Welcome to The Mortgage Guy podcast hosted by Adam Rose! Join us as we explore topics ranging from mortgages and real estate to supporting small businesses. Stay tuned for insightful discussions and valuable tips!
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Down Payment Assistance Podcasts
We discuss essential steps and processes for buying a single-family π . Everything from:- Partnering with the right Lenderπ§πΎβπΌπ©βπΌπ¨πΏβπΌ - Partnering with the right Realtorπ§πΎβπΌπ¨πΏβπΌπ©βπΌ- Insuring the homeππ - Maintaining the houseπ οΈπ - When to refinanceπ¦ and Leverage the Home Equityπ°.These things are essentialπ€ for anyone who wants to buy a homeπ , and we think you'll find them helpfulπ If you wish to learnπ€ more about purchasing a homeπ‘, join usππ½! We promise you won't be disappointed.
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Vegas Realty Check
Trish Williams S.0175530 Keller Williams The Marketplaces & Courtney Bohm JFK Financial Services NMLS# 2008418
WE'VE RELOCATED ! Check Out our latest episodes on HVTV at www.realtycheck.vegas . Join host Trish Williams, one of the Top 25 Women in Real Estate, and co-host, Courtney Bohm, a seasoned loan officer from JFK Financial, as they dive into the ever-evolving world of Las Vegas real estate. With Trish's extensive experience in selling homes and Courtney's mortgage expertise, they break down the latest market trends, mortgage tips , rate updates ,insider tips, and real estate news. Whether youβr ...
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El Paso County lies in east central Colorado and encompasses more than 2,158 square miles. As the most populous county in Colorado, El Paso County has just as many stories to tell as people to tell them. This podcast will endeavor to share those stories. From local government officials to leaders in the community, Beyond the Dais will step off the elevated platform of the Chamber and shine a spotlight on the people working to make El Paso County a great place to visit, work, and live.
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Brianna Lehman, the Realtor, and Christopher Lynch, the Lender, give a real take on making home ownership attainable. They break down real-life scenarios, trends in the market and give their personal tools to make homeownership not just your dream but your reality.
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From Investors, Realtors, Wholesalers, Lenders, Homebuyers and Sellers. This podcast is for all things real estate related.
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Real estate tips relevant to the Fredericksburg Va region, plus info on local businesses, local leaders and local stories. This podcast is produced by Jeff Edmisten of The Edmisten & Buck Real Estate Team.
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Welcome to The Movement Mortgage Mike podcast. My show is all about education and teaching people about personal finance, real estate and entrepreneurship. My mission is to empower individuals by providing knowledge into their lives.
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Welcome to Your Mom in Real Estate, your go-to source for expert tips and advice on buying and selling homes. Whether youβre a first-time buyer or an experienced seller, Suzy Truax-Gilden breaks down the real estate process to help you make informed, confident decisions. Suzy shares valuable insights on navigating todayβs housing market, offering practical advice and proven strategies to help you succeed. Join us each week as we dive into everything you need to know about real estate, from c ...
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In this podcast you will hear from experts at Huli Financial, a service of Best Interest Mortgage (NMLS# 299599) one of Florida's foremost mortgage advisory firms. We use strategic financing to make the world's largest asset classβresidential real estateβmore accessible. Our three founding principals have a combined half-century of financial expertise.
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A podcast for the First Time Home Buyer, stay tuned for up to date info on buying a home.
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Tune into our weekly LIVE weekly broadcast where The 2 Mortgage Guys interview someone about something! You can also find us at: the2mortgageguys.com
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I guide future and current homeowners through the buying or refinancing processβno stress, just clear steps and expert support! Whether you're starting fresh or looking for a better financial fit, I make the journey simple, exciting, and tailored to your goals. Letβs turn your dream home into a reality! Connect. Apply. Move In.109 West Main StreetChillicothe, Ohio 45601740-851-4760 https://l.facebook.com/l.php?u=http%3A%2F%2Fwww.8514760.com%2F%3Ffbclid%3DIwZXh0bgNhZW0CMTAAAR17UMOfgmNYaeKOHjV ...
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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Leung Team- your professional Triad Area Real Estate Agents.
