Best Dev Raga Podcasts (2025)

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551 the 10 lessons I've learned in 2025 - Merry Christmas and Happy New Year! 12:51

Play Pause

12h ago12:51

12:51

In this episode it's time to reflect on the 10 things I have learned in 2025, and its not always about finance. Have a good Christmas and New Year period. Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth. Need a mortgage broker? Check out https://www.spherehomeloans.com.au Need to review your personal insurances? …

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550 are non concessional contributions worth it? 17:02

8d ago17:02

17:02

In this episode Dev unpacks: 👉🏾 what is a non concessional contribution 👉🏿 the bring forward rule 👉🏻 what happens if you breach the $120k cap 👉 pros and cons of making non concessional contributions 👉🏼 downsizer contributions 👉🏽 the Government co-contribution 👉🏾 what Dev does Dev Raga Personal Finance is proudly supported by Sphere Home Loans and S…

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549 mental health in medicine: what doctors don’t talk about (with Dr Ava) 1:04:35

15d ago1:04:35

1:04:35

In this episode Dev sits down with psychiatrist Dr Ava for an honest, unfiltered look at mental health in the medical profession. They unpack why doctors and healthcare workers aren’t immune to burnout, depression or family violence, how stigma keeps people silent and the real financial fallout when your health crashes. The episode touches on: 👉🏽 w…

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548 unpacking the changes to div 296 with Vince Scully 43:35

22d ago43:35

43:35

In this episode Dev and Vince Scully discuss the newly announced changes to the div 296 tax, touching on: 👉🏻 cap or no caps 👉 CPI indexed amounts or not 👉🏼 and what marginal tax rates people will pay for balances higher than $2M Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth. Need a mortgage broker? Check out ht…

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547 how to pick an ETF 15:38

29d ago15:38

15:38

There's so many ETFs on the market to choose from, how do you decide which one(s) to invest in? In this episode Dev shares a system based approach to selecting an ETF that's right for you. He covers: 👉🏾 ETFs vs managed funds 👉🏿 knowing your investor policy 👉🏻 what is your performance objective? 👉 what does the ETF hold? 👉🏼 ETF structure 👉🏽 liquidit…

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Pelvic Fracture with Severe Pain | Final Exam Viva 23:32

1M ago23:32

23:32

Send us a text Check our the full viva in the Final Exam Course https://anaesthesia.thinkific.com/courses/FinalExam --------- Find us at Instagram: https://www.instagram.com/abcsofanaesthesia/ Twitter: https://twitter.com/abcsofa Website: http://www.anaesthesiacollective.com Podcast: ABCs of Anaesthesia Primary Exam Podcast: Anaesthesia Coffee Brea…

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546 what is an annuity? 56:12

1M ago56:12

56:12

In this episode Dev and Vince Scully from Life Sherpa unpack what an annuity is and how it can be used as a retirement income strategy. They talk about: 👉🏾 what is an annuity and how can you buy one ? 👉🏿 lifetime vs fixed annuities 👉🏽 returns 👉🏻 how does it affect the aged pension 👉 pros and cons 👉🏼 how are annuities taxed 👉🏽 what happens if the an…

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Cerebral aneurysm rupture | Final Exam Viva 28:41

1M ago28:41

28:41

Send us a text Check our the full viva in the Final Exam Course https://anaesthesia.thinkific.com/courses/FinalExam --------- Find us at Instagram: https://www.instagram.com/abcsofanaesthesia/ Twitter: https://twitter.com/abcsofa Website: http://www.anaesthesiacollective.com Podcast: ABCs of Anaesthesia Primary Exam Podcast: Anaesthesia Coffee Brea…

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545 budgeting types explained 17:03

1M ago17:03

17:03

In this episode Dev unpacks 6 budget types and the pros & cons of each. He walks through: 👉🏾 the 50/30/20 budget 👉🏿 cash stuffing / envelope system 👉🏻 zero based budget 👉 pay yourself first budget 👉🏼 the no budget budget 👉🏽 and Dev's personal budget strategy Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth. Need a…

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544 is rural medicine worth it? community, burnout & money (part 2) 33:58

2M ago33:58

33:58

Continuing on from last week's episode, Dev and Dr James* go deeper discussing boundaries in small communities, navigating burnout, and how rural doctors approach money, cost of living and investing while working in isolated areas. They chat about: 👉🏻 living and working in a tight-knit town 👉 boundaries with neighbours and patients 👉🏼 isolation, gu…

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543 is rural medicine worth it? the journey, training & pros/cons (part 1) 44:49

