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Fico Score Podcasts

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FICO® Score Industry Insights covers the intricacies, evolution, and developments across credit scoring, lending, economic inclusion, financial literacy and, as matters emerge in this fast-paced environment, a host of other relevant topics.
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This podcast is intended for business professionals wanting to learn more about soft credit check technology. Listen as we interview soft credit check industry leaders and business owners who have successfully deployed soft pulls in their businesses.
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💸 Struggling with money? Join Me on the Mentally Financial podcast for a dose of financial therapy! Dive into real-life money challenges and discover practical solutions in 10 minutes or less. Every Wednesday at 6 pm, we explore ways to navigate financial hurdles, live within our means, and achieve mental and financial well-being. Don't miss out – tune in for your weekly dose of financial empowerment! 🎙️💡 #MentallyFinancial #FinancialTherapy #MoneyManagementPodcast
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Money Elementary

Money Elementary

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Welcome to Money Elementary, the podcast that takes you back to school to learn the personal finance lessons you never got in the classroom! Hosted by Heidi Castillo and co-host, Vanessa Hernandez, this show is your go-to resource for mastering the fundamentals of money management. Join us each week as we dive into essential topics like budgeting, saving, investing, and financial planning, all with the goal of helping you build a stronger financial future. Whether you're a recent graduate, a ...
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Presented by The Investors Podcast Network with over 10 million downloads — home to the popular We Study Billionaires podcast, The Intrinsic Value Podcast is a new show focused on breaking down businesses, estimating their intrinsic value per share, and deciding whether they should be added to an ongoing portfolio of stocks built out each week. From assessing the monopoly power of Google to determining the fair value of publicly-traded sports franchises, no topics is off limits in the pursui ...
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Tune into to any finance expert and it seems that they think that saving is very black and white - this or that. "Have 3-6 months of savings in your savings account or you're bad with money!" America Saves knows that saving is a habit, not a destination. So we're sharing tips, strategies, and tools to help you "Think Like A Saver." Join Co-Hosts Kia McCallister-Young and Amanda Woods as they take you on the journey of becoming a more informed, empowered saver who can make the best financial ...
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Welcome to the RetireCoast Podcast – Your Guide to a Better Life in Retirement and Beyond Looking to improve your quality of life? We’re here to help you make smarter, more informed decisions about retirement, real estate, investing, education, budgeting, and everyday essentials. If you're thinking about starting a business after retirement, RetireCoast has you covered with an extensive series of blog articles designed specifically for retired entrepreneurs. We now offer personalized service ...
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We are here to educate on Personal and Business Credit, Financial Literacy, Debt Settlement and how it can work in your favor and Health and Life Insurance. Support this podcast: https://podcasters.spotify.com/pod/show/q3changinglives/support
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You & Your Money

WHZ Strategic Wealth Advisors

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Tune in every Wednesday for quick and valuable financial tips, insights and strategies for every stage of life and business from WHZ Strategic Wealth Advisors. From strategic financial planning to investments, retirement planning, college planning, estate planning, wealth building, business growth and succession planning, and much more – tune in and turn up your understanding of how to maximize your money and make your financial goals a reality. WHZ Strategic Wealth Advisors is an independen ...
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The REAL ESTATE VOICE

Vernon R.E. Jones, Managing Broker/Owner

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The most up to date real estate information for your life right now! Market data, design trends, Ideas, tips, real estate news, prognostications, credit realities, down payment assistance programs, investor information, and a whole lot more!
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I love repairing credit, I am a natural “fixer”, I decided that the information I have learned should be taught to others. Running a credit rebuilding business, I am surprised at the lack of information shared, cost of money spent and the time that has been wasted. So I’m here to “save the day” by saving you money by avoiding common pitfalls during the Credit Repair process. 🤳🏾 1-800-216-8129 or 👩🏽‍💻 www.simplified-legal.com, follow me on ALL my social media accounts: IG/FB: @ShamikaSaves @S ...
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Dream Mortgage World Podcast is a co-hosted discussion about the role a mortgage loan officer has in the home buying process. Brought to you by Dream Mortgage World owner, Dorothy Williams, and her co-host, Garfield Bowen, the show covers frequently asked questions and details about obtaining financing for your dream home. If you want to stay up to date on the latest happenings in the mortgage loan industry, then Dream Mortgage World Podcast is the show for you.
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Rondi exposes what the banks, credit bureaus and collection companies don’t want you to know about your credit report, and how important your credit score actually is, on his radio show "Your Credit Matters" - Rondi Lambeth is a Certified FICO Credit Professional, Speaker and Author. He is one of the most sought after speakers because of his depth of experience and knowledge in financial and credit matters. In addition to the daily talk show, Rondi also can be heard on multiple stations acro ...
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Gabriel Brown

