Best Elizabeth Hotson Podcasts (2026)

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Debt after Christmas: managing borrowing and building resilience 14:05

Play Pause

2d ago14:05

14:05

In this episode, Sarah Coles and Helen Morrissey explore how much debt UK households are really carrying and why borrowing can quietly spiral out of control, even for higher earners. They also share practical steps for tackling debt, including prioritising repayments, choosing between the avalanche and snowball methods, cutting costs, and using bal…

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What 2026 means for your money: pensions, taxes and ISAs 15:16

5d ago15:16

15:16

In this episode, Sarah Coles and Helen Morrissey look ahead to what 2026 could hold for your finances. They discuss key dates to watch in the year ahead, including the rise in the state pension, higher dividend tax and the continued freeze on income tax thresholds. The episode also explores what this means for savers, investors and pensioners and t…

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Investing in 2026: interest rates, markets, funds and shares to watch 19:17

12d ago19:17

19:17

In this episode, Emma Wall and Sarah Coles look ahead to 2026 and the key themes set to shape investment markets. They discuss where interest rates could be heading in the UK and US, the risks around inflation, government debt and high market valuations, and what this could mean for investors. The episode also explores opportunities across bonds, e…

1
2025 in review: inflation, pensions, ISAs and money lessons 16:12

19d ago16:12

16:12

In this end-of-year special, Sarah Coles and Helen Morrissey look back at the key money themes of 2025 and what they mean for savers, investors and retirees. They discuss how market volatility following global trade tensions tested pension investors’ nerves and why taking a long-term investing approach matters. This podcast isn’t personal advice. I…

1
Investment review of 2025, what we lived through and learned 13:31

1M ago13:31

13:31

In this investment special, Emma Wall and Sarah Coles take stock of what the events of 2025 mean for investors: from the market records set to the performance of stocks like Nvidia, and why it’s worth considering the balance of investments in their portfolio right now. This podcast isn’t personal advice. If you’re unsure what’s right for you, seek …

1
What's next for stock markets: Will there be a Santa rally this year? 14:03

1M ago14:03

14:03

Emma Wall and Sarah Coles discuss how the stock markets are faring after the Budget, the importance of the golden quarter for businesses, and explore a market pattern known as a ‘Santa rally’ that could be approaching this month. This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Past performance is no…

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Autumn Budget 2025: key changes to savings, ISAs and pensions 18:34

2M ago18:34

18:34

Explore what the Autumn Budget 2025 means for you, from tax freezes and ISA cuts to changes in savings, dividends, pensions and key investor updates. This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall …

1
Autumn Budget and the self-employed: tax and income gaps 12:41

2M ago12:41

12:41

Rumoured Budget tax changes are putting new pressures on the self-employed. Sarah Coles and Helen Morrissey explore what rising taxes could mean for freelancers, why lumpy income makes saving harder, how insurance for the self-employed can help and how people can build their financial resilience. This podcast isn’t personal advice. If you’re unsure…

1
US market volatility: AI tech boom, government shutdown, Fed policy and elections 11:30

2M ago11:30

11:30

Emma Wall and Sarah Coles take a closer look at what’s behind recent market volatility in the US. They discuss concerns surrounding the AI boom, what the Federal Reserve might do next, the government shutdown and the importance of diversification amid uncertainty. This podcast isn’t personal advice. If you’re unsure what’s right for you, seek finan…

1
Are you wealthy for your age? Property, pensions, savings and investments 13:48

2M ago13:48

13:48

Sarah Coles and Helen Morrissey dive into what it really means to be wealthy in today’s world and why a million pounds isn’t what it used to be. From the impact of inflation on lottery jackpots to how wealth builds across generations, they explore who actually qualifies as “wealthy,” and why many people still don’t feel it. They unpack how property…