2M ago44:49

44:49

In today's episode Dev chats with rural GP Dr James* about why he chose to build his career outside the city. They explore the training pathway, the realities of rural medicine and the unique pros and cons of life as a country doctor. They touch on: 👉🏽 why James chose rural over metro 👉 the Dean’s Rural List & training pathway 👉🏾 what a “rural gene…

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Sustainability in Anaesthesia with Dr Maro 51:16

2M ago51:16

51:16

Send us a text --------- Find us at Instagram: https://www.instagram.com/abcsofanaesthesia/ Twitter: https://twitter.com/abcsofa Website: http://www.anaesthesiacollective.com Podcast: ABCs of Anaesthesia Primary Exam Podcast: Anaesthesia Coffee Break Facebook Page: https://www.facebook.com/ABCsofAnaesthesia Facebook Private Group: https://www.faceb…

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Splenectomy with Immune Thrombocytopenia Purpura | Final Exam Viva 30:28

2M ago30:28

30:28

Send us a text Check our the full viva in the Final Exam Course https://anaesthesia.thinkific.com/courses/FinalExam --------- Find us at Instagram: https://www.instagram.com/abcsofanaesthesia/ Twitter: https://twitter.com/abcsofa Website: http://www.anaesthesiacollective.com Podcast: ABCs of Anaesthesia Primary Exam Podcast: Anaesthesia Coffee Brea…

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Duchenne's Muscular Dystrophy Paediatric Case | Final Exam Viva 31:50

2M ago31:50

31:50

Send us a text Check our the full viva in the Final Exam Course https://anaesthesia.thinkific.com/courses/FinalExam --------- Find us at Instagram: https://www.instagram.com/abcsofanaesthesia/ Twitter: https://twitter.com/abcsofa Website: http://www.anaesthesiacollective.com Podcast: ABCs of Anaesthesia Primary Exam Podcast: Anaesthesia Coffee Brea…

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Financial advice for doctors with Dev Raga 58:10

2M ago58:10

58:10

Send us a text Please check out Dr Dev Raga Personal Finance on all podcasting platforms https://podcasts.apple.com/au/podcast/dev-raga-personal-finance/id1527271964 https://open.spotify.com/show/4i7qGU4QdWzUAW7r1eikTr?si=a91a76afb9da4589 --------- Find us at Instagram: https://www.instagram.com/abcsofanaesthesia/ Twitter: https://twitter.com/abcso…

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542 the habits of the quiet wealthy 19:17

2M ago19:17

19:17

In today’s episode Dev unpacks the habits of the quiet wealthy, the people building real wealth without flexing a flashy lifestyle. He covers: 👉🏾 what is income? 👉🏿 what is wealth & what does quiet wealth mean? 👉🏻 habit 1 - building relationships 👉 habit 2 - understanding the difference between income and wealth 👉🏼 habit 3 - playing the long game 👉…

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Paediatric Anaesthesia | Junior Anaesthesia Vivas 37:08

2M ago37:08

37:08

Send us a text For more great content, check out our foundations course! https://anaesthesia.thinkific.com/courses/foundations --------- Find us at Instagram: https://www.instagram.com/abcsofanaesthesia/ Twitter: https://twitter.com/abcsofa Website: http://www.anaesthesiacollective.com Podcast: ABCs of Anaesthesia Primary Exam Podcast: Anaesthesia …

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Sick strangulated hernia | Final Exam Viva 24:27

2M ago24:27

24:27

Send us a text Check our the full viva in the Final Exam Course https://anaesthesia.thinkific.com/courses/FinalExam --------- Find us at Instagram: https://www.instagram.com/abcsofanaesthesia/ Twitter: https://twitter.com/abcsofa Website: http://www.anaesthesiacollective.com Podcast: ABCs of Anaesthesia Primary Exam Podcast: Anaesthesia Coffee Brea…

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Cyclist trauma | Final Exam Viva 22:00

2M ago22:00

22:00

Send us a text Check our the full viva in the Final Exam Course https://anaesthesia.thinkific.com/courses/FinalExam --------- Find us at Instagram: https://www.instagram.com/abcsofanaesthesia/ Twitter: https://twitter.com/abcsofa Website: http://www.anaesthesiacollective.com Podcast: ABCs of Anaesthesia Primary Exam Podcast: Anaesthesia Coffee Brea…

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Pregnant Mitral Stenosis | Final Exam Viva 32:23

