Welcome to The Paper Trail, where we follow the journey—my journey—through the world of mortgage note investing. I'm Chris Seveney, and after years of buying, managing, and selling notes with 7e Investments, I'm here to share the real stories behind the deals—what went right, what went wrong, and what I wish I knew earlier. From non-performing loans to seller financing to private lending, this show is about more than strategies—it’s about learning to follow the paper trail and doing the due ...
…
continue reading
Chris Seveney Podcasts
The Asset Mindset podcast is the go-to show for young entrepreneurs who want to build wealth through real estate investing. Hosted by Ben Bolingbroke and Jordan Jaramillo, two experts in the industry, this podcast provides listeners with actionable advice and inspiration to help them develop the mindset for success in real estate. Through interviews with successful investors and insightful discussions, Ben and Jordan share their experiences, strategies, and tools for building wealth through ...
…
continue reading
Welcome to Ice Cream with Investors, the podcast dedicated to helping you change the way you think about investments and personal growth. We're here to serve up a double scoop of inspiration, knowledge, and success stories straight from the world of real estate investing. At Ice Cream with Investors, we firmly believe in shifting mindsets when it comes to investments. No more stuffy, complicated finance jargon; we're bringing investing to Main Street, not just Wall Street. Join us as we sit ...
…
continue reading
In this episode of the Paper Trail Podcast, Chris Seveney breaks down the most common misconceptions surrounding DSCR (Debt Service Coverage Ratio) loans. Whether you’re a first-time real estate investor or looking to scale your portfolio, this no-fluff episode is packed with insights that could save you time, money, and frustration. 00:00 Introduc…
…
continue reading
1
E345 | 50-Year Mortgages & Credit Score Rules: What Note Investors Should Know
21:28
21:28
Play later
Play later
Lists
Like
Liked
21:28
Understanding Recent Changes in Credit Scores and Mortgage Terms In this episode of the Paper Trail podcast, Chris discusses two significant topics affecting the note investing space: the potential for 50-year mortgages and changes in the Fannie Mae and Freddie Mac credit score requirements. The host explains how the removal of the 620 credit score…
…
continue reading
1
E344 | Lessons from the Field: Navigating Note Investing Challenges
20:40
20:40
Play later
Play later
Lists
Like
Liked
20:40
In this episode of the Paper Trail Podcast, host Chris shares insightful stories from his years of experience in note investing. He reflects on his journey since rebranding from the Good Deeds Note Investing Podcast and delves into two detailed case studies involving complex loan situations. Chris discusses the importance of patience, direct involv…
…
continue reading
1
E343 | This Deal Looked Great on Paper — Until It Wasn’t
24:06
24:06
Play later
Play later
Lists
Like
Liked
24:06
In this episode of The Paper Trail Podcast, Chris shares what he calls the biggest mistake of his note investing career: buying a 0% interest loan. Despite acquiring it at a steep discount, the loan turned into a frustrating and time-consuming challenge. Chris breaks down what went wrong—from unpredictable borrower behavior and high servicing fees …
…
continue reading
1
E342 | The Trap of Low-Rate Loans: Lessons in Pricing Non-Performing Notes
20:52
20:52
Play later
Play later
Lists
Like
Liked
20:52
In this episode of The Paper Trail Podcast, Chris breaks down one of the most overlooked mistakes in pricing non-performing loans—underestimating the risk of reinstatement on low-interest loans. He shares how even experienced investors can misprice assets by focusing too heavily on foreclosure-based models without considering what happens if a borr…
…
continue reading
1
E341 | Risk vs. Return: The Truth About Timelines in Note Investing
25:01
25:01
Play later
Play later
Lists
Like
Liked
25:01
In this episode, Chris breaks down one of the most misunderstood aspects of mortgage note investing—how to price non-performing loans correctly. Drawing from real case studies, he explains why assuming a fast foreclosure timeline can lead to major miscalculations, how borrower behavior (like filing for bankruptcy) impacts your timeline and return, …
…
continue reading
1
E340 | NPLs on the Rise: What Today’s Foreclosure Trends Mean for Investors
20:57
20:57
Play later
Play later
Lists
Like
Liked
20:57
…
continue reading
1
E339 | Fog of War: Navigating Uncertainty in Commercial Real Estate with George Pino
29:13
29:13
Play later
Play later
