Most financial advice still sounds like it’s stuck in a textbook. Moneywise flips that. This podcast brings together a Millennial and a Gen Z voice for honest, jargon-free conversations on all things personal finance, from your salary and SIPs to your insecurities about not having “figured it out” yet. Each month, we focus on one financial topic and unpack it through a series of short, weekly, engaging episodes. It’s a podcast that meets you where you are and helps you move forward, one epis ...
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Bandhan AMC Podcasts
Ever wish investing came with a cheat code? Index funds pretty much are that cheat code, the “Ctrl+C Ctrl+V of the market,” as Virat calls it. And Rachita? She’s already obsessed with this idea of legal copying. In this episode of Moneywise, we break down index funds for beginners in the simplest, funniest, and most no‑nonsense way possible. Whethe…
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What Is Small Cap, Multi Cap, & Flexi Cap Mutual Fund? Explained For Beginners
11:21
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11:21Small Cap, Multi Cap, Flexi Cap - three mutual fund categories that feel like completely different rishta profiles. One hustles, one balances, one adapts. But knowing how they differ helps investors understand how each category aligns with different risk-return characteristics. Just like an arranged-marriage shortlist, selecting a category depends …
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Large Cap vs Mid Cap Mutual Funds… but explained as matrimonial profiles? YES. And it works perfectly. In this episode of Moneywise, Virat and Rachita take the most relatable route possible… treating types of equity mutual funds like arranged-marriage and love-marriage candidates. One category represents well-established companies; the other repres…
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What Are Equity & Debt Mutual Funds | Achar-Dahi Analogy for Beginners
10:56
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10:56Is Equity really like spicy achar and Debt like cooling dahi? Surprisingly… yes! Just like a plate needs both for perfect balance, your investments can also benefit from the right mix. 🍛 In this episode of Moneywise, Virat and Rachita break down Equity Mutual Funds and Debt Mutual Funds in the simplest way possible; without jargon, without hype, an…
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What Is The Meaning Of Net Asset Value (NAV)? | Mutual Funds For Beginners
8:19
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8:19Ever wondered what NAV actually means and why every mutual fund investor keeps talking about it? 🤔 In this episode of Moneywise, we break down the Net Asset Value (NAV), what it really is, how it’s calculated, and why it’s not the same as your mutual fund’s performance. Whether you’re just starting your SIP journey or already exploring different sc…
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How to Start a SIP & Invest in Mutual Funds (Beginner-Friendly Guide) Podcast
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7:41Your first SIP could be the start of your wealth story, if you do it right. In this episode of Moneywise, Virat and Rachita break down how to invest in mutual funds and how to start a SIP; no jargon, no sales pitch, just straight talk. 👉 Understand what makes a mutual fund SIP investment work, how to pick a fund that fits your goals, and why consis…
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Mutual Funds for Beginners: What No One Tells You Before Starting Mutual Funds
10:13
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10:13Think mutual funds are just for finance pros? Think again. 💡 In this episode of Moneywise, Virat and Rachita break down everything first-time investors get wrong about mutual funds, from picking your first SIP to understanding why your bank balance isn’t growing (hint: inflation is silently eating it). Expect sharp insights, relatable money confess…
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What Is The Right Time To Invest In Mutual Funds? How To Start SIP?
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8:35Everyone wants to know what the right time to invest in mutual funds is, but here’s the uncomfortable truth: the perfect time was yesterday. The next best time? Today! In this episode of the Moneywise Podcast, Virat and Rachita break down one of the biggest investing myths, waiting for the “right moment”, and explain why time in the market beats ti…
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Breaking The Lifestyle Inflation Trap and How To Budget And Save Money
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10:03Ever wondered why some people with huge paycheques still end up broke by the end of the month? It’s not bad luck; it’s lifestyle inflation. In this video, we unpack the sneaky lifestyle inflation trap — that pattern where your expenses quietly grow every time your salary does. From “I deserve it” purchases to impulse upgrades, this trap can eat awa…
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Final Stage of Wealth Creation: Distribution
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10:41We spend decades saving and investing, but the real test of money smarts often comes at the very end during the distribution phase of wealth creation. In this episode of the Moneywise Podcast, Virat and Rachita explore the stage that determines whether your years of hard work and saving actually translate into a comfortable life. It’s about more th…
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The Most Overlooked Stage of Wealth Creation: Transfer Phase
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7:33Most of us obsess over earning and investing… but the real game-changer in wealth creation often comes much later during the transfer phase. In this episode of the Moneywise Podcast, Virat and Rachita dig into a stage that many investors overlook until it’s too late. This is the point where decisions about how you move or withdraw your money can de…
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The First Step Towards Financial Freedom (Don’t Skip This)
10:43
10:43
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10:43Everyone dreams of financial freedom, but here’s the truth about wealth accumulation: it often begins with the basics—saving regularly, building an emergency fund, and committing to small but steady investments like SIPs. Before you explore advanced wealth creation strategies, it helps to first build a safety net that can protect you from life’s su…
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Stop Falling For These Everyday Money Traps
