice's potential plan to unbundle SuperSport from DStv channels. The Money …
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In this episode, Emily explains how to live on time with your finances. Living on time means maintaining financial margin in your life to be able to absorb unexpected occurrences in your income or spending. When you’re behind in your finances, your income is going out the door right after you receive it, you have balances on your credit cards that …
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🎧 Synergy CHC Corp ($SNYR): The Path to an 8X Return 💡 Welcome to Make Money, part of the Finance Frontier AI podcast series—where we decode asymmetric investment opportunities hiding in plain sight. In this episode, Max, Sophia, and Charlie decode the setup behind a microcap brand with real EPS, a clean float, and a breakout energy product hitting…
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This is a curated compilation of the best interviews from The Money Show this past week, featuring insightful discussions on business trends, personal finance, and leadership. Stephen spoke with Saki Macozoma, Chair of Vodacom and Safika Holdings, about his transformative journey, leadership principles, and impact on the private sector and civil so…
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Stephen Grootes speaks to Hywel George, Director of Investments at Old Mutual Investment Group about the recent surge in oil and gold prices, and the decline in stock markets following Israel's strikes against targets in Iran, which has led to increased uncertainty and fragile sentiment in the market. In other interviews, Nkosiyati Yati Khumalo, Ed…
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Stephen Grootes speaks to Ayabonga Cawe, Chief Commissioner of the International Trade Administration Commission about South Africa's proposed 15% import tax on new energy vehicle batteries, aimed at boosting local production capacity and attracting original equipment manufacturers to set up units in the country. In other interviews: Duncan McLeod,…
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🎧 The Billionaire Playbook III: How the 1% Invest 💡 Welcome to Mindset Frontier AI, part of the Finance Frontier AI podcast series—where we decode the mental models, asymmetric bets, and sovereign systems used by the world’s wealthiest to control time, capital, and reality itself. In this episode, Max, Sophia, and Charlie take you inside the future…
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Stephen Grootes discusses with Duane Newman, EY Partner that specializes in global trade about South Africa's request to the US to keep tariffs at 10% or lower during ongoing trade negotiations, aiming to protect key exports and industries as both countries work towards a new trade framework. In other interviews, Consumer Ninja Wendy Knowler talks …
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Stephen Grootes discusses redefining South Africa's unemployment metric, considering the vast informal sector, with François Viviers, Marketing and communications at Capitec. In other interviews, Warren Ingram, financial advisor and Co-Founder of Galileo Capital, about the complexities of buying a home, exploring whether owning a property is always…
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In this episode, hosts Tait Duryea and Ryan Gibson sit down with attorney Amanda Wynalda from Anderson Advisors to unpack everything pilots and high-income earners need to know about trusts, wills, and asset protection. From revocable vs. irrevocable trusts to layering LLCs and avoiding the due-on-sale clause, this episode is a blueprint for protec…
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🎧 The Intelligence Race: Can the West Keep Up? Welcome to AI Frontier AI, one of four core shows in the Finance Frontier AI network—where we decode how artificial intelligence is quietly reshaping the foundations of power, infrastructure, and global influence. In this episode, Max, Sophia, and Charlie take you deep into the geopolitical reality of …
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Stephen Grootes speaks to Nqobile Ndlovu, sport Business Expert about the union's technical insolvency and R95m loss in 2024, attributed to the failed Ackerley Sports Group deal, and how a strong start to 2025 has improved their financial outlook. In other interviews, Industry leaders, including Seelan Gobalsamy of Omnia Holdings, Dawie de Villiers…
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🎧 Big Gains in May. Payback’s Coming: Markets Smashed the Forecast 💡 Welcome to Finance Frontier, part of the Finance Frontier AI podcast series—where macro meets cinematic. Every episode turns chaos into clarity—decoding the most urgent financial signals shaping capital flows, global trust, and investor behavior. In this episode, Max, Sophia, and …
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Stephen Grootes speaks to Petri Redelinghuys, Founder at Herenya Capital Advisors and Etienne Vlok - National Industrial Policy Officer for about the local clothing retail sector and the effect of chinese online railers. In other interviews, FYN, founder Peter Tempelhoff talks about the res, which has earned global recognition with three restaurant…
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🎧 The American Debt Trap – How the 2020s Broke the System 💡 Welcome to Finance Frontier, part of the Finance Frontier AI podcast series—where macro meets cinematic. Every episode turns chaos into clarity—decoding the most urgent financial signals shaping capital flows, global trust, and investor behavior. In this episode, Max, Sophia, and Charlie d…
