Join Damien and Andy as they break down personal finance topics including investing, saving, budgeting and more, giving you the tools and knowledge to achieve your financial goals Each week, they cover three topics, cutting through unnecessary financial jargon, providing practical tips and actionable advice to help you make the most of your money. To provide feedback or ideas for future shows, contact: [email protected] or visit https://moneytothemasses.com
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Andyleeks Podcasts
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Ep 528 - Small financial habits to make or save you thousands
38:24
38:24
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38:24
In this week’s episode, Damien shares a list of small financial habits that have quietly saved (or made) thousands of pounds over the years. Damien covers everything from smart shopping strategies and energy-saving hacks to optimising your bills and banking. Plus, Andy shares a listener success story about how a Share Save scheme turned a £3,600 in…
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Ep 527 - Best valued stock markets & Why your credit rating might soon drop
27:11
27:11
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27:11
In this week's podcast Damien takes a look at stock market 'value' around the globe before revealing which sectors within the US stock market are expensive and which are cheap. Andy and Damien then explain how a major overhaul of a leading credit reference agency’s scoring system will result in 44% of people experiencing a drop in their credit rati…
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In this week's show Damien discusses the upcoming Autumn Budget, providing a summary of the latest rumours and predictions, explaining how likely they are and how they could impact your finances. Check out this week's podcast article on the Money to the Masses website to see the full list of resources fro…
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Ep 525 - Rising annuity rates & Bank of England gilt surprise
26:29
26:29
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26:29
In this week's episode, Damien discusses the slowing of gilt sales by the Bank of England (quantitative tightening). He explains why it is happening and how it impacts everything from future mortgage rates and pension funds to government borrowing ahead of the Autumn Budget. Next, he looks at rising annuity rates (one of the major benefits of risin…
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Ep 524 - Crypto ETNs explained & financial terms rebranded
33:29
33:29
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33:29
In this week's episode, Damien discusses a significant rule change that provides UK investors with a new, regulated way to access crypto assets. He explains how crypto ETNs work, the potential tax advantages and the risks you need to be aware of before investing. He also explores a thought-provoking idea: could simply changing the names of everyday…
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Ep 523 - New car finance compensation scheme explained & investing in gold miners
34:11
34:11
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34:11
On this week's show Damien explains how the new car mis-selling compensation scheme, announced by the FCA this week, will work. He explains who will be eligible for compensation, the average potential payout and what you now need to do. Finally, he discusses the soaring price of gold and explains the pros and cons of investing in gold mining stocks…
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Ep 522 - Wills, Charitable gifts & Marriage - the IHT benefits & pitfalls
25:03
25:03
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25:03
In this week's episode, Damien explains how leaving a gift to charity in your will can significantly reduce your inheritance tax (IHT) bill. He breaks down the rules and explores the most effective ways to structure your donation. Next, he reveals a little-known legal trap that affects anyone who gets married and could result in your estate being d…
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Ep 521 - How I doubled my money in 10 years running my own portfolio
39:32
39:32
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39:32
In this week's podcast, Damien celebrates a major milestone as his publicly-run £50,000 portfolio approaches £100,000 after just 10 years. He shares some practical insights on portfolio construction, how he manages psychological biases, and explains why a disciplined, long-term process is the key to successfully growing your wealth. Check out this …
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Ep 520 - Best ways to earn cashback & The dangers of financial freedom
44:11
44:11
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44:11
In this week’s episode, Andy reveals the best bank accounts for earning cashback, gives an overview of the top cashback credit cards, and highlights the best apps to boost your everyday spending. Next, Damien discusses the hidden dangers of financial freedom, including how to recognise when money turns from a tool into a source of anxiety. Finally,…
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Ep 519 - A guide to long-term asset funds & Trusts explained
26:06
26:06
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26:06
On this week's podcast, Damien takes a look at Long-Term Asset Funds (LTAFs). With the news that Hargreaves Lansdown will allow retail investors to access these types of funds from next week, he explains how they work and why investors should remain cautious. Next, he provides an overview of trusts, explaining how they can be used effectively befor…
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