Best Carlwhite Podcasts (2026)

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Staying in Your Lane: Grow More by Doing Less 40:23

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1h ago40:23

40:23

Episode 613 Schedule a one on one free coaching call, click here or visit LoanOfficerStrategyCall.com. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl sits down with Jonas Rosenberg, a top producing loan officer at Summit Funding, to share what happened when his entire te…

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Come To Find Out, I Don't Really Suck... 44:04

20h ago44:04

44:04

Episode 612 If you want a simple framework to stop overthinking lost deals and start winning more business by fixing what actually matters, visit GetMoreLoans.com. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl sits down with Jim Reed for a candid, practical conversation…

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TLAS4 Chapter 3 Blood on the Sand 31:20

4d ago31:20

31:20

Mara and the Spider have a mission of their own; to track down the demon Setarra, save Tatters if possible, and destroy the demon if not. No pressure. Links Transcript: https://docs.google.com/document/d/1l9jPmLdwoxORzIsHCpPDjOwc6I5V99LCxPTldv7Kulg/edit?usp=sharing All music is royalty-free, and courtesy of Pixabay: https://pixabay.com/music/ and S…

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From Awkward to Effortless: Mastering the Commercial Loan Handoff 14:41

6d ago14:41

14:41

Episode 181 In this episode, Frank sits down with Kelly Dutton of One Click Commercial Funding—one of the most dependable referral partners for residential originators who don't venture into commercial or SBA lending. If you've ever hesitated to pass off a deal because you weren't sure how to do it without losing the client (or the relationship), t…

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Dave Kammerer: He's #1 In Volume And Here's How 50:16

6d ago50:16

50:16

Episode 611 Schedule a one on one free coaching call, click here or visit LoanOfficerStrategyCall.com. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl sits down with Dave Kammerer, the number one producer in volume at Summit Funding, to unpack how he consistently leads a …

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Linus Thalman - Old-School Sales in a High-Tech Mortgage World 41:25

8d ago41:25

41:25

Episode 610 If you want help building a sales process that blends real relationships with smart technology, without racing to the lowest price, visit GetMoreLoans.com. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl sits down with Linus Thalman, a Metro Detroit based loan…

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Jimmy Finance – The Musicians Lender 19:55

12d ago19:55

19:55

Episode 181 In this episode, I sit down with Jimmy Finance, a loan professional who decided he wanted to serve musicians… and then actually did it. Jimmy shares how he carved out a specialty most people wouldn't even think to pursue—from his first musician client to working with famous artists and performers featured on major late-night shows. His …

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How Adam Crosley Builds Wealth by Paying Himself First 40:04

13d ago40:04

40:04

Episode 609 If you want help getting clear on your numbers, your income, and a smarter path to long term freedom, schedule a free strategy call at LoanOfficerStrategyCall.com. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl sits down with Adam Crosley, a regional manager …

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4 Years In: 175 Closed Loans 2025 40:20

15d ago40:20

40:20

Episode 608 If you want help mapping out a clear, step by step plan to grow your production, visit GetMoreLoans.com. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl sits down with Chris Kloc, a Chattanooga based loan officer who is just four years into the business and on…

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From Banker to Broker: Shannon Hoff's 20-Year Mortgage Shift 25:01

19d ago25:01

25:01

Episode 180 In this episode, I sit down with Shannon Hoff, a seasoned mortgage pro who just made a career move that many loan officers quietly think about but rarely act on: shifting from mortgage banker to mortgage broker. Shannon spent 20 years on the banking side, working with only six companies over two decades — and two of those closed their d…

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TLAS4 Chapter 2 Sideways 27:23

20d ago27:23

27:23

As the result of an unexpected turn of good fortune, Mina and Valerian undertake a risky but potentially highly beneficial mission. Risky is fine, though, right? Seriously, what’s the worst that could happen? Links Transcript: https://docs.google.com/document/d/1bfamXi9yB2cKRjI07W4PXdHIgaVPlTrJvsRvfnIy7Go/edit?usp=sharing All music is royalty-free,…

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The Power of Mastermind Groups With John King 38:08