1
Budget fears and rumours: tax, pensions and scary money mistakes 18:00

2M ago18:00

18:00

As spooky season arrives, Sarah Coles and Helen Morrissey explore the financial fears haunting households, from Budget rumours to “zombie” savings and pensions quietly eating through your cash. They unpack the latest updates on income tax, National Insurance, Capital Gains Tax and pension tax relief, explaining what might change in the next Budget …

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What’s driving global stock markets? AI, tech valuations, and US growth 14:33

3M ago14:33

14:33

Sarah Coles and Emma Wall unpick the forces shaping global markets, focusing on tech stocks and the impact of AI on the US economy. They discuss warnings from Andrew Bailey and the IMF about stretched valuations and what this could mean for investors. They also cover strong US GDP revisions, the Federal Reserve’s next moves, and what is happening t…

1
What’s next for the state pension? Triple lock, NI gaps and rising pension age 16:04

3M ago16:04

16:04

Sarah Coles and Helen Morrissey break down key questions around the state pension - who gets it, when you can claim, and how much you might receive. They look at how the triple lock affects payments, why now is a crucial time of year, and how rising state pension ages could impact your retirement plans. They also explain how your National Insurance…

1
Global stock markets: gold prices, tariffs, US government shutdown 12:42

3M ago12:42

12:42

Sarah Coles and Emma Wall look at the factors moving markets around the world. They discuss the US government shutdown, strong economic data, and why both equities and gold are rising, despite usually pointing in opposite directions. They also delve into global market trends and UK economic concerns. This podcast isn’t personal advice. If you’re un…

1
Autumn Budget rumours: tax hikes, pension changes and ISA risks 17:51

3M ago17:51

17:51

With the Budget date now confirmed, speculation is swirling. From tax hikes to potential ISA rule changes and pension tax tweaks. Sarah Coles and Helen Morrissey break down the rumours ahead of the Autumn Statement and what they could mean for your finances. They explore concerns around ISA limits, the future of the Lifetime ISA, pension tax relief…

1
Why are stock markets rising while investor confidence is falling? 10:13

4M ago10:13

10:13

Sarah Coles and Helen Morrissey delve into data from the latest HL Investor Confidence Index and explore why confidence is slipping across major markets, even as Wall Street hits fresh highs. They unpack what could be driving the disconnect, from weak economic data in the UK and US to interest rate moves and AI-fuelled optimism. This podcast isn’t …

1
The UK’s pension gap: insights on retirement resilience and inequality 14:17

4M ago14:17

14:17

Sarah Coles and Helen Morrissey join Nathan Long, senior analyst at HL, to discuss the latest HL Savings and Resilience Barometer findings. They explore why the UK’s pension gap is widening, especially among higher earners, and how income, location, and home ownership affect financial resilience. This podcast isn’t personal advice. If you’re unsure…

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Bridging the investment gaps: navigating UK market volatility, inflation and challenges facing investors 9:33

4M ago9:33

9:33

Sarah Coles and Helen Morrissey unpack the latest HL Savings and Resilience Barometer findings, revealing significant investment gaps across UK households, especially among single women, and the challenges facing retail investors today. They explore how inflation and UK economic growth concerns are impacting investor confidence, why building an eme…

1
Property vs pensions – after changes to stamp duty, tax and interest rates 19:39

4M ago19:39

19:39

Susannah Streeter and Sarah Coles explore how property has become less rewarding as an investment, with more tax on landlords, rising costs of new legislation and higher mortgage interest. They also cover the latest Budget rumours affecting property, including speculation on changes to stamp duty, CGT, and NI on rent. Helen Morrissey discusses the …

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Learn from professional investors: handle market volatility, highs and avoiding FOMO 10:54

5M ago10:54

10:54

Susannah Streeter and Sarah Coles look at how professional investors are reacting to recent market volatility and what DIY investors can take from their approach. They explore changing attitudes to US stocks, rising interest in UK and European markets, and why doing nothing can sometimes be the smartest move. This podcast isn’t personal advice. If …