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If you are looking to buy or sell a home, get all the latest updates, tips and tricks from Bill Burns - your professional North and South Carolina Real Estate Expert.
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Join us as we explore every aspect of real estate and mortgage financingβfrom guiding first-time homebuyers to uncovering the common pitfalls in real estate transactions. Gain valuable insights from seasoned industry professionals, and empower yourself with the knowledge you need to make informed decisions and succeed in today's market.
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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from the Tampa Home Group - your professional Tampa Real Estate Agents.
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Welcome to "selling sandoval" the ultimate podcast for anyone looking to navigate the world of real estate. Whether you're a first-time buyer, a savvy seller, or a new realtor looking to establish yourself in the industry, this show is designed to provide you with invaluable tips, strategies, and lifestyle advice. Join us as we dive into the exciting and dynamic world of real estate, offering expert insights and practical guidance to help you make informed decisions and achieve your goals. F ...
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Working Classy is a show for people who want to do work they love, whether that means pursuing a passion project as a business or getting more joy out of a day job. Your hosts, Laurel Hechanova (an Oakland-based design director) and Isabel Lee (a Chicago-based designer and owner of Wishful Thinker Clothing) will talk about how they navigate their own work lives and sit down with other artists and entrepreneurs for a variety of perspectives on doing creative work. Support this podcast: https: ...
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ποΈ The Driven to Succeed Real Estate Podcast Hosted by Brandon Olson Welcome to The Driven to Succeed Real Estate Podcast β the go-to show for real estate professionals, mortgage experts, and high-performance entrepreneurs who are hungry for growth. Whether you're a seasoned agent, a rising loan officer, or just getting started in the industry, this podcast delivers actionable strategies, real-world insights, and powerful conversations that will take your business to the next level. Hosted b ...
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Hi, I'm Paul. This is my podcast where I teach people about productivity, business and self-improvement. I'm obsessed with productivity, automation, and optimising my time and income so I can live on my terms. I now earn a living as a βvirtual consultantβ and love sharing what I've learned about how to grow successful and productive businesses. Enjoy the show!
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Episode 89: First-Time Homebuyer Myths & Assistance Programs with Mallory Johnson
48:12
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48:12Episode 89 of the Driven to Succeed Real Estate Podcast features Realtor Mallory Johnson with Engel & VΓΆlkers, who shares practical insights for first-time homebuyers: How Minnesota Housing down payment assistance works Other options like NeighborWorks and local programs Myths that hold buyers back (20% down, perfect credit) Negotiating seller-paidβ¦
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Save Big on Refinancing + Fannie & Freddie IPO in 2025?
7:36
7:36
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7:36π Refinance Opportunities: With recent rate drops, it may finally make sense to refinanceβespecially if you closed a loan in the last 18β24 months at a rate in the 7s. Iβll share real examples of clients saving nearly $500/month. π¦ Fannie & Freddie IPO Talk: The Commerce Secretary suggests that Fannie Mae and Freddie Mac could go public in 2025βposβ¦
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An Interview with Meredith Nichols and Ben Bills
33:56
33:56
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33:56This interview with Meredith Nichols, Deputy Director for the Pikes Peak Regional Office of Emergency Management, and Ben Bills, Public Information Manager for the El Paso/Teller County 9-1-1 Authority, was recorded on September 9, 2025. In this episode, we celebrate National Preparedness Month and discuss how residents can prepare for emergencies.β¦
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PMI Isnβt So Bad After All: Big Tax News for Homeowners
7:54
7:54
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7:54π This Week on The Mortgage Guy Podcast This episode covers: π Big news on Mortgage Insurance (MI): The MI premium tax deduction has been reinstated after expiring in 2021. This could mean hundreds to thousands of dollars in annual tax savings for homeowners with PMI, MIP, or USDA fees. π‘ Program-by-Program Breakdown: What the deduction looks like β¦
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Starting from Zero: Building Credit for Your First Home Loan
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10:36In this episode of The Mortgage Guy Podcast, Adam Rose, Vice President and Senior Loan Officer at Western Ohio Mortgage, breaks down how to build credit from scratch β a key step for younger buyers who want to skip renting and move straight into homeownership. Youβll learn: Why credit matters in the mortgage process How secured credit cards can estβ¦
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This interview with Chuck Broerman, El Paso County Treasurer and Public Trustee, was recorded on August 6, 2025. In this episode, we discuss the role the Treasurer plays in local government and a new program available to those who pay property taxes. If you are interested in learning more about the new property tax pre-payment plan, you can navigatβ¦
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Mortgage Market Moves: Fed Decision, OHFA Shifts & Buyer Prep Tips!
