Best Angie Gerber Podcasts (2025)

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Mortgage Relief On The Horizon: What Falling Bond Yields Mean For Homebuyers And Owners 10:42

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5d ago10:42

10:42

Send us a text Check out this week's update!! We track a potential government reopening, easing bond yields, and a small but notable jump in home values, then map how a quarter-point rate move can unlock millions of refinance opportunities. We also unpack VA entitlement, explain how to hold multiple VA loans, and stress why strong lender partnershi…

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Why Buying Beats Renting In Some States And What The Fed Cut Really Means 13:38

9d ago13:38

13:38

Send us a text We unpack why rates rose right after the Fed cut, where they may settle, and how affordability will shift as more housing funds move from DC to the states. We compare Minnesota, Arizona, and Florida to show when renting loses to buying and what 2026 policy could change. Reach out to Nikki because she can run those numbers and really …

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Five Percent Down For Four Doors? Yep, Really!! 8:07

13d ago8:07

8:07

Send us a text Rates soften as we anticipate a 25 bps Fed cut, and mortgage quotes start dipping into the fives while volatility cools. Fannie Mae’s new 5% down option for 2–4 unit primary homes opens the door to house hacking and refi's. Plus smarter Q4 planning starts with an obsession-level mindset. Listen Now for the HUGE CHANGE!! Support the s…

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How Retirees Can Qualify For Mortgages When Paychecks Stop 16:50

16d ago16:50

16:50

Send us a text Bond yields slip under 4 percent as we track real-time rate pressure even through an AWS outage. We share three proven ways retirees can qualify for a new home, and why agents should vet lenders using NMLS to protect deals on both sides of the table. Listen Now for More Great Info on the Following - • asset dissipation underwriting f…

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Untangling Mortgage Rates: Credit, Down Payments, and Why 19% Beats 20% 15:57

1M ago15:57

15:57

Send us a text We break down why rates dipped despite Government shutdown and show how your personal profile, not the headline number, decides your mortgage pricing. Credit tiers, down payment strategy, occupancy, term, and loan size all interact—and you can use them to your advantage. Another MUST LISTEN to episode!! You can find Nikki on TikTok, …

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Shutdown Jitters, Rate Watch & How no-score buyers can still qualify for a home 9/29 Market Update 13:40

2M ago13:40

13:40

Send us a text Markets brace for a volatile week as a possible government shutdown threatens the BLS Jobs Report and nudges the 10-year Treasury, with mortgage rates holding in the low-to-mid sixes after losing recent gains. We also map a path for no-score buyers using rent, utilities, and payment shock, then close with a reminder to show up fully …

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Mortgage Mayhem: Fed Rate Cuts and Property Tax Shock 14:47

2M ago14:47

14:47

Send us a text The Federal Reserve's recent interest rate cut has ironically led to volatile mortgage rates as the bond market adjusts. Property tax reassessments in Minnesota, Arizona, Florida and many more states are causing homeowners' tax bills to double or triple as counties update values for the first time in a decade. • Mortgage rates experi…

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Freeze, Pull, Repeat: The Credit Game Homebuyers Must Master 9/15 Market Update 19:53

2M ago19:53

19:53

Send us a text The Federal Reserve's meeting this week is expected to cut interest rates - Check in next week for the latest announcement! The recently passed Homebuyer Protection Act eliminates predatory trigger leads that previously bombarded consumers with hundreds of calls after a mortgage credit check. Listen now for the details! Also, more cr…

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Beyond Commission Splits: What You Need to Know About Broker Alignment - Chapter 9 10:40

2M ago10:40

10:40

Send us a text Aligning with the right broker or business partner is crucial for real estate success, yet many agents struggle with this decision. I wrote chapter nine of my eBook specifically to address this common challenge after repeatedly answering questions about brokerage alignment. Listen now for all the things you might not be thinking abou…

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Why This Moment Matters for Both Buyers and Sellers in Today's Market 11:44

