A collection of podcast episodes by Erisa Litigation that discuss a variety of litigation topics and past cases.
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ERISA Podcasts
Serving as an ERISA fiduciary is not just an honor and a privilege; it is a profound responsibility intertwined with the essential qualities of stewardship, governance, and leadership. Eric Dyson, the Executive Director of 90 North Consulting, dedicates each week to engaging with individuals who are deeply committed to achieving excellence beyond the traditional fiduciary role. If you are a member of a retirement plan committee, a plan fiduciary, or an ERISA advisor genuinely dedicated to en ...
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Nancy L. Cavey, a seasoned attorney with over thirty-nine years of experience, explains the complex world of filing for Long-Term Disability benefits. Filing for disability can be a confusing, life changing event, so with her deft expertise, Nancy will guide you through: - The ins-and-outs of ERISA (the Employee Retirement Income Security Act), which governs group Long-Term Disability Claims. - Information regarding the process and lifespan of a claim, from the initial application to the req ...
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ERISA stands for the Employee Retirement Income Security Act of 1974 and governs most of our employee benefits. While this area of law may not seem as engrossing as other areas of law such as criminal law, the impact labor laws have on our lives are just as compelling and the stakes are just as high. ERISA law blankets areas such as mental health, long-term disability, retirement accounts, life insurance, and more. ERISA watch will tell stories of individuals whose lives have been dramatical ...
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401(k) Roundtable takes you behind the scenes for a look at what it takes to run a successful retirement plan. A podcast designed for retirement plan sponsors, fiduciaries and members of retirement plan committees, each episode features a guest expert to engage in an informative conversation with host and industry veteran, Rick Unser. Get the perspectives and insights you need to make more informed decisions to benefit your plan, employees and business. Check out timely articles on retiremen ...
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Matt (Matthew Kirschner) and E (Erisa Apantaku) talk about some well-known, but rarely seen, films.
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Dr. John McCormick discusses the healthcare industry and his vision for providing affordable quality health care for all. Video and podcast topics include: healthcare policy, healthcare costs, prescription costs, health insurance, Telehealth, Telemedicine, mental health, ERISA, patient out-of-pocket costs, patient deductibles, patient copays, self-funded health benefits, employee benefits, and more. Dr. McCormick is CEO of Ovation Health. Ovation Health is a group health plan provider, offer ...
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Stories and interviews from the people of the South Side of Chicago. Send submissions, story ideas, comments, or questions to [email protected] or [email protected] Or mail to: Attn: South Side Weekly Radio Experimental Station 6100 S. Blackstone Ave. Chicago, IL 60637 Masthead Producers: South Side Weekly Hosts: Erisa Apantaku, Andrew Koski, Sam Larsen, Lewis Page Intros by: Erisa Apantaku
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The Lipscomb and Pitts Insurance Compliance Director, Sarah Gillespie and a first class ERISA attorney share key Affordable Care Act and compliance hot topics all in 15 minutes or less. This podcast gives interested individuals a short nugget of information on specific benefits compliance items or ACA related topics that will help them better do their job or understand the requirements. Our topics will be specific and brief, and guidance will be provided by a first class ERISA attorney. And ...
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Bob Seng, J.D. and the other experts at Benefit Comply, LLC discuss the most pressing regulatory issues affecting employers who sponsor employee benefits. Become a Benefit Comply client to receive these podcasts sooner and have access to robust show notes and other compliance resources.Bob Seng J.D. is a Principal and Senior Compliance Consultant for Benefit Comply, LLC. An ERISA and employee benefits lawyer with 25 years of experience, he was formerly a partner with Dorsey & Whitney in Minn ...
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The Business of Health Podcast examines how group health insurance brokers and agents grow profitable businesses. We focus on issues like ACA compliance, ERISA, and other issues that cost companies thousands. Host Mike Martens brings over a decade of experience in group health compliance. His company First Staff Benefits has saved clients millions of dollars and countless hours through Affordable Care Act compliance services. The Business of Health is here to save your group health business ...
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Welcome to Protect What’s Yours, a podcast from Marcellino & Tyson, providing timely insight into legal issues for your personal and professional needs. Join us for in-depth discussions inside our practice areas of Family Law, Business and Employment, ERISA Disability, Civil Litigation, Bankruptcy, and more. At Marcellino & Tyson, we’re focused on protecting the interests of our clients and providing the outcomes they deserve. It’s time to take the fear and uncertainty out of your legal situ ...