12:13
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12:13Ever blamed your wins on skill but your losses on “bad luck”? Or spent your money today because tomorrow felt too far away? Or maybe you bought that stock just because “everyone else was doing it”? Welcome to the tricky world of investor psychology in stock market podcast style. In this episode of the Moneywise Podcast, Virat (our cautious Millenni…
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Comfort Zone Biases That Block Smarter Investing Decisions
10:21
10:21
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10:21Think you always make investing decisions with logic? Spoiler: half the time, your brain’s just running on autopilot, like ordering the same coffee every single day because it feels “safe." In this episode of Moneywise Podcast, Virat (the thoughtful Millennial) and Rachita (the unapologetic Gen Z) break down three everyday behavioral biases in inve…
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Why Some Smart People Make Dumb Money Choices
6:57
6:57
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6:57The Indian markets keep evolving, and sector leaders often play a big role in driving that change. With the Bandhan BSE India Sector Leaders Index Fund (NFO) now open, investors have the chance to consider exposure to some of the biggest companies in India across multiple sectors through a transparent, rules-based index approach. In this episode, w…
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Think following the crowd keeps you safe with money? Spoiler: Sometimes the herd may run straight off a cliff. 🐑📉 In this lively episode of Moneywise, Virat (our cautious Millennial) and Rachita (our unapologetic Gen Z) dive into the fascinating tug-of-war between crowd wisdom and individual stupidity, and uncover 3 more biases. From fake “last day…
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Gen Z vs Millennials: Same Money, Same Bias
13:59
13:59
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13:59Think Gen Z and Millennials handle money differently? Spoiler: our brains play the same tricks, just in different packaging. In this fun, fast-paced episode of Moneywise, Virat (the Millennial) and Rachita (the Gen Z) take you through three big psychological biases that mess with how we make financial choices. Expect witty banter, relatable stories…
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Gen Z vs Millennial: Different Generations, Same Problems
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2:25People don’t make financial decisions based on textbook rules, they make them through emotions while navigating real-life challenges. Whether you’re a Millennial or Gen Z, most advice circles back to the same old tips: save more, start a SIP, cut costs. But what about the hurdles we actually face day to day? In the Moneywise Podcast series, two gen…
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Why Your Portfolio Needs Rebalancing | Moneywise Podcast Ep. 51 Ft. R. Subramanian
9:39
9:39
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9:39What is portfolio rebalancing, and why is it essential for every investor? In this episode of the Moneywise Podcast, veteran Financial Advisor R. Subramanian explains how to keep your asset mix aligned with your goals. He shares simple strategies, key triggers for rebalancing, and practical guidance to help you manage risk over time. Tune in to und…
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How to Build an Index-Only Portfolio | Moneywise Podcast Ep. 50 Ft. Sooraj Raveendran
10:58
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10:58Can you build your entire investment portfolio using only index funds? In this episode of the Moneywise Podcast, Sooraj Raveendran, Founder & CEO of Index Funds Sahi Hai, explains how index funds can be used to construct a well-diversified, long-term portfolio. He also shares how investors can think about equity, debt, international, and even facto…
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What Exactly Are Index Funds? | Moneywise Podcast Ep. 49 Ft. Mehul Shah
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12:38Confused about what index funds really are? You’re not alone. In this episode of the Moneywise Podcast, Mehul Shah, Financial Advisor and Designated Partner at RIQR LLP, helps demystify index funds. With over 20 years of experience, he explains how these funds work, why they’re gaining popularity, and who they’re suited for. Mutual fund investments…
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What Not to Do When Markets Are Volatile | Moneywise Podcast Ep. 48 Ft. Chetan Agarwal
16:57
16:57
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16:57Market fluctuations can lead to impulsive decisions—but should they? In this episode of the Moneywise Podcast, we are joined by Chetan Agarwal, Head of Corporate Treasury at Bennett Coleman and Co. Ltd., to discuss how investors can navigate market volatility with confidence. He explores the dangers of emotional investing, the importance of asset a…
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Financial Planning for Children | Moneywise Podcast Ep. 47 | Ft. Hrushikesh Swain
13:50
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13:50Financial planning for children doesn’t have to be overwhelming. In this episode of the Moneywise Podcast, financial advisor Hrushikesh Swain explains when to start investing, how to leverage mutual funds and smart strategies for key milestones. Learn how disciplined investing, early planning, and regular reviews can help you build a financially se…
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46: 046 - How Your Actions Could Make or Break Your Wealth
15:34
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15:34In this thought-provoking episode of the Moneywise Podcast, host Jude Fernando chats with Rahul Jain, a financial advisor and founder of G.R. Finvisors. Together, they discuss how investor behaviour can significantly impact financial success. Learn about the common mistakes investors make during emotional decision-making, discover key habits for we…
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45: 045 - Why Factor Funds Deserve Your Attention
23:09
23:09
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23:09In this insightful episode of the Moneywise Podcast, host Seetal Iyer speaks with Prateek Sinha, a seasoned wealth manager. They discuss the unique characteristics of factor funds, how they differ from traditional index funds, and why they’ve gained popularity in recent years. If you’re interested in understanding how factors like value, momentum, …
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