Best CLTC Podcasts (2025)

1
Who Takes Care of You When You Can't? Long-Term Care Planning with Scott Barnes, CFP®, CLTC®, Ep. 147 31:35

Play Pause

15d ago31:35

31:35

Long-term care is one of the most complicated and overlooked parts of financial planning, especially when you're Childfree. Without kids to step in, who actually takes care of you when you can’t? In this episode, Dr. Jay sits down with Scott Barnes, CFP® and CLTC®, to explore what care really costs, what insurance does (and doesn’t) cover, and how …

1
REPLAY: I'll Make You Quit Your Job - Pt. 1, Ep 149 22:16

1d ago22:16

22:16

What happens when your financial planner keeps telling clients to quit their jobs? Dr. Jay Zigmont, CFP® and Bri Conn, CFP® unpack the now-infamous tagline: "I'll Make You Quit Your Job." From sabbaticals to soul-searching, this conversation is full of real talk, tough love, and a refreshing challenge to the status quo—especially for the Childfree …

1
The Easiest Way to Get a Real Long-Term Care Quote 3:27

3d ago3:27

3:27

Discover how to get a personalized long-term care insurance quote without the hassle. In just two minutes, Scott A. Olson walks you through LTCShop.com's most popular feature: the Policy Finder. No phone calls, no sales pitches, just a simple, anonymous tool to help you find the right coverage at the right price. Welcome to Long-Term Care Insurance…

1
Should I Buy a Hybrid Policy? 6:05

5d ago6:05

6:05

In this episode, Scott A. Olson tackles the common question of whether to buy a hybrid or traditional long-term care insurance policy. He explains five specific scenarios where a hybrid policy might be the better choice. He concludes by emphasizing the importance of comparing key features in a hybrid policy. Welcome to Long-Term Care Insurance Now.…

1
General Policy Questions 52:01

6d ago52:01

52:01

Brian responds to thoughtful questions about long-term care insurance policies.By Brian Ott, RICP, CLTC

1
Luxury Aging: What Long-Term Care Looks Like When Money’s Not the Problem, Ep 148 30:05

9d ago30:05

30:05

What if aging didn’t have to feel like a downgrade? In this episode, Jay and Bri explore what long-term care can look like when you’ve got the financial resources to design it your way. From high-end independent living communities to cruise ships and even Golden Girls-style co-living, this conversation is packed with creative (and practical!) ways …

1
How to Compare Long-Term Care Policies? 6:37

9d ago6:37

6:37

In this episode, Scott A. Olson, co-founder of LTCShop.com, explains how to compare long-term care insurance policies with confidence. He outlines four essential questions you must ask about any policy: daily home care benefit, daily facility care benefit, lifetime maximum benefit, and whether benefits grow with inflation. Welcome to Long-Term Care…

1
Small Plans Count 52:01

11d ago52:01

52:01

Brian explains why even a small long-term care insurance plan makes sense for most people.By Brian Ott, RICP, CLTC

1
How Much Does Long-Term Care Insurance Cost? 5:22

13d ago5:22

5:22

In this episode of LTCi Now, Scott A. Olson breaks down the question, “How much does long-term care insurance cost?” and explains the key factors that determine your premium, including age, health, gender, and more, to help you make an informed decision about protecting your future. Welcome to Long-Term Care Insurance Now. Your trusted source for t…

1
The 28 Hats of a Caregiver: A Tribute to My Wife 5:57

17d ago5:57

5:57

Even with excellent long-term care insurance, caregiving is still a heavy lift. In this video, Scott honors his wife by sharing the 28 roles she filled while caring for her mother. From managing finances and legal affairs to attending every medical appointment, she did it all while working full-time and raising a family. None of it would have been …

1
Long-Term Care Expert Reviews "Caregiving" - Part 2 4:43

21d ago4:43

4:43

In this episode, Scott shares his thoughts on the new PBS documentary Caregiving, produced by Bradley Cooper. Drawing on his own experiences as a caregiver and LTCi expert, he breaks down the film and what he wishes it had covered. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work…