Lists
Like
Liked
29:13
A casual chit-chat unfolds as George and Chris dive into the coffee-fueled world of commercial real estate. They kick things off with some light banter about their coffee preferences—George's straight black versus Chris's adventurous mushroom blend, a nod to the quirky side of their industry. From there, George shares his unexpected journey into th…
…
continue reading
1
E338 | Chalea Grant of Mountain West Ranches on Investor Confidence and Scaling Land Investments – PTNC Sponsor Spotlight
30:29
30:29
Play later
Play later
Lists
Like
Liked
30:29
n this episode of the Paper Trail Podcast, we speak with Chalea Grant of Mountain West Ranches, a family-owned land investment and note company on the West Coast, and a sponsor of the Paper Trail Note Conference. Chalea shares how his family has been building trust with investors since 1990, using seller financing and a fully in-house process to en…
…
continue reading
1
E337 | Nicole Merriman on Compassion, Creativity, and Going Above & Beyond – PTNC Know Your Speaker
30:50
30:50
Play later
Play later
Lists
Like
Liked
30:50
Episode Summary In this episode of the Paper Trail Podcast, we sit down with Nicole Merriman, a top real estate agent with eXp Luxury in Las Vegas, to explore the critical role agents play in the note investing world. Nicole shares her journey from hospitality to real estate, how she navigated unique challenges during COVID, and why she’s committed…
…
continue reading
1
E336 | David Cook on Humility, Risk, and Playing the Long Game – PTNC Know Your Speakers Series
23:23
23:23
Play later
Play later
Lists
Like
Liked
23:23
This episode of the Paper Trail is a treasure trove for anyone looking to navigate the wild world of private lending and mortgage notes. He kicks things off with a bang, sharing his own journey as a CEO of a mortgage note fund, and trust me, it's packed with all the juicy details about what went right, what went sideways, and the lessons learned al…
…
continue reading
1
E335 | John, Lisa & Alex of Strategy Ninjas on Mastering AI the Right Way: From Shiny Objects to Real Strategy – PTNC Know Your Speakers Series
34:34
34:34
Play later
Play later
Lists
Like
Liked
34:34
Today, he’s hanging out with the Strategy Ninjas, a crew on a mission to turn bold ideas into real-life action—like turning a light bulb moment into a full-blown disco party! They’re all about giving entrepreneurs the lowdown on how to kick-start their businesses using AI and automation, making it a game-changer in the real estate scene. The trio d…
…
continue reading
1
E334 | Kris Fleming on Building Wealth with Empathy and Expertise – PTNC Know Your Speakers Series
40:30
40:30
Play later
Play later
Lists
Like
Liked
40:30
In this episode of the Paper Trail Podcast, part of our Know Your Speaker Series leading up to the Paper Trail Note Conference (PTNC), Chris sits down with Kris Fleming — business strategist, financial expert, real estate investor, and founder of The Genius Network. Kris shares her incredible journey from growing up in poverty to becoming a success…
…
continue reading
1
E333 | Jane and Josh from Default Attorney Group on Real-World Legal Strategies for Smarter Note Investing - PTNC Sponsor Highlight
27:20
27:20
Play later
Play later
Lists
Like
Liked
27:20
Sponsor Highlight + Know Your Speaker Series: Default Attorney Group In this episode, we sit down with Jane and Josh from the Default Attorney Group (DAG) — a coalition of seasoned creditor rights law firms spanning 20+ states — to unpack what really goes on behind the scenes of a foreclosure, bankruptcy, or title claim. Whether you’re a seasoned i…
…
continue reading
1
E332 | William Tingle on Doing Deals with Integrity: How to Help Homeowners and Build Wealth - PTNC Know Your Speakers Series
37:09
37:09
Play later
Play later
Lists
Like
Liked
37:09
In this episode, Chris sits down with long-time real estate investor and creative finance educator William Tingle. With 25+ years of experience in the trenches, William shares how he built a real estate portfolio using Subject-To and seller finance strategies, without money, formal education, or a silver spoon. Together, they cover: How William qui…
…
continue reading
1
E331 | Matt Kelley on Risk, Returns, and Real Talk in Note Investing - PTNC Know Your Speakers Series
25:20
25:20
Play later
Play later
Lists
Like
Liked
25:20
In this Know Your Speakers edition of the Paper Trail Podcast, Chris sits down with Matt Kelley, a certified foreclosure expert and long-time investor who’s underwritten tens of thousands of loans across California, Arizona, Nevada, and beyond. Known for his no-BS style, Matt shares insights from both sides of the note space—firsts, seconds, courth…