9:39
9:39
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9:39π Episode Highlights Federal Reserve Update: No rate cut yet, but a small pause is expected around September. OHFA/Down Payment Assistance News: Changes effective July 1 simplify OHFA programsβnow at 3.5% for FHA/VA/USDA, and 3% for Conventional. Turn-Time Trends: Processing times have grownβfrom a few days to 10 days, and potentially climbing to 1β¦
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Self-Employed? Building Soon? These Loan Programs Will Change Everything
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12:53In this episode, Adam breaks down non-QM loans and construction lendingβtwo flexible options for todayβs unique buyers and builders. π Topics Covered: βοΈ Bank statement loans for self-employed borrowers βοΈ DSCR loans for real estate investors βοΈ Financing non-warrantable condos (as little as 10% down!) βοΈ SmartEdge, SmartSelf, and SmartVest programβ¦
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Episode 88: Why 10% Down Can Be Smarter Than 20% | Mortgage Insurance Myths & Strategies w/ Kama Johnson
26:35
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26:35Why wait until you save 20% down? In this episode of Driven to Succeed, Brandon Olson sits down with Kama Johnson β a 27-year industry expert from Arch MI β to explain how mortgage insurance actually empowers buyers to keep more cash on hand, move faster, and invest smarter. Topics include: β
The truth behind the 20% myth β
How to decide between upβ¦
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π Ohio Down Payment Assistance Just Changed β Donβt Miss Out!
10:23
10:23
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10:23In this episode of The Mortgage Guy Podcast, Adam breaks down the major July 1st updates to the OFA program (Ohio Housing Finance Agency) and how they impact homebuyers across Ohio. If you're a first-time homebuyer, an agent, or just exploring mortgage options in 2025, this episode covers everything from income limits to lower-than-market rates andβ¦
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New USDA Limits, Rate Cuts Coming? Big News for Homebuyers!
7:51
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7:51A quick market update on USDA loans β including the newly increased income limits that could open doors for more buyers! β
Whatβs happening with interest rates β will we finally see those long-awaited cuts? β
Event announcements β including: β’ July 14: CE class on Reconsiderations of Value & Appraisal Bias (FREE for MORE members!) β’ Sept 22: OMBA Gβ¦
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EP 87 β βBuy Now or Wait? How Seller Credits Can Unlock Lower Mortgage Paymentsβ
46:06
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46:06In this episode of The Driven to Succeed Real Estate Podcast, host Brandon Olson sits down with Tracy Shalander, Realtor with Realty Group and LPT Realty, to break down one of the most powerful but underused strategies in today's real estate market: using seller-paid discount points to buy down the interest rate. π Whatβs better for the buyer β a pβ¦
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Episode 86: Turning First-Time Buyers into Forever Clients w/ Trib Balbhadr
28:54
28:54
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28:54In this episode, Brandon Olson interviews Minnesota-based realtor Trib Balbhadr. Known for his passion, initiative, and relentless focus on relationship-building, Trib reveals how he guides first-time buyers through the real estate journey and earns lifelong trust. A must-listen for agents who want to deepen client loyalty and level up their game.β¦
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Why Are Homes Sitting Longer? Market Trends You Should Know
6:21
6:21
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6:21In this episode of The Mortgage Guy Podcast, Adam Rose breaks down the latest real estate trendsβstarting with a major shift: U.S. housing inventory has topped 1 million listings for the first time since before the pandemic. Adam covers: π A national housing market update π Signs of a shift toward a buyerβs market π Why more homes are sitting longeβ¦
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This interview with Bill Wysong, El Paso County Commissioner for District 3, was recorded on June 3, 2025. In this episode, we discuss Commissioner Wysong's impetus for seeking elected office and what he's been able to learn in his first six months in the role. Beyond the Dais aims to bring you stories about people making a difference in El Paso Coβ¦
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Episode 84 ποΈMN Insurance Crisis: Rising Premiums, Hail Damage & Condo Policy Pitfalls | Laura Sauer
26:23
26:23
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26:23In this episode of the Driven to Succeed Real Estate Podcast, Brandon sits down with Laura Sauer, a seasoned insurance agent from The Insurance Shop, to break down the insurance challenges hitting Minnesota homeowners in 2025. π― Key topics include: Why Minnesota premiums are skyrocketing due to hail storms and severe weather The hidden risks of conβ¦
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ποΈ Episode 85: Supercharge Your Real Estate Career β Featuring Steve Furlong
28:30
28:30
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28:30π¨ REAL ESTATE AGENTS β Donβt Let Your Clients Slip Away! π§ πΌ In Episode 85 of The Driven to Succeed Real Estate Podcast, Brandon Olson sits down with mortgage expert Steve Furlong to break down what every agent needs to know right now: β