1
Protecting Your Legacy 52:01

22d ago52:01

52:01

Learn about the importance of long-term care planning when you are doing estate planning.By Brian Ott, RICP, CLTC

1
Values, Not Just Profits: Rethinking ESG with Pete Krull, Ep. 146 29:04

24d ago29:04

29:04

In this episode, Dr. Jay sits down with Pete Krull, a pioneer in sustainable investing, to unpack what it really means to align your money with your values. They explore how ESG has become politicized, what the media gets wrong about ethical investing, and why ‘green hushing’ might be the most honest thing happening in finance right now. Whether yo…

1
The Easiest Way to Shop for Long-Term Care Insurance 4:54

24d ago4:54

4:54

In this episode, Scott A. Olson explains LTCShop.com’s simple four-step process for shopping for long-term care insurance. Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions…

1
The 5 Types of Stress Caregivers Face Everyday 10:32

24d ago10:32

10:32

In this episode, Scott shares from personal experience the five types of stress every caregiver faces daily: physical, emotional, mental, financial, and family stress. Whether you’ve been a caregiver or may be one in the future, this honest account will prepare you for the reality behind the role. Discover how planning ahead, particularly with long…

1
Long-Term Care Expert Reviews "Caregiving" - Part 1 6:11

27d ago6:11

6:11

In this episode, Scott shares his thoughts on the new PBS documentary Caregiving, produced by Bradley Cooper. Drawing on his own experiences as a caregiver and LTCi expert, he breaks down what the film got right and what it missed Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work …

1
Entitlements Programs 52:01

30d ago52:01

52:01

Brian explains how Medicare, Medicaid, and the VA programs work for long-term care.By Brian Ott, RICP, CLTC

1
Living Abroad: Andy & Libbi’s Journey to a Simpler, Happier Life in Europe, Ep. 145 32:05

1M ago32:05

32:05

What does it really take to leave everything behind and start a new life abroad? In this episode, Dr. Jay reconnects with Andy and Libbi to talk about their move from Hawaii to the French countryside—and how financial independence made it possible. From navigating long-stay visas and currency conversions to learning a new pace of life, they share t…

1
How Recovery Policies Can Help Cover Long-Term Care 11:18

1M ago11:18

11:18

In this episode, Scott suggests “recovery policies” to cover long-term care. Scott details the fine print factors, benefit triggers, home care coverage, and inflation protection that determine whether a recovery policy is worth considering. He also highlights how some recovery policies may offer unique advantages over traditional LTC insurance and …

1
Know what you are buying 52:01

1M ago52:01

52:01

Brian addresses a listener’s concerns about his father's policy not paying a claim.By Brian Ott, RICP, CLTC

1
Celebrating the Curious Life: Childfree Living, Community, and Conversations That Matter with Emily Paulsen, Ep 144 41:30

1M ago41:30

41:30

What if the life you're living was always enough, no kids required, no apologies necessary? In this episode, Bri sits down with Emily Paulsen, the founder of Curious Life of a Childfree Woman, to explore what it means to build a joyful, curious, and unapologetically Childfree life. From starting her podcast and navigating judgment to building commu…

1
Better Funding Options 52:01

1M ago52:01

52:01

Brian explains the various ways to fund these asset-based long-term care programs and how they remain an asset to you.By Brian Ott, RICP, CLTC

1
Childfree, Retired (Almost), and Figuring It Out: Travel, Money, and Boundaries with Robert and Pamela, Ep. 143 57:11

1M ago57:11

57:11

How do you plan your finances when there’s no one but the two of you to consider? For Childfree couples, that question changes everything. It shapes how much is enough, and what role family plays in your future. In this episode, Bri sits down with Pamela and Robert, a Childfree couple who’ve spent nearly three decades as Team Us. Robert is already …

1
Get More for Less 52:01

2M ago52:01

52:01

Brian compares asset-based plans that pay you back with traditional plans that don’t and teaches you which ones cost less.By Brian Ott, RICP, CLTC

