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Barenaked Money

Verecan Capital Management Inc.

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Slip into something more comfortable and delve into personal finance with Josh Sheluk and Colin White, experienced portfolio managers at Verecan Capital Management. Each episode demystifies complex financial topics, stripping them to their bare essentials. From investment strategies and financial planning to economic headlines and philanthropic giving, delivered with a blend of insight, transparency, and a touch of humour. Perfect for anyone looking to understand and navigate their financial ...
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WeAreJuan

Juko Holmes

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Welcome to the WeAreJuan podcast, where there is no filter everything is off the top pure unadulterated unfiltered content you may be offended so audio discretionary is advise
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The LA Commute

The LA Commute

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He’s a ex photographer who became a downtown commercial litigation attorney and is trying to stay sane after going through an hour and a half commute everyday. Listen as Justin the modern day commute Survivorman rants and rages about life lessons, media, and society as he attempts to make it to work everyday and through life while dealing with arguably the worst commute in the America, the commute through downtown Los Angeles. Desperation and seeking help from higher power guaranteed, comedy ...
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We are Traders, Attorneys, Security and Software Engineers with over 100 years of collective experience. We have worked in Single Family Office, Pool and Private Proprietary Trade Desk structures; having designed multiple Grey Box systematic discretionary programs. Over time, we noticed the lack of cohesive knowledge among the greater public, when it comes to the world of Investing and Trading. We decided to build this website with the hope of allowing ones to “look over our shoulder” as to ...
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Trader's Workshop

Adam H Grimes

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Adam H Grimes, of Talon Advisors and MarketLifeTrading, is a best-selling trading author, blogger, musician, wandering chef, and all-around trouble-seeker. In this podcast, he shares his thoughts on trading and investing. Whether you trade stocks, currencies, or commodity futures, are a daytrader or long-term investor, focus on fundamental or technical analysis, are a quant or a discretionary trader--there's something here for you. Adam will draw from a wide range of experiences and perspect ...
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The Retirement and IRA Show

Jim Saulnier, CFP® & Chris Stein, CFP®

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What do you get when you combine two knowledgeable CFP® PROFESSIONALS (one also a well-informed COLLEGE FINANCE INSTRUCTOR)? If you mix in relevant financial information and a healthy dose of humor you get the Retirement and IRA Radio Show! JIM SAULNIER, a CERTIFIED FINANCIAL PLANNER™ Professional with Jim Saulnier and Associates who specializes in retirement planning for clients across the country, CHRIS STEIN, a Finance Instructor at Colorado State University who is also a CERTIFIED FINANC ...
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Regulatory Ramblings

Reg/Tech Lab - HKU-SCF FinTech Academy - Asia Global Institute - HKU-edX Professional Certificate in FinTech

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Welcome to Regulatory Ramblings, a podcast from the HKU FinTech team at The University of Hong Kong on the intersection of all things pertaining to finance, technology, law and regulation. Hosted by The Reg/Tech Lab, HKU-Standard Chartered FinTech Academy, Asia Global Institute and the HKU-edX Professional Certificate in FinTech, with support from the HKU Faculty of Law. Join us as we hear from luminaries across multiple fields and professions as they share their candid thoughts in a stress- ...
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Barbara is a former top-ranked sell-side Equity Analyst and the Founder of Brady Capital Research, a leading-edge research and strategic consulting firm. She is also the author of the upcoming book "Ubernomics: The Next Generation of Business Strategy" and was one of the first analysts to publish an in-depth research report on the sharing economy back in the Fall of 2014. Barbara ranked as an All-Star Analyst for four consecutive years, achieving top-three standing each year in the Business ...
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Explain That is a podcast by Velocity Legal which unravels complex legal concepts and makes them easy to understand. Our host Andrew Henshaw (Managing Director of Velocity Legal) talks to a range of specialists who share their expertise and provide practical guidance.
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A weekly podcast of immigration case summaries and practice insights from your host, Kevin A. Gregg, a partner at the law firm Kurzban Kurzban Tetzeli & Pratt P.A. Each Monday, the Immigration Review podcast reviews the latest published opinions from the U.S. Supreme Court, the Board of Immigration Appeals, and all U.S. Circuit Courts of Appeals—discussing some in depth, providing holdings for others, and always giving practical insights, rummaging through the week’s decisions so you don’t h ...
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Heart of Leaders

Rick Barrera

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At the Heart of Leaders, we believe that putting your people first is the transformational strategy that will enable any organization to accomplish its mission faster and more profitably, with less stress and happier customers.
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A TRADER'S LIFE