2M ago32:23

32:23

Send us a text Check our the full viva in the Final Exam Course https://anaesthesia.thinkific.com/courses/FinalExam --------- Find us at Instagram: https://www.instagram.com/abcsofanaesthesia/ Twitter: https://twitter.com/abcsofa Website: http://www.anaesthesiacollective.com Podcast: ABCs of Anaesthesia Primary Exam Podcast: Anaesthesia Coffee Brea…

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541 Telecare: starting, scaling and selling a health tech company (with Dr Chris Sia) 1:04:52

2M ago1:04:52

1:04:52

In this episode, Dev chats with Dr Chris Sia about the journey of building Telecare - its early days, scaling operations, selling the business, and what now. They unpack: 👉🏾 how Telecare began and the early challenges 👉🏼 how the pandemic accelerated growth and demand 👉🏿 what the business model looks like today 👉 managing full-time work while runnin…

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FESS and hypotension - Final Exam Vivas 30:43

3M ago30:43

30:43

Send us a text Check our the full viva in the Final Exam Course https://anaesthesia.thinkific.com/courses/FinalExam --------- Find us at Instagram: https://www.instagram.com/abcsofanaesthesia/ Twitter: https://twitter.com/abcsofa Website: http://www.anaesthesiacollective.com Podcast: ABCs of Anaesthesia Primary Exam Podcast: Anaesthesia Coffee Brea…

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540 what is private credit? 14:27

3M ago14:27

14:27

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Perioperative Assessments | Junior Anaesthesia Vivas 33:21

3M ago33:21

33:21

Send us a text For more great content, check out our foundations course! https://anaesthesia.thinkific.com/courses/foundations --------- Find us at Instagram: https://www.instagram.com/abcsofanaesthesia/ Twitter: https://twitter.com/abcsofa Website: http://www.anaesthesiacollective.com Podcast: ABCs of Anaesthesia Primary Exam Podcast: Anaesthesia …

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539 Kabhir’s IMG journey: settling in, GP life, buying a home + money tips (part 2) 39:02

3M ago39:02

39:02

In the second half of this conversation, Kabhir* shares how he’s building a life and career in Australia as an international medical graduate (IMG), touching on: 👉🏾 integrating into Aussie culture and language 👉 balancing ED shifts with general practice 👉🏿 the reality of GP income vs hospital perks 👉🏻 navigating permanent residency and citizenship …

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538 Kabhir’s IMG journey: medical training in Pakistan & starting out in Australia (part 1) 56:46

3M ago56:46

56:46

In this first half of a two-part chat, Dev speaks with Kabhir* a doctor who migrated from Pakistan to Australia as an international medical graduate (IMG). Kabhir shares how he: 👉🏾 trained and specialised in neurosurgery in Pakistan 👉🏽 prepared for and passed the AMC exams 👉🏿 navigated visas, registration and job offers 👉🏻 compared working hours, p…

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537 what is lifestyle creep and how to manage it 11:40

3M ago11:40

11:40

Lifestyle creep happens when your spending quietly grows with your income. In this episode, Dev unpacks what it is and practical ways to keep it under control, touching on: 👉🏾 what is lifestyle creep? 👉🏿 what age group does lifestyle creep usually affect more 👉🏻 why is it dangerous? 👉 ways to reduce the risk of lifestyle creep Related episodes 🎧 53…

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536 JL Collins on market crashes, asset allocation & legacy wealth (part 2) 45:59

4M ago45:59

45:59

In part 2 of this special 2-part series, Dev continues the conversation with JL Collins - author of The Simple Path to Wealth - digging into the mindset and mechanics of building financial independence that lasts a lifetime. They discuss: 👉🏻 stock series vs the book - which one should you read first? 👉🏽 why market crashes are a gift when you’re bui…

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535 JL Collins on debt, housing myths & why simplicity wins (part 1) 54:53

4M ago54:53

54:53

In this first half of a 2-part conversation, Dev sits down with JL Collins the author of The Simple Path to Wealth to explore his updated edition and the timeless principles of financial independence. JL shares his journey from selling fly swatters at age 8 to shaping one of the most influential voices in FIRE. They talk about: 👉🏾 why living below …

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534 what is depreciation? 15:36

4M ago15:36

15:36

In today's episode, Dev explains what depreciation is, how it works and how it can save you on tax, particularly if you own a property or run a business. He covers: 👉🏾 what is depreciation? 👉🏿 types of depreciating assets 👉🏻 why it's so important 👉 concepts within depreciation 👉🏼 the two methods - prime cost & diminishing value 👉🏽 and practical exa…