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Railroad work is tough, and when health challenges make it impossible to continue, disability benefits are there to provide support. In this episode, Roger Driskill explains the process for securing occupational disability benefits with the Railroad Retirement Board. He outlines the requirements, evidence needed, and steps to take if your claim is denied. Whether you’re preparing to apply or already in the system, this episode will give you the knowledge to protect your rights and secure the ...
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Reparations Media & Juneteenth Productions Are YOU a “Change Agent”? Organizer. Activist. Educator. Policy maker. Block club leader. Nonprofit founder. Religious leader. Business owner. Voter. Neighbor. Change Agents is a documentary series revealing the power of community-driven activism told by those in the fight. These are the stories you aren’t hearing — told by and for communities of color and other marginalized communities that have long been overlooked, misrepresented and maligned. He ...
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Let's face it, crafting an innovative retirement plan benefit that optimizes outcomes, minimizes risk, improves employee engagement, and manages costs—all while navigating the compliance nuances of today's employer-sponsored retirement plan landscape—is no easy feat! In Revamping Retirement, we break down the opportunities and challenges facing plan sponsors and fiduciaries to provide actionable insights and best practices. With industry insider guests, we'll explore timely and relevant topi ...
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Welcome to DC Pension Geeks, a conversation with top retirement-related policymakers and regulators in and around Washington. Hosted by Brian Graff, an attorney, accountant, former Capitol Hill staffer, and now CEO of the American Retirement Association, it’s an inside view of the ups and downs, ins and outs and sometimes surprising turns Washington takes on the road to ensuring a secure retirement for millions of hard-working Americans.
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Disability Claims Brought Under the Employee Retirement Income Security Act (ERISA)
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16:40Episode Summary: In this episode of *Disability Law for Railroad Workers*, litigation attorney Derrick A. Pearce joins as a guest to delve into the complexities of the Employment Retirement Income Security Act (ERISA). Listeners gain insights into the significance of ERISA, the differences between ERISA and government-run programs like SSDI, and co…
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Living Well With POTS: A Conversation With Nutritionist and Advocate Jill Brook
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32:48Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 43 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Living Well With POTS: A Conversation With Nutritionist and Advocate Jill Brook." Most people hear POTS or dysautonomia an…
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FF5 #88 - New Year's Resolutions or Written Goals?
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12:48In this episode of Friday Fiduciary Five, Eric Dyson encourages plan fiduciaries and advisors to set structured, written goals for 401(k) plans in 2026, contrasting them with the low success rate of New Year's resolutions. He cites a Harvard MBA study showing that only 3% of the graduating class had written goals. Their success far exceeded the rem…
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For over 20 years, Shannon and her team at Tristar Pension Consulting have acted as a secret weapon for financial advisors, CPAs, small businesses, and plan sponsors. They are the go-to resource for plan design, fixing broken retirement plans, client presentation support, and high-touch customer service. Since starting the firm over two decades ago…
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In this episode of Friday Fiduciary Five, Eric Dyson talks about the origins of Christmas, explaining its historical roots and its transformation by Emperor Constantine into a Christian holiday. He highlights the significance of December 25 as the day that we celebrate Christ's birth and its integration into Roman life. Eric draws a parallel betwee…
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Dan Fay serves as Chief Distribution Officer, overseeing Stadion’s sales and business development teams. In this role, he is responsible for distribution through Stadion’s institutional relationships, which include retirement recordkeeping partners, retirement advisor firms, and asset managers. With Dan’s leadership, Stadion has expanded our nation…
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In this episode of Friday Fiduciary Five, Eric Dyson explores why plan sponsors and finance professionals should carefully consider how record-keeping fees are paid in 401(k), 403(b), and 457 plans. He explains that having companies directly write checks for these fees can reduce fiduciary risk and enhance transparency. Dyson notes that the Departm…
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Jennifer Giannini: The Annual Plan Financial Audit and Internal Controls
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45:45Jennifer Giannini brings more than 30 years of experience leading independent audit engagements for corporate clients across a wide range of industries. Throughout her career, she has developed deep expertise in employee benefit plan audits, making this a primary focus area. After many years of working at Baker Tilly, a national CPA firm, Jennifer …
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Real Disability Case Stories: How Persistence Turned Denials Into Benefits
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16:32Episode Summary: In this episode, disability attorney Roger M. Driskill shares real case stories illustrating how persistence can transform repeated denials into disability benefits. Through compelling narratives and strategic legal approaches, Roger sheds light on the importance of storytelling in disability applications, emphasizing the impact of…