…
continue reading
1
E330 | Kevin Kim on Building Bulletproof Mortgage Funds - PTNC Know Your Speakers Series
38:09
38:09
Play later
Play later
Lists
Like
Liked
38:09
In this episode of our series called Know Your Speakers, Chris Seveney is joined by Kevin Kim, partner at Geraci LLP and one of the leading legal minds in the private lending industry. Kevin leads the firm's corporate and securities practice, helping lenders structure funds, stay compliant, and scale responsibly. With deep experience across Regulat…
…
continue reading
1
E329 | Melissa Palmer on Catching Red Flags Before You Invest - PTNC Know Your Speakers Series
26:31
26:31
Play later
Play later
Lists
Like
Liked
26:31
In this Know Your Speakers episode, Chris talks with Melissa Palmer—former federal agent turned due diligence expert and founder of Capital Verified. Melissa shares how a personal experience with investment fraud pushed her to create a service helping private lenders and note investors avoid the same fate. Melissa discusses how she repurposed her b…
…
continue reading
1
E328 | DJ Olojo on Investing with Intention - PTNC Know Your Speakers Series
44:56
44:56
Play later
Play later
Lists
Like
Liked
44:56
In this Know Your Speakers episode, Chris Seveney sits down with DJ Olojo—note investor, podcast host, and founder of the Foreclosure Fix. DJ shares how he went from buying rentals in Atlanta after the 2008 crash to building a scalable portfolio focused on second position mortgage notes. He opens up about why he targets a 20% return, how he invests…
…
continue reading
1
E327 | Marco Bario on How Hollywood Chaos Prepared Him for Note Investing - PTNC Know Your Speakers Series
31:01
31:01
Play later
Play later
Lists
Like
Liked
31:01
In this episode, Chris sits down with Marco Bario — former film and TV executive turned seller finance expert and founder of Porch Swing Funding. Marco shares his journey from the chaos of Hollywood production sets to the structure and strategy of note investing. They discuss the importance of patience, transparency, and relationship-building in de…
…
continue reading
1
E326 | Jay Redding on Building a Legacy Through Notes - PTNC Know Your Speakers Series
34:07
34:07
Play later
Play later
Lists
Like
Liked
34:07
In this episode of the Paper Trail Podcast, Chris Seveney sits down with Jay Redding, co-founder of Cassidy Investment Group and a seasoned real estate investor with over two decades of experience. Known for his collaborative investing approach with his son-in-law, Jay has focused heavily on seller-financed notes and brings a deep, practical perspe…
…
continue reading
1
E325 | Fred & Tracy on Mastering Seller Financing the Right Way - PTNC Know Your Speakers
34:51
34:51
Play later
Play later
Lists
Like
Liked
34:51
In this episode of the Paper Trail Podcast, Chris is joined by Fred and Tracy Rui of NoteInvestor.com, two of the most respected voices in the seller finance world. Together, they share how they accidentally found their way into the note business over 30 years ago—and how seller financing has proven to be one of the most durable wealth-building str…
…
continue reading
1
E324 | Beth Johnson on What Most Investors Get Wrong About Passive Income - PTNC Know Your Speakers
25:22
25:22
Play later
Play later
Lists
Like
Liked
25:22
In this episode of the Paper Trail Podcast, Chris sits down with Beth Johnson, co-founder of Flynn Family Lending and author of Lend to Live, to dive deep into what it really takes to build a sustainable, ethical private lending business. Beth shares her accidental journey from being a real estate side hustler to running a boutique lending firm alo…
…
continue reading
1
E323 | From Construction to Cash Flow: Real Asset Plays with Kevin Bupp
42:15
42:15
Play later
Play later
Lists
Like
Liked
42:15
In this episode, we sit down with seasoned real estate investor Kevin Bupp, host of two top-rated podcasts and founder of Sunrise Capital Investors, to explore how “boring” assets like mobile home parks and parking garages can deliver outsized, long-term returns. With over $250 million in real estate transactions under his belt, Kevin shares the fu…
…
continue reading
1
E322 | Michael Fordham on Why Integrity Beats Flash in Private Lending - PTNC Know Your Speakers Series
32:30
32:30
Play later
Play later
Lists
Like
Liked
32:30
In this episode of Paper Trail, part of our Know Your Speaker series, Chris Seveney sits down with Michael Fordham—founder and president of Silverstream Funding and former Wall Street attorney turned boutique private lender. Michael shares his journey from managing billion-dollar bond deals at JP Morgan to gut-renovating a Harlem brownstone and lau…
…
continue reading