How to protect your database from client poaching β
The secret to fanatical prospecting that actually brings in rβ¦
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ποΈMarket Update, Pre-Approval vs. Pre-Qualification + Special Guest
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7:10In this episode: * π **Mortgage Market Update** β What's causing recent rate movement? Learn how Moodyβs U.S. credit downgrade has affected the 10-year Treasury yield and mortgage rates, now pushing past 7%. * β
**Pre-Approval vs. Pre-Qualification** β Understand the crucial difference between the two, when to choose each, and how they impact your β¦
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05-15-25 Jonathan and Kara - Got money back at closing
4:50
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4:50They used OHFA for down payment assistance, got a gift and ended up getting money BACK at closing!By Jen Conley
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From Bass Fishing to Real Estate Excellence: Cortney Tschidaβs Story | Episode #83
29:36
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29:36In this episode of the Driven to Succeed Real Estate Podcast, host Brandon Olson sits down with Minnesota-based real estate professional Cortney Tschida to explore her remarkable journey into real estateβstarting during the chaos of COVID, fueled by courage, client commitment, and an unmatched work ethic. From reeling in big bass at fishing tournamβ¦
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05-14-25 Jacob and Phoenix - They got an OHFA grant
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4:03This couple got down payment assistance thru OHFABy Jen Conley
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Big Changes Coming to OHFA | Mortgage Market Update 2025
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6:50π’ In this episode, Adam Rose, Vice President and Senior Loan Officer at Western Ohio Mortgage, shares key updates from the Ohio Mortgage Bankers Associationβincluding his recent induction as OMBA Presidentβand what it means for Ohioβs housing future. Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301β¦
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Austin was able to get a gift from is fiancΓ©e, and got money back at closingBy Jen Conley
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05-12-25 Tony and Mary- Heard about it on the Radio
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5:21Tony and Mary did a cash-out refinance and were able to pay off some debt.By Jen Conley
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05-09-25 Heather and Zachary - Got instant equity and down payment assistance
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3:53They purchased the home they were currently living on from their landlord, got a down payment assistance program, and had $35,000 in instant equity.By Jen Conley
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05-08-25 Kevin and Leslie- Got money back at closing!
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3:32Long time renters were able to get money back at closing!By Jen Conley
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05-07-25 Stephen and Ashley- from renters to home owners
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4:17They had been renting, but wanted their own home for their family of sixBy Jen Conley
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This interview with Colorado Springs Utilities CEO Travas Deal was recorded on April 28, 2025. In this episode, we discuss how Travas got his start in utilities, what it takes to keep the power on, and some of the programs in place to assist Colorado Springs residents. For more information about Colorado Springs Utilities, please visit https://www.β¦
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05-06-25 Brandon and Rebecca- from condo to home
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4:38This family went from owning a condo to owning a homeBy Jen Conley
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05-05-25 Jerod and Sara had some issues with reporting income
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4:11Jen was able to get them help with their down payment from a 401 K planBy Jen Conley
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05-02-25 Stephen and Marla had issues with a lien
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4:34Jen helped this family with a host of issues, but they are in their new home todayBy Jen Conley
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05-01-25 Derek had rented for 9 years, but is now a home owner
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4:00Jen says Derek was referred to Home Loans by Jen by his Realtor and was able to use the OHFA program to help with down payment assistanceBy Jen Conley
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USDA Financing Just Got Easier β Major Update Explained
6:47
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6:47In this episode, Adam covers a major upcoming USDA income rule change that could expand homebuyer eligibility, gives a quick market and rate update, and previews whatβs ahead at the Ohio Mortgage Bankers Conventionβincluding exciting AI innovations in the mortgage industry. Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301β¦
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04-30-25 Jessica and Robert got in their new home in 11 Days!