20d ago38:08

38:08

Episode 607 To see if a quick strategy call makes sense for your business, visit GetMoreLoans.com. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl sits down with John King, a Sacramento based branch manager and 25 year mortgage veteran who is on pace to close roughly 135 …

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191 Closings For The Month! 1:01:19

22d ago1:01:19

1:01:19

Episode 606 For more information about Carl's upcoming accountability group, visit AllianceNextLevel.com. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl sits down with Robyn LaVassaur, a powerhouse leader and producer whose branch closed an incredible 191 units in a sing…

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How Linkybot Landed Me 12 Appointments & a Loan in 3 Weeks with Casey O'Toole 23:43

26d ago23:43

23:43

Episode 179 I sat down with Casey O'Toole, founder of Linkybot, and… let's be honest, I went off. After what Linkybot has pulled off for me, can you blame me? Here's what's happened in just 3 weeks: 12 booked appointments One loan already closed Direct access to high-level CEOs and industry leaders New relationships that are paving the way for mass…

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The Loan Consultation Checklist with Jenay Bowen 46:27

27d ago46:27

46:27

Episode 605 To see more of this loan consultation checklist, visit GetMoreLoans.com and ask the team for the full breakdown. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl is joined by top producer Jenay Bowen, who consistently closes eight to nine units a month by follo…

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How Sarah Cox Turns Loan Clients Into Raving Fans 21:10

29d ago21:10

21:10

Episode 604 Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl is joined by top-producing loan officer and team leader Sarah Cox, who breaks down her full 5 star client experience syst…

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Book Club with Jon Tober 21:16

1M ago21:16

21:16

Episode 178 In this episode, I sit down with San Antonio loan officer Jon Tober, who grew his production by 35% simply by running a weekly book club for real estate agents. He shares the full playbook: what works, what doesn't, and how you can start a book club that strengthens relationships, builds authority, and creates consistent referral flow. …

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TLAS4 Chapter 1 Snatch 30:00

1M ago30:00

30:00

Season 4 kicks off with Valerian and Minacan out on a simple snatch mission. But simple is not the same as easy, and, as it turns out, things prove to be significantly more complicated than anticipated. With their plan blown to hell, how will they get themselves out of this one? Links Transcript: https://docs.google.com/document/d/10QCht6WvhG-LDR1d…

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Running in Polyester: Monica Ledbetter Closing 21 Loans This Month 36:03

1M ago36:03

36:03

Episode 603 Get the full Refi Toolkit to spark more refis from your past database at GetMoreLoans.com Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl sits down with top-producing loan officer Monica Ledbetter, who is on track for 21 closings this month and shares the stor…

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Hiring Your First Assistant 23:40

1M ago23:40

23:40

Episode 602 To map out the exact plan top producers use to grow their business, visit GetMoreLoans.com. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl sits down with Jim Reed to break down one of the biggest leaps a loan officer can make in their business: hiring their f…

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From Van Life to Spain: Megan Anderson's Journey of Clarity, Courage, and Reinvention (Part 3) 29:22

1M ago29:22

29:22

Episode 177 In this powerful conclusion to our 3-part series, Megan Anderson—formerly of MBS Highway—shares what she discovered after spending a full year living life on the road in a van. Now living in Spain and working on her first book, Megan opens up about the internal shifts that came from stepping away from comfort and diving headfirst into t…

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The Mastermind That Changed Everything 14:06

1M ago14:06

14:06

Episode 601 For more information about Carl's upcoming accountability group, visit AllianceNextLevel.com. Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl sits down with Diane Ranger…

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What We've Learned With 600 Episodes 31:13

1M ago31:13

31:13

Episode 600 For more information about Carl's upcoming accountability group, visit AllianceNextLevel.com. Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. This is not just another episode. This is episode…

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The Shift with Chris Johnstone – The Future of ChatGPT within the Loan Business 24:31

2M ago24:31

24:31

Episode 176 In this game-changing episode, Chris Johnstone from LoanOfficerCRM.ai breaks down how AI is completely reshaping the mortgage industry—and what loan officers can do right now to stay ahead. He shares real-world examples of how mortgage companies are already getting live referrals and even full loan applications directly from ChatGPT. Ch…

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How to Have It All: Leadership, Bonuses, and Real Growth 34:01