2M ago11:44

11:44

Send us a text Mortgage rates have hit their lowest point in 18 months, creating opportunities for both buyers and sellers as we approach the sweet spot before home prices increase. Listen Now for All the Latest in this Monday Market Update! Some Key Takeaways: • Jobs report came in lower than expected, causing the 10-year treasury bond to decrease…

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Are Your Goals Worthy of You? Chapter 8 13:03

2M ago13:03

13:03

Send us a text Chapter 8 - Are you worthy of your goals? The most powerful revelation that changed everything for me came when my coach said I'd need to leave behind 50-80% of who I am to achieve my biggest aspirations. This revelation forms the foundation of true goal setting. If your goal doesn't simultaneously excite and terrify you, it's not bi…

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Your Home's Hidden 50% Value Jump: The Five-Year Appreciation Secret - 9/2/25 Update 18:32

2M ago18:32

18:32

Send us a text This Week's Update - The housing market is showing improvement in interest rates, with potential cuts coming from the Fed through the end of 2025, creating refinance opportunities for those with rates above 7%. Tariff Talk as well - depends on the court's ruling... Home appreciation data reveals a dramatic increase pattern: 2% in one…

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Mortgage Rates Drop After Fed Signals - 8/25/25 Monday Market Update 15:20

3M ago15:20

15:20

Send us a text The mortgage market saw significant improvement last week after Fed Chair Powell signaled a likely rate cut at the September 17th meeting, with rates dropping to around 6.25%. Listen NOW for all the details you need to know! This week we explore property occupancy rules in light of Fed Governor Lisa Cook's mortgage fraud investigatio…

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Late Payments & Lending: Understanding Your Options After Financial Hardship 15:00

3M ago15:00

15:00

Send us a text Mortgage rates have stabilized around 6.5-6.625% as markets await the September Fed meeting where rate cuts are highly anticipated. Financial experts believe the Federal Reserve has waited too long to implement rate cuts and will need to be aggressive with multiple cuts through year-end to catch up. • Friendly Reminder - Fed rate cut…

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The Fed's Plan to Cut Interest Rates Three Times Will Transform the Mortgage Market - 8/11/25 Monday Market Update 9:42

3M ago9:42

9:42

Send us a text The Fed has announced plans to cut interest rates at least three times over the next three Fed meetings, which is great news for the mortgage market even though rates aren't directly tied to Fed rates. As we approach mid-August, it's crucial to review your goals, understand your business metrics, and begin planning for 2026 since rea…

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Market Pulse: Rates Drop & Mortgage Updates - 8/4/25 Market Update 7:21

3M ago7:21

7:21

Send us a text Interest rates have improved following a favorable jobs report, while Fannie Mae and Freddie Mac are expanding appraisal waivers to loans with lower down payments and high credit scores. • Interest rates dropped about a quarter point (60 basis points) after Friday's favorable jobs report • Fannie Mae and Freddie Mac redefining apprai…

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7/28 - The Market Is Shifting, But Top Performers Aren't Feeling It 11:07

4M ago11:07

11:07

Send us a text We're more than halfway through the year, and it's time to assess our goals and business strategies. Top-performing agents with solid foundations are hardly feeling the market shift, continuing to receive steady referrals and leads while creating their own economy regardless of market conditions. • Interest rates have settled back in…

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Powell vs. Trump: The Battle That Affects Your Mortgage - July 21st Monday Market Update 14:45

4M ago14:45

14:45

Send us a text The mortgage market is experiencing volatility with interest rates fluctuating between the mid-to-high 6% range after pushing toward 7% last week, showing increased responsiveness to economic news and policy shifts. • Interest rates have been affected by Federal Reserve meetings and uncertainty around fiscal policy • Tension exists b…

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Be Yourself, Build Relationships: Your Path to Real Estate Success - Chapter 7 Fall In Love With Sales 10:35

4M ago10:35

10:35

Send us a text Chapter 7 - Fall In Love With Sales Embracing sales is essential for success in real estate and business generally. Sales isn't about being pushy but about effectively communicating your value proposition in an authentic way that aligns with your personal style. Listen for the following tips and MORE! • You can't help clients if you …

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The Credit Score Revolution - Monday Market Update 7/14/25 14:08