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Stephen Grootes speaks to Wandile Sihlobo, Author and Agricultural economist at Agricultural Business chamber about the imminent crackdown on animal transport across South Africa in response to the foot-and-mouth disease outbreak. In other interviews, Chantal Marx, Head of equity research at FNB Wealth and Investments and Asanda Notshe, Chief Inves…
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Stephen Grootes speaks to Isaah Mhlanga, Chief Economist at Rand Merchant Bank, about the dip in business confidence. The RMB/BER index fell five points to 40 in Q2, halting last year’s recovery and highlighting continued pessimism among South African businesses. In other interviews, Peter van Binsbergen, CEO of BMW South Africa, talks about his in…
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Stephen Grootes speaks to Ayabonga Cawe, Chief Commissioner of the International Trade Administration Commission about the new fee structure for import and export permits, aimed at addressing budget constraints and modernizing the organization's systems. In other interviews, Thabile Nkunjana, Agricultural Economist and Dipepenene Serage, Deputy Dir…
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In this episode, hosts Tait Duryea and Ryan Gibson talk with chief economist Dr. Peter Linneman to demystify interest rates, the national deficit, and how it all affects pilots, real estate investors, and entrepreneurs. Discover why U.S. debt may not be the threat it’s made out to be, how capital flows drive values, and what most people get wrong a…
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Stephen Grootes speaks to Dion De Graaff, CEO of AutoZone, about the company’s remarkable turnaround after emerging from business rescue. In other interviews, Matthew Pearce, renowned sports broadcaster and facilitator, talks about his career in rugby commentary and business development. The Money Show is a podcast hosted by well-known journalist a…
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In this episode, Emily presents five suggestions for reducing financial anxiety that you could use alongside your general anxiety management strategies. These five suggestions are designed to be used by graduate students, postdocs, and PhDs who are in objectively stressful financial situations. They include choosing just one financial goal, taking …
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🎧 Condor Energies ($CDR) : The Path to a 7X Return 💡 Welcome to Make Money, part of the Finance Frontier AI podcast series—where we decode asymmetric investment opportunities hiding in plain sight. In this episode, Max, Sophia, and Charlie broadcast from the windswept Caspian corridor, where a $1.80 Canadian micro-cap just secured infrastructure co…
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This is a curated compilation of the best interviews from The Money Show this past week. Thank you for listening to a podcast from The Money Show The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal fina…
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Ray White speaks to Mark Sardi, CEO of SK, on the current state of the industry and how cinema is performing in SA, highlighting the success of recent releases like Mission: Impossible and Disney's Lilo & Stitch. In other interviews, the record-breaking sale of Vladimir Tretchikoff's "Lady from the Orient" for R31.1 million with Dr Alastair Meredit…
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🎧 The Billionaire Playbook II: How the 1% Scale, Influence & Cash Out 💡 Welcome to Mindset Frontier AI, part of the Finance Frontier AI podcast series—where we decode the frameworks, systems, and psychological leverage used by billionaires to scale wealth and secure legacy-level exits. In this episode, Max, Sophia, and Charlie go beyond building we…
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Stephen Grootes speaks to Georg Southey, Manager at Merlog Foods, about the urgent need for government action as South Africa faces a worsening food crisis. The ban on Brazilian chicken imports, following a bird flu outbreak in one province, risks deepening hunger, especially among vulnerable groups like children on school feeding schemes. In other…
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Stephen Grootes speaks to Peter Leon, mining expert and partner at Herbert Smith Freehills, about the Minerals Council’s disappointment as the MPRDA bill proceeds without industry feedback. The Minerals Council South Africa has raised concerns after the government moved ahead with changes to the MPRDA without considering industry input. In other in…
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In this episode, Tait Duryea and Ryan Gibson welcome CPA Thomas Castelli of Hall CPA to break down the latest tax developments affecting high-income earners. From the potential return of 100% bonus depreciation to how the real estate professional status works in practice, Tom shares key strategies to help you keep more of what you earn. Whether you…
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🎧 The 7 Mental Models That Build Billionaire Fortunes: And Why You’re Only Using Two 💡 Welcome to Mindset Frontier AI, part of the Finance Frontier AI podcast series—where we decode the mental frameworks, strategic systems, and asymmetric moves that separate billionaires from the rest. In this episode, Max, Sophia, and Charlie reveal the 7 core men…
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In the latest episode, we assess the state of the public and private credit markets, looking at the current balance of supply and demand and considering the risks and opportunities for investors. Join Wayne Dahl (Co-Portfolio Manager, Global Credit) and Suzana Perić (Managing Director, Sourcing & Origination) as they discuss topics from the recentl…