Gabriel Brown

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Hello my name is Gabriel Brown and I'm a Certified Fico Pro and some say a Credit Ninja! Over the past 15 years I have coached over 10,500 credit challenged individuals online, offline, through my books, my radio show and in my workshops! You may have heard of some of my advanced credit repair tactics such as: The Deficiency Balance protocol The Rolling Auto Loan Protocol The Balance Transfer Protocol The Consortium Credit Usage Protocol The Amex Card Deferred Payment Protocol The Home Zip C ...
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What if it's about more than just your credit score? Merrill Chandler has nearly 30 years of Fundability expertise and dives into funding secrets and shares what’s happening now in fundability, landmines to watch out for, and strategies that can help you get money that you never could before from top-tier banks. Merrill was one of the original cofounders of Lexington Law—the largest credit repair law firm in the US. He is now the Founder of The Fundability Movement, CEO of GetFundable.com (t ...
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click here: Leave a text, tell us what you liked This RetireCoast Podcast explains the complexity of credit scoring, particularly emphasizing the significant difference between the commonly seen VantageScore and the older FICO Score models (versions 2, 4, and 5) used specifically by mortgage lenders. It details that an individual has many different…
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Daniel Mahncke and Shawn O’Malley dive into TransDigm — the aerospace supplier that turned “boring parts” into a compounding machine. Built around proprietary, often sole-source components installed across nearly every commercial and military aircraft in service, TransDigm monetizes decades of aftermarket demand through premium pricing and enviable…
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Find out what's been happening in the financial markets with this quick rundown from WHZ Senior Partner and Chief Investment Officer Laurence Hale. - Subscribe to the You and Your Money podcast - Follow us on Facebook, Instagram, LinkedIn and YouTube - See how we can create a tailored financial strategy to help you live with Absolute Confidence, Un…
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click here: Leave a text, tell us what you liked You have until December 31, 2025, to take actions that can reduce your income tax burden. This podcast goes into things you can do right now to reduce the tax you may be required to pay on or before April 15, 2026, for the tax year 2025. Visit RetireCoast.com as we discuss taxes for Seniors and other…
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Shawn & Daniel discuss how Robinhood transformed investing with commission-free trading, overcame controversies, and now aims to become a full-service financial platform through Robinhood Gold. IN THIS EPISODE, YOU’LL LEARN: 00:00:00 - Intro 00:00:40 - How Robinhood disrupted the entire brokerage industry 00:32:05 - How Robinhood can offer commissi…
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Most people think about saving for retirement but many never think about the high costs of medical and other care that can be required as we age. In this episode, WHZ Senior Partner & Chief Investment Officer Laurence Hale and Heather O'Rourke of Simplify Life Services, LLC break down what you need to know and do now in order to live well when you'…
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When the money doesn't stretch far enough, veterans and military families often find themselves in survival mode. In this episode of the Think Like A Saver podcast, hosts Amy Miller and Krystel Spell sit down with Valerie Richards, Education Manager at the Association for Financial Counseling & Planning Education (AFCPE) and Coast Guard spouse, to …
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Daniel Mahncke and Shawn O’Malley dive into Salesforce — the company that practically invented modern enterprise software and is now trying to reinvent it again through AI. From its origins as the pioneer of the Software-as-a-Service model in the late 1990s, Salesforce has grown into the world’s #1 CRM provider, powering customer relationships for …
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Fall is often a tough time for investors. The S&P 500 has declined during September 55% of the time since 1928, far more often than any other month of the year. This year’s setup is potentially perilous, with the S&P 500 at record-high levels and sporting lofty valuations despite economic and political uncertainty. So, perhaps now more than ever, i…
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When COVID hit, EIDL loans provided a lifeline for countless small businesses. But now that those loans are coming due—often after a business has already folded—the looming threat of EIDL collection is causing massive stress. If you're receiving those nagging monthly statements, terrifying letters from the Treasury Department, or simply lying awake…