4M ago14:08

14:08

Send us a text The Real Estate landscape is changing with Fannie and Freddie now accepting Vantage Score 4.0 for mortgage approvals, which includes rent, utilities, and cell phone payments that weren't previously considered. While we wait to see how interest rates will develop, successful agents are focusing on consistent action and authentic human…

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Rates Down, Stocks Up: The Housing Reality Nobody's Talking About 9:23

5M ago9:23

9:23

Send us a text Interest rates continued their downward trend last week, settling into the 6.5-6.625% range as the stock market reached all-time highs following a significant Senate bill passage. • Interest rates saw consistent decreases throughout last week • Stock market at all-time high, positively affecting mortgage bonds • Recent CNBC report hi…

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Bombs, Basis Points, and Breaking Free From Property Taxes 17:36

5M ago17:36

17:36

Send us a text Mortgage interest rates hit a 30-day low, dropping 25 basis points today amid international tensions, while Florida's Governor DeSantis proposes eliminating property taxes on primary residences, which would impact billions in state revenue. • Interest rates for 30-year fixed mortgages falling to around 6.5%, with volatility expected …

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Beyond the Headlines: Finding Truth in Today's Real Estate Market - June 16th, Monday Market Update and Mindset Call with Nikki, Cari and Angie 14:56

5M ago14:56

14:56

Send us a text The real estate market experiences volatility due to the Israel-Iran conflict while navigating inaccurate market reporting and dealing with predictions for future appreciation rates. • Interest rates fluctuated between 7.5% and 6.375% last week due to the Israel-Iran conflict affecting oil prices and bond rates • Current mortgage rat…

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Selling Without Being "Salesy" Taking Real Estate from Hustle to Harmony: CHAPTER 6 10:06

5M ago10:06

10:06

Send us a text We're always selling, whether to clients, family, or friends, and embracing this reality is essential for real estate success. Finding an authentic sales approach that aligns with your personality and values creates sustainable business growth without feeling pushy or inauthentic. • Selling isn't about being pushy—it's about clearly …

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June 9th, Monday Market Update and Mindset Call with Nikki, Cari and Angie 11:44

5M ago11:44

11:44

Send us a text The Monday Market Update returns with key insights on changing real estate markets across the United States, highlighting significant regional differences and explaining why waiting for interest rates to drop might cost buyers more in the long run. • Jobs report exceeded expectations with 160,000 new jobs versus the anticipated 92,00…

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Taking Real Estate from Hustle to Harmony: CHAPTER 6 13:53

5M ago13:53

13:53

Send us a text Our self-image determines our success and when we break promises to ourselves, it takes a significant hit. We must treat our business like a business by showing up consistently, optimizing our time, and focusing on income-producing activities instead of time wasters. • Set achievable goals that push you slightly beyond your comfort z…

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June 2nd, Monday Market Update and Mindset Call with Nikki, Cari and Angie 16:13

6M ago16:13

16:13

Send us a text Here is the latest going on in the Market and a boost of Gratitude! • Trump announced doubling down on tariffs with China and the EU, affecting 10-year Treasury rates • Redfin's claim about seller/buyer imbalance lacks supporting data and seems designed to incite fear • Building trust requires becoming the reliable source of accurate…

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Taking Real Estate from Hustle to Harmony: CHAPTER 5 6:26

6M ago6:26

6:26

Send us a text No Secret Agents!! Secret Agent Syndrome keeps many business professionals hiding rather than thriving because they care too much about what others think. This mindset limits growth and prevents success, but by taking uncomfortable actions daily and getting past rejection fears, you can transform your business overnight. In order to …

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Taking Real Estate from Hustle to Harmony: CHAPTER 4 8:28

6M ago8:28

8:28

Send us a text Successful real estate agents understand the critical difference between having a database and cultivating a databank of valuable relationships that generate consistent business. • Agents with years of experience still struggle with inconsistent results despite having hundreds of past clients • Average people know 250-600 others who …

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Navigating HOA Insurance Requirements and Student Loan Changes 1:00:21