1
Average cost of raising a child: childcare, savings and pension tips for parents 16:04

5M ago16:04

16:04

Susannah Streeter and Sarah Coles unpack the rising cost of raising children and how the whole family can prepare financially. They cover maternity leave, building up emergency savings and getting your kids off to the right start with saving and investing. Helen Morrissey joins to explain why it's vital not to overlook your pension and how parents …

1
Tariffs, magnificent 7 stocks, and gold on the rise 16:05

5M ago16:05

16:05

Join Susannah Streeter and Sarah Coles as they explore what’s been moving markets, from major trade deals and new tariffs to a busy earnings season led by tech giants. They unpack results from Meta and Microsoft, Apple and Amazon, look at the surge in gold demand, and assess the latest investor confidence data. They also explain what the recent int…

1
Holiday spending, currency tips and retirement planning 15:51

5M ago15:51

15:51

Join Susannah Streeter and Sarah Coles as they answer your holiday money questions, such as how to pay for your trip, get the best exchange rates and avoid overspending while you’re away. They also look at the real cost of holidays and how to plan ahead so you don’t come home with debt. Helen Morrissey, head of retirement analysis at Hargreaves Lan…

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Stock markets, oil prices and trade wars 18:15

6M ago18:15

18:15

Join Susannah Streeter and Sarah Coles as they look back on a bumpy six months in the markets, marked by rising geopolitical tensions, trade disputes linked to Trump’s policies and a very public clash with Elon Musk. These events have stirred up oil prices and shaken investor confidence across the world. They break down what’s driving these shifts …

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Experts reveal the biggest money mistakes made in divorce 14:33

6M ago14:33

14:33

Join Susannah Streeter and Sarah Coles as they explore how to protect your finances from the fallout of divorce and smart steps to take both before and during a split. Talking pre-nups, emergency funds and mortgage debt, we break down practical ways to safeguard your money if your relationship breaks down. With the number of divorces jumping 28% in…

1
Market volatility, house prices, and financial advice reforms 16:38

6M ago16:38

16:38

Join Susannah Streeter and Sarah Coles as they explore what’s been moving markets and what big changes to financial advice could mean for your money. Trade tensions, investor sentiment, oil prices and shifting mortgage rules are all in focus, as the team breaks down what it means for markets and borrowers. Helen Morrissey, head of retirement analys…

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Living to 100: How much money would you need? 16:33

6M ago16:33

16:33

Are you financially prepared to live to 100? In this special episode, Susannah Streeter and Sarah Coles explore how much money you might need to retire comfortably and support yourself through a longer life. Helen Morrissey, head of retirement analysis at Hargreaves Lansdown, breaks down pension adequacy, savings targets, and what the government's …

1
Investment special: tariffs, trade deals, tax threats and inflation 16:59

6M ago16:59

16:59

Join Susannah and Sarah as they explore the key drivers behind recent global market movements, including trade deals and tariffs, economic slowdown and efforts to boost growth in the UK. Understand what all this means for investors, and get clear insights on what’s next for inflation, interest rates, government borrowing and possible tax threats in…

1
How to build wealth: planning tips from the experts 26:11

7M ago26:11

26:11

Join Susannah and Sarah as they unpack the essential building blocks of wealth, from setting financial goals and managing risk to choosing the right mix of assets for you. Whether you’re just starting out or thinking about retirement, this episode offers practical steps to help you grow your financial resilience over time. Bradley Clark, financial …

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Avoiding scams, deepfakes and cyber attacks 23:20

7M ago23:20

23:20

Join Susannah and Sarah as they break down the growing threat of cyber attacks and online scams – what’s happening now, who’s being targeted, and what it all means for your money. Will Guyatt, technology correspondent, joins to explain how scams are evolving – from deepfakes and fake WhatsApp groups to social media investment traps – and what steps…

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Get to grips with inflation: investments, savings and pensions 23:29

8M ago23:29

23:29

Join Susannah and Sarah as they break down the latest on Trump’s tariffs – where things stand now and what it means for global trade. Victoria Hasler, head of fund research at Hargreaves Lansdown, and Helen Morrissey, head of retirement analysis, join us to unpack what inflation really is, how bonds work and how these shifts could impact your walle…