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Shawn O’Malley and Daniel Mahncke break down MSCI Inc. (MSCI), the global leader in financial market indexes that power the passive investing revolution. They explore how MSCI built its dominant, utility-like business model, its compounding potential, and whether the stock remains attractively priced. IN THIS EPISODE, YOU’LL LEARN: 00:00:00 Intro 0…
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Get the latest insights on how the financial markets are performing from WHZ's Managing Partner, Advisory Leisl L Langevin, CFP® CDFA®. - Subscribe to the You and Your Money podcast - Follow us on Facebook, Instagram, LinkedIn and YouTube - See how we can create a tailored financial strategy to help you live with Absolute Confidence, Unwavering Par…
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Daniel Mahncke and Shawn O’Malley dive into Copart, the salvage auction company that’s quietly become one of the best-performing stocks of the last three decades. From a single junkyard in California in the 1980s, Copart has grown into a global online marketplace that sells more than three million vehicles a year. With sellers ranging from major in…
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With significant changes to tax law on the horizon and current opportunities available, proactive tax planning can help you keep more of your hard-earned money in your pocket. In this episode, WHZ Managing Partner, Advisory Leisl Langevin shares what to know and do right now. - Subscribe to the You and Your Money podcast - Follow us on Facebook, In…
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Shawn O’Malley and Daniel Mahncke break down Fair Isaac Corporation (ticker: FICO), a company whose algorithms are essential to computing credit scores, which are used in everything in the U.S., from applying for a mortgage, credit cards, apartments, to even job applications and more. FICO has incredible market penetration and earnings leverage, as…
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WHZ Senior Partner, Chief Strategist Jim Zahansky shares six particularly compelling tax wins in the One Big, Beautiful Bill Act (OBBBA) that every small business owner should understand and implement. READ THE COMPANION BLOG POST > - Subscribe to the You and Your Money podcast - Follow us on Facebook, Instagram, LinkedIn and YouTube - See how we c…
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Daniel Mahncke and Shawn O’Malley dive into Manchester United, the legendary football club that’s grown from a 19th-century railway team into one of the most recognized sports brands on the planet. With revenue pillars in commercial sponsorships, broadcasting rights, and matchday income, plus a fanbase that spans every continent, United is often de…
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Your credit score impacts far more than just your ability to buy a house. It influences loan rates, credit card offers, and access to financial opportunities that can save (or cost) you money over time. In this episode of Think Like A Saver, host Amy Miller sits down with Jenelle Dito from FICO® to clear up some of the biggest myths about credit. T…
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The One Big Beautiful Bill Act (OBBBA) introduces tax, retirement, and education provisions that may be particularly impactful for Millennials and Gen Z. In this episode of You & Your Money, WHZ's Jonathan Mathews shares how. READ THE COMPANION BLOG POST > - Subscribe to the You and Your Money podcast - Follow us on Facebook, Instagram, LinkedIn an…
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click here: Leave a text, tell us what you liked The provided text is an excerpt from a 2025 article titled "Tipflation in Restaurants: Why You’re Paying More and How to Push Back," published by RetireCoast, which focuses on financial literacy and retirement planning. The article defines "tipflation in restaurants" as the result of rising tip expec…
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Shawn O’Malley and Daniel Mahncke break down Universal Music Group (ticker: UMG), a company that controls a royalty stream on roughly ⅓ of the world’s music in an oligopolistic industry also dominated by Sony and Warner Music Group. Universal has incredibly high-quality earnings, with a very stable business and excess returns on capital — a recipe …
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Starting fall 2025, FICO will incorporate Buy Now, Pay Later data for the first time, which could significantly impact your credit score. Our VP, Associate Financial Advisor Holly C. Wanegar, CFP® shares what to know (and do) to keep your credit score healthy. Read more about it on our blog > - Subscribe to the You and Your Money podcast - Follow u…
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click here: Leave a text, tell us what you liked RetireCoast.com offers a comprehensive guide to understanding closing costs associated with buying a home. It breaks down various fees and expenses buyers can expect, from lender and title charges to government taxes and prepaid items, typically ranging from 2-5% of the purchase price. The article al…
