Join two financial brains turned podcast hosts unleash their wit and wisdom drawing on vast financial backgrounds. Using highly-tuned bullshit sniffers they call out the clichés, crap spackle and flap doodle spewed by so-called experts across the landscape of financial advice. These two dudes draw on over half a century of investment experience managing a combined $600+ million in investment assets along with comprehensive financial planning, financial risk management, and private placement ...
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Chicken Little's Guide to Terrified Investing (and Why It Fails)
1:01:25
1:01:25
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1:01:25What if everything you thought you knew about investment risk was wrong? That's the fascinating premise we explore in this eye-opening episode that challenges conventional wisdom about what makes investing "risky." Most people equate risk with volatility—those stomach-churning ups and downs in your 401(k) statement. But as we unpack through lively …
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The Final Annuity Chapter: Taxes and Tactics
53:39
53:39
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53:39Annuities often appear in retirement planning discussions surrounded by jargon and overpromises. But what happens when you look beyond the glossy brochure? This episode cuts through the sales tactics to reveal what you actually need to know about annuity taxation. We dive deep into the practical differences between qualified and non-qualified annui…
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Annuity Riders: Customizing Your Retirement Safety Net
26:27
26:27
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26:27Ready to cut through the fog of annuity jargon? This comprehensive breakdown of annuity riders demystifies how these powerful contract features can transform your retirement strategy. Financial anxiety often centers on three major concerns: outliving your money, facing catastrophic healthcare costs, and losing purchasing power to inflation. The rig…
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The Price of Peace of Mind: Total Costs of Annuities
18:42
18:42
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18:42Are you considering an annuity for your retirement plan? Before diving in, it’s crucial to understand the hidden costs that might be lurking beneath the surface! In this enlightening episode, we unravel the complexities around annuity fees, providing you with a comprehensive understanding of what to look out for. We begin by demystifying annuities,…
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Unpacking Annuities: From Roman Soldiers to Modern Engines
34:03
34:03
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34:03What if the secret to a financially secure retirement is hiding in plain sight? Grab your favorite drink and join us for the season kickoff of Bullshit on Stilts, where we unravel the intriguing world of annuities. Our guest brings fresh insights into these often-misunderstood financial tools, tracing their roots back to Roman soldiers and dissecti…
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Ever felt like financial advice is written in a language more confusing than Egyptian hieroglyphs? Fear not, fellow Sniffers! Bullshit on Stilts is here to lead you through the tangled web of money matters with laughter as our companion. Join us as we embark on a candid, fun, and educational journey, arming you with the tools to ask the right quest…
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Estate Plans: Debunking Myths & Unpacking the Crap Spackle
26:31
26:31
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26:31Think estate planning is just for the wealthy? Think again! We bust this and other common myths wide open in our latest episode, where we blend humor with insightful analysis to make estate planning a topic everyone can understand and appreciate. You’ll learn why estate planning isn’t just a financial tool for the elite but a vital step for anyone …
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Financial Fairy Tales 3: 50% of Your 401(k) is the Government's
15:02
15:02
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15:02Ever seen those financial ads that scream, “Half your 401(k) belongs to the government!”? They’re designed to spark fear and uncertainty about retirement savings and taxes—but how accurate is this really? In this episode, we’re pulling back the curtain on these misleading claims to help you sharpen your bullshit detector and make smarter financial …
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Financial Fairy Tales 2: Tax-Free Roth Conversions
23:10
23:10
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23:10Ever wondered if there's a magic trick to converting your tax-deferred retirement savings into tax-free wealth, completely sidestepping income taxes? Maybe you've seen social media ads promising the "secret" to turning your traditional IRA into a Roth IRA without paying taxes and thought, "Am I missing out on something amazing here?" Imagine growin…
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Financial Fairy Tales 1: Tax-Free Retirement Account
31:05
31:05
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31:05Unlock the secrets of financial advertising as we uncover the truth behind those too-good-to-be-true offers in our latest series, "Bullshit on Stilts." Ever been lured by promises of "can't lose" investments or "tax-free retirement accounts"? Get ready to sharpen your "bullshit sniffer" and see through flashy social media claims designed to dazzle …
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What if navigating healthcare costs didn't feel like decoding a secret language? This episode of Bullshit on Stilts takes you deep into the maze of healthcare expenses, likening them to an unavoidable cover charge that drains your finances, just like unexpected fees at a nightclub. We tackle the double-edged sword of healthcare and retirement savin…
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Developing Your Financial Bullshit Sniffer: Highlights from Our First 14 Episodes
15:34
15:34
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15:34Ever wondered how to see through the fog of financial jargon and make informed decisions? Tune in as we revisit the highlights midway through our first season, where we empower you to sharpen your "bullshit sniffer." From dissecting health insurance complexities to debunking common myths about financial professionals, and arming you with the Fab Fi…
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Financial Advisors: Who's Who and What Do They Do
32:26
32:26
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32:26Ever wondered why your financial advisor recommends certain products? Join us on Bullshit on Stilts as we unravel the confusing world of financial advisors and insurance agents. We start with a deep dive into the various roles within the financial services and insurance industry, decoding titles like registered representatives, investment advisors,…
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Decoding Costs of Investing. What are Your Total Costs?
