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Rants and Gems Real Estate PodcastMatthew Garland better know as MG The Mortgage Guy has been in the mortgage business for over 20 years and has helped thousands of people buy real estate. Rants & Gems Show, will discuss everything in the Real Estate game. Whether it's Investing, News, Strategies, Education, Credit, Etc nothing is off limits.
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Market Mondays

EYL Network

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On Market Mondays, Earn Your Leisure and Stock market expert Ian Dunlap discuss strategies to make money in the stock market under any circumstance. During Market Mondays, we also answered a variety of investment questions from live callers. Market Mondays is a new, exciting look into the world of investing and money management.
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Social Proof Podcast

Social Proof Network

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The #1 Podcast for Entrepreneurs, The Social Proof Podcast, gives entrepreneurs intentional & proven strategies from high-level entrepreneurs daily. Hosted by David Shands & Donni Wiggins, each upload is a masterclass in entrepreneurial growth. Advertising inquiries contact: [email protected]
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Earn Your Leisure

iHeartPodcasts

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Welcome to The Earn Your Leisure Podcast. Rashad Bilal and Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs. We will also be breaking down business models and examining the latest trends in finance. Earn Your Leisure is a college business class mixed with pop culture. We blend the two together for a unique and exciting look into the world o ...
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The Journey to Personal & Financial Freedom Starts Here Industry experts reveal the proven mindset, marketing & relationship secrets to help you design your dream life. Learn from the very best in order to create the dream life you desire and deserve. Your success and personal transformation are only a few steps away. Hosted by Casanova Brooks. From surviving stage 4 cancer to losing it all including his mom, job, and home...To now creating a life by design, Casanova helps in sharing his own ...
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Join 19Keys on 'High Level Conversations', the award-winning show elevating your mindset and value. In Partnership with the Earn Your Leisure network, this is the show where thought leadership meets empowerment. Each episode features luminaries like Billy Carson and Wallstreet Trapper, exploring topics from financial literacy to future tech, emotional intelligence to wellness. Our mission is to challenge, inspire, and ignite change. Be a part of this journey to reshape narratives and elevate ...
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Get ready for a powerful clip. This time, Deion Sanders joins Rashad Bilal and Troy Millings to break down the real economics behind college football and the complexities of conference expansion. They discuss what it would take for Jackson State to move to a power conference, and Deion Sanders doesn’t hold back on the money games—those high-profile…
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In this Market Mondays clip, Ian Dunlap, Rashad Bilal, and Troy Millings break down the latest action in Bitcoin, examining the recent price drop and what history tells us about the 2025 cycle. Ian highlights Bitcoin’s unique four-year cycles, referencing the recent “Death Cross” and discussing how Bitcoin’s price patterns have repeated consistentl…
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This week on Earn Your Leisure, we sit down with the legendary Jay Majors—entrepreneur, educator, and creator of one of the biggest barber expos in the world. Jay breaks down how barbering literally saved his life and how the craft transformed into a multimillion-dollar empire built on relationships, real estate, and relentless hustle. We dive deep…
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Usher got burned after loaning $1.7M for a building that was never purchased and the fallout teaches every entrepreneur a major lesson. In this Social Proof episode, David Shands and Donni Wiggins break down the real mistakes behind failed partnerships and the 5 lessons that can protect your money, your relationships, and your business. 👥 Join The …
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My inner circle mentee just closed on a 203k deal I originated: $360,000 purchase • $127,000 rehab • $700,000 ARV That’s six figures of equity being created on ONE play. In this interview, she breaks down exactly how she found it, funded it, survived the rehab process, and used the blueprint she learned inside my mentorship to turn a fixer-upper in…
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Description: In this eye-opening discussion, Rich Paul, a notable sports agent who has had the experience of being on LeBron James' payroll for two years, earning $48,000, shares his candid perspective on financial management for athletes. Drawing from his personal journey, he underscores the financial realities confronting many professional athlet…
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In this Market Mondays clip, Ian Dunlap and Troy Millings dive into the current state of the stock market, addressing one of the hottest questions: Is everything overvalued and why are stocks falling? Ian highlights the ongoing correction as prices return to their true value after years of massive gains, reminding us that the last time we saw three…
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Eddie Wilson, entrepreneur, investor, and creator of the Empire Operating System, sits down with Social Proof to break down the blueprint behind scaling, buying, and exiting companies at the highest level. In this episode, he reveals: • How he sold 76 companies in a single year • The Empire Operating System phases: Startup, Perseverance, Viability,…
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Bitcoin’s slide has the entire market asking the same question: is this the beginning of real trouble, or the setup for the biggest buying opportunity of the year? This week on Market Mondays, we break down the volatility across crypto, AI, and equities as investors brace for major moves. From Peter Thiel unloading all his Nvidia and cutting 76% of…
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In this insightful Market Mondays clip, Rashad and Troy dive into Google’s evolution as an AI powerhouse, its strategy in the competitive tech landscape, and why it might just be one of the quiet leaders in artificial intelligence. The discussion starts with Rashad asking if Google is a sleeper AI company. Troy responds by praising Google’s flawles…
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In this captivating video, join the rising artist Symba as he opens up about the life-altering journey he took to Africa. Delve into the rich experiences and cultural revelations that deeply impacted him and led him to reassess his values and lifestyle choices. One significant transformation Symba shares is his decision to stop wearing jewelry, ref…
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In this thought-provoking clip of *Black Out with Ian & Rashad*, Rashad Bilal and Ian Dunlap break down Donald Trump’s headline-grabbing proposal for a 50-year mortgage. Would a mortgage plan stretching across half a century actually help homebuyers—or is it just another win for the banks? Rashad and Ian don’t just debate the policy; they get real …