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Daniel Mahncke and Shawn O’Malley dive into Berkshire Hathaway, the billion-dollar conglomerate built by Warren Buffett and Charlie Munger that’s grown from a struggling textile mill into one of the most valuable companies in the world. With core pillars in insurance, railroads, and energy, plus a $250 billion equity portfolio anchored by Apple, Be…
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Thinking about saving for education, but not sure where to start? In this episode of Think Like A Saver, Amy sits down with Jenny Sass from my529.org, one of the top-rated 529 education savings plans in the country. They bust common myths, explain the surprising flexibility of 529 accounts, and offer easy, encouraging tips to help you start saving …
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Get the latest insights on how the financial markets are performing from WHZ's VP, Associate Financial Advisor Holly C. Wanegar, CFP®. - Subscribe to the You and Your Money podcast - Follow us on Facebook, Instagram, LinkedIn and YouTube - See how we can create a tailored financial strategy to help you live with Absolute Confidence, Unwavering Part…
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click here: Leave a text, tell us what you liked This comprehensive article explores the growing trend of farming after retirement, presenting it as a multifaceted opportunity for retirees. It details how small-scale farming can offer purpose, income streams, health benefits, and a legacy to future generations, outlining various models from lifesty…
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Shawn O’Malley and Daniel Mahncke break down Match Group (ticker: MTCH), a company that operates as part of a duopoly in online dating, owning a number of dating platforms, including Tinder, Match.com, Hinge, OkCupid, and more, with specialized platforms appealing to certain demographics and dating niches. During the Pandemic, the company was a pop…
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Healthcare costs have become one of the biggest wild cards in retirement planning. While you're diligently saving for your golden years, medical expenses are quietly working against you, threatening to derail even the most carefully crafted retirement plans. In this episode, WHZ's Jonathan Mathews shares what you can do to protect your health and w…
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Daniel Mahncke and Shawn O’Malley dive into Dell Technologies, the legacy PC giant that’s quietly become one of the largest suppliers of AI infrastructure in the world. Once seen as a low-growth hardware player, Dell now sits at the heart of the data center buildout — shipping billions of dollars worth of GPU-powered servers to customers like xAI, …
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Concerns about tariffs, wars, deficits, stock valuations and Chinese tech competition sent stocks swooning at various points this year. And yet earnings continued to improve, overcoming a wall of worry and ascending to new heights despite a long list of scary news headlines. But how? In this episode, WHZ's Jim Zahansky, AWMA® takes stock of how the…
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click here: Leave a text, tell us what you liked This comprehensive guide from RetireCoast.com focuses on the multifaceted decision of mortgage refinancing, offering a detailed exploration of its benefits, drawbacks, and strategic applications. It explains five primary reasons to refinance, including lowering interest rates, adjusting loan terms, a…
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Shawn O’Malley and Daniel Mahncke break down Ferrari (ticker: RACE), a company whose stock is arguably just as impressive as its high-performance and ultra-luxury vehicles. By global automotive standards, Ferrari hardly has any sales volumes, selling about 14,000 cars a year, yet these vehicles come with such premium price tags that the company can…
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click here: Leave a text, tell us what you liked We critique Airbnb's 2025 fee structure change, asserting it's a "bait and switch" that ultimately increases costs for guests and reduces income for hosts and property owners. Previously, guests paid a visible service fee, while hosts paid a small commission. The new system hides the service fee with…
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When disaster strikes, insurance should be your financial safety net. But far too many Americans only find out after the fact that they're underinsured or not covered at all. In this episode, we're joined by Doug Heller, Director of Insurance at the Consumer Federation of America, to help demystify insurance coverage. From homeowners and renters' i…
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Get the latest insights on how the markets are performing from WHZ Senior Partner, Chief Strategist Jim Zahansky, AWMA®. - Subscribe to the You and Your Money podcast - Follow us on Facebook, Instagram, LinkedIn and YouTube - See how we can create a tailored financial strategy to help you live with Absolute Confidence, Unwavering Partnership, For L…
