Who's really in control when you buy a property? The Elephant In The Room is where the things that no one wants to talk about, actually get talked about. Veronica Morgan, real estate agent, buyers agent and co-host of Foxtel’s Location Location Location Australia & Chris Bates, financial planner, mortgage broker and wealth coach have joined forces to find out what’s really going on in the world of real estate. Veronica and Chris talk to property owners and buyers every day in their respectiv ...
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Elephant Insurance Podcasts
This podcast is a supplement to our blog, The Glovebox. Offering an audio companion to our carefully curated and researched content about car insurance, cars, road safety, protecting your assets, and personal insurance best practices.
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Looking to be a better leader? Or maybe even thinking about starting your own business? Searching for Elephants is the place for you. Covering a multitude of subjects with tonnes of great leaders!
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Welcome to the Coulter Chronicles podcast, where we openly discuss the quest in life. We’ll be tackling the concept behind my new company, The Vanishing Elephant. How one bite at a time is all you need to accomplish anything. From leadership skills, to finances, to racism, to life insurance, to perspective, to religion, you can almost bet you’ll hear it, here!
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Financial Fitness with The Money Doctor is a weekly, hour-long National radio show devoted to helping individuals and small business owners better understand their finances and the psychology involved in why we make the decisions we do, how it affects our relationships, our sense of self-worth, and most importantly what we have the power to DO about it! Even prior to this current, highly timely expansion including with BBS Radio TV, which is syndicated to every major audio portal on the worl ...
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Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
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Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
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Financial Fitness With The Money Doctor, September 21, 2025
59:12
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59:12Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Navigating Fertility with Dr. Alexander Kucherov of Illume In this episode of Financial Fitness with The Money Doctor, Dr. Alexander Kucherov—board-certified reproductive endocrinologist at Illume Fertility—joins us to demystify the fertility journey for individua…
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Kolmeo vs. the Old Model: Can Tech Fix the Property Management Space?
46:14
46:14
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46:14Property management in Australia has been facing challenges for years — tenants feel ignored, landlords are frustrated, and managers are burning out. The question is: is the entire model broken beyond repair? In this episode, we sit down with Scott Bateman, strategist, innovator, and founder of property management platform Kolmeo, to unpack what’s …
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LongView’s Fund: Turning Home Equity Into Investor Opportunity
49:24
49:24
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49:24Australia’s housing market has been facing growing pressures in recent years. Homeowners often sit on millions in equity but can’t easily access it, while aspiring buyers without the “Bank of Mum and Dad” struggle to get into the market. At the same time, investors chase capital growth but face the costly, stressful reality of being landlords. In t…
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Financial Fitness With The Money Doctor, September 7, 2025
59:38
59:38
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59:38Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Pablo, the Pirate Cat - Behind the Scenes with Jay Deane! Pablo, the Pirate Cat teaches kids about money matters straight from his pirate cove with the engaging voice narration by Jay Deane and Dr. FinWell. Kids will learn without feeling lectured to. There's even…
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Innovation, Investment & Infrastructure: The Three Keys to Solving Housing in Australia
46:22
46:22
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46:22Australia’s housing crisis isn’t just a social problem — it’s an economic one. In this episode, Robert Pradolin, founder of Housing All Australians, argues that secure, affordable housing must be treated as essential infrastructure for the nation’s prosperity. With over 40 years in residential development, Robert brings both insider knowledge and b…
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NIMBY vs YIMBY: Can We Balance Progress and Preservation?
