Brian goes over how he designs plans based on personal situations and not averages.By Brian Ott, RICP, CLTC

Brian compares Traditional and Asset-Based long-term care plans and teaches you why you don’t want to pay more for less.By Brian Ott, RICP, CLTC

Brian discuss some overlooked ways to get a tax deduction on long-term care insurance premiums.By Brian Ott, RICP, CLTC

Brian reacts to some of the bad advice he has seen given to his clients over the years regarding long-term care insurance.By Brian Ott, RICP, CLTC

Brian compares investing insurance premiums to purchasing a long-term care insurance planBy Brian Ott, RICP, CLTC

Brian goes over some of the most common myths surrounding long-term care planning.By Brian Ott, RICP, CLTC

Brian explains the reality of when long term care situations happen and where the majority of people receive care.By Brian Ott, RICP, CLTC

Brian discusses the difference between Life, Disability, and Long-Term Care Insurance policies prompted by a listener question.By Brian Ott, RICP, CLTC

Brian explains how your money works in long-term care insurance plans, how there are plans that give you more money back than you put in, and even plans that make you money.By Brian Ott, RICP, CLTC

Brian addresses a listener's question about why he doesn't say the company during the client of the week.By Brian Ott, RICP, CLTC

Brian discussed what the government programs (Medicare, Medicaid, & the VA) provide for long-term care services. He goes through the misinformation and misconceptions out there about these programs and how they work for long-term care.By Brian Ott, RICP, CLTC

Brian explains why asset-based plans that pay you back are not more expensive than traditional plans.By Brian Ott, RICP, CLTC

Brian discusses the multiple options long-term care insurance pays for when you need care.By Brian Ott, RICP, CLTC

Brian explains the other guaranteed benefits of Asset-Based long-term care insurance plansBy Brian Ott, RICP, CLTC

Brian goes over what services are covered by Long-term care insurance.By Brian Ott, RICP, CLTC

Brian goes over total benefits, monthly benefits, and other considerations when designing a long-term care insurance plan.By Brian Ott, RICP, CLTC

Brian goes through the top 5 misconceptions about long-term care planning and what long-term care insurance actually does for you.By Brian Ott, RICP, CLTC

There are a LOT of misconceptions surrounding long-term care insurance and what a long-term care situation really looks like. In this episode, Brian explains what you're actually insuring against when you put a long-term care plan in place.By Brian Ott, RICP, LTC

Rate increases on existing long-term care policies are prevalent right now. In this episode, Brian explains exactly what is happening, and why the older policies have had to raise rates.By Brian Ott, RICP, CLTC

Brian explains how long-term care insurance plans are paid out and who you can pay for your care with your benefits. Can you pay family members to provide your care?By Brian Ott, RICP, CLTC

Brian explains how your benefits work once you go on claim.By Brian Ott, RICP, CLTC

Brian discusses the importance of long-term care planning when doing estate planning.By Brian Ott, RICP, CLTC

Brian explains why long-term care planning is not just about money.By Brian Ott, RICP, CLTC

Brian explains the underwriting process to qualify for long-term care insurance and how we at 525 Advisors help make the process as smooth as possible.By Brian Ott, RICP, CLTC

This week Brian talks you through what happens in a long term care situation and how the experience is vastly different with insurance and without.By Brian Ott, RICP, CLTC

Brian explains why you don’t start with “quotes” when it comes to long-term care planning.By Brian Ott, RICP, CLTC

Brian goes over tax deductions for businesses and individuals and the advantages of tax-free income on claim.By Brian Ott, RICP, CLTC

Brian discusses a recent survey done and brings some more education about some of the common viewpoints around LTCBy Brian Ott, RICP, CLTC

Brian talks about the Financial Industry's regulations that have affected choices, similar to the "Walmart Effect".By Brian Ott, RICP, CLTC

Brian discusses the pitfalls of trying to reallocate existing income to pay for long-term care.By Brian Ott, RICP, CLTC

Brian goes over what Medicare and government plans cover for long-term care expenses.By Brian Ott, RICP, CLTC

Brian goes over some of the differences between different carriers and how their plans work.By Brian Ott, RICP, CLTC

Brian discusses how plans are different and considerations you need to understand to find the best option.By Brian Ott, RICP, CLTC

Brian discusses the importance of Long-term care planning for couples getting a divorce and 2nd marriages.By Brian Ott, RICP, CTLC

Brian discusses assessing the cost of care and how much coverage you may need.By Brian Ott, RICP, CLTC

Brian discusses options on getting your money back if you don’t use your plan for long-term care services.By Brian Ott, RICP, CLTC

Brian explains why long-term care insurance is more than money.By Brian Ott, RICP, CLTC

Brian dives into how important tax considerations are in long-term care planning and building wealth.By Brian Ott, RICP, CLTC

Brian discusses where you can receive care and how long-term care insurance helps you age in place.By Brian Ott, RICP, CLTC

Brian explains some of the biggest mistakes people make with planning for Long-term care.By Brian Ott, RICP, CLTC

Brian explains the advantages of the new long-term care plans compared to the original plans.By Brian Ott, RICP, CLTC

Brian goes back to the basics of what long-term care is and how insurance works.By Brian Ott, RICP, CLTC

Brian explains how estate planning fails in protecting assets from Long-term care.By Brian Ott, RICP, CLTC

Brian discusses the advantages of stacking multiple policies over time.By Brian Ott, RICP, CLTC

Brian discusses stereotypes and the preconceived notions that some people have about annuities. He also goes into how they can work with long-term care planning.By Brian Ott, RICP, CLTC

What is the best age to get a plan in place?By Brian Ott, RICP, CLTC

Learn about all of the unique ways to fund the new Asset Based plans.By Brian Ott, RICP, CLTC

Brian goes through why these new plans that pay you back, work so well for so many people!By Brian Ott, RICP, CLTC

Brian expands on last week's show and goes through the often overlooked and ignored costs that come with a long-term care situation.By Brian Ott, RICP, CLTC

Brian discusses considerations for deciding the right amount of long-term care insurance.By Brian Ott, RICP, CLTC