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Foreclosures are spiking across the country, and today I’m breaking down the Top 20 states getting hit the hardest — with real numbers, real trends, and what this means for homeowners, buyers, and investors. Support this podcast at — https://redcircle.com/rants-and-gems/donations Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out…
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How does someone steal 11 homes… legally? Today I’m breaking down the insane Brooklyn deed-theft case where a “real estate investor” took over distressed homeowners’ properties, transferred the deeds, and pocketed years of rental income — while the original owners were still on the hook for the mortgages. This is one of the wildest cases in NYC rea…
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Welcome to Market Mondays! In this thought-provoking clip, Rashad Bilal, Troy Millings, and Ian Dunlap break down the fundamentals of FICO—your adult "transcript"—and explore why understanding your credit score is more important than ever. Whether you’re just starting your financial journey, rebuilding, or leveling up, this segment’s “building bloc…
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Foreclosures are rising across America—and tonight I’m breaking down the Top 20 states with the highest foreclosure rates, the counties you need to watch, and what this actually means for the 2025 housing market. The headlines say “distress is climbing,” but the truth is deeper: inflation, insurance spikes, property taxes, forbearance exits, and hi…
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In this powerful Social Proof episode, host David Shands sits down with Kim Lewis, founder and CEO of CurlMix, the Black-owned natural hair care brand that nearly went bankrupt after raising over $10 million and generating $40 million in lifetime sales. Kim opens up about how she reached a breaking point — with –$18,000 in her account, investors ba…
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This week on Earn Your Leisure, we sit down with two cultural powerhouses — Venus X and Stanley Lumax — for a masterclass on credit, culture, creativity, and building real financial foundations. We break down why the EYL x Chase Freedom Rise partnership matters and how it’s creating new pathways for young adults to build credit early. We talk about…
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Tonight we’re breaking down one of the biggest debates in housing right now: Assumable vs. Portable Mortgages — and whether the Trump administration’s push to explore portability could finally unlock America’s frozen inventory. Most homeowners are trapped by their low rates. Over 70% of mortgages in this country are under 4%. That “rate-lock prison…
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In this insightful Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings break down the crucial mistakes to avoid right after achieving millionaire status—and share what you should do instead. Whether you’re just starting your financial journey or you’ve already crossed seven figures, this is a must-watch for building sustainable wealth.…
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Welcome to a brand new clip from Market Mondays! In this insightful conversation, Rashad Bilal connects with David Shands and Ian Dunlap to discuss the emotional ups and downs of trading options, the importance of having an exit strategy, and how new traders can navigate the roller coaster of market sentiment. David Shands shares his real-time jour…
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Should you pay off your mortgage early — or invest that extra money instead? This is one of the biggest wealth questions in real estate and personal finance, and today we’re running the real numbers to find out which one actually wins. I’ll break down what happens when you take that same $500 a month and either: 💸 Pay down your mortgage faster — sa…
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Timestamps: 6:03 – Breakdown of FICO 15:15 – Futures Trading Tip of the Week 18:37 – Trump’s $2K Tariff Plan 34:46 – Burry’s Shorts on NVDA & Palantir 46:00 – What to Do After Becoming a Millionaire 59:00 – Is Google the Sleeper AI Giant? 1:04:10 – Holiday Market Play: Crypto or Stocks? 1:08:20 – Trump x NVO x LLY Partnership Breakdown 1:15:46 – Pr…
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In this powerful clip of EYL Rashad Bilal and Troy Millings dive deep into the remarkable yet heartbreaking story of Wally Amos—the creator of the iconic Famous Amos cookies. From his trailblazing start as the first Black talent agent at William Morris Agency, guiding legends like Diana Ross and Marvin Gaye, to building a cookie empire on Sunset Bo…
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The 50-Year Mortgage is here — but is it a path to wealth or a lifetime of debt? In this video, I break down the real math behind the 50-year mortgage and show you exactly how it could either make you a millionaire… or keep you broke forever. We’ll run the numbers side-by-side: 30-Year vs 50-Year mortgage payments How much you really save monthly W…
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In this clip of Market Mondays, Rashad Bilal and Troy Millings dive deep into the world of crypto, power, and politics. Starting with a comparison between Trump, Kanye, and Elon Musk, the conversation quickly explores how influential figures often rely on high-level advisors and sound bites rather than in-depth knowledge. Rashad Bilal shares insigh…
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Most people think you need to be a realtor or investor to make big money in real estate — wrong. In this episode, I sit down with a professional home inspector who’s making six figures inspecting homes. We break down: How to get started with little to no experience The licenses, tools, and training that actually matter How to find clients fast usin…
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Big news in the real estate and mortgage world: Fannie Mae just dropped the minimum 620 credit-score requirement for loans submitted through its Desktop Underwriter® (DU®) system, effective for new case files created on or after November 16, 2025. This move opens the door for borrowers with thinner credit histories and shifts the focus from a hard …
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In this insightful clip from EYL, MG The Mortgage Guy joins hosts Troy Millings and Rashad Bilal to illuminate creative strategies for saving big on real estate development and home renovation. Are you paying too much for contractors? Wondering if there’s a smarter way to do your due diligence before diving into your next big project? This conversa…
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In this episode of Earn Your Leisure, we sit down with legendary music executive Dre London, the man who discovered and managed Post Malone for over a decade. Dre breaks down how he found Post in 2014 at a content house, invested his own money to shoot “Graduation,” and helped turn “White Iverson” and “Rockstar” into global hits. He shares insider …
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Millions of Americans are panicking right now as EBT and food stamp benefits are being delayed or cut during the government shutdown. If you’re wondering “how am I supposed to feed my family?” this episode is the answer you’ve been looking for. In this honest and powerful conversation, Donni Wiggins and David Shands share real stories, real numbers…
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