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533 concessional contributions are maxed, div 296 tax + how much do I need to retire with Vince Scully (part 2) 49:36

4M ago49:36

49:36

Today's episode is the second half of Dev's chat with Vince Scully from Life Sherpa (listen to last week's episode for part 1!), where Dev and Vince discuss: 👉🏻 should you make non concessional contributions or invest outside super? 👉 the div 296 tax 👉🏼 how much do you need in retirement Check out Dev's episode on Div 296 here: Apple Podcast | Spot…

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Intraoperative Crisis Management Viva 38:20

4M ago38:20

38:20

Send us a text --------- Find us at Instagram: https://www.instagram.com/abcsofanaesthesia/ Twitter: https://twitter.com/abcsofa Website: http://www.anaesthesiacollective.com Podcast: ABCs of Anaesthesia Primary Exam Podcast: Anaesthesia Coffee Break Facebook Page: https://www.facebook.com/ABCsofAnaesthesia Facebook Private Group: https://www.faceb…

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532 invest vs pay mortgage, borrowing for cars, pay off or leave HELP debt + more with Vince Scully (part 1) 37:35

4M ago37:35

37:35

In this 2 part chat, Dev is joined by Vince Scully from Life Sherpa to unpack your questions. In part 1 they touch on: 👉🏿 pay off mortgage vs invest vs super 👉🏻 using debt recycling 👉 buying a car with cash or a car loan 👉🏼 should you pay off or leave your HECS/HELP debt Article - Should you buy a car with cash or car loan: https://lifesherpa.com.a…

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531 what is capital gains tax? 26:38

5M ago26:38

26:38

Capital gains tax aka CGT - let's talk about it! Dev unpacks: 👉🏿 what is a capital gain + short vs long term gain 👉🏻 what is capital gains tax 👉 exemptions 👉🏼 what are personal use items? 👉🏾 how does joint ownership affect CGT 👉🏽 what is cost base 👉🏻 examples of CGT calculations Dev Raga Personal Finance is proudly supported by Sphere Home Loans an…

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530 what is opportunity cost? 16:46

5M ago16:46

16:46

In this episode Dev explains the concept of opportunity cost, touching on: 👉🏾 what it is and how it differs from sunk cost 👉🏿 a formula for working out opportunity cost 👉🏻 where you can apply the concept of opportunity cost beyond finances Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth. Need a mortgage broker? C…

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529 the 5 fundamental rules every smart investor follows 12:10

5M ago12:10

12:10

There’s no shortage of investing advice out there, but some principles stand the test of time. In this episode, Dev breaks down 5 essential rules that smart investors live by. Simple, powerful habits to help you build real wealth over time. Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth. Need a mortgage broker? …

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528 Stockholm syndrome in investing 14:20

6M ago14:20

14:20

Can Stockholm Syndrome apply to your investing strategy? Let's take a look! Dev unpacks: 👉🏾 what exactly happened in 1973 👉🏿 how the term Stockholm Syndrome came about 👉🏻 how this is relevant to investing 👉 and a worked example Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth. Need a mortgage broker? Check out htt…

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527 lessons from 50 years of investing (with a retired GP!) 56:47

6M ago56:47

56:47

In this episode we pick the brain of Dr Ken who is a retired GP and part of the original FI movement. He has been a clinician and a patient investor over 50 years and has built a large portfolio. We discuss his medical and financial journey, and touch on some valuable lessons along the way. I also ask him about the controversial Div 296 tax and hav…

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526 lending for medical professionals: pre-approvals, parental leave, borrowing strategies + more 40:49

6M ago40:49

40:49

Dev is joined by mortgage broker Rachelle Kroon from Sphere Home Loans to answer common lending questions from healthcare workers. They dive into: 👉 the pre-approval process 👉🏽 how to navigate lending with variable income 👉🏼 what to know before taking parental leave or a fellowship 👉🏿 special lending benefits for healthcare professionals 👉🏻 why cro…

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525 what is strategic asset allocation (SAA)? 15:42

6M ago15:42

15:42

In today's episode Dev explains the concept of strategic asset allocation and touches on: 👉🏾 what it is 👉🏿 the 4 main asset classes 👉🏻 target allocation factors 👉 risk tolerance 👉🏼 investment horizon 👉🏽 return objectives and expectations Related episodes 🎧 440 sequence of returns risk & how it affects your retirement: Apple | Spotify Dev Raga Perso…

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524 superannuation changes coming July 2025 30:58