Nicholas Penrake

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How do traders do it, overcoming setbacks, managing their risk and reining in their emotions to take chunks of money out of the markets? Showhost Nicholas Penrake chats with traders from all kinds of backgrounds, inviting them to share with us their highs and lows on their way to achieving consistent results. Trading is a tough game – they say only around 5 per cent of those who try actually make a profit. Listen to A Trader’s Life to glean some valuable insights from the market wizards Nic ...
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The Modern Mobility Podcast

Modern Mobility Partners

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This podcast is for transportation planners and enthusiasts who want to learn PRACTICAL SOLUTIONS to modern day transportation challenges. Learn step-by-step how to plan for new and emerging technologies, increasing e-commerce, resiliency, micromobility, and equity, just to name a few. Co-hosts, Keli Kemp and Kirsten Mote, are certified transportation planners, national experts, and thought leaders at Modern Mobility Partners, a female and minority-owned transportation planning and engineeri ...
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The CPL Sir David Williams Lecture Podcast

Faculty of Law, University of Cambridge

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The Sir David Williams Lecture is an annual address delivered by a guest lecturer in honour of Sir David Williams, Emeritus Rouse Ball Professor of English Law and Emeritus Vice-Chancellor of Cambridge University. The lecture series is hosted by the Centre for Public Law (CPL). The Cambridge Faculty of Law has a long tradition of outstanding scholarship in Constitutional and Administrative Law as can be seen from the contributions of E.C.S. Wade, Stanley de Smith and Sir William Wade. Today ...
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Chris’s Summary Jim and I continue discussing funding discretionary spending in Robert Merton’s three bucket retirement income framework from last week’s article, focusing on how his flexible and aspirational spending categories compare with our philosophy. We explore why annuities are insurance products, where TIPS fit into income planning, and wh…
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Episode 77 with Lotte Schou Zibell, Ian Morrison, and Raoul Montgomery 🎧 In this episode, veteran international expert on financial sector development & digital transformation Lotte Schou-Zibell unpacks why correspondent banking links have thinned in smaller markets - and why the fix isn’t “more rules” but smarter, cheaper, more consistent complian…
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O.C.V., et al. v. Bondi, No. 23-9609 (10th Cir. Aug. 26, 2025) family-based particular social group; nexus; Matter of M-R-M-S-; Zombie precedent; vacatur of precedential BIA decision; overcoming animus Sarabia v. Noem, No. 24-50750 (5th Cir. Aug. 22, 2025) certificate of citizenship; dicta; 8 U.S.C. § 1401(a)(7); 8 U.S.C. § 1503(a); jurisdictional …
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Jim and Chris discuss listener questions on Social Security timing rules, retroactive benefits for an ex-spouse, investment strategy philosophy, fraternal benefit societies, and Roth conversions. (6:30) The guys address a listener’s question about whether applying for Social Security at 70 requires enrolling in Part B or if retroactive filing is an…
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Questionable Financial Products and the Importance of Understanding Investment Risks In this episode of Barenaked Money, hosts Josh Sheluk and Colin White discuss a range of recently launched investment products that they consider problematic or gimmicky. The conversation covers ETFs like GRFT, which bets on political insider ties, high-yield cover…
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If you are not in the mood for Jim and Chris’s delightful banter, you can skip ahead to (5:45). It should be noted that of all the episodes to start sharing that information, it’s the one in which Jim said “we didn’t even banter!”. But, from now on, right here before the guys’ summaries you can find the timestamp to jump ahead to if you want to get…
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Moncada v. Rubio, No. 23-55803 (9th Cir. Aug. 20, 2025) birthright citizenship; diplomatic immunity; consul; attaché; Blue List; Department of State certificate of immunity; Wong Kim Ark Matter of Buri Mora, 29 I&N Dec. 186 (BIA 2025) extreme and exceptionally unusual hardship; financial hardship; autism in qualifying relative; qualifying relative …
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Jim and Chris discuss listener questions on Social Security retroactive payments and delayed retirement credit timing, share a listener PSA on horse speed, and answer questions on fixed indexed annuity default credits, a living benefit rider with a proprietary index, and RMD rules for an inherited account. (15:45) A listener asks if the lack of a p…
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Chris’s Summary Jim and I review catch up contributions across IRAs and workplace plans using questions from the Ed Slott training quiz. We clarify the $1,000 IRA catch up (now indexed), explain the age 60–63 super catch up in 401(k)/403(b) plans, and outline the Roth mandate that will require high earners’ catch ups to go to the Roth side. I focus…