6M ago1:00:21

1:00:21

Send us a text This is a MUST LISTEN to call!! Packed with information you need as an agent!! Mortgage rates remain in the high 6% to low 7% range as the Federal Reserve continues to prioritize fighting inflation over addressing rising unemployment levels. Student loan repayment options and HOA insurance requirements are undergoing dramatic changes…

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Taking Real Estate from Hustle to Harmony: CHAPTER 3 14:54

6M ago14:54

14:54

Send us a text Lead Generation, It's a numbers game! Trust your intuition when it comes to client selection—taking on clients who aren't a good fit will cost you more time, energy, and money than turning them away. The contrast between working with ideal clients versus poor-fit clients will clarify what you truly want in your business. • Learn the …

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May 5th, Monday Market Update and Mindset Call with Nikki, Cari and Angie 16:47

6M ago16:47

16:47

Send us a text Mortgage interest rates experienced volatility last week due to rumors about Japan selling treasury securities but have since stabilized back into the high 6's with expectations to settle in the mid-six range throughout the week. Student loan collections have officially begun for approximately 10 million Americans with delinquent loa…

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Taking Real Estate from Hustle to Harmony: CHAPTER 2 17:06

7M ago17:06

17:06

Send us a text When we say yes to something, we're inevitably saying no to something else, which is why effective calendar management is critical for real estate professionals. Your calendar directly reflects your priorities and correlates with your bank account—successful agents plan like business owners by blocking time for consistent prospecting…

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April 28th, Monday Market Update and Mindset Call with Nikki, Cari and Angie 20:29

7M ago20:29

20:29

Send us a text The real estate market shows signs of transitioning from a seller to a buyer's market with Florida leading the way at 13% of homes currently for sale while other states remain around 6-7%. How long will it take for this to move across the country... Interest rates continue to be volatile but are settling in the mid-to-high 6% range w…

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Taking Real Estate from Hustle to Harmony: A Journey Through My eBook CHAPTER 1 30:52

7M ago30:52

30:52

Send us a text On this episode I share why I published my eBook "From Hustle to Harmony: Balancing Business Growth, Personal Life and Creating a Winning Mindset" I read the Introduction and Chapter 1 Included: • The difference between amateurs who let excuses stop them and entrepreneurs who show up consistently • Growth requires getting comfortable…

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April 21st, Monday Market Update and Mindset Call with Nikki, Cari and Angie 11:49

7M ago11:49

11:49

Send us a text The real estate market remains the same as last week with mortgage rates fluctuating between high 6% and low 7%, Successful agents need to become the trusted source of information by consistently showing up across platforms with factual, educational content that cuts through misinformation. • Now is a great time to reach out to past …

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April 14th, Monday Market Update and Mindset Call with Nikki, Cari and Angie 13:03

7M ago13:03

13:03

Send us a text Nikki covers interest rate volatility, USDA financing changes for manufactured homes, and strategies for maintaining client relationships. • Interest rates are correcting after last week's tariff-related volatility, settling back into the low sevens and high sixes • Previous clients are re-engaging in the market due to lease expirati…

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April 7th, Monday Market Update and Mindset Call with Nikki, Cari and Angie 20:28

7M ago20:28

20:28

Send us a text Market volatility has created dramatic swings in mortgage interest rates, with rates falling sharply after tariff implementation caused stock market declines, then rebounding rapidly the following day. • Mortgage rates directly tied to 10-year Treasury bond yields, which drop when investors move from stocks to bonds • Recent volatili…

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March 31st, Monday Market Update and Mindset Call with Nikki, Cari and Angie 15:37

8M ago15:37

15:37

Send us a text This is a BIG one!! Be sure to tune in and listen!! Mortgage interest rates remain in the mid to high 6's with significant changes coming to FHA mortgage eligibility that will impact non-permanent residents. Starting May 25th, only US citizens and permanent residents will qualify for FHA loans, while temporary residents with work vis…

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March 24th, Monday Market Update and Mindset Call with Nikki, Cari and Angie 10:31