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Daniel Mahncke and Shawn O’Malley dive into Crocs, the footwear company that turned a ridiculed foam clog into a global fashion phenomenon. After a post-IPO collapse and years of overextension, Crocs has staged one of the most impressive brand comebacks in recent retail history — now fueled by strong margins, loyal customers, and bold international…
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click here: Leave a text, tell us what you liked "The Ultimate Gen X Retirement Guide: Plan Smarter for Your Future" from RetireCoast.com, serves as a comprehensive resource for Generation X individuals, specifically those born between 1965 and 1980, offering detailed guidance on preparing for retirement. It addresses unique financial challenges fa…
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If retirement is on your five-year horizon, you're in a unique position as an executive to make strategic moves now that can dramatically impact your financial security and lifestyle in retirement. In this episode of You & Your Money, WHZ Senior Partner, Chief Strategist Jim Zahansky shares the critical moves you need to make right now to maximize …
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Merrill Chandler sits down with Scott Carson of We Close Notes to discuss how to leverage and capitalize distressed assets. Scott delves into the parallels between the current market and the market-in-recession of 2008 to present the most reasonable investing strategies to implement right now. He explains how banks evaluate their portfolios and whe…
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click here: Leave a text, tell us what you liked The Big Beautiful Bill and What It Means for Seniors, Social Security, Taxes, and Small Businesses In this episode, we take a deep dive into the newly signed Big Beautiful Bill of 2025, a sweeping piece of legislation that will reshape retirement planning, taxation, and small business growth for year…
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Shawn O’Malley and Daniel Mahnke break down Lululemon (ticker: LULU), an iconic brand famous for pioneering the now ubiquitous athleisure industry. Lululemon has a fiercely loyal customer base, with industry-leading rates of repeat customers, sales per square foot of retail space, and very little need for discounting, if any. In this episode, you’l…
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Financial freedom represents the ability to make life decisions without being overly constrained by financial considerations. It's when your money works for you, rather than you constantly working for money. In this episode, WHZ Managing Partner Leisl Langevin shares what to do – and what to avoid – in order to achieve and maintain financial freedo…
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Daniel & Shawn dive into Remitly, the digital remittance platform aiming to disrupt a $2 trillion global market. After years of prioritizing customer acquisition and corridor expansion over profits, Remitly is now approaching a critical inflection point, one where scale, margin leverage, and cash generation could unlock a new phase of investor conf…
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The One Big, Beautiful Bill Act contains tax cuts for individuals and businesses. Let's look at some of the ways the OBBBA may directly affect your pocketbook. - Subscribe to the You and Your Money podcast - Follow us on Facebook, Instagram, LinkedIn and YouTube - See how we can create a tailored financial strategy to help you live with Absolute Co…
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This week on Money Elementary ChisME, Heidi, Vanessa, and MEIA break down the real cost of deportation—not just in dollars, but in everyday life. From who picks your produce to who cares for your loved ones, undocumented immigrants aren’t draining the system—they’re sustaining it. We dive into how their labor, taxes, and cultural contributions hold…
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Shawn and Daniel break down The Trade Desk (ticker: TTD), a pure-play bet on the future of digital advertising, focusing specifically on supporting ad buyers who want to get the most value per impression across the so-called “Open Internet.” The Trade Desk has compounded its stock at 43% a year since its IPO almost a decade ago, and in that same pe…
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In this month's episode of Think Like A Saver, we're diving into a topic that's all too familiar: the pressure to spend, especially when it comes to online shopping. With one-click purchases, flash sales, and countdown timers, it's easy to fall into the trap of buying something you didn't plan for. But what happens when that "deal" turns out to be …
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👀 Dogs sniffing cancer. Monkeys on the run. Mice with mammoth DNA. Welcome to your new favorite science horror-comedy — aka, this week’s Hood Health Report. We’re breaking down what animal testing really looks like today — the ethics, the escape stories, and the wild innovations that are either amazing… or terrifying. 💉 Tap in. Science is out here …
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