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Episode 76 with Joshua Chu, Syed Musheer Ahmed and Sean Lee 🎧 The common theme for this episode is FinTech and Web3 writ large – with an eye towards digital assets and virtual currency. In Spotlight segment, we’ll be speaking with a returning guest and a dear friend of the program – Syed Musheer Ahmed of Hong Kong-based FinStep Asia on the recently…
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Guandique-De Romero v. Bondi, No. 24-1154 (4th Cir. Aug. 13, 2025) ineffective assistance; competence; fundamentally fair; wealth-based PSGs; women; family; reopening; prejudice Rivas de Nolasco v. Bondi, No. 22-1176 (4th Cir. Aug. 14, 2025) women; Riley & PFR mid-proceedings; nexus; children & gangs Alvarez Ronquillo v. Bondi, No. 24-1324 (4th Cir…
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Jim and Chris discuss listener questions on Social Security spousal benefits, filing logistics and spousal eligibility with a disabled child, an inherited Roth IRA, and IRMAA concerns. (14:30) A listener asks why his spouse’s Social Security spousal benefit is less than half of his primary benefit amount. (21:45) George asks about the process and d…
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All about Ira Kurzban, KKTP, and Immigrants' List: Attorney Profile: https://www.kktplaw.com/attorney/kurzban-ira-j-esq/ Kurzban Kurzban Tetzeli and Pratt P.A. Get involved with Immigrants' List: https://www.immigrantslist.org/ Order Kurzban's Immigration Law Sourcebook: https://www.aila.org/shop/products/view/kurzbans-immigration-law-sourcebook Sp…
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Hernandez Guardado v. Bondi, No. 23-92286 (4th Cir. Aug. 5, 2025) particular social group; women; anti-circularity not determinative; El Salvador Matter of Akhmedov, 29 I&N Dec. 166 (BIA 2025) bond; flight risk; failure to timely file change of address EOIR-33 Matter of Garcia Martinez, 29 I&N Dec. 169 (BIA 2025) filing fees; fee waiver; presumptio…
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Jim and Chris discuss listener questions on Social Security timing strategies, Roth conversions in an RMD year, annuity return calculations, account sourcing for SPIA purchases, and Rule of 55 withdrawal rules. (12:30) A listener asks whether his brother should delay claiming Social Security to age 70 for better longevity protection despite a narro…
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Chris’s Summary Jim and I review a recent article featuring Robert Merton’s views on retirement income versus savings, using it as a springboard to unpack income planning fundamentals and annuity projections. While we agree with many of Merton’s framing points—especially the focus on secure income—we also note several key areas where academic theor…
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Episode 75 with David Cameron, Syed Musheer Ahmed and Joshua Chu 🎧 This episode of Regulatory Ramblings takes a deep dive into the current state of Hong Kong’s startup environment - exploring how conducive the city’s legal, commercial, and policy infrastructure is for startups to not only launch, but also to scale. We begin with a spotlight convers…
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Understanding Misinformation: Causes, Effects, and Solutions In this episode of Barenaked Money, hosts Josh Sheluk and Colin White from Verecan Capital Management Inc. welcome social scientist and author Matthew Facciani. They explore the pervasiveness of misinformation across history, its acceleration in the social media age, and the cognitive and…
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Matter of Felix-Figueroa, 29 I&N Dec. 157 (BIA 2025) isomers; possession of methamphetamine; realistic probability test; burdens Rivera Samayoa v. Bondi, No. 24-1432 (1st Cir. July 28, 2025) cancellation of removal; exceptional and extremely unusual hardship; mixed questions of law and fact; discretionary relief; cumulative hardship analysis Real v…
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Jim and Chris discuss Jim’s relocation experience to Ohio, a listener PSA on Medicare, questions about Social Security payment timing and divorce eligibility, Roth 401k withdrawals under the rule of 55, and close with an annuity comparison answer so long it practically qualifies as a mini EDU. (17:00) A listener PSA reminds others that Medicare Par…
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Chris’s Summary Jim and I are joined by Matt Kaufman, Senior Vice President and Head of ETFs at Calamos Investments, to discuss buffered ETFs vs stocks and cash, focusing on AQR’s recent critiques. We examine the flaws in AQR’s methodology, the broader history of buffered products, and why these tools can offer certainty in retirement planning. Mat…
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Da Silva Borges v. Bondi, No. 24-1695 (1st Cir. July 18, 2025) · DHS burden to prove alienage by clear, unequivocal, and convincing evidence; Woodby standard; Rosa Perez Cruz v. Bondi, No. 24-2865 (9th Cir. July 21, 2025) · CAT protection; Gulf Cartel; cooperation with U.S. government; presumption of regularity; considering entire record; audio iss…
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What if you could trade the markets in just 30 minutes a day — using AI? Nice idea, but is it even possible? On this episode I talk to Adam Harris, a former City trader turned mentor. He runs a mentorship program - The Forex Masterclass - that blends old-school market know-how with cutting-edge tech. For this episode he talks to me about how he got…