7M ago30:58

30:58

In today's episode Dev unpacks the changes to superannuation that you need to know come 1 July 2025. He covers: 👉🏾 carry forward contributions 👉🏿 minimum pension drawdown 👉🏻 superannuation guarantee increase to 12% 👉 transfer balance cap 👉🏼 defined benefit income caps Related episodes: 231 superannuation part 1 - Apple | Spotify 232 superannuation …

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Decarbonising healthcare With Dr Eugenie Kayak 28:19

7M ago28:19

28:19

Send us a text --------- Find us at Instagram: https://www.instagram.com/abcsofanaesthesia/ Twitter: https://twitter.com/abcsofa Website: http://www.anaesthesiacollective.com Podcast: ABCs of Anaesthesia Primary Exam Podcast: Anaesthesia Coffee Break Facebook Page: https://www.facebook.com/ABCsofAnaesthesia Facebook Private Group: https://www.faceb…

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523 tax tips to maximise EOFY savings 26:51

7M ago26:51

26:51

In this episode Dev covers some basic last minute tax tips for individuals and businesses before financial year 2025 comes to a close! He touches on: 👉🏽 prepaying interest and expenses 👉🏼 offsetting capital gains with capital losses 👉🏿 personal super contributions 👉🏻 the $20k instant asset write-off for business owners 👉🏾 the $500 co-contribution s…

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Final Exam Tips with Prize Winner Dr Meg 56:20

7M ago56:20

56:20

Send us a text Thank you Dr Meg for sharing so many amazing practical tips for passing the Final Exam. And most importantly thank you for giving so generously to medical education and all the amazing teaching you do for ABCs of Anaesthesia! You're a legend! --------- Find us at Instagram: https://www.instagram.com/abcsofanaesthesia/ Twitter: https:…

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Pregnancy and epidurals - Junior Anaesthesia Vivas 40:38

7M ago40:38

40:38

Send us a text Viva Stem You are called to assess 30yo G2P1. She is not progressing well and may need an epidural NKA. What do you want to know on assessment --------- Find us at Instagram: https://www.instagram.com/abcsofanaesthesia/ Twitter: https://twitter.com/abcsofa Website: http://www.anaesthesiacollective.com Podcast: ABCs of Anaesthesia Pri…

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522 Stockspot super deep dive (with CEO Chris Brycki) 50:01

7M ago50:01

50:01

In this episode, Dev chats with Chris Brycki, founder and CEO of Stockspot, about their new superannuation product, Stockspot Super. They unpack how it compares to traditional super funds, why it's built around ETFs, and how it handles fees, risk, insurance, and tax efficiency. The chat touches on: 👉🏾 why Stockspot launched a super product 👉🏿 how S…

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Junior Anaesthesia Viva - Basics, assessment, intubation, hypoxaemia, pain management 46:29

7M ago46:29

46:29

Send us a text Viva Stem You meet a 60yo male for a laparoscopic cholecystectomy. PMx: IHD, T2DM, HTN. Neuropathic foot pain Medications: Metoprolol Metformin ACEi Statin Pregabalin --------- Find us at Instagram: https://www.instagram.com/abcsofanaesthesia/ Twitter: https://twitter.com/abcsofa Website: http://www.anaesthesiacollective.com Podcast:…

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521 risk, return and volatility 16:00

7M ago16:00

16:00

In this episode Dev unpacks the three pillars of investing: risk, return, and volatility. He covers: 👉🏿 how to figure out your personal risk tolerance 👉🏻 why chasing high returns usually means more risk 👉 what volatility actually means (and why it’s normal) 👉🏼 what is the efficient frontier 👉🏽 how diversification helps manage risk 👉🏾 the impact of …

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520 what is the div 296 tax? 25:38

7M ago25:38

25:38

Please note that this episode was recorded before the May 2025 Federal Election. In today's episode Dev unpacks the proposed Division 296 legislation which will impact super balances of $3 million and above. He touches on: 👉🏾 superannuation concepts 👉🏿 the function of super 👉🏻 what is the div 296 tax? 👉 who will it impact 👉🏼 any exceptions or speci…

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2024 Final Exam Viva 2 Demo with Dr Vida 28:58

8M ago28:58

28:58

Send us a text --------- Find us at Instagram: https://www.instagram.com/abcsofanaesthesia/ Twitter: https://twitter.com/abcsofa Website: http://www.anaesthesiacollective.com Podcast: ABCs of Anaesthesia Primary Exam Podcast: Anaesthesia Coffee Break Facebook Page: https://www.facebook.com/ABCsofAnaesthesia Facebook Private Group: https://www.faceb…