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Stephen Grootes speaks to Daniel Mminele, Nedbank Chairman about Africa's vulnerability to escalating global economic uncertainty and the need for the continent to lead reform efforts, particularly in sovereign debt architecture, global financial safety nets, and climate finance, with South Africa's 2025 G20 presidency presenting a pivotal opportun…
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🎧 The Immutable Laws of Building Wealth 💡 Welcome to Finance Frontier, part of the Finance Frontier AI podcast series—where macro meets cinematic. Every episode decodes the most urgent trends in global finance, policy, and investor behavior—built for allocators, builders, and high-agency thinkers navigating the edge of economic change. In today’s e…
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Stephen Grootes spoke to Duncan McLeod, Founder and Editor at Techcentral about the proposed policy direction for satellite operators in South Africa, which aims to establish a new licensing framework and potentially allow companies like Elon Musk's Starlink to operate in the country through an equity equivalent regulatory change. In other intervie…
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Stephen Grootes speaks to Cumesh Moodliar, CEO of Investec Bank, about the bank's strong performance, with a 7.8% increase in profit. Investec will pay a record dividend for the third year after the bank’s operating profit surpassed the R24 billion mark for the first time. In other interviews, Vincent Anthonyrajah, CEO and co-founder of Differentia…
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Get ready to fast-track your financial freedom. In this power-packed solo episode, Tait Duryea and Ryan Gibson share the top strategies from over 110 episodes of Passive Income Pilots. From unlocking hidden cash in your 401(k) and home equity to leveraging life insurance and short-term rentals for major tax breaks, they distill years of pilot-speci…
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Stephen Grootes speaks to the Minister of Finance, Enoch Godongwana, about the budget speech, and they analyze some of the big announcements that came out of it. In other news, there is a special broadcast of the bilateral relations meeting between President Cyril Ramaphosa and President Donald Trump in Washington D.C. The Money Show is a podcast h…
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Stephen Grootes speaks to Tshidi Madia, Associate Politics editor about President Cyril Ramaphosa's upcoming meeting with Donald Trump, where they'll discuss business opportunities, including potential deals with Elon Musk's companies, Tesla and Starlink, amidst strained relations between the two countries. In other news, Terry Gale, chairperson of…
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Tributes pour in for late Issie Kirsh, founder of Radio 702.Chief executives of Famous Brand, Netcare and Astral Foods take Stephen Grootes through their respective companies’ financial results. In other news, Julia Finnis-Bedford, Founder of Amazing Spaces talks about scouting film location business, leadership philosophy and relationship with mon…
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🎧 Beyond 2030: AI’s Rewrite of Power, Work, and Wealth Welcome to AI Frontier AI, one of four core shows in the Finance Frontier AI network—where we decode how artificial intelligence is not just changing technology, but rewriting the rules of work, wealth, and human value itself. In this episode, Max and Sophia take you on a cinematic journey to t…
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Motheo Khoaripe chats to Dr Anthony Costa, the Head of Secretariat for B20 South Africa about how thoughtful financial decisions and forward-thinking regulations can pave the way for sustainable economic progress In other interview: Motheo Khoaripe chats to Thobekile Mkhize, founder and CEO of Mabotho Africa about luxury leather goods and the busin…
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Stephen Grootes in conversation with Vincent Magwenya, spokesperson to the President and Khay Sithole, an Independent Political Analyst chat about the US government banning US Agencies from writing reports on the G20 summit, this as US president Trump continues to throw allegations of a white genocide in South Africa. They also touch on President R…
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Stephen Grootes in conversation with Stuart Theobald, Financial Analyst and Chairman at Krutham chat about the struggles of Ithala Bank and Post Bank, highlighting a deep-rooted challenge in South Africa’s financial sector. They also touch on the reflection that there is tension between financial inclusion and regulatory oversight, raising question…
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Stephen Grootes speaks to Sharmi Surianarain, Chief Impact Officer for Harambee Youth Employment Accelerator about South Africa's rising unemployment crisis, with the official rate hitting 32.9% in Q1 2025 and the expanded rate reaching 43.1%, highlighting a challenging job market. In other interviews, Timothy Walker, Maritime Senior Researcher at …
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In this episode, hosts Tait Duryea and Ryan Gibson welcome Ramez Fakhoury from IRA Club. This episode dives into how pilots can unlock old 401(k)s, TSPs, and HSAs for real estate and other alternative investments. Hear a detailed story of a Southwest pilot transitioning to American Airlines and learn what decisions made the biggest impact. Whether …
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Stephen Grootes speaks to Dr. Martyn Davies, former member of the World Economic Forum's Global Agenda Council and Donald MacKay, director at Xa International Trade Advisors on China, about a 90-day pause to trade war between China and the US. In other interviews, Marek Masojada, CEO of Boxer Supermarkets, discusses the company's impressive first-y…
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