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Chris is joined by Jake and Jacob to answer listener questions on Social Security, followed by a PSA about unexpected Social Security payment timing, then additional questions on transition planning, asset positioning across account types, weighing Roth conversions against the senior deduction, and planning around IRMAA. (6:15) George asks what per…
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Cybersecurity Insights with Matt Toussain: Defending Against Evolving Threats In this episode of Barenaked Money, hosts Josh Sheluk and Colin White from Verecan Capital Management are joined by cybersecurity expert Matthew Toussain, the founder of Open Security. Matthew shares his extensive experience in cybersecurity, shedding light on the vulnera…
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Chris’s Summary Jim and I explain living benefits on annuities, covering how guaranteed income riders work and why they can appeal to those hesitant to annuitize. We describe what we call noun annuities (pre-annuitization) and verb annuities (post-annuitization), then unpack how living benefit riders like guaranteed minimum withdrawal benefits prov…
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Episode #74 with Tram Anh Nguyen and Professor Marc I. Steinberg 🎧 In this episode, we feature two conversations exploring different frontiers of finance and technology. In our opening spotlight, we welcome back Marc Steinberg, professor at Southern Methodist University’s Dedman School of Law and a leading voice in securities and corporate law. His…
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Qatanani v. Att'y Gen. U.S., No. 24-1849 (3d Cir. July 15, 2025) BIA self-certification; separation of powers; rescission; grant of LPR status; Kisor deference; constitutional violation & discretionary adjustment of status; due process Matter of C-M-M-, 29 I&N Dec. 141 (BIA 2025) DHS meeting bond burden; danger; flight risk; withholding-only; unlaw…
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Chris and Jake address listener questions on Social Security, single premium immediate annuity (SPIA) taxation, IRMAA impacts from NQDC payments, and Roth conversions. (9:45) George asks whether the restricted application strategy for Social Security spousal benefits is still possible, and if so, whether birth year requirements apply, along with wh…
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Matter of E-Z-, 29 I&N Dec. 123 (BIA 2025). CAT protection; returnees from the United States; anti Ukraine war political opinion; detention in Russia Matter of Gonzalez Jimenez, 29 I&N Dec. 129 (BIA 2025) discretion; adverse factors; DUI; false tax information; false social security number; relying on advice of professionals Matter of S-S-, 29 I&N …
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In this episode, Andrew Henshaw is joined by Senior Associate Lauren Gross and Associate Daniel Urbans to explore shareholder oppression under s232 of the Corporations Act. They discussed what it means to be “oppressed” as a shareholder, the practical steps to bring a claim, and the likely outcomes in the Victorian Supreme Court’s specialised Share…
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Jim and Chris answer listener questions on Social Security filing and its effect on HSA eligibility, Social Security means testing, the timing of annuity purchases in IRAs, the Roth and Roth TSP 5-year rule. (7:30) Georgette asks whether the six-month Medicare Part A lookback is triggered by her husband’s Social Security application date or benefit…
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AILA: https://www.aila.org/ Kelli Stump: https://www.stumpimmigration.com/ Jeff Joseph: https://www.bal.com/people/jeffrey-joseph/ Sponsors and friends of the podcast! Kurzban Kurzban Tetzeli and Pratt P.A. Immigration, serious injury, and business lawyers serving clients in Florida, California, and all over the world for over 40 years. Cerenade "L…
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Chris’s Summary I am joined by Jake and Paul to discuss OBBBA tax changes and retiree impacts from the Inflation Reduction Act. We cover changes to brackets, deductions, personal exemptions, and estate limits. Paul explains how new SALT caps, Social Security deductions, and ACA credit rollbacks affect planning opportunities for retirees, especially…
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Episode #73 with Christopher Cottrell, Richard Butler and Haider Mannan 🎧 This episode of Regulatory Ramblings explores how shifting geopolitics is reshaping regulation, investment, and compliance across Asia. In the first segment, veteran Indo-Pacific journalist Christopher Cottrell joins us from Thailand to discuss rising political tensions follo…
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The Intricacies of Management Buyouts and Succession Planning In this episode of 'Barenaked Money,' host Colin White from Verecan Capital Management dive into the complex world of management and employee buyouts as a form of succession planning. Featuring guest Rakesh Jain, a CPA with over 40 years of corporate finance experience, the discussion co…