8M ago10:31

10:31

Send us a text Mortgage interest rates are currently in the mid to high sixes, with positive movement expected as housing data reports are released this week and reciprocal tariffs appear less impactful than initially feared. • Consumers without credit scores can qualify for mortgages through both FHA and conventional loans using non-traditional cr…

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Build Your Own Wealth, Not Someone Else's: A Real Estate Revolution 20:09

8M ago20:09

20:09

Send us a text The real estate industry is undergoing dramatic changes with brokerages taking on private equity, reshuffling leadership, and adapting their business models to survive in the evolving market. As agents, we must balance serving our clients excellently while also staying informed about industry developments that directly impact our bus…

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March 17th, Monday Market Update and Mindset Call with Nikki, Cari and Angie 16:34

8M ago16:34

16:34

Send us a text Mortgage expert Nikki explains the critical importance of using proper language in purchase agreement addendums and how seemingly innocent terminology can create significant issues for mortgage approval. Proper communication between real estate agents and lenders before drafting addendums can prevent costly mistakes and ensure smooth…

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From Lead Chasing to Lead Creation: Transforming Your Real Estate Business 14:04

8M ago14:04

14:04

Send us a text I continue to see agents ignoring their most valuable asset while chasing expensive leads and giving away half their commission. Your database of past clients and sphere represents an untapped goldmine of business opportunity that most agents aren't leveraging effectively. I call it your Databank!! • Stop stepping over $100 bills to …

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March 10th, Market Update and Mindset Call with Nikki, Cari and Angie 9:49

8M ago9:49

9:49

Send us a text Mortgage rates are holding in the mid to high 6% range with positive indicators from the bond market and expected lower CPI numbers suggesting future rate decreases. Property taxes on new construction homes follow a complex pattern from lot tax to full assessment that significantly impacts mortgage qualification and payment changes o…

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March 3rd, Market Update and Mindset Call with Nikki, Cari and Angie 12:15

9M ago12:15

12:15

Send us a text Everything is still looking positive in today’s mortgage landscape! We explore critical changes in condo financing due to evolving HOA insurance policies that can affect buyers and sellers alike. I'm going through this right now with a seller, who is also a buyer. • Current interest rates stabilizing in the mid to high six range • In…

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Set Your Goals and Get Real Results 13:07

9M ago13:07

13:07

Send us a text Success starts with a clear vision of your goals, yet many struggle with translating those dreams into actionable steps. In this episode, we dive deep into effective goal-setting strategies tailored for personal and professional growth. How are your goals aligning with your day-to-day accomplishments? We discuss methodologies such as…

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February 24th, Market Update and Mindset Call with Nikki, Cari and Angie 18:00

9M ago18:00

18:00

Send us a text Everything is looking positive in today’s mortgage landscape! We dive deep into recent trends in interest rates, providing insights on how buyers can strategically navigate the current market conditions. Watch for the housing number to come out later this week or tune in next week for all you need to know! • Recent improvements in in…

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February 17th, 2025 - Presidents Day 6:55

9M ago6:55

6:55

Send us a text Today is a quick listen! Why did rates go up?? Learn more about the CPI numbers. Also - More great news for VA buyers!! I can't believe this was just put in place. Should have been done years ago! Things are shifting - be sure to be in the know! Need help with business planning for 2025... Grab my eBook ➡️➡️➡️ Stan.Store/AngieGerber …

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Feb 10th, 2025 Down Payment Assistance and What does Gold have to do with the Market... 8:50

9M ago8:50

8:50

Send us a text Gold - What does Gold have to do with the Market? Are DPA - Down Payment Assistance programs affected by the federal funding freeze? What's going on with rates and a key factor that may play a role in the near future of the Real Estate market. Listen to this 15-minute call for up-to-date information on the market! Things are shifting…

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February 3rd, 2025 Tariff News & Impact on Loans - Navigate with Nikki! 14:40

9M ago14:40

14:40

Send us a text Tariffs!? What is going to happen to the Real Estate Market??... Also, tons of great information about USDA loans! Another must watch/listen Monday Market Update! Listen to this 15-minute call for up-to-date information on the market! Things are shifting - be sure to be in the know! Need help with business planning for 2025... Grab m…