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3:06Jen explains how this family used OHFA for down payment assistance, and were in their new home in 11 business days!By Jen Conley
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An Interview about the Pikes Peak Down Payment Assistance Program
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22:29This interview with Randi Davis of El Paso County and Stacy Houston and Mark O'Brien from Raymond James, was recorded on April 23, 2025. In this episode, we talk all about the Pikes Peak Down Payment Assistance program and its benefits to potential homebuyers. If you are interested in more information about the program, please visit https://pikespeβ¦
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Jessica Lowe | From Marketing to HGTV Realtor Success | Ep. 82 | βSell High. Buy Lowe.β
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35:55Episode 82 β Featuring Jessica Lowe In this inspiring episode of the Driven to Succeed Real Estate Podcast, Brandon Olson sits down with award-winning Minnesota Realtor, Jessica Lowe, to talk about her incredible transition from marketing into the world of real estate. Jessica opens up about: Her early career in marketing and how it shaped her realβ¦
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04-29-25 Ashley and Cody went from renters to Home Owners
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5:13Jen says Ashley and Cody were able to get into their new home in a bout a month, and for not much more that the cost of rentingBy Jen Conley
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04-28-25 Brandon and Logan sold a car to help with closing costs
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3:05Jen talks about how this family was able to sell their car to help get into their new homeBy Jen Conley
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04-25-25 Michael and Angela in their new home n 13 days
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4:37This family was able to get things submitted quickly and was in their new home in 13 days!By Jen Conley
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This family used their VA benefit to get in their home wth no money down at closingBy Jen Conley
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04-23-25 Melissa and Travis - buying and selling at the same time
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4:15This family was preparing to sell their current home when their dream home came onto the marketBy Jen Conley
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04-22-25 Brittaney and Cannon went from renter to home owner
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4:42This family is only paying an additional $80 per month, but are now home owners!By Jen Conley
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04-21-25 Joshua and Courtney had issues, but Jen came to the rescue
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5:59This family had issues with their 401k withdrawal, but Home Loans be Jen were able to get it straightened it out and get them into their new home.By Jen Conley
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04-18-25 Jeremy and Donna brought $0 to closing
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4:30This family used OHFA and brought no money to closing in 17 daysBy Jen Conley
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04-17-25 Tyree and Haley were referred by a co-worker
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3:36This family were former renters, and closed their new home in 13 daysBy Jen Conley
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04-16-25 Brian was starting over after divorce
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6:03This local guy was starting over and got into his new home quicklyBy Jen Conley
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An Interview about the Pikes Peak Enterprise Zone
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17:26This interview with Sara Lobato, an Economic Development Analyst with El Paso County, was recorded on April 9, 2025. In this episode, we talk about the Pikes Peak Enterprise Zone and the upcoming redesignation process. How does it affect small businesses and non-profits in the region? How can residents benefit from all this great knowledge? Sara taβ¦
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NAC Recap + Housing Policy Updates + Affordable Housing Summit Review
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11:57
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11:57β
Recap from NAC in D.C. and meetings with Congress & Senate ποΈ Policy advocacy updates on: Veterans Assistance Servicing Purchase Program (VASP) Homebuyers Privacy Protection Act (a.k.a. ending trigger leads) π Market volatility and interest rate movement π‘ Highlights from the Affordable Housing Summit in Columbus π Announcement: 2025 Summit cominβ¦
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04-15-25 Robert and Melissa returned to Jen to refinance and get cash out
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7:53This family bought a home using Home Loans by Jen, then returned to refinance and get cash outBy Jen Conley
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04-14-25 Scott and Mikka make an investment purchase
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5:46This family started to buy the home to live n, then decided to change it to an investment propertyBy Jen Conley
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