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In this episode of Friday Fiduciary Five, Eric Dyson talks about America’s Game! Army - Navy Football that is! He encourages everyone to show appreciation to service members during the holiday season and throughout the year. Eric suggests small gestures like buying meals or snacks for service members, emphasizing that while they may politely declin…
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Tamra Miller is a prime example of the “Break the Paper Ceiling” movement—building her career from the ground up after starting work right out of high school and rising through determination, capability, and earned trust. She is deeply grateful for the leaders who recognized her talent without requiring a college degree, and her recent completion o…
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Winning Disability Claims: Lessons From Denials, Appeals, and Carrier Games
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30:50Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 42 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Winning Disability Claims: Lessons From Denials, Appeals, and Carrier Games." Most workers assume an ERISA disability clai…
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Escaping the Big Box Cycle with Smarter Health Plans
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13:11In this episode, Dr. John and Peter unpack the growing dilemma employers face as healthcare costs continue to rise at an unsustainable pace. Despite mounting pressure on budgets, many brokers still funnel employers toward the same Big Box health insurance carriers—often overlooking newer, more innovative plan options from smaller, regional insurers…
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When Policy Limits Collide - Navigating Mental Nervous and Musculoskeletal Conditions in Long-Term Disability Claims
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27:28Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 41 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "When Policy Limits Collide - Navigating Mental Nervous and Musculoskeletal Conditions in Long-Term Disability Claims." Mos…
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Common Mistakes Railroad Workers Make in Disability Claims And How to Avoid Them
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16:45Episode Summary: In this episode, disability attorney Roger Driskill discusses the most common mistakes made by railroad workers when filing for disability benefits. From incomplete forms to timing issues, Roger provides valuable insights to help applicants avoid pitfalls and secure the benefits they deserve. Key Timestamps: 00:00 – Introduction 01…
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In this episode of Friday Fiduciary Five, Eric Dyson expresses gratitude to his podcast audience, which includes ERISA advisors, service providers, and listeners. He highlights the importance of committee members and plan sponsors as guests, noting that episodes featuring them are the most popular. Dyson also thanks his production team at Turnkey P…
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Richard Clarke: ERISA Bond and Fiduciary Liability Insurance
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46:18Richard Clarke is the chief insurance officer at Colonial Surety. With more than three decades of experience, he leads insurance strategy and operations for the expansion of Colonial Surety’s SMB-focused product suite, building out the online platform into a one-stop shop for America’s SMBs. In this episode, Eric and Richard “Dick” Clarke discuss: …
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Navigating ERISA Disability Claims While Incarcerated
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19:56Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 40 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Navigating ERISA Disability Claims While Incarcerated." Most people assume ERISA disability benefits work the way they sho…
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Bigger Isn’t Always Better: Rethinking the Big Health Plan Myth
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16:43Do you believe that size equals stability? In this episode, Dr. John challenges the mindset that “bigger is better” to help employers and employees understand what truly matters when choosing a health plan—value, transparency, and the member experience. Learn more about Ovation Health at www.ovation.health We help employers save up to 35% on their …
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FF5 #83 - The IPS and Interpretive Bulletin 2016-1
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7:22In this episode of Friday Fiduciary Five, Eric Dyson discusses the importance of clear and specific investment policy statements (IPS) for ERISA plans and non-ERISA plans like 403(b) and 457(b). He emphasizes that IPSs should not include language that suggests the committee or advisor is not bound by the terms, as this undermines the purpose of hav…
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Behavioral Finance Meets 401(k): What the Data Says About Defaults
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1:04:10In this episode of the 401(k) Roundtable, Rick Unser is joined by John Beshears, Professor at Harvard Business School, and Brad Champagne, VP of Human Resources at Mission Linen Supply, to explore how behavioral finance and thoughtful plan design are reshaping retirement outcomes. They reflect on a decade of data since Mission Linen revamped its 40…
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Episode 82: Navigating Market Shifts with Jim Underwood
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33:36In this episode of Revamping Retirement, Jennifer Doss and Matt Patrick sit down with Jim Underwood, CAPTRUST's head of portfolio management, to unpack the latest trends shaping financial markets and what they mean for retirement plan sponsors. From Federal Reserve rate cuts and inflation outlooks to equity market concentration and global investmen…
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Brandon Shea - The Evolving DC Landscape: What's Next for 2025 and Into 2026?