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Tipan Lopez v. Att'y Gen. U.S., No. 24-1444 (3d Cir. June 30, 2025) nexus; subordinate; religion; Evangelical Christian; M-R-M-S-; incorporation of international law; no animus requirement; fervent but unsuccessful resistance to torture can be acquiescence; Ecuador Matter of A-A-F-V-, 29 I&N Dec. 118 (BIA 2025) suspected gang members with tattoos; …
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Many property owners in Victoria are reconsidering whether discretionary trusts still make sense - especially with rising land tax rates. In this episode, Andrew Henshaw speaks with tax lawyer Tom Warrington about the legal and tax implications when you transfer property from family trust to a beneficiary. They explore the transfer of trust propert…
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Jim and Chris answer listener questions on Social Security family maximum rules, spousal and disabled child benefits, defined benefit pension concerns, and 401k managed payout funds. (7:45) A listener is trying to understand how the Family Maximum Benefit might reduce the amounts paid to his spouse and disabled adult child once he claims his own re…
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Chris’s Summary: Jim and I examine broker vs advisor sold RILAs using real cap rate comparisons from 2024 to highlight how identical contracts can offer different outcomes. We explain how six-year outcome periods work, what locking in gains actually does, and when fees can reduce returns more than commissions. This episode is less about product bia…
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Trump, et al. v. Casa, Inc., et al., No. 24-884 (U.S. June 27, 2025) injunctive relief in immigration cases Riley v. Bondi, No. 23-1270 (U.S. June 26, 2025) withholding of removal review; claims processing rule; 30-day petition for review deadline; FARO; final order of removal Lainez v. Bondi, No. 21-6386 (2d Cir. June 23, 2025) derivative citizens…
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Confused about whether your lease is classified as a retail lease or commercial lease? In this episode, Andrew Henshaw and Joel Garrett explain the key differences, including why classification matters, what obligations apply under retail leasing laws, and how it impacts things like rent reviews, disclosure statements, and dispute resolution. If yo…
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Jim and Chris shares listener PSAs on IRMAA and Delayed Retirement Credits, and answer questions on Social Security Spousal Benefits, annuity use cases, and fixed indexed annuity payout concerns. (13:00) A listener shares a PSA about a positive Medicare and IRMAA reduction experience at a Central Florida SSA office. (19:00) Georgette follows up wit…
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Chris’s Summary: Jim and I explore registered index-linked annuities and compare RILAs vs buffered ETFs across liquidity, taxation, and cap rate dynamics. We walk through how the insurance and investment structures differ, where principal protection varies, and how commission-based and advisory products compare from a fiduciary standpoint. I also e…
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Ep #72 with Ritu Bhasin and Jeiz Robles 🎧 At a time when DEI (Diversity, Equity, and Inclusion) efforts are being challenged in parts of the world, our guests in this episode make a compelling case for why inclusion still matters - and how it must adapt to remain relevant. Through two rich, regionally grounded conversations, this episode explores h…
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Gonzalez Castillo v. Bondi, No. 24-3631 (6th Cir. June 18, 2025) crime of child abuse, abandonment, or neglect; conviction after naturalization; denaturalization; statutory interpretation; rule of lenity; “is convicted” Matter of Roque-Izada, 29 I&N Dec. 106 (BIA 2025) termination of removal proceedings; parole; Cuban Adjustment Act; C.F.R. § 1003.…
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Struggling with a commercial lease renewal or unsure about how to exercise an option to renew a lease? In this episode,we break down what’s required to validly exercise an option, how disputes can arise between commercial landlords and tenants, and common traps to avoid. Key Takeaways: The legal steps required to validly exercise an option to renew…
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Jim and Chris begin with three PSAs on Social Security experiences, then answer questions on fixed indexed annuities with market value adjustments, SPIA payout options for the Minimum Dignity Floor, and the tax aggregation rule for MYGAs. (11:30) In this PSA Georgette clarifies that her husband, born February 1, received January benefits at full ag…
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Chris’s Summary: Jim and I continue our focus for Annuity Awareness Month by explaining how fixed indexed annuities work and the regulatory nuances that distinguish them from other fixed products. We walk through their structure, common misconceptions, when they can be appropriate, and how to compare them to MYGAs and buffered ETFs. We also highlig…
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Links!!!! Co-Counsel NYC profile: https://cocounsel.org/our-team/ Linkedin: https://www.linkedin.com/in/andrea-s%C3%A1enz-41aaa71/ Sponsors and friends of the podcast! Kurzban Kurzban Tetzeli and Pratt P.A. Immigration, serious injury, and business lawyers serving clients in Florida, California, and all over the world for over 40 years. Cerenade "L…
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