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Beat money anxiety: managing your money and retirement in uncertain times 22:55

8M ago22:55

22:55

Join Susannah and Sarah as they look at anxiety at a time when Trump’s tariffs have unsettled markets and global trade. They explore why we worry about money and how to tackle our concerns. Helen Morrissey, head of retirement analysis, talks to us about the main concerns for retirees and Bradley Clark, HL financial adviser, unpacks common worries a…

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Inheritance tax made simple: shares, bonds and gold, plus expert planning tips 25:44

9M ago25:44

25:44

Join Susannah and Sarah as they dive into the markets. Plus, Helen Morrissey, head of retirement analysis and Bradley Clark, HL financial adviser, join us to unpack the basics of inheritance tax – how it works, recent changes, how it could affect you and how to plan for it. This podcast isn’t personal advice. If you’re not sure what’s right for you…

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How to build a portfolio in turbulent times 22:50

9M ago22:50

22:50

Join Susannah and Sarah as they break down the market fallout following Trump’s tariffs and explore how to invest at times like this. Learn how to build a balanced portfolio, why diversification matters, and how to choose funds that suit your investment goals. Helen Morrissey, Head of Retirement Analysis, tells us how your pension can be your first…

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Prepare for Retirement: interest rates, trump tariffs and pension planning 25:43

10M ago25:43

25:43

Join Susannah and Sarah as they explore what’s happening with global trade and how it could affect the UK economy – touching on Trump tariffs, the UK growth forecast and interest rate cuts. Helen Morrissey, Head of Retirement Analysis, talks about how people can prepare for retirement and reflects on changes in the retirement space since the major …

1
Spring Clean Your Finances: US tariffs, the Spring Statement and saving tax 21:07

10M ago21:07

21:07

In this week’s episode, Susannah and Sarah discuss the potential impact of US tariffs on the global economy and the clash between Trump, Vance and Zelensky. We also delve into speculation around possible announcements in the upcoming Spring Statement and the tax efficient opportunities available at the moment. Helen Morrissey, head of pension analy…

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The Single Files: Trump’s tariffs, stock market impact and cost of being single 24:27

11M ago24:27

24:27

Join Susannah and Sarah as they explore how Trump’s proposed tariffs are impacting global markets and tech stocks. They also dive into the latest findings from the HL Savings and Resilience Barometer, revealing why it’s harder to make ends meet when you’re single. Helen Morrissey, Head of Pension Analysis, shares key questions to consider when plan…

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The Generation Gain: Family Financial Planning – plus Trump's Impact on Markets 24:08

11M ago24:08

24:08

Susannah and Sarah examine what Trump’s presidency means for global markets, saving and investing for children and grandchildren during volatile times and the sensible planning steps we can take. Helen Morrissey, head of pension analysis, tells us how supporting grandchildren can put you in a better position yourself, and the role that pensions pla…

1
Pensions and savings gaps: the HL Savings and Resilience Barometer 22:21

12M ago22:21

22:21

Susannah and Sarah explore the investment landscape right now and then dive into our latest research uncovering the nation’s financial resilience. Helen Morrissey, head of pension analysis, sheds light on the pensions gap affecting millions across the nation. Plus, Nathan Long, senior analyst at HL, talks us through some of the most interesting fin…

1
New year, new you: transform your finances in 2025 25:40

12M ago25:40

25:40

Susannah and Sarah take a look at the steps we can take with our investments and personal finances as we head into 2025. Helen Morrissey, head of pension analysis, outlines the key New Year jobs to do when it comes to your pension. Emmanuel Asuquo, personal finance expert and founder of the Eman Effect, talks us through exploring your money mindset…