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38:16Brandon Shea is a defined contribution strategist for the Global Retirement Strategy team. The team leads an enterprise retirement strategy, advises on the development of new products and services, and helps amplify the firm’s voice in retirement security-related public policy initiatives. Brandon is a vice president at T. Rowe Price Associates, In…
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Inside Disability Law: Insights and Lessons with Attorney Kate MacKinnon
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51:33Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 39 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Inside Disability Law: Insights and Lessons with Attorney Kate MacKinnon." Most disability applicants think the claims pro…
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In this episode of Friday Fiduciary Five, Eric Dyson emphasizes the importance of ERISA plan committee members and retirement plan professionals reviewing their plan documents and investment policy statements (IPS). He notes that forfeiture lawsuits can arise from non-compliance with plan documents. In addition to forfeiture issues, compensation de…
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Beyond the Surface: Understanding Soft Tissue Conditions and Disability Claims
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21:58Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 38 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Beyond the Surface: Understanding Soft Tissue Conditions and Disability Claims." Most people think proving a soft tissue i…
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In this episode of Friday Fiduciary Five, Eric Dyson discusses why advisors and plan sponsors should consider including recordkeeper searches in advisor base pricing. This in consideration of an RFP interval every three to five years as assumed by the Department of Labor. He explains that this approach would simplify the process for plan sponsors, …
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Own Occupation vs Any Occupation: Breaking Down Disability Claim Stages
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30:19Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 37 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Own Occupation vs Any Occupation: Breaking Down Disability Claim Stages." Most people think that winning an ERISA disabili…
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Broken Signals/ A Veteran’s Story of Miscommunication in Healthcare
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17:08In this episode, Dr. John shares his journey from the military—where clear, precise communication can mean the difference between success and failure—to the complex world of healthcare, where miscommunication too often leads to confusion, mistakes, and missed opportunities for better care. Drawing from firsthand experiences on both sides of the sys…
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Rethinking Retirement: Is the Crisis as Bad as We Think?
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1:03:15In this episode of 401(k) Roundtable, Rick Unser is joined by Andrew Biggs, Senior Fellow at the American Enterprise Institute, and Mina Biggs, Chief People Officer at Hanson Professional Services. Together, they unpack the so-called "retirement crisis," exploring generational attitudes toward saving, the evolving structure of retirement plans, and…
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Frozen, Torn, or Unstable: Proving Shoulder Disability Claims
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27:55Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 36 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Frozen, Torn, or Unstable: Proving Shoulder Disability Claims." Most people think that getting disability benefits for sho…
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In this episode of Friday Fiduciary Five, Eric Dyson talks about how custom benchmarks in target date funds can potentially create a false sense of success. He cautions that using a custom benchmark as the only benchmark to measure performance does not necessarily reflect strong performance if, for example, the underlying strategy is weak. Citing t…
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Episode 81: Portability Services Network Update with Neal Ringquist
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28:05In this episode of Revamping Retirement, hosts Audrey Wheat and Peter Ruffel welcome back Neal Ringquist, executive vice president and chief revenue officer of Retirement Clearinghouse, for a deep dive into auto portability and the Portability Services Network (PSN). Neal explains how auto portability enables seamless retirement balance transfers b…
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Justin Witz - Catapult HQ and the RFP Process
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40:02Justin, a seasoned U.S. Air Force veteran with extensive experience in Operation Iraqi Freedom and Enduring Freedom, is the Co-Founder and CEO of Catapult HQ, Inc. Catapult provides a flexible Request for Proposal (RFP) platform designed to serve multiple industries and project types, including RFPs, RFIs, RFQs, DDQs, Cybersecurity, Government, Hea…
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The Hidden Role of Job Skills in Winning (or Losing) Your ERISA Disability Claim
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23:12Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 35 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "The Hidden Role of Job Skills in Winning (or Losing) Your ERISA Disability Claim." Most people think that winning a Long-T…
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Why a Doctor’s Report Can Make or Break a Railroad Disability Claim
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16:48Episode Summary: In this episode, Roger Driskill breaks down why accurate and detailed medical documentation is crucial for securing railroad disability benefits. He explains how treating physicians’ opinions impact the Railroad Retirement Board’s decisions and offers practical advice for workers to strengthen their claims, even when facing uncoope…