1
Managing Money as a Couple: Yours, Mine, Ours, or Something Else Entirely? Ep 142 30:05

2M ago30:05

30:05

How should couples manage money when marriage isn’t a given and independence still matters? In this episode, Dr. Jay and Bri break down what it really means to combine (or not combine) finances as a couple, especially when you’re Childfree. Whether you’re all in on joint accounts or prefer a roommate-style setup, they cover the legal, emotional, an…

1
Meet the People Powering Childfree Wealth®, Ep. 141 42:08

2M ago42:08

42:08

You hear from Bri and Dr. Jay all the time. But who else is behind the scenes helping make Childfree Wealth® what it is? In this episode, we’re pulling back the curtain and introducing you to Fiona Waller, CFP® and Scott Barnes, CFP® and CLTC — two of our incredible Childfree Wealth Specialists®. You'll hear how Fiona moved from a career in therapy…

1
The RIGHT Way to Buy Long-Term Care Insurance 4:10

2M ago4:10

4:10

For years, Scott's approach to selling long-term care insurance was fundamentally flawed. But over two decades ago, everything changed for him because of one client: Mrs. Robinson. Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break d…

1
Easy Approval Long-Term Care Insurance (EZ-LTC) 4:38

2M ago4:38

4:38

In this video, Scott shares his #1 recommendation for anyone who has been declined for long-term care insurance: "Easy Approval Long-Term Care Insurance," which he calls EZ-LTC, for short. Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to…

1
Have you been declined for long-term care insurance? 2:24

2M ago2:24

2:24

Have you been declined for long-term care insurance? In this video, Scott shares what to do if you’ve been declined for long-term care insurance and guides you through the next steps. Getting denied doesn’t mean you’re out of options. There are still innovative, practical strategies you can use to plan for your future and protect yourself and your …

1
Getting Money Back 52:01

2M ago52:01

52:01

Learn how you can access money in your plan through borrowing, surrendering, or canceling you’re your plan.By Brian Ott, RICP, CLTC

1
Caregiving Basics: Talking Boundaries and Family with Drs. Julia Mayer and Barry Jacobs, Ep. 140 29:09

2M ago29:09

29:09

In this episode, Dr. Jay talks with Drs. Barry Jacobs and Julia Mayer — co-authors of The AARP Caregiver Answer Book — about what it really takes to be a caregiver, why setting boundaries matters, and how to make caregiving more manageable for everyone involved. Together, they share real-life stories, cultural tensions, and practical strategies for…

1
What LTCi Pays For 52:01

2M ago52:01

52:01

Brian will teach you what services long-term care insurance pays for and where you can use your policy.By Brian Ott, RICP, CLTC

1
Who's Looking Out for You? Elder Abuse, End-of-Life Planning, and Protecting Your Future, Ep. 139 32:05

2M ago32:05

32:05

Elder abuse is more common than you think. And if you’re Childfree or aging solo, you might be more vulnerable to it unless you have a plan in place. In this episode, Dr. Jay and Bri talk through the financial and emotional realities of elder abuse, how it shows up in real life, and what it means to protect yourself or your loved ones as you age. F…

1
You Are Self-Insuring 52:01

3M ago52:01

52:01

Brian explains why advisors are wrong about self-insuringBy Brian Ott, RICP, CLTC

1
Who Handles It All When You're Gone? Death, Legacy, and Planning for a Solo Life with Marni Blank, Ep. 138 31:06

3M ago31:06

31:06

Let’s be real. Death isn’t optional. But having a plan? That part is up to you. In this episode, Dr. Jay sits down with Marni Blank, end-of-life doula and founder of Begin with the End, to unpack what it really means to prepare for death and aging when you’re Childfree or solo. From digital logins and legal paperwork to caregiving and community, th…

1
Is Cash King 52:01

3M ago52:01

52:01

Brian will go over the pros and cons of cash benefit plansBy Brian Ott, RICP, CLTC

1
Planning for Parents: What If Your Parents Run Out of Money? Ep 136 33:41

3M ago33:41

33:41

Planning for aging parents is hard. It’s even harder when there’s no financial safety net. In this episode, Dr. Jay and Bri walk through the real-life challenges of supporting parents who may not have the means—or the plan—for their long-term care. From boundaries and Medicaid to power of attorney, family dynamics, and even “granny pods,” they shar…