2M ago34:01

34:01

Episode 599 For more information about Carl's upcoming accountability group, visit AllianceNextLevel.com. Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl sits down with branch manag…

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The Executive Assistant of a $400 Million Branch 35:32

2M ago35:32

35:32

Episode 598 For more information about Carl's upcoming accountability group, visit AllianceNextLevel.com. To map out the exact plan top producers use to grow their business, visit GetMoreLoans.com. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl sits down with Rebecca Ber…

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From the Mekong Delta to 10 Loans a Month 53:43

2M ago53:43

53:43

Episode 597 For more information about Carl's upcoming accountability group, visit AllianceNextLevel.com. Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl sits down with Tuan Nguyen …

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AI Producing Pre-Qualified Letters 24:21

2M ago24:21

24:21

Episode 596 Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl sits down with Owen Lee, CEO of Success Mortgage Partners, to explore one of the most groundbreaking uses of AI the mortgage world has seen yet: an automated phone agent that can answer borrower calls 24/7, colle…

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Barry Habib – The Future of Mortgage Rates, the Fed, and Massive Opportunities Ahead 20:48

2M ago20:48

20:48

Episode 175 In this powerhouse episode, I sit down with the one and only Barry Habib — market expert, founder of MBS Highway, and board member at Fannie Mae. Barry shares his expert insights on where mortgage rates are headed, what's really driving the Fed's decisions, and how these shifts will shape the housing and lending landscape. We also dive …

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Going From 3 Loans A Month To 8 And 9 44:02

2M ago44:02

44:02

Episode 595 Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl sits down with Jon Tober from San Antonio to unpack how he went from closing 3 loans a month to consistently hitting 8 and 9, even in a market where most loan officers are struggling to stay flat. Jon opens up ab…

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AI, ChatGPT, and the Next Big Shift in Mortgage Marketing: Are You Ready for It? 35:50

2M ago35:50

35:50

Episode 594 Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl sits down with Chris Johnstone, CEO of Loan Officer CRM, to talk about one of the biggest changes the mortgage industry has ever faced, the rise of AI-powered search and how it's already reshaping where loan offi…

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Kevin Gillespie – Turning Average Products into Irresistible Offers 12:50

2M ago12:50

12:50

Episode 174 In this episode, Frank Garay sits down with Kevin Gillespie from The Leadership Academy to explore one of the Academy's six powerful pillars—how to separate yourself from the noise in today's crowded mortgage space. Kevin shares how top loan officers and branch managers can stand out by branding their products in a way that makes them u…

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Stop Competing on Price and Start Winning More Loans with Kevin Gillespie 24:58

2M ago24:58

24:58

Episode 593 Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl sits down with Kevin Gillespie, leader of the Leadership Academy at Mortgage Marketing Animals, to reveal how loan officers can stop competing on price and start winning with value. Kevin shares five key strategi…

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Jeanne Kelly – The 30% Credit Balance Myth 11:19

3M ago11:19

11:19

Episode 173 In this episode, I sit down with Credit Expert Jeanne Kelly, who clears up one of the biggest credit myths out there — the idea that you should keep your revolving credit card balances at 30%. Jeanne explains why that's not necessarily the best strategy and breaks down how to time your balance reductions so they show up on your credit r…

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You Don't Need $2 Million to Make a Great Living 9:43

3M ago9:43

9:43

Episode 592 Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl shares a powerful perspective that every loan officer needs to hear. He explains why building a thriving mortgage business is actually a smarter and more profitable path than owning a franchise like McDonald's. H…

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Linkybot Makes LinkedIn one of the Best Lead Gen Products Out There 14:49

3M ago14:49

14:49

Episode 172 In this episode, I sit down with Casey O'Toole, CEO of Linkybot.ai, to explore how this groundbreaking tool is transforming LinkedIn into a true lead and referral machine for loan officers. Linkybot uses AI to pinpoint the exact prospects you're looking for, automatically engages with them, nurtures those relationships, and even works t…

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Using AI To Clear Underwriting Conditions 11:31

3M ago11:31

11:31

Episode 591 Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this insightful episode, Carl sits down with top-producing loan officer Mike Steplowski from Mount Juliet, Tennessee, to uncover how his team is using AI to clear underwriting conditions faster than ever. Mike shares how his crew l…

