Join Damien and Andy as they break down personal finance topics including investing, saving, budgeting and more, giving you the tools and knowledge to achieve your financial goals Each week, they cover three topics, cutting through unnecessary financial jargon, providing practical tips and actionable advice to help you make the most of your money. To provide feedback or ideas for future shows, contact: [email protected] or visit https://moneytothemasses.com
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Andyleeks Podcasts
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Ep 524 - Crypto ETNs explained & financial terms rebranded
33:29
33:29
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33:29In this week's episode, Damien discusses a significant rule change that provides UK investors with a new, regulated way to access crypto assets. He explains how crypto ETNs work, the potential tax advantages and the risks you need to be aware of before investing. He also explores a thought-provoking idea: could simply changing the names of everyday…
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Ep 523 - New car finance compensation scheme explained & investing in gold miners
34:11
34:11
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34:11On this week's show Damien explains how the new car mis-selling compensation scheme, announced by the FCA this week, will work. He explains who will be eligible for compensation, the average potential payout and what you now need to do. Finally, he discusses the soaring price of gold and explains the pros and cons of investing in gold mining stocks…
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Ep 522 - Wills, Charitable gifts & Marriage - the IHT benefits & pitfalls
25:03
25:03
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25:03In this week's episode, Damien explains how leaving a gift to charity in your will can significantly reduce your inheritance tax (IHT) bill. He breaks down the rules and explores the most effective ways to structure your donation. Next, he reveals a little-known legal trap that affects anyone who gets married and could result in your estate being d…
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Ep 521 - How I doubled my money in 10 years running my own portfolio
39:32
39:32
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39:32In this week's podcast, Damien celebrates a major milestone as his publicly-run £50,000 portfolio approaches £100,000 after just 10 years. He shares some practical insights on portfolio construction, how he manages psychological biases, and explains why a disciplined, long-term process is the key to successfully growing your wealth. Check out this …
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Ep 520 - Best ways to earn cashback & The dangers of financial freedom
44:11
44:11
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44:11In this week’s episode, Andy reveals the best bank accounts for earning cashback, gives an overview of the top cashback credit cards, and highlights the best apps to boost your everyday spending. Next, Damien discusses the hidden dangers of financial freedom, including how to recognise when money turns from a tool into a source of anxiety. Finally,…
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Ep 519 - A guide to long-term asset funds & Trusts explained
26:06
26:06
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26:06On this week's podcast, Damien takes a look at Long-Term Asset Funds (LTAFs). With the news that Hargreaves Lansdown will allow retail investors to access these types of funds from next week, he explains how they work and why investors should remain cautious. Next, he provides an overview of trusts, explaining how they can be used effectively befor…
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Ep 518 - The key factors driving investment markets right now
34:48
34:48
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34:48On this week's podcast, Damien provides a comprehensive investment market update, explaining the key factors that are driving markets as we head into Autumn. Looking ahead, he explains what investors should be keeping an eye on, including upcoming central bank decisions, potential volatility in the bond market and why the "bad news is good news" me…
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Ep 517 - Savings rate traps & Why you might need to ditch the 4% retirement rule
22:15
22:15
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22:15On this week's podcast Damien explains how the rise of short-term 'bonus' rates are creating a price war amongst providers. He reveals how these types of rates can leave you worse off as a saver before explaining how you can calculate the effective annual rate to see what you’re really earning. Next, Damien looks at whether the classic 4% retiremen…
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Ep 516 - A simple strategy to help your child become a MILLIONAIRE
20:57
20:57
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20:57We’ve talked before about the incredible power of long-term investing and compounding, particularly when growing wealth for children. I personally use the millionaire strategy, which aims to make my children millionaires when they are older. The strategy is built upon several key principles discussed in our How to Become a Millionaire podcast episo…
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Ep 515 - Important car finance mis-selling update & base rate surprise
32:25
32:25
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32:25On this week's podcast Damien explains the latest development in the car finance mis-selling scandal and what action you need to take. He also discusses the latest Bank of England base rate cut. While it was widely anticipated, he explains why the market was caught off guard by what was contained in the accompanying meeting minutes. Check out this …
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