1
Planning for Parents: What Happens When You Inherit the Responsibility, Ep 137 34:13

3M ago34:13

34:13

Having parents with money doesn’t mean planning is easier—just different. In this episode, Dr. Jay and Bri explore what it really means to be the childfree adult expected to step in when your wealthy parents age, pass, or hand over the keys to the family empire. From complex trust structures to inherited businesses, sibling conflict, and the emotio…

1
Who Can Be a Caregiver 52:01

3M ago52:01

52:01

Brian explains who can qualify to be a caregiver with insurance and state rules.By Brian Ott, RICP, CLTC

1
Andy and Libbi Planning Session 4: France, FIRE, and the Big What If, Ep 135 58:45

3M ago58:45

58:45

Andy and Libbi are back with big updates, bigger decisions, and a whole new plan. After six months of financial planning, a few international job offers that didn’t pan out, and many late nights researching visa rules, they’ve chosen to lean fully into early retirement and build a new life in France. In this episode, Dr. Jay reconnects with them to…

1
Why Statistics Don’t Matter 52:01

3M ago52:01

52:01

Brian goes over how he designs plans based on personal situations and not averages.By Brian Ott, RICP, CLTC

1
Life Insurance Without Kids: Protection or Overkill? Ep 134 22:26

3M ago22:26

22:26

Being Childfree comes with its own set of financial rules—so does that mean life insurance is off the table? In this episode, we dive into whether Childfree individuals actually need life insurance, uncovering scenarios where it might make sense (hint: it usually doesn’t!). We explore why term life insurance could be valuable if others truly rely o…

1
Traditional vs Asset-Based 101 52:01

4M ago52:01

52:01

Brian compares Traditional and Asset-Based long-term care plans and teaches you why you don’t want to pay more for less.By Brian Ott, RICP, CLTC

1
Creating Real Connections: Building a Childfree Community with Florence Wlodarski, Ep 133 31:03

4M ago31:03

31:03

Finding your people as a childfree adult isn’t always easy—and the bigger the city, the harder it can be. In this episode, Jay sits down with Florence Wlodarski, founder of Parallel, a social club designed specifically for people living without children. They dive into what it really means to create meaningful community when your lifestyle doesn’t …

1
Tax Time 51:59

4M ago51:59

51:59

Brian discuss some overlooked ways to get a tax deduction on long-term care insurance premiums.By Brian Ott, RICP, CLTC

1
From Learning To Action: When Dr. Jay and Bri Are the Voices in Your Head, Ep. 132 25:44

4M ago25:44

25:44

Are you stuck in the loop of consuming financial content without actually making meaningful changes? You're not alone! In this episode, we dive deep into why turning knowledge into action is critical for your financial and personal growth—especially when you're Childfree. You'll learn why monthly financial check-ins focused on one or two concrete a…

1
Bad Advice 52:01

4M ago52:01

52:01

Brian reacts to some of the bad advice he has seen given to his clients over the years regarding long-term care insurance.By Brian Ott, RICP, CLTC

1
Planning Session 3: Job Offers, Global Moves, and Financial Flexibility: Andy & Libbi’s Big Decision, Ep 131 56:19

4M ago56:19

56:19

Episode 3 of the Financial Planning Series: In this episode, we continue our deep dive into Andy and Libbi’s financial planning journey as they face a life-changing decision: a potential job opportunity in Germany. Dr. Jay guides them through the financial and lifestyle implications of an international move, exploring key topics like tax considerat…

1
Should You Keep Your Premium 52:01

4M ago52:01

52:01

Brian compares investing insurance premiums to purchasing a long-term care insurance planBy Brian Ott, RICP, CLTC

1
Living the Golden Life: Solo Aging Strategies with Dr. Sara Zeff Geber, Ep 130 38:31

4M ago38:31

38:31

Aging solo doesn’t have to mean going it alone! In this insightful episode, Dr. Jay sits down with Dr. Sara Zeff Geber, author of Essential Retirement Planning for Solo Agers, to discuss the unique challenges and opportunities for individuals without adult children. From the financial realities of solo aging (think $400,000 to $1 million over a lif…