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Lessons From An Old Friend 33:56

3M ago33:56

33:56

Episode 590 Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this heartfelt and introspective episode, Carl reflects on the recent passing of a childhood friend and the unexpected lessons that surfaced in the days that followed. What starts as a story about loss becomes a powerful reflection…

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Talking to the Queen of LinkedIn – Great Lessons to Learn 28:31

3M ago28:31

28:31

Episode 171 In this episode, I sit down with Denise Panza of Total Mortgage, a loan officer and branch manager who has absolutely mastered LinkedIn. For the past six years, Denise has been leveraging the platform without paying for premium tools—just pure consistency, authenticity, and a laid-back style that has built her a steady flow of business.…

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The Hidden Power of Leadership Culture 28:12

3M ago28:12

28:12

Episode 589 Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl is joined by partner and friend Kevin Gillespie to unpack the hidden power of leadership culture and why it becomes the backbone of a team that scales with confidence. You will hear how defining a clear three yea…

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The 6 Key Systems for Massive Growth 20:35

3M ago20:35

20:35

Episode 588 Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl is joined by his partner and friend, Kevin Gillespie, to walk through the six key systems that drive massive growth for loan officers and branch managers. You'll discover how a magnetic attraction marketing plan …

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From Google Reviews to AI Referrals – The Next Wave for LOs 19:44

3M ago19:44

19:44

Episode 170 In this episode, I sit down with Chris Johnstone to discuss how he and his team have cracked the code on getting ChatGPT and Grok to refer customers directly to mortgage loan officers and companies. This isn't a simple trick—it's a groundbreaking advancement where clients are now seeing loan applications come in fully on the recommendat…

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The Five Levels of Leadership 22:43

3M ago22:43

22:43

Episode 587 Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl sits down with Kevin Gillespie to unpack the five levels of leadership and authority that actually move teams forward: confidence, discipline, leadership, gratitude, and enjoyment. You will hear how real confiden…

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What I Learned From Coca-Cola 27:20

3M ago27:20

27:20

Episode 586 Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl talks with Kristin Simpson about the Coca-Cola versus Pepsi story, the rise and fall of New Coke, and the surprising truth that culture often beats product when it comes to winning hearts and market share. Listen…

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How Loan Officers Can Stand Out with United Financial Freedom 19:16

3M ago19:16

19:16

Episode 169 In this episode, I sit down with Michael Harris from United Financial Freedom to explore a debt elimination strategy that works unlike anything else on the market. This isn't debt consolidation, credit repair, or a gimmick—it's a precise and highly effective system designed to help clients eliminate debt faster and with greater accuracy…

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Structure, Consistency, and the Rise of Amy DeBusk 37:04

3M ago37:04

37:04

Episode 585 Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl talks with Amy DeBusk, a loan officer out of Northern California who went from zero closings last September to funding 12 loans this September. They dive into the structure, consistency, and discipline that turne…

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Expanding Your Territory Without Moving ZIP Codes 38:05

4M ago38:05

38:05

Episode 584 Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl sits down with veteran loan officer Kurt Nielsen to show how you can expand your territory without packing a moving box, using smart delegation, a local presence partner, and consistent communication to serve cli…

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How to Get Agent Referrals… From Other Agents (with Steve Kyles) 8:09

4M ago8:09

8:09

Episode 168 In this episode, Frank Garay sits down with Steve Kyles to talk about one of the most overlooked — and most profitable — referral strategies out there: getting agents to refer you to other agents. Most loan officers are laser-focused on winning one agent at a time… but what if every great agent you work with could open the door to 3 or …

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A Conversation With Jimmy Reed 32:04

4M ago32:04

32:04

Episode 583 Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl and Jimmy Reed have an unscripted conversation on overcoming challenges, from managing expectations to building momentum through consistent activity and real conversations. You will hear why defining success for …

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Hear My AI Answering Calls 40:43

4M ago40:43

40:43

Episode 582 Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl and Kristin Simpson dig into the speed to lead problem with real numbers, including the well known finding that 79 percent of borrowers close with the first loan officer they speak with, an MIT study showing conv…