54:35
54:35
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54:35NIMBY vs YIMBY? Is saying “no” to change protecting community character — or blocking the homes our cities desperately need? In this episode, we sit down with Jonathan O’Brien, lead organizer of YIMBY Melbourne, to unpack what’s at stake when communities resist — or embrace — change. We dig into whether opposing development is simply selfish or a l…
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Financial Fitness With The Money Doctor, August 24, 2025
57:59
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57:59Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" 22 Years. Thousands Fed. The Story Behind the North Quabbin Food-A-Thon | Jay Deane Interview For over two decades, the North Quabbin Food-A-Thon has united our small towns in a big way—feeding thousands and funding local food pantries through the power of communi…
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Commercial Property 101: The Rules, Risks & Rewards
52:05
52:05
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52:05Commercial property isn’t just “resi with higher yields” — it’s a whole different game with its own language, rules, and risks. In this episode, we sit down with Helen Tarrant, founder of Unikorn Commercial Property, to unpack what investors really need to know before making the leap. Helen reveals why mindset is the first hurdle when moving from r…
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Financial Fitness With The Money Doctor, August 17, 2025
58:00
58:00
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58:00Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Level Up Your Money Ready to make your money work for you? In this special Financial Fitness with The Money Doctor episode for 11–15 year olds, Dr. Frances Rahaim, Ph.D. (aka The Money Doctor) breaks down fun, real-world ways to save, earn, and spend smarter—witho…
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Strata at a Crossroads: Why the System Needs Urgent Change
48:28
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48:28Australia’s strata sector is under pressure — and it's no longer a niche issue. Following high-profile investigations by Four Corners and 7.30 Report, strata governance failures, building defects, and financial blowouts are now front and centre. With more Australians living in apartments and townhouses than ever before, what happens next in this sp…
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Financial Fitness With The Money Doctor, August 10, 2025
58:01
58:01
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58:01Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Financial Fitness With Pablo The Pirate Cat Set sail on a playful pirate adventure that teaches kids where money comes from, why it matters, and how to make smart choices—without lectures or complex math! In this episode of Financial Fitness with The Money Doctor,…
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What Data-Driven Investors Get Wrong (And Right)
1:01:57
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1:01:57With property data becoming increasingly available, investors face a growing challenge: accurately interpreting the numbers. In this episode, Veronica and Chris speak with Matija Djolic, co-founder of HtAG Analytics, to discuss how investors can effectively use property data and avoid common mistakes. Matija outlines four essential questions invest…
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The Truth About Property Negotiation: Why Most Buyers Get It Wrong
1:00:46
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1:00:46Today, we sit down with Scott Aggett, founder of Hello Haus, a negotiation service shaking up Australia’s property buying landscape. Scott pulls back the curtain on the high-stakes game of real estate negotiation and reveals why most buyers are unknowingly walking into traps laid by experienced selling agents. If you’ve ever felt outmatched or over…
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Financial Fitness With The Money Doctor, July 27, 2025
58:01
58:01
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58:01Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Car Game Explained: Beat the System & Drive Smarter - Keeping Up, Burning Out, and Taking Back Control Wondering whether to lease, buy new, or buy used? You’re not alone. In this episode of *Financial Fitness with The Money Doctor*, Dr. Frances Rahaim breaks down …
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Own Your Home, Max Your Super: A Real Talk Guide to Financial Freedom
58:17
58:17
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58:17If you’re navigating retirement planning in Australia, this episode is a must-listen. Financial adviser James Wrigley joins The Elephant in the Room to unpack the strategies that high-income earners, Gen X professionals, and aspiring retirees can use to build a more secure financial future, without falling into the usual traps. From maximising tax …
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Uninsurable? The Hidden Risks in Strata and Property Insurance
55:09
55:09
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55:09When it comes to property ownership in Australia, few topics are as misunderstood—and as crucial—as insurance. In this episode, Veronica sits down with Kimberley Jonsson, CEO of CHU Insurance, to unpack the growing risks in strata and property insurance and why many owners might be underprepared. From the rising cost of premiums to the unseen dange…
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Beyond the Boom: Long-Term Strategy vs. Short-Term Gains in Perth
56:38
56:38
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56:38What happens when a city goes from being “uninvestable” to a national hotspot almost overnight? In this episode, Perth-based buyer’s agent Matthew Hughes joins Veronica to unpack what’s driving the WA property surge—and what investors are getting wrong. With boots-on-the-ground insight, he shares why affordability alone is a flawed strategy, how in…
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Financial Fitness With The Money Doctor, July 6, 2025
58:59
58:59
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58:59Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Trump, FED and Debt - How it Impacts Your Wallet Wondering how Trump’s policies, the Federal Reserve, and America’s growing debt impact you? In this episode of Financial Fitness with The Money Doctor, Dr. Frances Rahaim breaks down what rate cuts, debt ceilings, a…
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Building Community, Not Just Property: Inside the Property Collectives Model
58:33
58:33
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58:33In this episode, we’re joined by Tim Riley, founder of Property Collectives, to explore a new way of thinking about housing—one rooted in collaboration, not speculation. Tim breaks down how the group build model works, why it’s gaining traction, and how it empowers people to co-create their homes rather than buy off the plan. We cover a wide range …
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Financial Fitness With The Money Doctor, June 29, 2025
58:00
58:00
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58:00Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Sneaky Discounts You Already Qualify For Not a student? Not a senior? No problem. This week on Financial Fitness with The Money Doctor, we’re spilling the tea on discounts hiding in plain sight—for regular folks in the middle of life. From grocery apps and pharmac…
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What’s Fueling the Sentiment Shift in Regional Property?