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In this episode of Friday Fiduciary Five, Eric Dyson talks about the differences between ERISA 3(21) investment advisor and 3(38) investment manager arrangements in retirement plans. A 3(21) advisor provides investment advice but lacks discretion, while a 3(38) investment manager has discretion over fund selection. Eric emphasizes the importance of…
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Donovan Ryckis & Brenda Kruse: ERISA Fiduciary Responsibilities for Health & Welfare Plans
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36:14Donovan Ryckis is the award-winning founder and CEO of Ethos Benefits, leading the charge in fiduciary-driven healthcare strategies for employers. A former Securities Advisor, he shifted from investment advising after uncovering inefficiencies in employer healthcare plans—achieving 40% savings for a client without reducing benefits. Alongside his w…
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Breast Cancer and Disability - Understanding the Condition, Its Impact, and Your Claim
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28:42Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 34 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Breast Cancer and Disability - Understanding the Condition, Its Impact, and Your Claim." Most people assume that a breast …
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In this episode of Friday Fiduciary Five, Eric Dyson discusses the importance of ERISA fiduciary training for plan committee members and industry professionals. He announces the launch of a new training platform, which will offer SHRM professional development credits, CE for advisors with the Fi-360 designation, and CFP certification. Eric emphasiz…
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The Benefits of Telehealth and the Changes Ahead
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11:55Dr. John discusses the benefits of Telehealth and the changes ahead for those on Medicare with guest co-host John Wileman of Excelsior Higher Care. Learn more about Ovation Health at www.ovation.health We help employers save up to 35% on their healthcare costs. For a free consultation call 866-549-4199 or email [email protected]…
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From Canes to Tech: Proving Disability with Assistive Devices
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18:47By Nancy L. Cavey
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How Railroad Workers Qualify for Occupational Disability Benefits
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18:11Episode Summary In this episode, Roger Driskill explains how railroad workers can qualify for occupational disability benefits under the Railroad Retirement Board system. He breaks down the key difference between occupational and total disability, what evidence the Board looks for, and the crucial steps workers must take to strengthen their claims.…
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Disability Claims: Your Questions About the Medical Side, Answered
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32:10Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 32 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Disability Claims: Your Questions About the Medical Side, Answered." Most people assume proving disability is as simple as…
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Episode 80: DC Plan Trends with T. Rowe Price
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37:16In this episode of Revamping Retirement, CAPTRUST's Matt Patrick and Audrey Wheat are joined by Jessica Sclafani, senior defined contribution strategist at T. Rowe Price, to unpack key findings from the 2025 DC Consult Study. Sclafani highlights the slow but steady shift toward actionable retirement income solutions and the increased attention to i…
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Disability Law, Explained: Tackling Your Most Pressing Questions
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19:01Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 31 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Disability Law, Explained: Tackling Your Most Pressing Questions." Most people assume disability insurance and ERISA benef…
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FF5 #77 - ERISA Bond v Fiduciary Liability Insurance
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7:09In this episode of Friday Fiduciary Five, Eric Dyson talks about the differences between ERISA bonds and fiduciary liability insurance. ERISA bonds protect against fraud and theft, while fiduciary liability insurance covers fiduciary breaches. Eric emphasizes the importance of having both types of insurance, noting that ERISA bonds are required by …
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Engage, Educate, Evolve: Building Better 401(k) Plans for Today's Workforce
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46:28In this episode, Rick Unser is joined by Robert Fortin from Amtrak and Kristina Cox from Recology — two HR leaders with deep experience in optimizing employee benefits. They discuss the intricacies of 401(k) plans, particularly focusing on the differences between union and non-union benefits, decision-making processes in benefits offerings, and the…
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In this episode of Friday Fiduciary Five, Eric Dyson talks about a common and easily fixable cybersecurity risk in retirement plans: participants who have not set up user IDs and passwords for their accounts. This oversight is the most frequent cause of cyber breaches, not the fault of plan sponsors or record keepers. Eric shares an anecdote about …
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Ellen Alphonso: Employee Benefit Plan Audit Best Practices
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36:05Ellen Alphonso, CPA, is a Senior Manager at Boyum Barenscheer PLLP and a recognized expert in employee benefit plan audits, with extensive experience guiding plan sponsors through the complexities of employee benefit plan compliance. Licensed as a Certified Public Accountant in Minnesota, Ellen has led audits for retirement plans ranging from under…
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