27:08
27:08
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27:08Are hidden fees draining your investment returns without you even realizing it? We promise, by the end of this episode, you’ll be armed with the knowledge to uncover and tackle these sneaky costs. Join us, your trusty knuckleheads, as we navigate the labyrinth of investment fees with a mix of serious analysis and our signature humor. From the trans…
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Are Your Investments on Track? Comparing Performance to Benchmarks
23:05
23:05
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23:05Ever wondered how to tell if your investment advice is leading you down a garden path? This episode of Bullshit on Stilts has you covered, as we spotlight the essential practice of assessing your investment performance against independent benchmarks. Learn how 401k accounts display performance metrics and why comparing your returns with indexes lik…
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Evaluating Your Investment Performance: How yah doing?
25:00
25:00
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25:00Curious if your investment manager is actually adding value to your portfolio, or just riding the market's coattails? Get ready to navigate the murky waters of investment performance with a mix of humor and hard-hitting analysis on Bullshit on Stilts! We start by unpacking the often confusing concept of "alpha." Using a relatable shed remodeling an…
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Why Do You Own What You Own? Unraveling Your Investment Portfolio Choices
32:33
32:33
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32:33Ever wondered why you own the investments you do? On this episode of "Bullshit on Stilts," we unravel the mystery behind your portfolio choices, helping you maintain control and avoid decision regret. We'll discuss the importance of aligning your investments with your time horizon and objectives, ensuring your portfolio reflects your financial goal…
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What's in Your Investment Portfolio? Knowing What You Own?
19:35
19:35
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19:35Are you truly aware of what you own in your investment and retirement accounts? Prepare to unlock the mysteries of investment funds and portfolio allocation on this episode of "Bullshit on Stilts." We promise you'll come away with a solid grasp of different investment products, such as individual stocks, mutual funds, index funds, and ETFs. Discove…
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Is Your Life Insurance Policy Good, Bad, or Ugly? The Fab Five Questions on Life Insurance.
35:12
35:12
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35:12Can understanding life insurance be as simple as building a house? Tune in to Bullshit on Stilts as we promise to demystify the often confusing world of life insurance. This episode is packed with crucial insights starting with our Fab Five questions designed to empower you. We'll help you identify the different types of life insurance—term, whole,…
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Spotting Sloppy Investment Advice: The Fab Five Questions on Investments.
30:35
30:35
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30:35Want to sharpen your financial acumen and spot the pitfalls of bad investment advice? On this episode of Bullshit on Stilts, we promise to equip you with the essential tools to develop your "bullshit sniffer" for investments. We'll introduce you to the "Fab Five" critical questions that put you in the driver's seat of your financial journey: what y…
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Let's talk about drugs. You know, pharmaceuticals - aka pharma or RX. Let's take a look at optimizing the old bullshit sniffer when it comes to the world of medically prescribed drugs. We love to hear your thoughts, questions, and ideas. Send us a text! Developing your financial bullshit sniffer one episode at a time.…
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Keli and Mark discuss where the name, "Bullshit on Stilts" comes from and share their perspectives on helping folks focus on money related decisions rather than products. We love to hear your thoughts, questions, and ideas. Send us a text! Developing your financial bullshit sniffer one episode at a time.…
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Delving into the area of why many people deny, delay, and defer critical financial decisions. Mark and Keli get into observations of what maybe going on behind the curtains of a consumer's decision-making procrastination? We love to hear your thoughts, questions, and ideas. Send us a text! Developing your financial bullshit sniffer one episode at a…
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Let's focus on health insurance. During the podcast, the guys examine the health care with and without insurance. They introduce cash pay health care providers that offer substantial discounts to the insurance discounted prices for the same care and for the majority of health care needs. We love to hear your thoughts, questions, and ideas. Send us …
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Introducing cash pay health care. Mark and Keli get into the health care cash pay marketplace. They discuss and compare the differences between the costs of health care services when accessing insurance network providers vs. cash pay alternatives. Mark paints a vivid picture of the difference between cash vs. insurance in network discounted costs f…
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Cash Pay - Hospitals and Primary Care Physicians
14:47
14:47
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14:47Mark and Keli review how cash pay works with hospitals and primary care physicians (PCPs). Discussing how the number of hospital services being offered as cash pay is on the rise. Get a peek into the business of health care that doctors face within some hospital groups. We love to hear your thoughts, questions, and ideas. Send us a text! Developing…
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