52:05
52:05
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52:05What’s really behind the shift we’re seeing in regional property market trends, especially along the NSW South Coast? In this episode, we sit down with our good friend and local expert Matthew Knight as someone who’s been living and breathing this stuff for years, to give us the real story. We’ve heard all the noise about COVID booms and tree chang…
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What’s Really Causing the Housing Crisis in Australia? Peter Mares Breaks It Down
1:03:09
1:03:09
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1:03:09Is housing really unaffordable because we’re not building enough? Or is that just one part of a much bigger, more complicated story? In this episode, we sit down with Peter Mares, journalist, researcher, and author of No Place Like Home – to break down the real reasons why housing is unaffordable in Australia today. Peter walks us through how decad…
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Financial Fitness With The Money Doctor, June 15, 2025
58:01
58:01
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58:01Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Million Dollar Vision. No Excuses with Courtney Poulos ACME Real Estate Courtney Poulos—broker, author of Break Up with Your Rental, and founder of ACME Real Estate—joins Financial Fitness with The Money Doctor to talk about shaking up the status quo in real estat…
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Could the Property Boom Be Built on Illusion? Martin North Has a Warning
1:01:21
1:01:21
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1:01:21Is all this property wealth we talk about actually real—or is it just theoretical? That’s what we unpack in this episode with our guest Martin North, founder of Digital Finance Analytics and someone who’s been watching the numbers and the story behind them for years. We ask him: is Australia’s $11 trillion property market built on something solid, …
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Financial Fitness With The Money Doctor, June 8, 2025
58:00
58:00
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58:00Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" What’s Hatching at Best Egg? Best Egg’s Michael Tarquinio joins Dr. Frances Rahaim to talk about shifting from transactions to relationships—and why customer experience (not just credit scores) may be the new frontier in financial wellness. It’s a fresh take that …
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Australia’s Biggest Home Builder Opens Up About Survival
55:27
55:27
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55:27The building industry in Australia 2025 is still feeling the ripple effects of COVID, supply chain chaos, and builder collapses, and we wanted to know what it actually looks like to survive all that. So we brought in Brad Duggan, CEO of Metricon, to pull back the curtain on what went wrong, what they got right, and what others need to understand if…
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Financial Fitness With The Money Doctor, June 1, 2025
28:59
28:59
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28:59Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Guest, Senator Michael D. Brown - How Broken IS DC? In this FinFit Special Edition, Frances Rahaim, Ph.D. (“The Money Doctor”), sits down with former U.S. Shadow Senator Michael D. Brown for a raw conversation about dysfunction in Washington, the cost of political…
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Property Q&A: Zoning Shakeups, Rentvesting Moves & $600K Investment Myths Debunked
50:51
50:51
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50:51What do zoning shakeups mean for your suburb, your street, and your property’s value? In this Q&A episode, we answer real questions from listeners and unpack the property market trends that are shaping the way people buy, build, and invest right now. We talk about what makes a home “A-grade” beyond land size and location, how to avoid overcapitalis…
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Financial Fitness With The Money Doctor, May 25, 2025
57:53
57:53
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57:53Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor", Why Money Isn't Just Math with Joy Slabaugh from Relational Wealth Framework In this eye-opening episode of Financial Fitness with The Money Doctor, Frances Rahaim, Ph.D. sits down with Joy Slabaugh a licensed therapist and founder of the Relational Wealth Framew…
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Inside Australia’s Housing Crisis: Broken Policy, Supply Myths & Market Limits
1:01:28
1:01:28
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1:01:28What if everything we’re told about fixing Australia’s housing crisis is just scratching the surface? That’s the starting point for our conversation with Michele Adair, Managing Director of the Housing Trust and a long-time advocate for meaningful housing reform. Michele brings decades of experience and doesn’t hold back when talking about what’s r…
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Dreaming of retirement days? This episode is your roadmap! We'll break down 5 crucial things to plan for, from nailing down your ideal retirement date to understanding your future healthcare options. Tune in and set yourself up for a smooth transition into your golden years.By Anthony J Cangemi and Sr.
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Is your retirement savings at risk? In this episode we talk about figuring out your own personal risk tolerance when it comes to your money and how to properly allocate your assets so they will last.By Anthony J Cangemi and Sr.
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We discuss the hidden costs of delaying your financial planning. Discover how putting off seemingly small decisions can snowball into significant setbacks for your future. Learn actionable strategies to overcome inertia and start taking control of your money today, not tomorrow.By Robert P Kirvan
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Financial Fitness With The Money Doctor, May 18, 2025
57:59
57:59
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57:59Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Financial Literacy for College Students | Joe Pack on Tickup PickSix Investing Challenge: Joe Pack, TickUp offers $50,000 Grand Prize! Today on Financial Fitness, we’re talking with Joe Pack, founder of Tickup and creator of the PickSix stock-picking competition —…
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From Dummy Bidders to Underquoting: What Auctioneers Know That You Don’t
54:10
54:10
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54:10What really goes on in an auctioneer’s mind, and what do they see that most buyers and sellers don’t? In this episode, we chat with Emma Brown-Garrett, a seasoned auctioneer who’s been in the property world for over 20 years, to talk about everything most people misunderstand about auctions. Emma’s not just there to call numbers. She’s reading the …
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In this episode we break out the key dates and milestones on your journey to and through retirement.By Anthony J Cangemi and Sr.