1
The market outlook for 2025: Markets, money, and must-watch trends 22:05

1y ago22:05

22:05

Join Susannah and Sarah as they delve into the potential economic landscape of 2025. We'll explore: Market volatility: examining the potential for fluctuations in stocks and bonds. Mortgage rates & tax rises: understanding the impact of rising costs on your finances. Pension planning: gaining insights from Helen Morrissey, head of retirement analys…

1
A whistle-stop tour of 2024: Elections, AI boom, gold and pensions 19:50

1y ago19:50

19:50

Susannah and Sarah take a look back at a huge year for the markets, with global elections, geopolitical unrest, AI enthusiasm, gold prices and a Budget to remember. Helen Morrissey, head of pension analysis, joins us to discuss what the year held in store for pensions. Matt Britzman, senior equity analyst at HL, looks at the companies he said were …

1
Are we going off going out? 22:47

1y ago22:47

22:47

Susannah and Sarah delve into how things are looking for the hotels and hospitality sector as we head towards Christmas. We’ll touch on challenges faced across the jobs market, rising salary expectations and the impact of increased National Insurance Contributions to businesses. Special guest, Jane Pendlebury, CEO of HOSPA, gives us insight into ho…

1
Retail Therapy: Black Friday, Christmas spending and retail stocks 30:11

1y ago30:11

30:11

Susannah and Sarah look ahead to Black Friday and Christmas spending. They also discuss how Trump’s win and the hike to employer National Insurance contributions could impact retailers and rising prices. We’ll hear from Helen Morrissey, head of retirement analysis, who has a different view of what we could be spending our money on this Christmas. S…

1
What the Budget means for investors: Impact on taxes, pensions, and for some stocks 31:43

1y ago31:43

31:43

Susannah and Sarah break down last week’s Autumn Budget, diving into its potential impact on savers, investors, and pensions. They cover key topics like inheritance tax changes and their effect on pensions and AIM investments, capital gains tax hikes, employer national insurance adjustments, and the freezing of income tax thresholds. They’ll also l…

1
Power and Money: how will the UK budget and US election impact investments? 34:31

1y ago34:31

34:31

Susannah and Sarah discuss politics both sides of the pond: UK Budget speculation and what rumoured changes mean for investors, plus what impact the US election is having on companies and markets. They are joined by Ben Page, chief executive of IPSOS, who explores opinions and behaviours around elections. Emma Wall, our head of investment analysis …

1
Charged up: the EV revolution and the impact of the China vs US trade war 33:37

1+ y ago33:37

33:37

Susannah and Sarah discuss the future of the EV industry in the wake of the China vs US trade war. Top Gear’s Quentin Willson talks about the trends in EV ownership and how the manufacturers are faring. Emma Wall, our head of investment analysis and research, has a deeper look at China’s prospects. As usual, Matt Britzman, senior equity analyst at …

1
Homing in on Property: from buy-to-let to investing in property companies 27:24

1+ y ago27:24

27:24

Susannah and Sarah discuss the pressures on buy-to-let mortgages, from legislation to mortgage rates, house prices and the impact of changes to capital gains tax - with property veteran, Jeremy Leaf. Helen Morrissey, head of retirement research, explores buy-to-let for retirement and the expected upcoming boost to the state pension. Matt Britzman, …

1
Switching channels: investing in Netflix, ITV and online channels 31:16

1+ y ago31:16

31:16

Navigating the new media landscape: Susannah and Sarah take a look at the challenges facing the media industry, covering the drop in popularity of traditional television, the rise of streaming services and online competitors and the impact on advertising revenue. Plus, Matt Britzman, senior equity analyst at HL, gives his thoughts on some listed co…

1
The Supermarket Sweep: Investing in Tesco, Asda, Ocado, and Sainsbury’s 33:07

1+ y ago33:07

33:07

In this week's episode, Susannah and Sarah delve into the world of the UK’s supermarkets in the midst of multiple lock-downs, Brexit and a cost-of-living crisis. We also take a look at the wider impact on retail behaviour and the supply chain as a whole. Matt Britzman, equity analyst at HL, unpacks what's happened with some of the biggest household…