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Financial Fitness With The Money Doctor, May 11, 2025
57:46
57:46
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57:46Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" 22 Years. Thousands Fed. The Story Behind the North Quabbin Food-A-Thon - Jay Deane Interview! For over two decades, the North Quabbin Food-A-Thon has united our small towns in a big way—feeding thousands and funding local food pantries through the power of commun…
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Is Media Hype Making Australia’s Housing Crisis Worse? with Cameron Kusher
1:05:01
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1:05:01How much of what we hear about Australia’s housing crisis is actually true, and how much is just media hype? In this episode, we’re joined by Cameron Kusher, a property economist who’s here to speak without corporate filters, and he doesn’t hold back. We talk about how the media often gets housing stories wrong, oversimplifying complex issues just …
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Navigating your Required Minimum Distributions (RMDs) can feel like a maze, but we're here to light the way. This week, we break down exactly what RMDs are, when you need to start taking them from your retirement accounts, and how they're calculated. We'll also explore strategies to potentially minimize their impact and make the most of your hard-e…
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Financial Fitness With The Money Doctor, May 4, 2025
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58:00Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Justin Lawrence Adult Education And Life Transformation Franklin County Technical School's own Justin Lawrence joins The Money Doctor to talk Adult Education. Obstacles? Cleared. Tuition? $0 for qualifying enrollees. In the time a part-time job would take, a new c…
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Why Behavioural Economics Matters in Real Estate with Evan Lucas
1:07:41
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1:07:41What if the real driver behind Australia’s property obsession isn’t logic, but human behaviour? In this episode, we’re joined by behavioural economist Evan Lucas, and let’s just say… this one’s a thinker. We talk about how our attitudes toward property have shifted since the pandemic; what’s stuck, what’s changed, and why the DIY mindset, generatio…
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Join us as we navigate the intricacies of financial planning, offering expert insights and practical strategies to navigate money matters as a family. We'll help you build a secure future together, fostering communication and understanding so your finances become a source of strength, not stress. Tune in and discover how financial harmony can lead …
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Is the U.S. Doing Real Estate Better? Agents, Fees & Buyer Deals Explained
1:03:18
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1:03:18Lately, it feels like everyone’s saying Australia is just a few steps behind the U.S. when it comes to real estate; especially with buyer’s agents. But I’ve always wondered… is that actually a good thing? In this episode, we're joined again by David Sidoni, host of the How to Buy a Home podcast, and we pull back the curtain on how real estate reall…
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Ready to unlock a powerful retirement savings strategy? This week, we dive deep into the Backdoor Roth IRA, explaining who it's for and the crucial steps to execute it correctly. Learn how high-income earners can bypass traditional Roth IRA limitations and potentially enjoy tax-free growth in retirement.…
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Financial Fitness With The Money Doctor, April 20, 2025
58:31
58:31
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58:31Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Guest, Senator Michael D. Brown on Economy Tax day, tariffs, 401ks? Retired Washington DC Senator, Michael D. Brown mixes it up with The Money Doctor on what's going on with the economy these days and the effects on the average household. What CAN you do about it?…
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How to Tell If a Builder or Developer Can Be Trusted
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59:17Buying a property is one of the biggest financial commitments most people will ever make, and yet, so many buyers are forced to make that decision with barely any reliable information about who’s building their home. In this episode, we sit down with Brad Walters from Equifax to unpack the trust crisis in the Australian construction industry, and m…
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In this episode we look at how the 5 pillars of financial and retirement planning can help you deal with market volatility.By Anthony J Cangemi and Sr.
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Financial Fitness With The Money Doctor, April 13, 2025
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58:01Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Market Volatility Its Impact And What You CAN Do! Feeling whipsawed in the financial markets lately? Afraid to look at your 401k? Consumer Advocate, Frances Rahaim, Ph.D., aka "The Money Doctor" sheds light on the current situation and gives helpful tips about wha…
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Diana Mousina on Why Property Is Australia’s Economic Backbone
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46:00What role does property truly play in shaping Australia’s economic story? In today's episode, we sit down with Diana Mousina, Senior Economist at AMP, to unpack why property plays such a central role in Australia’s economic landscape. Diana brings a sharp, accessible take on the macro forces at play, both locally and globally, and helps us make sen…
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In this episode we talk about how to plan for taxes in retirement and how to minimize your tax burden through planning.By Anthony J Cangemi and Sr.
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